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October 22, 2021

How personal should the “about you” section of your notes be

Filed under: Your Notes Section — admin @ 8:01 am

I got an email from a Notary. I told her that she needed an “about you” section in her notes section.

First of all, where should an “about you” section go?
In my opinion, below your experience and below your designations, but above your geographical coverage areas and closing statements.

What should an “about you” section be about?
It should be about you!

How personal should it be?
It could include a little about your personal life, job history, and what is unique about how you handle your notary work.

How to come across in your about you section:
Many notaries sound cliche when describing themselves. They claim to be responsible, reliable, and take your clients’ confidentiality with the utmost of importance. Many claim a .00001% error rate, but in the unlikely case of an error, they will go back and fix it.

My advice is as follows:
Avoid adjectives that people have heard thousands of times. They don’t want to hear it. Avoid talking about your error rate, or lack of an error rate. Nobody believes this coming from you. Try to be more unique. Talk about something else that will not put the reader to sleep. The main thing to remember is that the reader has already read 500 profiles today and is bored. They want someone who is interesting, pleasant, knowledgeable, and stands out.

The notary who claims to be knowledgeable gets ignored. The Notary that lists 30 types of signings they know how to do, and in alphabetical order gets noticed. See the difference? Show them rather than telling them how great you are — if in fact you really are great.

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October 20, 2021

What is the favorite thing about my job?

Filed under: Social Media — admin @ 7:49 am

I was doing my work, doing some data entry on 123notary like I do daily. And I kept going through more and more lists and updating data. And then, I accidentally clicked on the wrong button and the page turned to my blog login. I didn’t even remember the password although I almost did. I have it encrypted in an email to myself in a particular file. And FURTHERMORE, I don’t even remember the URL to get to my blog login without having to look it up. It’s one of those long and complicated ones. How did I get to this page? Bizarre.

So, then I logged in and the first thing I did was read through the comments. My post about Carmen Towles got lots of comments. People really miss her — me too. The people liked my articles on Notary chips, notary vaccines. I’m not sure if this was commentary, jokes, or insights.

But, I was shocked because there was only one rude comment in months. Usually we are flooded with rudeness. Not sure what happened there. What happened? Where did all the rude jerks go? Actually my blood pressure will be better off without them and I can’t publish their comments in any case.

So, now I am publishing articles after a long hiatus where I was too busy to post. Glad to be back in the blog scene. But, how did I get to this page? Angels visit me regularly for healing work, so perhaps they wanted me to finally take care of my blog work. That would add up in my case. But, if you said that happened to you — I wouldn’t believe you!!!

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October 18, 2021

Something freaky happened today regarding my blog

Filed under: Social Media — admin @ 7:40 am

I was doing my work, doing some data entry on 123notary like I do daily. And I kept going through more and more lists and updating data. And then, I accidentally clicked on the wrong button and the page turned to my blog login. I didn’t even remember the password although I almost did. I have it encrypted in an email to myself in a particular file. And FURTHERMORE, I don’t even remember the URL to get to my blog login without having to look it up. It’s one of those long and complicated ones. How did I get to this page? Bizarre.

So, then I logged in and the first thing I did was read through the comments. My post about Carmen Towles got lots of comments. People really miss her — me too. The people liked my articles on Notary chips, notary vaccines. I’m not sure if this was commentary, jokes, or insights.

But, I was shocked because there was only one rude comment in months. Usually we are flooded with rudeness. Not sure what happened there. What happened? Where did all the rude jerks go? Actually my blood pressure will be better off without them and I can’t publish their comments in any case.

So, now I am publishing articles after a long hiatus where I was too busy to post. Glad to be back in the blog scene. But, how did I get to this page? Angels visit me regularly for healing work, so perhaps they wanted me to finally take care of my blog work. That would add up in my case. But, if you said that happened to you — I wouldn’t believe you!!!

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October 17, 2021

My response to NNA’s article: Is the Notary industry overcrowded?

Filed under: Marketing Articles — admin @ 7:39 am

My opinion on this matter is that there is a lot more notary work than there used to be. The crazy ups and downs in the economy, people losing their jobs due to covid related causes and getting new jobs. People escaping from certain areas and moving to other areas. All of this transitioning necessitates a lot more Notary work and Notaries. And yes, there are more Notaries out there than before. When people lose their job, the first thing that goes through their head is whether or not to become a Notary — or so it seems.

However, for the last eight or so years, new notaries and old alike lack the willingness to master their trade and become experts. Many take classes and pass tests. But, when I test them on actual notary or situational knowledge, few can get more than 80%.

So having lots of poor quality notaries who can’t even administer an Oath properly is not overcrowded. The quantity of what I consider to be qualified Notaries is as sparse as the population in Northern Alaska in between sled dog races. Actually, I think those races are in central Alaska along the biggest river when it freezes over. And the Northern lights are good in both places. But, I digress. What was I writing about again? Ah yes — Notaries.

POINTS IN THE NNA ARTICLE DISCUSSED

The author of the NNA article says that many Notaries claim that there is not enough work to go around. Qualified Notaries are not making this claim. They claim that there is not enough work that pays what they want to go around. Notaries with no name recognition, no skills to speak of and no experience would not get much work even if there were enough work to go around. I understand the author’s point, but when you look at the situation a little below the surface it looks very different.

The author states that RON or Remote Online Notary work creates new opportunities. This is a very true point. However, RON work is feast or famine. The 80:20 rule of Real Estate where 20% of the agents get 80% of the work applies to RON, if you change it to the 99:1 rule. It seems that the applications and sites catering to RON work favor the very solid Notaries who have seniority and know what they are doing. A handful of Notaries are cleaning up where the majority are lucky to get even one job. So, understanding RON from a business perspective is complicated and it does not provide work for the masses.

The author recommends: use the support of your fellow Notaries. Yes, this is a great idea. However, any successful notary who teams up with others will be very picky who they choose or their reputation will go down the drain. If a new Notary thinks they can partner up with an experienced Notary with a good customer base, this is very unlikely unless you developed a stellar reputation or are very socially close to the experienced Notary. But, in the long run, networking is a good idea. I did it for years, and many Notaries on 123notary do it too. Networking — it’s a good idea, but there are catches and many considerations.

The author recommends: Network with local businesses that need notary services. Once again, another good idea. But, this is an idea you should be using anyway regardless of how the notary market is doing. Call up local businesses. Or drop by and give them your card. A certain percentage will use you, so go to lots, and have lots of cards.

Then the author recommends: Find opportunities outside of your local area. This is what I recommend too. It is called widening your net. You should do that in any case whether business is fast or slow if the price is right or if it is for a client you like enough to drive. This point is a good one, but has nothing to do with overcrowding.

SUMMARY
I feel this particular NNA article is helpful, but is a general marketing article with a title that is specific to a particular type of market condition that the article does not address. The fact is that for years, the NNA has been outstanding at marketing to new Notaries, getting them on board and turning them into signing agents. Many of these Notaries are Realtors, Insurance workers, Mortgage and Escrow people, etc. NNA tends to attract a good crowd and a big crowd and floods the industry with signing agents. However, how many of these signing agents can pass a tough notary or signing agent exam? The answer is very few. And the reason is that people since about 2013 (yes I noticed this), have become lazy and don’t want to study hard. Even people with four different certifications don’t like to study hard. This is hard to believe but it is my experience.

Here is the original article
https://www.nationalnotary.org/notary-bulletin/blog/2021/09/is-the-notary-industry-overcrowded

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October 16, 2021

Kamala Harris’ science & astronomy video — commentary

Filed under: General Stories — admin @ 7:32 am

Kamala Harris was torn to shreds by Fox news and others. Her astronomy video was described as cringeworthy, and phony.

Personally, I think that Kamala is a talented Prosecutor and Politician who is not allowed to do her job. She is a “for show” Vice President in the phoniest administration in U.S. history, and not even allowed to be a glorified puppet. She is smart, charismatic, and would make a great talk show host or guest. She has great stage presence, looks great, and is a great speaker.

Her performance is similar in nature to Psaki’s and Biden’s which is based purely on evasiveness. Biden has a plan to change the demographics of the United States, flood the border with all types of new immigrants so that they can get quick citizenship and vote for Democrats. He is basically rigging future elections any way he can if you ask me. In the process he is making a mess of the border, made a mess of Afghanistan to promote his “feel good” image of avoiding occupying foreign countries, and made a mess of oil prices by making much of the domestic drilling illegal.

Since this administration does nothing but make messes, part of their strategy is based on diversion.

THE VIDEO
The video was mostly about hired child actors who were allegedly interested in learning about outer space. One of the children asked Kamala what the most surprising thing she found about being vice president. She said there were many new things — but, one of the things was that her mom was a scientist and that she loves exploring the unknown. Kamala masterfully changed the topic of the conversation and diverted to a theme of wonder, intrigue, adventure, and most of all — my favorite — vagueness.

Additionally, the demographics of the children reflect the future demographics of the democratic party. Lots of blacks, asians, not sure why there weren’t any hispanics, and a well defined lack of white males — which is by design and on purpose. That is called exclusion and racial discrimination by the way as the largest proportion of American male children are white and are systemically underrepresented in promotional materials concerning the Democratic party. It just doesn’t sound very democratic. However, it does stress the theme of unity — women and minorities in unity against white men. It looks like they are preaching anti-racism and unity while practicing blatant systemic racial discrimination against whites (particularly the males) and engaging in systemic division.

Despite the “tokenization” of people who were chosen for their image rather than for their aptitude, skill, or interest in science, it looks like these child actors have as little to do with actual science as Kamala has to do with running the United States or any facet thereof. Kamala is also a token, so this “one of each race” with no regard to the content of anyone’s character approach to choosing children to be in the video . All I can say is — “We’re all represented —- yay!!!!”

I believe that if Kamala were allowed to do her job in her own way, she would do a good job being border Czar, and Vice President. Probably better than Biden. After all, she is not suffering from dementia, or senility and is quite bright. Furthermore, she knows what day it is, where she is, and probably would not call the Prime Minister of Australia, “Down under guy” like certain counterparts that she keeps.

As much as I have faith in Kamala’s untapped abilities, I am so impressed by Psaki who can make a series of complete administrative disasters look like we are moving in the right direction. She is so eloquent about avoiding issues, and making blunders seem like wise strategic choices. If Biden dies in office, I think Psaki is the most qualified to replace him. Never mind having a BS in BS, she has a PhD in BS and makes it an art form. I am so impressed. I will be surprised if America is still a nation in 2030 and even more surprised if we are financially solvent.

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October 15, 2021

The Supply Chain Debacle

Filed under: General Stories — admin @ 7:31 am

It all started when I had to go to five stores to find Starbucks Double Shot. I love double shots so much I created a notary quiz question where the notary has to administer an Oath to me for a statement that says, “I love Starbucks Double Shots.” Well, they are not being manufactured anymore and they are out of stock. Thank God I have the remains of a dozen that I keep in my trunk for trips. What is happening to this planet.

Then I couldn’t find water at the supermarket. But, I went to another supermarket and they had Arrowhead, but not their store brand. Is this a trucking problem.

Then, I started seeing articles stating that the supply chain has been undermined for five months — and I am only realizing in October 2021.

So, how will this affect the notary biz? Good question. First of all, if you are a Notary (or anyone else), you should consider stocking up on things you like and things you need because they might not be available at some point because your trucker died, quit, or has Covid. Additionally, local California laws make it impossible to hire a trucker who has their own truck because they must be categorized as an employee even if they meet the definition of a subcontractor. I believe CA created that law solely to throw a wrench in people’s business models and put people out of work.

Supply chain issues lead to a decrease in construction because materials are so hard to come by. That means less purchases, sales, and construction paperwork. We still might have refinances, and that might go up as property values might climb if people are not able to build easily. Additionally, there is a labor shortage as people don’t want to work as much or due to labor law issues, cannot qualify to work under the terms they like or need such as being an independent contractor. AB5 is such a bummer.

I think that in the long run, people will die from the vaccine and from natural disasters. My psychic channeled the angels at my request to ask about two dozen questions — mostly personal. But, one was about earthquakes. The angel said that earthquakes would be the tip of the iceberg. We will have volcanoes all throughout the world — that means Oregon and Washington State will be in big trouble, and perhaps Wyoming.

It seems clear that the Messiah is coming, and the prophecy is that 2/3rds of the world’s population will die in the years before he becomes a public figure. A much smaller portion of the American population will die compared to the world population, but there will still be death. And death means more available housing which means that ALTHOUGH housing might go up for the next two years, it will have to come down a little starting around 2023 or 2024 when it hits it’s apex, and then sharply around 2024-2027. This is just my guestimate, but it is based on future events revealed to me.

So, I don’t know where it makes sense to put your assets: stocks, gold, real estate, land, or cash. Maybe a mixture of all of these. Basically, when the market hits its apex, there will not be much in terms of Refinances after that. And God knows what will happen to global financial markets. We might face another meltdown, but of unprecedented proportions. Time to build a bunker and stock up on canned goods!

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August 14, 2021

Being a notary vs. waiting on table

Filed under: Humorous Posts — admin @ 8:00 am

When I have new notaries on board, I normally give them a welcome call. I asked one guy what his professional background was. He told me he was a Notary for a month. I told him that a month doesn’t constitute a professional background, but that a 20 year teaching background would. Then he said that he was a Real Estate intern for half a year. Finally, I asked him, “Are you young?” I forget that young people don’t have a professional background or necessarily know what one is. But, if they keep having a boring and dull life going into the office, they will attain one in 10 short years. But, what about being a waiter?

WAITER: Welcome to Mel’s Diner, can we interest you in a drink?

CUSTOMER: I’ll have the jackhammer.

WAITER: Can I see some ID?

CUSTOMER: I’ll sign the journal, but I won’t thumbprint.

WAITER: Hmmm. So, what’s your sign?

CUSTOMER: I’m a Leo.

WAITER: So, you were born, July 28th, 1997.

CUSTOMER: You are trying to trick me. I was born the 29th.

WAITER: I wasn’t trying to trick you. I have bad eyesight. And I don’t use a journal because my state doesn’t require waiters to use a journal.

NOTARY: You sound like a Notary in one of those states that doesn’t require journals. But, when you get busted by the FBI and the journal is your only evidence that you weren’t involved in a serious act of fraud, you could get put in jail or end up in court forever.

WAITER: Good point. What if someone orders an illegal drink with a fake ID, I don’t keep a record of it, and he gets in his car, runs someone over, and I get blamed. That “journal of official waitorial acts” could be my only defense.

CUSTOMER: I never thought of that. You know, you CAN thumbprint me. I even brought my NNA thumbprinter.

NOTARY: Are you a Notary too?

CUSTOMER: Not yet, but I’m going to become one, and I’m learning something right here about being a Notary. It can be a dangerous job if something goes wrong.

NOTARY: It’s like driving. It’s safe 99.9% of the time, and then something unusual happens and then only your seatbelt can help.

WAITER: Many people don’t like precautions unless they sound like Covid-19 precautions — then they like endless restrictions and precautions.

CUSTOMER: If I were running this joint I would say — you can have that jackhammer, BUT ONLY if you sign this journal. But, you can’t sign the journal unless you wash your hands three times and say hail Mary, and then walk around in a circle counter clockwise, use a sanitized pen, and then sign it wearing an N-95 facemask.

NOTARY: How about sound effects. If someone orders a jackhammer, shouldn’t that come with sound effects. Maybe get some sampling?

WAITER: How about this? “Chu chuh chuh chuh chuh…… HEY SULLY, we’re that pipe you brought ovuh? chuh chuh chuh chuh …. WHAT? I CAN”T HEAR YOU. I got my ear plugs on.”

CUSTOMER: Wow, that changed the whole customer experience in an even better way than those meaningless restrictions.

WAITER: Sully says he likes the part about the hail Mary as you go around three times.

NOTARY: Is Sully a real person?

WAITER: He’s real to me! So, let me guess. Would you like to try a virgin Notarita?

NOTARY: Sounds great, but the drink sounds underaged. I don’t want to get in trouble.

CUSTOMER: It’s okay, the drink has been aged 21 years. We just need to make sure that you are of proper age and sound of mind.

NOTARY: Here’s my ID. Wow, this is like life in reverse.

WAITER: So you could notarize that drink because it’s old enough.

NOTARY: It’s age is passing, but it doesn’t have an ID.

WAITER: But, it does have a signature — in fact it’s our signature drink.

NOTARY: In that case, that makes it okay. So, honestly, are all of your clients as interesting as us?

WAITER: Some are a lot more interesting. But, it’s hit and miss, especially the ones who forgot their ID.

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August 12, 2021

If Vivaldi wrote a piece for Notaries, what would it be called?

Filed under: Uncategorized — admin @ 6:44 am

Vivaldi wrote one of the most famous pieces of music ever written called “The Four Seasons.” In California, we only have two seasons and in India they have three. Looks like Antonio Vivaldi didn’t travel enough. But, what if he wrote for Notaries?

Here are my ideas.

The Four Signatures
The Four Notaries
The Four Brothers who were Notaries
The Four Italian Notaries.
Notarizing in Legato
Andante con moto Notario!

Personally, I never liked Vivaldi. I love Bach, Rameau, and some of the German Baroque composers. But the other French and Italian Baroque composers I didn’t care for.

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August 10, 2021

Digging into your journal to remember what types of experience you have

Filed under: General Stories — admin @ 6:43 am

Most Notaries draw a blank when I ask them what types of loans they have signed. They all say Refinances, and most say Purchases. Beyond that it is a biz haze. But, in your notes section, people want to read more about you than just Refinances. People want to read what makes you unique, not what makes you the same. You would not write that you have two eyes and a nose, right? Okay, bad example, many people would write that. So, what is the solution?

Dig through your JOURNAL to see records of what type of signings you have done. Assuming you do a thorough job in your journal, or saving your order faxes/emails, you might find a ton of information about what you have done. If you have signed three or more of a particular type of package, you could claim that you are “familiar” with it.

I don’t know where to draw the line about how familiar you are about a particular type of package, but if you have done a few, or studied it through some course, that really helps establish familiarity.

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August 8, 2021

Memorial of Carmen Towles, former salesperson for 123notary

Filed under: General Stories — admin @ 6:42 am

CARMEN’S DEATH
Carmen Towles passed away in July of 2020. I found out on July 25th from a client. I believe she passed away on the 24th, but I see other conflicting reports on Notary Rotary saying it happened two weeks before that. The last time I talked to Carmen was on June 29th when she was released from the hospital. She was able to talk but wasn’t making logical sense. She couldn’t remember if she had a gall stone or a kidney stone. I think you would remember that.

Carmen died of Pancreatic cancer, but had a gall bladder infection too. She never told me about the cancer, perhaps because she didn’t want me to worry. I think it would have been better if she had told me so I could plan ahead.

OUR HISTORY TOGETHER
In any case, Carmen and I worked together for 17 years since 2003. I remember the first time I met her at the entrance to our complex. I was selling her a course book. She was very talkative, inquisitive, and sharp. She kept calling me to ask questions and became very knowledgeable as a signing agent. Carmen claimed she took the NNA course, but that it did not make her feel confident enough to go out and do real signing work. After she mastered our 123notary course, she felt she got a practical road map of what to do and how to handle situations. As time went on, I begged her to work for me. She initially didn’t want to. It took a few years to get her to work full time. After she got used to it, signings slowed down, and she became hooked on 123. She did the new sales and renewals and was very possessive about the work.

CARMEN AS A MENTOR
Carmen was an excellent mentor to many of our Notaries. She taught them the twists and turns of what can happen at signings and with the various companies who hire Notaries. She kept many out of trouble and inspired all. She had real charisma, pizzazz, combined with a deep and pragmatic knowledge of Notary law and signing competency. Nobody else combined her flamboyance and knowledge. None of the other Notary companies have anyone even half as good as she was.

CARMEN’S INPUT
Carmen helped me put together a new over the phone test content as well as a new course which is on the blog and free — Notary Public 101. We wanted to emphasize what gets Notaries in trouble, so they can stay out of trouble. The other courses taught information which was about loan documents which is fine, but you don’t normally get in trouble for not understanding the documents, you get in trouble for notary mistakes or mishandling situations.

OUR LOSS
The Notaries are very sad that Carmen is gone. There will never be another Carmen. I am sad that I never got to say goodbye. I didn’t think she would pass away so fast. I thought she had another year where she would function at half speed. But, I can communicate easily with spirits, so I have had a few simple dialogues with Carmen.

JEREMY: How are things in the brighter world?
CARMEN: I’m getting a lot of rest.

JEREMY: What will I do without you?
CARMEN: Oh, don’t worry about it.

JEREMY: Do you have to wear face masks up there?
CARMEN: Ha ha…. no!!!

LIFE WITHOUT CARMEN
So, now I have to do all of Carmen’s work. I call all of the renewal people. It wouldn’t take that long except that the higher level people like to chat. Many of our higher level people have been with us for years, in some cases up to 20 years, and they have stories from long back. The bigger issue is not having to do her work. I am missing the new calls because I am not prepared to answer the phone all the time. I am not sure how I will hire someone new who will be acceptable and who will last.

And third, I miss Carmen because she is like a family member to me. She understood me well, and had very sensible advice for me about all of my issues. I didn’t necessarily agree with all of her advice, but most of it was good. I am very sad, lonely and don’t know what to expect of the future. The future doesn’t look very bright now, but you never know. I am going to try out several new ladies who seem promising.

With all of the bad vibes in the atmosphere due to the Covid19 issue, riots, and political upheaval, it seemed like the devil made his rounds to disrupt many cities, many lives, many political issues, etc. First there were Covid19 shutdowns which took away our rights. 80% of what I could do outside of the house was shut down or disappeared. Then the devil came to my neighborhood with the riots. A month later my site went down for a week. Actually that was done by angels for my protection, but felt like the devil was somehow involved. And then my site went back up, Carmen became incapacitated and then died shortly after. So much grief in just five months. No wonder I feel more depressed than I have felt in years.

Carmen was always there, usually answered the phone, only went on one quick vacation that I knew about which was a cruise in Mexico. But, she kept her phone with her so she was accessible. She even did phone duty while she was on Jury Duty. She was always there, and now she will never be there again.

I will have my psychic contact Carmen in the brighter world to see if she has anything she wants to tell the Notaries. My ability for spirit communication is okay for very quick questions and answers but not good enough for conversations. So, we will leave this up to Walter who is an expert.

Incoming phone communication to 123notary is basically almost impossible now. I answer some of my incoming calls. but, I really can’t get more than 10%. If you want to reach me fast, just use the email form on 123epayment.com. I am very slow by info@123notary.com, so if you are in a hurry, 123epayment.com is a little faster.

So for now, that is all I can say.

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