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November 30, 2019

What do people like about being a mobile notary?

Filed under: General Articles — admin @ 5:59 am

There are many reasons why someone would become a mobile notary. There are also other reasons why a person might continue to be a mobile notary. Here are a few.

1. Work your own hours
Are you tired of the 9-5 hussle and hassle? Working your own hours is great. You can also do other gigs between notary jobs, or take other gigs when there normally aren’t any notary jobs. You can also work a part time or full time job and keep doing signings.

2. Drive
Some people were born to be on the road (again). If you love to drive, being a mobile notary will keep you busy. You can work on the road, eat on the road, and just remember not to sleep on the road as that might be dangerous.

3. Meet new people and then notarize them
It is like being in the armed forces. Go to foreign countries, meet new people and then kill them. Instead of killing them, you notarize them — it’s the next best thing — trust me. You will meet people from all walks of life. You will know every end of the spectrum of middle class (boring) as well. Just like a snobby British upper class lady once said, “A marriage made in middle-class — how pedantic.” And then the sarcastic New Yorker said, “She could have done worse.” So take your pick. You can also meet criminals, kidnappers, arsonists, frauds, strippers, porn actresses and more. But, for the most part you will meet very “pedestrian” middle-class Americans who are so boring that you should have a cup of Joe before the signing to ensure you don’t fall asleep. On the other hand if boring is your thing — you will meet the right demographic. On a brighter note, if you live near a fun town like Santa Monica or Hollywood, you might meet more fun people.

4. Deter fraud
It brings meaning to my life to be part of reducing the amount of fraud in this world. Fraud creates uncertainty and suffering and the angels would prefer that we keep our world clean and orderly and that is why I believe they chose me to run this directory as I try to keep things ship shape. Notaries who are thorough make it very hard for frauds to get away with anything. Using that raised seal embosser on every page of every document you notarize, checking ID’s carefully and thumb printing makes it hard to do anything suspicious.

5. Reading our blog
Some Notaries like being a notary just so they have a legitimate excuse to read our zany blog. Yes, the comedy articles on the blog make the whole nightmare of being a mobile notary all worth it in the end. Laugh your way to success.

6. Money
Believe it or not, some people make good money in this profession, or at least used to. And others make a good supplement to their income too. If you are efficient allocating your time, you can make good money at least on an hourly basis. You should see what Carmen rakes in for very quick jobs taking less than an hour from door to door.

7. Retirement
Being a mobile notary is a great way to spend your retirement. It is hard to work full-time as an elderly person, but as a notary you can work as much as you feel up to it.

8. A good job after you have been in Mortgage
If you were in Mortgage for years, being a mobile notary is a natural continuation as your knowledge will carry over to a particular extent as a notary.

9. Stamping
Some people find it theraputic to stamp things, and as a notary, that is what you do every day. It might make you feel official.

10. Reading up on legal aspects
Being a Notary means you have to read up on the legal aspect of being a Notary Public. You need to know all of the identification procedures and all of the various notary acts. There is a lot to know and many people enjoy learning the legal distinctions. And then there are others who are so afraid to commit UPL that they fail to learn Notary law themselves and end up committing crimes out of ignorance on a daily basis. You might like giving Oaths too — I swear! Hmmm.

So that concludes my little article on why you might like being a mobile notary. I hope that you all now see the positives in your career and don’t regret being in this profession.

You might also like:

Certain things you don’t learn from experience
http://blog.123notary.com/?p=22572

Is prioritizing a skill a notary should have?
http://blog.123notary.com/?p=22291

13 ways to get sued as a notary
http://blog.123notary.com/?p=19614

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November 28, 2019

What would make the notary profession better?

Filed under: General Articles — admin @ 5:57 am

Notaries get together on the forums and complain about the profession. Sure there is a lot to complain about, but what can be done to make the profession better? Also, if it is so bad, then why do you stay in this industry — are you stuck here?

1. Less fax backs.
Perhaps it is necessary to check people’s work, but if someone has done x amount of error-free signings, shouldn’t they be able to get away with not faxing back every page?

2. Faster pay
There is no reason to make Notaries wait 60 days to get paid. Payment should be within 30 days with no exceptions.

3. Borrowers who are more fun
Personally, I’m tired of meeting people like the Smiths, or the Jones who are just plain plain. Boring! I want fun signers like comedians, criminals, world travelers, acrobats, etc. I would pay to notarize borrowers who were actors who would be a little more fun.

4. Better blog articles
I’m doing my best people. You could write some material too and share it with the group on our blog. Why do I have to do all the work?

5. Less traffic
Sorry, that is out of my control. But, there is a guy named Scotti who can beam you up!

6. Shorter packages
How about a loan that is three pages. You would be in and out in minutes. But, in the real world that will not happen.

7. Faster printers.
How about a printer that can print 200 pages in four minutes?

8. Cheaper paper and toner.
Not in this lifetime.

9. Fun courses
If we could have live seminars with lessons taught with comedy, that would be much more fun than our blog course and online courses. But, it is too difficult to get people together in the same place at the same time, so try to deal with what you do have.

10. Better pay
But, if there were more money, there would be much more competition and 99% of you would be weeded out of the game. So, be careful what you wish for.

The end!

You might also like:

I’m a high end notary in a low-ball world
http://blog.123notary.com/?p=22263

Will the election help the notary industry?
http://blog.123notary.com/?p=22267

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October 29, 2019

Was the document lost by Pack N Ship or by Fedex?

Filed under: General Articles — admin @ 11:49 pm

Back in 2012, a package was lost. A notary delivered it to a Pack N Ship place. Personally, I had a box of checks missing from a mail box place. I went straight to the police who couldn’t help. Perhaps they got thrown out. Not sure.

But, I digress. So, the Notary could not figure out whose fault it was — was it Pack N Ship or Fedex who lost the package. Hmmm. If there was Fedex paperwork for the package then there would be more to go on. Tracking numbers can tell a story of how far the package went in many cases.

So, the poor Notary had to go to his 100 year old signer all over again and sign again. What a pain. I bet that took forever.

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October 14, 2019

Testimonial from William Ponsot

Filed under: General Articles — admin @ 11:27 pm

William Ponsot writes
123notary.com provides a resource unequaled anywhere, including snapdocs… and i refer people to the site almost every day because people looking for a notary in their area can usually find one on this site simply by zip code.

Sheila Speckin writes
I just made a magnet for my car that says “Find me on 123notary.com!

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September 30, 2019

The notary industry picked up in Aug and September 2019

Filed under: General Articles — admin @ 9:21 am

Clicks were up on new notary listings. Notaries who we spoke to on the
phone had lots of work. Things were slow from 2014 to mid-2019, but
now things have picked up. Interest rates dropped at least for now.
The future is still uncertain. So, how much longer will things still
be good for notaries?

According to experts, October 2019 will be unpredictable for mortgage
rates as the trade war with China and other political developments
could affect that rate in either direction.

For the remainder of 2019 mortgage rates are expected to be 3.85%
which is an average of various financial agencies such as Freddie Mac,
National Association of Realtors, and several others. The Fed is also
expected to lower rates a little over the next few years.

My personal prediction is that interest rates need to be kept
artificially low because too many governments are in over their heads
in debt. If interest rates rise, half of the world’s governments will
go under which will not be good for any of us. In the long run,
mortgage rates cannot go above 5% for long, otherwise there will be an
economic catastrophe and a chain of failed debt and eventual
bankruptcy on all levels.

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September 29, 2019

Does the Notary have the right to be rude?

Filed under: General Articles — admin @ 11:15 pm

As a Notary, you will have people pulling and pushing you from both ends. It is a lot to handle. Plus accompanied by non-paying clients, bad road conditions, animals harassing you, and endless cancellations, it can get to be too much. In my job, if I am on phones all day long, I have to deal with dozens of rude people per day and it can really get to me, and that is why I can sometimes be snippy. I also have to extract answers to simple questions and 90% of the time get the run around which really drains my patience after the first 200 calls. But, I digress.

Basically, there is no right or wrong. But, if you are rude to a client, they can write a complaint about you. If it is your first complaint and you have a good track record, I often keep the complaint private. But, if you get regular complaints, you might get into a bit of trouble at 123notary and I will publish the complaints.

None of us are perfect, and the stress of the daily nonsense doing Notary work adds up. If the stress gets too much, it is easy to be rude. But, think about it. Being rude can get you fired, or written up. Is it worth it? In my opinion, if you value the client, then no. It is a better policy to be like the folks at banks and try to be polite no matter how crazy the other party is. They also get bad karma from being jerks, so just realize that they are not off the hook being rude to you in the long run.

Additionally, people will treat you like you are the bad guy when you have done nothing wrong. Just try to roll with this as it is just part of people being unreasonable which is the norm these days. Of course, dealing with unreasonable mean people can just add up and get to you no matter how patient you are. Just do your best.

Try to just ignore other people’s bad behavior and just politely do your job. It is hard, but it is a good habit to get into. Turn the other cheek and take the high road.

You might also like:

Notary Etiquette 104 – a thorough course on etiquette
http://blog.123notary.com/?p=21132

Borrower etiquette from A to Z
http://blog.123notary.com/?p=2995

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September 8, 2019

The same signing dispatched from two services?

Filed under: General Articles — admin @ 11:01 pm

This is a new one on me. I never heard of this before. A Notary commenting on our blog claims that a job for a loan on a particular address was offered to him by two signing services at very different prices. One was a low-ball, and the other a more reasonable offer.

She says that the signing services are competing against each other. But, this is weird. What if they both dispatch the job at the same time to two Notaries. Or would that not happen because once they input the information into the server that the job would not show up any more?

I don’t know how the system works, but that is weird. It reminds me of what the airlines do where you pay for one airline and find yourself on another. Hmmm.

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September 4, 2019

Is GPS ruining our minds?

Filed under: General Articles — admin @ 10:58 pm

https://www.washingtonpost.com/opinions/ditch-the-gps-its-ruining-your-brain/2019/06/05/29a3170e-87af-11e9-98c1-e945ae5db8fb_story.html?noredirect=on&utm_source=pocket-newtab&utm_term=.d22afef6d055

GPS machines are causing us to think less, notice our surroundings less, and calculate less. Sure it is nice to know the most efficient way from point A to point B, but it is also nice to find things ourselves.

Conversely, I think that finding addresses used to be very hard in the old days. I would need a military flashlight at night to find numbers on houses, curbs, or mailboxes. GPS makes it easier to pinpoint what part of a block you are going to.

I guess I personally like GPS a lot because I travel to many cities, and it is hard to have maps to all of those cities. I remember my last trip to Texas and I drove from Los Angeles to Dallas to Houston, San Antonio, Austin, Fort Worth and then OKC. What a crazy trip. It tired me out. I might do it again but not for a while.

I find that once I have been to a place enough times, I no longer use GPS, even if it is far from home like El Paso. I just learn my way around. The hard part where GPS really helps is cut off streets, weird and unexpected locations for entrances to highways, and what to do when your street is shut down (happens a lot in El Paso.)

I am a map lover, and will always be. GPS or not, we still need to know how to read maps and coordinate our trips the way we want to. Over dependence on technology seems to be a limitation for our own development as a general rule.

As a final note, mobile notaries have enough to deal with, and GPS relieves most of the navigation headache. Back in the old days we had to follow constellations to figure out where the signing was as well as smoke signals. What do you guys think?

You might also like:

Notaries in cars getting coffee
http://blog.123notary.com/?p=18945

Notary apps you have never heard of that could change your life
http://blog.123notary.com/?p=16311

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August 29, 2019

I get so nervous when you call

Filed under: Certification & Communication Skills,General Articles — admin @ 10:53 pm

One customer said to me, “I get so nervous when you call, I feel like I am going to be quizzed.”

I am sorry that I make people so uncomfortable. I was reading online that alpha males make other people feel uncomfortable and inferior. But, I am only alpha about topics where I know more than others, or think I do. If you guys would become experts in your field rather than to just claim you are, there would be no issues acing my test consistently and no hurt feelings.

But, for those of you who do not like the idea of mastery, why be nervous? If you don’t value knowledge, why be nervous when you don’t have it?

You handle legal paperwork for a living. The financial consequences of screwing up a job are big not to mention the legal damages. It behooves you to know your job inside out. Why is it so difficult to convince everybody of this?

But, on a brighter note, in 2018 I abandoned quizzing people by phone unless they specifically requested it. It was too much drama and was effecting my health. Now I quiz by email mostly and only do a handful of phone quizzes. So no more nervousness when I call. It will be because you forgot to login or renew probably, and not a quiz — unless you requested a quiz.

You might also like:

Testing Carmen on a bridge in 2003
http://blog.123notary.com/?p=21264

My bad karma from testing people by phone
http://blog.123notary.com/?p=19447

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August 28, 2019

Certain things you don’t learn from experience

Filed under: General Articles — admin @ 10:53 pm

Notaries who have a lot of experience seem to forget that you can keep doing the same thing wrong for twenty years and nobody will correct you. People with thirty years of experience often know less than beginners. But, how is this so?

1. Document knowledge
If you want to know more about documents, you can read loan signing courses. You can also read the actual documents. Be aware that many documents have document variations and one document name could have multiple meanings. Therefore you need to be aware of all of the potential meanings and assume the possibility that the document might be completely different from what it normally means as well. Many Notaries go through their careers never reading documents yet claiming “familiarity with the docs.” If you don’t read them then you are only familiar with the names of the documents and not the actual content of the documents.

2. Handling situations
As a signing agent, there are many tricky situations you can get into. Experience might help you to figure out how not to botch certain situations, but might not teach you how to handle less obvious situations. Our course Notary Public 101 goes over twenty common situations where Notaries can get into trouble. No Notary on our site does a thorough job confirming the signing without reading our course. I suggest reading up on handling situations.

3. Notary knowledge
You cannot know the rules of notarizing or know how to explain specific notary acts unless you read about it. You might have performed 50,000 notarizations, but if you performed them wrong, then the experience is worth nothing, or might be counterproductive. Reading up on notary procedure and law might be a good idea. After all, you are handling legal documents.

4. Marketing
Many Notaries go through their career doing the minimum in marketing. You might make a lot more money if you took marketing a lot more seriously. We have many blog articles on the topic.

5. Thinking about danger
What if you are in a house and the borrower goes psycho. That doesn’t happen often. There are techniques for handling danger. Some Notaries sit closest to the door, or at a particular angle from the door so they can see who is coming in. Other Notaries can spot a house with health hazards a mile away and redirect the signing to Starbucks. I’m not sure if there are any good guides to dealing with notary danger, but you can surely try to think of all the possibilities before you go out on a job. Otherwise you have to improvise at the last minute like a comedian doing improv at the Improv!

You might also like:

Real life scenarios at loan signings
http://blog.123notary.com/?p=19681

The five year rule of notary experience
http://blog.123notary.com/?p=21089

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