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July 24, 2021

A response to my Biden post

Filed under: General Stories — admin @ 4:01 am

Many people commanded me to “stop writing about politics.” They really consider themselves to be my personal boss. However, my Biden article about turning mobile notaries into employees or putting them out of work altogether was my most popular article in the last year which proves my point. If people claim they HATE my article, that proves it got at least 3000 clicks while most of the rest of the stuff I wrote seems to get almost completely ignored.

One notary wrote in:
“U-O We have All-Caps-Yelling. I think the way the USA is headed is something to discuss as Notaries Public. Seems the ones who don’t want to discuss this are the ones who don’t want the Truth. It is Not about Politics It’s about a free capitalist society where we can earn a living w/o Gov control. YAY for you Jeremy.”

MY COMMENTS
I spent my entire life not caring much if at all about domestic politics. The only reason I care now, is because the leftists have given themselves permission to butt into my personal life and make it miserable. I was not allowed to go to a restaurant for roughly an entire year, and now I still cannot sit at a bar. If you want to be “safe” then all the most power to you. But, you don’t have the right to tell me where I go and what I can do and then to bash me for talking about politics when I defend my rights.

This is not about politics, it is about basic civil rights which never used to be a political issue. All Americans used to value rights — but, something has changed recently and now Americans are anti-Freedom, anti-democracy, and only like the word democracy when it is used in some twisted way to support some bizarre leftist agenda.

If the politicians would let Notaries do what they like, and let people hire and fire according to their own contracts then I wouldn’t have anything to say about politics in this blog — other than jokes. But, this is no joke. It is real, and in California many have permanently left the state specifically because of this issue. Freelancers moved to Arizona not because they have any love for Arizona, but because they could get freelance work there and continue to make a living.

It is so interesting that the majority of those who comment are violently angry with me for supporting the idea of a free America. Maybe you should all get together and create a 2nd America where nobody has any freedom or ability to make a living — you’ll be very happy there I’m sure — until you come to your senses which might take a very long time.

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July 22, 2021

How to find a Notary mentor

Filed under: General Stories — admin @ 3:59 am

Many Notaries ask me how to find a Notary mentor. I used to know people who did teaching and mentoring. But, they are all getting so old. I don’t know who to recommend. There are several issues here.

ISSUES WITH MENTORS

1. If you get a mentor who is near where you live, you represent competition for them. Even if they are the best in the world and you are brand new, you will eventually get better and take some market share from them.

2. If you get a mentor who is far, then how will you ever be able to meet with them?

3. Ideally, you want a mentor who is about an hour away so you are not in direct competition with them.

4. When I call people who are being mentored, whenever I ask about their skill set, they immediately tell me all about what their mentor knows and how great their mentor is. That is all very wonderful if I am going to hire their mentor, but not if I am going to hire the new Notary. Answer questions about you based on you. If you know nothing, be up front about that otherwise you would be a very slippery person who knows nothing vs. an honest straight forward person who knows nothing. People who hire notaries can see through all of this type of BS and none of us have patience for it or like it. Real answers to real questions please.

HOW TO FIND A MENTOR

NNA used to publish a list of mentors. I don’t know if they still know people who do this.

You can call the most experienced notaries on 123notary and see if any of them will help you. You could call local ones, or people far away with high placed listings.

The NNA claims that social media is a good place to find a Notary mentor. Facebook groups, forums, etc. I tend to agree with that idea. However, people who are busy and successful don’t always show their face on social media because they are too busy working so that they can keep being successful. Meanwhile, people who are not at all successful often spend all of their time on social media, sometimes bashing other people who spend their lives being productive (especially in the notary world.) Carmen and I are very familiar with that type of social media user.

Carol Ray knows many people in the business and might be able to help. She runs Notary2Pro which is an agency that trains Notaries.

Asking leaders of notary organizations (other than myself) might be a great idea. I know people who teach or used to teach, but I don’t know if they are mentors. I just emailed a few to ask if they do it or know anyone who does it. But, the various leaders of Notary organizations might know all sorts of people doing all sorts of things and there are many organizations out there.

HOW TO SCRUTINIZE A MENTOR

Not all people are experts at all things and not all experts are available or helpful. So, how do you find a good mentor? You could find someone 1000 miles away who is good at answering questions. But, that doesn’t help when you want to shadow someone. On a brighter note, if someone doesn’t want you shadowing them, they have to tell you to your face as you can’t “shadow ban” someone who is with you in person. You should ideally either have a company who can micromanage you and walk you through your first several signings, or find a local mentor you can tag along with for three to ten signings.

The mentor should know:
1. Local notary laws
2. Signing agent procedure
3. How to handle situations
4. How to explain the documents, initialing, the right to rescind, document recording, and basics about title, escrow, and lending.

Since you presumably don’t know anything about signing work or situations, you can see if that person knows how to be a good notary at a minimum. But, you won’t know if they are a good signing agent since you don’t know what to ask them to verify that information. You can ask questions about various notary signing topics and see how thorough or intelligent the answers are. However if you are at the stage where you are ready for a mentor, YOU need to be an expert at your state notary law yourself. If you are going to use your stamp even once, you could end up in big trouble if you do something wrong — so know your stuff!

It would be a little like me hiring someone to be a rocket scientist — I wouldn’t know what to ask them since I know nothing about rocket science.

IF YOU ARE A MENTOR
If you actually are a mentor and are willing to deal with new people and their insecurities, you can respond to this blog post! Additionally, if you know where to find a mentor, shares your comments as well.

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July 20, 2021

Is it better to be in a bad hood, or a good hood that has sex offenders?

Filed under: General Stories — admin @ 3:57 am

Somebody wrote a very interesting comment on a blog post a few days ago. She said she would prefer to be in a bad neighborhood than in a good area with sex offenders.

But, I think her comment makes no sense. Sex offenders could be anywhere and tend to be anywhere. The question is, under what circumstance would they do something to you?

If you were on the bus, would they start molesting you? I’ve heard stories. If you are walking down the street, would they start following you or making comments? If you are in a bathroom, would you be safe?

The fact is that I don’t know where sex offenders normally do their offending. I know that date rape is common. I think sex offenders tend to do their magic when they already have you behind closed doors.

So, if you are doing notary work in a good neighborhood, the only thing you have to worry about is the signers being sex offenders, and perhaps getting into an accident.

If you were in a bad neighborhood, you would also have to worry about the signers being sex offenders, getting into an accident, and being killed by the local gangs or crack addicts. I think there is more that can go wrong in a bad area.

SUMMARY
Being in a good neighborhood does not increase the chance of being confronted with a sex offender. On the other hand, it doesn’t decrease that chance either. There is no way to know if you are around sex offenders because they don’t walk around with a sign on them telling the world that they are sex offenders. But, if we lived in an ideal world, perhaps they would — or better yet, there wouldn’t be any sex offenders in an ideal world unless you are a 60 year old woman whose husband ignores you and you dream day and night about encountering a sex offender. It happens, but only in jokes written by Eastern European females.

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July 18, 2021

More on a bar only for “cool” notaries!!!

Filed under: Humorous Posts — admin @ 4:09 am

My short blog about a bar only for cool Notaries took off. The comments were great, and people really liked it. It really needed to be longer, but I didn’t realize it would be so popular. I’m just wondering what would people talk about at a Notary bar?

NOTARY: I’ll have a Manhattan… put “New York” County in the venue though. Manhattan is not a legal name for a county.

JEREMY: Just for my records, do you do other counties too?

NOTARY: Call me back during business hours. Can’t you see I’m having a drink, or trying to?

BARTENDER: Can I see some ID?

NOTARY: I ID you, you don’t ID me…. I’m the Notary. Besides, look at this gray hair and arthritis… Okay, he’s giving me the look. Here is my ID.

JEFF: Hey baby, is that a stamp in your pocket or are you just happy to see me?

MAY: I’m supposed to say that dummy. You’re so dumb I bet you work exclusively for signing companies who low-ball you.

JEFF: Hey hey hey, that was a low blow. We all have needs. Would you like to sign my journal where all the other hot ladies have?

MAY: I thought I was the only one! Hey, I ordered a Reverse Mortgage on the rocks, and I need it yesterday — so backdate it!

BOUNCER: Sorry, maam, but I need to hook you up to the coolometer to see if you are cool enough to hang out here.

MAY: I’m too intoxicated to drive, so I’m in big trouble if I don’t pass.

JEFF: Better hook me up to the laughometer, this chick is funny!

JEREMY: Hey bartender, if Jim Beam wants to be notarized as Jim W Beam, but his ID says Jim Beam, can you notarize him under the circumstances?

BARTENDER: If he’s over 21, I’ll notarize him. I had John Hancock come in here, and guess what he did.

JEREMY: I don’t know… did he sign something?

MAY: John Hancock ate something that didn’t agree with him, but said not to worry, because — he said — he had a good CONSTITUTION!

BOUNCER: I would like to declare my independence. All of you are cool tonight. I’ll see who is coming at the door.

BARTENDER: How come “Margarita” doesn’t have a last name? How do you notarize someone with just one name.

JEFF: Hmmm, I had a guy named Fink once in a bad neighborhood. Real story. That was his first and only name. No surname. Bizarre. Not a wealthy person just for the record.

JEREMY: I’ll have a Black Russian

MAY: Don’t you mean an “African American Russian?”

JEREMY: Comrade please, you think I’m trying to hear that? Oh hell Nyet…. helllll nyet!!!

JEFF: Okay, dos-vidanya… actually it is late so tres or cuatro-vidanya baby!

BARTENDER: How did Mary get bloody? Was it one of those dangerous notarizations?

MAY: Maybe it was that time of the month.

JEREMY: Yeah, the notary business really picks up at that time of the month.

JEFF: Not that time of the month. It’s a different — that time of the month.

JEREMY: Yes, but if you call notaries about their listing at that busy time of the month they get cranky.

MAY: Oh, so now we can get cranky at two times of the month. Being a woman just isn’t what it used to be.

BARTENDER: Since this is a Notary bar, did you know there is a wine called Notary Public from California’s mid coast region.

JEREMY: I knew that — I’ve had it many times. Great wine, a little pricy though.

MAY: I hope they didn’t charge more than the state maximum per signature.

JEREMY: They charged $20 per signature — I mean per glass. Ouch. But, when I had it, I started going into that zone — like a haze, like after you have some French wine, life is like a dream.

MAY: And you started dreaming about notarizing sexy girls on the banks of the Rhone?

JEREMY: Actually, after a glass of Bordeaux at a local spot I started fantasizing about being in the rolling hills of Bordeaux. That thought came to my head as I gazed into the distance in a relaxed state. Ah, the joys of wine. And it all happened at my favorite place in Los Angeles — Farmer’s market.

JEFF: Before I go, does the Farmer’s daughter hang out there?

JEREMY: Yes, but she is not old enough to get notarized…

BARTENDER: And not old enough to do a whole lot of other things too I bet.

MAY: You have to be 18 before your signature is legally binding, and 21 before your drink at a bar is legally binding. That’s one thing you won’t want to backdate!

BARTENDER: I once went out with a chick on a backdate. It was fun, we did everything in reverse.

JEFF: Oh, so you like it in reverse.

BOUNCER: You have a good sense of humor, I’d like to hook you up to the “coolometer” just to get a reading….. oh…. 7, not bad. Better than Jeremy. He only got a 6 which is still passable.

MAY: So, who got a 10 for coolness.

BOUNCER: A guy in New York. But, he never shows up. He’s studying four different languages and has a million different interests. I wish he would come her. I wish for that matter I could bounce people in as well as bounce them out.

JEREMY: Now there’s a thought. What about taking a course on how to raise our coolness level so we’ll be prepared when you hook us up to the coolometer.

BOUNCER: Didn’t you write an article on Bad Boy Notaries? Just read that article again and again — I think that will raise you at least a point right there.

JEFF: Okay, this time I’m really going…. and as always — stay cool and… don’t drink and sign!!!

You might also like:

A bar only for “cool” Notaries
http://blog.123notary.com/?p=22546

Are you a bad boy Notary?
http://blog.123notary.com/?p=22380

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July 16, 2021

Our quiz email — how it started, where it is going

Filed under: Business Tips — admin @ 3:30 am

123notary has always done quality control on its members. Some people don’t like that, but the people who use the site do. We keep track of who gets clicks, who edits their notes, who answers their phone, and who has difficult communication skills of which there are many. On the other hand we have some real personalities who are very professional too.

People who answer my emails are much more likely to get good reviews, and people who ignore my emails are very likely to get bad reviews. So, I use my quiz email not only as a way to assess how you handle tough situations, but if you answer emails in a punctual way or at all.

The quiz email asks Notary questions, but also questions about how to handle situations where things go wrong, or where people don’t return calls. It can get complicated and the answers are complicated too. Sometimes all the answers look right, but there is only one that I will accept.

After I looked at my quiz, I wanted to try to improve it. I tried to think of what I could do better. After an hour of thought I decided that the questions were good, but the answers needed a little refinement. Some of the answers were too tricky or misleading. So, I edited the answers a little. To some questions I removed some of the possible answers to focus on the main question and not whether you read the question carefully enough which is an entirely different skill set. And then on other questions I added answers to see if you knew your stuff or if you were guessing.

Unfortunately, the average score on my quiz is 30%, so for free people I am forced to accept a 20% to keep you only. It is kind of pathetic, but most people don’t even answer the quiz. Only 1 in 5 people answer the quiz email. If I send it out twice, I might get 35%, but that is still not good.

If you are in a quiz mood and want to take my quiz, assuming you have not taken it already, you are welcomed to email me.

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July 14, 2021

How valuable are the various types of notary knowledge?

Filed under: Uncategorized — admin @ 3:19 am

Notaries these days who invest in Notary education study all types of topics. Some study Notary basics, others study TRID, Reverse Mortgages, Helocs, situational knowledge, elite knowledge, or just plain signing agent knowledge. Marketing skills are also taught by many agencies. So, which skills are the most valuable?

As a signing agent, companies typically babysit you unless you are very advanced and work purely for title companies. If you make mistakes, that is very unprofessional, but they generally catch you before it is too late due to the scan backs and fax backs. Notaries do not get complaints about errors on our site these days. When they do get complaints it is because they are rude or don’t show up, don’t return phone calls, or don’t get documents back on time.

So, let me make a pecking order of Notary skills in an order that makes logical sense to me.

Notary knowledge
If you don’t know how to be a solid Notary, you are endangering the public as well as yourself and leaving yourself open to legal liability. A mistake identifying someone, or filling out your journal can lead to a lawsuit, or lack of evidence in a legal proceeding. That is very serious and can ruin not only you, but all who are involved in a transaction with you. Failing to properly administer an Oath (when required) can lead to the termination of your commission if you ever get caught and is considered Perjury which is a Federal crime! If you don’t fill out forms properly or follow Notary law and procedure, you can ruin your life. So, Notary knowledge is the highest priority as a Notary Signing Agent and THAT is why we teach the finer points at no cost in Notary Public 101 on the blog.

Signing Agent knowledge
Knowing how to initial, date a right to cancel, and understanding the basic documents in a home-owner Refinances are skills that you will need to use a lot. You can ruin a signing if you miss signatures or initials, or put wrong dates on documents. Signing Agent skills seems to be a definite #2 in the pecking order of what you should study.

Marketing
If you know your basics, but don’t know how to attract work, you might get a few jobs here and there, but won’t have a side career of any scope. Learning Notary marketing is easy because there are good teachers everywhere. 123notary and LSS do a nice job teaching notary marketing. Some of the knowledge is available in our loan signing course and a lot more is on the blog in the marketing category on the right.

Specialty Skills
It is always good to learn more. Being TRID trained, or trained in reverse signings is great. But, that is the last step in my opinion. It impresses clients when you go above and beyond in your training. It shows motivation and effort and makes them more likely to hire you. But, learn the other stuff first as that is a lot more critical for basic survival.

How many certifications should I get?
The more the merrier. If you advertise with us, you should consider ours. If you are a paid member, we sometimes offer to test you by phone at no cost if you study from Notary Public 101, but we get very few takers. Our test is the hardest in the industry and our teaching materials are the most practical — and NOT the most expensive. We have the least expensive certification compared to the big players!

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July 12, 2021

1 Million E&O is common as of Dec, 2020

Filed under: Business Tips — admin @ 3:17 am

Every week I do my welcome calls to some of the new Notaries. I no longer have time to call them all, but I call many. More and more are getting 1 Million Errors & Omissions or 2 Million in E&O Insurance. It is a shock to my system.

I joked that one day there would be a 6 million dollar Notary that would be called — The Bionic Notary would could notarize twenty documents in three minutes flat including journal signatures and then jump over fences.

It is a lot less expensive to get high E&O limits these days and that is why it has become more popular. So, I might suggest upping your E&O if you have signed at least 1000 loans so the title companies will consider you more.

Just wanted to share the news.

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July 10, 2021

The Notary Chip

Filed under: General Stories — admin @ 3:13 am

This is not the type of chip you eat with salsa. It is a chip that you implant in your brain. It will automatically connect you with what we call, “Universal Notary Consciousness” and it is for your benefit, and for your safety. You will be required by law to have this chip implanted by a doctor, otherwise you would be too risky to have a Notary commission.

This chip will have several functions, all of which are critical to our industry.

1. It will track whether you really meant it when you swore to support and defend the constitution. If you meant it, that is a problem because the constitution defends liberty and was specifically crafted to fight tyranny. If you believe in the constitution or America, you are a potential trouble maker.

California Notary Oath of Office Verbiage
Do you solemnly swear that you will support the Constitution of the United States and the Constitution of this State, and that you will discharge the duties of the office of Notary Public in and for said County to the best of your ability? When are you required by law to do Oaths?

2. It will track if you are thinking for yourself, as it can read thoughts. If you are, it will shut your thoughts down.

3. If you need thinking help from UNC or Universal Notary Consciousness, it will help you. That way, if you are in a difficult notarization, that involves giving someone a vaccine, the consciousness will tell you how to handle differences in opinion and help you find the “correct” ideology to promote. The main thing is to assure the signer that the vaccine is good for them and will make them stronger and better. It will help them think in new ways, and make new friends. And it is for the benefit of society to keep others safe from them. And that they would be a risk to society if they didn’t take the vaccine.

You might be thinking, what does being a Notary have to do with vaccinating people? The masks, social distancing, shutdowns, endless rules, vaccines, and social control are all about the same thing — controlling you, demeaning you, and eventually reducing the world population.

But, it will be very hard for people to succeed in their agenda if even 1% of the population stands up for themselves. People are so passive these days. Boys are taught not to be toxic and given drugs if they are. This all leads to a population of sheep who never stand for anything and can be sterilized, put out of work, or murdered through covert means.

The sad news is that Notary chip is already in you. It is called lamestream media and it tells you how to think, and most of the words that come out of your month about meaningful issues are verbatum from fake news — or from Fox news which preaches the opposite. But, few of us have our own thoughts.

So, if you think this article is “scary”, the article is not what you should be afraid about. Go outside your house, looking around, and tell me what you see — tell me what you see is not scary. Not a single person is coughing, not a single person is sick, yet 90% of society thinks we are in a pandemic. Is that not brainwashing? The Notary chip is already in you. Wake up!

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July 8, 2021

Business name ideas for a Notary in Vegas

Filed under: Marketing Articles — admin @ 3:10 am

I had this client who has been with me for years. He dropped out and then reappeared out of nowhere kind of like an Ace of Spades that got buried in the deck only to reappear just when you need it. I looked at his profile. There were two business names in use — one on his email, and another on his site which he said was outdated. I told him that both of the names were average. Not terrible, but neither had a ring. So, I sat down with him (by phone) and looked at some ideas that had some pizazz. Here is what we came up with and my commentary.

Wild Card Notary Services
Wow — amazing, mysterious and powerful. Really catches your attention in a good way and has a very Vegas feel to it.

High Limits Signing Service
There is a sense of excitement, risk and danger in this name. I wonder if this name would attract clients with deep pockets.

Royal Flush Notary
This name has a very elegant and opulent ring to it. I bet James Bond would like it.

Deuces Wild Signing Service
This name has Vegas written all over it, but also has intrigue due to that word, “wild” which adds such an interesting dimension to the name.

Stardust Notary Service
Named after an antiquated casino.

Silver Mine Notary Service
Very historical Nevada type of a theme.

Silver State Notary Service
A synonym for Nevada once again and a little bit more classy than saying, “Nevada Notary Service.”

Jackpot Notary Service
Sounds like a winner to me

High Wager Notary Service
Sounds like a gamble

Blackjack Notary Service
Classy, and has an Old West flavor to it.

Buy In Notary Service
A classy gambling term integrated into a Notary name.

Casino Notary Service
Sounds great, but sounds like you do mostly smoke filled casinos and get tired of having buffet seven days a week.

Good Odds Notary Service
A fun name, and the customer will probably have good luck with that service too.

Anti-Up Notary Service
I bet Kenny Rogers would approve of this name.

SUMMARY
I liked all of these names. I don’t know if my customer will register any of these with his county, but I think the top name really has a wow factor and an appeal to it. It sounds like an older guy who’s done it all, seen it all, and been in all types of hair raising situations. And in reality, he was in a few scary situations.

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July 6, 2021

Notary kidnapped by borrowers

Filed under: General Stories — admin @ 3:09 am

I know, I know, I know. The borrowers like the Notary so much, they wouldn’t let him leave. That’s not what happened.

A guy goes to a signing like he always does. He sits down at the table, and has people sign the documents. The family was rude and used profanity when asking him who he was and what this was about. But, they signed the documents. Then, there was an issue about title, and with a foreclosure issue. The Notary told them that the Note was enough without having a Grant Deed, or QuitClaim to foreclose on the house. He attempted to leave the house, but the husband blocked the door, and the wife jumped on him from behind.

The Notary forced his way out the door. Basically, the family did NOT want him leaving with those documents. He explained that the documents were the property of the title company and not the borrower’s documents and that is why he needed to take them. I’m not sure it was worth it.

After the Notary was out the door and on his way to the car, the son of the couple came out of the house with a baseball bat. This family just isn’t kidding around. The Notary warned the kid that he had a gun and that the gun would be a lot more effective than a baseball bat.

The Notary drove away, and reported the issue to the Sheriff. The Sheriff asked if he wanted them to press charges and he said he just wanted law enforcement to give them a stern lecture since nobody was hurt.

So, when people ask, “Is the mobile notary profession a safe one?” The answer is, if there is a serious issue with the rate, APR, or with a foreclosure, it might not be. This is the second incident of violence against a Notary that I have heard of after serving 65,000 Notaries. It pays to confirm the signing by phone to see if the people are complete nutcases. That extra minute spent could save you some grief down the line.

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