December 2019 - Notary Blog - Signing Tips, Marketing Tips, General Notary Advice - 123notary.com
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December 31, 2019

The Loan Ranger

Filed under: Sit-Coms — admin @ 11:03 pm

The Loan Ranger and Tonto ride in after a long morning chasing bandits, only to discover that there is a problem at Johnny’s signing.

JOHNNY (THE NOTARY): There’s a problem at the signing!

TONTO: What type of problem kimosave.

JOHNNY: The interest rate is too high.

TONTO: That is none of your business. Refer them to their lender. Now, Loan Ranger and I need to ride off into the sunset. Ooops, forgot that daylight sayings doesn’t start until next week — we ride off into non-sunset!

—————–

SALLY: The ID doesn’t match the signature, what will I do?

LOAN RANGER: No problem kimosave… Hey, he got me started on that — it’s an Indian thing. Okay, just ask for another ID. If they don’t have one, then call in. This is a problem for the Lender and not us. Now, we ride into the day.

SALLY: Wouldn’t it be more romantic to ride off into the sunset.

LOAN RANGER: Yes, but that would mean waiting around for three hours and fifteen minutes and neither one of us has time for that unless we took a really long break at Starbucks.

SALLY: Good Point.

———————

GARY: Hey, the signing company won’t pay me.

TONTO: Use letter from hell from 123notary reference page. Ain’t nobody — does it betta!

GARY: Thanks Chaka-Tonto

TONTO: You are welcome kimosave — and remember — Through the fire, through whatever, come what may… for a chance at loving you…

GARY: Do you know the dance moves too?

TONTO: In my tribe we have our own dance moves when we dance to Chaka Khan with many feathers and chanting.

GARY: Gee — I wish I could be an Injin.

TONTO: You watch film — Boys on the Rez — you learn real story. Spend time on rez — get real picture.

GARY: Oh, you mean poverty, fry bread and green chili?

LOAN RANGER: It is more than that. They have stories that they use to teach their children how to cope with life.

GARY: I like stories, especially with green chili. What if you meet a girl you like, what do you say?

TONTO: My teepee or yours! Just kidding. Now we go kimosave!

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December 30, 2019

Notary Jive Turkey

Filed under: Humorous Posts — admin @ 11:03 pm

A Notary gets assigned to sign a document written in Jive. But, let’s remember the movie Airplane.

I was in the supermarket and the fish market clerk and I were calling each other jive turkeys. The next thing we knew (coincidence?) the actor (now really old but still handsome) waltzed in and the fish market guy knew that this particular guy was the star in Airplane who spoke Jive and needed a translator to talk to the stewardess.

SIGNER: Hey man? Can you notarize this document my brother?

NOTARY: Hmmm, it seems to be written in Jive. I don’t speak Jive.

SIGNER: You jiving me man. It don’t matter if you jive or if you don’t jive just as long as the notarization feels right and will cut it with the recording office — you dig?

NOTARY: I dig. And one more thing. You ain’t nothin’ but a jive turkey!

SIGNER: Hey man… Ken is the one who likes turkeys, not me. I might talk some jive, but I ain’t no turkey my man.

NOTARY: All…. right… Outa sight! But, I will have to fill out the notarial wording also in jive my brother.

SIGNER: I’m afraid that that will not do… you see, certificates must be written in the language of the state. La langue d’etat for those of us who speak French — the language of love.

NOTARY: That’s French? You jiving me.

SIGNER: Au contraire, mon frere. That’s the real deal homie, over there. And you can believe that as a verified fact. Hot dog — and where!

NOTARY: Okay, you win. I will fill out the certificate in English, cause I ain’t no jive turkey! Hell no. If the certificate is filled, you must… be thrilled.

SIGNER: Amen to that brother. Now sign and weep so I can get my derriere out this place… you dig?

NOTARY: Hallelujah. There you go. One notarized document that jives with everyone.

SIGNER: I heard that. See you soon Notarial jive turkey!

NOTARY: Gobble gobble — ha.. haaaaaaa! Can’t wait until Thanksgiving when I will be the guest of honor.

You might also like:

Good Times – a trip to burger king with JJ
http://blog.123notary.com/?p=22556

Kenny Rogers’ Notary Song
http://blog.123notary.com/?p=22582

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December 29, 2019

Reviews — the minute you get listed

Filed under: Reviews — admin @ 11:04 pm

Most of our seasoned Notaries have a long scroll of reviews, and they should. Browsers judge you by your reviews. If you don’t have them, you will not be seen in a very positive light. But, people who just signed up on 123notary often wait a very long time before getting reviews.

Newer listings lack credibility. Without reviews or certifications, people will not trust you. So, with a new listing, the first thing you need to do is to get reviews from anyone. Your clients, signing companies, title companies, neighbors, your cat (if she can type), or a friend who has used you. My rule is that if they have used you, they can write a review. Send them and emailed link and ask for a review.

Remember — five reviews doubles your incoming new calls on 123notary.com and you might have to ask five dozen people and send links to get that many reviews, but it is worth it. Reviews lose their gravitation towards new clients after two or three years so keep getting new ones — they are date stamped and you don’t want to look washed out.

Additionally, study from Notary Public 101 and try to take our over the phone certification test as well. Good luck!

You might also like:

Flossing vs. Reviews – both are habits
http://blog.123notary.com/?p=22259

How can new notaries survive without reviews?
http://blog.123notary.com/?p=20057

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December 28, 2019

Alzheimer’s signings — how to determine whether to carry through or not?

Filed under: Hospital & Jail Signings — admin @ 11:07 pm

Let’s say you are at a hospital for a POA signing or Medical Directive signing. Let’s say that the signer has been officially diagnosed with Alzheimer’s disease. Do you notarize or not? If you notarize, and the signing comes back to haunt you in court, the small fee you made will not be worth any significant risk of court time. However, if you can get the signer to describe the document, why they are signing it, who they are, who their relatives are, and who the president of the United States is, they are probably competent enough to sign.

Now, let’s say that a medical professional at the hospital advises you not to notarize for the patient due to this mental disease. The fact is that you are the Notary, and only you can decide the fate of the notarization. The main thing is to consider the risks, and how you can go about proving competency in a prudent way.

I would continue writing about this article, but I forgot what the topic was. Hmm.

You might also like:

12 questions to ask for hospital notarizations
http://blog.123notary.com/?p=20519

A tale of four notaries at hospitals
http://blog.123notary.com/?p=463

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December 26, 2019

Scheduling and Rescheduling

We all schedule appointments, but how good are we at it? Things have changed since I was a Notary, but the basics are fundamentally the same. Here are some issues to consider when scheduling.

1. The risk of cancellation
Most Notaries keep information on their clients. A good business knows as much about its clients as possible. If you are a hotel, you should know who wants a newspaper, who likes a single room, who has breakfast and when, and especially who is a trouble maker. That can help the hotel to make decisions about how to conduct its business. If a Notary has clear notes on cancellation rates of clients, who pays late, and who lies about how many pages are involved, that can help you make decisions.

Overbooking or booking solid might not be a good idea if you have reliable clients. But, when I was in business there was a 25% cancellation rate, and that cancellation is when you squeeze in that burger. On the other hand, if you book too solidly and then you hit traffic, your entire night will be set back and you will get complained about.

If you have high paying clients that you don’t want to lose, allow more cushion time before and after appointments. But, for cheap jobs you have to focus on volume and cramming them in makes more sense. But, that is up to you, and if you goof, you might lose clients.

2. Rescheduling techniques
If you reschedule an appointment for a future date, try to avoid scheduling it at a time when you will have conflicting job requests that haven’t come in yet. Remember — you don’t know who will want you to do what or when. But, you can calculate based on what is normal, regular, or likely based on past data of job requests. So, if you are normally busy week nights around 7pm, do your rescheduling earlier or later than that or on the weekend. Remember, that rescheduled jobs sometimes don’t even pay you even if they agree to. If you need to go back to a job for a mistake other than your own, since it is so hard to get paid traditionally for those revisits, it might make sense to get paypal-ed before you set out if you can.

3. Waiting for a call from the LO, Lender or Signing company
Sometimes you can’t reschedule until you get the go ahead. In that case, wait until you get the magic call, and then decide. But, don’t let these guys bully you around. Once again, when you sell your time, you have prime time, shoulder hours and off hours. The type of time you give them should depend on what they are paying you. Don’t sell the filet minon for the price of chuck otherwise you are a chump!

4. Confirming
Don’t forget to call the hiring party, and the signers to confirm the appointment. Make sure that names on the ID match the names on the document, and that the date, time, place, where to park, if they have a table, and that the dollar amounts match up. Most signers don’t do a thorough job confirming, so have a check list of everything you need to ask or could ask that makes sense.

You might also like:

Notary Public 101’s guide to confirming the signing
http://blog.123notary.com/?p=19976

Discounts for early booking? Hotels do this, why shouldn’t you?
http://blog.123notary.com/?p=19072

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December 25, 2019

An alleged Notary forges a signature in Hawaii

An alleged Notary forged Puana’s name. Puana, a Hawaii resident and Notary, as relative of the victem named Kealoha was investigated by forensic experts to determine who signed the name. An alleged Alison Lee Wong was determined to have forged the signature, however, it was later found that there is no such person.

A person named Kealoha who was a former deputy prosecutor stated that her mailbox had been stolen, and that was the damage of this forgery case according to the news article that I am linking to below.

https://www.hawaiitribune-herald.com/2019/06/08/hawaii-news/kealoha-corruption-trial-focuses-on-alleged-fake-notary/

This is a very odd and convoluted story. I hope you enjoy the link and can figure this one out! Aloha!

You might also like:

A forged notary seal ends someone with a prison sentence
http://blog.123notary.com/?p=21355

I was forged (Ken’s experience)
http://blog.123notary.com/?p=13659

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December 24, 2019

Notary IQ Test: 123notary is to Snapdocs what…

Here is yet another Notary IQ test to test your Notary knowledge and thinking skills.

1. A Jurat is a Notary act that:
a. Has to be sworn to.
b. Has to be signed in front of the notary and sworn/affirmed to as opposed to an Acknowledgment which doesn’t have to be signed in front of the notary.
c. Has to be affirmed to. It is bad to ask people to swear as that might offend certain people.
d. Requires a Jurat certificate and an Oath or Affirmation.

2. Acknowledgment is to Jurat what:
a. A pre-fab home is — to a home that is built on site.
b. A chicken that has an egg inside it and then lays it — to a stork that brings your baby.
c. An Oath — to an Affirmation
d. A venue — to a certificate.

3. An Oath is to an Affirmation what:
a. Traditional is to politically correct.
b. God is to your personal honor
c. A New Yorker says in traffic to what a Millennial in California says at a formal appointment of office.
d. Choosing God to Choosing your diety of choice (pick option 4 for Lord Krishna).

4. A Mobile Notary is one that
a. Lives in Mobile Alabama
b. Used to live in Mobile Alabama
c. Travels to jobs
d. Charges a travel fee.
e. Prefers to book jobs at Starbucks… his “office” so he can have mocha-java while waiting for clients to show up. Sounds like the modern day Fonz having an “office.”

5. 123notary is to Snapdocs what
a. Source of information about real Notaries — to source of information about sad excuse for Notaries.
b. Directory is to Portal
c. Old school vs. High Tech
d. Public reviews vs. Thumbs up or thumbs down.
BTW, I just had a glass of 14 hands Merlot at a restaurant. The waiter asked me how I liked it and I said, “14 thumbs up, but not necessarily from the same seven hands.”

6. NNA is to 123notary what
a. One stop shopping is to advertising and signing agent training
b. Conferences are to blog articles and phone sessions with Carmen
c. A good source for ammunition is to a good source of higher paying Notary leads. (or am I confusing them with the NRA? — sorry, old joke.)
d. A big company where you don’t get to know the staff personally vs. a small company where everybody knows Jeremy & Carmen, but not Raymond.

7. The additional / optional information section on an Acknowledgment is critical because
a. It is good to show you are thorough
b. Jeremy says so
c. You can identify the document in multiple facets on the certificate so that it would be obvious if the certificate were swapped out to a different document.
4. To prevent someone from using the certificate on another document.

8. The most effective use of an embosser would be
a. To create a raised impression on all pages of every document you notarized to detect page swapping after the fact. Also, to prevent page swapping onto other documents that were not notarized by you.
b. To create a really large Oreo cookie.
c. To look hype when you arrive at a notary appointment — check out my embosser yo! Stainless!
d. You could use it as a weapon in case the signer tries to attack you — hey, it happens.

That is all for today students. I hope you enjoy our quiz. You can discuss potential answers in the comments or read Notary Public 101 to learn how I would answer some of these.

You might also like:

Testing Carmen on a bridge in 2003
http://blog.123notary.com/?p=21264

The lady who studied 30 hours for her elite test
http://blog.123notary.com/?p=21238

Notary Aptitude Test
http://blog.123notary.com/?p=15853

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December 19, 2019

Do banks have a Notary?

Filed under: Public Interest — admin @ 8:39 am

Do Banks have a Notary Public?

Many banks do have Notaries Public. Whether they will notarize for you or not is another question. Some companies require that you are their customer or are there for bank business if a notarization is involved.

If your bank refuses to help you or does not have a Notary, it is generally a good idea to visit a UPS store as pack and ship places normally have a Notary. Call in advance to make sure the notary is not out sick or at lunch.

123notary is also a great place to find a notary if you want a mobile notary. Mobile notaries charge extra, but will come to your location.
Good luck!

Thanks

You might also like:

Banking Power of Attorney Form
http://blog.123notary.com/?p=21338

Notaries can get jobs at banks more easily
http://blog.123notary.com/?p=22161

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December 18, 2019

A Notary emails me to say Snapdocs was down

Filed under: Advertising — admin @ 8:38 am

Is this a karmic thing happening? is this the beginning of the end of Snapdocs? Does it mean their engineers are slipping? Or was it just a glitch? A moment in time when the universe was not perfect. Will SnapDocs lose its snappiness one day? Willl they lose their appeal? Or will they continue to dominate market share?

In any case, it is nice when Notaries email me to let me know what is going on in the world. My comment to the notary who emailed me this news was — the drama thickens!

You might also like:

A compilation of posts about Snapdocs
http://blog.123notary.com/?p=21531

A tour of Notary Cafe reveals that business is slow
http://blog.123notary.com/?p=21222

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December 17, 2019

“Oh, just shut up and do you job!”

Filed under: Carmen Towles — admin @ 8:37 am

As a notary public myself, I can not tell you how many times I have heard, “Just shut up and do your job”. Other notaries over the years have expressed hearing the same. Usually, this will come form an uninformed loan officer or realtor. Or just someone that wants you to break the rules for them with little regard of the consequences for the notary. But what is more disheartening is when one notary says it to another.

I recently got a call from a notary friend who had such an experience. This notary was asked by a lender to notarize a document in a spousal state that the other spouse was instructed by the lender that they didn’t need to sign. My notary friend knew this was not legal and since she was aware of the law she refused to complete the assignment. The notary then reached out to one of her other notary friends, who told her to just ‘shut up’ and notarize the documents and also added for good measure; “Who do you think you are?”, ‘“You are just a notary?”. This upset my friend greatly, hence the call to me. I let her know immediately IMHO as far as I am concerned she had done the right thing.

Listen, we are government officials and IMHO, if we know something to be illegal (or unethical) you cannot in good conscience continue with the process of notarizing. We are supposed to be protecting the public. Not aiding and abedding folks trying to pull a fast one. And sadly, we eventually all come to realize, the mortgage industry is riddled with deceit and fraud. So, my rule of thumb is to think about how would I answer and defend my actions, if I were ever called to court and had to get on the stand and a judge asked me, if i knew something to be illegal, or unethical, how would I defend my actions?

And for another notary to insult another because they did what she/he thought or felt was right IMO was not fair. We are all responsible for our own actions. We all have to do what we feel is right and must be able to defend our actions if comes down to that. And for me the bottom line will be if I can live with what I have done and can I sleep at night.

I would love to hear with some of the rest of you feel about this.

You might also like:

Carmen’s guide to the Signature Name Affidavit
http://blog.123notary.com/?p=22541

Show me the money
http://blog.123notary.com/?p=22537

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