November 2015 - Notary Blog - Signing Tips, Marketing Tips, General Notary Advice - 123notary.com
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November 27, 2015

Cheers: Frazier & Dianne Get a Notarized Love Letter

Filed under: Sit-Coms — Tags: — admin @ 9:17 am

Frazier & Dianne need to rewrite a letter and get it notarized to make sure their love is legitimate. Frazier suspects that Dianne still has feelings for Sam.

FRAZIER: Dianne, I’ve been thinking. I know we love each other, but I want to make it more official.

DIANNE: How can love be official? Isn’t love just a feeling? A lasting feeling that can endure the worst setback and torment and tribulation.

CARLA: Oh, give it a break! You go over one too many bumps in the road and anyone’s love will break. It’s just human nature.

SAM: I think love can last, if you give it a chance, and are committed.

NORM: That’s not what happened with any of your relationships Sam.

SAM: Well, I tried, okay?

WOODY: I think that’s nice that Frazier and Dianne want to get a notarized statement about their love. I think that shows that they take it real seriously.

CLIFF: They can give it a try. What’s the worst that could happen? Besides, Dianne falling in love with the Notary. Like that’s gonna happen. Did you see the last Notary who came in here?

DIANNE: Enough Cliff. The Notary who came last time was very nice… especially after he had his beer — well, during the beer he was nice too.

FRAZIER: So, are we going to do it? I can write something up. Or better, we can write it together. Isn’t that how it should be?

DIANNE: Oh Frazier!

CARLA: If you want to know if your love is really legitimate, install a hidden camera in Frazier’s house. You’ll see what’s legitimate then.

NORM: So, Frazier, speaking of legitimate, have you ever had any accidental children with anyone you were dating?

FRAZIER: I find your question highly inappropriate actually.

CLIFF: I’m sure he didn’t mean it in a bad way.

DIANNE: Okay, I’m thinking. You don’t suspect that I still have feelings for Sam, do you?

FRAZIER: Well, the thought did cross my mind.

DIANNE: Oh, how can you even think that?

FRAZIER: Well, when you’ve been with someone that long, even after it’s over, there are always lingering feelings. Plus, I notice the way you sometimes look at him.

CLIFF: Yeah, I notice that too. She has that… je ne sais quoi when she looks at him.

FRAZIER: So, it’s been determined that I’m not the only one who has noticed this, or who suspects the same.

DIANNE: I’m over him. I know that my relationship with Sam couldn’t last. We’re just too different. Sure, occassionally, some latent feelings will bubble up, but intellectually I know that it wasn’t meant to be.

FRAZIER: Ah-ha, I knew I was right.

CARLA: You don’t need a PhD to figure that one out Einstein.

FRAZIER: So, can you verify what you said in writing, so we can have it notarized?

DIANNE: Yes… I mean I think I can… I can. I will.

(a few days later)

NOTARY: Yeah, I’ll have another Sam Adams. But, keep it cold for me while I do this Notary job. What is this, a vow renewal?

FRAZIER: Of a sort. We’re not married you see. We’re just madly in love with each other.

NOTARY: Got it. Well, I just need to check the signer’s ID. And I’ll take a thumbprint just to be sure that the signer isn’t an imposter. Would you like me to use my embosser as a secondary notary seal? It leaves a raised impression and looks very thorough and professional.

DIANNE: Yes, we’d like that.

FRAZIER: Does this mean you will have to hold her hand while thumbprinting her? I can’t bear the thought.

NOTARY: You can do it. Just don’t make too much of a mess. I’ll train you. Just hold her thumb like this, and press straight down like this. Let’s practice on a napkin… no not that one. A clean napkin.

FRAZIER: I feel it is more romantic this way. My love for thee. I hereby take thy hand as my thumbprint-worthy object of affection and everlasting love for the purpose of thumbprinting.

DIANNE: Oh Frazier!

(Frazier depresses Dianne’s thumb in the ink pad and then down in the journal’s section for the thumbprint. Then she hugs him)

FRAZIER: I’m sorry to interrupt our love, but you didn’t happen to wipe your thumb clean of the ink, now did you?

NOTARY: Not to worry, It is an inkless thumbprint pad from the NNA. No ink — no mess.

FRAZIER: Brilliant. So, my $700 jacket is saved… and so is my love! Where do I sign?

NOTARY: I just need Dianne to sign, and then I need to write down the particulars in her ID.

CARLA: Don’t you still have her ID information from the last time you came. Remember, when we found out how old she really is?

NOTARY: Well, I like to get a fresh look at the ID every time.

DIANNE: Please don’t remind me of that time.

FRAZIER: Age my dear is just a number. And so long as that number is 21 or older you have permission to have a drink. Shall we toast?

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David Schwimmer on The Apprentice
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November 26, 2015

The Stolen Loan Package

Very rarely do we hear of loan packages getting stolen, but it does happen. One of my assistants was on the phone with a client who told her a horror story. Normally, we think that Fedex drop boxes are for dropping packages. However, if you read our blog article entitled, “Don’t Put the Fedex in the Drop Box” you will know better. Aparantly, the Notary put several packages in various drop boxes. Two made it where they were supposed to go while one got stolen. Someone got into one of the Fedex boxes and stole the contents. We heard that the combination for the drop boxes was the same for drop boxes in particular areas. I heard that after the theft happened, that unique combinations were created for all drop boxes on the same routes, etc. I cannot guarantee that I have my facts correct as this is all one big story I heard from someone — but, it’s an interesting and dramatic story.

Take your Fedexes to staffed locations if you value your career!

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Should you send the Fedex right away?
http://blog.123notary.com/?p=16166

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November 25, 2015

She was on another directory for 8 years w/o a single call. Then she joined 123notary!

Filed under: General Stories,Popular Overall — Tags: , , — admin @ 8:59 am

My assistant Adine just talked with a Notary who had a wonderful testimonial about 123notary. Adine was calling a long list of people to tell them winning techniques for getting reviews on their 123notary profiles. One of the people she called told her that she had been on another popular Notary directory for eight years — and without a single call. Then, she joined 123notary and the phone started ringing off the hook.

Everyone has a different experience on 123notary ranging from immediate success to almost no results. But, it is always refreshing to hear dramatic stories about the effectiveness of our site. This story reminds me of a quote that one of my writers came up with for Twitter a few years ago.

“Sell your car and buy a top spot on 123notary”

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How much should you spend on advertising?
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More on SnapDocs, the Uber of the Notary industry
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November 19, 2015

LSI bought by ServiceLink?

Filed under: Signing Company Gossip — Tags: — admin @ 9:03 am

Notaries have been commenting that LSI and ServiceLink have merged. Personally, I am not sure if it is a good idea to do anything that would alter a brand identity. Notaries were complaining about not getting paid and being low-balled by these companies. But, here are my facts.

LSI had a stellar reputation. They had 18 positive reviews in my system with only one serious complaint.
Service Link on the other hand had 11 positive reviews and 11 negative reviews which is under average and a company I might put on my watch list.

Personally, I am a bit upset. Good loan signing companies are hard to come by. Every year or two we publish a list of them and notaries are relieved that there still are some good companies out there. LSI used to be a favorite company for several notaries who I personally know. I am saddened by this merger or buy-out. But, what can I do.

Anyway, if you have any comments, feel free to add them to this short and bitter blog entry!

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LSI Forum String
http://www.123notary.com/forum/topic.asp?TOPIC_ID=1786

Service Link’s fees discussed in our gossip section
http://blog.123notary.com/?p=13726

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November 18, 2015

Notaries Without Makeup

Filed under: Andy Cowan — Tags: , , — admin @ 9:02 am

Have you ever seen shows about celebrities without makeup?
Well now there is “Notaries without Makeup.” A reality show about what Notaries are really like behind the scenes.

Meet Sylvia.

SYLVIA: Hi, I’m Sylvia. Believe it or not, underneath this dazzling exterior, I’m just a regular person. I put my skirt on two legs at a time. Being a Notary may seem glamorous. At least if you’re Amish. But when you get down to it, it’s a lot of hard work. You have to show up for appointments, follow instructions, and deal with a lot of egos.

HOST: So, Sylvia, what was one of the worst moments you have had as a Notary?

SYLVIA: Since we Notaries are always judged by our appearances, the worst experience I had was when I had to refill my stamp’s ink, and it spilled all over my hand and my outfit. I was mortified. The blue ink clashed with my green blouse. Then, at another signing, I had to pretend the signer’s picture ID looked like him before he’d obviously aged from having to carry around such an ugly picture ID. Being a Notary is not all fun and games. There are a lot of hardships.

HOST: That was fascinating. So, what things about you are the same as say — an average person?

SYLVIA: When I get out of my glittering Notary outfit, and take off the professional makeup that I get done in the green room, I’m just a regular person. I go jogging. I have two cats and a small dog. I witness them doing their business on the front lawn. See? A notary’s work is never done. I bake cakes. I do all of the normal things that regular people with no lives do. The only real difference between me and others is that my life is incredibly exciting next to watching paint dry.

HOST: Well, that was very interesting talking to you. And we’ll be back next week with our next episode of “Notaries without Makeup!”

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A Notary Public cures lying!
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Notary Oscars
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Notary Housewives
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November 17, 2015

Filing out your journal before the appointment?

One notary on Linked In wrote about filling in their journal before the appointment. Honestly, there is nothing illegal about this. However, if one of the parties doesn’t show up for the signing, you might have to do a lot of crossing out in your journal which might not look good if you ever get audited. I have not heard of notaries getting audited, but your state could raise its standards any time, so behave as it if could happen.

If you have limited time at a signing, you might be tempted to pre-fill the Acknowledgment forms and journal entries. It is illegal to stamp the certificates before the signer has signed your Notary journal and the document. However, putting the wording in is okay. The problem is that last minute changes do happen regularly. Signings can be postponed until the next day, and if you put the date in, or there is a last minute name variation change, you will not be able to use that form.

Personally, I feel that you should not fill in forms before or after the appointment. It is easier to make career-ruining mistakes if you divide these tasks into two sessions. You are more present at the signing (at least I am) and you should fill in the forms with the signer in front of you. As a Notary, saving a few minutes at the signing is not an important goal. Filling out these Notary certificate forms is generally very quick if you have experience. The main goal for signing agents should be to develop good practices which keep your error rate near zero.

So, my advice is — avoid the possibility of messy situations. Don’t preword your forms or journals. Do it at the time of the notarization. Be safe! You could call this a “Best Practice” or the avoidance of a “Non-Best Practice”

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Everything you need to know about Notary Journals
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November 16, 2015

Should travel fees be flat?

Should anything be flat in the world of pricing?

Any notary who has a flat travel fee doesn’t understand that their time is not for free. Sure it is easier to have a flat notary travel fee, but what if a job is scheduled during rush hour, or is far away? You’ll spend all day long for a small travel fee. Keep in mind that most notaries on 123notary are loan signing agents and don’t do non-loan mobile notary work. However, if you want to do regular mobile notary work, there is cash to be made. No waiting for companies to send you checks, no invoicing, no fax backs, and no excuses!

It is easier when you have a flat travel fee for the first 20 miles, or some type of a radius. You could shorten the distance during rush hour to be more fair to yourself if you like. Or just keep it simple. I used to charge $35 travel fee and people would pay it. I learned that others would charge $50 and get it. Customers were desperate and would pay anything if you would just get there and do the job right away.

But, for longer commutes, many notaries don’t have a formula. Some have a mileage rate they stick to. Others just don’t have a plan. Mileage rates are good for highway driving, but not for in-town jobs. 30 miles in an urban area can easily take over an hour and wear down your brakes, while 50 miles on the highway can go by quickly.

In my opinion it’s easier to charge based on estimated time. Your formula will be complicated if you have separate rates based on how many miles, and then compensate if they are in a metro or on the highway, and then another adjustment if it is during rush hour. It is easier to say that the driving will take 75 minutes total for the round trip and that you will charge $50 for that. Your rates are up to you, but this is my suggestion.

Charge a fixed fee for the first 45 minutes of travel for your round trip.
Then charge extra for every additional estimated minute.
If you estimate wrong, then as my mechanic friends say, “eat it” meaning take the loss gracefully.

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November 13, 2015

Best Virtual Notary Comedy Compilation

Here are some of our more popular comedy themes other than sit-coms which is on another post!

Welcome to the Notary Hotel
Some Notaries stay here their entire commission!
http://blog.123notary.com/?p=8822

New Notary Apps for the iPhone 7 you’ve never dreamed of!
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Affiant – a social media site for Notaries
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Notary Suicide Hotline
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Tony Soprano Gets Notarized
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Vampire Notaries — 24 hour service
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Notary Ambulance
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Notary Hell — Yeah, but it’s a dry heat!
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Notary Robot
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Welcome to Notary jail — don’t drop the embosser!
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Notary Hotel 2 – the Sequel
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Notary Pit Stop
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The Towles Booth
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NotaryMatch.com
http://blog.123notary.com/?p=8706

NotaryMingle.com – another dating site for Notaries
http://blog.123notary.com/?p=8772

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November 12, 2015

Demographics in the Mobile Notary Business

There are about 30,000 mobile notaries in the United States. About a quarter of them are currently online on 123notary.com. The number is hard to track, but it is a mere fraction of the 4 million plus Notaries in the United States. But, who are these Notaries demographically? The facts to not match national trends for entrepreneurship.

US Statistics
Statistically in the United States, African Americans and Hispanics are less likely to own their own business than Whites or Asian-Americans. I previously felt that Asians were the most entrepreneurial race in the United States as so many North Indians and Koreans own small shops, gas stations, restaurants, and other types of businesses. After reading more statistics I was shocked to learn that whites have the highest rate of business ownership. I know very few whites who enjoy business. In fact, most of the whites I grew up to had an allergic reaction to even the thought of business as it was a dirty word.

African-American Notary Statistics
In the Notary world, the stats work the other way. African-Americans are statistically much more likely (per capita) to become a mobile notary. 12.6% of Americans are African-American, yet roughly 20% of mobile Notaries are African American. African-Americans are more likely to excel in jobs that require clerical skills in government jobs such as the IRS, County Offices, DMV, etc. However, African-Americans are about half as likely to start their own business. Since a mobile notary business requires clerical as well as entrepreneurial skills, it is an interesting case study as blacks are over-represented in clerical jobs and under-represented as entrepreneurs statistially. African Americans are roughly twice as likely to start a Mobile Notary business than whites are.

What about Asians and Hispanics
Since Mobile Notary work requires a lot of communication and reading skills, only very assimilated Asians and Hispanics succeed in this line of work as newer immigrants are often weak in reading comphrehension and verbal English skills. Asians and Hispanics make up roughly 21% of the American population, yet constitute only about 10% of Mobile Notaries.

Women in the Notary Biz
As Mobile Notaries are often Realtors, or former Mortgage Brokers, it is not surprising that there are many women in the business. Women constitute about 60% of Mobile Notaries which makes sense since women also represent more than half of all Realtors.

Summary
So, the group most likely (per-capita) to be a Mobile Notary would be African-American women, and then the next most likley group would be White women. However, these statistics are subject to change as it is becoming fashionable in the Tajikistani-American community to be Mobile Notaries. It is the “in thing” to do these days in their community along with having a kabob take-out restaurant.

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November 11, 2015

The husband was on the run the wife explained

Filed under: Drama & Tragedy — Tags: , — admin @ 1:17 am

One notary was assigned two loan modifications from two companies for the same town. The Notary communicated by phone with the signer(s). The wife explained that they couldn’t sign the loan because the husband was on the run. She had no idea where he was. Personally, I think life would be a lot eaiser if men came equipped with a GPS chip embedded in their forearm, but it doesn’t work that way — at least not in 2015. Perhaps with Obamacare we’ll all be chipped in a few years and have the government know where we are and what we’re doing.

In any case, the Mortgage companies didn’t accept no for an answer and demanded that the Notary do the signing. But, how can you do a signing if nobody is there to sign?

Signer on the run….
Signer on the run…
Can’t complete the signing
Man on the run…

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Go to jail but DO collect $100
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Notarizing a kidnapper
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