Drama & Tragedy Archives - Notary Blog - Signing Tips, Marketing Tips, General Notary Advice - 123notary.com
123Notary

Notary Blog – Signing Tips, Marketing Tips, General Notary Advice – 123notary.com Control Panel

January 23, 2022

The Notary, The Mafia & The Fedex Drop Box

This was originally published many years ago.

An uneventful signing
It was a gray Monday afternoon in the first week of November. Kary went to her signing with the Thompsons. They signed the documents without too much reading or complaining. Kary had one other signing after that. When all was done, she made her way to the Fedex drop box. She had a habit of always going to that same drop box. It was near her home, and it felt like a safe place to go at night, being a single woman.

Luckily for her she was nowhere near the San Diego mayor’s office.

The Sopranos were en route to the same location she was
This poor woman’s luck — she ran into someone who was still mourning the loss of the great James Gandolfini AKA Tony Soprano. He was such a fan of the show that he decided to pull a mafioso type move on this poor unexpecting woman. This thug Tony Baritone had been in the drug trade for years, but wanted to step it up a notch. His old M.O. was meeting for the swap in a dark alley, giving them the briefcase, taking the package — you know the drill. But, he wanted to do it more like they do in the movies this time. This was his first attempt at simulating the panache of his television alter-ego.

Just about to drop the FedEx and…
So, this woman was just about to drop her package in the box. Her finger was on the handle of the box. She noticed a large garbage backing up about 50 feet away. She disregarded the truck whose distinctive oder was wafting her way. She put the Fedex in the Fedex drop box, and then proceded back to her car. The garbage truck nearly ran her car off the road as she left her parking space. It was so abrupt, she stopped the car to get out and see what this maniac’s problem was.

The garbage truck backed up
The truck had backed up almost into the Fedex box, and had jaws that clamped the Fedex drop box and tore it from its bearings and lifted it into the truck. The woman started screaming, “What are you doing? Are you crazy?”

Blonde #2 appears
Then another blonde lady appeared out of nowhere who looked almost exactly like the notary. She was the same age, same hair color, and same height, and also had a Fedex package that she wanted to drop. The other lady looked very puzzled. She said to herself, “Wait a second, my instructions were to put the Fedex in the drop box and leave — but, that truck just took the Fedex drop box away!” Blonde #2 (also an unnatural blonde) was unbeknowingly carrying $10,000,000 in drug money that she was to deposit in the Fedex box — which was to be removed by the garbage truck. But, their plan got foiled.

We have to get rid of the witness
The driver said to his friend, “We have two problems — the money is not in the Fedex Box, AND, there’s a witness. We need to get rid of the witness, but I can’t tell them apart.”
His friend said,“You have to look for the roots, real blondes have roots — our blond is a real blonde!”
Driver: “No she ain’t, I’ve seen the broad before, she has a different hairstyle every several months”
Friend: “So, you can tell the two chicks apart!”
Driver: “Not from this distance without my glasses. Let’s get my money first. The broad with the package has the money.”

The mafia chases the blonde
So, the driver and his friend jump out of the truck (which is parked in the middle of the boulevard) and run towards the blonde with the Fedex. The irony is that she doesn’t know that they are the intended recipients of the package because her instructions were only to “Put the Fedex in the drop box”. So, she runs away from these scary people — who are actually her boyfriend’s best friends, and the ones who gave the $10,000 to her boyfriend to pay her to do the drop. Meanwhile the notary lady decides to chase after these scumbags to get them to give her package back.

She loses them and then finds them
In the heat of the chase, she loses them, and then finds them again. The other blonde escapes from these thugs, finds the drop box in the back of the garbage truck, puts it in, and runs away. Meanwhile, notary lady catches up to the thugs, and throws her embosser at them — leaving a raised seal of disapproval (in the form of a bruise) on the now unconscious mafia garbage truck driver’s left temple. The irony of the story is that the character with the concealed weapon is not one the mafia characters, but is the notary who was carrying a stainless steel embosser.

The Notary recovers the loan docs
After that, the driver’s friend ran away and the notary proceeded to the unattended garbage truck to pick up her package. She picked up the highest package in the box in such a hurry, she didn’t realize that she had picked up $10,000,000 in dirty drug money. She gets in her car and drives off with her “loan docs” finally in her possession again. She calls the signing company and lets them know about the problem. Then, she proceeds to her nearest staffed Fedex station — where there won’t be any garbage trucks (let’s hope). She pats the package in glee to have gotten it back after a small altercation. But, she notices a distinct bulge in the package that didn’t feel like loan documents.

But, what she had was not really the loan docs after all
The five seconds after she realized that her loan documents were not in her possession, she saw a large garbage truck driving down the street.

Mental note to self: “Take out the garbage”

Tweets:
(1) A notary bumps into Toni Baratone at a FedEx drop box
(2) The garbage truck tore the FedEx drop box from its bearings and took it away!
(3) “We need to get rid of the witness, but I can’t tell the 2 blondes apart”
(4) The Notary takes $10 million in drug money to the Title company by accident.

You might also like:

The Flo-tary and the name your price tool
http://blog.123notary.com/?p=16194

Notary aptitude test
http://blog.123notary.com/?p=15853

Don’t put the FedEx in the drop box
http://blog.123notary.com/?p=2831

More on Snapdocs, the Uber of the Notary industry
http://blog.123notary.com/?p=16236

My interpretation of how the Notary industry went South
http://blog.123notary.com/?p=16500

Share
>

January 13, 2022

A notary gets sued, but E&O won’t help out!

This was originally published many years ago.

We had a notary public whose name will remain anonymous. I will not disclose her location either. But, she is being sued because a lender pulled a fast one on a borrower. The borrower is suing everyone connected to the loan. But, the borrower should know that the notary public has nothing to do with the loan, doesn’t know the lender, and doesn’t benefit from the loan other than to collect their small fee.

The story gets worse though. This notary’s E&O insurance policy wouldn’t help out with any of the legal expenses, or potential damages simply because they claim that the notary never made a clerical error which is true.

The notary public went to get legal counsel, and a neighbor / friend of the notary public offered to help at a discounted rate. But, the discounted estimate for the entire case was $30,000. It doesn’t make sense to me why a notary should pay $30,000 to defend themself from a false accusation.

In any case, we should pray for this notary public, so that she can get off the hook of being falsely accused. She did nothing wrong and shouldn’t suffer like this.

Share
>

May 19, 2020

Removing shoes to please Asian or Hindu signers. Good idea?

Filed under: Drama & Tragedy — admin @ 9:52 pm

I read a story in Notary Cafe about a Signing Agent who obliged a signer (perhaps Asian as this is their custom in many Asian countries) by taking off their shoes upon request. The Notary inadvertently stepped on a sliver of glass and bled profusely getting her socks all bloody. The limped out of the signing and had to go to urgent care and get three stitches.

I was part of a Hindu meditation group for years and they would bug or nag-tagonize (new word) the hell out of you if you didn’t remove shoes. But, it can be dangerous to remove shoes. I got so sick of the nagging I started yelling at people nag. Nagging seems to be a basic reflex for people from particular cultures and being forcefully dominant towards them is the only way to get them to stop.

You might get some bacteria that could cause serious foot diseases.
There is a story from Yogananda, the Hindi guru that asked people to wear shoes rather than removing them. One American girl who felt it necessary to follow Hindu tradition removed her shoes anyway and got a bad foot disease as a consequence.

You might also step on something or bang your toe on something resulting in an injury.

The narrow minded folks who want to force or coerce you to remove shoes don’t give a damn about your safety or comfort, they only care about their national or religious customs which come before human dignity and all else. Think twice before you endanger yourself to please some nit-picky folks who only care about cleanliness and tradition – there are bigger things at stake.

So, leave your comments below. Remove shoes or don’t remove shoes — and why.

Share
>

May 17, 2020

Have you ever been spat on, bitten or yelled at during a signing?

Filed under: Drama & Tragedy — admin @ 9:51 pm

There are so many bad things that happen at signings. I guess I was lucky. I had some rude dog owners, but that was the worst of it. The humans were worse than the annoying dogs.

But, other people had cats bite them, stepped on glass after removing shoes, had dogs bother them, had people pull guns on them, or were yelled at.

What kinds of terrible signing stories do you guys have? Please share as the others would love to know.

Share
>

March 20, 2020

Covid19, Panicking, and the Notary Industry

Filed under: Drama & Tragedy — Tags: , — admin @ 8:17 pm

It seems that the Covid 19 virus is hitting America. The numbers keep changing fast as we are testing more people. Honestly, America had two and a half months to prepare for this outbreak and moved slowly. The President downplayed the danger of the disease as well which is dangerous in itself. Now that the disease is off the leash in America, we are starting to realize that perhaps we should learn from particular Asian countries on how to get a handle on this problem. Testing likely suspects in mass is a big part of it. But, what about Notaries, what should your concerns and actions be?

Be Prepared
It is a problem that people are panicking. This results in unstable business decisions. It also results in stores being sold out of face masks (not a problem in my area yet), hand sanitizer, paper towels, bottled water, and water filters. It makes sense to have a supply at home because these items sell out quickly. I was lucky and got some paper towels and water today which is March 10th although I might not publish this article for a while.

The Stock Market
Stocks are plummeting in value. I understand that cruise and airline stocks should lose some intrinsic value due to this disease. But, banks should not be too affected by this problem, yet their stocks are dipping just as badly as airlines. Even Coca Cola which is a very stable company has lost a lot of ground and they are one of the most stable stocks that exist.

Your Behavior
I heard that the refinance marked spiked and then the phones stopped ringing in the last few days. Interest rates are low and could get lower as the global economy is slowing down due to the disease and due to the trade war between the USA and China. This means more refinances. However, if people are afraid to go to work or leave the house, that means there might not be any business for Notaries. Very few people are infected in America at this point and it does not make sense to avoid leaving the house at this stage. Once we get into late April or May then it might be a much more serious situation and you might face immediate risk.

The 18 Month Rule
Some people have decided to shut down schools or not go to work. Newsflash – pandemics like the Spanish Flu, Swine Flu, and Covid 19 typically last 18 months or longer. So, if you have decided that shutting down your school or playing hookey on work makes sense, ask yourself if you can afford to continue that behavior for 18 months. Sure, if there is an acute outbreak in your particular area, then cancelling school makes sense. But, now, there are only three areas in the USA where it makes sense to cancel school.

The Elderly
If you are 60 or over, or have a lung condition it makes sense not to get on an airplane, cruise ship, go to the movies, go to a convention, or be anywhere where you will be in close proximity to large quantities of humans, especially if the ventilation is anything other than clean air.

My recommendations
I am not a doctor, but I think stocking up on some food and supplies makes sense at this point because the shelves at your supermarket could end up stripped bare at some point. It makes sense to wash your hands regularly with soap and disinfect surfaces in your house regularly. It makes sense to avoid crowds if you can. But, you need to go to work unless there is some pressing reason why you wouldn’t. If you are sick, elderly, or there is an outbreak in your city you might stop going to work for a while. If you are able to work from home that is great and recommended. But, if you have to work at an office, take some vitamin C and hope for the best. You can’t just end your life before it is over.

Loan Signings
Don’t be afraid to do loan signings. There is a chance that the signers could be infected, but a very small chance at this point. Stay six feet away from them and make sure they don’t sneeze on you. Disinfect the table with wipes or lysol. You might check with the borrowers by phone to see if they are coughing or sneezing. Take some vitamin C and garlic and hope for the best. We cannot just shut down society at this point because there is a tiny risk of exposure.

What should the government do?
We should test all those with symptoms in a very efficient way. We should test all that have come into contact with diagnosed individuals. It might also make sense to test all who live in areas with high rates of infections. There is a pecking order for who should be tested. Because if we don’t identify individuals who have the disease, we will eventually have to quarantine all of society at least in particular areas which will be devastating for the economy.

Summary
It is unclear how this disease will affect the notary industry. Personally, I think it will help us with loan signings, and I think the danger to Notaries doing signings is minuscule. Even if your a borrower from time to time has the disease, you are not likely to get it if you take precautions. Continue living your life and take necessary precautions unless you are elderly or have lung issues in which case — alter your life now!

Share
>

January 17, 2020

Notarization for a guy who pulls a gun

Filed under: Drama & Tragedy — admin @ 9:30 am

A client of mine in New Jersey tells this harrowing tale about doing a cash-out job in Patterson.

The Notary enters the house. The borrower calls his wife a crack ho. They go to the car to do the signing. The borrower pulls a gun, points it at the Notary and says, “You aren’t going to mess with me man!” The Notary said, “I’m just here to sign papers.” Then the Notary got a job signing for a paraplegic. The Notary asked how the signer was going to sign. The signer asked the notary to put the pen in his mouth.

After that, the Notary got a call to go to Karen Johnson’s house. He gets to the house and the woman loudly says, “What the hell is going on?” It was Whoopi Goldberg using her real name.

So, I guess that Notary had fun notarizing celebrities, but not as much fun as I had notarizing an arsonist and his jurors — not that I am trying to be one-up on him!

Share
>

November 20, 2019

Your notary stole your private information and sold it.

Filed under: Drama & Tragedy — admin @ 5:50 am

Good God! Did this really happen? I don’t know. How would you know? But, imagine that it did.

Let’s say a Notary came to your house and took all of your social security information and other information from the loan application. There is a lot of sensitive information there.

Or perhaps the notary went to the bathroom, rummaged through your house and came up with some sensitive information. You might not find out right away. But, later on you might be a victim of identity theft. What a nightmare. Is there a way to protect yourself from your Notary? Should you even be concerned?

Honestly, this is the last thing you should worry about. The worst I have heard a Notary do is to not show up, leave you high and dry, be rude, or steal your oxy-codene (which is a serious crime.) If a Notary stole your morphene, then you wouldn’t have it at your most anxious moment — anxious because someone stole your morphene. That sounds like an oxymoron. Okay, the morphene theft not so much but the oxy-codene theft could sound like an oxymoron.

Another piece of information the notary has is your loan terms. He could try to sell the borrower a competitive product based on the private information he is privy to.

So, don’t lose sleep over this issue. It was an interesting issue to discuss. Let us know if you have any input.

You might also like:

If you are named as an identity theft conspirator, you might owe $20,000 in legal fees
http://blog.123notary.com/?p=19481

10 risks of being a notary public
http://blog.123notary.com/?p=19459

Share
>

February 12, 2017

Racial issues at a signing

Filed under: Drama & Tragedy,Popular on Twitter — admin @ 9:36 pm

Shelly went to a Notary signing. The minute she arrived, she could feel extreme tension. The husband was listed as an entity on the loan application, but the wife was the one taking command. Shelly was (and still is) white, and the couple was black. I’ve done hundreds of signings in black homes and without issue — however, those signings were done before people had a reaction to Donald Trump’s political presence.

Racism was at an all-time low from around 1997 to mid 2015. And then it started up again. There were more protests, riots, clash between minorities and police, the Black Lives Matter movement, etc. But, during the last few months of 2016 it turned violent. I witnessed people being beaten in the street over race — strangers beating strangers with no provocation. Can we blame Donald Trump for this insanity? After all, he has done nothing to anyone (yet) and was only speaking his mind in his own non-sugar coated way.

The husband and wife started going through the Loan Estimate. They went through every fact and figure with a fine toothed comb because they had prejudged that something must be wrong and that everybody was out to get them including the Notary, Lender, Donald Trump, Title, Escrow, and Sam down at the butcher shop (I made the last part up.) They were basically trying to confirm their baseless suspicions by finding something wrong with the paperwork.

When the Notary tried to smooth things over, the couple called the Loan Officer and commented about how terrible the Notary was. The Loan Officer failed to return the Notary’s calls but called the party that hired them for the loan (whomever that was.) The Notary’s reputation had been slandered, tarnished, and she didn’t want to lose her client. Shelly’s reputation was on the line here for a crime she didn’t commit. Was racism to blame?

Shelly comments that if people are negative about the process from the getgo, they will create problems that weren’t there in the first place. Too true Shelly. I agree completely. But, the main thing is to stay out of the loan. The loan is not your business. It is not up to the Notary to determine if there is something wrong with the loan. You just make sure they sign where they are supposed to and notarize the signatures.

Shelly has signed hundreds of loans for people of all communities in her area and treats people equally. It looks like she was not treated equally in return this time.

The moral of the story is, if you walk into a tense situation as a Notary — just do your job and don’t make comments. Be neutral. It’s not your problem. If someone fires you for reasons beyond your control, just state your side of the story and it is their loss if they lose you because you are a good Notary who did nothing wrong and has a 99.9% accuracy rate (or so you claim.)

You might also like:

Black Notaries vs. White Notaries — comedy edition
http://blog.123notary.com/?p=17455

Demographics in the Mobile Notary business
http://blog.123notary.com/?p=15359

I’d rather stop being a Notary than carry a gun
http://blog.123notary.com/?p=15896

Share
>

March 24, 2016

Two guys with the same name; One cashed the other guy’s check!

Filed under: Drama & Tragedy — Tags: , , — admin @ 6:25 am

Imagine your worst nightmare. Someone else with your same name. But, it’s not identity fraud if the person really is you, or at least shares your name. We had a Notary in Alabama and another Notary in Indiana who had this exact situation. I am not sure if their middle initial or middle name is the same, but the first and last were. They were both on the same database for several signing companies. The problem was that the guy in Alabama did a bunch of jobs for several signing companies, and then the guy in Indiana got paid for those jobs — and deposited the checks.

I actually personally know both of these people and remember a conversation I had with one of them three years ago. He thought his bill was too high and kept saying, Jeremy…. Jeremy…. Jeremy…. Jeremy… with this amazing tonality. He got removed from his high position because it was too much trouble to bill him. Now he has a free listing at the bottom of the list. He might not get that many jobs down there, but if he can get paid for the other guy’s jobs in Alabama, I guess it all works out just fine — for the mean time!

In any case, let this be a lesson to be learned. If you have children, and you have one of those standard type names like Jack Smith, or David Rutherford, consider a name change. Either change your last name, or name your children something that nobody else would name their kids such as Bullwinkle, Shakazulu, or Pleiades! Think in the future, and pick a name that is out of this world, or at least out of this constellation!

.

You might also like:

Two notaries assigned the same job?
http://blog.123notary.com/?p=1060

Share
>

January 28, 2016

I’d rather stop being a Notary than carry a gun

Notaries have very conflicting attitudes about carrying guns. Some are violently against it, while others just see guns as a fact of life. For people growing up in Haiti or Israel, there are people with machine guns everywhere. It is just a fact of life. But for Americans, guns are not so common unless you are a gangster, or drive a pick up truck in a red state. So, how can Notaries defend themselves?

(1) Some Notaries let their husband know where they will be and to call the police if they don’t hear back from them by a particular time.

(2) Other Notaries carry pepper spray. Pepper spray is nice because you don’t do any real harm to the victim. It is not expensive, and not difficult to use. Additionally, you can use it on dogs. In my experience, dogs are more of a realistic threat to Notaries (and mailmen) than humans

(3) Some Notaries always place themselves between the signer and the door so they can run if the going gets rough. You would be surprised how much anger the APR can cause!

(4) At 123notary, we recommend getting advanced training in Okinawan Japanese style Notary-jitsu. Notary-jitsu teaches you how to defend yourselves from the tactics of violent borrowers. You learn to protect yourself from knife attacks, beatings, and small dogs that say “yap.” Yes, this all-inclusive training could save not only your life, but your dignity.

(5) Having a gun. Guns are dangerous. If you use a gun, you will end up in court, and possibly in jail. I am not convinced that having a gun is a good idea, however, in dangerous areas, you might not have a choice. Even in “safe” areas, you could encounter trouble at any time. There are many psycho people out there. They don’t come out all at once — only when you are not expecting it. For some reason, our local taco place has the nicest employees, but the freakiest customers. I have had to call the police once, and on another occassion a woman was beaten so that the thief could steal her mobile phone and then casually walk away — not run, but walk away.

A gun could save your life in an emergency, but pulling a gun could also get you shot. If you can’t pull your gun in time, the gun won’t save you either. Or if someone has you at gunpoint, it is too late to draw. It is up to you to figure out what to do.

(6) Bringing a large flashlight
I used to have a huge flashlight with me when I was doing pizza delivery back in the day. Military flashlights are the only method for being able to read the numbers on someone’s house. They can also be used as a weapon. I used such a weapon to kill once. Don’t get your hopes up, the victim was a rat, not a human. The rat had invaded my bedroom and jumped into bed with me and then ran away. I cornered it and herioically bludgeoned it with a bash to its head. It was all over in a second. He/she felt no pain.

(7) If you were Crocodile Dundee you would bring a huge knife to the signing table. If the signer offered you an apple and was cutting it with a knife, you could say, “That’s not a knife — THIS is a knife!”

It is up to you what types of weapons you use. In my opinion, all women should know some type of self defence. If someone has you from behind, you should know how to stamp on their food and elbow them. You never know when trouble will come, but you should be ready.

.

You might also like:

Some folks feel more comfortable having a strange female at their house than a man.
http://blog.123notary.com/?p=22243

Compilation of mafia related notary posts
http://blog.123notary.com/?p=20352

Psych: busting the Russian Mafia with help of a Notary
http://blog.123notary.com/?p=19963

Share
>
Older Posts »