April 2017 - Notary Blog - Signing Tips, Marketing Tips, General Notary Advice - 123notary.com
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April 28, 2017

Notary Psychic Tarot Card Reading

Filed under: Humorous Posts — admin @ 8:18 am

A Notary went to see a Notary Psychic to learn how to do his job better and see what was in store for him. Here is what happened…

NOTARY: Hello. I want to know my future.

CLARA: Spoiler alert: You die.

NOTARY: My nearer future!

CLARA: I predict you are willing to pay $50 cash for this information.

NOTARY: Umm…. I’ll have to pay in you ones because I was planning on going to a strip club and then changed my mind at the last minute.

CLARA: Don’t expect me to give you a lap dance. I’ll reciprocate by stripping off the veil to your future.

NOTARY: Actually I think it’s more like a burka, but that’s fine. So, will I get many Notary clients?

CLARA: Hold on, I am looking into crystal ball. Actually I do not need ball for this one. You must to spend a few hundred to get top spot on 123notary in your local area plus have amazing notes section and many reviews from satisfied clients who tipped you with one dollar bills.

NOTARY: Okay, writing this down… Can you tell me what will happen to me this week?

CLARA: Okay, I use Notary tarot cards… Hold on… I must meditate on this. Okay… this first card has an upside down Notary seal. It indicates that something dubious will happen. Keep eyes open for fake ID from client, especially if he’s teenager asking you to buy him booze. Or is Russian client and I have many of those. But, if you have Russian client refer them to me — they spend mint on psychics.

NOTARY: Interesting. How did you get your name?

CLARA: I am Clara because I am Clara-Voyant.

NOTARY: I should have known. Then again, I’m not clairvoyant.

CLARA: I knew that. Now I get Notary Gypsy card. Notary Gypsy sees future and past, but cannot make sense of the present. This means you will be confused at present-day Notary job, who you did good work for in the past, but will give the client great advice for their future.

NOTARY: I had a client like that last week. As for my clients in the present, too confusing. What about next month?

CLARA: Let’s see. Oh… I got the commission expiration card. That means something in your career will end, but something new will begin. Maybe you’ll stop using SnapDocs and pass the 123notary certification test that you have been procrastinating about for the last several months.

NOTARY: Oh yeah, I keep procrastinating about meaning to do that. Can you look in your ball too?

CLARA: Yes. I think Coca-Cola stock will go up 2 points next week, but it’s not like I have a crystal ball… ooops, actually I do have a crystal ball — forgot! Okay, I am seeing an ancestor of yours who was a Notary in Slovakia. He wishes to guide you in your career. Ooops, it’s actually someone else’s ancestor. Damn this cheap crystal. That’s the last time I bid for a used crystal on ebay! Okay, I use my old crystal from Russia, it’s cracked, but Gypsies use it for generations. Just never mind crack on left. Okay! You will sign a Power of Attorney.

NOTARY: Duh, you don’t have to be a psychic to know that!

CLARA: I predicted you’d say that. You were a Notary in a past life in Japan. It’s the last time someone bowed to you… Wait… Wait… I’m seeing something else. You worked for the court of the emperor and pleased him. He made you to very high position. It is your destiny to rise to high position in this life too as a result of past life karma.

NOTARY: Oh! What kind of high position will I get?

CLARA: Hold on… I am seeing Attorneys… Yes… Attorneys with lots of money… and lots of power.. Wait a second, isn’t that what I just said. Power of Attorney.

NOTARY: No, you said Power of Attorney, but now you are saying Powerful Attorneys.

CLARA: What is difference?

NOTARY: Let me use your tarot card deck. Oh, what a surprise. I got the Notary card with a seal stamping a document that says, “It’s time to learn English, honey!”

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April 27, 2017

A 123notary client partners with an Uber driver

Filed under: General Stories — admin @ 1:31 am

One of our clients in California decided to partner with an Uber driver. He assigns Notary signings to the Uber driver. Since the driver is driving around anyway, it is no sweat to arrive at a Notary Signing appointment at the last minute. What a concept. I have never heard of such an arrangement before.

For people who are already doing signings, I wonder how effective it would be to do Uber work and fit it into your schedule when you are not doing jobs. It might mean that you should accept jobs closer to home only. Or you could go far away as an Uber driver can accept jobs anywhere. The world has really changed recently. The question is, can we keep up with it? I’m personally doing my best over here!

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April 26, 2017

Carlette’s Signing Story

Filed under: General Stories — admin @ 1:27 am

My experience grappling with personal feelings and the law —
I had a reverse mortgage assignment yesterday.

This assignment came to me on a rush basis… I needed to be there within 2 hours and I had not even received the documents yet.
I was offered a very generous fee.

No mention that it was a reverse mortgage and no mention that the documents would be 175 pages long (not including the borrower’s copy).

Called borrower and the daughter answered. Daughter said father was not at home but she knew they were expecting a notary. I asked when dad would be at home… she finally said I am the wife and he is here and we are waiting for you. She said Jim will also be here.

I have had many borrowers expecting the realtor or lender to be there so I automatically thought she was mistaken. She gave me the telephone number to the Jim person who confirmed he would attend and he said he always attends his own closings. I agreed to call him when I was on my way. When I called to tell him I was 10 minutes away, he said I am already here. In hindsight, I could hear trepidation in his voice. Just thought he was concerned that I did not call him earlier (since he said he was 20 minutes away). I told him I would just get them sworn in and wait for him.

When I arrived, borrower’s wife greeted me kindly. I walked in and greeted them. A gentleman who I first met also greeted me and it was clear that he was having some health issues. He shook my hand, smiled at me and proceeded to pronounce the words DaDa over and over. I said to myself, he must be the grandfather. So I proceeded to greet the others.

Wife, daughter and “Jim” greeted me and then I was introduced to the borrower. Imagine my surprise!
Control is everything.

I proceeded to ask borrower if he knew why I was here. He did not answer. I asked him for his full name, he gave me his first name. I asked what is his last name, he did not answer. I asked if he knew what a reverse mortgage is, he had no idea. He kept saying I built this house. I asked him what is the date. He looked at his watch and said 14. I asked what year, he said 1981. I asked him who is the president, he could not answer. Wife said, who didn’t you vote for… he could not answer. Wife said, we are trying to save our house.

During this time, daughter said she is a notary and it is not my job to ask about what is being signed but to only witness the signing, Broker said borrower went through reverse counselling and they approved him and I have never seen him like this, and wife said he was just not having a good day (after his triple bypass). During all of this, borrower continued saying DaDa – over and over.

I informed everyone (as well as clarified with Notary daughter about notary law and directed her to Secretary of State notary laws and rules) that I could not close this reverse mortgage loan when I do not feel borrower understands what he is signing.

Wife finally said, I do have a Power of Attorney. I suggested to broker that if I am directed to have her sign as POA, this could be done. He reached out to someone who told him they could not go forward with the closing at this time.
I politely apologized and excused myself.

Long story short, I feel soooo bad… but so good… about what it means to be a knowledgeable notary, to understand the laws and rules, and to apply them where necessary. Learn your notary laws and rules.

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April 25, 2017

Brush up on your skills and fill in the blanks

Filed under: Certification & Communication Skills — admin @ 7:08 am

Most of you already know how to do loan signing. You know what you are doing or at least you think you do. You must know what you are doing because you’ve been doing this for twenty years. Unfortunately, number of years in business is not proportional to your knowledge.

There are people who read up on all of the blogs, who study their manuals and took many loan signing courses. Some of these people even review their knowledge. Others talk regularly to Escrow and Title workers to brush up on their knowledge. On 123notary, 2% of our members are Elite 123notary Certified. Those are the members who really know their stuff. In fact, their knowledge is so deep, that they know more than five times as much about the business as those who are not 123notary certified.

People who have been “doing this for ten years” usually don’t do too well when I ask them simple notary and signing agent questions. This is why I suggest a brush up course. I know you have already paid for a course. But, brush up anyway.

You can study from our 30 point course at no cost.
http://blog.123notary.com/?cat=3442

Then, you can pay us for a password to take our test at anytime. Studying makes for more knowledge than mere experience!

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April 24, 2017

If everyone complains about Snapdocs, why do they continue to grow?

Filed under: Advertising — Tags: — admin @ 7:07 am

Despite constant bickering on the part of Notaries, Snapdocs continues to grow. Perhaps it is the convenience. You can send a message to twenty people simultaneously. But, it’s not convenient for the Notaries, and they don’t get paid well either.

Should Notaries continue to be signed up on Snapdocs? If they are desperate! It just seems like a huge headache. But, if you thrive on quantity of low paying and annoying jobs, it sounds like low-ball heaven.

The fact is that Snapdocs grew all year. They had a slow month in August or September according to some webstats I saw. I have no idea why. Perhaps some technical issues? Or perhaps their competitors (me) did something good!

How long will Notaries put up with cattle calls, low fees, fax backs and micromanaging? And how much will Snapdocs continue to grow?

123notary is going to have to compete a little harder and add some new high-tech features to regain some of the market share lost to Snapdocs. But, what type of features will we use? Find out!

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April 22, 2017

How much does a Notary cost?

Many people want to know how much a notary can charge, or what a notary costs?
It depends on whether you want to buy the notary public or rent them. (sorry for the bad joke)

Notary fees are set by the state they are commissioned in. As a general rule a notary can only practice in the state they have their commission in.

Notary fees are normally based on a rate per signature that is notarized (in most states) while in Florida, notary fees are based on a fee for each time the notary’s seal is affixed. Interesting!

Q. What does a mobile notary charge?

A. Mobile Notaries normally charge the state appointed Notary fee in addition to a travel charge and waiting fees if you keep them waiting. Find the best Mobile Notary companies on 123notary.com and look up by zip — but, don’t keep them waiting. Mobile Notaries often do loan signings which are paid based on a fixed negotiated rate. Hospital and Jail signings are normally more expensive than regular traveling notary jobs as more is involved and more can go wrong (especially if the guards aren’t in a good mood.)

Q. What is the maximum fee a notary can charge for notarizing an Acknowledgment or Acknowledged Signature in 2016 or 2017?
A. Please consult our find a notary page and then look up your state

Q. What is the maximum fee a notary can charge for notarizing a Jurat with accompanying Oath in 2016 or 2017?
A. Please consult our find a notary page and then look up your state

Q. What is the maximum charge for a notary in my state?
A. The exact fee depends on the notary act. There are several common types of Notary acts including Acknowledgments, Jurats, Oaths, Depositions, and some states allow witnessing. So please look your state up on our find a notary page.

Please note that there are differences for the Notary acts that each state allows. All states allow Acknowledgments and Jurats, while some states allow obscure Notary acts such as Marine Protests, Proofs of Execution, Safety Deposit Box Openings, etc.

Another great resource might be your state’s Secretary of State Notary Division, as they will have all legal information about the office of notary public in their site.

Find great mobile notaries on 123notary.com! Save time and have a notary public come to your home, office, hospital, or jail cell.

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April 21, 2017

Notary Facebook

Filed under: Social Media — admin @ 8:17 am

Where else can Notaries go to share their smily faces, inked thumbs up, and experiences on the job. At Notary Facebook you can give something a seals up or seals down. And instead of “liking” someone you can give them a “signature.”

“Can you sign me on Notary Facebook?”
“Not without ID!”

Notary Facebook is run by Mark Signenberg and his wife Priseala.

See how your friends notarize and sign. See your friends’ photos of what happened at their last Notary gig. Get photos of their clients’ signatures, funny looking ID photos, and funny outfits that their signers wore at the appointment.

You can also post controversial comments.

SAMANTHA: “I love this photo of my client Sally.”

ROSE: “It doesn’t look a bit like her — I hope you took thumbprints!”

SAMANTHA: “Here is a thumbs up thumbprint for your information.”

ROSE: “BTW, the 80’s called — they want your hairstyle back!”

SAMANTHA: “Gee thanks. Yours looks like it’s from the 20’s.”

ROSE: “Ya-know… It takes two to fox trot.”

Mark Signenberg was walking alone in a cornfield late at night when a UFO descended.

MARK: “Are you going to abduct me and steal my algorithms?”

UFO GUYS: “No, but can you like us on Notary Facebook?”

MARK: “I guess, but are you intergallactic Notaries? I bet the commission is good for 1000 space years.”

UFO GUYS: “Actually, we can create better algorithms than you. Maybe you should be abducting us, or at least getting a few pointers.”

MARK: “Okay, I’ll like you or — sign you on Notary Facebook. BTW, when is your birthday in earth years?”

UFO GUY #1: A few years after the first pyramid in Giza was erected.

MARK: “Sorry I asked. But, if an erection lasts for more than 9000 years — call your doctor.”

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April 20, 2017

Vague communication is unacceptable

Filed under: Certification & Communication Skills — admin @ 7:16 am

If you are on the phone with someone and you answer their questions in a vague way, that will not make you popular.

1. How many loans have you signed?
Bad Answer: A lot
Wishy-Washy Answer: I’ve been doing this for years
Silly Answer: Oh Gosh
Involved Answer: Let’s see, five years doing oh, about twenty-three loans a month… hmm, about 1500 or so, I guess.
Good Answer: 1543

2. What are your hours of availability?
Bad Answer: I’m flexible
Wishy-Washy Answer: It depends or “Whenever”
Incomplete Answer: I’m available after work
Good Answer: I’m available 10am to 8pm Monday through Friday and from 11am to 6pm on the Weekends.

3. What types of loans do you know how to sign?
Bad Answer: All of them
Rambling Answer: I do Refinances and I did a line of credit yesterday, and I was going to do a Reverse Mortgage but they cancelled. Why do people cancel? And I think I might have done a Sellers, but I’m not really sure.
Good Answer: I have done Refinances, Purchases, Modifications, Reverse Mortgages, Structured Settlements and many other types of loans.

4. Could you describe yourself as a Notary?
Bad Answer: I’m professional, reliable and dependable.
Good Answer: I have been doing Notary work full time for a year. Before that I worked in an animal hospital with very frightened animals. I know how it feels to be in a strange place with strange people and sign strange paperwork. The humans had to sign medical power of attorneys for their pets.

5. What is your radius?
Good Answer: I travel fifty miles for my basic fees and charge $2 per mile radius extra for every additional mile.
Bad Answer: It depends on what you pay? Where is the signing?

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April 19, 2017

Our $7 sale on certification led to very few sales

Filed under: Certification & Communication Skills — admin @ 7:09 am

Notaries complain all day long about how high prices are. Listings are expensive, courses are expensive, and if they’ve taken the NNA course, why should they pay more to take ours?

Well, we had a $7 certification sale and only 15 people made a purchase. It seems that no matter how inexpensive education is, people don’t want it. 123notary certification helps people get a lot more business from 123notary — in fact, more than double. So, why would you resist doing a little studying and paying a little bit to double your incoming calls from our directory?

For those of you who want a free loan signing course, our 30 point course on our blog is free and open to the public without passwords. So, enjoy it!

http://blog.123notary.com/?cat=3442

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April 18, 2017

What lies beneath (your Notary stamp)

Filed under: Ken Edelstein — admin @ 8:11 am

What Lies Beneath (Your Notary Stamp)
Most of us probably use a self inking notary stamp. That’s the one with the little ink pad that slides out to be re-inked or replaced. Which to do? Re-inking is cheaper, but, eventually; after many uses the stamp pad takes an impression. The die does not contact the pad enough to transfer the ink. Re-inking is OK for a while, but it is not a lifetime solution – buy a few replacement pads. But, as oft the case – I digress.

Having digressed on one thing my reader expects me to digress again. So…… I won’t disappoint. Did you, take out the inkpad and clean the rubber die – in the last year? Please do so. I use an old toothbrush (a soft one) with a few drops of Dawn dishwashing detergent. It’s good enough to clean the oil off of ducks, so it probably won’t irritate you or your precious stamp die. Wait an hour for everything to dry prior to reassembly.

OK reader, I’ve blathered on long enough. Now, to the title issue. But first a side note about Jeremy. He gripes and complains (to me!) often that the title of my articles do not let him “at a glance” know what the blog entry is about. Just to drive him extra nuts (as if he was not nutty enough already) – I added, the two somewhat re/un related paragraphs above. Perhaps our fearless leader will count this as a third irritating paragraph also!

So, without further ado (whatever that is) let’s think about “what lies beneath” the document you are about to stamp. Most of the time it is either other paperwork, or the table top. Both are relevant to making a proper image with your stamper. Yes, it is a rather mundane aspect of notarization. However, many are the loan packages that admonish you to affix a clear and readable stamp. In addition to you personally, that thousandth of a penny bit of ink must also “make a good impression”.

Stamping on a pile of paper is often the case, especially when they only provide to you a 9 X 12 inch area for your “workplace”. You need a “flat and level” area beneath the target location. The documents under the one you are about to stamp might not meet that requirement. Are there paperclips or those annoying little stickers on the pages below? If so your stamp will not image perfectly. If it’s a “piggy” the pile of paper will be somewhat “spongy”, and retract (compress) from the force of the stamp. The pile might also be irregular due to interspersed letter and legal pages. OK, you got it – you need to make sure the target is flat and even when working atop a pile of documents.

I prefer to work on the table top – if it qualifies, or can be made to qualify. Glass or smooth plastic is “almost” always great. Wood can have “grain” and provide an irregular surface. You will quickly find that irregular spot. It lies directly beneath where the year of your commission expiration date “would” have stamped clearly. But, alas, the last two digits of the year are not readable because there was a “dip” in the wood – exactly in the wrong place. You certainly would not attempt to stamp with the page laying on a concrete surface – far too rough. Sure, that’s obvious – but is the table you have under the page really smooth?

The solution is simple. You already have your “work order” and perhaps a printout of a map to the location. Those are “scrap” paper. Select what “appears” to be a good “stamping surface” and place (face down) two or three sheets of your scrap paper. Place the document to be stamped on your scrap paper and stamp. You are not working “on the pile” nor directly on the tabletop. Even a great looking glass table may have a tiny chip or two – and rest assured your stamp image would line up with that flaw.

Thus, even with a well maintained stamper, it’s possible due to environmental conditions to make a crappy impression. Call that “the mark of the Rookie”. My well seasoned (Tabasco Sauce?) readers probably know all of the above. The issue here is to put “best practices” into play – each and every (redundant) time. I know that you know all of the wordy ranting above. It is my hope that dwelling upon what you already know will remind you to “do the right thing” – and leave a clear readable stamp every time. Yes, it takes a few more moments of effort to ensure perfection, however it is those perfectionists that get the repeat calls.

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