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December 3, 2019

California eNotary

Filed under: California_Notary — admin @ 6:02 am

There is a lot of talk about eNotarizations, especially in California. However, it is not currently legal for a Notary in California to do online notarizations. However electronic notarizations using a signature pad face to face with the signer are legal.

I heard from Carmen that California does not want to legalize online notarizations as there is too much of a risk of fraud. I am not sure how to verify this claim, but it makes sense as California has some of the highest notary standards for fraud deterance.

Read More.
https://www.sos.ca.gov/notary/customer-alerts/

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eNotary and electric notarizations
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December 2, 2019

Lies and deceit that Notaries engage in

Filed under: Business Tips — admin @ 6:01 am

Oh, such drama — lies, deceit, treachery, and more. Yikes! Here are some things that Notaries BS about. See if you see your own behavior anywhere here and then fix it!

1. Experience
When I ask Notaries how many loans they have signed, the answer normally comes in years. That is a bait and switch. I ask one question I get an answer that is completely unrelated to the question. 16 years of notary experience doing one signing per year is not much which is why I want number of loans. But, when I ask a Notary on Monday how much experience they have and then again three months later, often the number goes down, not up. Doesn’t # of loans signed mathematically have to go up with experience? It is kind of like age, most people I know don’t get younger.

2. Familiarity with the docs
If you are so familiar, then why can’t you pass our certification test? You say that you are a Realtor and therefore you are familiar with loan documents, yet you can’t explain more than 20% of them. This is a snow job once again.

3. Bragging
If I ask a question, most Notaries have to answer the question and then insert a lot of unasked for additional information which just sounds cheap and cheesy. If you are from Wisconsin, I can understand cheesy, if you are French, then perhaps a Brie, and if you are from Nebraska I can understand corny. But, the rest of you have no excuse. Just answer questions as they were asked.

4. Saying you dropped the package.
Some Notaries claim to have dropped the package at one time when they really did not. Hmm.

5. Drama
Sometimes a borrower will be rude to the Notary and then the Notary will be rude back. When the complaint comes in, sometimes the Notary will discuss mainly all of the terrible things that the borrower did and not be honest about what they themselves did.

6. Certifications
Many Notaries who are not or who are no longer 123notary certified will say that they are in their profiles. Hmm. It’s hard to prove your 123notary certification when you don’t have the green icon, isn’t it?

7. Error Rate
Bragging about your 0% error rate is stupid, because anyone can claim it and there is no way to prove it. We all make mistakes. The same people who brag about their perfect performance are the ones who make spelling mistakes in their profile.

8. Vagueness about their Mortgage experience.
It is sometimes a bad thing to be a Mortgage Broker as that can indicate that you are a competitor. So, many just claim to have been in the Mortgage Industry for ten or twenty years. This is really beating around the bush. It is better to state what position you had or leave it out.

Summary
Notaries are notorious for snow jobs, smoke screens and all out blatant dishonesty. In a profession that is based on integrity this is really outlandish, but reality. Trying to pass yourself off as an expert when you know very little or hiding information about yourself is just not honest or straightforward. Very few Notaries can just stick to the facts, but those are the ones that buyers like. So, try to think of how they feel on the other side of the table.

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December 1, 2019

What do successful Notaries do that you don’t?

Filed under: Business Tips — admin @ 6:00 am

We all want to be successful and we all think that we are experts at our job. But, are we really? Here are some things successful Notaries do that the others don’t do.

1. Keep your profile managed regularly.
What does this mean? You have to login, make sure your hours, counties, notes, and reviews are as current and thorough as they can be.

2. Keep your knowledge up and keep reading.
Serious Notaries read the various blogs and forums. They also take courses and get certified by more than one agency. Instead of claiming to be so great, they get a reputed third party such as the NNA, 123notary, Notary Rotary, etc., who has an impartial test, passes the test and then has credibility. Serious Notaries keep reading and have a never ending thirst for knowledge.

3. Knowing who to extend credit to
This is one of the hardest aspects of being a Notary. The tendency is to get as many jobs as possible. But, smart Notaries say no to bad jobs, jobs from companies that have payment issues, or jobs that pay too little. As a Notary it behooves you to have standards, but try to keep the standards reasonable as well, especially if you are new or if business is slow.. Don’t let companies rack up a huge bill. If they owe you more than $300, then ask them to pay up before you do more jobs, or Paypal you for future jobs.

4. Setting terms and having contracts
This is for the very advanced Notaries but some people do have a contract for others to sign. This is taking the upper hand and others might not be willing to sign your contract unless you are a top notch Notary — after all, why should they if you are a slouch?

5. Scheduling
Successful Notaries know how to schedule their day and get rid of packages fast so that they are not late.

6. Equipment
Good Notaries have top notch equipment and fix it fast if it breaks. They know how to download anything, anytime and anywhere and don’t make excuses. A good dual tray laser printer is a good place to start although you need good scanning and faxing equipment as well

7. Watching your email
Jobs can be dispatched through apps, email and by phone. So, a good Notary keeps a constant watch of all of these mediums.

8. Other sources of income.
Relying on Notary work when times are slow doesn’t make sense. Smart Notaries realize they need to diversify. We have a handful of full-timers who make a full living at this job. But, the majority cannot, so try to be realistic and have multiple streams of income.

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How to become a successful mobile notary from scratch
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Beginner’s Notary 103 Reading List (Resources)
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How to write a notes section if you are a beginner
http://blog.123notary.com/?p=16698

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November 30, 2019

What do people like about being a mobile notary?

Filed under: General Articles — admin @ 5:59 am

There are many reasons why someone would become a mobile notary. There are also other reasons why a person might continue to be a mobile notary. Here are a few.

1. Work your own hours
Are you tired of the 9-5 hussle and hassle? Working your own hours is great. You can also do other gigs between notary jobs, or take other gigs when there normally aren’t any notary jobs. You can also work a part time or full time job and keep doing signings.

2. Drive
Some people were born to be on the road (again). If you love to drive, being a mobile notary will keep you busy. You can work on the road, eat on the road, and just remember not to sleep on the road as that might be dangerous.

3. Meet new people and then notarize them
It is like being in the armed forces. Go to foreign countries, meet new people and then kill them. Instead of killing them, you notarize them — it’s the next best thing — trust me. You will meet people from all walks of life. You will know every end of the spectrum of middle class (boring) as well. Just like a snobby British upper class lady once said, “A marriage made in middle-class — how pedantic.” And then the sarcastic New Yorker said, “She could have done worse.” So take your pick. You can also meet criminals, kidnappers, arsonists, frauds, strippers, porn actresses and more. But, for the most part you will meet very “pedestrian” middle-class Americans who are so boring that you should have a cup of Joe before the signing to ensure you don’t fall asleep. On the other hand if boring is your thing — you will meet the right demographic. On a brighter note, if you live near a fun town like Santa Monica or Hollywood, you might meet more fun people.

4. Deter fraud
It brings meaning to my life to be part of reducing the amount of fraud in this world. Fraud creates uncertainty and suffering and the angels would prefer that we keep our world clean and orderly and that is why I believe they chose me to run this directory as I try to keep things ship shape. Notaries who are thorough make it very hard for frauds to get away with anything. Using that raised seal embosser on every page of every document you notarize, checking ID’s carefully and thumb printing makes it hard to do anything suspicious.

5. Reading our blog
Some Notaries like being a notary just so they have a legitimate excuse to read our zany blog. Yes, the comedy articles on the blog make the whole nightmare of being a mobile notary all worth it in the end. Laugh your way to success.

6. Money
Believe it or not, some people make good money in this profession, or at least used to. And others make a good supplement to their income too. If you are efficient allocating your time, you can make good money at least on an hourly basis. You should see what Carmen rakes in for very quick jobs taking less than an hour from door to door.

7. Retirement
Being a mobile notary is a great way to spend your retirement. It is hard to work full-time as an elderly person, but as a notary you can work as much as you feel up to it.

8. A good job after you have been in Mortgage
If you were in Mortgage for years, being a mobile notary is a natural continuation as your knowledge will carry over to a particular extent as a notary.

9. Stamping
Some people find it theraputic to stamp things, and as a notary, that is what you do every day. It might make you feel official.

10. Reading up on legal aspects
Being a Notary means you have to read up on the legal aspect of being a Notary Public. You need to know all of the identification procedures and all of the various notary acts. There is a lot to know and many people enjoy learning the legal distinctions. And then there are others who are so afraid to commit UPL that they fail to learn Notary law themselves and end up committing crimes out of ignorance on a daily basis. You might like giving Oaths too — I swear! Hmmm.

So that concludes my little article on why you might like being a mobile notary. I hope that you all now see the positives in your career and don’t regret being in this profession.

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November 29, 2019

A new app for breaking up with your girlfriend – braekupp

Filed under: Humorous Posts — admin @ 5:58 am

Yes — it is a new app for breaking up with your girlfriend, boyfriend, or even a signing company that didn’t pay you. Why break up in person, or by text when you can use this app.

It is called – braekupp and you can get a free download online.

braekupp has an algorithm that helps you analyze how worthless your relationship is based on 29 factors (hmm, sounds like eHarmony in reverse.) It also explains the factors to you. Then, it will contact your ex by phone, text, email and on social media and diss her properly — ouch!

With braekupp you get to choose the exact wording of how you are going to diss your ex. You can use polite language and say, “It just isn’t working out.” Or you can insult them and call them some choice words such as, “I’m so done with you you dumb-ass so and so.” Ouch! There are hundreds of choices of verbiage variations so you can diss your miss with style.

For signing company break ups you can use lines such as — “You didn’t pay me, so I’m done working for you. Find some other loser to fax back all night long, jerk!”

If you are wondering how to get a new girlfriend or signing company or girlfriend who works at a signing company (not recommended) we will be coming up with a new app for that soon, but it might take a while.

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A notary orders pizza during a signing using an app
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November 28, 2019

What would make the notary profession better?

Filed under: General Articles — admin @ 5:57 am

Notaries get together on the forums and complain about the profession. Sure there is a lot to complain about, but what can be done to make the profession better? Also, if it is so bad, then why do you stay in this industry — are you stuck here?

1. Less fax backs.
Perhaps it is necessary to check people’s work, but if someone has done x amount of error-free signings, shouldn’t they be able to get away with not faxing back every page?

2. Faster pay
There is no reason to make Notaries wait 60 days to get paid. Payment should be within 30 days with no exceptions.

3. Borrowers who are more fun
Personally, I’m tired of meeting people like the Smiths, or the Jones who are just plain plain. Boring! I want fun signers like comedians, criminals, world travelers, acrobats, etc. I would pay to notarize borrowers who were actors who would be a little more fun.

4. Better blog articles
I’m doing my best people. You could write some material too and share it with the group on our blog. Why do I have to do all the work?

5. Less traffic
Sorry, that is out of my control. But, there is a guy named Scotti who can beam you up!

6. Shorter packages
How about a loan that is three pages. You would be in and out in minutes. But, in the real world that will not happen.

7. Faster printers.
How about a printer that can print 200 pages in four minutes?

8. Cheaper paper and toner.
Not in this lifetime.

9. Fun courses
If we could have live seminars with lessons taught with comedy, that would be much more fun than our blog course and online courses. But, it is too difficult to get people together in the same place at the same time, so try to deal with what you do have.

10. Better pay
But, if there were more money, there would be much more competition and 99% of you would be weeded out of the game. So, be careful what you wish for.

The end!

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November 27, 2019

I am writing about how I am out of ideas of topics to write about

Filed under: Comprehensive Guides,Social Media — admin @ 5:57 am

It is the first time in eight years where I have racked my brains and cannot think of anything to write about. Back in 2011 I remember that I had the same problem. I started to write about state issues. There were few readers and lots of critics. Every time I made a mistake or didn’t make a state-specific mistake but was accused of it, it was a headache.

I have written about notary technical issues to the point where I cannot think of anything I didn’t already cover. I could go over materials I already wrote about and rewrite them. But, unique material will be hard to think of.

Comedy articles are fun because there seems to be an infinite source of ideas. I work with several comedy writers and you can tie notary themes in with themes in the news which keep changing.

What do you guys think I should write about other than my wacky road trips to other states?

By the way, I didn’t think of the idea of this article. A 22 year old guy with a good sense of humor thought I should write about this when I mentioned to him that I can’t think of anything to write about.

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Thanks.

I eat, breathe and sleep 123notary
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November 26, 2019

I want my 123

Filed under: Advertising — admin @ 5:56 am

MTV and pop culture
Remember back in the 80’s when people said, I want my MTV? Do they still exist? I spent a lot of time watching rock videos back in 1984. It was my introduction to popular culture because I was so out of it before that. But, what about the Notary world. If there were a slogan for our business, what would it be?

I want my 123
123notary is a great way to learn the fine art of loan signings. We have loan signing courses and they are affordable not to mention tons of free blog articles. 123notary also offers state-of-the-art advertising paralleled by no other agency. A top spot on 123notary can get you so much business, that no other site compares. You need regular new reviews, a great notes section, experience, and an attentive attitude to do well with your listing, so paying for it is not the only thing.

We mentor
Additionally, Jeremy and Carmen are there (or here depending on how you look at it) to answer questions and help people out by phone and by email. So, you will never be left behind at 123notary (unless I’m on vacation and in that case not for long.) 123notary is the best site to advertise your notary services on and learn the ropes. So, it is no wonder that people say — “I want my 123!”

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November 25, 2019

An armed robber steals only the Notary seal

Filed under: Humorous Posts — admin @ 5:55 am

Frank was at home with his wife Stella. They were having Earl Grey tea and crumpets. Yeah, they like it British style and nobody could figure out why. Then a robber broke down their door and came into the living room where the couple was sipping their tea.

ROBBER: I want it — hand it over!

FRANK: Hand over bloody what?

ROBBER: Is that a glottal stop?

FRANK: Maybe it is and maybe it isn’t.

ROBBER: I’ve always wanted to know how to do a glottal stop.

FRANK: It’s easy really, you just make an abrupt “uh” sound in the end of a word.

ROBBER: Wow, so it’s that easy. Hey! Why are we talking about this. This is a robbery.

FRANK: Oh yeah, I almost forgot. The jewelry is in the drawer over there.

ROBBER: I don’t want your damn jewelry.

STELLA: It’s not very expensive anyway. I got it mostly at thrift shops. My hubby is too much of a cheap skate.

ROBBER: Men! Oh wait a second, I’m a man too. Why am I on this tangent. Okay. I want your seal. Hand it over!

FRANK: I can’t give that to you, that would be illegal.

ROBBER: Well I’m a robber, so my least concern is whether something is legal or not.

STELLA: But, we would report it and if you used the seal you would get locked up.

ROBBER: Not if I backdate.

FRANK: The investigators would check my journal to confirm the record and there won’t be a record, so you will still get caught.

ROBBER: I’ll escape before anyone finds out.

FRANK: Yes, but that will nullify the point of the fraudulent activity because any financial gain you get will be reversed when the paper trail is investigated. Besides, you can just make a photocopy of someone’s seal on a document and nobody will know the difference unless forensics looks into it. Happened to me and yes, forensics did look into it. That is also a crime with prison time by the way if it involves real property.

ROBBER: Damn you Notaries. Why do you have to be so damn smart. Now, what were you saying about jewelry?

STELLA: Second hand stuff. The turquoise is fake, but looks great. Is it for your wife?

ROBBER: Of all the Notaries I could have robbed. Does this one look good on me?

STELLA: It goes with your eyes.

FRANK: I texted the police while you were trying on the jewelry. But, yes, I agree with Stella. It compliments you.

ROBBER: Oh does it? You what? Uh oh.

FRANK: Hey you did it?

ROBBER: Did what?

FRANK: The glottal stop when you said “uh oh”.

ROBBER: Cool. Well. Gotta run before the po po come over.

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November 24, 2019

Best kept Notary secrets

Filed under: Business Tips — admin @ 5:54 am

Every profession has secrets, but what are the best secrets a Notary could know?

1. Getting reviews on your listing will more than double your new calls.

2. If the ID has a shorter name variation than the docs do, you can put that same shorter name variation on the Acknowledgment and notarize.

3. If you are notarizing John and Sally and the acknowledgment is prefilled, but Sally can’t make it — pick a new loose acknowledgment from your back and start over.

4. You can get free courses on the 123notary.com blog. Email us if you can’t find them.

5. Carmen knows how to make $200 in less than an hour doing Notary work. Can you figure out how she does it?

6. Answering questions the way they were asked instead of trying to bombard the caller with unwanted self-promotion gives a good impression.

7. Check your email, phone and texts all the time or you will get left behind in this ADD millennial culture.

8. If you can print in your car you will save so much time driving back home.

9. Don’t offer credit to companies who are not reputable and limit credit to those who are trustworthy or you will eventually get strung along.

10. Don’t hate the portal – hate the game!

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