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I had a dream. I was at the market and walked down the soda aisle. There were mostly 123 Cola and Nrootary Beer. It was like that for years. Then all of a sudden Snapple appeared. It was much more convenient than the other sodas. Even though 123 Cola was a better quality drink, you could get a six pack of Snapple and press a button and six different people in remote locations could drink a bottle (each of) that Snapple. So, each time I went to the market, there was less 123 Cola and less Nrootary Beer and more Snapple. So, I got afraid and wondered how much longer this would go on.
But, then 123 Cola added some new features to its cola and became more popular. One sip and automatic health for the next week. Wow! Some cola!
Then, I was flying in my old neighborhood in Massachusetts that I haven’t been to in over twenty-five years. I saw a cat and grabbed it and said, “Hello cat!” Suddenly I was at home, naked, and drinking 123 Cola. What does this dream mean? I’ll have to ask my psychic.
We all have to have multiple passwords these days. Passwords for credit cards, debit cards, AT&T accounts, 123notary, online accounts, online banking, etc. Some of us use the same password for each account. That is dangerous. You need security, but how, and how much?
If you have passwords for online dating, notary profiles, etc., those are not tired to your finances. Your Notary listing is not likely to be hacked unless you have an angry ex. We have had two hacking incidents on 123notary, both by ex-relationships or family members with grudges, and not from hackers in Russia, etc. Stop blaming the Russians, unless you just divorced your mail order Russian bride and she gets back at you by changing your phone number on your 123notary listing.
You could have the same passwords for non-critical sites. But, for banking and your email you need a solid password. You should ideally have at least eight digits with some letters, numbers, symbols, perhaps different cases, etc. Make it hard to hack. Actually, Gmail has gotten smart. If you login from a different IP address it doesn’t recognize, you have to get a text, or enter your mobile phone # for security. It is a lame extra step, but it could foil 99% of hacking attempts as the hacker probably doesn’t have you on speed dial if they live in Egypt (which is where I was hacked and then rescued by Google.)
Ayatollah Khomeini (only popular with his enthusiasts)
notary — not very unique on a notary site, but easy to remember
notary123 — you got it backwards, buddy
password — how original
There are several ground rules when it comes to negotiations.
1. The first offer rule
The person who makes the first offer will never get an optimal price. If you start the bidding first with a high price, you might just get declined without being given a chance. If you ask too little, you will miss out on more pay. If you let the other person make the offer, you will end up with more on average.
2. Whining ruins your image
Notaries are notorious for whining. “You only pay $70….. OHHHHHHH, why can’t you pay more?” Who needs this behavior? If you are such a great notary, you would have plenty of people offering you $125 to $150, and you would just hang up on these low-balling fools. But, if you whine like a baby, nobody will want to work with you even if you accept their pathetic offer. Most notaries are so bad, they are probably not even worth what the low-ballers offer them. Most notaries refuse to study to become fastidious professionals.
3. Take it or leave it
Sure, nobody likes fax backs, but don’t complain. You either accept the job or you don’t. If the signing has 300 pages per set of documents, don’t complain. You either say yes or no. When I do my billing, people always ask me, “What did I pay last year?”. My comment is that it doesn’t matter because last year is over, and that doesn’t effect what this year’s price will be. They want to waste my time looking something up for their emotional gratification which affects nothing. What a time waster. Don’t behave like this. If someone makes you an offer, you take it, leave it, or negotiate. If someone wants to politely negotiate with me instead of whining, they will get a lot farther. First of all I will value them more as a long term client. Second, I will know that they will behave professionally with the people who use my site — and I value that much more than how they treat me. Third, it is not a headache to deal with them. If I ask for $200, and you want to offer a polite counter offer, then go ahead. $100 would be rude because it is out of the ballpark. But, what about $150? Try it. I will probably say no, since my prices were computer generated using six inter-connected formulas. But, it doesn’t hurt to ask.
4. Getting companies to up their fee by $35 is possible
But, I know some very fancy notaries who are at the top of their game who get $50 companies to pay $85. These smooth operators get close-by jobs for $85 that are only a few minutes away. They have fast printers that print 45 pages per minute, so the double set of documents takes less than 10 minutes. They buy their toner or ink wholesale. They don’t whine — they PLAN, and they negotiate! So, in a little more than one hour, these seasoned Ninja Notaries get the call, print the documents, go to the job, get it signed, and get back home, and send the invoice. After expenses they probably made almost $70 per hour. Not bad! So, how do they do it?
5. How to impress the client
A seasoned notary will explain calmly how they are famous for doing clean-up jobs after notaries who didn’t know what they were doing ruined a loan. Why not start with a pro and get it done right the first time? How much did you say you offered again? $60? I understand that you are on a tight budget, but my minimum is $100. I can help you out for $85 today though, since I have a little more extra time than I normally do. Wouldn’t it be worth it to you to hire someone who has signed 4000 loans, and who is meticulous? I have state of the art machinery such as an HP 250,000 printer with quadruple trays, and I can explain all of the documents. Would you like to drill me and ask me a sampling of your hardest loan signing questions to see if I am up to your highest standards?
6. Ask them to ask you their toughest question
Most signing companies don’t ask notaries questions. They should. If you ask notaries questions, 90% fall on their face because they don’t have a clue what they are doing. So, if you do know what you are doing, tell the signing company to shop around, but to ask each of the notaries they talk to how they would explain the APR to a non-borrowing spouse. If you don’t get a good answer after 45 minutes, then call me back! No notary with fewer than 5000 signings can do a graceful job of answering this question even though it is ridiculously simple. It requires study, and most notaries are opposed to that idea!
7. Don’t say anything that sounds phony
Please notice that all of the points I made sound real. None of this, “I’m professional and accurate and do error-free signings.” That sounds phony. Make real selling points because you are selling yourself to people who have been in this business for years and have dealt with thousands of notaries — most of them bad ones at that. Figure out what to say that proves that you are the logical choice to hire, even at an inflated rate. After all, the extra pay translates into less aggravation after the fact. How much aggravation and potential re-drawing fees is the $20 savings worth to you anyway, you tell me?
8. Having a pricing formula sounds impressive
If you don’t like to negotiate, but like to use pricing formulas, that will make you look good. People who understand distances, time involved and other expenses are true professionals who know their business inside out. You might not always get the highest possible fee with formulas, but you will get respect and repeat business.
9. Negotiation points summarized:
I do clean-ups for other notaries who make mistakes; 5000 loans signed; ask me your hardest loan signing question and then ask the other notaries who you are calling; I have an HP (name) printer that prints 45 pages per minute. I have a mobile office — beat that. I’m ready now — let’s do this! All work guaranteed or your money back!
Most Notaries don’t have a plan or a mentor. To get ahead in business you have to know what you are going to do in a step by step kind of way.
I can tell by the way a Notary fills out his/her Notary profile on 123notary how thorough they are. The put together types get it together perfectly before I see it. Then there are others who had a problem with a password who get it together fast and ask for help on their own.
Unfortunately, there are many Notaries who write their phone number as 9493333333. This is not easy to read, and is a sign of thoughtlessness. I know they won’t do well. But, I don’t say anything! People leave their hours of operation blank as well as their number of loans signed. Whenever I ask how many loans they signed they tell me a long story about how they work at a bank. I don’t want to know about the bank, or how many years — I want to know how many loans. The inability to answer a question is a sign of not being mentally focused.
You need to be methodical and meticulous to be a good Notary, but you don’t need to be smart. I know some very mentally ungifted people who did well in life simply because they lived their life according to a check list and did everything the correct way and on time. Originality is completely unnecessary as well — I didn’t think of this phrase on my own, I found it in someone else’s blog (proves my point.)
You fill in your Notary profile the same way you should plan your business — step by step and leave no turn unstoned! Here is what you need to do to promote your business.
1. Get a mentor. Talk to them from time to time. You should repay them generously if they are any good. Carmen gives great phone help by the way and out of the goodness of her heart. That is good Notary karma!
2. Make a list of all of the signing and title companies to sign up with. You need to contact them each once a month after the fact to remind them that you have a pulse and a seal and know how to use the latter.
3. Contact the local convelescent homes and hospitals and give them your information.
4. Advertise on the big web directories. Starting your own website or Facebook profile for business is rarely a good marketing tactic and a huge waste of time (which is your greatest resource.) You need to fill in your profiles completely and get reviews and certifications as well. A well written notes section is the exception to the rule, but for successful Notaries, it is the rule. LinkedIn might be a place to build a profile although I would not invest more than one hour per week on social media unless you run a nationwide business like we do. I spend 15 hours a week on social media average between writing blogs, creating my Facebook posts, Twitter, and more.
5. Study and pass three or more Notary certification tests. Knowledge is king as most Notaries are horribly deficient in their Notary and signing knowledge. You can’t get ahead if you haven’t mastered your materials.
The logic behind being a good Notary is the same as what your teachers taught you back in Junior High. Don’t try to skip steps, have a plan, and be methodical about executing your plan. It is not rocket science. Being smart will not get you ahead. But, being an anal, meticulous, methodical person who plays by the book are the traits that a good Notary should have. Are you in good hands?
If you got off to a bad start in the Notary biz, just remember two things.
1. You can turn your failure around. (You can also turn your success around if you get lazy.)
First understand that this is important is because interest is a line item on the closing statement and without fail, questions comes up during a loan signing about interest. In my Loan Signing System course, the closing statement is the first document you should review with the borrower so you should be sure to understand this concept.
Once again, To make interest easier to understand let’s talk about the difference of renting and paying a mortgage. When you rent, you pay on the 1st and the covers you for the next 30 days. You’re paying those 30 days in advance. Essentially you pay rent and you are good for the next 30 days.
A mortgage is different. You pay in what is called, arrears. Meaning when you pay on the first of the month, you are actually paying for the previous 30 days that you lived in the home. Essentially you live for the 30 Days then pay for the 30 days behind you. Hence why it is called arrears.
So, let’s say you paid your september mortgage payment, you are actually paying for the month of August. And That is where it can be a little confusing for a borrower because most borrowers don’t know that.
Remember when your explaining it, when you rent, you pay for the 30 days in advance. When you have a mortgage you pay for 30 days in arrears.
So why is this is important to understand as notary loan signing agent? Because when you go over the closing statement with the borrower, they almost always will have a question on the interest they owe their current lender they are paying off.
Frequently, If the payoff says that the borrower owes interest for October 1st to October 16th, a lot of borrowers will gawk and tell you they made their October payment and the closing statement is wrong.
Remember, the first part of this video since their October 1st payment is paid in arrears, they’ve paid interest for September, NOT for October. So they still need to pay owe to the current lender for October that hasn’t yet been paid.
And since the closing statement does not say they owe interest from September 1st to October 16th, you know that escrow has accounted for their October payment being made because there is no september’s interest showing on the closing statement.
On that same vein, if you see that the closing statement says interest they owe on their payoff from September 1st to October 16th, you should be able to come to the conclusion that have not made their October payment.
But now, let’s talk about interest on the new loan.
Regardless if it is a purchase or refinance, there will be interest that is being collected on the new loan on the closing statement.
Now that you understand that interest is paid in arrears, this should be easier to understand. Using the same dates above, if the new loan is going to close on October 16th, the borrower will have to pay interest from October 17th to October 31st. At closing is the only time the borrower will pay interest in advance. The reason this occurs is because the lender does not want to collect a partial payment in arrears on November 1st.
That’s why the first payment is a month out and this example it would be December because that is the first opportunity to get one full month in arrears. Remember that the December 1st payment is for all of November.
If they collect a November 1st payment, it would only be for October 17th to October 31st. They don’t want that. Therefore, they have the borrower pay the October interest upfront and set their first payment date for December 1st.
So, if you see that the lender is collecting interest for October 17th to the 31st on the closing statement, you should be able to conclude that their first payment is December 1st.
sometimes when you go over a closing statement you will notice overlapping interest on the closing statement. Let’s say you see interest being collected on the old loan for October 1st to October 17th and interest on the new loan being collected from October 15th to October 31st. The borrower may ask why they are paying double interest on the overlapping days.
They are not. The escrow company has to estimate the closing date of escrow. So in order to not be short interest (for the payoff or the new loan), they show overlapping interest.
When the loan closes, the dates will match up perfectly and the borrower will get returned any unneeded interest directly from escrow.
Lastly, sometimes the borrower knows that the loan is suppose to close on the 15th. But yet the closing statement shows interest to the 18th. This is done on purpose. While the loan should close on the 15th what happens if it closes on the 17th for some unforeseen reason. If they didn’t over estimate they would be short interest. Just like the overlapping interest, if escrow over estimated any interest the borrower will get it back at closing from the escrow company.
Accrued interest is a topic that comes up frequently in your loan signings. Knowing how quickly answer simple questions will separate you from other signings agents who can not. Not to mention it will cut your signing time in half.
Remember our job is to be impartial not uneducated.
I’m Mark, I teach the Loan Signing System, and I’m looking forward to helping you become a top loan signing agent.
This is a story ’bout a Notary named Sealmore
A brotha trying to make a living doing this Notary gig
He thought that if he passed NNA’s signing agent test
That he would make it in the industry and make it big
But what this dude didn’t get for real
Is that this stamping thing is a complicated deal
He wanted so bad to be a Notary affix-ionado
He would try anything to make his career surreal
Then he met a sista named Venuetta Stampella
The sista was fly he could not deny
She told him she would get with him if he got his act togetha
But, the brutha was in pieces and under the weatha
He couldn’t stand his failure
Did not know what to do
The sista insulted him and called him a foo
But, he wanted her bad and pursued to woo
SEALMORE: That guy you with ain’t nothing but a wimp
But, you can be my Notarial ho, and I’ll be your “beep” (censored)
VENUETTA: I ain’t gonna be your girl so forget it
Cuz your ego’s so big it’s like the good year blimp
Signer Signing, coming something finer
Do you acknowledge that you acknowledged this?
The rhymes is phat, especially on this jurat
But, there’s one species you can’t notarize even if you are a cool cat.
Now you know where this Notary gig is at.
One more thing — can I get a soul clap?
What Sealmore failed to understand is that Venuetta wasn’t interested in him. And to do well in the Notary business you need to get certified by 123notary, not some other agency, and advertize on 123notary.com.
Life as a signing agent is generally very safe. I was a signing agent for seven years without incident. The worst thing that happened to me was being barked at by a little dog whose owners were a bunch of jerks. But, in the history of 123notary.com, there have been some creepy and dangerous things that have happened.
A list of dangerous things that have happened to Notaries:
1. One Notary was pushed down a short flight of stairs by an angry borrower that didn’t like his rate.
2. Another Notary got locked in a house while a borrower was taking a shower.
3. One Notary did a signing for a guy who had a room full of mannequins.
4. On another occasion a signer said, “You will be all alone with me.”
5. One guy had was a hoarder and had no place to sit other than a disconnected toilet in the middle of the room.
6. One signer came out of the house with a gun — however, he was not after the Notary, he was after a pit bull running around the neighborhood.
7. There are borrowers with AK-47’s in their house and weapons of all sorts.
8. Additionally, there are homes that just aren’t safe to go into due to mice, hoarding, bacteria, etc.
9. One of our New York Notaries went to a tenement building in the South Bronx where low-lifes were hanging around and making inappropriate comments to the Notary.
10. Sometimes a signer will get to a signing in the middle of an ice-storm, hurricane, or other bad weather.
11. One signer was invited into a guy’s bedroom to see a picture.
So, as you can see, being a Notary can be hazardous to your health. One was physically injured, but, nobody has been killed. Only two Notaries we have heard of have been sued: one by the Massachusetts Bar Association for doing signings without being an Attorney. The other one got sued because the Lender screwed up and the borrower was suing everybody. The most common problem Notaries face is not getting paid by signing companies. So, research who you work for before you do anything!
So, how can lady Notaries protect themselves in this dangerous world we live in. Here are some ideas!
1. An escape route
When you enter someone’s house. Sit in a place where you have a view of the door and who is coming. Also sit in a place where you have an escape route where you cannot be cornered.
2. Text your address to your hubby
Let your significant other know where you are going to be. Text him/her the address and schedule so they can call the police if you don’t get out of there alive. Keeping in contact with the signing company can also be a way to protect yourself assuming you have a close relationship with their reps. If they are generally unresponsive, then they would not constitute a security feature!
3. No hood after dark
Know your territories and don’t go to bad areas at night. Taking precautions is the most effective form of self-defence!
4. Bad weather is a lot more likely to harm you than bad people. Think twice before going out in an ice storm, or in other really inclement weather as you could get stranded, or in a very dangerous crash. You need to know how to distinguish between unpleasant and dangerous weather.
5. Going to remote areas where you could get lost on long dirt roads or mile long dirt driveways at night is not a great idea. There are rarely street lights in these areas as well. Seasoned Notaries refuse to go to these types of places at night.
6. Learn self-defence.
Women need to know how to get out of choke holds, and how to defend themselves from people who grab them. Do you know how to stomp on someone’s foot who is holding you from behind? Do you know how to elbow someone hard? You probably will never need these skills, but what if you do?
7. Carry a taser.
If you want to temporarily disable a person without harming them too badly, a taser can be the way to go.
8. Carry mace.
You are much more in danger from dogs than from humans. But, in either case, if anyone messes with you, they get a face full of mace!
9. Distress button
Some people have a little button on their person that they can press for distress. This is more something that spies or military would use, but it might be possible to get one. The question is, who will hear the distress signal?
10. Carry a loaded gun.
You can keep it in your car or take it in with you to the signing. But, if you shoot someone, you’ll be in court for a very long time, face jail time, and be in huge trouble. So, think about whether it is worth it or not ahead of time. If you don’t know how to use a gun, you might get yourself in even more danger. Knowing how to shoot is half the battle. Knowing how to get your gun out of your bag or glove compartment before the bad guys get you is the bigger half.
Notaries are on the boards all day long complaining about low-paying signing companies, not getting paid, and fax backs. These are legitimate complaints. My complaint is that most Notaries are so anti-education that they don’t want to pay for our loan signing course, but won’t even study from the materials if they are free! We have lots of free educational materials on our blog that very few people read. So, my question is, how much pay do you merit?
Too many signing agents = low pay
Being a signing agent doesn’t cost much. It is an easy profession to get into. You don’t need to be a citizen, and you don’t need a college degree or even a high-school degree although that would help. You just need to be a resident of your state or in some cases a resident of a neighboring state who doesn’t have a felony conviction. Most states don’t even have a Notary exam. In my opinion there are too many signing agents simply because it is too easy to get into this line of work. If it were harder to get in, those inside would get paid more.
The majority of signing agents aren’t trained well
You don’t need to be an expert to be good as a signing agent. But, you do need to know your basics. Most Notaries do not know signing agent principles, don’t know their documents that well and don’t even understand the basics of Notary law and identifying signers. I don’t see too many Notaries brushing up on their Notary knowledge either. There are a few Notaries who take being at the top of their game seriously, who know their stuff and who are always reading or studying. In my opinion those are the ones who merit high pay, not the rest of the Notaries.
So, what do Notaries merit being paid?
Only 20% of NNA Certified signers can pass the 123notary exam. So, passing their test doesn’t prove anything to me.
Not 123notary Certified
$50 per signing
$70 with eDocuments
Fax backs are not a bad idea, because an untrained Notary will undoubtedly screw up costing the borrower and lender thousands if they don’t make sure everything got signed correctly. Additionally, since 75-90% of the signing agents in the industry haven’t or can’t pass our certification exam, that constitutes a huge excess of Notaries in the market who have poor skills and therefore do not merit much pay. If the supply of untrained Notaries in proportion to the total were less, then they were merit more due to the rules of supply and demand.
$80 for a signing
$105 with eDocuments
123notary certified signers represent 25% of the Notaries on 123notary and perhaps only 10% of the Notaries who advertise online in total. Since you are higher skills and there are fewer of you out there, you merit more pay and the time you invest in eDocuments is worth more as well.
Notary2Pro’s certification is excellent and we usually recognize it. Since they specialize in training Notaries, they put a little extra care into the whole educational process than other agencies.
123notary Elite Certified
$100+ for a signing
$125-$150 for a signing with eDocuments
Only 2% to 3% of 123notary members are Elite Certified. They represent the cream of the crop in terms of knowledge and study habits. They took a very complicated course from us and passed a demanding exam. Unfortunately, since many companies have developed an assembly line system for dealing with inexperienced signers, the demand for seasoned pros is lower these days. However, for those people who want the best, the best are worth paying for.
What do 123notary signers make in real life?
Putting aside what I feel people should make, a recent poll of our signing agents revealed some interesting information. The respondents to the poll were mostly experienced, so the information they gave me does not represent what beginners are making.
Beginners — $60 to $90 per signing
Not 123notary Certified — $100 average per signing (edocs or not)
123notary Certified — $108 average per signing
123notary Elite Certified — $114 average per signing
How much you make as a signer depends on your connections and how well you present yourself. Notary education represents a big part of how much you get paid. But, how good your communication and business skills are represent an even bigger part. It is hard to put a finger on what good business skills are. But, answering your phone, dressing well, negotiating well, showing up on time and making sure your work gets done correctly are components of basic business skills. Sometimes people with a Real Estate or business background do better in this business than others. Having reviews on your profile, a great notes section, and a company name help your presentation a lot as well.
To sum it up, I cannot say what your work is intrinsically worth. But, if you haven’t proven yourself educationally, have no reviews, refuse to crack a book, and then complain all day about how low your pay is, perhaps you should think about improving yourself so that you merit more pay a few months down the road!
I know, many of you are “more modern” and use the various social media tools, I don’t. But email is something I’m sure all of us use. I have what I consider to be a workable email system. It’s designed to support my work with flexibility and a minimum of annoyances.
The first items are two cell phones.
I like the Android Samsung S5 (full size) and the Android Samsung Avant (smaller). Both support user battery change and the addition of a memory chip. The S5 is for email, the smaller and easily mounted Avant is for voice. I like the simplicity of wireless charging. The S5 has an option for a “charging back”, and the little Avant has an add on QI receiver plugged into the USB port – it’s hidden between the phone and the protective case.
I use two sets of batteries for each phone and swap them at month end. There is a big advantage to removable storage cards. With the proper USB adapter, an attached memory card becomes a “drive letter” and all of your tools have access to files on the card. Much nicer than having to use the vendor supplied tool that typically has limited functions.
The next item is Pobox.com
– an email redirection service, with a very flexible spam elimination component. I have had the same email address since 1995 when I first subscribed to pobox. I have had multiple Internet Service Providers over the years, keeping my email address the same. Email goes to firstname.lastname@example.org and is forwarded to the current ISP’s email address assigned to me. For example email sent to email@example.com is forwarded to firstname.lastname@example.org. A copy of exactly the same email goes to my cell phone.
My address at pobox receives “first crack” at all email, thus the filters I have imposed apply to the home PC as well as the cell phone. The pobox email filters are superb. I set mine to the suggested level of “aggressive” and the junk goes away. Items that are questionable can be held for further inspection. Word lists of pests can be invoked to eliminate all email containing the words “tuna fish”, etc. The service costs $50 a year. Just to be rid, and I do mean RID of the junk mail is worth it. When you start getting junk from a new pest “Stinkos Cigars” just add that to the “drop” list and that email never makes it to either PC or phone.
Pobox also supports private domains, multiple incoming email addresses, and lots more. It would be worth your time to take a look at pobox.com, it’s nice to have the email address on a business card remain the same without having to notify the world when you change ISPs. Of course your email is also available on their web site. It’s available in a nice hierarchy with folders for Year, Month and Day. Revenge? Sure, it’s automatic – spam can be “bounced” back to the sender!
In our line of work minutes count. With pobox there is the option for “push” email. Email is sent to the phone when pobox receives it, no lag for the Samsung S5 to “check for incoming”. You probably will not “back level” to the phones I use, but putting pobox “in front of your current ISP” will pay major dividends when you decide to change ISPs. And, controlling the inbox is great.
I used to think that Facebook is a place where Notaries wanted to advertise their services. Facebook is not a good place to advertise. However, you should periodically put that you are a Notary just in case someone who follows you who is nearby needs one.
On the other hand, people who visit 123notary or other directories want to know a little more about you. If you include a link to a website that makes for great reading material, particularly if you have an interesting site. I recommend against spending lots of money on websites. However, if you can get something cheap that looks good, you might impress clients. I got picked many times back over a decade ago because I had an interesting feng-shui site. It was not even related to Notary work, but they liked the art work and liked how intricate and well planned the site was. The site impressed them.
What if you use your Facebook as a place where people find you somewhere else, but then get routed to? This is a social media strategy that actually makes sense. Some people are sloppy about what goes on their Facebook page. They post photos that are not appropriate. Then their boss goes snooping around, finds inappropriate content and fires them — or doesn’t hire them in the first place.
The face is that you don’t know who is viewing your Facebook, so keep it professional and personal. Post interesting content, and keep it mixed up. If you post interesting content about what you did over the weekend and then some facts about a controversial notary request and how you handled it, you will attract. People like to get to know the personal and work sides of your life. However, if you post nothing about work other than complaints and post raunchy photos of you and your friends drunk or practically naked, you might turn a few people off.
Try to connect your networks in a logical way. The flow of traffic is always from point A to point B. The question is, which direction of traffic makes the most sense. For 123notary it is from Facebook