September 2013 - Notary Blog - Signing Tips, Marketing Tips, General Notary Advice - 123notary.com
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September 28, 2013

Some ribbon worms will eat themselves if they can’t find food

Self-defeating strange behaviors….

Are you a self-defeating notary? People who are small in business tend to be this way. Little shops owned by mom and pop get a shop on a street, and don’t get business. There is no parking. Why not get a shop in a place with parking? No money? How come no money? Because they have a shop where there is no parking. Which comes first, the chicken or the egg?

Notaries have this same problem. They have no money. They don’t want to invest in certifcation or writing a great notes section because that will take time or cost money. After all, why should they spend money, when they are not making money? The truth is that you have to invest money before you get anything back. Sometimes you have to put in years of work to get a harvest. Web business is like this. I worked on 123notary for three years without making a profit — and I was working a lot of hours too. Think about it.

Certification today is only $67.95. It is free to write a notes section. Reviews are free if you do good work. These are things that will drive business to you, yet most notaries just won’t do any of these three. And those notaries fail, and they should fail. If you put conditions to doing what is necessary for you to succeed, you are guaranteeing failure. Don’t engage in self-defeating behaviors. Do what you need to do to get ahead today! If it doesn’t work, you will not be bankrupted. Investments in this business are tiny and amount to little more than a few trips to Starbucks.

Speaking of Starbucks, I need to go! Good luck!

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$10,000 per month on a bad month
http://blog.123notary.com/?p=3891

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September 21, 2013

$10,000 per month on a bad month

I just got off the phone with a notary who is doing really well who advertises on our site. Business has been better for most notaries recently, but not as good as for this husband and wife team. I will not mention their names or locations to protect their identity.

I talked to them about their renewal. Since our prices can go up or down for a particular position at any point in time, some notaries complain about their new price. If the price goes up, they argue and try to reason with me about how it was less last year. If the price goes down, then they think I was cheating them last year. Either way they get upset and criticize me.

This husband and wife team had a different approach. He said something to the tune of — You doubled my rate, but that is okay! Your site is amazing. We get almost all of our business from your site. I don’t know how you do it. We are making more than $10,000 a month in our notary business.

I was flabbergasted. I had heard the story of the new notary company making $35,000 per month which was an amazing story. But, now another notary making six digits. Unbelievable! So, my faith is renewed in a mobile notary public’s ability to make the type of living that makes other people drool.

Please take this blog entry as an opportunity to take a leap in faith that YOU can make six digits in your notary business. Yes, you have to do everything right, but you can do a bang up job, right?

You might also like:

A detailed look at the Ninja Course
http://blog.123notary.com/?p=4621

An easy way to make $4000 more per year
http://blog.123notary.com/?p=14162

From 3 jobs per week to 3 jobs per day!
http://blog.123notary.com/?p=3940

Notary accidentally arrested for robbing a bank?
http://blog.123notary.com/?p=6541

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September 13, 2013

A great attitude gets the most jobs

A Great Attitude Gets the Most Jobs (If You Answer the Phone)

One title company told us recently, “I never believe notaries who say ‘error-free’ or ‘100% error free’– because everyone makes mistakes. But I would like to hear a notary say, ‘If I do make a mistake–I correct it. I will be glad to drive back to the borrowers if I need to.’ That’s the kind of positive attitude we like.”

The notaries who attract the most work again and again are the ones who may not be perfect, but do it all–try hard to learn everything, use best practices, get certification from several sources, get reviews, share stories–and keep attracting work because they have such a great attitude. And we can tell who these notaries are from the very beginning…and so can the companies that hire them. Here are a few notable examples.

This 60-ish man is a notary who had been in the collections industry and also a notary since 1985. From the very first time we spoke with him, he wanted to learn; he wanted to be the best. He has now been a full-time signing agent for a year, and has done 1000+ loans: he followed our advice and now has a thriving business and is training other notaries to help him. He bought a top position, took one of our courses, got certified, got reviews…and appreciated every experience. He says, of the notary work, “I’ve never worked harder in my life.” But he loves the work, and keeps on getting more and more. He always replies to an email. He always has wonderful things to say on the phone, and always finds a sincere compliment for everyone; if he is busy, he lets you know–without ever being rude. He just keeps taking our advice, and his business keeps growing. He is never cynical, and every company that calls him loves to work with him.

And–he always answers the phone.

Another notary who comes to mind is a woman who joined 123notary recently. She has extensive experience in the mortgage industry, but was willing to look at all the sample notes sections we recommended and created a fabulous notes section using everything she could think of in her background. She didn’t think she was above all this just because she had a lot of experience. Her notes were nearly perfect when she sent the first draft, but she was still willing to keep working on them. She also was eager to get our certification–despite her experience that includes almost 10,000 signings– and spent a lot of time studying our “phoninar” blogs; of course, she got the certification. She will do well on the site because of her positive attitude and willingness to make an effort. She always answers the phone.

Our final notary, a young woman, has barely started on her notary career, but is already getting a few jobs because of the energy she puts into everything she does. Her notes section really tells what kind of a person she is (does not mind pets at the signing table), and gives lenders an idea of why they should hire her–even though she has done fewer than 10 signings. For example, experienced in IT, she tells us “Technology is my soul,” and explains how her background in that industry supports her detail work as a notary. She can really have a great conversation on the phone…which often ends in jobs and good reviews. And, guess what? She always answers the phone!

Tweets:
(1) Is it better to say, “1000 error free signings,” or, “If I make a mistake I’ll fix it ASAP.”
(2) The notaries who get ahead are not the ones who brag, but the ones who really want to learn & do a great job!
(3) The notaries who attract the most work get multiple certifications, reviews, and have great attitudes.
(4) A great conversation on the phone often attracts jobs and good reviews, which attracts more jobs. Always answering the phone helps!

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September 7, 2013

Companies that will hire NEW signers!

Here are some companies that typically hire new notaries. As a new notary, your primary responsibility to yourself is to get some experience under your belt. Don’t be too picky about how much you pay or how pleasant it is to work for some of these companies. The outfits that typically will hire newbies low-ball, require fax-backs, and micromanage you to the point of exasperation. But, tolerate this, because that is how you pay your dues and get your experience. Once you have 1000 signings under your belt, the higher paying Title companies will start to take you more seriously.

Companies that hire new signing agents:

Countrywide
http://www.123notary.com/signco-idv.asp?sid=155&Countrywide+Home+Loans+%2F+Full+Spectrum

Express Notary
http://www.123notary.com/signco-idv.asp?sid=1066&Express+Notary

FASS
http://www.123notary.com/signco-idv.asp?sid=725&First+American+Signature+Services

Firma Signing Solutions
http://www.123notary.com/signco-idv.asp?sid=786&Firma+Signing+Solutions

Global Notary
http://www.123notary.com/signco-idv.asp?sid=762&Global+Notary

HVR Notaries
http://www.123notary.com/signco-idv.asp?sid=849&HVR+Mobile+Notaries
Loan-Closers.com

Mortgage Connect
http://www.123notary.com/signco-idv.asp?sid=814&Mortgage+Connect

Nations Direct
http://www.123notary.com/signco-idv.asp?sid=101&Nations+Direct

New Milleneum
http://www.123notary.com/signco-idv.asp?sid=834&New+Millennium+Title+Group

Notary Direct
http://www.123notary.com/signco-idv.asp?sid=113&Notary+Direct

Signature Line
http://www.123notary.com/signco-idv.asp?sid=855&Signature+Line+Closing+Services

Skye Closings
http://www.123notary.com/signco-idv.asp?sid=798&Skye+Closings

The Closer, LLC
http://www.123notary.com/signco-idv.asp?sid=973&The+Closer%2C+LLC

Vital Signings
http://www.123notary.com/signco-idv.asp?sid=85&Vital+Signing

.

Tweets:
(1) As a new notary, your primary responsibility to yourself is to get some experience under your belt.
(2) Outfits that typically hire newbies low-ball & micromanage u until u get enough experience to attract higher paying co’s.

You might also like:

Read about low-ball signing companies
http://blog.123notary.com/?p=745

Read about fax-backs
http://blog.123notary.com/?tag=fax-backs

Best signing companies
http://blog.123notary.com/?tag=best

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September 3, 2013

Notary For Minor — Notarizing Children

Have you ever been requested to do a notarization for a minor? Doing a notary for a minor is unusual, and notaries don’t always know what to do. A signature of a minor is not legally binding, but that doesn’t prevent you from notarizing their signatures. If you are notarizing a minor, take the same steps you would take notarizing anyone else. But, take one extra precaution in your paperwork — indicate the age of the signer in your journal, and perhaps on the document so there is a record after the fact! Remember, the purpose of a notary public is to keep accurate and complete paperwork on signatures / transactions so they can be queried after the fact. The exact rules for how you do your documentation vary from state to state, and country to country — but the basic purpose of a notary public worldwide is still identical.

The next problem you might encounter when notarizing a minor is that they don’t always have photo identification. If there is no ID, then without credible witnesses, you can not identify them properly for the notarization. Not all states allow the use of credible identifying witnesses, so learn your state rules on the matter. Identifying a minor is not always possible, so just do your best.

The most important thing to understand when doing a notarization for a minor is not to panic. Just follow procedure and make special notations in your journal about whatever is unusual about the signing — especially the fact that the signer is under 18 years of age!

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September 2, 2013

Notary Perjury and Oaths

Notary Perjury

What is Notary perjury? Is that when a notary lies under Oath or when an Affiant lies under Oath to a Notary Public or other state official? In real life there is no such thing as Notary perjury — there is only regular perjury. Don’t get caught lying under Oath — tell the truth!

Penalty of perjury
If you swear under Oath to a Notary Public, you have made a solemn Oath under the penalty of perjury. Lying under Oath is a serious crime. The problem is that Notary Oaths are not always very clear. The Notary might have you swear to a document, but what are you actually swearing to? Are you swearing that the document is true, or that you will follow the terms in the document, or both?

What types of things do people lie about?
People might lie about what their legal name is. Sometimes people want to use an alias. Sometimes the name a person has on the Title of a property might not exactly match the name on their identification document which could cause a lot of confusion and legal issues. Another common lie that I might have been told for years (no evidence either way) is on the Occupancy Affidavit. Borrowers can get a discounted interest rate if they claim to live in the building (house) they are borrowing on. The Occupancy Affidavit makes that borrowers swear that they are residing in the property as their primary residence. But, it is common for borrowers to lie and be using the property as an investment property or second home — an example of “Notary perjury”.

People don’t always take the Oath seriously
My biggest objection to being a notary was that people didn’t take Oaths seriously. I sometimes had to ask people multiple times to raise their right hand all the way up — no, not two inches up — all the way up. Mumbling an inaudible “yes” just doesn’t cut it with me. I think that as a Notary Public, you should remind your Affiants of how serious and formal the Oath actually is. I would also tend to think that your Oath takers will be more likely to tell the truth if they are aware of how serious an Oath is and if they are aware of how they could be subject to penalties of perjury should they lie. I have never heard of anyone being punished for lying under Oath to a notary. I have only heard of people getting in trouble for fraud. But, keep people honest in any case! Being a Notary Public is a serious profession that protects the integrity of signatures and society!

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