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November 7, 2016

Which is more important? Doing a notary job or…

Most Notaries are creatures of habit. They do what they are accustomed to doing without thinking about what is more important. Those who get ahead in life have priorities and do the most important thing as fast as they can whether its customary or not.

Which is more important?
Notary Training
Doing a Notary Job
Getting a review
Taking jobs from individuals
Getting Paid
Facebook

In real life we have to do all of these things, but in what proportion? As far as your Notary career goes, the most amount of time will be spent doing actual jobs. However, man cannot live by notary jobs alone. You also need to fit in other things.

Study before you practice
At the beginning of your Notary career, many Notaries want to study as little as possible and jump into work. Sounds like me when I was 14, but I’ve grown up since then and believe in the art of knowing what you are doing and mastering my trade. Have you grown up? I did over 30 hours of study to become a notary and another 30 hours of study to become a loan signing agent. Compared to the time I spent in college it was nothing. But, being diligent about learning is important as the Notary profession requires a certain amount of knowledge and due diligence.

Too busy to get a review?
Getting reviews is something that most Notaries overlook because they are “too busy.” Asking for a review is worth roughly $83 per minute of your time. If you are “too busy.” Ask yourself what the value per minute of the tasks you are doing that make you too busy are. You will find that the work you are doing is worth 40 cents per minute that you are doing at the expense of $83. Which would you rather have after four minutes of work, $1.60 or $333? Most Notaries choose the $1.60 which is why they were born poor and will die poor if they get paid at all. The fact is that the value of reviews is like a goose that lives for three years and lays golden eggs. Every review you get will be read by hundreds of people, will affect their hiring decisions, and will make you popular for three years. You need new reviews as the older ones lose their impact on the buyers hiring decision.

A great strategy
Taking jobs from individuals when you normally take only Title company work is a very important strategy. Title companies are stingy about writing reviews. However, if you do a great job working for individuals, they will be a lot easier to get a review from. It is worth it from a strategical point of view to take jobs from individuals needing an Affidavit or Contract notarized just for the possibility of getting a review.

Don’t forget to send bills
Getting paid is also critical. Most Notaries don’t understand that being a Notary is not only about doing Notary work. It is about background screening companies before you take work from them to make sure they are reputable. That extra two minutes you spend background screening could save you from a nightmare down the road. So, why not spend two minutes background screening a company, spend more time writing threatening letters for payment, and spend a few minutes getting reviews.

Facebook & blogs
Facebook is a great way to read articles about the Notary profession, and to make yourself visible as a Notary if you attract local people. Reading blogs is a great way to augment your knowledge as well. It is not the same as formal study, but you can learn a lot and get a few laughs too.

Summary
If you are a Notary who spends 100% of your professional time doing Notary work, you will fail miserably. Instead, spend 3% of your time banging on the doors of title companies, signing companies, hospitals, and attorneys letting them know you are there. Spend 1% of your time asking for reviews. That 1% will get you 100% more business. Lose the 1%, lose the 100% — the math is simple. Allowing more time to send bills and threatening letters to signing companies who are late paying you will pay off too. That extra one hour per month or 1% of your timecould get you a few hundred back. Background screening companies a few minutes per company could save you from endless nightmares not getting paid or being jerked around. Working for individuals is the best way to get reviews and get paid cash — so, why would you not go out of your way to do this as a business strategy. Finally, those who keep in touch with what’s going on in the industry via Facebook, or blogs stay more informed, appear more knowledgeable and feel like more of a part of the industry. So, spend only 90% of your time doing actual Notary work and use the other 10% for activities that have exponential value!

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You lose $37.50 each time you don’t answer the phone
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Signing companies hire you based on how good you are, NOT how good you claim to be
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October 25, 2016

Do you feel disenchanted with the Notary signing agent profession?

Are you feeling let down, disenchanted, hopeless, or broken hearted about the signing agent profession? Are the big Notary agencies not supporting you in what you feel you need to stay afloat and do well? To be truthful, the industry has changed, and there are more Notaries, less jobs, and lower pay. But, the basic skills you need as a signing agent have not changed. You need a good knowledge of your documents, Notary law, and basic scheduling and business skills.

Don’t depend on one Notary agency for all of your knowledge or support. Rather, create a resource pool. Choose several companies to be your support system. One might have a good hotline while the other might be better at email support. You might like one or two of the forums out there to research signing company reviews. You might like the courses from a particular agency, or perhaps you might want to take two or three signing agent courses to become solid in your knowledge (recommended.)

Here are our recommendations for the best Notary resources

123notary
FORUM — Look up signing company reviews while you are talking to them on your iphone using 123notary.com/s
Advertising — 123notary is the premiere spot for notary advertising, especially for highly experienced Notaries.
Courses — 123notary has easy to understand and afforable signing agent courses
Resources — visit our resource page to find our demand letter from hell which will get you paid — almost guaranteed.

NNA
Excellent for supplies
Great technical hotline
Highly Recommended Background Checks
more…

Notary2Pro
Their signing agent course produces very respectable results as the knowledge level of their graduates is excellent.

SnapDocs
Great for beginners. The average knowledge level on this site is low and so is the pay. But, if you are a beginner, this set up is suitable for you in the mean time.

NotaryRotary
Advertising — this is a great site to advertise your Notary services for new and experienced signing agents alike.
Forum — their forum has more cumulative data than any other, although the volume slowed down last year
Supplies — E&O insurance and Notary Suppies are also offered by NotaryRotary

That’s all for now. So, use the resources available to you and I think you’ll find it’s more than enough to keep you in great shape!

.

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The Notary industry is getting more professional
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My interpretation of how the Notary industry went South
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October 24, 2016

3 reasons you need a Notary website

As Notaries, people are always looking for ways to get more work. Unfortunately, some of those ways are time consuming, expensive or demeaning. As a Notary, you don’t actually need a website. However, a well designed and informative web site will make you look good, and will get you more work. There are several ways how it will get you more work.

1. If you link your website to directory listings on 123notary, NotaryRotary, Snapdocs, etc., people browsing for Notaries will compare you to the other Notaries and will fancy you if you have a nice looking site. That makes you look more serious than the competition — unless you have a horrible looking webpage (not web site) that hasn’t been updated in nine years in which case it might make you look worse.

2. If your website is optimized for local keywords such as Pasadena Notary, Notary Pasadena, Notary in Pasadena, etc., you might attract a lot of traffic from the web.

3. You can put your website link on your business card and get some traffic. That way people will be able to get an impression about you and your service before calling you.

However, websites are very expensive to create, host and maintain. So, unless you are married to the Notary profession, I recommend against a website.

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Do you appear more professional if you have a website?
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Websites from some of our best Notaries!
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October 22, 2016

2016 Companies That Will Hire New Signing Agents

Here are some companies that typically hire new notaries. We published a similar list a few years ago and removed companies that have slowed down and added SnapDocs as they are a source of revenue to newer Notaries. As a new notary, your primary responsibility to yourself is to get some experience under your belt. Don’t be too picky about how much you pay or how pleasant it is to work for some of these companies. The outfits that typically will hire newbies low-ball, require fax-backs, and micromanage you to the point of exasperation. But, tolerate this, because that is how you pay your dues and get your experience. Once you have 1000 signings under your belt, the higher paying Title companies will start to take you more seriously.

Companies that hire new signing agents:

Countrywide
http://www.123notary.com/signco-idv.asp?sid=155&Countrywide+Home+Loans+%2F+Full+Spectrum

Express Notary
http://www.123notary.com/signco-idv.asp?sid=1066&Express+Notary

FASS
http://www.123notary.com/signco-idv.asp?sid=725&First+American+Signature+Services

Global Notary
http://www.123notary.com/signco-idv.asp?sid=762&Global+Notary

Loan-Closers.com
http://www.123notary.com/forum/topic.asp?TOPIC_ID=2293

Mortgage Connect
http://www.123notary.com/signco-idv.asp?sid=814&Mortgage+Connect

Nations Direct
http://www.123notary.com/signco-idv.asp?sid=101&Nations+Direct

Notary Direct
http://www.123notary.com/signco-idv.asp?sid=113&Notary+Direct

SnapDocs — a directory specializing in new signing agents
https://www.snapdocs.com/

Skye Closings
http://www.123notary.com/signco-idv.asp?sid=798&Skye+Closings

The Closer, LLC
http://www.123notary.com/signco-idv.asp?sid=973&The+Closer%2C+LLC

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October 20, 2016

Lady Notaries need to show caution

I just talked to one female Notary. Several signers have asked her to go to the bedroom with them. She doesn’t understand this because she is in her fifties. She always sits in a 45 degree angle when presenting the paperwork. You can see who’s coming and who is not that way. You can’t predict what’s in someone’s head. You can also present your paperwork in order that way. This lady carries a gun wherever she goes.

I walked in. We sat there at the table, saw his ID, and proceeded. The documents were about fifty sheets. We finished the signing. He was acting a little strange. The guy wanted me to look at his pictures on the wall. It took 20 minutes just to get to the signing. He showed a picture of a pretty Indian girl. Then he wanted to show me a bigger picture in his bedroom. We talked into the hallway, and he was a big man.

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October 12, 2016

Black Notaries vs. White Notaries — comedy edition

Filed under: Humorous Posts,Popular on Linked In — Tags: , — admin @ 10:17 pm

EDDIE GRIFFIN: Man, what’s the difference between white Notaries and black Notaries? I didn’t even know there was such a thing as a Notary until I was 19 and had to get a car title notarized. That was six months after I found out that isn’t is another way of saying ain’t. I would just assume that a bruthah would sign more smoothly than a white Notary.

CHRIS ROCK: In an ideal world, a white Notary would witness signatures, but a black Notary would have a body camera to make sure of what he witnessed.

EDDIE GRIFFIN: You’re making the Notary sound like the Dallas Police force. If I were a black Notary, I’d be more worried about being pulled over by the police. “Registration and Notary seal please, you know the drill.”

CHRIS ROCK: Yeah, but if Notaries were really like police, at loan signings, they would say, “Now reach for your ID, nice and slow — no sudden movements.” while they had the borrowers at gunpoint. I can’t imagine a signing like that — unless it happened in Detroit.

JERRY SEINFELD: And if you did a signing by X, if you knew who the signer had been seeing while married to his ex, then you’d know why she became an ex.

EDDIE GRIFFIN: I don’t think that signing by x is exactly like that, but I’m digging the way you think.

CHRIS ROCK: And by the way — black Notary lives matter, especially if they’re listed on 123notary.

JERRY SEINFELD: But, if you’re signing with an X, you didn’t come from the greatest school, unless you’re Malcolm X.

EDDIE GRIFFIN: With my luck, the minute I became commissioned as a Notary and got in my vehicle, within minutes of leaving the county clerk after taking my Oath, I’d probably get my ass pulled over by the Notary Police — but, for what I don’t know.

POLICE: Do you know how fast you were signing, son? Can I see your Notary Seal Please?

EDDIE GRIFFIN: I just got my Notary commission, I haven’t even used it yet. How come you didn’t pull that white Notary over?

POLICE: We don’t judge a Notary by the color of his ink, but by the content of his character.

EDDIE GRIFFIN: Yeah, you’re a character all right.

POLICE: And by the way, the paper might always be white, but the ink is always black which in my opinion kind of evens the score.

EDDIE GRIFFIN: Yeah, some things ain’t never gonna change.

POLICE: We just wanted to make sure you weren’t notarizing by text and driving at the same time. Just a routine check.

EDDIE GRIFFIN: Yeah, stoppin’ brothers. What could be more routine than that?

JERRY SEINFELD: So, what’s the deal with white Notaries?

CHRIS ROCK: Isn’t that redundant? That’s even whiter than Conan O’Brien’s non-tan lines.

EDDIE GRIFFIN: Man, what is it with white Notaries, ya know what I’m saying? I bet a white Notary would go to a signing in his nice family SUV, and he would park on the street just to be polite. And then he would knock on the door being exactly on time and say, “Hi, my name is Mike — I’m white, and I’m happy and I’ll be your Notary today.” I don’t want to white-wash this, but that’s how I see it.

CONAN O’BRIEN: Yeah, I bet if it were a black Notary he would say, “Hi, I’m Jermaine, and I’m the Notary with the smooth conversation. Check out this alligator skin briefcase. And you’d never believe the story behind it. I was down the street at my brother’s house and his kids were playing in the back yard. Then an alligator came out of nowhere — we live in Florida by the way. I rushed out at ninja speed to get those kids out the yard and got there just in time before that gator damn near bit my nephew’s arm off. Then, I drove home a block away and came back with my samurai sword. I bought it in Tokyo during a vacation and had it shipped to me as a decorative piece. I never dreamed that antique sword from the Mei-Jin period that was used by the great Zatoichi would ever be used again for practical purposes. So, I ran into the backyard with my samurai sword and said — hayyyyyaaa!!!! And I done chopped the gator’s jowels off. I sold the meat to a local taco place and had my neighbor make a briefcase out of it.

And… I got the smoothest pens you ever signed with. They’re like butter. These cost $200 and no — you may not keep them. But, enjoy the signing experience, my stories, and enjoy the ride. By the way — my ride is a stretch limo that I have parked outside. We can continue the signing there if you prefer — drinks included, but not until after you finish signing. And remember — sign responsibly!”

CHRIS ROCK: Yo Conan, you rock!

CONAN O’BRIEN: Ha ha, I’m a brutha with some street knowledge! And by the way, you not only rock, you are a Rock!

EDDIE GRIFFIN: Conan’s a brutha now? What????

JERRY SEINFELD: Black, white, yellow, brown, orange – believe me, none of us are happy.

EDDIE GRIFFIN: Brother, you just made me happy to hear that.

.

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October 4, 2016

SnapDocs has a new feature for bank auto pay within 30 days

Filed under: Business Tips,Popular on Facebook (some),Popular on Linked In — Tags: — admin @ 10:41 pm

Tired of not getting paid on time? SnapDocs (our competitor) has a new feature which we think is helpful. I’m not sure how the feature is used, but you can arrange that companies will auto-pay you within 30 days. Most Notaries are tired of waiting, and not knowing when they will be paid. To be guaranteed payment, and not even have to deal with checks sounds like a wonderful arrangement. Ken has an even better arrangement which is getting paid Paypal up front.

I wonder how you guys would feel if 123notary had a system where slow paying companies would be denied our future search algorithms? That would eliminate a lot of the bad traffic from 123notary and give you only the best. I’m not sure that would help our site, or help you guys that much, but it would make your lives safer and perhaps more pleasant.

Let me know what you think

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September 29, 2016

Notary Aptitude Test 2

(1) Notary Stamp is to Notary Seal what Attest is to:
(a) A test and a verbal verification (b) swearing and stating (c) The 123notary signing agent online test and proof (d) Oath and affirmation.

(2) Document Date is to Signing Date what Match.com date is to:
(a) Ditching date (b) Marriage date (c) Engagement date (d) Backdate (e) No relation

(3) Backdating is to signing what _____________ is to lying about your age.
(a) Match.com profiles (b) rescission date (c) Notary Applications (if you’re under 18 or not a US citizen) (d) notarizing an acknowledgment an hour before your signing appointment.

(4) Name on Title is to Name on a Document as name on Birth Certificate is to:
(a) Name on your ID (b) Your street aliases (c) Death Certificate (d) Mother’s maiden name

(5) Jurat is to Oath, what Oath is to:
(a) Quaker Oaths (b) Oath written text (c) Swearing (d) Attest

(6) Original document is to wet ink signature as commission paperwork is to:
(a) Secretary of State’s seal (b) name of your state (c) Felony conviction (d) Commission impossible

(7) Venue is to State what State is to:
(a) Secretary of State (b) City (c) County (d) Zip code

(8) Witness is to bank robbery what Notary act is to:
(a) Acknowledgment (b) Jurat (c) Protest (d) Unmarked Bills

(9) Subpoena is to testify what credible witness is to:
(a) Busy-body (b) Bank Robber (c) Subscribing Witness (d) Identify

(10) Middle initial is to document what ___________ is to identification
(a) Name (b) Middle Name (c) Matching or longer (d) Name on Title

(11) Digital signature is to an eSigning what a/an ________________ is to the future of the Notary profession.
(a) eDocuments (b) Notary (c) eNotary (d) 123notary

(12) SnapDocs is to the Notary Profession what Walmart is to:
(a) eBay (b) Retail (c) Amazon (d) Life

ANSWERS:

1. Note to readers, seal has two meanings. It could mean a stamp, or a signature). Answer (a) is correct even though it is part joke and part true.

2. (e) is the correct answer as the document date is arbitrary and could be any date, and has no relation to the signing date although it is commonly the same date as the signing date by convention.

3. (a) Match.com profiles typically have women who lie about their age and roll back the years about five to ten years. But, do men also backdate their age?

4. The name on Title is your official name that the property is registered to which carries a certain amount of official merit to it and permenance just like the name on your birth certificate. However, people do change their names after the fact that could lead to different names on the document or ID. Correct answer is (a).

5. (c) Swearing is a part of the Oath just like an Oath is a part of the Jurat process.

6-12 Figure it out on your own! That was fun!

.

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September 28, 2016

Notary Airport

NOTARY: One day there will be a Notary Airport

SAM: When pigs can fly.

NOTARY: Well actually, it will be seals flying. The airplanes will look like giant seals, whiskers and all.

SAM: Maybe they should make a Notary submarine that looks like a seal instead of a flying seal.

NOTARY: The good part is that when Notarizations are done on the plane, the prices will be sky high!

SAM: Yeah, and if you notarize in the air, you can join the Notary mile high club.

NOTARY: Yes, but wait until you find out what the airport layout will look like….

The terminals will be shaped like Notary seals. Each terminal will have a coffee house and bar with a Notary bartender. The newpaper store will sell NNA’s newsletter in addition to the Wall Street Journal. The parking lot will have a special section for Notaries that is closest to where the shuttle picks you up. And when you go to check in your bags, they make you sign the journal and thumbprint. How cool is that?

Scene from aiport security.

OFFICER: Sir, please remove any metal objects from your pockets and step forward slowly.

SAM: Okay… should I take off my belt too?

OFFICER: Just wait for us to put on the saxophone music before you do that please sir.

SAM: Got it.

OFFICER: Our scanner found a metal object in your bag that resembles an embosser?

SAM: Is that a problem, officer?

OFFICER: Well, not necessarily. Is this a registered embosser?

SAM: Does it need to be?

OFFICER: Step to the side sir.

SAM: Uh-oh.

OFFICER: I’m going to need to pat you down. Please stand still.

SAM: Wow, you’re good at that.

OFFICER: I know… I get that a lot. I used to be a Priest for 30 years, a ballet teacher for 3 years, plus I worked in the airport for 4 years.

SAM: Oh, it all adds up now. Now I know why that comes so naturally to you. The embosser was authorized by my state. I have the paperwork at home.

OFFICER: Great. Let me just check your commission number on our computer system… Uh huh. Okay, no unauthorized used on our database. The waiting areas are in front of you or have a drink at the flying embosser. Just don’t use your embosser under the influence of alcohol or heavy medication per airport regulations. If you get bored in the waiting room, you can read Notary Handbooks from all 50 states plus DC.

SAM: I’ll get bored, but not that bored. Thanks.

OFFICER: And may God bless you — if there is a God.

SAM: Some Priest you are/were.

OFFICER: Well, I stopped being a Priest because I stopped believing in God.

SAM: Hmm. Well, I stopped being a Mortgage Broker in 2009 because I lost interest.

OFFICER: Forgive me father for I have rescinded — that was a good one! I’m just kidding, I still believe in God, I quit the church to run for the senate because things at the church got too — political.

SAM: Gotcha!

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September 27, 2016

The Nose Best Notary

OK, I’ll admit it – I cheated. Of course the title should use the word “knows”. But, there seems to be a problem in the notary community. A disproportionate percentage of notaries feel they are a “cut above” the rest of the field. Not a tiny cut, but by a wide margin – knowledge wise. Many of us seem to consider ourselves the best – not “one of the best” but “the ultimate notary”, why?

I’ll venture a guess. It’s that the vast majority work for themselves. They answer to no one. Thus, they do their own “self evaluations” and, surprise – bask with pride at their reflected image. Wake up; you have a lot to learn. The world, security wise, is changing rapidly. The old TIL and HUD have been usurped by a CD. Are you hoping I will define that – sorry – I will not – you are supposed to know what a CD is. OK, you aced it – but how aware are you of its components?

The problem is manifested in more than knowledge of esoteric loan package forms. It goes to the heart of being a responsible public official. The county sheriff would not be in office long if they could not recognize one of the 10 Most Wanted if they passed them on the street. Similarly, you need to keep up on changing components that affect your working environment. A good start would be to review the Current Edition of your governing regulations. Things have changed since you took your notary exam. You swore to uphold those rules, and must maintain your knowledge.

Take participation in the http://123notary.com forum. Many are the posts that offer their own opinion – believing that theirs is the only right path. Few are the posts that acknowledge that someone with a superior understanding offered the right approach to the situation. It’s an interesting exercise to explore the web sites of those self proclaimed luminaries. I have done precisely that. What I found was gushing self praise and absurd proclamations. We can be at your location in 10 minutes. We know every doorman in the city. Our notarizations are much better than any other. Blah, blah, blah.

How do you throttle back your ego? One good method is to submit to standardized testing. This site offers a few varieties, as to some others. Of course there is your state notary manual, do you understand every word. Not each sentence by rote – but each concept by its essence. Did you ever call upon your licensing authority to explain a “fuzzy” concept? Or, did you just assume “I don’t need to know that. Here in NY State notaries must view “Adequate Proof”. The term is not further defined in the Notary manual. I spoke at length to them to derive their intended meaning.

Nobody is the knows best notary. Some think they are. The ones that come close are open minded and willing to learn. The foundation is, of course, your governing laws. But, it is in the application of those parameters that we exhibit our judgment; and our “wisdom”. For your business to be viable, you need to meet your clients’ needs and desires. Sometimes creative approaches, based entirely on what is completely proper are required. Given a complex situation there are those who will claim the request illegal; usually a safe choice. But, others with a greater breadth of knowledge can derive a totally legal and possible innovative solution. It is those whose clients feel that their notary “is the best notary”.

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