I noticed that when I give my over the phone loan signing quizes, certain answers seem to be more popular than other answers. I have always found it very interesting that particular wrong answers that are blatantly wrong could be so popular. Maybe when I give loan signing quizes, I should test people on which answer was more popular. It might be good if the popular answers used were correct as well.
HOST: For $200, tell me some items you might find in a bathroom next to the sink?
CAROL: Oh, a brush, a hairbrush
SUE: A razor and a note!
FRED: Oooh, ooh, um…. toothpaste, yes… toothpaste.
HOST: Survey says…. toothpaste was the most popular answer with used Twinkie wrappers as #2. Next question….
HOST: For $400, tell me which document is the best document to look for the prepayment penalty?
CAROL: Oh… oh… The Deed of Trust
SUE: The HUD-1 Settlement Statement…. oh… on page 3.
FRED: I know this… oh… The Note, or the TIL
HOST: Survey says… the most popular answer was the Deed of Trust. Carol is the winner… or would be if that was correct in addition to being a popular answer, but that is wrong!
CAROL: What? But, I thought the Deed talked about every aspect of the transaction.
HOST: The actual agreement about the transaction is covered in The Note while the Deed functions as a Security Instrument.
FRED: So I win again?
HOST: Yes, you win. And you can cash in your $600 for a trip to the next NNA Convention, or get a free listing on 123notary.com with Elite Certification. Or a trip to Hawaii where you can enjoy a 5-star hotel, gourmet foods, and a complimentary neck tattoo!
FRED: Yes, can I get Jurat wording on the neck tattoo?
HOST: That is a state specific question for your Secretary of State’s Notary Division!
FRED: Maybe you should make that a question on the next Notary Family Fued… Survey Says…..
SUE: Since I have been a good sport, can I get a free gas card?
HOST: You’ll have to guess correctly on the next question.
SUE: Okay… I got it…
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