July 2018 - Notary Blog - Signing Tips, Marketing Tips, General Notary Advice - 123notary.com
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July 31, 2018

Notarizing the elderly — do more digging to be sure it is legit

There are many people who prey on the elderly. Elderly people need help and cannot always get it. Perhaps their family no longer talks to them, or is far away. Perhaps they have no family. Those who seem like they are family members or “helping” the elderly might be scam artists.

If you are notarizing for an elderly person, you need to check out the people who are helping. Here are some things you should find out.

1. What is your relationship to the signer? What is your name?
2. Why are you having this document signed? What is it about?
3. How does it benefit the signer?

This is a little nosy, but Notaries end up in court a lot in elder signings, so perhaps it is better to be suspicious up front to discourage the others from defrauding others.

You might indicate in your journal who the helpers are. This is not required, but if you have ID information for the helpers, that could help catch them in the off chance you are investigated. Also, nobody who is doing something illegal wants their ID recorded in a Notary journal. They might back off. The point of all of this extra work is to discourage people from getting you in a position where you will have to end up in court.

If when asking the helpers questions about their relationship with the signer, why they are helping, etc., you can see if they flinch or are awkward. I am not an investigator and do not know how liars act, but you might find them to be very uncomfortable if you start digging. Be polite in your digging and explain that many elder signings end up in court and that you want to make sure that nothing will go wrong.

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You might also like:

Notarizing documents for the elderly
http://blog.123notary.com/?p=3334

How do I do a signature by X Notarization
http://blog.123notary.com/?p=18791

When to ask for ID over the phone & fees at the door
http://blog.123notary.com/?p=15282

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July 30, 2018

A Notary sends a bill to a Title company

Filed under: Marketing Articles — admin @ 9:50 am

A Notary who was in high demand made a Title company sign a contract for work. However, the title company forgot all about the contract when it came time to do the job. The contract stipulated that late docs constituted an additional fee of $20, borrowers that read to long, another $50, and there were a few other clauses as well.

When the title company finally got the bill, the bill was $450 for the signing. The head of the title company was so shocked he flew vertically about his chair in his head made a hole in the ceiling.

The damage was so bad they had to call a dry wall expert to fix the problem.The minute the dry wall guy saw the damage, his only comment was, “Well, now you must know how Adolf Hitler must have felt when he opened his first gas bill.”

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July 28, 2018

Shark Tank: A signing company wants to sell shares on Shark Tank

Filed under: Humorous Posts — admin @ 12:40 am

CONTESTANT: Hello Sharks, my name is Dave and I want to sell 50% of my company on Shark Tank. We are a signing company that caters to nationwide title companies. We get Notaries around the country to do signings for us, and then keep them waiting forever to get paid to improve upon our cash flow. There is nothing new or innovative about our business practices. It is similar to most other signing companies.

Mr. WONDERFUL: I have a great idea. Since you take forever to pay people who have done work for you, I’ll buy 50% of your business and then take forever to pay you for it.

CONTESTANT: Oh, well, I’m not sure I like that idea.

LORI: If you don’t like being treated that way, don’t treat others that way. What comes around goes around.

CONTESTANT: Well, that’s just the way our industry works. I don’t always get paid on time by title either.

LORI: As I was saying, refer to my last statement.

Mr. WONDERFUL: It seems like you are participating more in the bad karma business than the signing business. Maybe you should change your business model.

MARK: Yeah, perhaps you should pay people a day before they do the work and then they can keep you waiting indefinitely to actually do the work. That is how it is hiring programmers.

CONTESTANT: Please don’t bring up the “p” word.

LORI: The “p” word? Programmers? Why? Did you pay them and then they didn’t do their work? That is a business model for most programming companies in the industry who cater to small clients. That’s why I get an air-tight contract before I hire a programmer to even write a single line of code.

BARBARA: Sounds like you need a better business model. I’m out by the way. But, if you consider paying people upon proof of having finished service by having them fax you a few pages of the work, that might be a reasonable system for having work done and paid for quickly.

CONTESTANT: Yeah. The problem is that if I pay the Notary before I get paid by Title, I might just be out the money.

LORI: That’s a cost of doing business. Pay the Notary whatever you can afford after you calculate the percentage chance that you won’t get paid. At least you will still have good Notaries working for you in this case.

CONTESTANT: Okay. I’m out.

Mr. WONDERFUL: You can’t be out. You’re the contestant. By the way I’m out.

CONTESTANT: Well, it sounds like I’m not going to get paid on time which is why I’m out.

LORI: We could paypal you the funds right away.

CONTESTANT: But, funds can be reversed and the policies are wishy-washy for non-tangibles.

LORI: But, I don’t want anything to do with your type of business model paying people late and not being innovative. Why not a more cutting edge business model where Title is forced to pay within 72 hours of you paying the notary or you either cut them as a client or raise their rates accordingly. You could have the whole pay structure as part of an automated system.

CONTESTANT: Snapdocs is the only intelligent business model these days. The rest of us use technology from the 90’s.

Mr. WONDERFUL: It’s time to get with the times. I’m out. Ooops. I said that already. Oh, running out of time speaking of time. It’s time for our next contestant.

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July 27, 2018

Black Notaries vs. White Notaries. The Notary Dance

Filed under: Humorous Posts — Tags: — admin @ 11:33 am

Our last Black vs. White was really more about Asian parents vs. White parents and how white parents don’t make their kids study enough. That made white people very upset. Don’t be upset — just have your kids study harder. But, all the offensive comments… are they really necessary? The reason I write this type of blogs is that they get a lot of clicks. This is what people want to read about. It excites them. You know what they say — get your clicks on route 66. If you don’t want me writing about this type of subject matter, then click on something educational like our Notary Public 101 course or other tutorials.

WEEZY: George, I really think that Florence should become a Notary.

GEORGE JEFFERSON: Flo? She doesn’t know nothing about paperwork, or any kind of work for that matter.

WEEZY: I think it would be good if she knew some other types of ways to expand her horizons. But, I’m worried. What if she makes a mistake and costs a business owner thousands?

GEORGE JEFFERSON: Mistake? That ain’t nothing to worry about. How can you make a mistake if you don’t do anything?

TERRENCE: Personally, I think the Notary industry is racist.

WEEZY: How’s that?

TERRENCE: Have you ever noticed that you always sign a white document with black ink? There’s a whole lot more white than there is black.

SEINFELD: I never thought of that before. Why not have a black document signed with white ink?

KRAMER: Why not invisible ink, that you can only see with a special light! (rubbing his hands together)

FLO: I think that Notaries should have their own special Notarial dance.

SEINFELD: I like the idea, but how would I make a joke about that… let me think…

GEORGE JEFFERSON: Most Notaries that I’ve seen are white. The idea of a white person doing any type of a dance is a joke in itself.

SEINFELD: (nodding head) yeah, that’s right. Unless it is some sort of a Jewish dance. Our people excel at dancing, but only if it is in a circle. The minute we have to dance standing still or in a line, the whole thing just falls apart.

GEORGE JEFFERSON: The only reason your people know how to dance, is that they got plenty of practice while living in Africa and even more practice while running away from the Pharoah.

SEINFELD: I disagree. Running away from Pharoah was running in a particular direction — East. Our people just like to go in circles. Circular dances, circular reasoning, circuitous logic, etc. It gets you absolutely nowhere, but it’s so much fun if you don’t get dizzy.

FLO: I get dizzy just looking at reruns of my big fat Jewish Wedding. The whole thing where they lift the guy up in a chair into the air singing Le Chaim. I can get Le Chaim on sale downt he street every Thursday. I don’t see what the big deal is.

SITTING CROW: I like Jewish Pow Wow plenty good. But, they need better drum.

(The next day, Tom the white guy on the Jeffersons married to a black lady talks about his dream)

TOM WILLIS: I had this terrible dream last night.

FLO: What was it about?

TOM WILLIS: It was about Notaries.

GEORGE JEFFERSON: Was it about white men and black women doing a whole lot more than just holding hands and singing cumbaya?

TOM WILLIS: No, that came BEFORE the dream before I went to sleep. I’ll spare you the details.

FLO: I bet it was about white Notaries TRYING to dance.

TOM WILLIS: Actually, that was exactly what it was about. How did you know?

FLO: Oh, just a hunch.

TOM WILLIS: It all started out with a lot of suspense, just like the suspense that Helen and I had not knowing what gender our baby would be…

GEORGE JEFFERSON: And not knowing what color he would be!

TOM WILLIS: Well what happened was that 123notary created a video about a Notary dance that went viral on youtube… well that’s something that hasn’t been invented yet, but will be soon according to my psychic that Helen doesn’t know about and who’s rates are very reasonable by the way… please don’t tell Helen. In any case after the video came out, Notaries throughout the USA started doing the Notary dance. The dance was created to make Notaries feel happier, but it divided Notaries along racial lines because the black Notaries thought that the white Notaries weren’t doing the dance well enough. In fact, People started hiring Notaries based on their dancing skills and white Notaries got mad because they were disporportionally left out. They started an online riot and burned down half of Linked In. I’m not sure how this works because it all happens in the distant future.

SEINFELD: Why would anyone want to hire a Notary who danced? It doesn’t make sense. I can see the pen doing a dance, but the Notary? Most Notaries are crotchety people in their fifties and sixties. This whole dancing thing just doesn’t gel with me.

SITTING CROW: Our people have a Notary dance. But, we only do it wearing a wolf outfit which is made out of a wolf head and skin that we killed many years ago.

TOM WILLIS: It’s such a shame that people become divided so easily over race. It just divides society in half.

GEORGE JEFFERSON: And it might divide certain marriages in half as well!

WEEZY: I just can’t figure out why Notaries start an online riot, whatever that means, when somebody says something that bothers them. Can’t they just talk things over in a civil way like George and I… okay, bad example.

SEINFELD: And last time Jeremy posted his Black vs. White article on facebook about the Notary manual, people had an online riot and posted hundreds of angry and hateful comments about it when the article was not disrespectful at all. What gives? They could have a polite way of voicing their opinions instead of having a riot all throughout Facebook, Linked In, and whatever online networks will be created in a decade or two.

FLO: Or three. It’s the seventees where we are — at least for now. We’ll have to work our way into the 2000’s.

GEORGE JEFFERSON: Yeah, that’s the key word…. work! If it requires work, you’ll never get there!

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You might also like:

Black Notaries vs. White Notaries – Comedy Edition
http://blog.123notary.com/?p=17455

Notary Psychic Tarot Card Reading
http://blog.123notary.com/?p=19126

Notary Jail
http://blog.123notary.com/?p=19666

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July 26, 2018

Unfriendly cities are the best place to get work done

Filed under: General Stories — admin @ 9:33 am

I remember when I was in my late teens and early twenties, I wanted to socialize a lot. There was no end to the quantities of people I met. Unfortunately, I could count the quality friendships I had on one hand, but I guess that is true for most people. Perhaps I would have done better at school if I had focused entirely on school and not on parties, etc. But, on the other hand, ever since I graduated, the opportunities to socialize have almost completely dried up and it has been desperate and lonely. I got so lonely I wanted a second job doing wine tasting so I could meet cool people. But, I don’t know enough about wine to do that job (although I could read up.)

In any case, I noticed that my work like did well once I moved from Massachusetts to California. As a child, Massachusetts was a friendly place. Many people were mean, but at least people talk to you in their own crass or snobby way. New Yorkers are also friendly and often crass. But, in California, the small talk is limited, and over half the people I meet are not strong in English which is yet another reason why I am lonely. It is hard to find friends here and hard to get together with friends if you have them because everyone is so busy and traffic is so horrible.

But, I noticed that I got a lot of work done here as a result of having limited social opportunities. I work seven days a week, succeeded in business, and do my daily walking. The doctor says I lost 14 pounds in the last year since I saw him last. Must be all the walking that I do rain or shine, not to mention regular salads, although I don’t have salads every day. Maybe this year I’ll lose 50 pounds and walk a lot more. I like feeling healthy.

So, if you want to get work done, move to a city where people are downright unfriendly. Los Angeles takes the cake in this regard. I have never seen a more unfriendly group of people. Even in Germany I had more quality conversations than here, and the Germans are by far the most unfriendly and frigid bunch of people I have ever seen. But, I guess in German culture, they don’t bother with inconsequential small talk like Americans which I am culturally accustomed to. They either have a meaningful conversation or none at all. Ouch!!!

However, if I retire or slow down, I would consider moving to New Mexico where I feel more connected with the people and the spirits.

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July 25, 2018

My best 100 days and Carmen’s worst

Filed under: General Stories — admin @ 9:32 am

I remember right after Trump was elected, Carmen was so unhappy. Why did she love Obama so much? Obama took me for thousands of dollars on health insurance. I never bought health insurance and was fined thousands. That seems to be robbery to me. So, Obama is out and Trump is int. I was happy at first when Trump took over, but his presidency has really affected the whole dynamic of America. People behave differently now. Some people have gotten more aggressive and others are cleaning up more swamps.

My decision to clean up the notarial swamp happened simultaneously with Trump’s election. I’m not sure if my decision was consciously affected by him, but it did happen at the same time. I want all Notaries to know what they are doing. That is the main thing.

I have also noticed that there is more of a labor shortage in Los Angeles. I don’t know if people have been leaving the country, or have been deported or what. Getting good kitchen help and good Thai massage never used to be this hard.

I think Trump needs to have a proactive immigration policy. Rather than focusing on deporting people, focus on bringing in who you like and then the others will have fewer job opportunities and leave on their own. Giving more work visas to people makes sense. Why force people to break the law just so they can make a living by making legitimacy so difficult or impossible? Getting a five year visa for labor needs to be a lot easier as we have a labor shortage around here.

Additionally, under Trump, there have been a lot less Notary jobs, and my business has not made as much money. We are still in business, but not doing as well as before.

I cannot say in the long run if we are better off with Trump, but in the short run things have changed in many ways. People have changed, the Notary world has changed, and the labor supply in Los Angeles has changed. Maybe I need to wait to see how things are in the long run. But, people have so much hatred for Trump — and I feel a lot more hatred these days by the way in general, that he will have to turn his image around or he will not win a second term.

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You might also like:

The story of 123notary
http://blog.123notary.com/?p=710

Carlette’s signing story
http://blog.123notary.com/?p=19020

Reviews that tell a story
http://blog.123notary.com/?p=19018

The history of 123notary
http://blog.123notary.com/?p=17458

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July 23, 2018

What is the secret to Carmen’s success?

Filed under: General Articles — admin @ 9:47 am

Carmen is one of the best Notaries out there. I taught her when she first began after she had studied from one of those other well known companies and found that their teaching materials were inconclusive. Please let me take a bow — thanks. Carmen gained knowledge throughout the years only to become probably one of the top ten finest Notaries in the United States (not including Guam or Puerto Rico.) In any case, Carmen didn’t get the knowledge she has by snoozing. She studied, and continues to stay up to date on her reading.

She makes $150 to $300 per signing and gets lots of offers. But, most Notaries who lack skills get $60-90 per signing. Don’t you think it makes sense for you low paid Notaries to get it through your head that mastery of skills and good communication and business etiquette is the secret of Carmen’s success? Don’t you think you could emulate what works and do it too? Refusing to have Notary knowledge is not the secret. Claiming to be great while failing Jeremy’s quizzes doesn’t cut it either.

Mastery requires teaching and studying and taking things seriously. Reading the documents at signings to be intimate with what they are about is part of it. Most Notaries ignore the documents, claim to be very “familiar” with them, yet cannot give accurate answers to questions about them.

Mastery is the difference between averaging $80 per signing and getting very few and getting $200 per average signing and having regular work. The fact that most Notaries don’t get paid enough is because most Notaries do not know their job well at all and are remarkably unpolished. The solution is in your hands. You could join the ranks of the elite. The problem is that most Notaries do not want to.

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You might also like:

$300 in 13 minutes – how Carmen cleans up in the Notary business
http://blog.123notary.com/?p=19284

Winging it as a Notary
http://blog.123notary.com/?p=19644

From 3 jobs per week to 3 jobs per day!
http://blog.123notary.com/?p=3940

$10,000 a month on a bad month
http://blog.123notary.com/?p=3891

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July 20, 2018

What is a four letter word you have to use in the presence of a Notary?

Filed under: Best Humorous Posts,Humorous Posts — admin @ 9:51 am

Here are some questions to jog your memory.

What is a four letter word you use in the presence of a Notary that you don’t use in an Acknowledgment?
Oath

What is a five letter word meaning to put your stamp’s impression on a piece of paper?
Affix

Which Notary act has no signature and no God?
Affirmation

Which Notary act does the principal signer not need to show up?
Proof of Execution

Which Notary act makes you prove that the principal signer was executed?
None, but sounds like a proof of execution.

Which Notary act does not required signing the document in the presence of the Notary Public?
Acknowledgment

Which Notary act has a signed document as well as an Oath or Affirmation?
Jurat

Which profession has their clients swear without using any profanity?
Notary Public

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July 19, 2018

Attila the HUD

Filed under: General Articles — admin @ 9:49 am

There was was a fierce Mongol named At-tila the HUD. He got so out of control invading different lands, that finally the governments of these different places got together and decided to create a new document called the CD. At-tila was furious once he got the disclosure. Then he died. But, it is estimated in areas that were invaded by the Mongols, at least 3% of the population has a male blood line going back to At-tila, and a prepayment penalty to prove it.

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July 18, 2018

I heard that someone lost their Fidelity approved because

Filed under: Marketing Articles — admin @ 9:48 am

I heard that someone lost their Fidelity approval because they forgot to bill a Lender? I guess if you forget a critical step in a transaction, that could be grounds for dismissal. I do not know exactly what happened. I heard some hearsay and decided to write about it to see what the feed back would be like.

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