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July 11, 2018

I was forced to forge my own signature in India

Filed under: General Stories — admin @ 9:35 am

I remember back in 2005 I went to Bombay to visit a friend. I took the train downtown to cash a few travelers cheques. I have never had an experience this bad and have brought a lot more cash with me ever since. You have to sign a traveler cheque when you buy it and then sign again when you cash it in. My signature was a little different than my normal signature, but not different by much. But, the clerk had had a lot of trouble cashing in traveler’s cheques and he was paranoid. He did not like the differential between my signatures. So, I had to forge my own signature so to speak. I had to practice signing the way I had signed when I originally signed the cheque a few times on a blank piece of paper. What a ridiculous ordeal. My passport wasn’t good enough for him yet it was good enough for airport security. Good God, or should I say Good Krishna?

In any case, I signed the way he liked and got my money.I spent my rupees on apple pie that had been in the same oven as melting cheese and it tasted horrible. I have so many India nightmares I never want to go back again but perhaps I will to see the mountains and meditate there with the Gods near Dehradun. My guru says I need to go where I can see snow in the mountains and meditate there for three days. One day I’ll do it, but not this year, because China is on my mind. Sounds like a Ray Charles song.


July 5, 2018

A notary was in court due to a suspicious marriage

Filed under: General Stories — admin @ 9:34 am

A Notary was in court. The judge could not figure out why the Jr. was taken off one of the forms that one of the signer’s signed. The signer was licensed to be married to someone twenty years younger which was also suspicious. It looked like someone was trying to conceal their age or their youth. The point of the story is that the Notary got in trouble because someone else was up to some funny business. It looked like the Notary might have been involved.

If you are involved in funny business or in a situation where you look like you are involved, you can get in trouble. It is better to avoid any situation which looks funny if you are legally allowed to avoid it in your state.

The rules for when and how you can decline a notarization are not always spelled out. Perhaps this needs to be a bigger part of notary law to spell that out.

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July 4, 2018

New Year’s Day was symbolic

Filed under: General Stories — admin @ 9:27 am

New Year’s day is when I think about my priorities for the year. I normally begin the year doing all the things I want to focus on that year such as meditating, working, taking a healthy walk, and staying organized.

My resolutions this year were to lose a lot of weight, learn to be better at feng shui and learn good Chinese.

But, I also got my photos organized that I use for my blog and got some other things tidied up on my site.

So, far I am working on my weight, but it is so much work to run 123notary, that I am always behind no matter what I do. I dream of the day when I will be ahead of the game. Maybe I have to have a better strategy

Do you guys have things you want to do in 2018? Did you set priorities? You should think deeply about priorities, because having a well directed life leads you in a direction you will like a lot better than just winging it through life. Written plans that you stick to really help. Even having a weekly planning session about your life can really help.


June 28, 2018

The day I sold Carmen’s spot

Filed under: General Stories — admin @ 9:41 am

This all happened around 2004. Carmen and I did not communicate as effectively together in those days. Carmen was given a top spot back then as a gift, but she did not see the value in it in those days. I asked if she wanted to get a formal upgrade and pay for the spot. She didn’t care then, and the key word is then. After that, there was this other lady in Los Angeles who was a Realtor and Notary. I think she is still with us although she dropped out for a few years. The Realtor Notary lady paid for the spot.

So, Carmen noticed that she wasn’t getting as many calls and complained to me about what had happened. Carmen got very angry I remember. I am not sure whose fault it was as our communication was not in writing. I think Carmen’s words are that it doesn’t matter if she is in the top spot. But, after losing the top spot, she started whistling a different tune. I am not sure if I waited for that other lady’s top spot to expire or if I bribed her to give it up. I can’t just take a legitimate Notary out of a spot you know — that is a violation of my terms and conditions. So, the minute I could legitimately get the other lady out of the spot which was a year or more after Carmen complained, I gave Carmen her spot back.

Carmen got so much business from her top spot that she became really good at selling top spots to other people. Carmen has been working with me since 2003 by the way. That was the year I got really busy with 123notary. The 123notary of today is very much formed because of that little communication mistake that happened back in 2004 or 2005, I forgot the exact year. Carmen has been the best top spot salesperson ever since. And I owe it all to a mistake.


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June 27, 2018

123notary back in 2005; I gave all my customers to Carmen;

Filed under: General Stories — admin @ 9:40 am

I remember that in 2005 I stopped having time to be a notary anymore My commission expired in December of 2005 if I remember correctly. But, I stopped having much time to do Notary work back in 2003 when I got really busy. I still kept some of my clients, but stopped doing most of the loan signings. In any case, I had to refer my favorite clients to someone. So, I gave them to Carmen, but they couldn’t afford her because Carmen is expensive.

The thing you have to realize as a Notary is that availability is a commodity. Skill is another. If you are available and can do work when and where the client needs, they might pay you a lot more than you think. They just want to get the job done, and money is sometimes not an issue. Notaries typically focus on the people who think that money is an issue. But, you cannot make good money dealing with cheapskates. Focus on the people who think that getting what they want when they want it is an issue and sell them quality work at a high price. That is the secret to success.

The other secret to success is knowing what you are doing. This is why we have Notary Public 101, Notary Marketing 102, and the 30 Point Course for loan signing all free on our blog. Who else gives you this much for free other than God?


June 25, 2018

A political party that represents me

Filed under: General Stories — admin @ 9:30 am

I dream of a political party that represents me. The Republicans are typically horrible for the environment, spend more on military, but want to spend less on everything else. The Democrats are slightly better for the environment, but don’t spend that much less on the military, but want to give lots and lots to people who refuse to work. Hmm. It looks like we have one party under two names with some small diversions in policy. Here is what I want from a political party.

1. Smaller military budget
I think that the USA does need a large military, and our safety is defined by how we control the rest of the world to an extent. There are some very dangerous people out there who will create havoc if not controlled. But, we spend too much on military and it becomes a tax burden.

2. Limited government health care
I do not generally like socialism, but life would be easier if instead of this Obamacare nonsense, there would be a better system. The singaporeans have a system where you pay into a bank account to cover future medical expenses and have preventive maintenance. That makes sense to me. But, if the government would cover two doctor visits per year, several hundred a year in medications and a percentage of scans and major surgery, that would really make our lives easier. That way we are not dependent on our bosses or jobs for medical care and don’t have to purchase a plan. We could purchase extra coverage if we wanted it, but the basics would be paid for at least.

3. A green policy
I would like a lot of the USA’s energy to come from solar, tidal, and wind power. We have plenty of sun in the Western states that could generate a majority of our energy with fields of solar panels. I don’t care if it is more expensive than oil is now, we need to have clean and sustainable energy and the government should require this for reasons of prudency. Wind power can be effective in many states with wind on the East coast, West coast and particularly Wyoming. And then tital power would require building infrastructure in the ocean which might look ugly, but is a great way to create endless power without toxins. Fossil fuels undermine ground water quality, and cause pollution that can cause cancer. it is better to live in harmony with the planet.

4. Notary policy
The government should have rules that make Notaries know what they are doing nationwide, but offer free or low cost training so that 123notary doesn’t lose all its members.

5. A haven for career criminals
For drug addicts, gang members and career criminals, it is too expensive to have the tax payers pay for their living. They should have their own territory where they figure it out on their own (behind a wall.) They can pay for their own living. In the natural world, people like this would not survive to begin with because a tiger would eat them (or a lion.)

6. Road taxes
Tax for what you use, rather than penalize people for how much they make. If you monopolize the highways causing traffic — pay for it. Singapore has rules like this and the result is that there is no traffic during rush hour because you pay extra to use the roads during rush hour. They also have lots of trees to eat up the pollution.

7,. Jobs for felons, incompetents and drug addicts
It is hard for the unemployable to get jobs. So, why not have cities or areas where every job is designed for people who nobody else wants to hire. This will get America working. Also, jobs for people with physical disabilities is another issue. If all capable people in America would work, we would all need to pay less in tax, and have more wealth. Instead we have people taking money from the government, pill popping prescription medicine and all sorts of other self-destructive and nation-destructive behavior.

8. A health food policy
Selling foods that cause Americans to be unhealthy is like selling poison. It needs to be discouraged, controlled or banned. French fries do horrors to your liver, yet it is the most common food. High fructose corn syrup is another silent killer. Why not just drink pure fruit juice which is good for you anyway? Genetically modified white bread is also bad. If all stores could have healthy foods bombarding the front of the store and make you go to a specific aisle marked “unhealthy foods,” then people might really start thinking clearly about what goes into their body.

9. Traffic and walking
Most humans prefer walking around in structured yet open places. Traffic is a nightmare and roads need to be refined to accommodate traffic. It makes sense to have routes for walking, biking and traffic separated from each other. Also, entrances to major parking lots as pedestrians have to walk down the side walk being bombarded with cars making right turns. This all needs to be reconstructed to make it safer and more enjoyable for all parties.

10. Immigration
We need to focus on inviting people to America who we like rather than focusing on removing those who we don’t like. If more people come who we do like, there will be less room for those we don’t. America needs to have an honest discussion of who we like and why and how many. That way we can decide on immigration as a group rather than having parties battling each other and mud slinging.


June 21, 2018

Bad customers are a pain in the liver

Filed under: General Stories — admin @ 12:17 pm

Honestly, after months of quizzing people and enduring endless hatred, and being bashed on the various forums, I feel sick. I am sick of Notaries who don’t care about what they do and don’t care how they abuse people. I am accused of being abusive when people drive me up the wall and then I lose my temper. It is not my fault that most of you cannot and will not act like professionals. It is not my fault that few of you can give professional answers to notary questions. You choose to not know your trade. Out of 100 Notaries, not one can correctly explain all major notary acts, not even one. How pathetic.

The upset feelings that ignorant Notaries have caused me has gone straight to my liver and manifested itself in health problems. My arms started feeling heavy. I started having breathing problems. I have decided to put more emphasis on walking, nature, and work less, and eliminate ice cream and wine from my diet for now.

I guess this is the way most Notaries are. There is no motivation for any to learn on their own above and beyond skimming over things, perhaps, on a good day. Nobody has been interested in getting Elite certified on their own in years. Our Elite members get a lot more business and they will continue to monopolize until the other Notaries get off their rear and study.

I have decided that I am going to wrap up the phone quizzing and stop doing it. People hate it and it is getting to my health. None of the Notaries do that well. None of them act like professionals. It is that some are less unprofessional than others. In this business, ALL Notaries should act like professionals and know all the answers to basic questions, but the reality is that only about 2% of Notaries on our site meet this description, and our site is one of the better sites, or the best site according to Carmen.

So, to save my liver, I am testing more by email. I will test by phone only if absolutely necessary because the amount of Notary hatred makes the KKK look like school girls. When I started my site I had no idea people were this horrible. But, back in 2004 when 123notary was really growing, we did not have any of this type of problems with people. We had mostly polite customers and only a few screwballs.

But, how can I ask Notaries to be professional when the industry no longer values acting properly and knowing what you are doing. The industry wants Notaries to be stupid so the signing companies can treat them like slaves by lowballing them. So, if you are happy being slaves, then fine. But, if you want to get paid well like Carmen who gets $200 average per signing, I suggest attaining mastery of the art of being a Notary Public. Idiots do not get paid $200. Idiots are lucky to get $60 and then don’t get paid on time or at all. My suggestion is to be disciplined and choose being 100% knowledgeable, not just knowing a scrambled version of half of what you are supposed to know. 100% knowledge is called being professional.

When I was a Notary I did not think of myself as anything special. But, I knew 97% of what I was supposed to know and I kick myself about the other 3%. The average Notary on 123notary is functioning at a 45% level. This is not acceptable, but the industry accepts it and I can’t find better. So, the 45 percenters win — I lose. I will have to accept this type of ignorance until the industry changes.


May 30, 2018

An index to notary articles

Filed under: General Stories — admin @ 2:27 am

We have so many articles, that it might be beneficial to index them. Our most popular articles are part of courses where there is an organized structure to the collection of information.

Although we do have a good categorization system, perhaps an index or our articles in order of article type and how good the article is might make sense.

You can also use the search box which is on the right (scroll a little bit) on our blog to read about particular topics.

I think an index might be popular and I could also edit it from time to time.


April 26, 2018

A Notary who didn’t know his counties

Filed under: General Stories — admin @ 10:43 am

There once was a Notary who did not know his counties. He thought he went to Orange, Richardson, and Caldwell Counties. Then, he discovered after he finished an early morning signing that there were hot springs nearby. He locked up his Notary seal in his trunk, put his clothes in the locker, and then went for a dip. The water was far too hot. After this harrowing experience, the Notary wrote to the county clerk to have them change the county name from Caldwell to Scaldwell.


April 18, 2018

The World History of Notaries

Filed under: General Stories — admin @ 11:13 am

The World History of Notaries

If you are like most people, who have at least passing familiarity with notary publics. Indeed, odds are that if you are an adult, you have had to have some type of document notarized at some juncture. With that said, if you are also like most people, you know little about the functioning or history of notary publics. In fact, the history of these officials is an interesting jaunt through time.

Origins of Notaries

Notaries public tracer their origins back to the days of the ancient Roman Republic, even before the days of what is perhaps the better known Roman Empire. During this era, notaries went by different titles, monikers that no longer exist today. These included scribae, tabelliones forenses, or personae publicae. Sometimes notaries from this time period are referenced as scribes, although that title is actually more inclusive and covers individuals that include notaries but others as well.

The office of a notary in ancient Rome represented a type of scribe that rose in rank after distinguished service. Initially, at the bottom tier of scribes in ancient Rome were recorders of facts and judicial proceedings as well as copiers and transcribers to a learned profession prominent in private and public affairs.

As scribes moved upward, some were permanent officials that served the powerful Roman Senate. Other notaries were attached to Roman courts of law. These notaries had the duty of recording public proceedings, transcribing state papers, supplying magistrates with legal forms, and registering the decrees and judgments of the magistrates.

The End of the Roman Republic, the Birth of the Roman Empire

During the final years of the Roman Republic, likely at the time of Cicero, a new form of shorthand was developed. This new form of writing was called notae. A writer who adopted the new style of writing was called a notarius. Eventually, the title notarius was applied nearly always to registrars attached to high government officials. These included provincial governors and secretaries to the Roman Emperor.

Collapse of the Western Empire

A tumultuous even occurred when the Western Empire collapsed in the 5th century. During this time period, the notary retained his status as an important figure throughout continental Europe. This lasted throughout the Dark Ages.

The Renaissance

By the 12th century, civil law experienced its renaissance. At this point in history, the notary became what was considered a central institution. The position still exists in a similar manner today in many countries vis-à-vis their civil law traditions.

The office of the notary public reached something of a zenith in the 12th century in the Italian city of Bologna. The most distinguished notary of the Renaissance is said to be a man named Rolandino Passeggeri. He is more commonly known as Rolandino of Bologna. He is responsible for what is considered a masterwork that is called the Summa Artis Notariae.

The Development of Common Law in England

The institution or office of the notary public did not see its introduction in England until the latter part of the 13th and 14th centuries. Initially, notaries in England were appointed by the official representative of the Holy See, known as the Papal Legate. Ultimately, in 1279, the Archbishop of Canterbury was authorized by the Pope to appoint notaries.

During this time period, many notaries were members of the clergy. Over time, the clergy became far less involved in commercial transactions and notaries primarily were laypersons.

The Protestant Reformation resulted in no significant change in the position and functions of notaries in England. In 1533, the Ecclesiastical Licences Act 1533 was enacted. This law permanently terminated the power of the Pope to appoint notaries. The power to appoint notaries was in the King. The King, in turn, transferred that power to the Archbishop of Canterbury. The Archbishop then assigned the notarial power to the Court of Faculties and the Master of the Faculties.

From England to the United States

In England, notaries recorded matters of judicial importance and private transactions. This practice has carried forth into the United States today. A notary public in the U.S. is an individual appointed by a state government. The primary role of a notary today is to serve as an impartial witness when important documents or instruments are signed or executed.

The laws governing notaries public are enacted by the legislatures in each individual state. As a result, although there is a great deal of similarity in the functions of a notary public from state to state, there are some differences as well.

Jessica Kane is a professional blogger who writes for Faxage a leading company that provides Internet fax service for individuals and businesses.

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