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January 29, 2022

My date with Jeremy

This article was originally published in 2013.

He was striking and utterly took my breath away–like a traffic accident. I couldn’t take my eyes off of him. He had deep, penetrating gray eyes that seemed to notice everything. His shirt was the color of numbers.

We got out of the car at the restaurant. He took the ticket stub the valet handed him and scrutinized the numbers. “These add up to 33, an excellent number for business,” Jeremy noted. “I hope my good fortune extends to this restaurant as well. Let’s go in and see what’s on the menu.”

The sign above the entrance said Le Jurat.

“How did you pick this restaurant?” I asked.

“I have an algorithm for restaurants,” Jeremy said, opening the door for me.

“How chivalrous!” I replied. I was in awe of him, and I didn’t know what else to say.

“I assess the restaurant according to reviews, how they answer the phone, and zip code… and then I try the food,” he explained. “I test the food before bringing a friend here. Sometimes the reviews don’t match the quality of the service provider. In my opinion, good reviews don’t necessarily translate to good service–but I don’t know if you subscribe to that opinion, Sealia.”

As we were being taken to our table, a woman with frizzed red hair like the bride of Frankenstein ran up to Jeremy, tapped him on the shoulder, and demanded–“My password! I need my password! I can’t get in to update my page!”

Jeremy looked her in the eye and said sternly, “I’m having dinner. I emailed you your password three times in the last few months. You need to request it by email. Not now.”

I wondered exactly what the woman was talking about…and whether this man ever had any time to himself.

The decor of Le Jurat was elegant, parchment beige with traces of pink and gold, and there was no waiting line, yet the restaurant was full–an amazing combination for a Saturday night in Los Angeles. On all the tables, a little sign next to the placemats read, “Customers who subscribe to our newsletter have sworn by us…” The music playing in the background was “I Swear” by John Michael Montgomery…

“When I was choosing restaurants,” Jeremy said slyly, “it was a choice between this place and a Christian Korean place called the Hyung Moon Temple where the signature dish was Stained Glass Noodles.”

I laughed. “So tell me about this business of yours,” I asked. “What exactly do you do for notaries?”

“I provide advertising, education, and entertainment for notaries–visit us on Facebook! I also use algorithms to assess the notaries’ performance and knowledge.”

“I didn’t know Al Gore had rhythm,” I smiled and nodded.

“I didn’t know he had rhythm, either.” His phone rang. “123notary, this is Jeremy” he stated automatically.

“It’s Vicki from Hyung Moon,” he said aloud; “Sorry, Vicki, I have to cancel…I will not be able to make it this evening. I wish to rescind.”

He hung up quietly and said, “I kind of double booked…”

He was just about to smile again when the phone rang–again.

“Hullo,” screeched a voice.

“123notary, this is Jeremy.”

“Are you a notorizor?”

“I used to be a notary but I’m not anymore. Please look on 123notary. I’m the site administrator. Please call a notary on the site. Have a nice night. Goodbye.”

Again the phone rang,
but this time, he glanced at the number and said, “I’m not going to answer now because I’m with you, but I’ll have to call them back in exactly one hour and 56 minutes. That will be the best time to speak with this person who wants to take a phone test. I remember their number and the exact time they said would be optimal to call. That gives us enough time to have our meal and a dessert…before we go to FedEx to finalize the date,” he said, focusing on a tiny spot on the tablecloth.

“FedEx?” I said. “Why FedEx?”

“That’s where my dates always end–at a FedEx drop box.”

We tried to catch the waiter’s attention. “Hey–the waiter didn’t even acknowledge us!” Jeremy quipped. “Do you think our waiter will personally appear before us? I would like to order the Soup du Jurat…and a Certified Angus Burger…I like this restaurant because it’s 24 hours…although they don’t answer the phone after 11…if you want late-night service you have to call before 11… ”

I decided on the Rack of Lamb. “Is that a dual rack or a single?” I asked the waiter, who had finally appeared.

“Well, technically it’s a single rack….but we put in a separator program…so the legal size chops can go on a legal-sized plate.”

“If I don’t like the entree, do I have the right to cancel?” Jeremy demanded.

Finally the waiter delivered the food–and not a minute too soon.

“This lamb is delicious!” I said.

Jeremy ate his certified burger. “This stuff is as good as Kobe beef!” he replied.

“So what is it really like running 123notary?” I asked.

“It’s like dealing with a series of situations that never end,” he said.

“So it’s like marriage,” I said.

“That’s a good analogy. Trying to get people to do what they’re supposed to is like separating ribs. I need people to answer their phone, or write their Notes. They don’t all do it.”

“So it’s like a cross between babysitting and marriage…”

“Another good analogy! We’re really on the same page here. Would you like to have dessert at Le Venue down the street?”

“I’d love to!”

“Waiter, would you bring our settlement statement? Was my appetizer amortized over the life of the dinner?”

The waiter brought the check.

“When is my first payment due?” asked Jeremy.

“In five minutes,” the waiter answered. “The term of your loan is 45 minutes–with no accrued interest. The final payment is due tonight as well.”

“Is my APR different from my rate?”

“They are the same–due to the fact that we are not adding finance charges to your transaction,” the waiter explained.

“I see your point.”

“There are no points– because points would be considered finance charges–and no origination fee,” concluded the waiter.

“This conversation is completely irrelevant, considering there is no security instrument,” said Jeremy.

The waiter returned with the credit card statement.

“What color ink would you like me to sign with, black or blue?”

“Either. Just as long as you are personally appearing before me, I can accept your signature…but I could give you an oath…because I saw you were raising your right hand as you were trying to hail me,” the waiter replied.

“Shall we leave?” I asked Jeremy.

“Let’s go,” he said.

We walked down the street to Le Venue, a Restaurant for Notaries, for dessert.

“What county are we in?” Jeremy asked the hostess.

“Why do you need to know?”

“You always need to know what county you’re in when you fill out a venue. You’re not a notary, are you?” Jeremy told the hostess.

“Is everyone here a notary?” he asked the waiter.

“Pretty much…except the hostess,” the waiter replied.

I noticed the placemats read, “State of California…”

We looked at the menu anyway, even though we were only there for dessert…and saw “Roast Seal with Ink.”

Jeremy considered the mousse for dessert…

“What county is the mousse from?” Jeremy asked.

“It’s not from a county, it’s from a province, sir” the waiter replied.

“Can we get an Alaskan mousse?” …

“How about this dessert made with oreo cookies– what a great raised seal they have!” I suggested.

“Does the seal on the embossed cookie have an expiration date?” Jeremy asked.

“It doesn’t expire until 2015,” the waiter attested.

“How about the analytics dessert? It’s a graph… It’s in the form of a pie graph…”

“Oh, I can’t eat a whole pie…” I said.

“Well, most of the pieces are missing…the anayltics weren’t very good…” Jeremy pointed out.

Jeremy got the mousse, and I asked for the Locus Sigilli Sundae.

“Today is Friday. Do you serve the sundae today–or only on Sundays and federal holidays?”

“We serve this sundae with the oreos every day, sir,” the waiter replied.

The food was perfect.

“I can’t finish my dessert,” I said. Can you finish it for me?” I asked.

“I think we have to get a power of attorney for me to finish your dessert,” Jeremy replied.

On the way out, he went up to the hostess and asked, “Can you validate us?”

“You’re a very nice person,” she told him, smiling.

“No, I mean stamp our parking receipt…Can I stamp it myself? I’m a notary; that’s my thing. Can I backdate it? We’ve been here quite a while…”

“No, sorry sir, we don’t allow that…”

“I enjoyed eating the date stamped on my oreos…” I said, wondering what to expect next.

“I enjoyed eating my mousse…but I would have enjoyed it more if the antlers hadn’t been crushed by the car that hit it in the dark, ” Jeremy laughed. “Can I take you home?” Jeremy asked softly.

“No….just drop me off at the FedEx drop box.”

Tweets:
(1) “Waiter, would you bring our settlement statement? Was my appetizer amortized over the life of the dinner?”
(2) The waiter brought the check. “When is my first payment due?” asked Jeremy.
(3) “Does the seal on the embossed oreo cookie have an expiration date?” Jeremy asked.
(4) The notary asked, “Can I get an Alaskan moose with Russian dressing. They’re our next door neighbors!”
(5) Running 123notary is more like babysitting than you think,
“Did you update your listing? Did you update your notes? Did you renew yet?”
(6) “FedEx?” I said. “Why FedEx?” “That’s where my dates always end–at a FedEx drop box.”
(7) Running 123notary is like a cross between babysitting & a marriage. A bunch of situations that never end!

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My 2nd date with Jeremy
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What are Jeremy’s favorite blog entries?
http://blog.123notary.com/?p=18837

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January 28, 2022

Bartender Notary: A reverse mortgage on the rocks!

Filed under: Humorous Posts,Popular on Twitter 2011 — Tags: , , — admin @ 11:54 pm

This was originally published in 2013.

Signing with the Bartender-Notary: Reverse Mortgage on the Rocks

The bartender notary knocks on the door. “Hi, I’m the bartender notary. I’m here to do your signing.”
“Sure, come right in,” says Joe the borrower.

They go to the dining room table to do the signing. The bartender notary looks around and says, “Hey, isn’t that a wet bar in the back of your living room?”
“Yes.”
“Would you mind if we sat over there?; I would feel much more comfortable sitting over there,” the bartender notary says.
Joe goes behind the bar and asks, “Where am I supposed to sit?”
“No, I’m the bartender so I go behind the bar. you sit on the stool on the other side,” the notary insists.

“Aren’t we gonna do the signing?” asks Joe.
The notary opens his briefcase and takes out a few flasks of non-alcoholic drinks, a tall glass, and a little umbrella. “I’m frustrated, because , when I go to signings, no one ever offers me a drink…maybe after half an hour they might offer me some tap water if I’m lucky…So I decided to turn the tables around…or the counters, as the case may be…and offer the signers a drink. I make my own orange-cranberry spritzer…would you like one of those…or would you like a virgin lemonade? I’ve got everything except ice.”

“Make me a strawberry lime spritzer…and can you muddle the fruits a little? Wait—” says Joe. “Aren’t we supposed to be doing a signing?”
“I’m the bartender notary; I talk bar talk. It’s my trademark to serve drinks and make smalltalk before we do the signing.”
“Ok, I’ll play along,” says Joe.

“How about those Dodgers, Joe? Who are they gonna trade?”
“Well, right now, I’m ready to trade notaries—if we don’t get started with the signing right away.”
“Ok, let’s do the signing,” the notary shrugs.
“Actually,” Joe says, “my reverse mortgage was on the rocks since the beginning of the application process, so I decided to go for a refinance– straight up.”

“Ok,” the notary says.“Your first document is a Deed of Trust. May I see some ID, sir?”
The borrower says, “What, I don’t look over 21?”
“Just a precaution, sir.”

The bartender notary opens his journal and begins to record the types of documents, the patron-borrower’s ID, and the types of drinks served at the signing.

The notary says, “This is your Deed of Trust. Your loan amount is right here; please initial all pages of the document and sign on the last page.”

They get to the Note; the notary says, “This is your Note. Your interest rate is 4.5%. The last loan I signed was an adjustable rate mortgage. I asked the borrower if he would like his interest rate shaken or stirred when the adjustment date comes in two years. He didn’t laugh. He didn’t think it was very funny. I’m lucky he didn’t trade me. Maybe it was how I said it…”

Then the notary asks, “So how’s the wife treating you?”
“Oh, I canned her years ago… I have a girlfriend,” says Joe.
“Do you think she will be in need of a bartender-notary anytime soon?”
“No she lives in an apartment. She won’t need to refinance anything in this lifetime.”

“So waddaya think–those interest rates—are they gonna go up or down?” asks the bartender notary.
“Oh, the Fed’s gotta keep it about the same—or you notaries will all be out of a job!”

“Next, we are going to look at the TIL. This is your Truth in Lending disclosure. Your APR is right here. So are we going into Iran? Whaddaya think the chances are that we invade Iran?”
Joe the signer looks at the TIL and says, “I’d give it about a 4.97%… Hey, I thought we’re not supposed to talk about politics at the signing?”
“That’s my trademark, I have to talk about politics because I’m the bartender notary… that’s what bartenders talk about. Would you like some bar snacks? We have peanuts, wasabi chips … Did you hear about LAX Vineyards new wine blend? It’s a cross between a cab, a merlot, and a shuttle. It’s very popular with bartenders. Did you hear about the wine documentary from Ireland? It’s called Cork Uncorked… There’s a special kind of wine for a signing… Did you hear about the Reverse Mortgage Cabernet? It’s rich in tannins and has two subtle notes…black cherry, and a hint of cocoa…and a smooth finish…assuming that we don’t have to call the lender.”

Joe asks, “What’s next?”
“The next document is your HUD.”

They go to the HUD. Joe the borrower asks, “Oh, so is my strawberry lime spritzer documented in the HUD?”
“Yeah, I think it’s right there under the termite inspection…Let’s just sign the rest of these documents; I have to close up soon…Last call,” says the notary.

They finish signing the rest of the documents.

The notary takes the borrower’s copy of the Deed of Trust and places it next to the signed Deed of Trust. Joe looks at it and says, “There are two Deeds of Trust. I’m seeing double. I thought that strawberry lime spritzer was non-alcoholic…”

“No! These are your borrower’s copies. Are you gonna be ok—or should I call you a cab?”
Joe: “I’m already home…I live here.”

Tweets:
(1) I’m frustrated because when I go to signings, nobody ever offers me a drink!
(2) Bartender notary prefers to do his signings sitting on stools near the wet-bar.
(3) I’m the bartender notary; I talk bar talk. It’s my trademark to serve drinks and make smalltalk before signing.”

.

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Compilation of posts about Notary etiquette
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January 25, 2022

Vampire Notaries: 24 hour service

This was originally published in 2013

It was a dark and rainy night.
A couple called a company called Vampire Notaries for a late night signing.

The company’s motto was:
“We are part vampire; We provide 24 hour service”

They were going to sign a simple affidavit. The couple thought the business name of the notary sounded romantic in an erie way. In any case, the vampire(s) showed up a the appointed time.

It was 2am on a rainy night. There was thunder; There was lightening. The couple was cozying up next to the fireplace sipping wine. Then, there was a slow, but emphatic knock on the door. Knock………… knock……….. knock………. Each knock was heavy and decisive, but not frighteningly loud. There was a four second pause between each knock.

Two seemingly normal men in their 30’s were at the door. They both had clean cut hair, and were clean shaven. Everything was normal about these two guys, or at least, so it seemed. The only distinguishing aspect of their appearance was their long black coats. But, it was raining, so perhaps they needed a long trenchcoat, right? Or, was this part of their usual attire?

The couple asked why there were two of them. The answer was, “We like to work in pairs”. The couple gave each other a weird look, and then they asked what was next. Vampire #1 asked to see their identification. The couple gladly handed their drivers licenses over. Vampire #1 stared at the picture of the lady, and said, “That’s a nice picture, you have nice rosy cheeks… you must have good circulation! Do you work out?” Next, Vampire #1 wanted to see the documents. The couple was instructed to sign the documents. Next, it was time for pawprints. Vampire #2 asked for a right thumbprint from the husband. At this point, the wife asked, “Aren’t you asking for a lot? The next thing you will ask for is a DNA sample, a retinal scan, or even a BLOOD SAMPLE.”.

At this point, Vampire #1 exclaimed,
“Funny you should mention that” — and gave a knowing glance to the the other vampire.

Then it was time for the wife’s thumbprint. The husband said to Vampire #2, “You really do spend a lot of time looking over my shoulders and breathing down my neck. Vampire #2 said, “They don’t call us Vampire Notaries for nothing!”. Finally, the wife noticed that Vampire #1 was doing 90% of the work. She asked why one Vampire did almost all of the work. Vampire #2 explained, “I prefer to watch!” — with a delighted look on his face.

After the notary work was all done, the couple paid the notaries. But, Vampire #2 said, “We are not done yet”. The wife asked, “What more could we possibly do?”. Vampire #2 walked over to his briefcase, and whipped out four dixie cups and announced, “It’s time for our midnight elixer!”. Vampire #1 brought a small bottle of sangria, he glanced at the couple’s Anderson Valley Syrah and said, “You are drinking the WRONG type of wine!”.

So, all four of them enjoyed a two ounce sip of Sangria (the Italian word for BLOOD) from their little chalices. After that, the vampires were about to part ways with this young couple. The lady said to the man, “They seemed nice, but that was a little strange”.

Right before the vampires walked out the front door, Vampire #1 whipped out a purple light. The couple saw what these guys looked like in the light, and their eyes turned a very disconcerting color, and their teeth turned color too, emphasizing their fangs.

“Oh my god”, screamed the wife.

“Fare well”, retorted the vampires… and left, with the door making a medium-loud clunk as it closed.

The next day, the couple woke up. Everything seemed normal. The husband brushed his teeth. The wife took her shower. They enjoyed a slow breakfast with all of the usual items. Then, it was time for a kiss before going to work. But, the wife noticed something.

“Fred, What are those strange marks on your neck?”

Tweets:
(1) The company’s motto was: “We are part vampire; We provide 24 hour service”
(2) 2 seemingly normal men in their 30’s were at the door. It was raining, so maybe they needed trenchcoats, right?
(3) Wife: “The next thing you will ask for is a blood sample.”
Vampire Notary: “Funny you should mention that.”
(4) Vampire Notary: “I like your ID picture. You have nice rosy cheeks, you must have good circulation, do you work out?”
(5) After the signing w/Vampire Notary, the 4 of them enjoyed a sip of Sangria (the Italian word for BLOOD)
(6) The day after the signing w/the Vampire Notaries the wife asked: “Fred, what are those strange marks on your neck?”
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January 23, 2022

The Notary, The Mafia & The Fedex Drop Box

This was originally published many years ago.

An uneventful signing
It was a gray Monday afternoon in the first week of November. Kary went to her signing with the Thompsons. They signed the documents without too much reading or complaining. Kary had one other signing after that. When all was done, she made her way to the Fedex drop box. She had a habit of always going to that same drop box. It was near her home, and it felt like a safe place to go at night, being a single woman.

Luckily for her she was nowhere near the San Diego mayor’s office.

The Sopranos were en route to the same location she was
This poor woman’s luck — she ran into someone who was still mourning the loss of the great James Gandolfini AKA Tony Soprano. He was such a fan of the show that he decided to pull a mafioso type move on this poor unexpecting woman. This thug Tony Baritone had been in the drug trade for years, but wanted to step it up a notch. His old M.O. was meeting for the swap in a dark alley, giving them the briefcase, taking the package — you know the drill. But, he wanted to do it more like they do in the movies this time. This was his first attempt at simulating the panache of his television alter-ego.

Just about to drop the FedEx and…
So, this woman was just about to drop her package in the box. Her finger was on the handle of the box. She noticed a large garbage backing up about 50 feet away. She disregarded the truck whose distinctive oder was wafting her way. She put the Fedex in the Fedex drop box, and then proceded back to her car. The garbage truck nearly ran her car off the road as she left her parking space. It was so abrupt, she stopped the car to get out and see what this maniac’s problem was.

The garbage truck backed up
The truck had backed up almost into the Fedex box, and had jaws that clamped the Fedex drop box and tore it from its bearings and lifted it into the truck. The woman started screaming, “What are you doing? Are you crazy?”

Blonde #2 appears
Then another blonde lady appeared out of nowhere who looked almost exactly like the notary. She was the same age, same hair color, and same height, and also had a Fedex package that she wanted to drop. The other lady looked very puzzled. She said to herself, “Wait a second, my instructions were to put the Fedex in the drop box and leave — but, that truck just took the Fedex drop box away!” Blonde #2 (also an unnatural blonde) was unbeknowingly carrying $10,000,000 in drug money that she was to deposit in the Fedex box — which was to be removed by the garbage truck. But, their plan got foiled.

We have to get rid of the witness
The driver said to his friend, “We have two problems — the money is not in the Fedex Box, AND, there’s a witness. We need to get rid of the witness, but I can’t tell them apart.”
His friend said,“You have to look for the roots, real blondes have roots — our blond is a real blonde!”
Driver: “No she ain’t, I’ve seen the broad before, she has a different hairstyle every several months”
Friend: “So, you can tell the two chicks apart!”
Driver: “Not from this distance without my glasses. Let’s get my money first. The broad with the package has the money.”

The mafia chases the blonde
So, the driver and his friend jump out of the truck (which is parked in the middle of the boulevard) and run towards the blonde with the Fedex. The irony is that she doesn’t know that they are the intended recipients of the package because her instructions were only to “Put the Fedex in the drop box”. So, she runs away from these scary people — who are actually her boyfriend’s best friends, and the ones who gave the $10,000 to her boyfriend to pay her to do the drop. Meanwhile the notary lady decides to chase after these scumbags to get them to give her package back.

She loses them and then finds them
In the heat of the chase, she loses them, and then finds them again. The other blonde escapes from these thugs, finds the drop box in the back of the garbage truck, puts it in, and runs away. Meanwhile, notary lady catches up to the thugs, and throws her embosser at them — leaving a raised seal of disapproval (in the form of a bruise) on the now unconscious mafia garbage truck driver’s left temple. The irony of the story is that the character with the concealed weapon is not one the mafia characters, but is the notary who was carrying a stainless steel embosser.

The Notary recovers the loan docs
After that, the driver’s friend ran away and the notary proceeded to the unattended garbage truck to pick up her package. She picked up the highest package in the box in such a hurry, she didn’t realize that she had picked up $10,000,000 in dirty drug money. She gets in her car and drives off with her “loan docs” finally in her possession again. She calls the signing company and lets them know about the problem. Then, she proceeds to her nearest staffed Fedex station — where there won’t be any garbage trucks (let’s hope). She pats the package in glee to have gotten it back after a small altercation. But, she notices a distinct bulge in the package that didn’t feel like loan documents.

But, what she had was not really the loan docs after all
The five seconds after she realized that her loan documents were not in her possession, she saw a large garbage truck driving down the street.

Mental note to self: “Take out the garbage”

Tweets:
(1) A notary bumps into Toni Baratone at a FedEx drop box
(2) The garbage truck tore the FedEx drop box from its bearings and took it away!
(3) “We need to get rid of the witness, but I can’t tell the 2 blondes apart”
(4) The Notary takes $10 million in drug money to the Title company by accident.

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Don’t put the FedEx in the drop box
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More on Snapdocs, the Uber of the Notary industry
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January 18, 2022

Low-Ball Signing Co’s? How to get biz directly from Title

Originally published many years ago

Do you get business from low-ball signing companies? Are you sick of it? Aren’t we all.
Notaries do a lot of reactive posts about bad offers, but look at it from a different point of view. Let’s be proactive instead of reactive here.

First of all, it doesn’t matter how many bad offers you get as long as you get a few good offers.

Second of all, if you have little experience or training as a signing agent, you are not entitled to anything better than a low-ball offer.

Third, consider this. Some notaries are saying that low-ball signing companies need notaries more than notaries need them. I think that if this were true, that no notary would work for them. Yet, notaries do work for them. However, if you have had it up to here with these bad offers, here is a not too sophisticated strategy that can get these guys to stop bothering you.

Take an offer from a low-ball signing company. Do a nice job with a smile. Do all the fax-backs, etc. Then, find out who the Title company is who offered this job to the signing company. Contact the Title company directly and offer them your services directly at a reasonable price.

Keep in mind that signing companies are in business for a reason. If they charge $150 and pay the notaries $60, why do Title companies use them in the first place? Signing companies can take huge quantities of work off the shoulders of Title companies with a 100% reliability rate. They not only supervise the work, but they guarantee that all of thework will get done correctly and on time, otherwise they get fired. But, what if you are a responsible notary who is a better quality notary than what those signign companies use and charge $85 to work direct with Title. Okay, that’s not enough. What about $95? Think about it. Make your offer attractive to Title and you can “steal” some Title companies away from these nitwits who keep texting you! Teach them a lesson.

On the other hand, I do not recommend contacting Title companies directly unless you have signed at least 700 loans, are certified by at least three agencies, and have a very stellar track record. Title companies don’t play around with beginner’s luck — they want professionals!

.

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January 2, 2022

Welcome to the Notary Hotel

Originally posted many years ago

Welcome to the Notary Hotel.

Borrower: “Hello, I’d like to file a formal complaint. The notary didn’t come with a complimentary continental breakfast!”
Clerk: “Sorry about that, but breakfast is only from 6am to 9am weekdays and from 7am to 10am on weekends.”
Borrower: “Also, the notary didn’t sanitize my thumb after thumb printing me!”
Clerk: “Oh, really, I’ll have to write that notary up!”
Borrower: “Aren’t I supposed to get a mint on the top of my loan document stack?”
Clerk: “Hmm, that is part of the Notary Hotel’s branding. I’m really sorry about that.”
Borrower: “Also, the Notary didn’t observe the don’t disturb sign while I was reading the Settlement Statement!”
Clerk: “Oh brother, it’s time we fire that Notary!”
Borrower: “I asked the Notary to give my wife a wake up call when the signing was finished. She fell asleep halfway through the Affidavit of Occupancy.”
Clerk: “It is safe to assume that the Notary failed to give you your complimentary wake up call. Tell me, was there anything good about your signing?”
Borrower: “Well, the Notary gave me some lemongrass moisturizer and a shower cap! I enjoyed those.”
Clerk: “So, there is a silver lining on the cloud next to every shower-head!”
Borrower: “The Notary wanted to kick us out three minutes before check out time while I was reading the automatic payment transfer authorization.”
Clerk: “I’ll add that comment to your file.”
Borrower: “At least I was given two hours of free wi-fi during my stay!”

Clerk: “Did you try out our unique cable T.V. system? You can get 328 complimentary channels including — the signing channel!”
Borrower: “You make me feel like I really missed out!”
Clerk: “Next week we’re having a special. Sign a line of credit while you’re in line for Belgian waffles.”
Borrower: “Oh, you’re going to make waffles for us?”
Clerk: “Not exactly, you stand in line so you can make them yourself. When you think about it, we should be paying you to stay here and stand in line so many times. You stand in line to check in, check out, use the shower for the “equity pool,” and also to make waffles! We’re going to have to do something about those lines!”
Borrower: “You’ve got a point there!”
Clerk: “I’m sorry you had a negative experience. To make it up to you, next time you stay with us, we’ll let you upgrade at no cost to one of our signature rooms, if one is available at the time of your stay!”
Borrower: “If a signature room is not available, I’ll assume that you’ll give me an upgrade to an ‘initial’ room, a condensed version of the same thing?”
Clerk: “Actually, I never thought of that, but we do have digital signature rooms that are also often available. Instead of having a key to the room, you get a password. The welcome mat is a huge signature scanning pad — you’ll love it. Digital Signature rooms come with virtual windows with views of anyplace in the world. The cable T.V. is also very different. Instead of paper-view, it comes with paperless-view because it’s digital.

Borrower: “The other thing that I didn’t understand is that my room key was in the shape of a stamp. Instead of swiping it in a reader like other hotels, I had to affix a digital stamp of my seal on what looked like a scanner. Very perplexing. My notary seal digital key also had commission room number 314 an expiration date of 11am the next morning. I guess that is check out time.”
Clerk: “Well, we like to maintain a notary theme at all times. After all, this is the Notary Hotel. Just thank god we don’t have eight digit commission room numbers on the digital seal!”

For those of you who want to visit the Notary Hotel, we have all the amenities. Swimming “equity pools”, business centers, tennis, movies, and of course an endless supply of complimentary blue pens. All you have to do is fax us an order confirmation and sign in once you arrive! Some people stay here their entire commissions!

Tweets:
(1) The Notary Hotel: Does my notarization come w/a wake up call?
(2) The Notary Hotel is so comfortable, some notaries stay there their entire commission.
(3) Their signing took place at The Notary Hotel & the wife requested a wakeup call after the signing was done.
(4) At The Notary Hotel: they didn’t observe the don’t disturb sign while I was reading the Settlement Statement!
(5) At The Notary Hotel, Showtime & HBO are free, but the Signing Channel costs $40 (not including fax backs)
(6) Check out the digital signature rooms at The Notary Hotel

You might also like:

The sleezy Notary Motel
http://blog.123notary.com/?p=16118

Notary RV Park
http://blog.123notary.com/?p=16121

Notary Hotel 2 — the sequel
http://blog.123notary.com/?p=9887

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December 2, 2011

How much can a notary charge in 2014 / 2015?

How much can a notary charge for a …

Q. How much can a notary charge for a witness signature?
A. The notary can charge whatever your state’s maximum notary fee is if you are notarizing a signature of a witness. Please visit our find a notary page, and then look up your state.
http://www.123notary.com/find-a-notary-public.asp

Q. How much can a notary charge for travel?
A. Most states allow a notary to charge whatever the client will pay for travel, but a handful of states have travel fee restrictions such as New Hampshire, Arizona, and a few other states. Please visit
http://www.123notary.com/forum/topic.asp?TOPIC_ID=4231

Q. How much can a notary charge for a copy of a journal entry?
A. In California, 30 cents per journal entry. However please visit the state notary division website of the state in question for a state specific answers. This type of notary act does not have a fixed fee in most states by the way! Californians are lucky that they get to capitalize on this rare opportunity!

Q. How much can I charge to notarize for an inmate? How much to charge for notary services in Jail?
A. The actual fee for the notarizations is whatever your state maximum fees are. However, travel fees and waiting time fees are whatever you and your client agree on unless you are in a state that has travel fee restrictions.

Q. How much should a notary charge for swearing in a witness or a signer?
A. Most states have a set fee for administering an Oath… you can charge that fee.

Q. What is the maximum fee a notary can charge for an Acknowledgment in 2014 or 2015?
A. Please consult our find a notary page and then look up your state

Q. What is the maximum fee a notary can charge for a Jurat in 2013, 2014 or 2015?
A. Please consult our find a notary page and then look up your state

Q. What is the maximum charge for a notary in my state?
A. The fee depends on the notary act, so please look your state up on our find a notary page on 123notary.

Note to readers
This blog entry was written in 2011, but modified in 2013 & 2014. Prices in 2015 & 2016 should be the same as in 2014 in most states. Find a great notary on 123notary!

Tweets
(1) How much can a notary charge for Travel, Copies of journal entries, Witness signatures & more!
(2) How much can a notary charge for an Acknowledgment, Jurat, or notarizing an inmate?

You might also like:

Q & A about various notary fees in 2013
http://blog.123notary.com/?p=4291

Identification requirements for being notarized
http://blog.123notary.com/?p=4299

Read blogs about California Notary issues!
http://blog.123notary.com/?tag=california-notary-public

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November 22, 2011

Make your own notary certificate forms!

All the right words in all the right places
 
Many notaries call us and can’t find good notary forms.  We say, “You’ve been lookin’ for forms in all the wrong places, lookin for supplies in too many faces, searching the internet and looking for traces….”.  Honestly, we send many people to the NNA.  They make / sell excellent notary forms, supplies, journals, acknowledgment pads, jurat pads, bonds, etc.  But, what about the obvious alternative?  Forms are expensive, and acknowledgment pads and jurat pads are space consuming in your little notary bag, right?
 
Make your own
It’s not hard to typeset an acknowledgment form or Jurat form on your computer.  Just put your state notary verbiage or notary wording in the correct order, a venue, a place to sign and seal, or whatever your state requires.  You can photocopy this very cheaply at Kinko’s or wherever.  Make as many as you want.  Copying someone else’s copyrighted form is not legal, and not worth it.  You can’t copyright notary verbiage, and that works to your advantage!

There are other advantages in creating your own Acknowledgment Pads / Jurat Pads / Notary forms with your state notary verbiage too.
 
Branding?
If you create your own notary forms, and make them attractive, you can also put your notary company information and phone number at the bottom.  This is very smart branding.  Then, whenever anyone looks at how beautiful your notary forms are, they will think of you and call you too.  You could even put a company logo at the bottom of the form under the notary verbiage.   Times are tight these days, so you need every edge you can get, and this is not that much work to coordinate.

 How much can you save?
Notary pads of professionally made forms can cost you $9 per notary pad more or less, plus tax and shipping.  It adds up.  If you buy in bulk, then you might get a slightly better price.  There are generally 100 certificates per pad.  How much would it cost to have 100 pieces of paper copied at a discount printing place?  If you did 500, you might be able to get away paying $10-15.  Or just print them out on your laser printer, and print as many as you need, and when you need it.
 
Other forms?
I had a detailed permission to travel form for minors traveling with accompanying adults.  It was easier to do it with a form instead of writing it out for people each time. There is so much content that goes on that form.  BTW, in Florida, notaries should not offer to write documents.  The name of the child, who their parents are, who they are traveling with, when they were going, where they were going, and when they were coming back. I had signature lines for everyone and little places for thumbprints.  The feedback was that the security at the airport appreciated the thoroughness of the forms and my embosser’s impression.  Very professional!  They were probably used to handwritten confused looking letters and sick of it!
 
Designs?
If you have a good designer, you can add designs to the paperwork.  This is for full-time mobile notaries only.  It can get expensive using designers, but you will make a great impression if you have great stationary!  Think of your Jurat pad as a stack of resumes!

Tweets:
(1) You can purchase notary forms from the NNA, but if you make your own you can put your biz name & Phone #.
(2) If you make your own certificate forms, you can put your business name & phone number at the bottom!
(3) I used to make my own permission to travel for minors form with blanks for dates, names & thumbprints!

You might also like:

Index of posts about Notary certificates
http://blog.123notary.com/?p=20268

Everything you need to know about notary journals

Notary Acknowledgment Information

The signing from hell

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September 12, 2011

Deceptive Identities – Companies that change their names

Companies that change their names
 
If you read the forums much, and you are advised to, you will have some idea of what is going on in the notarial world.  Signing agents are being low balled, not paid, strung along, and worse.  Some of the players or characters in this drama either change their company name, or transfer to another company, whose identity is unknown to the notaries as a group. This is very sneaky and deceptive, but the notaries are a fast group to catch on to scams and publish information on the forum.
 
Moving to a new company
From time to time, notaries will post about this phenominon.  An agent from a signing or title company of a particular name, will leave one company and start working for another company.  A notary, or more than one notary will find out, and post about it on the forum.  Believe me, if Jill at XYZ company didn’t pay you, then the fact she is working for a new outfit won’t make her pay you.  Of course Jill will give you the run around and say that it was out of her control, and that it was up to payroll or accounts payable.  How can you blame Jill for what was out of her hands?  My opinion, based on spiritual knowledge and common sense is that like and like attract.  If you are a screwball, you will be likely to work for screwballs. If you are honest, how long will you stick around with crooks once you figure out who they really are?  So, if the problem is in accounting, I think you are guilty by association.  What do you think? Additionally, how can I be sure that accounts payable calls the shots of who gets paid. In companies with ten or twenty people, it could be anyone. 
 
Changing company names
Sometimes companies will do business under one name, and then perplex everyone and pick a new name.  Nobody can figure out who they really are anymore. Notaries will tell endless stories on the forums, but there is always confusion, no matter who says what, or when.  I met someone by phone on the East coast who had a small signing outfit who wanted to change their name and enlarge their scope.  I told him to get a unique name, or keep the same name. Don’t fool around with names.  Names are how people know you and identify you.  If you pick the wrong name, you will be confused with crooks for the rest of your career and you will regret it.
 
Trading places?
Some companies have a similar name to other companies.  The only way to identify the company is by their town.  But, what happens when they move from Irvine to Simi Valley. Then, you completely lose track of who they are.  The confusion is unbearable.  You have to ask them if they “used to be” located in Irvine just to keep them straight.  With my luck, if I’m trying to figure out who a company is, I’ll see all of their various addresses, look them up on google, try to guess which years they were in which place, and then I will find out that they are out of business.
 
Similar names
How can you keep these companies straight?  I give up. It gets too confusing.
 
Notary Direct, & Notaries Direct
 
ASAP Processing, ASAP Settlement, ASAP Loan Docs, ASAP pro notary services & ASAP signing services,
 
Cal docs notary Vs. California notary and doc signers
 
California professional signing group, California signature service, California signing services
 
Central escrow & Central signing service
 
Doc Pro & Doc Pros
 
National Title & National titlenet
 
The bottom line
If a company has a confusing identity, just make sure you get their address.  The address proves who they are, unless they move around a lot.  I would be less inclined to trust a company that moved around too much.  Background check all companies on 123notary.com/S on your mobile phone and then you will know if they have a good track record.  A good history doesn’t guarantee you payment, but its ten times as safe as working for an unknown company!

Tweets:
(1) Some of the most infamous signing companies in the business changed their names. But, the notaries caught on!
(2) Some signing companies have almost an identical name to other ones. The only way to tell them apart is their address.

You might also like:

Business cards & registered business names
http://blog.123notary.com/?p=36

Business licenses & company names
http://blog.123notary.com/?p=742

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June 17, 2011

Notary in Louisiana murdered in home invasion

A Louisiana notary on our database was murdered in his Louisiana home by an armed gunman in June 2011.  Two adult residents and a three year old were at home cooking gumbo when a young man aged 19-23 entered the house and opened fire.  One of the residents covered the three year old with his body to protect it from gunfire.  That resident named Keith Hamilton was shot, but lived after a brief stay in the hospital.  The other resident, who was a well known Louisiana notary public and loan signer named Anthony Wilmore was shot twice in the chest and lower back and died.

Anthony has been listed on 123notary for several years now on our Louisiana Notary search results, and it is very sad and tragic to learn of his untimely death.  We have never had anything like this happen to any of our members before.  We have had members fall victem to cancer, hurricanes, earthquakes, and fires, but nobody died so suddenly like he did in such an unusual situation.  Most notaries are afraid of going to someone else’s house who might be psychotic, but this notary got into trouble staying at home cooking dinner!

Anthony lived in Orleans Parish in Louisiana in New Orleans.  That is a city that is filled with a festive energy, great food, great music, and great people.  Unfortunately, tragedy seems to hit that city on a regular basis.  Hurricanes, oil spills, high unemployment, and a high homicide rate as well plague the area.  I visited New Orleans briefly and enjoyed it thoroughly. Luckily, my four days there didn’t permit me to see anything tragic other than the aftermath of their hurricane.  The only reminders visable were the waterline on some of the houses that was still there. The damage had all long been cleaned up when I got there.  I have been told that some of the better restaurants relocated to Baton Rouge as well.

We grieve for Anthony and those who were close to him.  For the other notaries, I hope that nothing like this ever happens again.  Cancer, strokes and heart attacks are common killers of notaries though. So, please take lots of antioxidants, exercise, eat healthy foods, and see the doctor regularly.  Most of these health issues can be detered with a healthy lifestyle.

Tweets:
(1) A notary in Louisiana was murdered in his home by an armed gunman while he was cooking gumbo!
(2) The housemate of the notary threw his body over the 3 y/o to protect him from the gunfire!

.

You might also like:

Murder in a building a week before the signing
http://blog.123notary.com/?p=19272

Attorneys bullying Notaries – when does it end?
http://blog.123notary.com/?p=19383

I’d rather stop being a notary than carry a gun
http://blog.123notary.com/?p=15896

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