—————————————–
2010
—————————————–
(1) Welcome to the 123notary.com Blog!
Find out who we are!
http://blog.123notary.com/?p=1 #notary
(2) Saving on gas
Ethanol, Good driving habits & getting a hybrid!
http://blog.123notary.com/?p=33 #driving
(3) Everything you need to know about #notary #advertising
Being listed on 123notary isn’t enough, you need to make your profile attractive
Everything you need to know about advertising
(4) Getting paid, the ins and outs
Do you background check the companies that call you? You should!
http://blog.123notary.com/?p=27 #backgroundcheck #notary
(5) Saving money on toner, paper, E&O and more!
http://blog.123notary.com/?p=25 #insurance #notaries
(6) The art of confirming the signing & going over the numbers
Confirming the signing
#mortgage #notary
(7) I’m a #notary, but what do I do now?
What to do when your training wasn’t enough!
http://blog.123notary.com/?p=60
#notarize #notarization
(8) Typical things #notaries do wrong!
Typical things notaries do wrong
#notarizing #notarized #notarization
(9) Funniest things that happen to signing agents!
Funniest things that happen to Signing Agents
#notary #notarized #notarization
#notaries #mortgage
(10) #Notary #Business Cards
Business Cards
#advertising #marketing
(11) Pricing formulas for #notary work
What to charge for a basic signing + edocs
Pricing formulas for mobile notary work
#notarize #mortgage
(12) Hospital #notary job tips from A to Z
Hospital notary job tips from A to Z
#notarization
(13) Everything you need to know about #notary journals
Everything you need to know about journals
#notarypublic #notarizing #notarized
(14) #Advertising strategies for mobile #notaries
http://blog.123notary.com/?p=147 #startup #notary
(15) Stories of notaries that fail and what they did wrong!
Stories of notaries that fail and what they did wrong.
#notary #notarization
(16) Typical things #notaries do wrong!
http://blog.123notary.com/?p=94
#notary #mortgage
(17) Which signing agents are getting the work on 123notary?
http://blog.123notary.com/?p=89
#mortgage #realestate #notary
(18) Credible Witnesses: When ID & docs have different names!
CW’s When ID and Docs Have Different Names
#mortgage #notary #witness
(19) 12 points on e-notarizations
12 Points On e-Notarizations
#enotary #enotarization #notary
(20) Just say no #2
When to say no as a #notary when given illegal requests!
Just Say No Article #2
(21) e-notarization & e-signing definitions
e-notarization definition
#notary #notarypublic #notarization
(22) How to make your notary crazy!
http://blog.123notary.com/?p=209
#notarization #notarized #notarizing
(23) Everything you need to know about signature by X
Signature By X
#notary #notarizing #notarized
(24) What are notaries saying about E&O insurance?
http://blog.123notary.com/?p=195
#insurance #lawsuits #notary
(25) Notaries in the crisis
http://blog.123notary.com/?p=184
#notary #notarization
(26) Loan Modifications, what you need to know!
Should you claim you “represent” the company? Is it legal?
http://blog.123notary.com/?p=174
(27) Jail notary jobs from A to Z
Jail Notary Jobs from A to Z
#notarization #notarized
(28) Should I take the call?
Do you answer your phone when you are at a signing?
http://blog.123notary.com/?p=443
(29) Just say no #3
When to decline illegal notary requests
Notary Public: Just Say No #3
#notarized
(30) Your old vital records are often useless!
http://blog.123notary.com/?p=372
#notary #notarizing #birthcertificate
(31) Names on notary listings
http://blog.123notary.com/?p=313
#notary #mortgage #notarizing
(32) Notary etiquette from A to Z
Notary Etiquette from A to Z
#notarized #notarization
(33) Best older discussions on our notary forum!
http://blog.123notary.com/?p=276
#notarization #mortgage
(34) Meeting #notary clients at a jail!
Meeting Clients at a Jail
#notarization #notarized #prison
(35) Reverse Mortgages General Information
http://blog.123notary.com/?p=265
#mortgage #realestate #notary #notarize
(36) Pets at signings!
http://blog.123notary.com/?p=245
#notary #notarization #mortgage
————————————
2011
————————————–
(1) A tale of four notaries in hospitals
Different approaches to typical problems
A tale of four notaries in hospitals
#notary
(2) Just say no #4
What if someone wants to use your notary seal?
http://blog.123notary.com/?p=459
(3) Credible witnesses from A to Z
Credible Witnesses from A to Z
#notary #mortgage
(4) Networking with notaries
http://blog.123notary.com/?p=494
#notary #notarization #smallbiz
(5) Interesting and uncommon #notary acts
Ever heard of a Marine Protest?
Interesting and uncommon notary acts
#jurat #notarization
(6) Things that get notaries complaints
Rudeness & not showing up top the list
Things that get notaries complaints
(7) What to say and what not to say as a signing agent
What to say and what not to say.
#etiquette #notary
(8) One lady kept me waiting 45 minutes and then asked me, “Do you like your job?”
Do you like your job?
#hospital #notary
(9) Dragging the person’s arm
A tale about a #notary hospital signing gone wrong!
Dragging the person’s arm
#notarization
(10) How to lose half of your #notary clients while on #vacation!
Going on vacation?
(11) Pricing formulas and time spent for notary signing agents!
Pricing Formulas & Time Spent
#mortgage #realestate #notarization
(12) Don’t park in the driveway
A guide to parking #etiquette for notaries
Don’t park in the driveway?
(13) Mobile Offices from A to Z
Mobile Offices from A to Z
#notary #notarization #notarized
(14) Price fixing, what is it really all about?
http://blog.123notary.com/?p=520
#notaryfee #notarizing #mortgage
(15) Sticky situations for notaries from A to Z
http://blog.123notary.com/?p=759
#notary #notarized
(16) Immigration documents for a large family
http://blog.123notary.com/?p=751
#notary #legal #notarization
(17) Low ball signing companies
Low Ball Signing Companies
#mortgage #realestate
(18) The check is in the mail?
Dealing with signing companies who pay late or not at all.
http://blog.123notary.com/?p=739
#payment
(19) Protect yourself from shoddy #notarizations
http://blog.123notary.com/?p=729
#notary
(20) Seal #forgery, it happened to me
Seal Forgery – it happened to me!
#notary #notarized
(21) Leave a few spaces open in your journal?
Leave a few spaces open in your journal?
#notary #fraud
(22) The story of 123notary.com
It was late on a Friday night in 1999….
The Story of 123notary.com
#notary #notarypublic
(23) A few testimonials about 123notary.com
A few testimonials on 123notary
#notary #mortgage
(24) Pricing for notary work: different strokes for different folks
Pricing for notary work: different strokes for different folks
#notaryfee #notaryprice
(25) Notarizing a kidnapper
Notarizing a kidnapper
#notarization #notary
(26) Notarizing a potential scam!
Fingerprints kept me out of court!
http://blog.123notary.com/?p=661
#notary #fraud
(27) Notarizing an arsonist who blew his fingers off!
Notarizing an arsonist who blew his fingers off
#notary #notarized #notarization #jail
(28) Kidnapping case #2, the convict refused to sign!
http://blog.123notary.com/?p=905
#notary #notarization
(29) Just say no #5
Were you asked to skip the thumbprint? Think again!
http://blog.123notary.com/?p=646
#notary #notarization
(30) Same document different day!
http://blog.123notary.com/?p=897
(31) NNA certified signers who failed our test
Many couldn’t answer simple questions without a long pause
NNA Certified Signers who failed our test!
(32) Notarizing with fluffy the cat!
http://blog.123notary.com/?p=884
#notarization #notary
(33) The notary and the asylum
http://blog.123notary.com/?p=877
#notarized #notarizing
(34) Notarizing two sex offenders
http://blog.123notary.com/?p=872
#notary #notaryjob
(35) Notary witness information
http://blog.123notary.com/?p=850
#notarizgion #witnessing
(36) Fax backs are a pain
Fax Backs are a Pain!
#mortgage #notary #notarization
(37) Get reviews or perish!
Being listed on 123notary isn’t enough, you need reviews!
http://blog.123notary.com/?p=811
(38) A doc-jacker who took a loan hostage!
http://blog.123notary.com/?p=785
#mortgage #signingagent #notary
(39) The signing from hell!
The signing from hell
#notary #notarization #mortgage
(40) Notary in Louisiana murdered in home invasion
Notary in Louisiana murdered in home invasion
#notarization #notarize
(41) Tantrums of a borrower
http://blog.123notary.com/?p=920
#mortgage #realestate #notary
(42) Phone etiquette examined
http://blog.123notary.com/?p=918
#notary #notaries #notarized
(43) Notarization on a movie set!
http://blog.123notary.com/?p=913
#notary #notarizing
(44) Call back etiquette examined!
Do you call people back and refused to announce yourself?
http://blog.123notary.com/?p=973
(45) Good companies gone bad!
http://blog.123notary.com/?p=968
#signingcompanies #notary #mortgage
(46) Answering machine etiquette
http://blog.123notary.com/?p=955
#mortgage #notary
(47) Threatening for payment!
Threatening for payment?
#notary #mortgage
(48) Two notaries assigned the same job?
Two notaries assigned the same job?
#mortgage #notary
(49) No shows, ways that notaries get into trouble!
http://blog.123notary.com/?p=1054
#notary #notarize #notarization
(50) Notarizing someone who did check fraud
http://blog.123notary.com/?p=1049
#notary #notarization
(51) Excerpts from great notes sections
Excerpts from Great Notes Sections
#notary #advertising
(52) e-signings: faster or shorter than paper signings?
http://blog.123notary.com/?p=1022
#esigning #enotarization
(53) How many reviews makes the difference?
http://blog.123notary.com/?p=1148
#notary #marketing
(54) It’s easier to get a review from an individual than a signing company!
http://blog.123notary.com/?p=1132
#notary #marketing
(55) Erica’s mobile office story
Erica’s Mobile Office Story
#notary #laserprinter #notarization
(56) Notary pushed off stairs by borrower!
Notary is pushed off stairs by borrower!
#notarization #mortgage
(57) Deceptive identities: companies that change their names!
Deceptive Identities – Companies that change their names
#fraud #notary
(58) Notarization in the ‘Hood
http://blog.123notary.com/?p=1085
#notary #notarization
(59) Notarizing celebrities
http://blog.123notary.com/?p=1081
#notary #notarization
(60) What goes where in your notes?
What goes WHERE in your notes?
#notary #advertising #marketing
(61) Problems with credible witnesses
http://blog.123notary.com/?p=1284
#notary #notarization
(62) Can a notary be a witness?
Can a notary be a witness?
#notarization #notarized
(63) My first loan signing
http://blog.123notary.com/?p=1255
#notary #notarize #notarized #notarization
(64) Fixing botched signings
Fixing Botched Signings
#mortgage #realestate #notary
(65) Best notary suppliers
Best Notary Supplies
#notarization #notarize
(66) Notary Acknowledgment Information
Everything you need to know about this notary act
Notary Acknowledgment Information
#notarization
(67) Going the extra mile
A guide to standing out as a mobile notary
http://blog.123notary.com/?p=1186
#notarization #notarized
(68) I was accused of price gouging!
http://blog.123notary.com/?p=1183
#notary #notarization #mortgage
(69) Can a notary perform a wedding or a marriage?
Can a notary perform a wedding or marriage?
#weddingofficiant #notarize
(70) How do I find a notary public?
http://blog.123notary.com/?p=1860
#notarization #mortgage #realestate
(71) General Notary Q&A Topics
http://blog.123notary.com/?p=1844
#notarization #notarized
(72) Notary certificates, Notary wording & Notary verbiage
Notary Certificates, Notary Wording & Notary Verbiage
#notarization #jurat #acknowledgment
(73) Payment terms set by the buyer or seller in notary signings?
Payment terms – set by the Buyer or Seller?
#notary #marketing
(74) How do I get an #Apostille or #Authentication?
How do I get an Apostille or Authentication?
#notary #secretaryofstate
(75) go straight to 123notary.com/s mobile search to look up signing companies
http://blog.123notary.com/?p=1780
#mortgage #notary
(76) Make your own notary certificate forms!
Make your own notary certificate forms!
#notarization #legal
(77) Can a notary get in trouble? By doing what?
Can a notary get in trouble?
#notarylaw #notarization #notarized
(78) Pitfalls in the notary loan signing process
The Notary Signing Agent Loan Signing Process & Pitfalls
#notary #mortgage
(79) How do I fill out a notary journal entry?
How do I fill out a Notary Journal Entry?
#notarylaw #notarization
(80) Uses for notaries (other than notarizing)
Process serving, witnessing, inspections, etc.
http://blog.123notary.com/?p=1719
#notary #notarypublic
(81) Notarizing multi-page documents
Notarizing multi-page documents
#notary #notarized
(82) Thumbprint taking – step by step
Thumbprint Taking – Step by Step
#fingerprinting #notary
(83) Everything a notary needs to know about Power of Attorney signings
Power of Attorney Signings
#legal #legaldocument
(84) Can a notary witness a will or notarize one?
Can a notary witness a will or notarize one?
#witnessing #notarize
(85) Notary journal thumbprints – they can save your neck!
Notary Journal Thumbprints – they can save your neck!
#legal #notarylaw #notarization
(86) Notary procedure for Affidavit of Support documents
Notary Procedure for Affidavit of Support Documents
#legaldocument #legal #notarized
(87) Guns and Pit Bulls at signings!
http://blog.123notary.com/?p=1311
#mortgage #realestate
(88) Beneficial interest and notary law
If you lose money if the document doesn’t get signed, you have beneficial interest.
http://blog.123notary.com/?p=2169
(89) Notary pushed off stairs by borrower part 2
Notary pushed off stairs PART 2
#mortgage #notarizing
(90) When is it permissible to use a Credible Witness?
http://blog.123notary.com/?p=2105
#notary #mortgage #realestate #notarizing
(91) Penalties for notary misdeeds & misconduct!
Penalties for notary misdeeds & misconduct!
#notarylaw #notarization
(92) Is a Living Will or Living Trust the same as a Will?
http://blog.123notary.com/?p=2056
#powerofattorney #notary #advancedhealthcaredirective
(93) Can a notary help draft documents?
Can a notary help draft documents?
#notarylaw #notarized #legal
(94) Notary’s name on the Settlement Statement?
http://blog.123notary.com/?p=2018
#loan #mortgage #notarization
(95) Can a notary assist in filling out an I-9?
http://blog.123notary.com/?p=2016
#notarization #notarize
(96) Scary results when a notary uses our letter from hell to collect from a deadbeat signing co.
Scary results when a notary uses our letter from hell
#collectionletter #mortgage #notarize
(97) Contact info for all notary divisions
Contact information for state notary divisions 2011 & 2012
#notarypublic #secretaryofstate
———————————————-
2012
———————————————-
(1) Can a notary serve bordering states?
http://blog.123notary.com/?p=2272
#notarylaw #notarypublic
(2) When can I use 2 credible witnesses?
http://blog.123notary.com/?p=2258
#notarylaw #notarypublic #notarized
(3) Rules for notarizing a bedridden person
Rules for notarizing a bedridden person
#notary #hospital #notarization
(4) Do I need to know English to get notarized?
http://blog.123notary.com/?p=2238
#notary #notarization #notarizing
(5) How to fix notary mistakes
Most mistakes would be in the journal or certificate area.
How to fix notary mistakes
(6) How to be a thorough mobile notary
http://blog.123notary.com/?p=2225
#notarization #notarized #notarizing
(7) A New Jersey Notary gets locked in someone’s house!
http://blog.123notary.com/?p=2574
#notarized #notarization
(8) The husband and the stolen license!
http://blog.123notary.com/?p=2217
#notary #notarized #mortgage
(9) Borrowers and their filthy homes. A notary gets sick from visiting a house with dangerous bacteria!
Borrowers and their filthy homes
#mortgage #notaries
(10) Backdating from A to Z
Backdating from A to Z
#notary #mortgage #realestate
(11) Here are some things that the rudest notaries on 123notary have done
Rude notaries?
#notary #notarizing
(12) Notary victim of hit and run accident!
http://blog.123notary.com/?p=2173
#notarization #notarize
(13) Does (name of) signing company pay their notaries?
How do I find out?
http://blog.123notary.com/?p=2364
#mortgage
(14) Rules for notarizing minors
Rules for Notarizing Minors
#notarylaw #notarypublic #notary
(15) Being ready to jump as a mobile notary public.
Deciding ahead of time when you are going to be available
http://blog.123notary.com/?p=2350
(16) A list of bad #identification for #notary jobs
http://blog.123notary.com/?p=2342
#passport #notarization
(17) Which gets the work? Skills or Certification?
http://blog.123notary.com/?p=2332
#mortgage #notary #notaries
(18) Immigration documents for gay lovers
http://blog.123notary.com/?p=2334
#affidavitofsupport #legal #notary
(19) What does it really mean to be “certified?”
Certified Signing Agent – what does it mean?
#mortgage #notary
(20) Power of Attorney at a nursing home
Power of Attorney at a nursing home
#hospital #notary
(21) Can a notary notarize a birth certificate?
Can a notary notarize a birth certificate?
#vitalrecord #notarization
(22) Background checking notaries and signing companies
http://blog.123notary.com/?p=2297
#backgroundscreening #notary
(23) Fraud & Forgery in the Notary Profession
Fraud & Forgery related to the notary profession
#notarize #notarization
(24) Do I notarize every page of a document?
Do I notarize every page of a document?
#notarylaw #legal #notary
(25) How much E&O is normal or practical?
http://blog.123notary.com/?p=2429
#insurance #notary #notaries
(26) Notarization Dates, Document Dates & Signature Dates!
Notarization Dates, Document Dates & Signature Dates!
#notarylaw #legal #documents #notary
(27) Electronic #Notary #Journal Information
Electronic Notary Journal Information
#enotary #esigning #notarization
(28) How to get low ballers to stop calling you!
http://blog.123notary.com/?p=2797
#mortgage #notary
(29) Death and the #Notary
I’ve heard that it is best to get some things done sooner than later…
http://blog.123notary.com/?p=2643
#notarization
(30) The signing from heaven
The Signing from Heaven
#mortgage #realestate
(31) Notary dragged into court!
http://blog.123notary.com/?p=2635
#legal #notarization
(32) Sending loose certificates is #illegal.
Yet this is a very common request!
Sending loose certificates is illegal
#notary
(33) Do #notary journals need to be kept under lock and key?
Do notary journals need to be kept under lock and key?
#notarylaw #notarypublic #notarization
(34) Can a notary sign on a different day?
Can a notary sign on a different day?
#notarylaw #legal #notarization
(35) Don’t put the Fedex in the drop box?
If there is a cashier’s check in the package – be careful!
Don’t put the Fedex in the drop box!
#notary
(36) Your purpose is NOT to notarize?
http://blog.123notary.com/?p=2763
#notary #notaries
(37) How much should a notary charge for swearing in a …
How much should a notary charge for swearing in a…
#notaryfee #notary
(38) Where do credible witnesses sign the notary journal book?
Where do credible witnesses sign the notary journal book
#crediblewitness #notarization
(39) 123notary behind the scenes!
123notary behind the scenes
#mortgage #notary #smallbiz
(40) Notarizing your foreign language document
Notarizing your foreign language document!
#notary #notarization
(41) There was a bear blocking us in the driveway!
http://blog.123notary.com/?p=2742
#mortgage #notary
(42) How many notaries does it take to screw in a lightbulb?
http://blog.123notary.com/?p=2961
#mortgage #notary
(43) Dr. Jeckle & Dr. Hyde
An emotionally charged signing with people who you thought you knew!
http://blog.123notary.com/?p=2958
#mortgage #realestate
(44) Which states allow e-notarizations?
Which states allow e-notarizations?
#enotary #enotarization #esigning
(45) 20 stories about animals at signings
20 stories about animals at signings
#mortgage #notary
(46) How many witnesses do you need when signing a Will?
http://blog.123notary.com/?p=2523
#notary #legal
(47) Got notes?
Tips for writing a great notes section in your 123notary profile!
http://blog.123notary.com/?p=2517
#mortgage #notary
(48) The technique — for getting notary reviews!
http://blog.123notary.com/?p=2625
#notary #advertising #marketing
(49) I would need a new notary journal every week!
http://blog.123notary.com/?p=2605
#notarylaw #legal #notarization
(50) The Attorney General is the place to report bad signing companies!
http://blog.123notary.com/?p=2602
#mortgage #notary
(51) I got beaten up by Spiderman at a closing!
http://blog.123notary.com/?p=3722
#mortgage #realestate
(52) Protecting yourself with a contract!
Companies use contracts, why shouldn’t notaries?
Protecting yourself with a contract
(53) Don’t call until the documents are ready?
http://blog.123notary.com/?p=2590
#mortgage #loan #notary #notarized
(54) An unreasonable client!
Some people just don’t understand how difficult parking can be in NYC!
http://blog.123notary.com/?p=3120
(55) Do criminals deserve to be notarized?
http://blog.123notary.com/?p=2586
#notary #notarization
(56) Who answers your phone?
http://blog.123notary.com/?p=2584
#notary #marketing
(57) The borrower and the fallen book shelf
http://blog.123notary.com/?p=3162
#mortgage #notary
(58) The chicken & egg: Birth certificate problem solved
The chicken & egg: Birth certificate problem solved
(59) The missing stamp
A story about a forgetful notary!
http://blog.123notary.com/?p=2686
#legal
(60) Notarizing documents for the elderly
Notarizing Documents for the Elderly
#notary #notarization
(61) Borrowers with guns
If the borrowers have them, maybe notaries should too
http://blog.123notary.com/?p=3329
#mortgage
(62) Ask, but don’t beg for a review?
http://blog.123notary.com/?p=3322
#notary #marketing
(63) Overseas companies hiring notaries in America
http://blog.123notary.com/?p=3295
#international #business #notary
(64) Stealing a business name!
A notary was accused of stealing a client’s biz name right before he registered it!
Stealing a Business Name
(65) What are your hours?
Do you have to think for a while to answer this question?
http://blog.123notary.com/?p=2656
(66) The signer had a dark & dirty energy about him.
http://blog.123notary.com/?p=3178
#mortgage #notary
(67) Power of Attorney and verifying capacity!
Power of Attorney and Verifying Capacity
#legaldocument #notary
(68) There was a person in the basement
http://blog.123notary.com/?p=3425
#mortgage #notary
(69) Two crazy situations that lead to non-payment
http://blog.123notary.com/?p=3315
#mortgage #notary
(70) Can you do the 3rd signing for free?
http://blog.123notary.com/?p=3305
#mortgage #notary
(71) The dog ate my journal
http://blog.123notary.com/?p=3368
#notarylaw #legal #notary
(72) Prison signings
Notarizing bank robbers & pornographers
http://blog.123notary.com/?p=3365
(73) Double booking notary appointments
http://blog.123notary.com/?p=2691
#notary #scheduling #smallbiz
(74) Attacked by an octogenarian lady with Dimentia!
http://blog.123notary.com/?p=2812
(75) Over my dead body: a signing that was one person’s last!
http://blog.123notary.com/?p=3727
(76) How to gain experience as a notary!
http://blog.123notary.com/?p=2920
#notarizing #mortgage #startup
(77) Hostage situation on the way to a signing!
http://blog.123notary.com/?p=2808
#notary #notarization
(78) Top 5 books every notary should own (and read)
Top 5 books every notary should own (and read)
(79) 3 notaries walk into a bar
The notaries wanted to ID the bartender.
3 Notaries walk into a bar
(80) The well, Chlorine, and diarrhea!
The pipes had broken and her well water was no longer pure!
http://blog.123notary.com/?p=2991
(81) “You will be all alone with me”
Attn. women signers: don’t sign for this guy!
http://blog.123notary.com/?p=3430
(82) Is it safe? Do I need an escort to this notary job?
http://blog.123notary.com/?p=3623
#notarization #mortgage
(83) What is that god awful smell?
http://blog.123notary.com/?p=2952
#mortgage #realestate #notary
(84) A notary steals oxicotton from a borrower’s house!
http://blog.123notary.com/?p=2955
#theft #notarization
(85) Are they crazy? $70 for e-docs with fax backs?
http://blog.123notary.com/?p=2949
#notary #mortgage #notarization #notarized
(86) They won’t pay me, so whose responsibility is it?
http://blog.123notary.com/?p=2946
#mortgage #notary
(87) Notary needed, but the signer is in a coma!
http://blog.123notary.com/?p=2943
#notarylaw #legal #notarization
(88) Borrower etiquette from A to Z
Borrower etiquette from A to Z
#mortgage #notary
(89) The reluctant husband
A story about a signing where the husband wanted to watch TV
http://blog.123notary.com/?p=3061
(90) When to dump a signing!
We all have to draw the line somewhere
http://blog.123notary.com/?p=3491
(91) OMG, there was alcohol on her breath
http://blog.123notary.com/?p=3633
#mortgage #loan #notary
(92) She brought her children to the signing and thought nothing of it!
http://blog.123notary.com/?p=3630
#mortgage #notary
———————————————–
2013
————————————————-
(1) I saw who, I saw when, I say where!
Signing companies that have too many demands
http://blog.123notary.com/?p=4030
(2) 12 tips for notaries
How do you get the job done!
http://blog.123notary.com/?p=3685
#notary #marketing
(3) Time management for notaries
http://blog.123notary.com/?p=3497
#notary #scheduling
(4) From 3 jobs per week to 3 jobs per day!
From 3 jobs per week to 3 jobs per day!
#notary #marketing
(5) No street lights
A story about a notary trying to find an address in the dark
http://blog.123notary.com/?p=3636
(6) Hold harmless: good idea or not?
http://blog.123notary.com/?p=3657
#notary #notarization #mortgage
(7) Moonshine and catfish at a signing
http://blog.123notary.com/?p=3417
#notary #notarization
(8) The 1099 was too high!
One notary got the shock of their life when they say their 1099
http://blog.123notary.com/?p=2993
(9) No place to sit
There was junk all over the place, but not a single chair
http://blog.123notary.com/?p=3535
(10) Two faced — duplexed
The notary got blamed for the mistake of the lender
Two-Faced… Duplexed
(11) Do you ramble? What do your clients think?
http://blog.123notary.com/?p=4122
#notary #communication
(12) 2013 analytics: which notaries are getting more business?
2013 analytics: which notaries are getting more business?
#notary #marketing
(13) Which tasks can you do which are worth $1000 per minute?
What tasks can you do which are worth $1000 per minute?
#notary #marketing
(14) Notarizing for an adoption
Notarizing for an adoption
#notary #notarization
(15) The notary called me back to tell me she couldn’t talk
http://blog.123notary.com/?p=4098
#notaries #communication
(16) Notarizing a child who was abducted
http://blog.123notary.com/?p=3239
#kidnapping #notary
(17) Identification requirements for being notarized
Identification requirements for being notarized
(18) Vampire notaries: 24 hour service
2 seemingly normal men were at the door…
Vampire Notaries: 24 hour service
(19) Why notaries don’t last
Why Notaries Don’t Last
#notary #notarizing
(20) Signing agent best practices: 63 points
Signing agent best practices: 63 points
#mortgage #realestate #notary
(21) The brothel notary
http://blog.123notary.com/?p=4091
#notarization #notarized
(22) Bartender notary: a reverse mortgage on the rocks!
Bartender Notary: A reverse mortgage on the rocks!
(23) Do signing reviews get companies to pay?
http://blog.123notary.com/?p=3227
(24) Feb 2013 Phoninar quick course
2013 Phoninar Quick Course
#mortgage #notary
(25) Why do they lie?
http://blog.123notary.com/?p=3168
#mortgage #notaries
(26) Top 12 things to do when you are on hold!
Top 12 things to do when you are on hold
#notary #marketing
(27) Sexagenarian’s revenge: Put that lender away!
http://blog.123notary.com/?p=3466
(28) Signing at a 14-room Victorian house
The notary didn’t have a ghost of a chance
http://blog.123notary.com/?p=3464
(29) Free printing service: hire a notary on 123notary.com
http://blog.123notary.com/?p=4198
(30) March Phoninar
When NOT to call the lender
http://blog.123notary.com/?p=4390
(31) How to write a notes section if you have ho experience
How to write a notes section if you have no experience
(32) The top 1% and the 99% on 123notary.com
Why do particular notaries get more work?
http://blog.123notary.com/?p=4168
(33) They always accepted this in the past
http://blog.123notary.com/?p=4162
#mortgage #notary
(34) Meao notary service!
No strings attached, otherwise I’d chase them!
http://blog.123notary.com/?p=4147
(35) Crayons and dog treats at a signing
Crayons and dog treats at the signing
#mortgage #notary #notarization
(36) Notes sections gone bad
http://blog.123notary.com/?p=4126
#notary #marketing
(37) Help, I’m being sued, and E&O won’t help!
Help, I’m being sued, and E&O won’t help
#insurance #notary #notarization
(38) When is it legal to notarize a document twice?
Best Practices: When it is legal to notarize a document twice?
#notarization #notary #attorney
(39) What about notaries who work at mail box places?
http://blog.123notary.com/?p=4419
(40) Are you too factual or too personal in your notary notes section?
http://blog.123notary.com/?p=4415
#notaries #marketing
(41) Mistakes notaries make with Title Companies that cost them!
Mistakes notaries make w/ Title Companies
#mortgage #notary #notarized
(42) Types of witnesses in the notary profession
Types of witnesses in the notary profession
#legal #mortgage #notarization
(43) A detailed look at the Ninja notary signing agent course!
A detailed look at the NINJA course
#notary #notarycourse
(44) Phone interaction tutorial
What to say and what not to say on the phone if you’re a notary!
Phone interaction tutorial
(45) Personality and expressing your uniqueness in your notes section
http://blog.123notary.com/?p=4352
#notary #marketing
(46) I now carry a weapon in my car!
http://blog.123notary.com/?p=3439
#notary #notarization
(47) Swat team notarization
I arrived at the notary job, and guess who was outside the house with guns?
http://blog.123notary.com/?p=4349
(48) How do I purchase a #notary #bond?
http://blog.123notary.com/?p=5322
#notarization #notarized
(49) Minimum competency guide to be a signing agent.
ID’s, when to call the LO, communication, more…
Minimum Competency Test Study Guide
(50) Late documents = more money?
http://blog.123notary.com/?p=4239
#notarypublic #mortgage #loan
(51) Getting what is due: a clever plan!
One notary finds an unusual way to collect!
Getting what is due! A clever plan!
(52) Does Elite Certification help on 123notary?
Is it worth it?
http://blog.123notary.com/?p=4229
#notary #signingagent
(53) A client tries to blackmail a very seasoned notary
http://blog.123notary.com/?p=4223
#mortgage #notaries
(54) I am dependable reliable and accurate, yeah right!
http://blog.123notary.com/?p=4218
#notary #marketing
(55) How to get something notarized that doesn’t have a signature
How to get something notarized that doesn’t have a signature
#legal #notarylaw #notary
(56) The Starbucks notary wises up after allowing a client to save on travel fee
by coming to him (& keeping him waiting forever)
The Starbucks notary wises up!
(57) How many years is a notary commission good for? (in your state)
How many years is a notary commission good for?
#notarylaw #legal #notarized
(58) Make them do the waiting if they do the driving
http://blog.123notary.com/?p=4203
#notaryfee #notary
(59) April Phoninar
The legals, Administering Oaths, The APR, Revoked Commissions
http://blog.123notary.com/?p=4382
(60) Our fees seem to go into other people’s pockets
http://blog.123notary.com/?p=3216
(61) My date with Jeremy
The date ends being dropped off at a Fedex drop box
My date with Jeremy
(62) What to explain and what not to explain at a loan signing
http://blog.123notary.com/?p=4366
(63) Is a p#20 really superior to a lower ranked notary?
http://blog.123notary.com/?p=4458
#notary #123notary
(64) How do you explain the APR to a non-borrowing spouse?
How do you explain the APR to a non-borrowing spouse?
#mortgage #mortgageterm #notary
(65) Why do I have to sign with my middle initial?
Why do I have to sign with my middle initial?
#mortgage #notary
(66) A 2am Signing
We all met for a transfer or a car title. But, the buyer had some words to say…
http://blog.123notary.com/?p=3566
(67) Cross out happy, not a good idea
Cross-out happy; Not a good idea
#mortgage #notary #notarized
(68) The carrot, the stick, the notary and the bag
The carrot, the stick, the notary, and the bag
#notarization
(69) What is a notary public?
Identification, journals, certificates & more explained!
What is a notary public?
(70) One person, many names, quite legal
http://blog.123notary.com/?p=3933
#notary #identification
(71) The prepayment penalty
Which document do you look for it first?
http://blog.123notary.com/?p=4429
(72) Which documents are recorded?
Maybe a few that you never heard of before
http://blog.123notary.com/?p=4426
(73) Notaries should be setting the fees, not the other way around
We should be setting the fees, not the other way around!
#notary #notaryfee #notariztion #mortgage
(74) The notary and the tragedy
The signer seemed nervous. A few weeks later the boyfriend shot himself.
http://blog.123notary.com/?p=4042
(75) Clarifying vague claims in your notes section
A step by step guide
Clarifying vague claims in your notes section
(76) Optional information on notary certificates
Why it’s important and how to fill it out
Optional info on Acknowledgment Certificate
(77) The lady and the handwritten will
The lady and the handwritten will
#notary #notarized #notarization
(78) The signer won’t sign the disclosure?
http://blog.123notary.com/?p=4484
#notary #mortgage #notarization
(79) She ran through the house like a mad woman
A story about a signing gone crazy!
She ran through the house like a mad woman…
(80) Industry standards in the notary business
Cross outs, initialing, unsigned docs, instructions, more.
Industry Standards in the Notary Business
(81) Getting respect as a notary part 2
http://blog.123notary.com/?p=3749
#notarization #mortgage
(82) A tough act to follow!
Administering a presidential oath of office!
A Tough Act to Follow
(83) Tomorrow’s notary publics
Kids dream of becoming firemen and superheros, but notary publics?
Tomorrow’s Notary Publics
(84) Health care power of attorney
Same as a living will?
http://blog.123notary.com/?p=6673
(85) Having Emmy’s for notaries!
The Notaries! Having Emmys for Notaries!
#notarized #notarization #notary
(86) Notarizing an ax-murderer in San Ysidro
http://blog.123notary.com/?p=6448
#notary #notarization
(87) Interview with Jennifer
A mobile notary who started out with a bang!
http://blog.123notary.com/?p=6442
(88) Interview with a Title company
Learn why those documents sometimes come late!
Interview with a Title Company
(89) Protecting ourselves and our notary commissions
http://blog.123notary.com/?p=3717
(90) 6 free things 123notary does for its clients
6 FREE things 123notary does for its clients
(91) The power of attorney was rejected by a bank!
The Power of Attorney was rejected by a bank
#legal #notarization
(92) How to get something notarized if you don’t have ID
How to get something notarized if you don’t have ID
#notary #notarization #notarize #identification
(93) A notary was accused of tricking the borrowers
http://blog.123notary.com/?p=6479
(94) The police wanted to know about e-notary documents
http://blog.123notary.com/?p=6397
#notary #notarypublic #notarization
(95) What is a Jurat?
When is it used and what does it entail?
What is a Jurat?
#notary #notarization
(96) Her magesty’s secret notary service
http://blog.123notary.com/?p=6781
(97) Do not resuscitate?
If you sign advanced health care directives, you might deal with this issue
http://blog.123notary.com/?p=6395
(98) Know-taries in Heaven and Hell
http://blog.123notary.com/?p=3775
(99) Notary fines & penalties
Find out what happens if you overcharge or worse!
Notary Fines & Notary Penalties (gulp)
(100) He took out his gun because he wanted you to stay!
http://blog.123notary.com/?p=3768
#notary #signing
(101) Types of powers of attorney
Power of Attorney: Types Often Created
#legaldocs #legaldocuments #notary
(102) A notary public cures lying
Notary Public Cures Lying!
#comedy #comedian #notaries
(103) Sign-Feld and the Notary Nazi
http://blog.123notary.com/?p=6854
#notaries #notarization
(104) Has the notary industry slowed down again?
http://blog.123notary.com/?p=6590
(105) The Notary, the Mafia, and the Fedex Drop Box.
The Notary, The Mafia & The Fedex Drop Box
#notaries #notarization
(106) The Alaska Notary wanted to get paid in Salmon!
http://blog.123notary.com/?p=6623
(107) The Anti-Notary
http://blog.123notary.com/?p=3756
(108) Get your will notarized, in a coma!
http://blog.123notary.com/?p=6770
#notary #notarization
(109) The Real Estate Agent and the evil girl scouts
http://blog.123notary.com/?p=6620
(110) How to get notarized
http://blog.123notary.com/?p=4699
#notary #notarypublic #notarization
(111) Notary license to kill
http://blog.123notary.com/?p=6775
#notaries #notarization
(112) Notary asked NOT to thumbprint?
http://blog.123notary.com/?p=6430
#legal #notarylaw #notaries
(113) Getting Acupuncture for notorial schlerosis
Repetetive use of your stamp can cause this rare but serious condition
http://blog.123notary.com/?p=7160
(114) Reasons why notaries won’t lower their fees
http://blog.123notary.com/?p=7140
#notary #marketing
(115) $10,000 a month on a bad month
$10,000 per month on a bad month
#notary #marketing
(116) Notary accidentally gets arrested for robbing a bank
http://blog.123notary.com/?p=6541
#notaries #notarization
(117) A great attitude gets the most jobs!
A great attitude gets the most jobs
#notary #notarized #marketing
(118) Companies that hire NEW signers!
Companies that will hire NEW signers!
#mortgage #realestate
(119) Don’t get volume sucker punched as a #notary
http://blog.123notary.com/?p=6544
#notarization #mortgage
(120) Marijuana at the table during a notary signing!
http://blog.123notary.com/?p=3809
(121) Notary fines relating to advertising and fraud
http://blog.123notary.com/?p=6909
(122) How to notarize a copy of a passport
How to Notarize a Copy of a Passport
#notary #notarization
(123) $35,000 a month his first year in business?
He made $35,000 a month his first year in business?
#notary #smallbiz #startup
(124) What makes a mobile notary a mobile notary?
What makes a mobile notary a mobile notary?
#notaries #notarization
(125) The notarization afterlife
http://blog.123notary.com/?p=6628
#notarized
(126) A Seinfeld episode about a notary!
A Seinfeld Episode about a Notary
#notaries #comedy #notarization
(127) Can a Resident Alien card or permanent resident card be used for notarization?
Can a resident alien card or permanent resident card be used for being notarized?
#notary #identification
(128) Using expired identification cards.
Is it legal?
http://blog.123notary.com/?p=8278
#notarypublic #notary #notarization
(129) Cross out and initial
Cross Out and Initial
#mortgage #notary #notarized
(130) Can you notarize someone’s initials?
Can you notarize someone’s initials?
#notarized #notarylaw #legal
(131) The Notary, the Realtor and the half bathroom
http://blog.123notary.com/?p=6609
(132) Using an automated notary machine at CVS
“Did you say representative?”
http://blog.123notary.com/?p=6456
(133) Fedex moved the drop box, but where are the contents?
http://blog.123notary.com/?p=6593
#mortgage
(134) Clever Florida Notary commended by the FBI
http://blog.123notary.com/?p=4000
#notaries
(135) Don’t hate the playa, hate the notary game
http://blog.123notary.com/?p=3997
#notaries
(136) Does Real Estate experience help as a notary?
Does Real Estate experience help as a notary?
#mortgage
(137) Sworn Oath information
http://blog.123notary.com/?p=6724
#notarypublic #notarylaw #notaryact
(138) Are you a point and sign notary?
http://blog.123notary.com/?p=4557
#mortgage #notarization #loandocs
(139) Ahoy mate, I have the docs!
http://blog.123notary.com/?p=6721
#mortgage #loansigning
(140) Interview with Timios Title
Interview with Timios title
#mortgage #notary
(141) 10 quick changes to your notes that could double your calls!
10 quick changes to your notes that double your calls!
#notary 3marketing
(142) Common mistakes with the 1003, RTC, TIL & APR
Common Mistakes with: 1003, Crossing out, RTC, TIL & APR
#mortgage #notary
(143) First number loses
Don’t bid first when negotiating prices for mobile notary work.
http://blog.123notary.com/?p=6689
(144) Affidavits, what you need to know!
Affidavits — What do you need to know?
#legaldocuments #jurat #notary
(145) Rich Man Poor Man: #Marketing your notary services to the wealthy
Rich man poor man: Market Yourself to the Wealthy
#notary #notaries
(146) How much can a California Notary charge?
How much can a California Notary Public Charge?
#notaryprice #notaryfee
(147) Notary journals from A to Z
Notary Journals from A to Z
#notarypublic #notaries
(148) Notary seal information from A to Z
Notary Seal Information from A to Z
#notaries #notarypublic
(149) Notarize This!
A satire on a movie about a mafia boss notary and a shrink!
http://blog.123notary.com/?p=6992
(150) How often do you update your # of signings?
http://blog.123notary.com/?p=4655
(151) Notary suicide hotline!
Notary Suicide Hotline
#comedy #notaries #notarization
(152) I get paid enough to get something on the value menu at McDonalds.
http://blog.123notary.com/?p=4625
#notaryfee #settlementstatement
(153) People shopping for notaries want to know the same things as guys looking for a date
http://blog.123notary.com/?p=4628
#notary
(154) Speed notarizing and speed dating
http://blog.123notary.com/?p=7007
#notary #notaries
(155) Many banks prefer to hire someone who is a notary
http://blog.123notary.com/?p=4616
#banknotary #notaries
(156) Jeremy loses at Notary Monopoly
http://blog.123notary.com/?p=6695
#notaries #humor #comedy
(157) A veteran notary interviewed gives advice to new notaries!
Advice to new notaries: Interview with a Veteran Notary
#notarization #notarized
(158) If your boss pays for your notary commission, it still belongs to you!
http://blog.123notary.com/?p=4613
#notarycommission
(159) General vs. specific information in notes sections
http://blog.123notary.com/?p=4602
#notary #marketing
(160) The man with the golden seal
http://blog.123notary.com/?p=6841
#notary #notaries #notarization
(161) How to get paid by out of business signing companies!
How to get paid by out of biz signing companies!
#notary #collection #mortgage
—————————————————–
2014: Jan to Sept 30th
—————————————————–
(1) If your name is everywhere then people will find you
http://blog.123notary.com/?p=6358
#notary #marketing
(2) When the phone does not ring.
There are marketing & maintenance tasks notaries can do!
http://blog.123notary.com/?p=7117
#notary
(3) No money callers
What to do with people who want to talk, but not pay!
http://blog.123notary.com/?p=7109
#notary
(4) Superman found out he needed a notarized affidavit at the last minute and didn’t know who to turn to.
http://blog.123notary.com/?p=6356
(5) Affidavit of Support and direct communication with the signer
Affidavit of Support and direct communication with the signer
#notarylaw #legal
(6) You could get sued if you don’t have a business license
You could get sued if you don’t have a business license
#legal #notary
(7) Honey I notarized the kids!
Don’t try this at home
Honey, I notarized the kids (don’t try this at home)
#comedy
(8) I go over the HUD first
Learn what pro loan signers do!
I go over the HUD-1 first
#notary
(9) 10 ways to find the perfect notary!
http://blog.123notary.com/?p=7019
#notaries #notarized
(10) Can I notarize a Will or a Living Will?
Can a Notary notarize a Will or Living Will?
#legal #notarylaws
(11) Fear of retaliation in the Notary business
Sherry was accused of misusing her notary commission!
http://blog.123notary.com/?p=7015
(12) Reverse Blackmail at a notary signing
Reverse Blackmail at a Notary Signing
#mortgage #notaries #notarization
(13) A social media site for notaries — affiant
A social media site for Notaries — Affiant
#comedy #notary #notarization
(14) A 2nd date with Jeremy
“We know each other so well, we complete each other’s Jurat verbiage”
A 2nd Date With jeremy
(15) The Notary Olympics
http://blog.123notary.com/?p=6407
#notaries #comedy #notarization
(16) Notary insults
The customer wanted a quantity discount and ignored the hour Ken spent in transit!
http://blog.123notary.com/?p=7135
#notaries
(17) Witnessing the Star’s signatures at Mann’s Chinese Theater
Notarizing VIP’s!
http://blog.123notary.com/?p=8754
(18) Ken’s list of bad things that notaries do
http://blog.123notary.com/?p=8735
#notary #notarypublic #notarization
(19) The notary who loved me.
1 notary kept calling to see if he needed anything!
http://blog.123notary.com/?p=6847
(20) Notarizing affidavits of support
http://blog.123notary.com/?p=7081
#legal #notarylaw #notary
(21) The homeless notary
http://blog.123notary.com/?p=6825
#notaries #notarization
(22) Get the job specifications
http://blog.123notary.com/?p=8729
#mortgage #notary
(23) Help, I’m getting married, my husband is in jail, and I need a #notary!
http://blog.123notary.com/?p=8417
(24) Playing the cancer card after you made a blunder
http://blog.123notary.com/?p=6403
#notary #mortgage
(25) She learned more from our blog than any course she ever took
http://blog.123notary.com/?p=7169
#mortgage #notary #notaries
(26) We require notaries to be registered on our approved list
We require notaries to be registered on our approved list
#notary #titlecompany
(27) Welcome to the Notary Hotel
It’s so comfortable, many notaries stay there their entire commission
Welcome to the Notary Hotel
(28) Double and Nothing
Offering to do double the work for the same price!
http://blog.123notary.com/?p=8415
(29) Notary reviews vs. movie reviews
“I didn’t like the ending of the signing — too predictable”
Notary Reviews vs. Movie Reviews
(30) What to write in your notes section
What to Write in Your Notes Section
#notary #marketing
(31) Many of the borrowers say, “That was painless!”
http://blog.123notary.com/?p=8801
#mortgage #notary
(32) Administering an #Oath to an athiest
http://blog.123notary.com/?p=8784
#legal #comedy #notary
(33) Who really needs who in the notary business.
Do notaries need signing companies or vice versa?
Who really needs who?
(34) The signing and the mistress
http://blog.123notary.com/?p=8377
#notary #comedy
(35) Notarymingle.com – a dating site for notaries!
http://blog.123notary.com/?p=8772
#socialmedia #notary
(36) Perhaps I should have titled this notary blog “A Recipe for Disaster”.
http://blog.123notary.com/?p=8618
(37) Most notaries would rather die than go back to the 9-5 routine.
http://blog.123notary.com/?p=8866
(38) Doing a signing with a gun sitting at the table
http://blog.123notary.com/?p=8863
#mortgage #notary
(39) The acunotary: an #acupuncturist becomes a #notary!
http://blog.123notary.com/?p=8850
(40) The flip side of your business card.
Ken’s guide to notary marketing
http://blog.123notary.com/?p=8602
(41) Notaries who make more than Attorneys
http://blog.123notary.com/?p=8836
#notary #smallbiz
(42) Witnessing intake forms for Notary Heaven
Witnessing the intake forms for Notary Heaven
#comedy #notaries
(43) A signing in the freezing rain
http://blog.123notary.com/?p=8431
#mortgage #notary
(44) Going to a signing with your girlfriend can put the pressure on the signer to get on with it and sign!
http://blog.123notary.com/?p=9256
(45) How my high school yearbook predicted I’d be a Notary Public
http://blog.123notary.com/?p=8678
(46) Notarizing a female accessory to murder!
http://blog.123notary.com/?p=8667
#notary #notarization
(47) If you are a VIP notary, read this!
http://blog.123notary.com/?p=9235
#notaries #notarization
(48) Dress British, Think Yiddish
Dress British, Think Yiddish
#notary #marketing
(49) Signs you’re a notary workaholic
http://blog.123notary.com/?p=8935
#notaries #notarization
(50) An easy collection remedy!
http://blog.123notary.com/?p=8920
#notary #collections
(51) Do you have to be a CSS to get work these days?
Do you have to be a CSS to get work these days?
(52) Elite signers
Who are these lucky notary customers?
http://blog.123notary.com/?p=8628
(53) Preparation, the key to notary success
http://blog.123notary.com/?p=8884
#notaries #notarized
(54) Thank you excuse me, I’m sorry.
A guide to Notarial manners.
Thank You – Excuse Me – I’m Sorry
(55) The 24 hour icon and those who need their sleep
Do you mind being called at 3am?
http://blog.123notary.com/?p=9336
(56) A Russian lady lists on 123notary and says, “It is terrible, I get called day and night. Make it stop!”
http://blog.123notary.com/?p=8727
(57) Why do I have to pay when I went to the Title Office?
http://blog.123notary.com/?p=9479
(58) Unprofitable requests.
How do you figure out which notary jobs are worth it?
http://blog.123notary.com/?p=9775
(59) Notary Cheers: Sammy gets a name change #notarized
Notary Cheers: Sammy gets a name change form notarized
(60) She was dying of cancer and needed to get #notarized
http://blog.123notary.com/?p=9462
(61) The Towles Booth — pronounced “Tolls”
Some come to pay a toll, others come for advice
The Towles Booth (pronounced “tolls”)
(62) Should 123notary accept other certifications?
http://blog.123notary.com/?p=9319
(63) Notarymatch.com — a dating site for #notaries!
NotaryMatch.com — a dating site for notaries!
#notary
(64) When you goof as a notary public
http://blog.123notary.com/?p=9291
#notaries #notarylaw
(65) The customers can tell if you don’t login to your profile on 123notary regularly
http://blog.123notary.com/?p=9286
(66) If a pizza can get there in 30 minutes, why not a notary?
http://blog.123notary.com/?p=8699
(67) Poo picking, getting the best notary jobs
Poo Picking – getting the best notary jobs
(68) Signing loans isn’t rocket science!
http://blog.123notary.com/?p=9265
#notary #notaries #mortgage
(69) Teens forced to get notarized parental consent for STD tests
http://blog.123notary.com/?p=10165
(70) Did you get chumped in a double booking?
http://blog.123notary.com/?p=9312
(71) The Seinfeld episode about a Notary
The Seinfeld Episode About a Notary
#notaries #comedy
(72) Two and a half Notaries
What’s the difference between a Notary and a Notary experience?
Two and a half notaries! A Notarization Experience
(73) She took all my business away!
A signing company gets listed on 123notary & gets a monopoly!
http://blog.123notary.com/?p=8969
(74) I didn’t notarize that!
http://blog.123notary.com/?p=9779
#notary #notarized #notarization
(75) 123notary can change your county or state in a snap. It’s easy!
http://blog.123notary.com/?p=9339
(76) An unhappy client pays again (family of Italians)
http://blog.123notary.com/?p=8740
(77) I’ll stay here all day until I get paid!
A notary went to a signing company and raised hell.
http://blog.123notary.com/?p=9471
(78) Put up or shut up!
A guide to dealing with Title companies!
http://blog.123notary.com/?p=9810
(79) New Notary apps that you really need!
Lookup signing co reviews, find cheap gas, road conditions…
New Notary Apps that you really need!
(80) A frustrating four hour signing!
http://blog.123notary.com/?p=9598
(81) Is this man a Notary?
Is this man a notary?
(82) Signing services take a portion of the notary fee
Signing Services take a portion of the notary fee
(83) Loan signing at a high school reunion
http://blog.123notary.com/?p=9591
(84) I-9 verification requests for $20?
http://blog.123notary.com/?p=10467
(85) A closing on my boat!
http://blog.123notary.com/?p=9975
#notary #notaries #mortgage
(86) Cattle Call Notary Offers
Ken’s rant on how offensive and demeaning this is to notaries
Cattle call Notary offers
(87) Welcome to Notary Jail — don’t drop the embosser!
http://blog.123notary.com/?p=9917
(88) How to become a successful mobile #notary from scratch!
How to become a successful mobile notary from scratch
#mortgage #notarization
(89) Wanted: Notary Punching Bags
http://blog.123notary.com/?p=9833
(90) New Notary apps for the iPhone7 that you’ve never dreamed of!
New Notary Apps for the iPhone 7 that you’ve never dreamed of!
(91) Notary Hotel 2:
Even the notepad comes with Jurat wording!
Notary Hotel 2 — the sequel
(92) Become a process server to make additional income!
http://blog.123notary.com/?p=10459
(93) Don’t die trying when your schedule is tight!
http://blog.123notary.com/?p=9819
#notary #scheduling
(94) Why can’t a notary host their own late night talk show?
http://blog.123notary.com/?p=9823
#comedy #notaries
(95) $30 loan signings. Is it even worth it under the best of circumstances?
$30 loan signings. Is it worth it even in the best of circumstances?
() More than half of notaries on 123notary.com are female. So much for the old boys club!
http://blog.123notary.com/?p=7128
>
2013 Phoninar Quick Course
Here is the study guide for the phoninar!
The purpose of the phoninar is to help notaries learn some of the basics of signing without taking an actual course. Many notaries do not want to take a course, or they already took a course without mastering the material. My solution is to have a free quickie course to start them out with. If they can pass our over the phone test, we will keep them on the site. However, if they fail miserably, then we will most likely remove them from the site if they have a free listing.
Topic #1
The Right to Cancel
Most notaries have a rescission calendar that they refer to when calculating the last day to rescind. Few notaries know when all of the Federal holidays are. Many notaries also can not think clearly about how to calculate the last day to rescind mainly because they have never practiced calculating this date. If you want to come across as a professional, learn to give quick and accurate answers to simple everyday signing questions.
In a residential refinance, the borrower has (3) days to rescind not including Sundays and Federal Holidays. Be careful, Presidents day and Washington’s birthday are synonymous. Also, Flag day is not a Federal Holiday, but banks might be closed. Some lenders do not count SATURDAY as one of the (3) days to rescind, but formally, Saturday is considered a business day in terms of calculating rescission. Other lenders allow the Friday after Thanksgiving to be considered a holiday when legally it is not. Basically, each lender is different, but you have to know the basic laws effecting rescission instead of relying on what the handful of lenders you work with say.
Here is a list of Federal Holidays — memorize these for the test
(1) New Years Day, (2) Martin Luther King Day, (3) Washington’s Birthday, (4) Memorial Day, (5) Independence Day, (6) Labor Day, (7) Columbus Day, (8) Veteran’s Day, (9) Thanksgiving, (10) Christmas
Quick Facts
(a) There are two blanks for dates in the RTC which are generally filled in by the lender. Once in a while the notary needs to fill in these dates or correct them. The technical terms for these dates are the Transaction Date and the Rescission Date. Please memorize these terms for the test.
(b) The date of the signing is NOT included in the (3) days to cancel. If a loan is signed on Monday then Tuesday is day 1, Wednesday is day 2, and Thursday would be the 3rd or last day to cancel.
(c) Loans must be cancelled in writing by the deadline in writing by fax or mail, but not by email.
Pop Quiz
(1) Name all Federal holidays that come in January
(2) If a refinance is signed on the Wednesday before Thanksgiving, when is the last day to rescind?
(3) If a refinance is signed on a Friday, when is the last day to rescind?
===================
Topic #2
The APR
Most notaries know a little something about the APR, but this topic is actually very critical for your success as a signing agent. Every borrower wants to know why their APR is higher than their Rate. How good is your explanation. Here is what we want you to know for the phone test. Sure, there is more to know than what we are telling you, so learn the basics from us, and learn more on your own.
Definition:The APR is the annual percentage relationship between the payments and the amount borrowed, minus the fees. This rate is often used to compare the different loans borrowers have to choose from. The APR is almost always higher than the rate. The rate, on the other hand, is a monthly percentage relationship between the payments and the total amount borrowed, including fees.
Quick Facts
(1) The APR is documented on the Truth in Lending Disclosure
(2) The APR is usually but not always higher than the Rate
(3) Your definition for the APR should include the fact that it could include loan origination fees, closing costs, appraisal fees, inspection fees, points, escrow fees, notary fees, and other costs of the loan — those are some of the big ones.
(4) If you mention that the APR is often used to compare loans, you get points on the phone test
(5) If you mention that the APR might be compounded, you get points.
(6) Several notaries have claimed that there is no government standard for computing the APR, it is up to each individual lender.
(7) You could also claim that the APR includes the interest rate, all fees and costs of the loan, and incorporates them all into a compounded Annual Percentage Rate.
(8) There are many ways to define the APR, the key is to mention all of the components in a clear and easy to understand way.
You might like:
Definitions of the APR
http://www.123notary.com/forum/topic.asp?TOPIC_ID=5844
Pop Quiz
(1) Which document contains the APR?
(2) What are some fees that might be incorporated into the APR
(3) Please create and rehearse your definition of the APR so that you will sound professional before your borrowers
===================
The Rate
The Rate or Interest Rate is more of a topic of confusion with the notaries than the APR although it is much simpler to understand and actually easier to find. Traditionally, the Rate is always documented in the Note. The note by definition discusses the Interest Rate, monthly payments, and prepayment penalties (if any). Once in a while there will be a Rider associated with the Note that might discuss these issues as well.
Inexperienced notaries typically claim that the best place to look for the Rate is on the Truth in Lending. Half of them say this because they are so uneducated that they can not distinguish between the APR and the Rate. The other half choose the Truth in Lending Disclosure because the Rate is actually documented there in many cases. But, let me ask you — if you are in front of the borrower and want to make a good impression — would you look for the Rate in a document where it sometimes is, or in a document like the Note where by definition it ALWAYS is? I vote for always because you will look like a fool if you go fumbling through the documents trying to find the right information in the wrong place.
Quick Facts:
(1) The Rate is always located in the Note
(2) In loans over the last few years the Rate is also generally documented in the HUD-1 Settlement Statement which comes later in the documents than the note unless it was sent separately.
(3) Some lenders include the Rate in the Truth in Lending, although this should NOT be the place you look for it first since it is not always there.
Pop Quiz
If you want to show the borrower the rate, which three documents would be where you would look, and in which order would you source those three documents?
=======================
Dealing with errors in signings
Errors on Notary Certificates
From time to time in a signing, there will be an error in the notary certificates. Please keep in mind that handling an error in a certificate might be handled very differently from an error in the actual documents, or in the body of the actual documents, so please make the distinction.
If there is an error in the notary certificate — such as an acknowledgment or jurat certificate to name examples, there are various ways to rectify the situations. The problem is that each method has an upside and a downside.
(1) Cross-out and initial
This is a messy way to solve a problem on a legally significant document such as an acknowledgment. If a person’s name is spelled incorrectly, crossing out an initialing could get the document rejected by a county recorder. One notary had to cross-out wording on an out of state certificate that claimed that she personally knew the signer when in fact she did not know the signer. She crossed that out, and the document custodian was very upset. I told her to consider adding a loose certificate.
REMEMBER, it is the notary who initials changes on notary certificates and NOT the signers.
(2) Add a loose certificate and start all over
Legally, you can always add a loose certificate. However, the person or entity to whom you are submitting the documents to might not like it. Please distinguish between what makes your work legally acceptable and popular as the standards often do not match. The loose certificate has the advantage of having whatever name and wording you want it to have so you don’t need to cross anything out.
(3) Notarize the document twice?
Not illegal. You can do two journal entries and notarize twice. Notarize the original acknowledgment embedded in the last page of the document with the cross outs, and add a fresh certificate as well assuming you have a 2nd journal entry to match that one. Document this well in your journal for your protection.
(4) Redraw?
Redrawing documents is time consuming and expensive. It involves making new appointments and risking not getting paid. But, for an out of state that needs to be worded in a particular way, you can have them word it however they want it to be worded, so that no cross outs or illegal claims or acts are necessary.
==========================
Errors in the right to cancel
Notaries typically do not know how to fill in the dates of the right to cancel. From time to time a signing will be postponed a day, and you need to change the two dates in the right to cancel which are the transaction date (the date you sign), and the rescission date (the last day you can legally cancel). Please try to appear educated and don’t say the signing date, or the cancel date as these wordings are not educated sounding and are also not clear.
To fix the dates on the right to cancel you can:
(1) Cross out, right the correct dates and have both borrowers initial
(2) Pull a fresh copy from the borrowers copies and start all over. The borrower’s copies might or might not have the dates printed in the blanks. If you made a mistake correcting dates, then sourcing the borrower’s copies definately makes sense.
==========================
Fees on the HUD-1 Settlement Statement
If someone wants to know where their fees and closing costs are, please direct them to the HUD-1 Settlement Statement. But, which fees are on the HUD. There is a huge conglomeration of information on the HUD. Too much to teach. But, to impress us, you should be able to rattle off a handful of fees on the HUD without batting an eyelash. Here are a few fees typically on the HUD.
Services: Abstract of Title Search & Title Charges, Appraisal Fee, Attorney fees, Document preparation, Notary Fees
Transaction Costs: Assumption fees, Broker fees, Credit reporting fee, Escrow account deposits, Escrow Fees, Loan Origination fees, Points or commissions, Settlement or closing fees
Inspection Fees: Lead based paint inspection fee, Termite inspection Fee, Other Inspection fees
Insurance: Flood insurance Fee, Hazard insurance, Mortgage insurance application fee, Title insurance
Payments: Interest, Cash payments
================================================
Initialing
There are no legal standards for initialing. However, the purpose of an initial is to have an abbreviated way of writing your name in a document.
Andrew B Clay Sr.
His initials could be ABC, or ABC Sr. Which is better?
Some lenders don’t want a Jr., or Sr., on an initial.
However, if it is part of the signers name on Title, then it is part of their name.
The initials for Junior would be Jr. Therefor in my opinion, it should be part of the initial representing the forth word in the name.
What about Andrew Hooper III
I would have him initial AH III
There is no way to shorten the III part. But we don’t want to confuse him with his father and grandfather who might have been on title, so we will include the III unless asked by the lender not to. There are pros and cons in the different ways of initialing. Be thorough unless asked not to be by the lender.
=====================
Parties involved in a loan
Many notaries don’t realize how involved the loan process is, and how many parties there are involved. So, if you make a mistake signing a loan, you might be inconveniencing more parties than you think. Here are a few:
Lender
Notary Public
Borrower
Relatives of the Borrower
Signing Company
Settlement Agent
Escrow Agent
Broker
Insurance Companies
Title
Loan Servicing Companies
Loan Holding Companies who purchase the loan from your lender (at great risk)
Attorneys
Inspectors
Appraisers
County Recorders
Oh… I almost forgot — the pets of the borrower
======================================
If your stamp was smudgy
If your stamp (notary seal) isn’t clear on notary certificate forms, recorded documents might be rejected by the county recorder. If there are cross-outs, or anything that the recorder doesn’t like, they might reject the document as well which would mean that the notary would have to notarize the document all over again which is very time consuming and involves scheduling. Each county recorder is different and there are over 5000 different county recorders throughout the United States!
=========================================
Attorney in Fact wording
If Sam Smith is signing in his capacity of Attorney in Fact for Sharon Smedley, how would he sign? There are at least two ways: Here they are.
(1) Sam Smith, as attorney in fact for Sharon Smedley (I like this way best)
(2) Sharon Smedley by Sam Smith, her attorney in fact (ambiguous as to who you are in the signature)
Memorize the wording including the commas if you want to pass our phone test!
=========================================
Fraud & Journals
Not all states require you to keep a journal, but for your protection you need one regardless of what your state says. No state forbids you from having a journal. In your journal you record the date & time of notarization, type of notarization, document name, document date (if any), signers name and address, type of ID used, ADDITIONAL NOTES where you record anything unusual about the signing, or if you used credible witnesses, the signature of the signer, and a THUMBPRINT.
Quick Facts:
(1) If a signer is accused of committing fraud. OR, if a third party is accused of tricking a signer to sign something or of forging a signature, then the thumbprint in your journal could keep protect you.
(2) The thumbprint could stop an investigation in its tracks since you have evidence
(3) A thumbprint could drastically reduce the time involved in an investigation or court case. Imagine being stuck in court for 30 days with no income because you did a risky notarization for an elderly lady in the hospital who was on morphine and couldn’t think straight.
(4) Warning — beware of notarizing the elderly. Make sure they understand what they are signing and can paraphrase what is in the document for their protection and yours. You are not legally required to understand the contents of the document, but they can get into huge trouble, and drag you into the trouble if they are being tricked into signing something — especially a power of attorney or deed.
================================
Spouse not on loan?
This question is very state specific. New York deals with spousal issues differently.
As a general rule, if the spouse is not on the loan documents, they might need to sign any Deeds including the Deed of Trust, (Mortgage), Right to Cancel, Truth in Lending, Correction Agreement, HUD, and perhaps a few others.
==================================
Define beneficial interest
If a party is a beneficiary to a document being signed, they would have beneficial interest. But, who else might have beneficial interest too? If you are a relative of the signer such as a spouse or child, you might benefit from the document being signed. If you are a notary who won’t get paid unless the document is signed, then you have beneficial interest in the document being signed which is illegal. To keep it legal, make sure you get paid regardless of if a document gets signed to keep yourself impartial and above board. A notary’s job is not to notarize, but to say NO when necessary. Stand in front of the mirror and practice saying NO!
=====================================
What is the difference between e-documents, e-signings, and e-notarizations
e-documents are documents that are sent to the notary electronically via the internet. A password and various types of downloading software would be necessary for e-documents as well as a high speed internet connection and a fast printer with good ppm.
e-signings are signings typically signed on a laptop with a wireless card. Some of the documents are still physical, and the journal used is physical.
e-notarizations require a special eNotary commission. Only about (9) states have such a commission. The signer is still required to appear before the notary in all, or almost all cases (varies over time and state by state — AZ at one point had some exceptions to the personal appearance law). ENJOA or an eJournal is used for e-notarizations. Unfortunately, county clerks offices are not always able to fulfill their legal obligation to be the custodian of eJournals after a notary’s commission is over. An interesting twist on some new technology that has many serious issues.
You might also like:
Notary Public 101 from 123notary
http://blog.123notary.com/?p=19493
Notary Marketing 102
http://blog.123notary.com/?p=19774
Beginner Notaries 103
http://blog.123notary.com/?p=21112