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November 1, 2021

Notary Public Day — every Nov 7th

Filed under: General Stories — admin @ 7:53 am

Since 1975, every November 7th has been celebrated as Notary Public Day. I have never heard of this day before. I don’t think very many Notaries celebrate it. I’m not sure how you should celebrate it. Perhaps getting a rectangular cake that looks like a frosty Notary seal would be the best way. And you could sing Notary songs about declining backdating requests, 15 year whisky and a 30 year loan, I’m running out of song ideas.

To me that is one more excuse to party. But, would Notaries get together with other Notaries (competition) and celebrate, or get together with friends and describe their profession and listen to all of their lame questions? Hmm. Food for thought.

The date of November 7 was chosen as Notary Public Day in recognition of the date that America’s first notary, Thomas Fugill, was commissioned. Fugill’s appointment by the Colony of New Haven happened on October 25, 1639 (Julian calendar), November 7 on the Gregorian calendar now in use. So, Fugill’s Notary commission was not in Fugility nor was it in futility!

I’ll contact my local cake makers. We really need to make a thing out of this. We should contact calendar makers to get them to put it in the calendar as it trumps some of their other inconsequential holidays like Canadian Thanksgiving (observed.)

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June 8, 2021

Julius Caesar Notary Public

Filed under: Humorous Posts — admin @ 11:27 am

I don’t think that Julius Caesar was a Notary, but they had Notaries in Rome, and Rome is one of the ancestors of American civilization along with Greece, Israel, Sumeria, France, and England. It is interesting to know that our culture derives originally from Iraq. I wonder what Saddam would have to say about that. They invented the clock with 12 hours and 60 minutes, etc. This silly story is about the American version of Julius Caesar and I got the story as close to the real story as it can possibly be in modern America if you over look the fact that Americans normally drink champagne in hot tubs and not sangria… details.

Julius started his career in escrow in Missouri. Things were good until he went on vacation to the Caribbean and got kidnapped by pirates. He escaped by the grace of God after having a seizure, and then bought a slave who was an expert in Greek philosophy to teach his beloved daughter. He brought the slave back to Rome, Missouri where he lived in this fictional blog article. Think of this as a modern day Julius… you know… with the straight cut bangs… not really my style, but it works for him.

He continued his career while his slave educated his daughter in the classics, and then a terrible tragedy happened. His wife died, and he was devastated.

Disclaimer to the Black Lives Matter movement… The slave was a white guy who looked Greek and thought Greek. So, that makes it okay… I guess…

Meanwhile in Julius’ home town of Rome, Missouri, the mayor made some law changes that allowed him to kill anyone who he claimed was a threat to him. Since Julius was honest and said he would kill the mayor on a whim, the mayor let him live. Then the mayor made his collegue Pompey kill someone else otherwise he would have someone kill Pompey. The citizens of the town had had it, and Pompey poisoned the mayor, and the mayor died in a hot tub. What a scandal. But, on a brighter note, there were no prostitutes involved, so that makes it less bad.

Julius was so stressed out by the situation, he had a seizure. Maybe we should call him Julius Seizure since he had seizures, not Caesars. On the other hand, the Caesar salad works for many people, so perhaps we should leave the name as is.

After that, Julius decided to become a Notary and do some conquering. He conquered the business from all Escrow companies in towns with French names in the midwest. Since that area used to belong to France, there were plenty. He spent eight years conquering what he called France or Gaul, and developed a business so huge, he had to hire many to help him. He spent most of his time away from home wooing more new clients and rarely returned home.

Finally after conquering the Gauls in the French named towns, Julius returned to his home town only to find that Pompey and his colleagues wanted to kill him due to a disagreement about some local political decision they were lobbying local government about. Julius hired a bodyguard, and later learned that Pompey had been killed at an Egyptian restaurant several hours Southeast of their town — that was famous for lamb kabobs and belly dancing. Julius went to the Egyptian restaurant and inspected the severed head of his rival that the Pharaoh kept for him in a basket. He then returned to his hometown.

His new wife had a terrible dream that the windows came open, lots of wind came in, and that she found his body covered in blood in the bed. Julius disregarded the dream. Then a wise elder said, “Beware of the Ides of March.” Julius went to town hall to take part in a political discussion. The friends of the late Pompey were there and stabbed him to death.

After the stabbing, someone mentioned to the old man, “The Ides of March have already come.” The old man said, “Yes, but they haven’t left yet.”

So, this is the Notary version of the story of Julius Caesar. My parting words are —

“He who lives by the seal, dies by the seal.” and
“All roads lead to Rome, MO” (yes, it exists, but few roads actually lead there)
“When in Roam (on your cell phone coverage) do as the Roamers do!”
“A great Notary business isn’t built in a day, but if you work on your notes section, at least you are giving yourself a chance.”

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December 26, 2020

Squirrel Becomes Notary Public?

Filed under: Ken Edelstein — admin @ 12:47 pm

Not really, but in the “second time” redo of failed to fund packages; affiants have more than once told me a squirrel could have done a better job. Why is this? It’s not that the notaries don’t know how to notarize; they have problems with related responsibilities. By analogy, becoming a parent involves a relatively simple procedure. Being a good parent is much more complicated.

[She] / He who has imagination without learning, has wings and no feet. — Joseph Joubert
Substitute “Notary Commission” for “imagination” – that describes the situation for many. It’s not difficult to deliver perfection. It does take dedication and an intense desire for the “self gratification” that comes from delivering personal best. When you complete that assignment does it make you feel really good? It should. Knowing that no one, yes, no one could have done a better job should give the Notary a feeling of Pride, and “inner glow” of self satisfaction.

Learning can’t replace experience; but the reverse is also true. In addition to the basic Notary functions (ID check, Jurat/Acknowledgement, Oath, Stamp, Emboss) there is much knowledge to be acquired. Many simply don’t know how to communicate efficiently; neither giving nor receiving accurate and appropriate information succinctly. If you answer the phone with an all too often “hello”; the caller needs to ask “who is this”. Better would be “Good Afternoon, my name is Sally; how may I help you”. Do you need to send 3 emails because you did not ask all the questions in your first? Rest assured the “other side” is forming the “klutz” image of you.

You should have business cards, they are cheap enough. It’s a good practice to “sign your work” by placing your card at the top of the pile. Affix it with a binder clip, never just shove loose pages into a shipping envelope. Then, if someone has a question it’s easy for them to reach you. And, they have your “advertisement” so they know how to reach you for the next assignment. Try to always use stiff cardboard shipping envelopes, not the floppy ones.

Sometimes you win, sometimes you lose. My assignment tomorrow is for a loan package with both husband and wife signing. She is bedridden – they will make the process very slow. I will bring a clipboard for husband to bring pages; one at a time, to wife for her signatures and initials. Not knowing for sure the ailment; I will keep away, but be sure to actually witness the fact that she did indeed sign where necessary. It will probably take quite some time as she is a co-borrower and signs almost all pages. Some are easy, some are hard. Last week I had a 9 page job for my standard fee; it took 5 minutes. It averages out. Don’t develop an attitude when things go slowly – like the classic sign in the coffee shop: Don’t complain about the coffee, someday you too will be old and weak. With an eye to self preservation by avoiding sickness – we can and should do everything possible to accommodate those “less fit” than ourselves.

Lastly, be of good cheer. Nobody likes to work with a sourpuss. A smile and a few kind words will help the process go smoothly, for all concerned. Most people will “reflect” the way you act in their behavior to you, so be pleasant in the face of difficult situations. When you handle that “tough” one – detail what you did when asking for a review; you will often receiving a glowing one!

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November 4, 2020

10 risks to being a Mobile Notary Public.

Filed under: Notary Mistakes,Popular on Facebook (some) — admin @ 12:59 am

Originally posted Oct 19, 2017.

Notarize at your own risk. Being a Notary is NOT safe!

Many of you think that being a Notary is an easy way to make a few extra bucks. Stamp a piece of paper, get $10, easy, right? Then you deal with nitpicky signing companies who make you fax things back and you get mad, right? That is an annoyance, but not the bigger problem. Being a Notary is dangerous, particular when you don’t do your job correctly. Most Notaries feel that you look at an ID and if it is close enough and the photo looks like the guy, that you are doing your job, right? Sort of. Here are some itemized risks to being a Notary Public.

1. Hoarders
If you go to someone’s house and they have things stacked to the ceiling, you might be in danger in their house. The signer doesn’t want to hurt you. It is just that they cannot control their psychological disease that causes them to engage in hoarding. My housemate is like this and she has stuff stacked to the ceiling which is dangerous and a fire hazard. Something could fall on you or you could get trapped in a fire.

2. Bio-hazards
Some homes that are not cleaned properly are dangerous. One house Carmen almost went into had some bacterial infection that would have gone straight to her lungs and caused her to go to the hospital. If a house smells funny, maybe you are not safe in there. If it is not ventillated properly, perhaps you should stay away. Poor hygene can be deadly, so be advised.

3. Dogs
Some neighborhoods have unsafe dogs around. Notaries could be harrassed or bitten by dogs. Carrying pepper spray or mace is not a bad idea.

4. Slummy neighbors
You might go to a signing in a bad area and people nearby might be hanging out who look unsavory. I am not sure if this is dangerous, but some people get upset.

5. Angry borrowers.
One Notary got pushed off a flight of stairs and broke her wrist. The borrower didn’t like his APR and I guess the Notary didn’t educate themself on how to give a professional explanation of the APR either. The borrower ended up in jail very quickly and the Notary healed in two months.

6. FBI and lawsuits
Roughly 2% of full-time Notaries will end up in court or with an FBI investigation for being involved with identity theft. If you do not keep a thorough journal with thumbprints and the right amount of journal entries, you are much more likely to be held in court as a witness, suspect, or cause yourself extended grief. Without a thumbprint, the investigators are often helpless to catch really really bad people. So, help them out and keep thumbprints. Do your part to safeguard mankind.

7. Getting sued by a borrower
One borrower got mad and sued the Lender, Title company and the Notary when the Notary had done nothing wrong. The Notary tried to use their E&O insurance, but the company wouldn’t pay out because the Notary had not made any error or omission. Of all the bad luck. So, the Notary lost $30,000 in legal fees. Talk about bad karma.

8. Getting sued by the bar association
If you life in an Attorney state and do loan signings without a law license, the bar association might come after you. Good grief.

9. Jeremy might phone quiz you.
Many Notaries who thought they had it together got a phone call from the infamous Jeremy (that’s me) and failed an over the phone quiz. They rationalized, “I’ve been doing this 30 years and therefore I know what I’m doing.” My rationalization is, “Not if you got 18% on my quiz which consists of very easy and every day notary questions.” You might not lose any money, but you could lose your dignity if you score less than 70%. So, study up!

10. Your seal could be stolen
It happened to me. I had to write to the Secretary of State. My car was broken into and I lost my seal, embosser and journal. What a tragedy. It took me two and a half weeks to be back in business. Think of all the money I lost not to mention the trauma of being robbed of my most prized possession — my inkless embosser that I used as a secondary seal to deter fraud! Boo-hoo.

There is also the risk of traffic accidents and having one of those talking GPS systems that talks back to you when you get in the wrong lane, but I won’t include details of those problems as they are common to all humans who drive and not just to Notaries. The end!

.

You might also like:

13 ways to get sued as a Notary
http://blog.123notary.com/?p=19614

Notary loses $4000 in legal fees because a fraud adds a name to a Notary Acknowledgment.
http://blog.123notary.com/?p=19477

Compilation of posts about Notary fraud
http://blog.123notary.com/?p=21527

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October 24, 2020

Ways to get arrested as a Notary Public

Filed under: Humorous Posts — admin @ 5:48 am

Originally posted in 2019

Many people think that being a Notary is a fun and easy way to make a few extra dollars. But, it can be dangerous and dramatic as well. Notaries do get arrested — not that often, but it happens.

1. Commit fraud involving real property
You will probably be looking at jail time if you commit fraud or falsify a notary certificate that has to do with a deed affecting real property.

2. Get in a physical altercation with a borrower
If the borrower yells at you and you punch them out, you might get arrested.

3. Get in an altercation with a family member or your daughter’s boyfriend
One Notary did this, the police were called, and this person had their commission revoked due to a felony conviction. It all happened so suddenly too.

4. Notarize someone who used a false ID and falsified thumbprints by using crazy glue on his thumb.
You will probably end up in court and might be investigated for conspiracy to commit fraud.

5. Drive too fast to a notary appointment.
Were you going 90 in a 30 mile an hour district because you were late to a signing because your printer got stuck on page three? You might get locked up for that.

6. Fail to keep journal entries or fail to keep them correctly.
Okay, you might not get arrested for this, but you might get your commission cancelled, revoked, or end up investigated in court where you will have no evidence. As a Notary, your journal is your only evidence in court because how can you honestly remember what you did three years ago when you probably had thousands of appointments that year?

7. Sell someone’s personal information
You might learn a whole lot about someone based on their information on the 1003. But, don’t share that with others otherwise you might get in trouble. Remember — that information is confidential.

8. Get caught snooping around someone’s house if you arrive before they get back from work.
Yes, the neighbors might call the police and you might get in trouble. On the other hand, if you did not engage in breaking and entering, you are probably okay.

9. Run over the borrower in the driveway
You might get arrested for that. It could be considered a hate crime if you hate your job. On the other hand, you could explain that you hate signing companies, not signers and the judge would probably understand.

10. Steal oxy-codene from the borrowers.
One Notary had to go to the bathroom. They did more than just urinate there. They walked out of that house with a lot of prescription medicine which doesn’t come cheap. It is hard to prove if you stole it, but that is one crime that 123notary is aware of.

11. Arrive drunk at a signing
Some signers arrive drunk or high at a signing. That is a way to get locked up as well as get fired. You could also dress like you are going to a club or going to the beach and you might get fired, but probably wouldn’t get locked up.

You might also like:

Notary arrested for stealing spices from borrowers
http://blog.123notary.com/?p=20799

A forged notary seal ends someone up with a prison sentence
http://blog.123notary.com/?p=21355

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November 13, 2019

How can I find a Cantonese speaking notary public?

Filed under: Public Interest — Tags: , — admin @ 5:45 am

Where can I find a Cantonese speaking notary public?

At 123notary.com, we receive all types of inquiries from many types of people all the time. Where can I find Roger Smith, he is a notary in Louisiana? He notarized a document for me a year ago, and now I can’t find him. I refer the inquirer to the Louisiana notary division, since they have the addresses of all currently commissioned notaries in the state. I also get a few people asking me where they can find a notary in India, or Thailand. I refer them to the embassy, or ask them to find an attorney in the country in question. I give sensible advice, and steer people the right direction, but honestly, I don’t have a lot of information myself that is good for answering most of the questions I get. The harder requests are requests that I would LIKE to be able to fulfill, but sometimes it’s hard.

Where can I find a Cantonese speaking notary?
123notary.com has many bilingual notaries. You can use the LANGUAGE FILTER on the top right of the search results page after you do a search by zip code. Many of our bilingual notaries are Cantonese Speaking notaries, however, they are all spread out. You might find many Cantonese speaking notaries in any big city, but we have relatively few advertising on our site. You can do a search by zip code and then use the language filter on the upper right side of the page. Try inputting the term Cantonese, and then try Chinese as a second search. See what happens. I cannot guarantee results because people join our directory daily, and change their language information from time to time, and drop out from time to time as well.

If you can’t find a Cantonese speaking notary on 123notary…. then…
The document signer needs to speak the same language as the notary in California and many other states. As a practice, even if your state doesn’t require it, the signer should be able to communicate directly with the notary. You could try the Chinese yellow pages, or ask around in your metro’s Chinatown. There will be plenty of Cantonese Chinese speaking notaries, but they might not advertise much as their business might come from word of mouth or 朋友推薦朋

It is common for Cantonese speaking people who function mainly in Cantonese 廣東話 to pick service providers who also speak their language. However, this might not be a good idea. If your English is “Good enough”, you might be better off with an English speaking notary who is really good at what they do, and who is familiar with commonly notarized affidavits and documents. Just my opinion. Choose the skill set before you choose the cultural affinity if you have a choice!

To find a Mandarin speaking notary, just look up Mandarin in the language filter on search results. To find a Taiwanese speaking notary, just look up Taiwanese in the language filter. To find a Cantonese speaking notary, just type the word Cantonese in the language filter in the upper right corner of the search result pages. Honestly, the word “Chinese” will give you much wider results than these dialect names, but in NYC or San Francisco, you might find the dialect of your choice! 祝你好運

You might also like:

How to find a bilingual notary public
http://blog.123notary.com/?p=2520

Notarizing your foreign language document
http://blog.123notary.com/?p=2768

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October 22, 2019

Busca un Notario Publico o Notary Public en Los Estados Unidos?

Filed under: Public Interest — Tags: — admin @ 11:43 pm

En Ingles, no exista Notario Publico. La palabra legal aqui es “Notary Public”. Un “Notario Publico” tiene reponsibilidades differentes y mas alto de “Notary Public Norte Americano” en paises Latinos como abogada. Pero un Notary Public en Los Estados Unidos solo puede “notarize” (certificar por notario) documentos, administra juramentos, y nada mas!

Si tu busca un Notary Public en Los Estados Unidos que abla Espanol, 123notary tiene muchos en cada estado. Usa el “search filter” en el derecha de cada pagina de “search result” por buscar un Notary Public que habla Espanol.

Los abilidades de nuestros Notary Publics en Espanol variar de un poco a fluido con gente de Los Estados Unidos de familias Anglos que hablan pequeno Espanol a gente de Mexico y otras paises Latinos que habla Espanol perfectamente.

Gracias y buena suerte.

You might also like:

Is it better to be bilingual or speak Spanish?
http://blog.123notary.com/?p=19264

Where can I find a Spanish speaking notary?
http://blog.123notary.com/?p=18824

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July 2, 2019

A millennial self-identifies as being a Notary Public.

Filed under: Humorous Posts — admin @ 2:27 am

TEACHER: Now, class, as we all know, we are all little snowflakes now aren’t we?

CLASS: Yes teacher

TEACHER: And we don’t have to be responsible about anything in life because the world owes us a living. Anyone who criticizes us is bad because they might offend or hurt our feelings which is the worst thing of all. Now class, we must all be sensitive to how people identify. Let’s go around the class.

SHELLIE: I self-identify as being a male police man.

TODD: I just came back from a trip to India, and my nuts were sore from the car bouncing on the bumpy roads in the mountains. Such unbelievable pain. I bet you have had similar problems being a man, right?

SHELLIE: Excuse me?

TODD: You mean your nuts have never hurt?

SHELLIE: I don’t have those yet. I’m transitioning dummie.

FRANK: I self-identify with being a Notary Public.

TODD: Oh good, how much is it to get an Affidavit of copy of transcript notarized?

FRANK: What’s an Affidavit?

TODD: It is a document you notarize… That’s what Notaries do you know. Do you have a stamp and a Notary commission?

FRANK: I think we have to stand up to this type of harassment. My feelings are hurt!

TODD: Have you filed your Oath and Bond with the county clerk?

FRANK: What’s a bond?

SHIMON: I self-identify as being a sephardic cantor.

TODD: Can you sing me some lines from what you sing in shul?

SHIMON: Oh yeah… (sings very Moroccan sounding Hebrew prayers and sways from side to side.)

TODD: Just out of curiousity, did you start out as a Sephardic cantor, or did you transition into it?

SHIMON: I had to go to school to learn to become a cantor. You can’t “cant” unless you study.

TODD: Did you have to study to become Sephardic?

SHIMON: You kind of have to be born into that, but it’s complicated. To be of a tribe, your affiation is based on the father, but your religion based on the mother.

SHELLIE: What about your sexual identity — is that based on your mother’s lineage or your father’s?

SHIMON: I’ll have to think about that. Have a nice evening and Shalom!

You might also like:

Millennial Notaries and gender roles
http://blog.123notary.com/?p=22535

The ADD culture and marketing your notary listing
http://blog.123notary.com/?p=22309

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March 17, 2019

How do I find a German speaking Notary Public?

Filed under: Public Interest — Tags: — admin @ 9:57 am

Where can I find a Notary who speaks German?
Look no further. 123notary.com has a few German speaking Notaries on board. Just look up a Notary by zip code and then use the language filter at the top right of the site. You can enter in the name of any language such as German, Spanish, Japanese, Vietnamese, American Sign Language, or more! We used to have a Notary named German who spoke Spanish. In fact, we have German speaking Notaries in almost all states! Additionally, we have a search filter directly abovetto the right of the search results where you can enter the word German and find only German speaking Notary service providers.

How good is their German language proficiency?
On 123notary.com, we have many Notaries who speak German. The degree of fluency varies from Notary to Notary as some are conversational while others are native speakers. A handful are from German speaking families who grew up in America and might be excellent at conversation but not as proficient at business oriented communication. So, test your German speaking Notary out over the phone to make sure they are up to your standards before hiring them!

Notary German — Attorneys vs. Non-Attorneys
Please be advised that Notaries in the United States are seldom Attorneys and non-Attorney Notaries may not give legal advice. Most Notaries are also not authorized to draft legal documents. There are affordable legal support centers where they can help you draft documents. Please make sure that your document is completely drafted before contacting a Notary Public from 123notary.com.

Immigration Advice
Notaries cannot give advice about immigration matters unless they are specifically licensed to do so. For immigration questions, please contact the proper authorities.

Notarizing in German?
Notaries may Notarize a document that is in German, however the Notary wording would be in English for the notarization. Some states require the Notary to be able to understand the document. Other states require the Notary to be able to communicate directly with the borrower in any language they both can communicate with. Please learn the laws of your state and how they apply to notarizing foreign language documents. The actual Notary wording must be in English if it is to be notarized in any of the 50 states in the USA. Each state has their own official Acknowledgment and Jurat Notarial wording which the Notary is responsible for knowing. The Notary wording can be included at the end of the document. However, the Notary can also staple a loose certificate form to the document and affix their seal to that certificate after it has been completely filled out. Signers will be required to sign the Notary journal in states where Notary journals are used (which includes most states.)

Oaths in German?
Some Notary acts such as Jurats, Oaths, or other acts that include Oaths such as swearing in credible witnesses require the Notary to administer an Oath. An Oath for an English language document or German language document can be performed in the language of your choice. If the signer or affiant feels more comfortable in German and the Notary knows German, you can conduct your Oath in German.

How can I get a German language document notarized?
As stated above, some states require the Notary to understand the language of the document while others don’t. However, the language of the notarization itself would be in English. You can find a notary on 123notary who speaks German to assist you in this matter. Just visit our Advanced Search page and look up a German Speaking Notary by zip code!

You might also like:

Find a Notary — who provides 24 hour service on 123notary!
http://blog.123notary.com/?p=4635

Power of Attorney Notarizations
http://blog.123notary.com/?tag=power-of-attorney

How do I get a foreign language document notarized?
http://blog.123notary.com/?p=18788

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August 3, 2018

Notary Public 101 — Scenarios: Hospital signing issues

Filed under: Technical & Legal — Tags: — admin @ 6:48 am

Have you ever done a signing in a hospital? You should be prepared, because one day you might do it. There are many issues that come up in hospital signings. First of all, it is common to have to decline service because the signer has been medicated, or has lost their mind. As a Notary, you should be aware that you can easily be subpoenaed for hospital signings as it is common for people to not remember what they signed and for people to try to take advantage, so be cautious.

As a Notary you need to be able to gauge the situation over the phone before you commit to coming, and once again gauge the situation once you are in front of the signers. The person who calls you to come to the hospital is almost never the signer, but usually a family member, Attorney, or scam artist.

Confirming the appointment.
Have your contact person read the name as it appears on the ID, and the expiration date (the expiration date of the card, or the patient, whichever comes first). Then, have the contact person read how the name appears on the document. Not only are you checking if names match, but if they even have an ID, know where it is, and have their document all ready. Confirm that they will not be medicated before you come and make sure the nurses know that the notary job is off if they medicate at all.

Once at the appointment.
Get travel fees at the door. Otherwise you will have a beneficial interest (in my opinion) in having the document signed. When you meet the signer, you can ask them questions about the document being signed. Don’t ask yes/no questions. Ask questions that make them explain the document to you. You can also make small talk about how you love what President Clinton did yesterday. If they are on the ball, they will know that President Clinton is no longer in office. You need effective ways to screen out people on morphine and those who have lost their mind. You should also ask if they have been medicated in the last twelve hours.

Comments
It is not your job to decide who gets morphine and when. However, if a signer does get medicated, let the contact person know that you will walk off with their travel fee as you do not dare notarize a medicated person who is not fully conscious, especially on a Power of Attorney.

.

You might also like:

A tale of four notaries in hospitals
http://blog.123notary.com/?p=463

Putting jails & hospitals in your profile’s notes section
http://blog.123notary.com/?p=19266

Power of Attorney in a nursing home
http://blog.123notary.com/?p=2305

Do you like your job? A story of being kept waiting forever at a hospital.
http://blog.123notary.com/?p=617

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