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September 15, 2017

Psych Notary Episode

Filed under: Sit-Coms — admin @ 11:54 pm

There is a sit-com on Ion television that you can sometimes get on other cable stations called Psych. It’s about a psychic Shawn Spencer and his sidekick Burton Guster. In any case, the psychic is a fake half the time who sees real clues that nobody else saw him see and then pretends to have a vision.

In this episode, a Notary is found dead and his stamp is found missing. The detectives arrive on the scene.

LASSITER: The body is dead — and it’s cold. It could have been lying here for a good seven to ten hours in my estimate. The cause of death seems unclear.

JULES: Let’s take the body to the lab and see if there is any sign of food poisoning. The victim seems to be a Notary Public, and you know how those type of people are — you know — eating on the road on the run.

SHAWN: You’re right. He might have eaten a poisoned fish filet or….wait a second, I’m getting something… (puts his right two fingers to his head) This MAN, did not die from accidental food poisoning (pause)… he was murdered.

LASSITER: You and your unsubstantiated hunches. I just can’t stand it. And what’s worse is that you’re right more than half the time.

SHAWN: Some people say that I’m talented. Oh, and I’m sorry about your tragic breakup.

LASSITER: Yeah… so am I. I really fell for her.

SHAWN: Don’t despair Lassie, there are other fish in the sea… and coral, particularly Staghorn coral.. and sometimes Pillar coral, and it really sucks when that filmy type of algae gets stuck on the coral.. hmmm. I wonder how that happens. But, I digress. My point is that I’m sure you’ll find someone else.

GUS: Yeah… You’ll find someone. Algae on coral? Ain’t no algae on coral.

SHAWN: I’ve seen it. At least half a dozen times.

GUS: Where?

SHAWN: Snorkeling

GUS: Since when do you snorkel?

SHAWN: I snorkel… Why, you didn’t think I snorkeled? I’m a snorkeler. And I can communicate with fish too. Watch this (puts face near the fish tank and blows bubbles in the air) bubble bubble bubble… See. I told you. I am all about the sea.

JULES: Well, we’ll have to inspect the scene thoroughly and then round up some suspects. Hmm. It seems that this man is a Notary, yet his Notary seal seems to be missing. Perhaps this Notary was murdered to cover up a botched notarization.

LASSITER: Or perhaps the Notary had an exclusive contract with his boss, and his boss found out….

SHAWN: That the Notary was cheating on him… I think you’re projecting, Lassie. Your ex-girlfriend.

LASSITER: She never cheated on me! She was arrested for conspiracy.

SHAWN: Sure she didn’t. I understand. We need to know who the last one who was in the room was — and that man (or woman) will be… the killer.

GUS: What if there were two of them.

SHAWN: Okay… I’m getting something. (puts right fingers to side of head). I know who the killer is… or should I say… “Killizz”

LASSITER: According to this security footage, a well known gangster named Tommy Walker was the last man to come here.

SHAWN: Wait a second, I recognize those finger tattoos. Put them all together, one one hand is says love, and on the other hand’s fingers it says hate. And mom told me not to use four letter words. The killer had a document missing a page and the Notary refused to sign it. So, the killer murdered the Notary, stole the Notary’s stamp and backdated the notarization so that it would APPEAR to have been done long before the murder even though it would not be recorded until after because of some last minute travel arrangements gone bad.

JULES: How do you come up with this?

SHAWN: I have a natural gift.

(Meanwhile the main suspect Tommy Walker, a hardened criminal is at home eating fruit loops and watching the muffets when our dynamic team of sleuths barges in)

LASSITER: (pointing gun) You’re under arrest for the Murder of John Q Smith, Notary Public at large.

TOMMY: I didn’t kill him. He just died shortly after our Notary appointment.

SHAWN: Ah-ha, but your Notary appointment yielded no actual notarization. Or did it. Wait a second… I”m getting something (see’s notarized form in the bag) I see a … win a trip for two to Disney Land…

GUS: Shawn!

SHAWN: Oh, sorry, no… check right behind the Disneyland document and you will find the incriminating document. Yes… A falsified Power of Attorney with a classic missing page… The NNA warns people about that type of situation.

JULES: Oh my God Shawn. You’re right. This Notarization was dated several days ago, but the ink is still fresh.

SHAWN: Caught… in the act. And… we happen to have access to this Notary’s Notary journal which has no record of your transaction on May 5th, “el cinco de Mayo” of the Power of Attorney in question. Which proves that either the Notary kept lousy records, or that you faked the notarization. We’ll have to take the form to the lab so that Woody can inspect the ink for aging.

TOMMY: Okay, I did it. I stole the Notary’s seal, but I didn’t kill him. The killer

SHAWN: Or “Killizz”

TOMMY: is STILL at large. We’ll have to wait for the autopsy. In the mean time… hello travelocity.

JULES: Not so fast. We have the right to detain you until we resolve this.

GUS: Good thing this Notary kept good records because many Notaries on 123notary don’t think they need to keep a journal since their state doesn’t require it. And the ones in California who are required, don’t understand that each document and signature require their own journal entry. You can’t just put them all on the same line and expect that to be a legal record.

SHAWN: How do you know all this?

GUS: Because I used to be a commissioned Notary Public for the state of California, County of Santa Barbara — thank you very much for asking.

SHAWN: Oh cool, so can you notarize my stuffed penguin I’ve had since childhood?

GUS: You never had a stuffed penguin.

SHAWN : Did too, you just never saw it.

GUS: Where did you keep it?

LASSITER: Gentlemen, let’s be done with this inconsequential rambling and get to the task at hand. We need to take Tommy into custody and then question him. Meanwhile, we need to see Woody to see what the autopsy reveals.

WOODY: Hmmm, I’ve checked the body thoroughly and it seems that the Notary was administered a tiny amount of poison that would make him drowsy for just the amount of time it would take Tommy to borrow the Notary’s seal, stamp a document, return the seal and then leave. Tommy probably figured the Notary wouldn’t suspect a thing. HOWEVER, since the Notary had an allergy to some of the chemicals in the poison, the Notary died on the spot. Although the death was accidental, the poisoning was not.

LASSITER: Involuntary manslaughter. Tommy will get a much shorter sentence. A petty crime gone wrong.

SHAWN: Couldn’t the Notary die on an x, or on a dotted line instead of on the spot. Wouldn’t that be cooler.

GUS: Shawn! A notary can’t die on an x marks the spot. That’s ridiculous. He could die on a chair.

SHAWN: Or a gezebo. Or … wait a second, or a pagoda. But, that would probably only be a Japanese Notary.

GUS: Unless it was an American tourist Notary who was on vacation in a place where there are pagodas.

SHAWN: True, but would the American Notary carry their seal with them to Osaka to a pagoda and then just die there?

GUS: I don’t know. But, the Notary seal might drop out of his bag while he was bowing. When Americans bow, they bow too low. Japanese bow just a little bit — just the right amount.

SHAWN: How do you know so much about bowing?

GUS: I studied Hokkaido style karate — that is how I know. And if you studied that too, the knowledge would come from within you.

SHAWN: Right now the only thing coming from within me is an intense desire to eat a pineapple. Wanna share one?

GUS: Okay!

LASSITER: You guys are both insane. But, we cracked the case and we can all go home now, except for Tommy who’s going to do some real time.

SHAWN: Yes, unless he also finds a way to backdate his prison sentence!

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September 14, 2017

Please don’t quit your day job…not just yet

Filed under: Carmen Towles — admin @ 11:47 pm

So you did what?

I get a call from a very nice lady who had just became a notary. She was interested in our loan signing courses and advertising. I asked her how she heard about 123 and loan signing in general, and she went on to tell me that a notary had come to her home and closed her loan. The notary who visited (also happens to be a 123 member) had spoke highly of the profession and that the notary shared with her, that through this income as a signing agent, she was able to send her family to Tahiti. She also stated that her notary had made the signing process look so easy that she wanted to get into the professions as well.

As the conversation started to wind down with all her questions asked and answered she goes on to tell me that she’s ‘waiting’ on her notary stamp/seal and would be ready to sign up immediately upon there arival. She also says’ that she had to get going with the business as she had just quit her job. Startled, I asked her ‘“What did you just say”?” And so she repeats that she had just quit her job. I was shocked. I asked her, “What in the world would posses you to do this”? She replied that she thought being a signing agent was easy to get into and that she was under the impression that she could start making money right away. She said that the notary told her there were places to sign up with. I had to explain to her that although there were places that she could try signing up with in addition to advertising with places like 123notary.com and notary rotary, there was no guarantee that anybody would give her any work. This is a problem for all new notary signing agents. When you are new not too many companies what to take a chance on you.

Seeing how she had just quit her job recently, I advised her to try to get her job back immediately. Sadly, she tells me that they had already fulfilled her position. Needless to say she was VERY upset. And, I was upset with her. For the life of me, I cannot understand this logic of this thinking at all.

In these conversations, I always wonder why folks don’t do more research when they decide to venture into this or any other business. As with all new business it requires dedication and hard work.

Moral of the story; don’t quit your job! The notary signing agent business takes TIME to build, cultivate and grow.

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September 12, 2017

Why keep a journal? Don’t wait until you get a call from the FBI.

I have the worst time talking to Notaries in NJ, NY and Florida. They have the worst attitude. The minute ask them a journal quesiton the answer is usually — my state doesn’t require me to keep a journal. I have heard this so many times I just want to throw them off my site just for saying that. I am so upset, that I have decided to have formal standards on 123notary for what we require in our jurisdiction online. Journals will be one of the requirements.

When you are:
Investigated for fraud that you notarized
In court or
Need to look up a former transaction for some reason

Your journal is your only recourse. If you don’t keep a journal, you will not be able to answer to investigators. A journal thumbprint is sometimes the only way the FBI can catch an identity thief. If you don’t keep one because your state doesn’t require it, then you are empowering identity thiefs. Florida’s FAQ page states that they don’t want Notaries to require a thumbprint. That is like asking parents not to require their children to wear a seatbelt. When your child comes home with a fractured jaw, you will change the way you look at this “requirement.”

I was investigated three times.

#1. An investigator suspected an elderly couple of being ripped off. I told him I found the transaction in my journal and had a thumbprint. He said, “Investigation over.” I was off the hook because I kept good records.

#2 A routine inquiry with a journal entry copied and sent to the inuirer.

#3. Someone copied my seal using a xerox machine and pretended to be me. I looked in my journal and found the exact day when the crime was committed. I did a few other jobs that day, but not the job in question. The handwriting on the acknowledgment didn’t match mine either and they did not do the cross outs or use an embosser. Having a journal saved my neck. How can you not keep one?

Another story was that a shady guy wanted to be notarized by me. I told him that I required a thumbprint. The guy protested but I stood my ground. He declined and found another Notary. I detered a potential fraud from happening and it was easy. NNA sells thumbprinters for about $16. Buy a few. It is your best protection.

NNA teaches proper journal filling technique. Learn from them. They teach Notary knowledge better than anyone else.

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September 8, 2017

Notary speaker offends college students

Filed under: Humorous Posts — admin @ 11:53 pm

Notary is hired to do a speech for college students in Berkeley. But, everything he says offends them.

NOTARY: Welcome class. Today I am here to speak of the duties of the Notary Public. A notary is appointed by the Secretary of State or Notary division in the prospective Notary’s respective state.

SUZIE: Like… Notaries should be able to do whatever they want man… Screw the rules.

NOTARY: Well, if you ignore the rules, you could end up losing your commission and ending up in jail

JACK: That’s fascist man… Not fair. Let’s throw things!!!!!

NOTARY: I’ll call for police back up if you throw one thing.

JACK: I knew you were on their side. You’re a rightist extremist!!!

SUZIE: So, what about women. Do women have equal opportunities in the Notary world or is there a glass ceiling like in the rest of the world where we have “equal” opportunities.

NOTARY: Actually, now that you mention it, the reason for the pay gap between men and women in jobs at large worldwide stems from the fact that women work three hours less per week than men — assuming they work at all. Additionally, men are more willing to do dirty, dangerous, technical and otherwise unpleasant work while women prefer to do work that is more socially gratifying, involving people, healing, children, and that lead to a balanced life even if it pays less. The result is that women have more balanced lives but get paid less. If you compare apples to apples for women and men with the same amount of experience, neither of whom take a maternity leave and work the same amount of hours and with the same vigor and skill level, women actually get paid slightly more than men.

SUZIE: Bullshit!!!! That’s sexist! Let’s start a riot!!!!

NOTARY: I have the police on speed dial if you can’t control yourself.

JACK: This guy’s a fascist — let’s get the noise maker and drown him out so he can’t be heard!!!!

NOTARY: I am here for your benefit so you will do better in the real world. If you want to undermine that opportunity, that hurts you, not me.

FRANK: Good point. I think we need to listen instead of antagonizing the Notary, even if that means compromising our “values” of attacking anyone we falsely accuse of being right wing, unfair or fascist when we are the ones who are unfair fascists of a left-wing variety.

SUZIE: You said it!! Wait a second. Could you repeat that?

NOTARY: Yes, by preventing people from speaking by force you are imposing a vigilante style neo-marxist fascism. If more people did that, we would all lose our freedom of speech just like in many other countries — which would be bad, unless it was only you guys losing your freedom of speech as well as the freedom to throw things which is considered a felony.

FRANK: I’m in your boat on this one. Or on the wagon. Or… I just quit smoking so, maybe I’m off the wagon. Not sure…. Go on!

NOTARY: A Notary’s job includes Acknowledging signatures, administering Oaths, taking Jurats, and sometimes a few other tasks, but those are the main three. Official acts can vary from state to state, but all states have Acknowledgments, Jurats, and Oaths.

JACK: You mean like Quaker Oaths?

NOTARY: No, Jack, an Oath is where you raise your right hand and swear to tell the truth like when they swore in Donald… bad example, like how they would have sworn in Hillary Clinton had the election not been rigged.

FRANK: Traitor!!!

SUZIE: I had you all wrong. I LOVE you Mr. Notary. Would you date me? It would be like how Ross dated that college student on Friends.

NOTARY: Oh God. I’m just trying to appease the situation, but it seems I made an enemy out of Frank in the process. In any case, an Acknowledged signature is when a signer signs a document. They can take it later on to a Notary and have the Notary fill out a form stating they acknowledge signing the document. They do not have to sign in the presence of the Notary, but do need to show ID and personally show up in front of the Notary. A Jurat requires the signer to sign in front of the Notary and swear to the truthfulness of the document.

SUZIE: How romantic. It sounds like getting married. By the way, you have pretty blue eyes!

JACK: I do!!!

NOTARY: Sometimes a Notary will need credible witnesses to swear in a signer who doesn’t have an ID.

FRANK: Wait… credible what-nisses?

NOTARY: Witnesses

FRANK: Are you doing something criminal where there are witnesses? Do you have a witness protection program?

NOTARY: Honestly, you people are such a bunch of dumb-asses!!!

JACK: Ha ha ha… That’s what I think to. I’m around this type of behavior so much I don’t even notice it. It’s like being in the 8th grade perpetually, except in the 8th grade I didn’t understand the meaning of perpetual.

SUZIE: Yeah, neither did I. I thought a perpetual was a pervert.

NOTARY: They could be… Or they could be a perpetrator. Anyway…Now this is a Notary Journal. The signer has to sign the document as well as the Notary journal right here….

JACK: Woah… Can I sign?

SUZIE: Yeah, I wanna sign too!!!

FRANK: Aren’t you supposed to have a document being Notarized to sign this? Signing the journal is not just for fun. Let’s be serious. Oh wait… Is that the fee section? How much do you dudes get paid? I need a career when I get out of this joint.

NOTARY: Notaries now make $15 per signature. If you have ten signatures to notarize in an hour, you can give a discount or make up to $150.

JACK: Wow, I make $9.25 per hour, that’s like what I make in an hour in a half. I’m becoming a Notary. Can you be a felon and still become a Notary?

NOTARY: No..

JACK: Good, that will weed out the competition — cuz, like, I’m not a felon. I don’t even look like one.

NOTARY: Well that’s the main thing, isn’t it!

SUZIE: I had you so wrong. I love you Notary man! Oh… I’m going back home to write a song about blue eyed Notary man… How I dream of Notary man.

NOTARY: It was nice meeting you all. Here is my card in case you ever need a Notary, or in your case a date who is twice your age. But, as they say — age is just a number.

SUZIE: And Notary fees are just a number that will help when you take me out to a French Cafe called Le Jurat!

NOTARY: It’s a date. Don’t tell the Dean of students. He’ll crucify me.

SUZIE: If he does, we’ll riot and he knows that. He has his hands tied. This place is run by anarchists, not the Dean.

JACK: Yup!!!! And we wouldn’t have it any other way!

FRANK: Speak for yourself!

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September 6, 2017

A Notary finds a document notarized by Jeremy in 2001

Filed under: General Stories — admin @ 10:11 am

How bizarre. I got an email from a Notary on our database who lives in the Los Angeles area. She claims that she came across a document that I notarized back in 2001. It was a Deed of Trust for 4811 South Alamada (Alameda?) Partnership. That was a long time ago. I don’t remember the signer who’s name was Hannah Kelly. I filled up about 50 Notary journals during my career mostly with loan signings.

The signings I do remember were for a guy in jail who blew up his apartment experimenting with explosives. I also Notarized his jurors as a matter of coincidence. I remember doing 40 sets of fingerprints in Pico Rivera for a room of people mostly from Puebla Mexico. I remember an Attorney in Arcadia who had really long Health Directives for middle aged Chinese families who were thinking ahead. I remember a signing in South Central at a hospital where they made me wait forever while they slowly filled out their power of attorney forms and then the lady asked, “Do you like your job?” I told her that she was supposed to have her documents ready BEFORE she called me. I really enjoy scolding people who disrespect other people’s time.

I remember driving to Hemet, Victorville, and Santa Clarita for a Settlement Agent named Emily who gave me steady work. I remember a Real Estate agent who had endless Grant Deeds to sign. That’s about it from my eight year career. Most of my signers were boring as hell, but I had a handful of memorable ones. Jail signings were the most interesting.

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September 5, 2017

Comparing journal entries to fedex signatures

Believe it or not, most Notaries on 123notary do not fill in their journal correctly. It is not rocket science. The rule is:

One entry per person per document.
Two people each signing three documents = SIX journal entries.
But, won’t that take too much time and use too much of your journal? It will only take a few minutes.

Let’s say that Johnny is signing ten documents that are to be Notarized. You put the date, type of notarization(s), document names, document dates, name of signer, address, ID information, notary fee, etc. Next, you draw an ARROW down for the date which remains the same for all ten entries, the name, address, and ID. Then, the signer has to sign for all ten entries. That takes less than a minute. 123notary suggests thumbprinting whether it is required by your state or not as a security measure to help the FBI when they come a knocking. They are bothering one of our Notaires as we speak (or type) and confiscated her journal. So be prepared!

What most Notaries do is one entry per person. Then, they put all the names of the documents in the document section. They have the signer sign once. This is stupid.

If Fedex delivers five packages to you do you sign once? No, you sign once per package and there is a corresponding tracking number next to your signature so you know what you are signing for. If you have a signer sign once in your journal for multiple documents, they could accuse you of having added more documents after the fact and having used them for fraudulent purposes. You would have no way to contest their accusation as the signer did not sign for any particular document.

The bottom line is to have the signer sign once for each document. That way you have proof that your work was authorized and your journal will then be up to standards. And once again, it doesn’t take more than a few mintues and it’s not rocket science.

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September 3, 2017

Common complaints we get about Notaries

Filed under: Notary Mistakes — admin @ 12:08 am

I spent some time with Carmen reading through complaints about Notaries. For years, the NNA, 123notary and others spent a lot of emphasis on educating people about loan documents. However, the complaints we get about Notaries are never about loan documents. Then, we learned that most Notaries listed with us do not understand the basics of how to be a Notary Public. However, we rarely get complaints about people’s Notary work. So, what type of complaints are we getting?

1. Leaving the customer high and dry.
Did you finish a signing and then turn your phone off? Did you not answer your emails because you did not have any notary jobs that week? Did you go on a camping trip where phones don’t work? Or did you get angry with a vendor and just decide not to answer calls. After a signing is over, you are responsible for being available for 72-96 business hours. If the Lender or Title company doesn’t get their documents back and needs a Fedex # and you conveniently are unavailable, what are they supposed to do other than write a negative review about you? If you made a Notary mistake but are not available to fix it what to do? If there is some reason they need you to go back, but can’t reach you then what can they do? If you are not going to be available for four days after you finish a signing, warn people so they know ahead of time.

2. Being rude
I realize from all the Notaries I talk to that many Notaries are just down right rude. And those are the people who call me rude. I am impatient, but not normally rude. I get upset when people either won’t answer a question or give stupid answers or when people don’t care about doing a good job. I learned to combat my own impatience by writing people up who are rude or uncooperative. That way I gain some critical information on the person being rude and often remove them from my database as they are a detriment to society and dangerous to hire despite their claims that, “I’ve been doin’ this for 20 years and therefor know what I’m doin’.” even though they scored 20% on my easy quiz.

3. Not following directions
Many Notaries who I quiz do even worse following directions than they do on loan document questions. If you don’t do what is asked of you, you will get in trouble. So READ instructions, call when you don’t understand something and obey the law and those who hire you in that order. Beginners tend to have a much more difficult time following directions than old timers by the way, and beginners make outrageous notary mistakes a lot more too as they haven’t been scolded (much) yet.

4. Notary mistakes
In the old days we had more complaints about Notary mistakes. Although our notaries typically do not know what they are doing, their mistakes and knowledge omissions don’t seem to get them CAUGHT which is the main thing. If you seal over wording you get caught. If you use your stamp wherever you see the word “seal” in a context where seal means signature, you will get repremanded. If your stamp is smudgy your local county recorder will get you in trouble. But, if you are unable to explain the difference between a Jurat and an Acknowledgment, or forget to do your Oath, then I am the only one who will catch you — and you can bank on the fact that I will, so study up!

So, the bottom line here is that it is good to do a good job as a Notary and even better to know how to distinguish between the various documents in a loan. However, being nice, cooperative, following directions and getting back to people in a timely manner count more than being a good Notary. As a directory owner, I am weeding my directory and weeding out the worst Notaries. The rude ones get weeded out much more quickly than people who are bad Notaries with good attitudes. Someone with a good attitude can learn, but an uncooperative jerk will never learn. So, be advised.

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September 1, 2017

The new travel ban on Notaries from 7 countries

Filed under: Humorous Posts — admin @ 9:47 am

Constitutional or not, there has been a new travel ban on Notaries from seven countries.

El Salvador
Due to the cartel violence, Notaries are not allowed to travel to or from El Salvador, but Mexico is not on the list because the Zetas cartel bribed Washington.

Canada
A travel ban to Notaries going to Canada has also been enacted due to an incident where a Notary botched a notarization at a hockey game and then made a cheesy joke about how Canadians say, “It’s aboot time eh?”

Somalia
Somali Notaries were banned from going to Somalia because one was caught trying to spread Sharia law in Minnesota. But, refugees can still come here if they go via neighboring Kenya where there is also a growing refugee crisis.

Syria
Syria is on the list because too many Notaries complained that half of the ID’s they got from Syria were either falsified, or stolen. A simple thumbprint on the passport would solve a lot of this problem.

Israel (not included in the 7 banned by Washington)
Israel was also on the list because the head Rabbi didn’t want anyone flying on the Sabbath which is from Friday sundown to Saturday sundown. So, to be on the safe side, they decided not to let Israeli Notaries fly to America period! But, this decision was made by Israel, and not by Washington and therefor cannot be counted in the seven.

Korea
Korean Notaries were also banned because a Korean Notary was on their way to an appointment in Jeremy’s neighborhood in Los Angeles, but driving the wrong way on a one-way road on a circular route around a water fountain in Park La Brea. Authorities have identified this lady as Park Chong-He (who is a she, not a he) who is now classified as a vehicular terrorist who would be better off Park(ed) rather than driving. No kidding, this happened yesterday afternoon.

Andorra
Andorra was on the list too not for typical reasons, but because authorities can’t find it on a map. It is allegedly a tiny city state scrunched between France and Spain, but the zoom feature on Google maps wasn’t working on their computer, so they decided to ban it anyway.

Belgium
Although not an Islamic country and not a country with an Islamic majority, it was banned as a safety precaution and to send a message to Belguim. Belgium is now known as a country that harbors terrorists and whose police force is too inept to identify and prosecute dangerous members of society. The police claim they are too busy and there are too many people on their suspect list. Meanwhile, after the deadly Paris attack done by Belgian residents, France insists on keeping an open border with Belgium. It reminds me of 2006 as I freely drove from country to country within Europe without so much as a welcome from anyone other than the Swiss authorities. The only thought that went through my head is that this openness is a huge hole in security and dangerous. It could lead to huge problems down the road — and it has in the last eleven years since my visit.

Meanwhile, the ban on Notaries was temporarily overturn by Supreme Court Judges as of January 2017. We’ll see if the ban on traveling Notaries gets put back into effect. The court overturned the executive order because it was discriminatory towards countries with weak police departments, towards countries that lacked common sense, and towards bad drivers and therefor deemed unconstitutional. So, now a newer draft of the travel ban is in the making.

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August 31, 2017

Notary Chess Sets

Filed under: Virtual Comedy Themes — admin @ 9:44 am

Notary chess sets are a little different than conventional or non-conforming chess sets.

The rooks look like notary seals.

The king is the secretary of state.

Carmen is the queen of the notary industry, so she gets to be the queen.

Jeremy is the knight, because he’s very agile and can jump in and out of complicated business situations.

For you boomers out there, the white bishop is Joey. But the black bishop is a Catholic priest to whom borrowers can say, “Forgive me, Father, for I have rescinded.”

The pawns are the notaries.

Each chess piece has to have an I.D. and the board is shaped like a square document. Where to place the signature? If you know the answer to that, you’re smart enough to play notary chess! And you thought regular chess was challenging!

Rook to A4, your move…

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August 30, 2017

Attorneys bullying Notaries — when does it end?

Filed under: Carmen Towles — admin @ 11:46 pm

I get a call from an attorneys assistant in Kentucky. (this office had used me a couple of times previously and had been happy with my work). On this occasion they had a power of attorney- purchase assignment and wanted my assistance. We agreed to a handsome fee. I received the email confirmation of time and place and I call borrower to confirm. I receive the documents a couple of days day before the assignment and as I am going through the notary instructions, i see references made to the notary acknowledgement wording. It states that I must NOT correct or modify the notarial wording on the Mortgage/Deed, (I just love how these folks love to tell us how to do our jobs) as there had been problems with other transactions in the past and they had trouble recording the deeds that had been modified. It was also suggested that I was free to attach my California compliant acknowledgement if I wish but I MUST also complete the notary certificate that they had already partially filled out. (another no-no in my book) I go to the mortgage/deed and it reads: John Doe as Power of Attorney for Mary Doe as her Attorney In Fact. Now, for us California notaries we cannot ‘certify’ a capacity. This means that everything must go but the name of the person that is appearing before us. In this particular case it is ‘John Doe’ and nothing else. I call the attorneys office and explain this to the assistant and she said I must do it her way because it will not record. She says she is aware of our rules but insist that they have had problems in the past with the recorders office and that I can also, in addition to notarizing the pre typed acknowledgement add an acknowledgement if I choose too. I tell her that would mean that I was notarizing everything twice and that was not going to happen. I give her 2 choices: 1. I can line through the unacceptable verbiage and initial or 2. I can cross the whole acknowledgement out and then attach a fresh acknowledgement. Her choice. We go back and forth. We are at a standstill. I go to our Secretary of States website and print out and scan to them the section that prohibits us from certifying a capacity. But that still is not enough for them. I start receiving angry calls from the others in the attorneys office as well as the lenders loan officer. All were insisting-even demanding that I do it their way. Frustrated, I told them to just find someone else. They ignored this request and I assume it is because they knew they would have this same problem with another notary.

At this point, I am really at my wits end and I decide that I should call the County Clerk in Kentucky and see what they have to say about this situation. I ask to speak with a supervisor. I tell her my story and she tells me that she has no idea why they felt that it wouldn’t record. She said that her office is very aware of the different notarial procedures by state and she assured me that the mortgage/deed would record. I emailed all parties involved the supervisor’s name and number.
No-one replied.

On the day of the signing, since they refused to choose whether they wanted a fresh acknowledgement or for me to line through the Power of attorney verbiage and initial. I choose for them. I choose option No. 2. and I attached fresh acknowledgements throughout the package replacing theirs. A much cleaner method.

Moral of the story-I stood my ground. I refused to let folks intimidate/bully me to do something that was illegal for me and my state. Notaries you need to know your notary laws and your do’s and don’ts! Now, although this attorney office never called again and I lost a good paying account, I did what I was supposed to do. I did my job.

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