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October 17, 2017

Notary Public 101 from 123notary!

It has come to my attention that most Notaries are unaware of the existence of Notary Acts above and beyond simple Acknowledgments and Jurats. Being aware of unawareness. Kind of a wash? Additionally, the vast majority of Notaries draw a blank when I ask them the rules for Acknowledgments and Jurats. I was hoping for a blank check but no such luck. I did not know how bad the level of ignorance is. I was ignorant about the ignorance. But, now that I acknowledge my ignorance, I am writing this tutorial. It is mandatory that you understand basic Notary acts if you are to be listed on 123notary, and we WILL test you on it and you will be regarded as a “Fake Notary” if you don’t know your basics when I drain the notarial swamp so to speak. Fake news. Fake notaries!

This Notary course is for those who are already Notaries who need a brush up on the most critical aspects of the profession. This is not a how-to course for beginners.

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TABLE OF CONTENTS

Basic Notary Vocabulary — http://blog.123notary.com/?p=19495

Basic Notary Acts — http://blog.123notary.com/?p=19500

Journals — http://blog.123notary.com/?p=19511

Identification — http://blog.123notary.com/?p=19507

Certificates — http://blog.123notary.com/?p=19502

POA & Other Topics — http://blog.123notary.com/?p=19517

Quiz Questions — http://blog.123notary.com/?p=19520

Review Pointers — http://blog.123notary.com/?p=19679

Real Life Scenarios — http://blog.123notary.com/?p=19681

Quick Info on Loan Docs — http://blog.123notary.com/?p=19946

The 30 Point Loan Signing Course — http://blog.123notary.com/?p=14233

The 123notary Elite Certification Study Guide — http://blog.123notary.com/?p=20118

The 123notary 2018 Certification Standards — http://blog.123notary.com/?p=20120

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Thank you for studying from our course. We hold Notaries advertising with 123notary responsible to score at least 70% if we ask them random Notary questions by phone.

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September 27, 2014

2014 Absolute BEST signing services

Here are the absolute best signing companies out there. We are publishing a shorter list every month with good signing companies. But, this list is for an even higher cut of companies!

A-1 Title Professional Services
http://www.123notary.com/signco-idv.asp?sid=914&A%2D1+Title+Professional+Services

AMC Settlement Service
http://www.123notary.com/signco-idv.asp?sid=148&AMC+Settlement+Service

Angi Notary Signing Services
http://www.123notary.com/signco-idv.asp?sid=341&Angi+Notary+Signing+Services

ASAP Pro Notary Services
http://www.123notary.com/signco-idv.asp?sid=31&ASAP+Pro+Notary+Services

ASAP Signing Services
http://www.123notary.com/signco-idv.asp?sid=111&ASAP+Signing+Services%2C+Inc

Bankserve
http://www.123notary.com/signco-idv.asp?sid=104&Bancserv

Concierge Notary
http://www.123notary.com/signco-idv.asp?sid=1027&Concierge+Notary%2C+Inc%2E

Door to Door
http://www.123notary.com/signco-idv.asp?sid=933&Door+to+Door+Documents

Express Signatures
http://www.123notary.com/signco-idv.asp?sid=130&Express+Signatures+%28+CA+%29

Forseti Real Estate Services
http://www.123notary.com/signco-idv.asp?sid=1029&Forseti+Real+Estate+Services

Homefront Escrow
http://www.123notary.com/signco-idv.asp?sid=977&Homefront+Escrow%2C+Inc

Inscribing Pursuits
http://www.123notary.com/signco-idv.asp?sid=6&Inscribing+Pursuits+Document+Service

JMT
http://www.123notary.com/signco-idv.asp?sid=313&JMT

Kelley’s Mobile Notary
http://www.123notary.com/signco-idv.asp?sid=1083&Kelley%27s+Mobile+Notary

Lewis Notary Service
http://www.123notary.com/signco-idv.asp?sid=865&Lewis+Notary+Service#sthash.uSjP8lOc.dpuf

LSI
http://www.123notary.com/signco-idv.asp?sid=125&LSI+%2D+A+Fidelity+National+Information+Services+Company

Meymax Title
http://www.123notary.com/signco-idv.asp?sid=309&MeyMax+Title+Agency+of+Ohio+LLC#sthash.D7r6nV7t.dpuf

National Paralegal Network
http://www.123notary.com/signco-idv.asp?sid=1099&National+Paralegal+Network

Now Closings
http://www.123notary.com/signco-idv.asp?sid=200&NOWclosings%2Ecom

Performance Title
http://www.123notary.com/signco-idv.asp?sid=39&Performance+Title

Preferred Notary Network
http://www.123notary.com/signco-idv.asp?sid=897&Preferred+Notary+Network

Premier Lender Services
http://www.123notary.com/signco-idv.asp?sid=912&Premier+Lender+Services

Right Now Notary
http://www.123notary.com/signco-idv.asp?sid=1086&Right+Now+Notary

Safe Signings
http://www.123notary.com/signco-idv.asp?sid=840&Safe+Signings

The Doc Signers
http://www.123notary.com/signco-idv.asp?sid=949&The+Doc+Signers

Timios Title
http://www.123notary.com/signco-idv.asp?sid=864&Timios+Title

Title Source
http://www.123notary.com/signco-idv.asp?sid=610&Title+Source

TMR Notary
http://www.123notary.com/signco-idv.asp?sid=969&TMR+Notary

UST Global
http://www.123notary.com/signco-idv.asp?sid=769&UST+Global

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You might also like:

The Notary, The Mafia & The Fedex Drop Box
http://blog.123notary.com/?p=6867

Companies that will hire NEW signing agents!
http://blog.123notary.com/?p=7059

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September 1, 2014

$30 loan signings. Is it worth it even in the best of circumstances?

Believe it or not, there are companies out there offering signings for $30 and $35. Can you believe this? The nerve of some people to offer a notary such a small amount of money for such a huge headache. Even if you are signing only one document, the headache of trying to send documents back, invoice, get paid, and schedule is simply not worth it.

I remember that when I was a notary I did an assignment for $30. It was a single document. I actually got a few assignments like this. When I did regular mobile notary work for offices, I would charge about $35, but they would pay me cash on the spot. There was no waiting for payment or wondering if I would get paid. It was immediate gratification.

Back when I was first starting out in 1999, Nation’s Direct gave me signings for $30. But, I was not expected to walk the borrowers through the loan. One of their staff members did it over the phone. All I had to do was notarize a few signatures and wait for their phone call to end. It was not the best pay, but this is how I got started in the business, so I don’t regret it. But, if I was offered this type of pay now, I would have a fit!

Even if a $30 signing is within a mile and is only a single document, is it worth it? Maybe if you are really hungry. Maybe it is better than not getting any offers at all, but most notaries would rather that the phone just doesn’t ring.

Tweets:
(1) Believe it or not, there are companies out there offering signings for $30!
(2) The nerve of people to offer a notary $30 for a signing!
(3) Most notaries would rather that the phone just didn’t ring

You might also like:

Signing services take a proportion of the notary fee
http://blog.123notary.com/?p=9315

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August 24, 2014

New Notary Apps that you really need!

The entire world has gone app crazy in the last few years. Personally, I use GPS, and my alarm clock. That’s about it for me in terms of apps. But, what types of apps might notaries need to stay ahead?

(1) Look up signing company reviews.
123notary already has this for i-phones. It is a page, not an app, but what is the difference right?
www.123notary.com/s

(2) Find a cheap gas station
Google already does this. Just visit www.google.com and look up “cheap gas” or “gas prices” and then add your zip code. Or enter your city name and gas prices for a better selection if you live in a big city.
You can also use gasbuddy.com

(3) Billing applications?
Very few notaries use sophisticated technology to know who owes them what and for how long. But, there are companies out there who have billing applications that you can see at a glance who owes you what and who to invoice. Is it worth it? You tell us!

(4) Road condition apps.
There are GPS systems that tell you which route to your destination is faster under current situations. Such technology has cleaned up traffic congestion in many cities around the world. If you have technology that tells you how to avoid traffic, you could save an hour per day every day! That would be worth paying a bundle.

(5) Translation apps (risky)
The notary is supposed to be skilled in whatever language they use at a signing. If you look up words in an application, you might screw up and the signer might understand you incorrectly or not at all. Words sometimes have multiple translations. “Do you swear to tell the truth” could translate into “Will you marry me” if you miss a subtle nuance in certain languages. But, for those who are app crazy, you are apt to get one anyway. So, go for it! SayHi Translate can do this by the way!

(6) Mileage log apps for the IRS
The IRS may request to see your trip logs. If it is digital, that might be good, unless it is hard to download, print, or gets accidentally compromised. But, paper records can get lost too, so which way is safer? You can keep track of your miles using your i-phone if you have an app for that. I don’t know of any app like that, but they probably exist as probably 50 million Americans deduct mileage for one reason or another.

(7) eJournal applications?
These exist. You need to be an eNotary to use one. Out of 7000 notaries on our site, I’m sure there are a good three or four of you who are commissioned eNotaries.

(8) iSchedule
You guessed it. This app will manage your busy schedule. You can input all your appointments with this app and all is well until you go into a dead zone or run out of battery.

(9) TurboScan
Quickly scan multipage documents into high-quality PDF’s. Wow! Sounds like a winner for companies who want fax-backs.

(10) Documents Free (Mobile Office Suite)
Not sure what this does, but you can read up on it.

(11) Contacts <-> Excel
I think we all know what this is for.

(12) UPS Mobile
Ship your packages using your i-phone, and hopefully a UPS box. You might need a printer too.

And last but not least… (and appropriately numbered)

(13) Ghost Hunters Haunted House Finder
Find a haunted house near you. Or use it to look up your signings. If one of your signings is in an officially haunted house, suggest that you all meet at Starbucks. Use your Starbucks finder app to get there!

(14) Page Separator Pro
Split those legal and letter sized pieces of paper. Even some dual tray printers don’t have the ability to figure out which tray prints what, and why…

You might also like:

Choosing a name for your business license
http://blog.123notary.com/?p=7103

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April 4, 2014

Witnessing the intake forms for Notary Heaven

Clerk: “NEXT!!!!”

Clerk: “You were. Ahh. It says here on your Akashic records that you were a decent notary. You never backdated. That’s just herely.”
Sal: “Pardon?”
Clerk: “Heavenly. But… On your Match.com profile, you front-dated to make yourself younger, but the women you met also front-dated and it all evened out, so no problem there. Back to your records… You never signed without having a current ID with a matching name. You were rarely late to any appointments, and you made a courtesy call when you knew you’d be late. Too bad you were late on your child support payments.”
Sal: “Better late than never.”
Clerk: “As in dead vs. never exist, I agree. Sign here.”
Sal: “I never had any kids, by the way. You must be confusing me with somebody else.”

Clerk: “You must be confusing me with somebody who confuses you for somebody else.”
Heavenly Notary: “Can I see some ID?”
Sal: “I just died. My ID is with my body down there.”

Clerk: “His commission seal expired after he did. I already checked it in.”
Notary: “Your right thumb print, please. The one you hitched a ride with to get to the dance where you met your future wife to whom you gave thumbs down to timely child support.”
Sal: “Boy, you guys really know how to stay on topic.”

Clerk: “You are hereby appointed to Notary Heaven section 263, upper level.”
Notary: “Really? Upper level! I must have done something right? By the way, up here, is upper level a good thing?”

Clerk: “It’s where we put decent notaries who didn’t make their child support payments. It’s up in the nosebleed section. But since noses don’t bleed here, no worries. Be glad you’re not headed to where we stick the backdaters.”
Sal: “Uhh… Where’s that?” Clerk: “Notary purgatory. For all of eternity, they’ll have to remind clients to stop signing differently on each page, so it’s consistent.” Sal: “Okay, but once again, I never had children. Perhaps there’s another Sal who used my social security number and…”
Heavenly Bouncer: “You’re coming with me, kid…”
Sal: “Thanks for calling me a kid. I guess compared to all of eternity, I am on the youthful side.”
Bouncer: “Up these stairs over here.”
Sal: “They don’t have escalators in heaven? Not that I’m complaining.”
Bouncer: “You’re getting aerobic exercise. It will make you feel therely.”

Sal: “Oh, okay. Wait a minute! … There-ly? Don’t you mean here-ly?”
Bouncer: “We just left heaven. This is heaven-adjacent. The address still sounds reasonably fancy, but the neighborhood’s a little seedier. For the seedier folks who shirked their child support payments.”
Sal: “Listen… I didn’t get your name.”
Bouncer: “What do you mean?” Sal: “Your name. I didn’t get your name.” Bouncer: “My name is ‘What do you mean.’ In heaven-adjacent, it makes confused new members sound like they’re my friends.” Sal: “Is there any way to appeal the whole child support issue?”
Bouncer: “You can take that up with the staff in section 263.”
Sal: “What do you mean?” Bouncer: “Yes?” Sal: “Never mind.”

263 Host: “Welcome to section 263. We’ve been expecting you! The accommodations here are adequate, and the food isn’t terrible.”
Sal: “That doesn’t sound… terrible.”
263 Host: “As for the enticing food descriptions in the menu, don’t ask me to affirm them under the penalties of perjury. Oh, and the full portions are reduced by thirty percent, because SOMEONE in the brighter world didn’t make their section 263 support payments. Ring a bell?”
Sal: “How could I have been a deadbeat before I was actually dead?”
263 Host: “Have a nice eternity.”

———————–
Old Version
———————–

Sal: “Hi, I’m Sal”
Clerk: “You sure are. Hmm. It says here on your Akashic records that you were a good notary. You never backdated. You never signed without having a current ID with a matching name. You were rarely late to any appointments, and you made a courtesy call when you were going to be late. Too bad you were late on your child support payments.
Sal: “Hey, excuse me. I think there is a mistake here. You see I…”
Clerk: “Sign here”
Notary: “Can I see some ID sir?”
Sal: “Hey, give me a break, I just died. My ID is with my body down there. I never had kids by the way, you must be confusing me with…”
Clerk: “Sure you didn’t. Where have I heard that before.”
Notary: “Your right paw-print please.”
Clerk: “You are appointed to Notary Heaven section 263, upper level.”
Notary: “And what did I do to merit such a place? By the way, is that a good place?”
Clerk: “That’s where we put good notaries who didn’t make their child support payments. It’s a whole lot better than where we put the backdaters. I’ll leave that to your imagination.”
Sal: “Okay, but once again, I never had children. Perhaps there is another Sal who used my social security number and…”
Bouncer: “You’re coming with me kid…”
Sal: “Oooh, strong grip…”
Bouncer: “Up these stairs over here.”
Sal: “Is this heaven or is this a prison?”
Bouncer: “Think of all of god’s creation as a karmic realm of one sort or the other. Certain realms are more desirable than others.”
Sal: “Is there any way to appeal the whole child support issue?”
Bouncer: “You can take that up with the staff in section 263. Have a nice day!”

263 Staff: “Welcome to section 263. We have been expecting you! The accommodations here are honest, and the food is not bad, but you only get 70% portions because our funding got cut because SOMEONE in the brighter world didn’t make their section 263 support payments. Sound familiar?”
Sal: “Yeah, about that. I was hoping that we could…”
263 Staff: “NEXT….”

Tweets:
(1) Notary Heaven Section 263: That’s where we put good notaries who didn’t make their child support payments.
(2) Hmm. It says here on your Akashic records that you were a good notary. You never backdated.
(3) I just died, my ID is with my body down there.
(4) Notary Heaven Section 263: That’s where we put good notaries who didn’t make their child support payments.
(5) Hmm. It says here on your Akashic records that you were a good notary. You never backdated.
(6) I just died, my ID is with my body down there.
(7) The notary heaven clerk noted that his commission seal expired after he did.
(8) Notary purgatory: For all of eternity, dead notaries get clients who sign differently on each page.

You might also like:

Compilation of comedy articles about Notary Heaven & Hell
http://blog.123notary.com/?p=16640

The signing from hell (Carmen’s version)
http://blog.123notary.com/?p=765

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February 25, 2014

Reverse Blackmail at a Notary Signing

A notary accidentally notarizes an incompletely filled out document. The client holds on to it with hopes of blackmailing the notary. The notary gets a call:
Client: “Hello, I have an incompletely filled out document that was notarized by you… I am going to report you to the Secretary of State and your commission can be revoked, suspended or terminated if I do so. I need you to do 20 notarizations over the next few weeks, otherwise I will report you!”

Notary: “You mean, I have to be your notary on call? How degrading! I can’t believe I made a mistake like that! Please make a copy of the notarization and forward it to me so I can see it.”
Client: “Well, I can get it to you right away. I need something notarized, but don’t have ID. This is why I am having so much trouble.
Notary: “Can you put your request in writing? Email it to me and I will take a look at it right away.”
Client: “Okay, I’ll send it in an email”
Notary: “Ha HA, you just committed a misdemeanor, and I have it in writing! Give me my original document back, and I won’t report YOU to the Secretary of State!
Client: “You wouldn’t!”
Notary: “You gave me no choice. Now the hunter is the hunted.”
Client: “Ah…. could you put that in writing…”

Tweets:
(1) A notary accidentally notarizes an incompletely filled out document, then gets blackmailed!
(2) I need you to do 20 notarizations or I will report you to the SOS who will revoke your commission!

You might also like:

A client tries to blackmail a very seasoned notary
http://blog.123notary.com/?p=4223

Backdating from A to Z
http://blog.123notary.com/?p=2424

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January 13, 2014

Honey, I notarized the kids (don’t try this at home)


We were expecting a notary
It was about nine o’clock. We were expecting a notary at the house to do a refinance. My wife Molly had been away all week. It was an investment property and Molly did not need to be here to sign. The kids would just not go to sleep…

“Why can’t we watch TV anymore?” Joey whined.

“Because someone is coming. Someone from the bank is coming to see us…”

“Who? Do I have to be good? Do I have to stay in my room?”

Joey started chasing Milly around the house… “Joey! Milly! STOP THAT– stop running or the notary monster will notarize you!”

“What’s ‘notarize’? Who does that? What is it?” Milly squeaked.

“The notary has this big clamp. He puts it on the paper we are signing… and if you are not good, he will clamp you with it, too. And it will hurt!”

Joey jumped up and tried to touch the lamp hanging from the ceiling. At that moment, the bulb popped…

“That’s IT!!! You’re done!!!” I yelled. Just then the doorbell rang.

The Notary arrives
I opened the door. It was Mr. Eugene the notary. He was about 5′ tall, with black hair streaked with gray…and he had dark inky circles around his eyes. He carried a notary bag and walked with a limp toward the table. “I’m Mr. Eugene,” he pointed out.

“Eugene– great to meet you. We are going to whip through these documents…but we might also want to notarize these kids,” I winked. But let’s do the signing first.”

We did whip through the documents. He was a thorough notary, and seemed very intent on every detail. When we were done, I asked, “May I see you in my office here?” I led the way…

Would you wear this mask?
I shut the door so we would have a moment away from the kids. “I sort of threatened the kids; they’re really being bad this week… Would you help me ? I made this stamp out of this cardboard…and this costume…I’m going to–would you wear this mask? It will look really scary…”

“I really shouldn’t do this… ” he looked blank.

I decided then and there to be the notary monster myself.
I had cut up an inkpad (I had one from my clerical days) and made a cardboard stamp that read “notarized.” The stamp was 6″ across and looked scary…especially when I inked it up with black ink. I put on the two-headed black monster mask, adjusted it, put on the cloak, grabbed the seal… Mr. Eugene followed me out of the room. He looked worried.

“Where are you kids?” I bellowed in a strange, foreign, angry voice. The stamp said notarized backwards turned like a mirror image…

“No! NO!” yelled the kids, running away from me…” I caught them just as they were headed into the garage… and stamped each of them on their foreheads…then all over their arms and legs…

Just then the phone rang…
Just then the phone rang. It was my wife, Molly. “Honey, I notarized the kids.”

“What do you mean?” she asked. I heard the door slam. It was Mr. Eugene.

“I’ll explain later… I can explain… Don’t call the police.”

Tweets:
(1) Kid: “Do I have to be good?” Mom: “Stop running or that Notary monster will notarize you!”
(2) The stamp said “notarized” backwards turned like a mirror image. The kids were terrified.
(3) I decided then and there to be the notary monster myself.
(4) The notary has this big clamp, and if you’re not good, he’ll clamp you with it, and it will hurt!
(5) I cut up an ink pad and made a cardboard box that read “notarized” backwards like a mirror image.
(6) Frank: “Honey, I notarized the kids.”
Molly: “What do you mean?”
Frank: “I’ll explain later, don’t call the police!”

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October 26, 2013

How to Notarize a Copy of a Passport

Notarize a copy of a passport

There is always some confusion about the legality of copying and notarizing official documents. You cannot notarize a birth, marriage or death certificate. There is no official certification procedure for getting a certified copy of a passport. California notaries can make a certified copy of a power of attorney, but that is the only type of document that you can get a certified copy of. So, what type of notary act can you do to notarize that copy of your passport?

There is a notary act called a copy certfication by document custodian. This is basically a Jurat with some unique wording. It makes the sign swear under oath to the accuracy and completeness of the copy. It is common for students to have copies of transcripts notarized using this procedure. I used the copy certification by document custodian form regularly when I was a notary since it was the only way to accommodate requests for copies.

You might also like:

Notarize copies of passports (Forum)
http://www.123notary.com/forum/topic.asp?TOPIC_ID=1904

Can a resident alien card be used for a notarization?
http://blog.123notary.com/?p=8282

A California Notary Acknowledgment goes to Taiwan
http://blog.123notary.com/?p=6981

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September 21, 2013

$10,000 per month on a bad month

I just got off the phone with a notary who is doing really well who advertises on our site. Business has been better for most notaries recently, but not as good as for this husband and wife team. I will not mention their names or locations to protect their identity.

I talked to them about their renewal. Since our prices can go up or down for a particular position at any point in time, some notaries complain about their new price. If the price goes up, they argue and try to reason with me about how it was less last year. If the price goes down, then they think I was cheating them last year. Either way they get upset and criticize me.

This husband and wife team had a different approach. He said something to the tune of — You doubled my rate, but that is okay! Your site is amazing. We get almost all of our business from your site. I don’t know how you do it. We are making more than $10,000 a month in our notary business.

I was flabbergasted. I had heard the story of the new notary company making $35,000 per month which was an amazing story. But, now another notary making six digits. Unbelievable! So, my faith is renewed in a mobile notary public’s ability to make the type of living that makes other people drool.

Please take this blog entry as an opportunity to take a leap in faith that YOU can make six digits in your notary business. Yes, you have to do everything right, but you can do a bang up job, right?

You might also like:

A detailed look at the Ninja Course
http://blog.123notary.com/?p=4621

An easy way to make $4000 more per year
http://blog.123notary.com/?p=14162

From 3 jobs per week to 3 jobs per day!
http://blog.123notary.com/?p=3940

Notary accidentally arrested for robbing a bank?
http://blog.123notary.com/?p=6541

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September 7, 2013

Companies that will hire NEW signers!

Here are some companies that typically hire new notaries. As a new notary, your primary responsibility to yourself is to get some experience under your belt. Don’t be too picky about how much you pay or how pleasant it is to work for some of these companies. The outfits that typically will hire newbies low-ball, require fax-backs, and micromanage you to the point of exasperation. But, tolerate this, because that is how you pay your dues and get your experience. Once you have 1000 signings under your belt, the higher paying Title companies will start to take you more seriously.

Companies that hire new signing agents:

Countrywide
http://www.123notary.com/signco-idv.asp?sid=155&Countrywide+Home+Loans+%2F+Full+Spectrum

Express Notary
http://www.123notary.com/signco-idv.asp?sid=1066&Express+Notary

FASS
http://www.123notary.com/signco-idv.asp?sid=725&First+American+Signature+Services

Firma Signing Solutions
http://www.123notary.com/signco-idv.asp?sid=786&Firma+Signing+Solutions

Global Notary
http://www.123notary.com/signco-idv.asp?sid=762&Global+Notary

HVR Notaries
http://www.123notary.com/signco-idv.asp?sid=849&HVR+Mobile+Notaries
Loan-Closers.com

Mortgage Connect
http://www.123notary.com/signco-idv.asp?sid=814&Mortgage+Connect

Nations Direct
http://www.123notary.com/signco-idv.asp?sid=101&Nations+Direct

New Milleneum
http://www.123notary.com/signco-idv.asp?sid=834&New+Millennium+Title+Group

Notary Direct
http://www.123notary.com/signco-idv.asp?sid=113&Notary+Direct

Signature Line
http://www.123notary.com/signco-idv.asp?sid=855&Signature+Line+Closing+Services

Skye Closings
http://www.123notary.com/signco-idv.asp?sid=798&Skye+Closings

The Closer, LLC
http://www.123notary.com/signco-idv.asp?sid=973&The+Closer%2C+LLC

Vital Signings
http://www.123notary.com/signco-idv.asp?sid=85&Vital+Signing

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Tweets:
(1) As a new notary, your primary responsibility to yourself is to get some experience under your belt.
(2) Outfits that typically hire newbies low-ball & micromanage u until u get enough experience to attract higher paying co’s.

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