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January 1, 2016

Notary aptitude test

Have you ever had your aptitude tested as a Notary? Other than the various certification tests? Well, maybe it’s about time that you did! But, what types of questions would be asked? Maybe it would be like the NSAT. The Notary SAT’s.

(1) Stamp is to Fraud as Pen is to:
(a) omission (b) signature (c) backdating (d) ink

(2) Name on document is to Name on ID as Name on signature is to:
(a) Name on AKA statement (b) Name on occupancy statement (c) Fees on the HUD (d) Name on Notary Seal

(3) Date of Rescision is to Signature Date as New Year’s Eve is to:
(a) A really bad hangover (b) A party that was “rescinded” early (c) Midnight of the 4th (d) The 3rd (e) Confession where the borrower says, “Forgive me Father, for I have rescinded.”

(4) The Signature date is to the Rescission Date what Backdating is to:
(a) The Document Date (b) The Transaction Date (c) the day before the Signature Date (d) The eDocument Date

(5) Notary is to Signing Agent what Mortgage Broker is to:
(a) Escrow Agent (b) Title Agent (c) Settlement Agent (d) A really good Mortgage Broker who actually knows what he/she is doing

(6) A Notary who doesn’t cross out the he/she/they is to Mortgage Broker as a Mortgage broker who:
(a) Is always late (b) Rips off his borrowers (c) Doesn’t explain the terms of the loan or why the APR is so high to the borrowers (d) Multitasks as an Escrow agent.

Hope you enjoyed this little test. It was fun to write.


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  1. I don’t see that doing the he-she-they is important. I’ve never done it in 1500 plus signings, and never been called on the carpet…seems like busy work. Jeff

    I need to sign up with 123. You guys are totally the best. Jeff

    Comment by Jeff Northrup — January 4, 2016 @ 2:23 am

  2. Marking he/she/they is busy work… never bothered in 1500 jobs, and no complaints. You’re the best, and I need to join. Jeff

    Comment by Jeff Northrup — January 4, 2016 @ 2:25 am

  3. Recision Date after New Years Eve: Is there a weekend involved – question needs to be more specific?

    No, I do not usually cross out the he/she/they unless it is a two or more part closing in separate locations as it is obvious by the number of signatures on the document notarized who is involved in the transaction.

    Please ask questions with clearer detail – I find the questions you ask can sometimes have more than one answer.

    Comment by Ellen Smith-Faiella — January 5, 2016 @ 10:45 pm

  4. Gosh, I must be a busy-body perfectionist, as I always encircle the he or she or they, like, precisely. Could it be that being a teacher and one who loves to study (BA, two MAs) as well as a much published poet – could it be that I like precision. Besides, in my studies of Notary work they say to either cross out the unnecessary he or she or they, or circle the right one. Is it REALLY so difficult to take those extra 10 seconds and do your duty? I do think that Notaries in general need a bit of a lift – more education, more – well, just more. Different type than the teachers and academicians I’m used to – you know, types who like precision and study and more study and you get it. I’m a newbie and haven’t been all that impressed with the level of notaries in general. I hope to raise it.

    Comment by Janet Butler — March 25, 2016 @ 2:10 am

  5. PS: what’s the point of a “test” if you don’t give answers? Crazy.

    Comment by Janet Butler — March 25, 2016 @ 2:12 am

  6. @janetbutler. I commend you for being a teacher, it’s a great service you’re providing. However, your answer and unfortualty the question itself has flaws in more ways than one. Not all states use pronouns in their acknowledgements. Nevada, Oregon, New Mexico for example. Hawaii only uses he. In my opinion there is an inherent flaw in the act that is asking a notary to identify someone by gender. Even if you simply choose the gender on the persons ID it is not the notary that is doing the identifying. Is it? I am with Jeff as I choose to omit gender on my certificates and have verified with both my SOS and county recorders office CA Civil Code 1189 does not state it must be circled or crossed out. I simply do not want my matorral act potentially nullified based on something I am not even comfortable asking or perhaps circled wrong just because I was in a rush. I hope that CA will eventually simplify their acknowledgement and just keep it simple.

    Comment by Eva Torres — January 23, 2017 @ 5:41 am

  7. The he-she-they being filled out is important because if someone fraudulently adds a name to the certificate making the people involved a they and no longer a he or a she, then it makes it a lot easier to make sense of the “he said, she said they said” that will ensue.

    Comment by admin — March 22, 2019 @ 4:14 am

  8. Not marking he/she/they leaves room for fraud. It takes just a moment. Learned in Notary 101., basic common sense. The recorder doesn’t care because so many notaries do it wrong. I care because this is my job and livelihood. I would like the quiz answers.

    Comment by Karen — May 25, 2020 @ 9:12 pm

  9. I am surprised that no one has brought up the gender issue in the he/she/they debate. If you circle “he” or “she” you are making assumptions that may or may not be correct. Just because it looks like a she does not mean it is a she.

    Comment by Ron — May 25, 2020 @ 10:09 pm

  10. Thanks, good advise

    Comment by Jerry Jarvis — May 25, 2020 @ 11:09 pm

  11. Admin, excellent example .
    Similar in tone to the importance of writing “2020”in a date, rather than simply “20”.

    Don’t make Fraud easy!

    Comment by DONNA J.R. CONNE — May 26, 2020 @ 1:22 am

  12. Clever as are you Jeremy!

    Comment by DeborahPlanet — May 27, 2020 @ 1:49 pm

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