MARCH 2019 TWEETS
Snapdocs — racially disproportionate
Have you noticed that in a country that is 12% black, that Snapdocs is more than 20% or down south more like 80% black? Ooops, I meant to say, “African-American.”
Snapdocs… racially disproportionate
Bostonians visit Los Angeles and describe their visit
If you think mimicking a Boston accent is hard, try typing it and omitting all of the r’s.
Bostonians visit Los Angeles and describe their visit
A testimonial about 123notary from Marcie
A testimonial about us from Marcie
What makes a p#10 preferential listing do well on 123notary?
What makes a p#10 preferential listing do well on 123notary?
Feast or famine in the notary industry
On Notary Cafe, a small minority of the Notaries get 90% of the work. Hmm. Why is it that way?
Feast or famine in the Notary industry
A list of things you probably forgot to put in your notes.
How thoroughly did you document your experience? Did you mention a catchy phrase? How about special skills?
A list of things you probably forgot to put in your notes section
So, the mobile notary well has gone dry.
Did another well or go find a new place.
So the Mobile Notary Well has gone Dry
To do well with a high placed listing, you need 6000 loans signed.
If you lack experience, go get some. You won’t rake in the bucks unless you have knowledge, reviews, and experience and can prove it too.
To do well with a high placed listing, you need 6000 loans signed
Which analytics get you more clicks and why? A change in the 123notary analytics system. We’re giving reviews more weight, but communication skills take the cake.
Which analytics get you more clicks and why? A change in the 123notary analytics system.
A tour of Notary cafe reveals that business is slow based on job stats.
A tour of Notary Cafe reveals that business is slow based on job stats
High placed listings — which ones get more clicks and why?
Which is worse, arguing with Jeremy or interrupting you. The click stats reveal an intriguing answer or interpretation.
High placed listings – which ones get more clicks and why?
Is it a Federal crime to make a photocopy of a military ID card?
Is it a Federal crime to make a photocopy of a military ID card?
Marriage therapy for Notaries
She always nags me about my signature. How does his signature make you feel?
Marriage therapy for Notaries
How do I find a German speaking Notary Public?
How do I find a German speaking Notary Public?
Wells Fargo Power of Attorney Form
Wells Fargo Power of Attorney Form
Dr. Phil moderates dispute: Notaries vs. Signing Companies
The Notaries are tired of low-ball fees. But, the signing companies want better Notaries.
Dr. Phil moderates dispute: Notaries vs. Signing Companies
Blog topics on customer feedback.
When to report someone to the FBI, SOS, or KGB. And also what to do with Notaries who don’t administer Oaths when legally required.
Blog topics based on customer feedback…
Tips for people in Native American reservations to prosper
Farming, solar power, marketing, manufacturing and more. Having lots of cheap land can be used to your advantage.
Tips for people in Native American reservations to prosper
Will and Grace – the mini notary seal
Jack wants to get an outfit, but an outfit for his little dog or his seal? He wants to be a notary so he can meet cute guys.
Will & Grace — the mini notary seal
Why you shouldn’t use an online Notary.
It is less secure and opens up more opportunities for fraud or identity theft. Why expose yourself?
Why You Shouldn’t Use an Online Notary
Snapdocs: When the texts stop
Snapdocs: When the texts stop
Jeremy’s trip to Texas (yee-haw)
Yes, I drove from Los Angeles to Houston and met all kinds of people in Chinatown, experienced other people’s road range and then headed to Dallas for Dim Sum and then had many other adventures.
Jeremy’s trip to Texas (yee-haw)
How do you get something notarized if you don’t have ID?
Some states allow credible witnesses. But in the long run you need ID.
How do you get something notarized if you don’t have ID?
Bikers on boats; Notaries heisting signatures.
Hand over your signatures — this is a heist. But we have no signatures? Then start signing mates!
Bikers on boats; Notaries heisting signatures
Can a Notary sign on a different day?
There is a transaction date, signature date, rescission date, notarization date, (sorry, no lunch dates in this article).
Can a notary sign on a different day?
How long is a notary term of office good for (state by state)
How many years is a notary term of office good for?
Can we turn the industry around?
Carmen and I are trying to make our influence, but you guys need to help out too!
Can we turn the industry around?
A Notary can get a job at a bank more easily.
A Notary can get a job in a bank more easily
FEB 2019
Notary Services Near Me
Notary Services Near Me
Where can I find Notary services near me
http://blog.123notary.com/?tag=notary-services-near-me
Notary Public Journal
If someone forges your seal, and you don’t keep a journal, it is hard to prove that you were not the person who did the alleged notarization. Learn proper journal entry procedures in this article.
Notary Public Journal
Notary Public Seal
Learn all the components of a notary seal including vocabulary words such as “serrated.”
Notary Public Seal
Notary Public Education
Where to get resources for Notary education. BTW, start with your state handbook.
Notary Public Education
Can you become a notary if you have a felony conviction?
Can you become a Notary if you have a felony conviction?
Trusted enrollment agent
What are they and what do they do. If they are Japanese would they be a Green TEA?
TEA — Trusted Enrollment Agent
Apostille – general information
Apostille – General Information
How many years is a notary commission good for?
How many years is a Notary commission good for?
Notarizing multi-page documents.
How do you deter page swapping? Read my secret techniques.
Notarizing Multi-Page Documents
Beneficial Interest
What is the difference between beneficial interest, financial interest and conflict of interest? Three different types of interest rates!
Beneficial Interest
Notary Oath of Office information
Don’t forget to file your Oath & Bond with the county clerk!
Notary Oath of Office Information
Can a notary get into trouble?
Can a Notary get in trouble?
Notaries who fail the California notary exam
Notaries who fail the California Notary exam
Notarizing confidential marriage licenses
Notarizing confidential marriage licenses
How do you notarize a copy of a passport?
How do you notarize a copy of a passport?
Parties involved in a Power of Attorney.
Do you know what a grantor, grantee, agent, attorney in fact, custodian and principle are? Better learn otherwise you will appear ignorant.
Parties involved in a Power of Attorney
Certifying a Power of Attorney
Certifying a Power of Attorney
Proof of Execution.
The Notary act where the signer doesn’t have to show up. Really? Next thing you’re going to tell me is that the signer doesn’t have to sign.
Proof of Execution
Mission Impossible — Notary Version
The deranged high school drop out doesn’t want the family to move, but Tom Cruise, jumps off a tall building with a paraglider, chases people down a narrow street, and reads a bumper sticker that says, “Honk if you hate Scientology.” and then saves the day!
Mission Impossible — Notary Version
Compilation of best blog posts from 2010
These are the absolute best posts of all time. Hope you like them.
Compilation – Best blog posts from 2010
Credible Witness Notary — information & resources
Credible Witness Notary — information & resources
Banks need Notaries to be on staff
Banks need Notaries to be on staff
The me too movement affects Notaries in the workplace at a bank.
A female employee complains about sexual harassment because a male co-worker compliments her on her seal.
The Me Too Movement affects Notaries in the workplace at a bank
JAN 2019
My health regimin left me without my favorite foods
No more pakora, fried chicken or large portions of meat…
My new health regimen left me without my favorite foods
How I succeeded creating an online business.
Creating a product that is easy to use with well refined search results isn’t easy, but made me some big bucks.
How I succeeded creating an online business
Can a notary go to jail for notary fraud?
Notaries do a lot of illegal things out of ignorance and negligence. But, sometimes they steal property using their commissions as well.
Can a Notary go to jail for Notary fraud?
Can a Notary act as a witness?
Notaries can witness Wills, acknowledged signatures, capacity, or be a credible witness. What about witnessing a crime?
Can a Notary Act as a Witness?
Witnessing a will
Some people prefer to hire a notary to witness a will since they are professional at witnessing signatures in general.
Witnessing a Will
Find a 24 hour Notary
Last minute okay. Hospital, jail and office visits okay too.
24 Hour Notary
Notary Hyatt Regency
Do I sign the journal based on when I made the reservation or the date I check in? But, can you get notarized in the hot tub? Find out!
Notary Hyatt Regency
California Acknowledgment
Learn all of the components of the new acknowledgment
California Acknowledgment
What are mobile notary fees?
It should depend on experience, time of day, type of job, distance, and waiting time. But, what do you think?
What are Mobile Notary Fees?
Notarized Letter
A detailed Q&A all about how to draft, notarize, and file a notarized letter.
Notarized Letter
A Notary discusses costs with Jeremy.
The notary wants to spend 30 minutes talking about suing someone for $1.96 instead of making some real money.
A Notary discusses costs with Jeremy
Notary Etiquette 104 – contents
Learn about handling initial calls, confirming the signing, general etiquette, answering questions, and see our best links on the topic as well.
Notary Etiquette 104 – Contents
Notary Etiquette 104 – humorous edition
Avoid polyester jackets from the 70’s, don’t be fashionably late, don’t do Oaths for dogs, and it may be time to retire if your email address says “aol.com” as a suffix!
Notary Etiquette 104 — Humorous Edition
Answering questions the way they were asked.
Do you beat around the bush or get straight to the point. In space, nobody can hear you scream and at signings, nobody wants to hear you ramble.
Notary Etiquette 104 — Answering Questions the Way They Were Asked
What to talk about at the signing.
Small talk is good, but talking about guns might backfire… learn the ins and outs of the art of conversation.
Notary Etiquette 104 — Confirming the Signing & At the Signing
Merit, pay grade & answering emails
Merit, Pay Grade & Answering Emails
Mobile Notary Near Me
Where can I find out. Try our directory and you’ll find thousands of good ones.
Mobile Notary Near Me
Public Notary Near Me
Public Notary Near Me
Find a Notary Public
Find a Notary Public
Where to get something notarized?
Where to get something notarized?
Is 123notary tearing down notaries or building them up?
By having some new and higher standards, we are helping notaries learn, but some just feel insulted. Hmm
Is 123notary tearing notaries down or building them up?
Spousal states list
Want to know which states are spousal states for loan signings? Here’s a list!
Spousal States List
The reason why 123notary scrutinizes its notaries
The reason why 123notary scrutinizes its Notaries
A forged notary seal ends someone up with a prison sentence
A man from Glendale involved in a 5.4 million dollar mortgage fraud scheme got caught. Read the details.
A forged Notary seal ends someone up with a prison sentence
An American Notary dates Chinese Notary using an app.
They used a translate app, but the app didn’t translate all of the subtle nuances of the communication.
An American Notary dates Chinese Notary using an app.
One Notary on NR wants to be treated like a professional.
She doesn’t think she needs to be retested. But, if she knows her stuff, being retested would be no big deal, right?
One Notary on NR wants to be treated like a professional
Fake Notary Seals
How can you know if a Notary seal is fake?
Fake Notary Seals
eNotary — electronic notary & electronic notarizations
How to become one, and what they do and what states can they practice…
eNotary — Electronic Notary & Electronic Notarizations
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How do you explain the APR to a non-borrowing spouse?
I was talking to a notary on the East Coast. I was going to ask him a loan signing question, but then he retorted back a question in my direction before I could ask my question.
How do you explain the APR to a non-borrowing spouse?, he asked.
I gave him my routine mathematical definition of the APR and he was impressed. When he asked the question, I was thinking that this is a great question. It sounded like a trick question, but it actually is a very reasonable question. It suddenly occurred to me that the non-borrowing spouse is the epitome of a lay-person, and doesn’t understand complicated terms such as “amortized” or “finance charges”. If you have an MBA in Finance, you might not be the best person to explain an APR to someone’s wife. So, part of the genius of this question is that it tells you to use layperson language without telling you directly.
The other great aspect of this question is that it gives the opportunity to tangent goers to go off on a tangent — and they take this opportunity. I ask this question to many people, and 20% of the people go off on a very long explanation of what documents the non-borrowing spouse has to sign. But, that has nothing to do with the question. They didn’t LISTEN. This is a good listening and tangent going question. You learn very quickly who listens, and who can talk as well.
People notoriously leave out 90% of the meat of the answer when describing this confusing and diabolical term.
“It includes the fees”
Trust me, it includes a lot more than the fees.
“It reflects the cost of the loan”
Trust me, it also includes your interest as well as whatever the cost is.
“It’s usually higher than the rate”
Boy, are we being vague.
“It includes interest and fees”
Better, but very uneducated sounding.
Most answers to this question are either missing the target, or miss the main point of the APR.
The APR is a RATIO that is based on the payments relative to the total amount financed after: some of the finance charges, perhaps points, perhaps loan origination fees, PMI, and perhaps other fees have been deducted — and is reflected on a compounded annual rate.
I am not a lender and don’t know the “Real” definition. But, how the APR is calculated can vary from state to state, and from lender to lender. So, there is no absolute definition, but only definitions that are approximate. Unfortunately, the definitions I am hearing from the notaries are overly simplistic and generally just plain wrong!
You might also like:
What traits do escrow officers look for in Notaries?
http://blog.123notary.com/?p=21050
The Right to Cancel Done Wrong
http://blog.123notary.com/?p=10001
The 30 point course guide to the APR
http://blog.123notary.com/?p=14483
Common mistakes with the APR
http://blog.123notary.com/?p=4553