January 2017 - Notary Blog - Signing Tips, Marketing Tips, General Notary Advice - 123notary.com
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January 31, 2017

Can a Notary be an officiate at a Wedding or marriage?

Can a Notary perform a marriage or be a wedding officiant? There are four states that currently allow Notaries to perform weddings. A Notary can solemnize a marriage if they are commissioned in:

Florida
South Carolina
Nevada
Maine

However, there are some additional qualifications, requirements and authorizations needed from your state. Please contact your state notary division to see how you can qualify to officiate at weddings. It is common for states to accept you as a wedding officiant if you are a Priest, Rabbi, Ordained Minister, Imam, etc.

Many Notaries add being a Wedding Officiant to their list of services. It is easy to make $100 to $250 for each wedding. Just don’t show up late, your you’ll create a bad memory that the married couple will keep with them for life! Many Notaries market their wedding services on websites, web directories such as 123notary.com, or by networking. We even met one Notary who specialized in gay marriages (who ran into trouble when he tried to get a wedding cake made in Indiana.)

The Notary needs to check wedding licenses, official name changes which often accompany the marriage, and then fill out a bunch of forms, get them notarized, and then send them in the mail, or preferably by Fedex. Loan signings typically end at the Fedex box, but that is where Marriages begin!

You can Google the term, “How to become ordained” to learn more about becoming a Minister in your state. Becoming ordained is normally non-denominational, but check with your church just to see if that will affect your relationship with them.

Joke:
A Priest, a Rabbi, and Imam, and a non-denominational Ordained Minister walk into a bar. The bar tender says, “So, what will you be having?” The Imam says, “A ginger ale on the rocks. Drinking alcohol is against my religion.” The Rabbi says, “I’ll have half a glass of Manichevitz Concord Grape if you’ve got it. I can do a blessing on your stock of it at no cost either — this week only.” The Priest says, “Yes brother, I’ll have white wine and a piece of bread.” The bar tender was confused and thought it should be red wine to symbolize the blood on the cross. The Priest explained, “It needs to be white wine to symbolize the color of drapes my wife forced me to buy that I can’t stand.”

So, the Bar Tender asked what they were all doing there.
The Ordained Minister said, “We’re here to perform a marriage — I guess they double booked.”
The Imam said, “Double booked? Quadruple booked! This couple is crazy. But, this ginger ale is excellent, must be one of those boutique brands!”

Q&A
Can a Florida Notary perform a wedding?
Yes, if they have the proper license.

Can a South Carolina Notary perform a wedding?
Yes, if they have the proper license.

Can a Maine Notary perform a wedding?
Yes, if they have the proper license.

Can a Nevada Notary perform a wedding?
Yes, if they have the proper license.

You might also like:

Can a Notary perform a wedding or marriage?
http://blog.123notary.com/?p=1891

My big phat geek wedding
http://blog.123notary.com/?p=17053

Seinfeld: George’s parents get a vow renewal
http://blog.123notary.com/?p=15132

Notary Dating & Romance from A to Z Compilation
http://blog.123notary.com/?p=17451

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January 30, 2017

Yelp beating 123notary on Google search results.

Filed under: Reviews — Tags: , , — admin @ 6:23 am

elp is a company that knows nothing about Notaries. Additionally, they have some of the worst Notaries on the business on their site in top positions. Not only that but half of the “Notaries” on the Yelp Notary results are not even Notaries. Most of them are Law Offices or UPS stores many of which don’t have a Notary on staff.

I got in trouble for creating a listing for someone whose information I found on Yelp. When I called him he claimed his information was wrong, and that I should get his information from a reputable source like Yelp. That is exactly what I did. He claimed that he didn’t do document preparation and that by me claiming that he did, he could get in legal trouble. I informed him that his business was called, “Mission Document Preparation.” and that if he didn’t want people assuming he did document preparation, perhaps he should change his business name. He told me my information on him was wrong, but refused to tell me what was correct. What a jerk — I found him on Yelp by the way in case I forgot to mention that. Notaries on 123notary are WAY BETTER.

Despite Yelp’s incompetent and useless search results for “Notaries,” they do better than 123notary on many Google search results for many cities such as Los Angeles, San Diego, Sacramento, and many others (which makes me mad.) I looked and found out why. Yelp specializes in having listings with reviews. People who use websites to look up services want to see reviews. The simple fact is that the 123notary search results are far superior than the Yelp search results in Los Angeles, but Yelp has more reviews — and reviews are king.

123notary’s Los Angeles search results have a lot of veteran Notaries who got reviews in the old days. However, some of these older Notaries have not been aggressive about getting new reviews. The result is that the popularity of the entire page went down. How can 123notary stimulate people to get reviews? We talk to people over the phone about it, we write blog articles about it, and we pray. But, the actual act of asking for reviews (and sending links to your review page) have to be done by you.

Additionally, the more 123notary certified Notaries we have on a particular search results page, the better the entire page does. It looks like Los Angeles has a lot of Notaries, but the quality of the search result is lacking. So, what to do? I’ll have to start calling people by hand in particular cities. Maybe that will help. In the meantime, I’ll howl instead of yelping!

You might also like:

The 24 hour icon and what it means
http://blog.123notary.com/?p=19455

How does pricing work for top placements on 123notary.com
http://blog.123notary.com/?p=19355

Do you compare yourself to others on the 123notary search results.
http://blog.123notary.com/?p=18882

Websites from some of our best Notaries!
http://blog.123notary.com/?p=14677

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January 29, 2017

Black vs. White Notaries = benign, but the comments were hateful

I live in a multi-racial neighborhood. We have Hindus, Muslims, Jews, Buddhists, and even a few Christians (when we allow them to come in). We have black, white, yellow, brown, red, and even a few green people who fly in from time to time when their spaceship breaks down.

People on TV can joke about race. Eddie Griffin does so unashamably, so does Eddie Murphy, and a few other Eddies. How come they can exercise their freedom of speech without a hateful backlash? Have you ever thought about the double standard I am talking about here? I joke about everything. I value my freedom of speech too. But, the commentary to my Black Notaries vs. White Notaries was just hateful considering my blog entry was gentle and not demeaning to anyone. We (my comedy writer & I) joked about the same things black comedians joke about. Do I have to get a race change and be a Michael Jackson in reverse to have cultural permission to do the same thing?

The reality of the race situation is that law enforcement and young black males are having a prolonged and unofficial civil war. This is more than unpleasant. It is dangerous for all of us all even though most of us are bystanders. I have read that many higher level rabble rousers are arranging for more violent riots. Violence and hateful commentary on my blog doesn’t solve anything — it just creates more tension and more problems. Perhaps these hostile comments I received reflect the very attitude why we are having a serious problem with race in America. America practices racism, accuses everybody in sight of being racist, yet we lack the ability to have an open and honest discussion about race, culture, or just tell a few jokes.

Some Americans get almost violent when you bring up particular topics. This attitude is a direct threat to our freedom of expression which our forefathers risked or gave their lives for. If you react so violently to harmless jokes, perhaps that is a reflection of your own inability to accept America’s racial situation for what it is. We are forced to live in it daily, but culturally prevented from saying anything open about it. Should you send ABC or the New York Times hate mail every time they publish a piece on race?

It is amazing that a blog article so harmless got such a hateful response. I think that some of you need to take a closer look at yourselves. On the brighter side, that post was one of our most popular comedy posts ever, and people referred it to their friends since they were so shocked. The bottom line is that I can joke about whatever I like, and you can be polite about it — can you dig it?

Please also see:

Black Notaries vs. White Notaries — comedy edition
http://blog.123notary.com/?p=17455

Comedy Central Notary Roast
http://blog.123notary.com/?p=17462

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January 28, 2017

WFG National Title Insurance Company

Here is a condensed version of the more interesting comments about this company on our forum.

(1) Penny
“I have not received payment since my assignment and invoice to WFG on November 28. Despite numerous emails saying it’s in the mail, or will be in the mail, zero.
Penny 1-17-17”

(2) Joan
“WFG in Westlake Village, CA is giving me the run around with my fee being received. Completed signing on 9-30-16, it is now 11-29-16. Unacceptable. They claim they are going through a transitional period since Michael Crowder is no longer with them. What has that got to do with A/P getting my money to me?”

(3) DanNotary
“May not be dealing with them again. Huge packages, lots of work, difficult to get through to anyone and get a response. They pay $125 but if I do anything again its going to be $150.”

(4) 29993
“I have noticed that the loan packages are getting very large…so I have begun to notify, particularly WFG whose files average 170 copies…that my minimum fee is increased by another $20.00..As I mentioned before I have had no problems getting paid and have asked each time if the file is larger than 120 pages to add in another $20…but I’ve had to followup to make sure that it was…..so this week I am sending out notifications to most of the companies I work for to increase my minimum fee to include the $20. Whenever I accept a signing…they will need to include it in the order or I will return the assignment right there and then………We all have to begin to hold the line on our fees or if you accept less then you only have yourself to blame….Good Luck!”

(5) Garyw148
“I agreed to perform a signing for WFG for 10:30am the next day. At 8am I had yet to receive any documents. WFG did not answer any of the 4 phone numbers I called. Nor did they respond to the emails I sent to 3 different people. My last email was that I was going to call the borrower and let them know the signing was cancelled. Moments later (10am) I received a response not to call the borrower that the documents were coming. Then I got an email stating the day would be changed. I called the borrower and basically said to stand by. I requested to be paid via PayPal. I got a call from Mike stating they never pay via PayPal and he would remove me from there list of notaries. I said fine. Be carful here folks. Read the other reviews.”

You might also like:

See our string on WFG on the forum
http://www.123notary.com/forum/topic.asp?TOPIC_ID=5117

See our string on NEW signing companies
http://blog.123notary.com/?tag=new

National Preferred Notary
http://blog.123notary.com/?p=16669

Are you a Yes-tary or a No-tary?
http://blog.123notary.com/?cat=3241

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January 24, 2017

Quit Claim Deed

A Quitclaim Deed is a legal instrument used to transfer interest (ownership) in real property. The Grantor is the entity who is transferring its interest to the Grantee who is the recipient. The owner or Grantor quits or terminates any right or claim to the property by signing this form.

No Title Covenant
The Quitcliam Deed includes no title covenant and offers no warranty as to the status of the property’s title. The Grantee is entitled only to whatever interest the Grantor has in the property — if any. As a result, the Grantee has no legal recourse should the Grantor not be the legitimate owner on title, or if their share of the property is less than expected.

Warranty Deeds
Warrantee Deeds on the other hand often contain warranties from the Grantor that the title is clear and that there is no encumbrance against the title.

Common Uses
Quitclaim Deeds are most commonly used to transfer property from one family member to another or to take one family member’s name off title for the sake of a notarized loan signing. Quitclaim Deeds are not usually used to to transfer property from a buyer to a seller as Grant Deeds are a much more common form of official property transfer instrument.

How do I notarize a Quitclaim Deed? How do I get a Quitclaim Deed Notarized?
If you need a notarized Quitclaim Deed, find a Notary on 123notary.com. Any commissioned notary public can notarize this document in less than three minutes assuming you have current ID and a complete document.

You might also like:

Index of information about documents

Index of information about documents

See our string on all different types of documents (completely up to date)
http://blog.123notary.com/?cat=2074

TRID information courtesy of Carmen
http://blog.123notary.com/?p=18932

Good Deed Bad Deed — Ken’s guide to every type of Deed
http://blog.123notary.com/?p=16285

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January 22, 2017

How long does it take to get through a signing?

Filed under: Best Practices — Tags: , — admin @ 11:52 pm

Most Notaries allow around an hour for a signing. But, for a HELOC, Reverse Mortgage, or other longer packages, the timing can be unpredictable.

I did a huge construction loan for someone. I was in and out in 20 minutes with a 180 page package. He was a business professional and knew the drill. He didn’t read. He just signed. There are others who read all day at your expense.

One Notary claimed her average signing is 45 minutes. But, it depends on the lender and the type of package, type of borrower, number of pages, etc. Another Notary on Linked In claimed 45 minutes to an hour. A third Notary claimed 45 minutes as well. A forth Notary kept track of her signings over the course of a year and came up with the figure or 45-75 minutes unless there are multiple signers in which case it might take 15 or more minutes longer.

Older clients (the kind that leave their left blinker on for half an hour in Florida) might need 90 minutes for a signing. They can barely see their pen, so how can they possibly know what they are signing?

Summary
The considerations for how long a package will take to complete should be thought about in this order.

Age
Age determines how long a package will take to complete more than any other factor. Elderly people cannot see well, can’t hold a pen well sometimes, and get very tired. Allow a lot of extra time for Reverse Mortgages, Hospital signings, etc.

Experience
Professional businessmen can get in and out of a signing quickly, unless they make you wait for their busy partner to arrive which might take an additional ninety minutes without waiting time unless you negotiate well.

# of Signers
If you have five signers, you might be there for a while. They will have more bathroom breaks, more showing up late, and if even one doesn’t have proper ID, that throws the whole game off.

# of Pages
A fast signer can get through a long package quickly. But, a “reader” will take forever. The type of sign(er) is more important than the type of sign(ing) as a professional signer can whip through a 300 page loan faster than a nit-picky suspicious “reader” can get through an 80 page signing, especially if they have to call their lender.

Prepared Lender
If the Lender on the loan prepares his borrowers well, the signing will go fast. But, what if you get a Lender who waits until the last minute to fill in the blanks. You will be at the signing over an hour with a Lender like that. I had a best client who never prepared his borrowers well. The money was not bad, but they really took advantage of my time. Most Lenders have a few screws loose, and the Notary is the one who pays for that.

# of Notarizations
I was a fast Notary and could do 11 notarizations for two people = 22 notarizations in less than half an hour. But, it is a lot faster to do one notarization especially if the signer whips out their ID quickly (use a stopwatch for measuring that.)

Ending Joke
Here is a Maine joke for you guys.

TEXAS NOTARY: I once had a signing so big it took me three hours to complete

MAINE NOTARY: A-yup, I once had a printer like that

.

You might also like:

Following directions is more important than you think
http://blog.123notary.com/?p=19608

The grace period after your signing
http://blog.123notary.com/?p=19465

10 ways female notaries can protect themselves
http://blog.123notary.com/?p=19196

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January 21, 2017

National Debt Direct

Filed under: Signing Company Gossip — Tags: — admin @ 9:32 pm

Here is what Notaries are saying about this company. I rewrote some of the commentary to condense and simplify it.

(1) Abbondanza claims they used to be a good company to work for that paid within 30 days, but then got stiffed for seven jobs.

(2) esnotary was called to drive 50 miles for a last minute signing for a debt consolidation. They promised payment in 45-60 days but the notary bargained for 30 days. Later on the Notary found out that the guy who promised 30 days admitted to not having authority to get payment out that fast. People will say anything to get a Notary for a loan. So, they Notary feels lied to and will never work for Nationwide Debt Direct again!

(3) 17408 is still waiting for a payment done two and a half months before and is not happy.

(4) wponsot started with them in mid 2015 but stopped working for them because of a non-payment issue. The manager was completely unsympathetic when the Notary announced he had not been paid.

(5) 21008 claimed he/she had done three signings for them, but back in 2013 which got paid quickly. However, things seem to have changed in the meantime — at least for other Notaries.

This company’s reviews are typical of a good company gone sluggish in the payment department. I’ve seen this too many times which is why I will stress — don’t have faith in a company just because they have been reliable so far. You don’t know what stunts they will pull in the future which is why you should limit the credit you offer to companies. Once again, it is not bad to demand money up front as you are a Notary, and not a pawn shop.

You might also like:

Nationwide Debt Direct on the Forum
http://www.123notary.com/forum/topic.asp?TOPIC_ID=6682

The 90 days no payment list of signing companies
http://blog.123notary.com/?p=15887

Global Notary
http://blog.123notary.com/?p=16673

National Loan Closers
http://blog.123notary.com/?p=16663

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January 20, 2017

A Notary sees a UFO

Filed under: Virtual Comedy Themes — admin @ 10:38 am

NOTARY: I saw a UFO, I really did, I really did.

SAL: Sure you did pal, we all saw it too…. not…

NOTARY: No, you gotta understand. I really saw it. It had lights and everything.

(The next day — the notary is coming home from an appointment. He sees lights and a UFO coming down from the sky slowly.)

NOTARY: Are you going to abduct me?

ALIEN: No, but can you like us on Facebook?

NOTARY: Yesterday, I saw a UFO on my way back from a Notary job, and nobody believed me.

ALIEN: We can do something about that. We’ll reverse the situation. Hey Quantum, get the memory erasing device.

QUANTUM: Here it is.

ALIEN: (zip sound) Go back to your home earthling.

(Then, the space ship circled around town making a huge profile of itself.)

SAL: Hey, did you see that UFO? Everybody saw it. You were right.

NOTARY: I don’t remember seeing it. I think my memory blacked out that night. There seem to be three hours missing from my day yesterday. I have no idea what happened. I just remember a cornfield.

SAL: What are those strange marks on your neck. Did they inject you with something?

NOTARY: Oh God. I’ll have to see that shrink and go into a trance to figure out what happened.

(The next day… the spaceship returns.)

NOTARY: Are you going to abduct me?

ALIEN: Actually, we need these forms notarized. We have an intergallactic driver license. It is a government issued photo ID and expires in the earth year 3026.

NOTARY: Uh-huh. I cannot accept that partly because it has no issue date in earth years and also because you Aliens all look alike.

ALIEN: Hey, I resent that, I’m way better looking than Quazar over here even though I’m 300 years older. I’m actually 412.

NOTARY: Really, you don’t look a day over 399. Oh my God, what are we talking about. What am I doing here. But, if we can go into a time warp, California used to allow notarizing Jurats without ID back in 2001.

ALIEN: No problem, we have that technology but rarely use it. Unfortunately your seal would not have been issued in that date.

NOTARY: I kept the old one.

ALIEN: We are in business. Go and get it!

NOTARY: The main thing is that instead of me being the only one to see a UFO, this time around, everybody else saw it except me. Go figure!

.

You might also like:

Notary Space Station
http://blog.123notary.com/?p=18920

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Notary Starbucks – charging for waiting time while sipping Sumatra

Filed under: General Stories — Tags: , — admin @ 12:42 am

Welcome to Notary Starbucks where Notaries go to meet clients, get caffeinated, and blend with others. When the check comes, they get to do the signing for a change. Choose from a wide selection of Notarial coffees and snacks. Additionally, this is the only type of Starbucks where tables have separate mini-wings that open up on the sides of tables to accommodate drinks, so they won’t spill on your documents if you tip them over! Better yet, you get to use the new Starbucks Notary App that gets your waiting time paid in advance! At regular Starbucks, you see writers with their laptops writing screenplays about superheroes that never sell. At Notary Starbucks, they write screenplays about notaries that never get paid.

We offer a Notary cake that is rectangular and has an imprint of a Notary Seal in the middle. Just don’t eat the cake after the expiration date imprinted in it! Try the molten Notary cake too. It has chocolate Notary seal ink in the middle! Below is a list of our coffee blend selections.

Antigua Affidavit Blend

Conforming Columbian Dark Roast

Arabian Acknowledgment

Subscribing Sumatra

Sulawesi Signature Whole Bean

Interest Only Italian Blend (Light Roast)

All strong enough to keep you awake while waiting for your client who’s had too much java to provide a signature that isn’t too shaky from all that caffeine.

But, Notaries don’t only go to their local Notary Starbucks to enjoy snacks, they meet their best clients there. They even had a new Starbucks App that would penalize clients from coming late to appointments where they would meet at Starbucks.

CLIENT: I’m almost there, but running late

NOTARY : No problem, you prepaid $25 waiting fee. You’re only halfway through that.

CLIENT: I thought that was the Notary fee.

NOTARY: Nope? My last client kept me waiting here for 30 minutes only to stand me up. That’s why I use “The Waiting App.” It’s $10 per signature, plus $10 travel fee for me to come here from home not to mention waiting time. You’re out $12.50 for keeping me waiting.

CLIENT: But, you didn’t do anything!

NOTARY: I wouldn’t call waiting for you not doing anything. Waiting for paint to dry – maybe. I came when I had other offers, and I sat here drinking Burundi Buydown with cream and sugar — too much sugar, I’ll never make that mistake again. This is time out of my day. You think I work for free?

CLIENT: But, you’re not working?

NOTARY: If I spent the entire day at Starbucks, “Not Working” I wouldn’t be able to afford my Murundi Mortgage, or my real Mortgage for that matter. I get paid for doing signatures, and if those people don’t want to show — they pay for my opportunity cost that I spent waiting — and sipping.

CLIENT: Sipping. You lazy bum. Don’t you have anything better to do?

NOTARY: As a matter of fact, I got an offer for an $80 signing while I was waiting for a late client. I turned him down since I got a down payment via the Starbucks Notary App.

CLIENT: Why of all the low-down.

NOTARY: Hey, you’re the one who can’t show up on time, not me buddy. Blame yourself.

CLIENT: I’ve decided not to come. I don’t like your attitude.

NOTARY: Great, I’ll call the $80 guy back. It’s only been two minutes. I’ll tell him I’ll be there in another two. Or have him meet me for a FHA French Roast right here at Notary Starbucks. In the meantime, I’m sort of trying to win the affection of a female Notary sitting next to me. Thanks a latte.

CLIENT: Fine — Bum!!!!

LADY NOTARY: I’m enjoying this Interest Only Italian Blend. They claim that if you drink it, you will enhance the interest of Notaries of the opposite sex.

NOTARY: It’s working. But, I have to go. The $80 guy wants me to show up at his house in 10 minutes. Send me a text. But, do you think I’ll get in trouble with the police?

LADY NOTARY: Why? For driving under the influence of that Subscribing Sumatra Frapaccino you had an hour ago? The high on that lasts for four hours. You might be driving all jerky, or irratically smash your seal into the document at your signing.

NOTARY: Nah, I’ll be fine.

LADY NOTARY: Oh yeah? Well, how many fingers am I holding up?

NOTARY: I can’t tell. Your fingers are shaking so much. It might be easier to meet ladies at a Notary bar rather than here. Everybody’s so jumpy and over caffeinated.

LADY NOTARY: Ya think? I’m not that bad compared to the lady who started out sipping sumatra which is a gateway coffee drink and then moved up to the crackaccino!

NOTARY: Good point. Gotta go! $80 is calling my name. Anyway, later. I’ve gotta Java now if you know what I mean!

.

You might also like:

The Starbucks Signing
http://blog.123notary.com/?p=14291

The Starbucks Notary wises up
http://blog.123notary.com/?p=4207

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January 19, 2017

Geographic Notary Business Names

Filed under: Advertising — admin @ 7:23 am

The classiest business names I have seen Notaries do involve some referencing to geographic icons. Here are some ideas I had, or existing business names. I’ll mix them together. If you choose a business name, make sure to check with your county clerk to make sure the name is not already in use!

Golden Gate Mobile Notary
Bay Area Mobile Notary
Golden Coast Mobile Notary
Hollywood Sign Mobile Notary
Sunset Strip Mobile Notary
Gaslamp District Mobile Notary
Puget Sound Mobile Notary
Columbia River Mobile Notary
Rocky Mountain Notary
Yellowstone Mobile Notary
Grizzly Bear Mobile Notary
American Eagle Mobile Notary
Lakota Notary Services — you might get in trouble with the tribe for jacking their name!
Everglades Mobile Notary
The Alamo Mobile Notary
Saguaro Mobile Notary
Grand Canyon Mobile Notary
Hoover Dam Mobile Notary
Salt Lake Mobile Notary
Windy City Mobile Notary
Iroquois Mobile Notary
Vacation State Mobile Notary
White Mountains Mobile Notary
Blue Hills Mobile Notary
Smokey Mountains Mobile Notary
Beacon Hill Mobile Notary
Harvard Square Mobile Notary – Geographically limiting
Sequoia Mobile Notary
Minuteman Mobile Notary — Good in Massachusetts
Plymouth Rock Mobile Notary

I’m having a brain freeze, so I’ll end the list here. Not all of these would make good business names, but it gets you thinking at least.

.

You might also like:

Compilation of posts about notary business names
http://blog.123notary.com/?p=21760

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