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September 21, 2019

Notary Tips from Carmen

Filed under: Carmen Towles — admin @ 10:31 pm

Do your research FIRST before you buy anything.
Know the ends and outs of the notary business that you are trying to undertake.
know the difference between a notary and a signing agent. These are 2 different hats that can conflict with each other
Know what is expected of you.
Know how many notaries in your area.
Try to find out if they are busy.

Find answers to the following questions:

Is there any work in your area?
How do I get the work?
How much money will it cost me to get started?
What supplies and hardware do I need?
What license or insurance do I need?
How long will it take me to make a profit?

You cannot listen to folks who are selling classes. They have one objective-sell you their course. They will tell you what you what to hear. Keep in mind it takes quite a white to build a successful notary business. You need to market, market and market some more.

2. Make sure you know YOUR states notary laws; cold. This is of the utmost important. This knowledge is what will keep you out of
trouble. And it is far more important than loan signing. If you are a great notary you will be an exceptional signing agent.

Know what ID is acceptable in YOUR state. What to do if they don’t have acceptable ID. What if it is expired? Can you still use it?
Where to place your seal.
When can you use credible witnesses? and why would you use them?. What are they and how many do you need in your state?
Who’s sole responsibility is it to fix a notarial certificate?
When is it a must that you change the venue? Do you even know what a venue is?
Who’s responsibility is it to initial these changes?
Can you use another states notarial certificate? And if yes when?
When are you supposed to give an oath?

These two things seem to be the most the notaries argue about;

Notaries continue to argue about whether they can use another states acknowledgement or not.
They consiisting argue about making changes to the documents.

Who’s sole responsibility is it to fix a notarial certificate?
Who’s responsibility is it to initial certain changes on the notarial certificate?

You might also like:

Tips for Notaries
http://blog.123notary.com/?p=3360

How to fix mistakes
http://blog.123notary.com/?p=2231

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September 20, 2019

Writer’s block with Jenny from the block

Filed under: Humorous Posts — admin @ 10:21 pm

ME: Hi Jenny, how are things?

JENNY: Things are going well on the block.

ME: Yeah, I relate. Because, I’m having writer’s block.

JENNY: Are you having writer’s block on the block?

ME: Something like that. I live near a circle not a block.

JENNY: Circles have very good feng-shui for interaction.

ME: So, how you are a feng-shui consultant?

JENNY: You need to know something about feng-shui to pick the right outfit or place to live to boost your career, especially in my business.

ME: I think your career is doing just fine, but I’m impressed that you know the secrets of the East. Last night I had a dream that I was applying for a creative position at Apple. I left my flip flops next to the bed and they asked if I got them from lock up without permission. Then I was talking to someone mumbling in French to me. I asked them to speak up and enunciate and they said they were not allowed. Next we were in a line having what I made into a parade. I made up a song — “Heyy, we’re working for apple, can I get a core clap.”

JENNY: Core clap, very original. And you thought of this in a dream? Boy, your brain is always working. Your house must have good feng-shui for creativity. If you have writer’s block, I suggest getting a new wardrobe. Works for me.

ME: Yeah, maybe a new place to live, hang out, or something new to do.

JENNY: Jazz it up. But, I have a stylist. Maybe you should get one.

ME: Hmm, your wardrobe is never boring. In one video, you might be sporting twenty different looks that nobody has ever seen before. You are like a one person fashion magazine. I guess — when you got it you got it. People in Los Angeles are more into torn jeans and express that fashion statement in kind of an incompetent way.

JENNY: I guess you see the true individual when they “interpret” fashion.

ME: I think I prefer your interpretation — although it is your stylist talking, not you. But, I’m sure you have taste as well.

JENNY: Of course I do, because I’m Jenny from the block. Hey, do you know where I can find a good Notary?

ME: Yes, on 123notary.com. We have many Notaries in the Bronx, even bilingual ones.

JENNY: I prefer to be notarized in Spanglish — that’s my new language of preference, tu sabes?

ME: Si pero, I can’t speak it.

JENNY: You’re doing pretty well boy!

ME: I want to see you in El Cantante one of these days. But, I don’t have netflix. What to do?

JENNY: Just make it happen. And never forget where hip hop was created.

ME: The Bronx!!!!

You might also like:

Notary Casino
http://blog.123notary.com/?p=17071

Notary arrested stealing spices from borrowers
http://blog.123notary.com/?p=20799

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September 19, 2019

Handling complaints like a man!

Filed under: Reviews — admin @ 10:21 pm

As you know, 123notary has a review system, and the reviews are mainly positive. People are shy about writing negative reviews because the name of entity posting the review is public. So, if you get a negative review, it is serious. Additionally, I feel that if you get a good or bad review from someone who has written many reviews on our system, the review should count for more since the reliability of the source because more credible proportionate to the quantity of reviews they have written.

But, why do I feel this way? Some people hire a notary once, have an experience, and perhaps write about it. People who have written multiple reviews, normally work for a signing or title company who have hired thousands of Notaries and have a more even handed view of how a Notary should behave. If they complain about you, or compliment you, it means more to me as a site admin. Also people at signing or title companies are less likely to write a review than an individual client, so the “professional” reviews are more rate for that reason even though they use Notaries more.

Perhaps I should adjust the points system to reflect that fact. But, I am busy doing other things at the moment.

But, do you handle complaints like a man?
Many people on our site want to be removed if they get one little complaint. In real life, if you do enough jobs, sooner or later you will get a complaint. Don’t beat yourself up over it. Perhaps you lost your temper or flaked. None of us are perfect. The main thing is that you deal with it. Being a man is not about being perfect, it’s about dealing with what life throws at your (or tosses to you.)

Some customers want to be removed over one little thing and want their money back. Others want to write a ten page rebuttal of everything that happened at the signing and how the other person is completely unreasonable. I cannot publish anything that long, especially without spacing between paragraphs making it impossible to read.

In the unlikely event that you get a complaint — don’t argue with me about it. Just write a few paragraphs stating your side of the story, and try to be mature about it even if you aren’t mature. For people on our site whose average age is 55, the maturity level seems to be a problem for many. My suggestion – grow up, and don’t take these things personally. I get far more complaints than you guys get and I have to handle it. Imagine how I feel.

You might also like:

Common complaints we get about notaries
http://blog.123notary.com/?p=19399

Penalties for Notary misconduct, fraud and failure of duty
http://blog.123notary.com/?p=21315

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September 18, 2019

Where do you store your journals when they are filled out?

Filed under: Journals — admin @ 10:20 pm

When you retire, you send the journals to your county clerk or SOS. But, what do you do with them in the mean time after you have filled out one or more journal?

Do you keep them in a safe, your closet, your car, a desk drawer? They are actually thin and you can fit a lot in just one box. Your experience please…

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What Do Personal Injury Lawyers Do for Their Clients?

Filed under: Other Guest Bloggers — Tags: — admin @ 10:20 pm

What Do Personal Injury Lawyers Do for Their Clients?

There is a large list of issues that require the assistance of law. So many that one lawyer can’t master how to deal in each of them. That’s how the concept of different lawyers for different types of cases came into being. One of the most widely seen issues in the United States is personal injury. So the need for personal injury lawyers was inevitable. Personal injury lawyers help people get their due right from the opposite party or insurance company when they face an accident. However, there is a lot more to the job then what a common man sees. Here I’ve shared all necessary actions taken by a personal injury lawyers for their clients.

Educates You About Your Rights
They always start with educating you about the rights you have in the matter under discussion. They are lawyers who have spent years practicing this field of law. As most clients don’t understand the depth of the situation, lawyers start by explaining how the law works. You will learn about your rights reserved by the law and your responsibilities. Once you understand the situation, you would know better if you are at right or wrong and if you should pursue that case. This education helps you make an informed decision.

Investigates the Case
Not many people know but good lawyers have to investigate the case to fully understand it. For this purpose, many lawyers visit the place of accident and discuss the incident with witnesses to form a theory on how the accident took place. Many law firms hire professionals like former police officers to investigate the case for them.

Calculates the Damages
Most people that don’t have a lot of experience of personal injury cases calculate the cost of only immediate damages. Professional personal injury lawyers have a better sense of assessment in this case due to their experience. They will calculate things like the time you had to take off from your office due to injuries, incident’s mental impact on you, harassing phone calls from bill collectors in addition to the vehicle repair and other costs. They will get you enough reimbursement that you won’t feel if the accident impacted your life in any way.

Deals with Oppositions
There is a possibility that your insurance company may pay you the due right without any issues. On the other hand, you may have to fight more than one parties in the court who might be asking you to pay for all the damages. According to lawyers at Davis Law Group, Seattle personal injury attorneys, you won’t really need a lawyer in the first case; however, things get complicated when more than one parties are involved.

Fights the Case in Court
No man without a law background can fight a case in the court against a professional lawyer. They have a lot more than just knowledge of the law. Their practice allows them to understand the situation, your mentality, and answer to every question before you tell it. You will see them using tricks to get you to say things that would weaken your case. It is said that things can get very ugly in the courtroom – they said the truth. Lawyers might even attack your personal life to make you lose temper. To beat this experience, you need another professional of the same caliber.

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September 17, 2019

How a video game reminded me what a noble profession we have

Filed under: Other Guest Bloggers — admin @ 9:57 pm

So, you’re probably wondering why I’m even talking about a video game. After all, working as a notary is serious business and you wouldn’t be wrong in saying that it is a profession where errors are seriously frowned upon. Our experience in the profession varies, but the one thing that’s constant among all notaries is that there are professional standards that need to be met.

Some tasks are straightforward and simple, while others are more complex. Yet, no matter how simple the task may be, the smallest error can put others at risk. The game I’m referring to, called Papers, Please, offers is a similar — albeit virtual — experience.

First Off, What Exactly Is Papers, Please?

A recently released point and click game game, Papers, Please places the player in the shoes of a border inspector of a country called Arstotska. The player’s task is to screen each person who wants to enter the country and to try to adhere to standards set by the government. There are many other aspects of the game, but this is the aspect that I want to put a heavy emphasis on. In the game, making an error gets you a citation, and in the later stages an error means letting dangerous people through the border, which puts lives at risk. You essentially handle sensitive data, check it for accuracy and truthfulness, and decide whether you’d allow the person into the country or not.

It’s quite similar to how we check statements and decide if the facts hold up. In fact, most, if not all court proceedings rely heavily on notarized documents, especially during personal injury cases, according to the lawyers at tariolaw.com.

Why Should We Care About This Game?

Well, that’s where the error is. You assume that this is about the game. It’s not. What really struck me was how the tasks got more and more complicated as the game progressed. You have to assess various pieces of information and decide whether to stamp a traveller’s passport, allowing them access through the border.

This puts an air of risk in the game, even when all the player does is to look through papers and counter-check facts presented by a traveller. And the way that the travelers interact with the player in an attempt to appeal to the player’s kinder nature forces you to make hard decisions.

How Is It Related To The Profession?

It reminded me a lot of how we, as public notaries, are the front line of defense against any attempts to commit fraud. In the same way that the inspector in Papers, Please is the first line of defense against people who would do the country harm, we are the first line of defense against people who want to put falsehoods onto paper or when they try to twist the truth in their favor.

And it’s rather funny that I was unexpectedly reminded of this duty by a video game that I happened to stumble across whilst browsing my YouTube feed in my free time!

I mean, whether you’ve had 30 years of experience in the profession or you’re a rookie who’s learning the ropes, it can be draining to do the same thing over and over if you forget your purpose. I’ll say it again, ours is a profession that can’t have any mistakes, whether they’re big mistakes or common mistakes — we are all about accuracy and precision. And sometimes it can be quite draining, but always remember that the seal that we stamp has power and authority. People are depending on us to verify facts and to educate them on what they’re getting into by signing a document.

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Ken’s most popular oldies

Filed under: Ken Edelstein — admin @ 3:55 am

Here are some blog entries that I like to link to, but they tend to get buried.

Dress British, Think Yiddish
http://blog.123notary.com/?p=8643

The Signature Name Affidavit
http://blog.123notary.com/?p=16298

The Right to Cancel done Wrong
http://blog.123notary.com/?p=10001

Notarizing your foreign language document
http://blog.123notary.com/?p=2768

A job declined
http://blog.123notary.com/?p=19979

Ken’s list of things a notary might goof on
http://blog.123notary.com/?p=19427

Split PDF’s into legal and letter
http://blog.123notary.com/?p=8856

The Affidavit of Occupancy
http://blog.123notary.com/?p=10193

The Compliance Agreement
http://blog.123notary.com/?p=15828

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September 16, 2019

Travel fees vs. Notary fees in your journal

Filed under: Journals — admin @ 11:10 pm

For those of you who keep a Notary journal, you need to record the Notary fee as one of the fields. But, what if you get paid $65 for a signing with a travel fee and two signatures? How do you differentiate between the travel fee and the signature fees?

You can either arbitrarily decide how much is a travel fee and how much is a signature fee if the job is a flat fee. Or you can base the fees on the fees you quoted the client.

When you fill in your journal, the main thing is to put a Notary fee that does not exceed the fees allowed by your particular state, otherwise you could be accused of charging excessive fees which is illegal. If California allows $15 per notarized signature on an Acknowledgment or Jurat, then you cannot inscribe more than $15 per journal entry for each Notary act.

For those of you who use the “cram it in” style of journal entries, you cannot put a notary fee for five documents on the same line. It just doesn’t make sense. This is yet another potent reason why you should not use a style of journal entry that inputs more than one document per line. It is impossible to prove in court that the signer consented to all of the documents being notarized since he is not signing for a particular one. It is also not possible to know what the fees involved are either which means you are not doing proper bookkeeping.

As far as the travel fee, you could input the travel fee for a particular appointment in the additional notes section of the journal entry and indicate that is is a travel fee. The travel fee I would indicate once on the first journal entry for a particular appointment. Correct and prudent journal entry procedure requires separate entries for each person and document. So, once again, three people each signing four notarized documents would result in twelve journal entries with the travel fee indicated in the top entry.

You might also like:

Travel fees if nothing gets signed
http://blog.123notary.com/?p=22578

Why are the fees offered to us so low you ask?
http://blog.123notary.com/?p=22293

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September 15, 2019

5 Undeniable Benefits of Hiring a Personal Injury Lawyer

Filed under: Other Guest Bloggers — admin @ 11:24 pm

Accidents are inevitable no matter how careful you are. You get out of some encounters without a scratch while some can end your career and even life. Whichever is the case, experts recommend getting the assistance of a lawyer to deal with such scenarios. Olympia Injury Lawyers is one of the most successful law firms in Washington that offers free consultation to anyone who needs their help. You can also visit their website for counselling and take advantage of these benefits.

They Take Your Stress
If you just faced an accident, you wouldn’t be in the condition to deal with legal matters. People don’t easily give up where there is money involved. You will most probably have to fight in order to get your right from the insurance company. Many get overwhelmed by the stress and don’t proceed further. An injury lawyer will take your stress upon himself.

You Get Better Offer
Even when the company agrees to pay you, they will do everything they can to minimize that amount. Unless you know how to negotiate with them, you won’t get your due right. A professional injury attorney would know every trick and how to encounter them. They will ensure that the company can’t trick or distress you into taking a small amount. Not only that, they are likely to get you more than what you expect. It is a part of their job to condescend the opposing party and force them into the settlement of your desire.

No Legal Issues
One wrong word can cost you the entire case. There are many trivial legal matters one has to take into account when dealing with an insurance company to get a settlement. An attorney will make sure you complete all legal requirements and don’t say anything you’re not supposed to. He will plan everything from the start and prepare you for the worst. He will be there to protect you from their tricks and stop you from getting overwhelmed.

Case May Go to Trial
Most injury cases are easily settled, but it doesn’t mean these cases never to go to trial. A layman tries his best to avoid a trial, especially when he doesn’t have a lawyer. The other party may take advantage of this fear and force you into agreeing to its terms. There won’t be such a case if you acquire the assistance of an injury lawyer in the beginning. The insurance company also wants to avoid trial and may offer a better settlement. If push comes to shove, you know you are more than ready to face trials with a professional lawyer by your side.

Save Your Time
You will find yourself surrounded by a lot of work when you file for a claim. You have a personal and professional life to maintain even with issues the accident may have caused. On top of that, having to deal with more paperwork and meetings could be too much for you. A personal injury lawyer will take care of everything giving you time for yourself and other matters.

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September 14, 2019

The Role of Notaries After a Motor Vehicle Accident

Filed under: Other Guest Bloggers — admin @ 11:13 pm

If you have been injured in a motor vehicle accident, then searching for a car accident lawyer is your top priority. They will help you deal with your claim and ensure that you get the best possible settlement when it comes to damages.

However, your lawyer, and the law firm they are associated with, cannot do anything related to your case without a notary doing their job.

In today’s article, we will talk about the role and importance of notaries after a motor vehicle accident.

Notarized Documents
As mentioned above, your car accident lawyer cannot start working on your case if the documents related to it are not first handled by a notary. This is because the court that will be judging your case will not accept any documents that haven’t been properly notarized.

Law firms usually have an employee that holds a notary license, making them capable of quickly notarizing the documents that are needed on a case that of their lawyers is working on.

However, some firms work with either freelancers or third-party notary services as well.

Failure to Notarize Documents
Before filing a personal injury claim, you must make sure that any of the documents that may be needed in court are properly notarized. If you fail to notarize some of those documents, you will lose both time and money.
Why?

Well, even if one single document is not notarized, you will have to file the entire case again. Moreover, depending on the state you live in and its jurisdiction, your case may end up being thrown out due to paperwork technicalities.
In short, it may take a very long time before you reach any settlement, simply because you or your law firm has failed to notarize a single document.

The Importance of Notaries and Notarized Documents
Given that you have just been injured in a motor vehicle accident, you won’t be keen on walking to a notary and getting your documents notarized. Therefore, you should always rely on a personal injury lawyer, as well as on a notary or two, to complete this process for you.

Moreover, keep in mind that you can get your documents notarized online as well, depending on the state you live in.

As you will have to deal with medical expenses and other bills caused by the accident, it is important that you do everything right and on time, to make sure that you don’t waste a single second, and that you will receive your compensation as quickly as possible.

Concluding Remarks
In short, notaries and notarized documents are vital for the filing of a motor vehicle accident claim. You, your lawyer, as well as the court, won’t be able to do anything with your case if you fail to present them with properly notarized documents.

Still, if you choose to work with a professional lawyer and their law firm, they will most likely deal with this aspect of your claim so that you can focus on treating your injuries.

While a notary is essential for a motor vehicle accident, it is better to focus on working with the right car accident lawyer!

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