Notary Public California – complaints against local notaries
It is easy to hire a notary public in California that you found online. But, how do you know they are reputable, or any good? You don’t. You take your chances. However, some notaries on 123notary.com have reviews about them. You can read who has good reviews or bad reviews. It is not always safe picking a random notary. As far as horror cases go, we have only had a handful of serious nightmarish notaries over the last decade, and we remove them once we have determined that they are a source of endless trouble!
The Kinko’s story
We had a California notary public fail to print out documents and have the borrower’s pick her up, drive her to Kinko’s where she could print the documents and then driver her to their home. Borrowers are not chauffers, and this notary got dropped off once the borrowers got a hold of the lender. A year later — the drama continues. The California notary public in question is operating under a business name, and hiring other notaries to do tasks for her such as obtaining apostilles in Sacramento. The problem is, that when checks come, they all have an elastic characteristic. Notaries have complained on the forum about this company several times, and this particular California notary is one of the worst notary nightmares we have ever experienced and goes down in history as a legend.
Stories of notaries that fail and what they did wrong – http://blog.123notary.com/?p=143
Affordable Notary Service – http://www.123notary.com/forum/topic.asp?TOPIC_ID=4880
24 hour service?
Another California notary public advertised 24 hour service. An individual calls them at 6am with an emergency. The notary hangs up on the individual claiming that it is “too early”. If you are not offering 24 hour service, don’t CLAIM that you do. It is a requirement that if you want the 24 hour icon, you have to be willing to answer the phone after midnight whether you feel like it or not.
The white out story
A notary in California goes to a signing. She forgets to have the wife sign the Mortgage (oops), and then uses white out to change some information in the loan documents. The worst possible thing you can do during a loan signing is to use white out which voids the usability of the document. It gets better — then, the notary blames the Title company for not hilighting the signature areas in the documents where the wife was supposed to sign. When she was requested to return to the borrower’s house to finish the incomplete signing, the notary recommended that they find someone else. The notary replied to this complaint against her by stating that she used the mother-in-law as a required witness to the signing. Then, the Title company asked her to use someone else at which point she used white out to remove the mother-in-law’s signature and go and get a neighbor.
123notary’s opinion: There is no crime in having an additional witness. The problem is using white out, and cross outs also look unprofessional in a loan signing and can cause a loan not to fund. Additionally, a witness should be a party who doesn’t have a beneficial interest in the transaction — they should be uninvolved like a neighbor or stranger.
The four hour rule
Another California notary accepts a job for a signing. Then she cancels at the last minute because she learns that the company who hired her doesn’t pay their bills. There were a few forum posts about the company stating that the company didn’t pay their notaries. In any case, the notary could have researched the company simultaneously while talking to them by using www.123notary.com/s and would have learned that they didn’t pay BEFORE accepting a job from them. Or, the notary could have researched them soon after the phone call and then cancelled. The last minute cancellations cause a lot of grief to many parties and are not acceptable. The Lender emails me stating that the notary cancelled 2 hours after the signing and said that she was, “not able to help”. Then, the notary replies to me stating that she EMAILED the borrower 45 minutes before the signing (that is considerably sooner than 2 hours after like the lender stated). The notary claimed they called the borrowers but couldn’t get an answer or a voice mail. I’m not sure I believe all of this story, do you? How many people do you know who don’t have an answering machine or a disfunctional one? I think that the notary should have given four hours notice in a case like this and should have kept trying the borrowers every 30 minutes until she got them. You can’t just leave people high and dry!
(1) A notary had the borrowers pick her up, take her to Kinkos where she printed the docs & made them pay for it!
(2) 1 Notary claimed 24 hour service & hung up on a client who called at 6am saying it was “too early”
(3) The Notary forgot that the wife had to sign & then used white out to modify the documents!
(4) A Notary accepted a job, then cancelled right before the signing when she learned the signing co. had a bad payment record.