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August 16, 2019

Confessions of a Notary

Filed under: Other Guest Bloggers — admin @ 11:35 pm

Notary, Jean, walks into a confessional booth, shuts the door and sits down. The PRIEST
begins with the sign of the cross.

JEAN: Forgive me Father for I have sinned. It has been about 3 years since my last confession. Ooph, where do I begin?
(Silence.) Okay… I have lied, a lot, for my job.

PRIEST: How so?

JEAN: Well, I backdated a document for a client–big no-no. I often don’t check ID’s in meetings with clients. Oh, I tried to help this poor girl with a document. Her mom was so sick that she couldn’t make it to the appointment, so I didn’t witness her signature–but though I know that’s wrong, I think Jesus would be on board with that one because I was helping someone in need. Granted, it was her mother’s will…Oh SHIT! I don’t think her mom signed that…FUCK!

PRIEST: Excuse me?

JEAN: Oh, and I cussed during confession…Sorry.

PRIEST: You must be a notary.

JEAN: Yeah. I am.

PRIEST: I absolve you of your sins. You may go.

JEAN: goes to leave.
If I could offer some advice?

JEAN: Yes.

PRIEST: Maybe follow the law, and you know, not commit fraud for people.

JEAN: Right. Thank you, Father.

JEAN leaves. Another PERSON enters.

PRIEST: Before we begin, what is your profession?

PERSON: Notary?

PRIEST: Oh gosh. Let’s begin in the name of–
End.

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July 23, 2019

How to choose a Lawyer for your legal needs

Filed under: Other Guest Bloggers — admin @ 8:41 am

Choosing a lawyer in this day and age is very tough as more people start to put up their portfolios and work experiences online. If you are looking for a lawyer to pursue a legal case, it is imperative that you go through a series of different checks before making your decision. Law is a very sensitive field and one that requires the attorney to have hands- on experience of handling a case. In this article, I will guide you through some important things you need to keep in mind when hiring a lawyer.

Ways to choose a lawyer:

1. Check his/her experience
Experience is the first requirement of this field. Don’t choose a minor to fight your case. Keep in mind that people who have hands-on experience of dealing cases in courts know it all. A newbie will not be able to navigate your case the way you would want it to. If you are hiring Bergman Legal lawyers, you can easily consult the company to check the experience of the attorney. Once you are satisfied with the working experience of the lawyer in the category you are looking for, make your decision.

2. Check social media profile
Most people have active social media profiles through which they contact their customers. In this day and age, with social media platforms such as Facebook, LinkedIn, Pinterest, YouTube; you can easily confirm the veracity of the services of a
prospective lawyer. Read customer reviews and precisely look for bad comments to check what went wrong. Some attorneys even have personalized websites dedicated to them through which you can register for their services conveniently.

3. Approachability is must
Don’t confirm an online deal without meeting your attorney. Keep in mind that the nature of some cases is so intense that frequent meetings need to be positioned between the
client and the lawyer. Don’t confirm the deal unless you haven’t met the attorney in person. Meeting him/her will also give you an idea about professionalism and work. Hire an attorney who lives close to your house or at least within the same city. If you hire a remotely located person, chances are very high that you both might engage in a verbal spat near future.

4. Ask for the fees payment mode
Everything that you discuss with the attorney must be written down. Nothing should be verbal. Especially the fees payment criteria should be written down so that there is absolute clarity between the two parties. Hire the person whose fees is in adherence to your budget. Hiring a highly paid attorney is going to get you in trouble if the money is
not paid on time. Also, confirm the payment mode in time. Ask the other person for installments if you can't pay the full fees in one go.

5. Conduct a background check
This is the most important thing that you need to do when choosing an attorney for your case. If you are hiring somebody through a registered firm, you will easily be able to get every detail of the person out on the paper. However, if you are randomly hiring a person online or after the first meeting, you will need to conduct a background check. This can be done easily. Just contact some of the previous clients who worked with the attorney.

Conclusion:
Lastly, when you are sure about a person’s ability to handle your case, just stick to our decision. Treat him/her well and speak your truth to that person.

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5 Ways To Protect Yourself At a Construction Site

Filed under: Other Guest Bloggers — admin @ 8:38 am

If you are reading as working labor, then you’ve landed on the right spot. Keep in mind, when people are involved in physical work at the site, there is always a risk of getting severely injured. Whether you’re an architect, a worker, a machine operator, or anyone, the chances of getting in any sort of trouble will always be there. There are many things that you can do to protect yourself from any kind of physical damage. In this article, I will guide you through some of the important ways with which you can take care of yourself. Don’t ever think that you are in complete protection within the parameters of the site. You have to invest yourself in making sure that no damage is caused to you.

5 ways to protect yourself:

1. Always wear a hard hat
It is very important to wear a hard hat at a construction site. This is because the ground is uneven and there is always a chance that you might fall. Therefore it is crucial to wear it. Just like you wear a helmet while riding a bike to protect your head from an injury as a result of an accident, the hard hat does the same function. Hard hats are usually yellow in color, and they are very hard in texture. Be it any designation you have; a hard hat is must to wear.

2. Wear a face mask
Most of the construction sites have a lot of dust, which can make breathing very difficult. A face mask is crucial because it lets you breathe easily without worrying about inhaling the dirt particles. The face mask is crucial in places where bombardment of old sites and buildings takes place. A face mask will also protect your skin from getting damaged. People who work in excavation sites, mandatorily wear a face mask; otherwise, they develop severe breathing difficulties.

3. Keep away from naked wires
There is always a right of getting electrocuted at construction sites because of so many machines around. Not every site is going to have top-notch machinery in place. Naked wires are always a major part of the problem that Is caused at the end. As a worker, it is crucial that you stay away from them. Even if you are operating a crane or electrical machinery, always wear gloves that don’t allow electricity to pass through. In case of an emergency, inform the people around so they can come to help.

4. Wear sturdy work shoes or boots
You would have seen workers wearing big boots at construction sites for sure. The irony is that these boots protect the feet from the scorching heat of the sun and also from the rocks that are usually scattered on the ground. Long boots can protect your toes at work. Many people who often overlook this caution, run in problems where their feet even get badly hurt with equipment at work. Therefore you better be careful about what you are wearing to work.

5. Avoid standing between two hefty machines
You will easily get caught in between two machines if you are standing in the middle. The severe possible form is that it could potentially result in death even. If you get in any sort of trouble, then contact Reck Law, PLLC for assistance. They help workers who get injured at work and get them their compensation too. Never stand too close to a crane.

Conclusion:
As a worker, it is important that you take care of yourself and know your rights. Construction sites always have a lot of risks associated with them, so it is better to do your homework before beginning work.

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July 12, 2019

Forex Investment for Notaries: Tips and Tricks

Filed under: Other Guest Bloggers — Tags: , — admin @ 9:50 pm

Forex Investment for Notaries: Tips and Tricks
Having a strong investment portfolio is more of a necessity than an option, especially when you are working fulltime as a notary. While there is a high demand for notarial services thanks to today’s market condition, it is still necessary to work towards securing a better future – and generating residual income along the way – with a strong portfolio.

One of the investment instruments you can use to strengthen your portfolio and generate more profit is forex. As one of the more robust investment instruments, forex trading offers plenty of opportunities to make money with its active, lively markets. You just have to know how to approach this investment opportunity correctly, and we have the best tips and tricks to get you started.

Do It Yourself
The best investments are the ones you manage yourself. This is because you retain complete control over how you invest your money, particularly in the forex market. It is easy to add day-trading into your daily routines. Now that forex trading platforms are available for more devices, you also have the option to trade anywhere and at any time.

Before jumping head first into the forex market, however, you need to take your time and master the basics. That brings us to our next tip, which is….

Study the Instrument
As an investment opportunity, the forex market is relatively easy to understand. You can go Long and Short – buy or sell – and make money in either direction. You just have to make sure that you are going with the market rather than against it.

Forex investment basics are easier than ever to find. You can turn to
Wall St. Nation for reviews of the best trading strategies and information about trading tips, and details about how to best manage your trading risks are also discussed thoroughly on this site.
After gathering information about the investment instrument and learning more about how to best approach the market, you can easily give forex trading a try.

Start a Demo Account
No, it is not the time to open a live trading account just yet. You want to test your understanding of the market using a demo account. Now is the best time to review some of the brokers you can engage online and compare their service offers.

With the right broker selected, download the trading software from the broker’s main website and choose Demo Account when registering. Configure your demo account to represent yourself as a trader.

If you are planning to make $2,000 in initial investments later in the future, your demo account should have $2,000 in margin as well. With this configuration, you can really test your trading strategy, measure your risk profile, and decide the right time to start trading life with more certainty.

One last tip to keep in mind: only trade with the amount of money you can afford to lose. Even after you have tested your approach and trading strategy, you still need to enter the market with extra care. Apply these tips we discussed in this article, however, and your journey into using forex as an investment instrument will be an enjoyable from the beginning.

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June 9, 2019

Legalshield information from Malka

Filed under: Other Guest Bloggers — admin @ 10:47 pm

How would you like to make overtime money without working overtime? Working for corporate isn’t what is use to be. Consider this, how long would it take you to advance to the top of your company? How long would it take you to receive a bonus? Do you find yourself working 50 hours plus and still living from paycheck to paycheck? Work when you want, your in control of your time!
Come join ment our next Business Briefing.
Call: (619) 371-8067 Malka

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May 10, 2019

Lessons Learned from 10+ Years in Investment Banking and How I Used That to Start My Notary Services Business

Filed under: Other Guest Bloggers — admin @ 9:25 pm

Lessons Learned from 10+ Years in Investment Banking and How I Used That to Start My Notary Services Business.

Working at a prestigious investment bank in the mortgage sector seemed to be the role that I would continue with until retirement. That’s the way it was in that industry, each role was extremely competitive and once you finally received a full-time job at a well- known firm, it all seemed to be smooth sailing after that. We had used mobile notaries all of the time at my role with the bank and it never even crossed my mind that I’d end up running my own business in this space.

After 12 years with the bank, I felt that I had accomplished all that I had wanted to and that it was time for a new challenge. It wasn’t until I had my own bad experience with a mobile notary that I realized that I can definitely improve upon that and that no customer should feel that rushed/stressed out in an already difficult situation. After completing a refinance on my home, we had a notary come to help with the closing documents. The best ways to describe the experience would be disorganized, rushed, and overall just frustrating. That was when it clicked – I’ve seen this before time and time again from other mobile notaries.

I did the research and learned exactly what I would need to do to start my own business and obtain the proper licensing in the notary services field. It wasn’t easy to leave such a safe job and at such a prestigious firm, but I knew I could greatly add value to the customers I would work with and I would guarantee that none of my notary services clients would ever get that awful experience I had seen time and time again.

What are some of the main lessons that I took away and have helped me continue to grow my mobile notary firm here in the Phoenix, AZ area? First of all, I saw the stress and the anxiety that went into the moments that mobile notaries were needed. These major milestones should not be treated lightly. When done correctly and when treating clients with patience and the respect that they deserve, it’s an amazing experience to be a part of putting their minds at ease. To be a part of that excitement when someone purchases their first home and need to finalize all of the documents to the difficult times when someone needs to notarize a medical power of attorney for a loved one. It is our responsibility to be professional and caring. I see this as the most important principle, and this is what continues to lead my business to be able to help add value in more people’s lives.

Secondly, I saw the importance of being precise and timely in the notary services field.
The difference between a successful and unsuccessful house closing or refinancing can come down to issues with the paperwork at the last minute. It is a notary’s key role to be able to prevent fraud and other issues that may come up as an added layer of security for both parties involved in a transaction. In a world where scammers and fraud run rampant, adding in an unbiased third party can be a huge value add to the whole process of various legal documentation signings.

Finally, and this lesson learned applied to every job and role that I’ve had at various companies – go above and beyond for your clients or your colleagues and you will see that level of trust and respect pay off throughout your career. One of the main reasons why I run my business with the flexibility to work on weekends and other hours that the competition will not is that I know that unexpected issues always come up and it’s my duty to be there for my clients when they need me. It’s not uncommon to have to drop everything I’m working on and rush over to help a client out with their loan signing needs, as they’ve come to expect that level of service from my business.

Although it was intimidating at first and doubts came up, leaving the investment banking world behind was one of the best decisions that I’ve made in my life. Instead of being bound by processes and procedures, I now have the flexibility and freedom to run my business the way that I know offers the most value to my clients. Leveraging the 12+ years of experiencing in the mortgage field really helped me see the huge opportunity that there was in the notary services space and I’m excited to continue to grow my business and help those in the Phoenix area.

Shannon Winter is the Owner of Shannon’s Notary Services
(https://shannonsnotaryservices.comhttps://shannonsnotaryservices.comhttps://shannonsnotaryservices.com/) and helps clients in the Phoenix metro area with all of their loan signing needs.

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May 2, 2019

How to choose a malpractice lawyer?

Filed under: Other Guest Bloggers — admin @ 8:33 am

How to choose a malpractice lawyer?
Ever wondered that you could run into danger even after hiring a lawyer? Yes, this does happen. Sometimes lawyers make mistakes which have serious repercussions for the clients. This scenario is acknowledged as malpractice. In medical terminologies, malpractice is defined as an issue that is caused by a doctor’s or medical staff’s negligence to the patient. It could be a simple mistake causing great damage to somebody’s brain and even death.

What is legal malpractice?
Legal malpractice is defined as the damage caused to the client in the pursuit of a lawyer lending his/her legal services. A very basic example of a mistake is a lawyer missing out on filing papers in the court. However, malpractice is not just limited to simple mistakes; it could also be inclusive of the breach of contract by the lawyer who has been appointed by the client.

How to choose a malpractice lawyer?
Choosing a malpractice lawyer becomes imperative when major damage has been done. However, it is better if you choose one who has sound reviews. Let’s go through some of the simple steps to locate a malpractice lawyer:

Consult your current lawyer
If you are already working with a lawyer on a different case then always ask for a referral. People who are in this profession will be better in guiding you through the process. In case a friend or a family member has pursued a malpractice case in the past then that’s the best hand for you.

Consult legal sites
Go for registered and verified sites. Search engines do help but can also make one run in trouble in case a fraudulent website is consulted. You can consult Seattle malpractice lawyers for top-notch services in this segment. In case you are skeptical about a website then immediately take it down from your list.

Don’t forget to contact the legal bar association of the state
Instead of hovering over the entire country, look for the legal association in your state. Just as contacting the head office is better than contacting a franchise, registering a call in the official department is wiser instead of contacting many firms in the business. The state department will be able to tell you about the people who are legally registered to help you.

Always look at the portfolio
Don’t make a choice imminently. You already wasted a lot of money in bagging a faulty lawyer in the past. This time it’s important that you go through the work history of the prospective lawyer or the firm. Don’t overlook customer reviews if you’re going through the official website.

Interview the prospective lawyer
You can easily judge your lawyer by having a one to one conversation with him. You can easily judge if he’s here to help or just to looking forward to shredding lots of money from your pocket. Talk about your case and ask the person for previous work experience.

Make an Agreement with the lawyer
Everything written in the note will always be a good reference. Don’t commit anything verbally. You don’t know how time will take to you forward. It is better to write everything down in the agreement. Don’t keep any bit of skepticism in mind and ask everything.

Sign the contract
Be confident and move on. Sign the contract after reading everything that has been typed. Make sure that fee and everything have been jotted down with much clarity.

Lastly!
We hope that you get a suitable malpractice lawyer this time. The only thing is that some wise decisions need to be made in terms of getting back with the legal procedures.

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April 26, 2019

5 Benefits Of Notarizing Your Business Documents

Filed under: Other Guest Bloggers — admin @ 4:25 am

The government does trust the notary public, so their signature or seal is a valid sign of document reliability. Below are a few reasons why you need to have a notary public present when you are signing your essential business documents:

Your contracts become ‘self-authenticating.’
Under the Federal Rules of Evidence, a contract with a notary public’s seal is considered to be self-authenticated; meaning that in the case of a case, the witnesses who signed the documents need not appear in court to verify their signatures. This saves plenty of time, money and acts as a huge convenience in the witnesses favor.

They ensure that your documents are signed under the right circumstances
Technically, the notary public notarizes your signature, not the documents themselves. They are reliable witnesses to the fact that the person whose signature is on the document in question is indeed the one who signed it. They also ensure that the person who signed it was of sound mind and not under any duress. Again, the notary public has to ensure that the witnesses who sign your documents are within the legal right to do so.

Notarization provides clarity
There are many legal documents now that stipulate the way people go about their lives. A Power of attorney is required by a grandchild to make significant, life-altering decisions for their ailing grandparent, or title deeds to transfer ownership of land. With a notary public’s signature, these documents’ validity can be ascertained to avoid grey areas that cause conflicts.

Notaries ensure that the documents in question are adequately executed
All legally binding documents hold the signer to a commitment, and one of the notary public’s duties is to ensure that the signer fully acknowledges the agreements and obligations. For instance, for a will to be valid, it needs to include the signature of the testator, and those of two witnesses, plus a QLD probate process to facilitate execution. Yet, some states will require that a will be notarized for it to be valid. Again, if disputes are litigated, it is crucial to have a notary present. A court considers sworn affidavits as valid if they are notarized.

Protects you from fraud, identity theft, and other kinds of crimes
Having a notary public present during the signing of your documents provides you with the safest possible fallback plan, if not a prevention plan in the case of forgery and other serious white collar crimes. In this age of technology and sophisticated forgery schemes, you cannot go wrong by having your documents notarized. Notarization is now a major risk management tool for all kinds of businesses.

Conclusion:
Many people avoid notarization services because they are an added expense and may take time. However, with e-notarization, you get quick and more convenient services to keep your business documents risk-free.

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April 1, 2019

Why Is It Worthwhile to Notarize a Will?

Filed under: Other Guest Bloggers — Tags: — admin @ 8:16 am

Why Is It Worthwhile to Notarize a Will?
Notarization is also known as notarial acts. This is a three party process conducted by a notary public which includes record keeping, vetting and certifying. This is the official procedure taken to prevent fraud and also assure parties in the transaction that the document, in this case, the will being notarized is authentic. Not only the will but banking transactions documents should be notarized too.

By signing a will, one specifies how they want their property distributed after their death. This process is called probate. Whereas some states do not necessarily require notarization of wills, notarizing a will might speed up the probate speed. The question you and I might be having is, why is it worthwhile to notarize a will? Let us explore.

In most countries, a notary is carried out by a notary public who in this case acts as an eyewitness in discharging restrictive fraud activities connected to your will. There is also an act that governs such duties. He can direct oaths and witness swearing by deponents for affidavits. It is also believed that a notary can also act as an arbitrator.

Who Is Supposed To Notarize?
Notarization can be conducted by a practicing lawyer who has experience of at least 7 to 10 years. Also, an individual who has served as a judicial service member or has served under central or state government and whose position required specialized knowledge of the law is also qualified to become a notary.

Benefits of Notarizing a Will
Prevents future frauds and identity theft
George Sink urges that a notarized will help to verify that you are the one signing your will. This will help you, the owner from future frauds or identity theft in such a way that no one else can present or produce a forged will.

Notarizing your will prevents the owner from unpredictable fraud cases. This is because regardless of what the other party produces, your notarized will affirms you as the sole owner and that, can never be challenged.

Notarizing your will furthermore affirm to the fact that all the signatories are real and authentic. It also shows that genuine people signed them and that the will itself is not fabricated.

Helps Protect the rights of the will
A notarized will which has been fully certified by a notary public also aids in protecting the rights of the will. Furthermore, to avoid further and possible court proceedings, it is rather advisable for individuals to notarize their will.

Prevent court rejections
In some cases, notarizing a will is mandatory. Some lawyers argue that if you do not notarize your will, its validity in future might be questioned which might even lead to court rejections, in case there is a case and your will has to be produced. To avoid all this unfolding saga, it is advisable to notarize wills early enough.

The signatories do not necessarily have to testify in court
Another reason why notarizing your will is worthwhile is the fact that the signatories do not necessarily have to testify in court to authenticate their signatures. This saves a lot of money and time from both parties. Notarizing your will, therefore, serve as an enormous strategic advantage in the lawsuit.

Conclusion
We have discussed throughout the article what notarization is, who executes it and why is it a suitable procedure. All we can say is that notarizing your will is just a formality that should be implemented when signing your will. A notarized will assures the legal authenticity of an individual’s signature and identity whereas without doing so, a person cannot claim ownership of that particular will; therefore, notarization of a will is crucial.

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November 21, 2018

12 questions to ask for hospital notarizations

SAFETY TIPS AND 12 QUESTIONS TO ASK FOR HOSPITAL NOTARIZATIONS:
I get calls frequently for Notarizations in Jails and Hospitals.
This blog will focus on things you must do to protect yourself from lawsuits and damages when you get a desperate call to go out to a hospital to notarize documents to be signed by a patient, moistly a Power of Attorney. The phone call invariably comes from the child who has a parent admitted to the hospital.
What do you do as the Notary when the person calling says they will pay you whatever you charge as your mobile fee? Remember Rule #1: It is not always about the money. It is about your ability to follow the Notary laws and perform your job without taking short cuts.
The following list of questions is a short summary of the steps I have actually taken when I got such a call.

1. What is your relationship to the patient?
2. Do you have any other siblings or relatives who have a beneficial interest in the transaction?
3. Is the patient conscious? Coherent? On any medication?
4. Does the patient have a current valid ID with him or can you make it available when the notary arrives at the hospital?
5. Is the patient able to sign his name without any help?
6. Does the patient speak English and can he understand and answer simple questions coherently?
7. Does the patient have an attending physician and a Nurse assigned to him?
8. Do you have the number to the attending physician and nurse because I need to talk to them to get an accurate idea of the health and overall condition of the patient?
9. When can I talk to the patient directly by phone with a nurse present in the room?
10. What type of document are you having notarized?
11. What dates and times work for the patient?
12. My mobile fees are _____ and $15/signature notarized. After I get there if I make the determination that the person is unable to understand anything I ask him or is being forced to sign, I will not be able to notarize the document but will still charge you my mobile fee for coming out based on your representations over the phone. Are you okay with that because I don’t want to get into any arguments after I get there?

Believe me there has been more than one occasion I can recall where I had to leave without notarizing a document because the patient was unable to understand anything I asked, was incoherent and simply could not sign or even hold a pen to just mark an “X”. It is better to walk away from a Notarization where you know instinctively that it is wrong because the signer is not aware of what he is signing and inevitably you will end up being a party to a litigation by interested parties who believe that the Notary failed to take into account the coherence and soundness of mind of the signer at the time of the Notarization. This would invalidate your notarization and worse yet force you to pay legal expenses to defend yourself. Is it worth it? Absolutely not!

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You might also like:

The carrot, the stick, the notary, and the bag
http://blog.123notary.com/?p=3951

When to ask for ID over the phone & fees at the door
http://blog.123notary.com/?p=15282

A tale of four notaries at hospitals
http://blog.123notary.com/?p=463

Hospital Notary jobs from A to Z
http://blog.123notary.com/?p=76

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