October 2015 - Notary Blog - Signing Tips, Marketing Tips, General Notary Advice - 123notary.com
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October 31, 2015

2015 Best Title & Escrow Companies

Unfortunately, when I created this list, I didn’t realize that over half of the companies had not been commented on in two years. So, I had to shorten the list quite a bit. Here is what’s left of it!

MeyMax Title Agency of Ohio, LLC
One Notary was happy that they got paid their late fee! That’s unheard of in this business!
http://www.123notary.com/signco-idv.asp?sid=309&MeyMax+Title+Agency+of+Ohio+LLC

Performance Title
Notaries were concerned about the application and its wording. However, reviews are generally positive about this company.
http://www.123notary.com/signco-idv.asp?sid=39&Performance+Title

Professional Settlement Services
Notaries didn’t like the low fees offered. But, there are more positive than negative reviews for this company.
http://www.123notary.com/signco-idv.asp?sid=960&Professional+Settlement+Services

Silk Abstract
Easy to work for and prompt payment. Sounds good to me!
http://www.123notary.com/signco-idv.asp?sid=702&Silk+Abstract

Transtar National Title
One notary says, “Wish all mine were like Transtar and that they had more in my area.”
http://www.123notary.com/signco-idv.asp?sid=903&TranStar+National+Title

Timios Title
Many Notaries claim this is their favorite
http://www.123notary.com/forum/topic.asp?TOPIC_ID=4907&SearchTerms=timios+title

Title Source
This is one of the most popular title companies out there.
http://www.123notary.com/signco-idv.asp?sid=610&Title+Source

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LSI bought by ServiceLink?
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Best Signing Company Gossip
http://blog.123notary.com/?p=14876

What’s the difference between 16 clicks a day and 100?
http://blog.123notary.com/?p=13185

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October 30, 2015

Compilation of Notary Sit-Com Episodes!

Filed under: Popular on Facebook (A little),Sit-Coms — Tags: — admin @ 11:32 am

123notary has been writing sit-com episodes for over a year now. It is time that we put them all in one compilation so you can see them all at once! Many of these links are strings to multiple episodes from over the last two years. Here they are!

Shark Tank
“Good Sign” seeks an investment of 2 million dollars!
Good Sign will reward Notaries by not forcing them to do fax-backs once they have proven a reliable track record for accuracy!
http://blog.123notary.com/?tag=shark-tank

Friends
Phoebe’s boyfriend won’t take No-tary for an answer
She’s trying to break up with him, but he always thinks she’s kidding.
So, she needs to get a notarized statement to prove she means it!
http://blog.123notary.com/?tag=friends

Two and a Half Men
(1) Learning the ropes. Charlie goes to a hot Notary who goes easy on him.
(2) Impaired Judgment. Charlie finds it therapeutic to notarize documents and brings a bottle of vodka for the signers!
(3) Charlie learns the fine art of deterring Notary fraud.
(4) Charlie’s mom needs a Power of Attorney for property management
(5) The intercontinental notary seal
(6) A notary experience
http://blog.123notary.com/?tag=twoandahalfmen

Cheers
Sammy gets a name change notarized
http://blog.123notary.com/?tag=cheers

Noternity Court
Your honor, it was 20 years ago. I can’t possibly remember if I notarized that document…
You are…. the Notary!
http://blog.123notary.com/?tag=noternity-court

Family Guy
Peter joins ISIS by mistake & needs a notarized conversion
http://blog.123notary.com/?tag=family-guy

The Middle
Sue calls the Notary about an Occupancy Affidavit
http://blog.123notary.com/?tag=the-middle

Good Times
JJ draws a Notary Seal
http://blog.123notary.com/?tag=good-times

Seinfeld
(1) George’s parents get a vow renewal
(2) The List. Kramer has to get his hands on the list of signing companies.
(3) George Needs a Notary
http://blog.123notary.com/?tag=seinfeld

Notarization on the Steve Harvey Show
Carol meets someone who notarized her 20 years ago and they fall in love!
http://blog.123notary.com/?tag=steve-harvey

Taxi
Reverend Jim becomes a Notary
http://blog.123notary.com/?tag=taxi

Modern Family
An Affidavit of Citizenship & Affidavit of Domicile
http://blog.123notary.com/?tag=modernfamily

Leave it to Beaver
Notarized parental consent form
http://blog.123notary.com/?p=13180

I love Lucy
The Power of Attorney
http://blog.123notary.com/?p=10382

All in the Family
Archie needs his drug test notarized
http://blog.123notary.com/?tag=allinthefamily

The Big Bang Theory
Feeling in control Notarizing
Raj wants to take Notary lessons. Sheldon wants to know if being notarized can make them sexy…
http://blog.123notary.com/?tag=big-bang-theory

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October 26, 2015

Electronic signatures vs. Electronic graffiti

Filed under: General Stories — Tags: , — admin @ 1:02 am

I was at Toyota today. I saw some graffiti written on a digital signature pad. I asked the girl there if that was considered electronic graffiti. The girl didn’t think so. But, what if in this digital age you could create digital graffiti — at least just for laughs.

Can you imagine going to a Notary appointment and asking the borrower to sign only to find that Jessie had been there? You might be signing an eSignature Affidavit only to learn that Mark loves Sally. I guess stuff like this does happens when hackers hack into systems. But, it was an interesting and comical thought I had while at Toyota.

On a less bright note, they fixed my transmission, but that annoying noise still persists. Time to go back to Toyota on Tuesday. Hmmm.

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What type of loans do you know how to sign?
http://blog.123notary.com/?p=16712

Excerpts from great notes sections
http://blog.123notary.com/?p=1043

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October 23, 2015

Notary Family Feud

Filed under: Virtual Comedy Themes — Tags: , , — admin @ 12:38 am

I noticed that when I give my over the phone loan signing quizes, certain answers seem to be more popular than other answers. I have always found it very interesting that particular wrong answers that are blatantly wrong could be so popular. Maybe when I give loan signing quizes, I should test people on which answer was more popular. It might be good if the popular answers used were correct as well.

HOST: For $200, tell me some items you might find in a bathroom next to the sink?

CAROL: Oh, a brush, a hairbrush

SUE: A razor and a note!

FRED: Oooh, ooh, um…. toothpaste, yes… toothpaste.

HOST: Survey says…. toothpaste was the most popular answer with used Twinkie wrappers as #2. Next question….

HOST: For $400, tell me which document is the best document to look for the prepayment penalty?

CAROL: Oh… oh… The Deed of Trust

SUE: The HUD-1 Settlement Statement…. oh… on page 3.

FRED: I know this… oh… The Note, or the TIL

HOST: Survey says… the most popular answer was the Deed of Trust. Carol is the winner… or would be if that was correct in addition to being a popular answer, but that is wrong!

CAROL: What? But, I thought the Deed talked about every aspect of the transaction.

HOST: The actual agreement about the transaction is covered in The Note while the Deed functions as a Security Instrument.

FRED: So I win again?

HOST: Yes, you win. And you can cash in your $600 for a trip to the next NNA Convention, or get a free listing on 123notary.com with Elite Certification. Or a trip to Hawaii where you can enjoy a 5-star hotel, gourmet foods, and a complimentary neck tattoo!

FRED: Yes, can I get Jurat wording on the neck tattoo?

HOST: That is a state specific question for your Secretary of State’s Notary Division!

FRED: Maybe you should make that a question on the next Notary Family Fued… Survey Says…..

SUE: Since I have been a good sport, can I get a free gas card?

HOST: You’ll have to guess correctly on the next question.

SUE: Okay… I got it…

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Notary Oscars
http://blog.123notary.com/?p=16540

Wheel of Fortune — Notary Edition
http://blog.123notary.com/?p=15314

Yes, it’s the Notary dating show
http://blog.123notary.com/?p=15312

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October 22, 2015

The 30 point course; How many read it, how many passed?

Filed under: General Stories — Tags: — admin @ 12:59 am

123notary is having very good luck with getting people to read the contents of the 30 point course. As a matter of fact, 3600 visitors have been to the table of contents and 700 visitors have read the first chapter. The problem we have been having is that none of the Notary test takers have been prepared. Most of the Notary test takers took longer than the time limit to complete an easy ten question quiz. Additionally, many of the notaries had a complete lack of knowledge about mobile offices, embossers, thumbprinting, Affiants, and other topics that we taught.

We want to use the 30 point course as an opportunity to the Notaries to pass our test without paying a dime. But, it is the people who pay to take our course who are passing. Why? It may be because they take it more seriously. However, there is nothing that prevents casual test takers from taking it seriously as well. So, please study at least seven hours before attempting our test. We were telling people four hours before, but four hours is not enough to pass our test based on the people who have tried so far. Try to know the materials so well that you score 100%. That way you are more likely to pass or at least do well.

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Unique phrases from the Ninja course
http://blog.123notary.com/?p=14690

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October 20, 2015

Notary Industry Standards According to Ken

Filed under: Ken Edelstein — Tags: , — admin @ 11:24 am

“It’s an Industry Standard”, sayeth Suppository Signing Service (SSS) when insisting that I accept payment on the 45th workday after the next lunar eclipse. Usually the “defense/attack” of industry standard is used to support an unfair/immoral situation; one that most likely will be “going away soon”. Slavery was an industry standard. Women not having the right to vote was an industry standard. The inclusion of cocaine in Coca Cola was an industry standard. I am sure you can add many currently unjust and destined to disappear practices to the list.

Just who decides what “Industry Standards” are? That’s simple – those (currently) in Power. They are saying that “it should be because it is”. Really? Change for the better is the history of and most basic philosophy of our great nation. Twelve year old children working 14 hour days in coal mines was an industry standard. IS (Industry Standards) change all the time. Unjust laws are changed, oppressed workers form unions, and civil/lawful peaceful protest leads to abolishing IS.

Thus, when SSS wants to “stick me” with their IS; I tell them that their IS statement is obsolete. The current IS is paying via PayPal “up front”. That is MY IS and they can “self administer” their assignment if they are “sticking” to their outdated concept of notary payment IS.

The issue is bigger than just payment. There is an outdated IS perception of the notary as being a “dumping ground” for various tasks. The IS of loading the doc with endless pages of survey, un-necessary FAX requests (not immediate funding, eg: package has 3 day recession), baby monitor calling; the list is practically endless. We are an industry, notaries are the first line of defense against fraud; our task is honorable and necessary. The vast majorities of us are highly skilled and know an Ack from a Venue. The IS of treating us like fools is coming to an abrupt end.

There are many ways to “bounce back” an IS attack. Ask precisely where that IS is codified. Yup, it’s only in the speaker’s mind; because that is the way they would like things to be. You don’t have to accept their IS – TELL THEM YOURS. I have had condescending calls from SSS telling me “you must accept our terms” – really? Not me. And, I sincerely hope the same will be true of you.

The IS statement is just a lot of hot air, being blown in your direction. Why? Because often that tactic works. Many don’t like to “stand out” and wish to swim with the school and fly with the flock. But when that school is heading toward the fisherman nets, when the flock is coming within shotgun range of the hunters – it’s time to change course. Their IS puts all the advantages on their side. You are playing poker with your cards being double sided, and their cards show you nothing.

We all know what is fair and just. Turning the IS “bs” around should not be our objective. We just want to eliminate being exploited. None of us wish to collect our fee and do an inept job. But we are fed up with an endless list of “additional requirements” that come with the package that were not disclosed when offered the assignment. When I mention this I am told it’s an IS. Well. My IS is to do what I agreed to do when setting my fee. Also the IS of “fee blackmailing” to require notaries to complete “I will be legally responsible if it does not fund” and similar nonsense is a thing of the past.

Most of us are one person business entities. We, lacking a true representative association that looks out for us; must form and enforce our own, fair, and just – Industry Standards.

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My interpretation of how the Notary industry went South
http://blog.123notary.com/?p=16500

The Notary industry is getting more professional
http://blog.123notary.com/?p=15987

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October 16, 2015

What to do when someone doesn’t have their ID – new approaches

A Notary walks into a bar. He is filled with frustration. His last client didn’t have any ID. Who could he vent to? So, he told his story to the bar tender not expecting any sympathy. The bar tender told him that it might come as a surprise, but he checks peoples ID’s from time to time as well. Then, the Notary said, “So you do understand after all! But, what do you do when someone doesn’t have ID?”

The bar tender said that he had all types of techniques. When young looking people come into the bar asking for a beer, they don’t always have ID. Many of them left it at home. But, this bar tender had “other” systems for verifying age.

BAR TENDER: Which singer sings the lyrics, “What have you done for me lately?”

TEENAGER #1: How should I know?

BAR TENDER: Emileo Estafan is a great plumber

TEENAGER #2: Glad you like him. I let my parents deal with stuff like plumbing

BAR TENDER: You look like a draft dodger with that haircut

TEENAGER #3: If I were afraid of a draft, I would put on a jacket!

BAR TENDER: See, none of these punks are drinking age. If they were, they would know who Janet Jackson is. They would know that Emileo Estafan is a famous Cuban musician, and they would have gotten my Vietnam joke. The tricky kids to deal with are the ones that listen to “oldies.” Of course to me, the music I listen to is not old — it’s mostly from the 80’s, and during that time, I thought that the world would just keep being like that forever! How did I know that Rock & Roll would die!

NOTARY: I see. I’ve learned a lot from you. Unfortunately, my job is not to verify that you are drinking age by virtue of an identification documents, my job is to verify your name so you can sign legal documents affecting real property.

BAR TENDER: Oh, that’s heavy stuff.

NOTARY: Whose that guy wearing shades who just walked in?

BAR TENDER: Him? He’s my parole officer. I got busted for serving under-aged kids by mistake. Hey, it happens. That’s why I developed my list of 70’s and 80’s type questions, so I can be really sure I won’t get locked up again!

NOTARY: Well, I’m glad you have a reliable system! Me — I’ll stick to credible witnesses — preferably two of them, female ones, on both sides of me while I finish this beer!

BAR TENDER: Never heard of those, but like the idea about the ladies.

NOTARY: Now, I have a question for you. How many were there in the Jackson Five?

BAR TENDER: Oh, that was before my time. I haven’t a clue.

NOTARY: Five!

BAR TENDER: You got me. I just hope all five were over 21.

NOTARY: They are, but not when they functioned in a set of five. Actually including their manager, there were more than five, but that ruins the joke.

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Harry Potter’s magic Notary Seal & Identification
http://blog.123notary.com/?p=15144

Notarizing for a minor — identification
http://blog.123notary.com/?p=6969

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October 14, 2015

The most important new technology you should buy today!

Filed under: Technical & Legal — Tags: , — admin @ 12:57 am

All notaries know how critical it is to answer the phone. If you miss the call, 99% of the time, you’ve lost the business. And while I sometimes don’t have my mobile phone, I am always wearing my watch. So, about two months ago, I purchased the new Samsung Gear S. And in just the first few weeks, it paid for itself. Now, whenever I receive a call, a text, or an email, I know instantly that a customer is contacting me.

Not only are all important communications automatically forwarded from my mobile phone, but the watch has its own dedicated phone number, too.

Now, you are probably thinking that you don’t want to spend another $80 a month for another phone line. But, at least through Verizon, it is only an additional $5 per month.
Of course, if you have an iPhone, then Apple’s Watch will also give you the same edge on your competitors. And for you fashionistas, you can pick the color of your watch band, while presently, Samsung only offers the Gear S in black.

Either way, don’t delay! You can’t make a better investment to grow your business instantly.

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Apps that Notaries have never heard of that could change your life
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The Steve Jobs Notary Smart-Seal
http://blog.123notary.com/?p=16522

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October 13, 2015

Notary Quiz — Harry Potter’s magic Notary Seal & Identification Questions.

Many notaries do their jobs just fine when conditions are good. But, what if a few snags are thrown into the picture?
Here is a quick Notary quiz to test your knowledge.

(1) What do you do if the signer has current government issued photo ID that has their name as John Smith, while the document says John T Smith, assuming the signer forgot to renew their magic wand with the DMW? (department of magic wands)

(2) Does your state allow the use of expired identification for notarizations? If so, how old are those expired identification documents allowed to be assuming they are not stored in the dungeon of the Hogwarts Hall of Records? I know of three highly populated states that allow this by the way…

(3) What do you do if the signer has no identification at all or can’t find their identification, but hasn’t lost their soul?

(4) What do you do if the signer offers you a Green Card (resident alien card), or Credit Card with a magic photo?

(5) What if the signer’s name on their ID is Reginald T Brown, Sr? How would you have the borrower initial before you damn them to eternal darkness?

(6) If a signer is signing as an agent for a Power of Attorney and the name on their ID reads John Smith, but John is signing for Harry Potter, would they sign Harry Potter’s name and be notarized as Harry Potter? How would you handle this not so unusual, but often misunderstood situation? I myself would solve the problem by taking the notarization to the castle of doom and finish it there using my magic notary seal (after doing a spell on it, and just to be safe, a spell-check)

(7) If your state requires you to thumbprint the signer in your journal (some states have this requirement and you should do it anyway for security even if not required) but the signer is missing their right thumb, what do you do, and how do you document this thumbprinting?

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You know you’re a good Notary when you…
http://blog.123notary.com/?p=14912

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October 9, 2015

The Big Bang Theory: Feeling in control Notarizing

Filed under: Sit-Coms — Tags: — admin @ 11:16 am

RAJ: You know. That entire notary experience was exhilerating.

LEON: I could go either way on that one.

PENNY: I liked it.

SHELDON: I don’t care how it makes me feel. But, can it make us sexy?

LEON: I guess it could. I would feel more in “control” if I could manipulate an inked seal type object with ease.

RAJ: Yes, that is the height of manliness. I agree. We should do this.

SHELDON: Do what?

RAJ: We should take notary lessons. I’m so awkward. We all are. But, who will teach us?

SHELDON: I know… Dora. Have you ever met Dora?

RAJ: I can’t remember

SHELDON: If you can’t remember, you’ve never met Dora. If you meet her once, you’ll never forget.

(Dora comes to teach them about notarization. She is tall, smooth, sexy, and has long flowing hair and very high heels)

RAJ: Hi D.d.d.d.dora!

DORA: Hi, what was your name again?

RAJ: You can call me Roger… or Raj, whiever you can pronounce. Not that you couldn’t pronounce either one, but if you prefer one over the other, you know you can…

DORA: I get the picture. I’ll stick to Raj. It has a sort of a ring to it.

SHELDON: Hi, Dora. We were wondering if becoming notaries, or learning about it would make us smoother around women? As you can see, we are a little bit awkward.

DORA: It couldn’t hurt. Personally, I feel that getting out of this cramped lab, and mingling with the world around you might be a better idea. But, as you wish.

LEON: So, what do we do first? Do you ID us?

DORA: Yes, but I was more interested in showing you how to use my stamp. That’s illegal of course, but not if we cross out the impression afterwards.

SHELDON: Oh, I’m very good at crossing things out. I made a career of that in high school.

DORA: Okay, now grab that seal like you mean it.

LEON: Uh, okay.

DORA: Now press down with it…. no.. not that hard. Do it with confidence. Just the right amount of pressure. Oh my God that looks Terr…iffic! It’s okay to smudge. It doesn’t detract from the meaning of the stamp (pause) so, long as the county recorder never sees it. Now, give me your thumb Sheldon.

SHELDON: What are you going to do with my thumb?

DORA: You’ll see. That’s good. Your thumb isn’t shaking like I thought it would (Sheldon’s entire body is shaking)

SHELDON: Will you give it back when you are done?

DORA: I’m going to ink you up

SHELDON: Oh, that sounds exciting. Ouch. What was that for?

DORA: I just affixed your thumb’s impression to a journal entry.

SHELDON: Oh. Very interesting. You can compare that to police records. Detectives do that a lot.

DORA: Somehow I don’t think that the police will have any records on you. Just a hunch.

LEON: You don’t know him too well. He has a record.

DORA: For unpaid parking tickets or something more serious like a broken tail-light

LEON: Should I tell her about the time that you failed to report a stolen electron?

DORA: Stolen electrons? Wow, you guys are regular felons! Now Leon, come over here, and we are going to fill out this Jurat wording.

LEON: Here.

DORA: No, a little closer… Now, what’s today’s date?

LEON: A date?

DORA: Today’s date.

LEON: January

DORA: It’s Feburary. Where have you been for the last week.

LEON: In this lab, honestly.

DORA: Okay, look on your i-phone.

LEON: (bashfully takes i-phone out of his pocket) It’s February 13th

DORA: You just put that date, right in here.

(30 minutes later)

DORA: I don’t think this notary stuff is going to make you smoother with women. But, I know a good therapist named Venus. Maybe she can help you.

SHELDON: With a name like Venus, how can we go wrong? How did you know we like people named after astronomical objects?

DORA: Just a hunch! See you guys!

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Shark Tank — 123notary wants to sell 10% of its shares!
http://blog.123notary.com/?p=16021

Bing Bang Theory: Notarizing a discovery about string theory
http://blog.123notary.com/?p=15122

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