You searched for settlement statement - Page 3 of 3 - Notary Blog - Signing Tips, Marketing Tips, General Notary Advice

February 1, 2011

Best excuses why a signing company didn’t pay their notary

Filed under: Tips for Getting Paid — Tags: Excuses for not paying, Not paying the notary — admin @ 2:34 am

Top excuses why a signing company doesn’t pay the notary

After looking through my list of signing companies today, I saw that the majority had more negative reviews than positive ones. It is a shame. Please do your homework BEFORE you accept a job from any of these characters. However, if you ever want to start a signing company of your own, and string notaries along, you need to learn the ropes. Here are some basic stringing along techniques. If you follow these techniques to a tee, then I can almost guarantee you that you will get in trouble with the BBB, the FBI, ripoffreport, perhaps even the district attorney and even the Secretary of State if you are lucky! Additionally, you will win the grand prize of having everyone hate you, creating the worst possible karma imaginable, and going out of business for sure which is the goal of 90% of signing companies – or so the evidence makes it seem.

Excuses for not paying notaries

1. We pay the second Friday of each month… that Friday hasn’t come yet.
2. Oh, sorry, my accountant is out sick this week (and probably every week)
3. My Quickbooks keeps crashing
4. My brother deleted the email you sent asking for payment
5. My apologies, I lost your fax invoice… and the one before that… and the one two weeks ago on Thursday too (oops!)
6. The check was sent out three days ago… check your mailbox
7. Sorry, the loan never funded, so I can’t pay you
8. Sorry, I’m not in charge of payment, please talk to Marsha (who never answers the phone or emails by the way)
9. Sorry, but you made a mistake on the HUD-1, and we are telling you now!
10. Sorry, but we took over for XYZ company, and our new name is ZYX, and we can’t assume responsibility for their business with you.
11. We sent the check and here is the check number (a number which doesn’t exist)
12. You never sent us an invoice!
13. Oh, sorry, did the check we sent you bounce?
14. Sorry, the check must have gotten lost in the postal system. Maybe it’s because of their pay cuts!
15. Sorry, checks are being sent out late, we are experiencing a “temporary” cash flow issue.
16. We pay 60 days after the closing (take your chances!)
17. We are having a hard time getting in touch with the accounting department!
18. Sorry, our phone is disconnected!!!
19. We can’t pay you until we get paid!
20. Sorry, we don’t have a copy of your W-9 in our files! (even though you faxed it six times)
21. Conversations always begin with – I have the easiest job for you today — but then it’s not so easy to collect on it.
22. Sorry we were rude to you on the phone!
23. Sorry, but the title company refuses to pay for second visits, even though it was because the documents weren’t drawn correctly the first time!
24. The check will go out in the “next batch”.
25. I am owed more than $100,000 and am paying as fast as I can.
26. You were supposed to collect from the borrower for this signing — that was the arrangement (even though we didn’t tell you beforehand, and even though the borrower’s settlement statement shows a $175 fee for notary on it that already was paid.)
27. You will get an answer in 10 business days!
28. It takes 3 months for the loan to fund.
29. Please call back in five weeks because we have a “change in our system”
30. An “email” will be sent to accounting
31. Sorry, you must have been faxing to Gary… Gary is no longer with us. I am the new contact person… just fax me your invoices for the $600 we owe you… It will get paid right away… I promise!!!
32. Sorry, we can’t pay the whole thing, we’ll send a partial payment!
33. Please hold…….
34. The check is in the mail…
35. Sorry, we didn’t have your current mailing address!

A third notary told some great stories. He heard from R&R that they thought the check was in the mail. The next excuse was that their Quickbooks crashed. The manager’s brother deleted his email, and they kept losing incoming faxes. Boy… I should write a book of excuses why signing companies can’t pay their notaries.

I have also learned that you can get convicted of wire fraud for engaging in crime via the internet! 941 18 U.S.C. 1343

Tell us your favorite (or least favorite) excuses. It makes for good conversation. If you RESEARCH your companies before you work for them, you won’t ever hear these type of excuses to begin with!

You might also like:

Notary Marketing 102 guide to getting paid
http://blog.123notary.com/?p=19794

Comments (1)

January 23, 2011

Notary Family Feud

Filed under: Virtual Comedy Themes — Tags: Deed of Trust, Family Feud, Loan Signing Quiz, Notary division — admin @ 12:38 am

I noticed that when I give my over the phone loan signing quizes, certain answers seem to be more popular than other answers. I have always found it very interesting that particular wrong answers that are blatantly wrong could be so popular. Maybe when I give loan signing quizes, I should test people on which answer was more popular. It might be good if the popular answers used were correct as well.

HOST: For $200, tell me some items you might find in a bathroom next to the sink?

CAROL: Oh, a brush, a hairbrush

SUE: A razor and a note!

FRED: Oooh, ooh, um…. toothpaste, yes… toothpaste.

HOST: Survey says…. toothpaste was the most popular answer with used Twinkie wrappers as #2. Next question….

HOST: For $400, tell me which document is the best document to look for the prepayment penalty?

CAROL: Oh… oh… The Deed of Trust

SUE: The HUD-1 Settlement Statement…. oh… on page 3.

FRED: I know this… oh… The Note, or the TIL

HOST: Survey says… the most popular answer was the Deed of Trust. Carol is the winner… or would be if that was correct in addition to being a popular answer, but that is wrong!

CAROL: What? But, I thought the Deed talked about every aspect of the transaction.

HOST: The actual agreement about the transaction is covered in The Note while the Deed functions as a Security Instrument.

FRED: So I win again?

HOST: Yes, you win. And you can cash in your $600 for a trip to the next NNA Convention, or get a free listing on 123notary.com with Elite Certification. Or a trip to Hawaii where you can enjoy a 5-star hotel, gourmet foods, and a complimentary neck tattoo!

FRED: Yes, can I get Jurat wording on the neck tattoo?

HOST: That is a state specific question for your Secretary of State’s Notary Division!

FRED: Maybe you should make that a question on the next Notary Family Fued… Survey Says…..

SUE: Since I have been a good sport, can I get a free gas card?

HOST: You’ll have to guess correctly on the next question.

SUE: Okay… I got it…

You might also like:

Notary Oscars
http://blog.123notary.com/?p=16540

Wheel of Fortune — Notary Edition
http://blog.123notary.com/?p=15314

Yes, it’s the Notary dating show
http://blog.123notary.com/?p=15312

Comments (0)

July 18, 2010

Confirming the signing

Filed under: Popular Overall 2010,Signing Tips — Tags: confirm, confirming, confirming appointments, signing, signing tips — admin @ 12:15 pm

Introduction
As a notary, there is a lot to know. There are notary laws from your state, navigating your area, business and interaction skills, and much much more. Most notaries take some sort of a loan signing course to get into the mobile notary business. But, loan signing courses don’t tell you everything you need to know! There are always things they don’t tell you because the author either doesn’t know, forgot to put in the book, or didn’t think was important. Other situations don’t hae a set way of being handled and can only be dealt with using a personal approach. This blog entry will deal with some select hot tips on how to handle a signing.

Confirming appointments
As a notary, signing companies will offer you jobs, fedex you a package, and expect you to show up on time to the appointment. How often have you gotten to an appointment only to find that the borrower is surprized by the numbers, or didn’t realize that their cousin Sam needed to be there for the signing, since Sam was on Title? The lending profession is filled with tricky characters who promise one thing, and then when the borrowers see the paperwork with the notary sitting there, they feel pressured to sign, even when they don’t like the fact that they have been hoodwinked. The notary often has to sit through long conversations with the lender that should have taken place BEFORE the signing, not during. Lenders are often sloppy, and don’t fully inform the borrower about all of the numbers on the loan. So, what does the notary need to do to avoid this type of drama? A thorough confirmation call solves the problem.

Going over the numbers
Once the notary has the loan package in their hand, they should call the borrower and go over the Rate, APR, and payoff amounts listed in the Settlement Statement. The notary should go over all Escrow payments, and what the monthly payments are, prepayment penalty, and if its an Adjustable Rate Loan, what the cap is, etc. Additionally, the notary should have the borrower read their ID to the notary, and what the NAME is on their ID, and confirm what individuals will be at the loan signing. Thats a lot to go over. However, it only takes three or four minutes, and will save you hours during those times when there are suprizes — which seems to be 25% of the time. If the borrower is not happy with any of the numbers, cancel the appointment. Don’t waste your time getting into someone else’e drama.

How much time is needed?
Another aspect is discussing how much time the borrower would like to have signing the loan. Its not the notary’s job to sit for six hours while the borrower reads every word in the whole package, and then rereads certain important documents. The notary and borrower should agree ahead of time how much time the borrower needs to that the notary can plan their evening and other appointments. The notary should explain that the borrower has three days not including Sundays and Federal holidays to cancel their loan, so they can skim through it and read their borrower’s copies after the fact. The borrower can cancel in writing and the loan is off, if they cancel before the deadline.

Scheduling and venues
Explain to the borrower when you will be coming, and let them know if you might be slightly early or late… and how late. Some borrowers have issues with their homes. Some have family over or rambunctious children. Others have pets. I always offered to take pawprints just in case Fluffy ever got lost. I’m not convinced that cat pawprints are as unique as human fingerprints though. Its the thought that counts. If a borrower can’t sign at their home for any reason, its good to find a good cafe or restaurant where you can sign. Don’t forget to read in the forum about drinks at signings. Thats a very popular and critical topic. You don’t want your “tall latte” all of the right to cancel, otherwise you will have a very “short signing”.

You might also like:

Confirming the signing 2018 version in Notary Public 101 Scenarios
http://blog.123notary.com/?p=19976

Typical things notaries do wrong

Bilingual notaries, how often are they needed?

Getting your travel fee at the door

Comments (5)

March 25, 2010

Popular 2010 to end of Sept 2014

Filed under: Uncategorized — admin @ 11:46 am

—————————————–
2010
—————————————–

(1) Welcome to the 123notary.com Blog!
Find out who we are!
http://blog.123notary.com/?p=1 #notary

(2) Saving on gas
Ethanol, Good driving habits & getting a hybrid!
http://blog.123notary.com/?p=33 #driving

(3) Everything you need to know about #notary #advertising
Being listed on 123notary isn’t enough, you need to make your profile attractive

Everything you need to know about advertising

(4) Getting paid, the ins and outs
Do you background check the companies that call you? You should!
http://blog.123notary.com/?p=27 #backgroundcheck #notary

(5) Saving money on toner, paper, E&O and more!
http://blog.123notary.com/?p=25 #insurance #notaries

(6) The art of confirming the signing & going over the numbers

Confirming the signing

#mortgage #notary

(7) I’m a #notary, but what do I do now?
What to do when your training wasn’t enough!
http://blog.123notary.com/?p=60
#notarize #notarization

(8) Typical things #notaries do wrong!

Typical things notaries do wrong

#notarizing #notarized #notarization

(9) Funniest things that happen to signing agents!

Funniest things that happen to Signing Agents

#notary #notarized #notarization
#notaries #mortgage

(10) #Notary #Business Cards

Business Cards

#advertising #marketing

(11) Pricing formulas for #notary work
What to charge for a basic signing + edocs

Pricing formulas for mobile notary work

#notarize #mortgage

(12) Hospital #notary job tips from A to Z

Hospital notary job tips from A to Z

#notarization

(13) Everything you need to know about #notary journals

Everything you need to know about journals

#notarypublic #notarizing #notarized

(14) #Advertising strategies for mobile #notaries
http://blog.123notary.com/?p=147 #startup #notary

(15) Stories of notaries that fail and what they did wrong!

Stories of notaries that fail and what they did wrong.

#notary #notarization

(16) Typical things #notaries do wrong!
http://blog.123notary.com/?p=94
#notary #mortgage

(17) Which signing agents are getting the work on 123notary?
http://blog.123notary.com/?p=89
#mortgage #realestate #notary

(18) Credible Witnesses: When ID & docs have different names!

CW’s When ID and Docs Have Different Names

#mortgage #notary #witness

(19) 12 points on e-notarizations

12 Points On e-Notarizations

#enotary #enotarization #notary

(20) Just say no #2
When to say no as a #notary when given illegal requests!

Just Say No Article #2

(21) e-notarization & e-signing definitions

e-notarization definition

#notary #notarypublic #notarization

(22) How to make your notary crazy!
http://blog.123notary.com/?p=209
#notarization #notarized #notarizing

(23) Everything you need to know about signature by X

Signature By X

#notary #notarizing #notarized

(24) What are notaries saying about E&O insurance?
http://blog.123notary.com/?p=195
#insurance #lawsuits #notary

(25) Notaries in the crisis
http://blog.123notary.com/?p=184
#notary #notarization

(26) Loan Modifications, what you need to know!
Should you claim you “represent” the company? Is it legal?
http://blog.123notary.com/?p=174

(27) Jail notary jobs from A to Z

Jail Notary Jobs from A to Z

#notarization #notarized

(28) Should I take the call?
Do you answer your phone when you are at a signing?
http://blog.123notary.com/?p=443

(29) Just say no #3
When to decline illegal notary requests

Notary Public: Just Say No #3

#notarized

(30) Your old vital records are often useless!
http://blog.123notary.com/?p=372
#notary #notarizing #birthcertificate

(31) Names on notary listings
http://blog.123notary.com/?p=313
#notary #mortgage #notarizing

(32) Notary etiquette from A to Z

Notary Etiquette from A to Z

#notarized #notarization

(33) Best older discussions on our notary forum!
http://blog.123notary.com/?p=276
#notarization #mortgage

(34) Meeting #notary clients at a jail!

Meeting Clients at a Jail

#notarization #notarized #prison

(35) Reverse Mortgages General Information
http://blog.123notary.com/?p=265
#mortgage #realestate #notary #notarize

(36) Pets at signings!
http://blog.123notary.com/?p=245
#notary #notarization #mortgage

————————————
2011
————————————–

(1) A tale of four notaries in hospitals
Different approaches to typical problems

A tale of four notaries in hospitals

#notary

(2) Just say no #4
What if someone wants to use your notary seal?
http://blog.123notary.com/?p=459

(3) Credible witnesses from A to Z

Credible Witnesses from A to Z

#notary #mortgage

(4) Networking with notaries
http://blog.123notary.com/?p=494
#notary #notarization #smallbiz

(5) Interesting and uncommon #notary acts
Ever heard of a Marine Protest?

Interesting and uncommon notary acts

#jurat #notarization

(6) Things that get notaries complaints
Rudeness & not showing up top the list

Things that get notaries complaints

(7) What to say and what not to say as a signing agent

What to say and what not to say.

#etiquette #notary

(8) One lady kept me waiting 45 minutes and then asked me, “Do you like your job?”

Do you like your job?

#hospital #notary

(9) Dragging the person’s arm
A tale about a #notary hospital signing gone wrong!

Dragging the person’s arm

#notarization

(10) How to lose half of your #notary clients while on #vacation!

Going on vacation?

(11) Pricing formulas and time spent for notary signing agents!

Pricing Formulas & Time Spent

#mortgage #realestate #notarization

(12) Don’t park in the driveway
A guide to parking #etiquette for notaries

Don’t park in the driveway?

(13) Mobile Offices from A to Z

Mobile Offices from A to Z

#notary #notarization #notarized

(14) Price fixing, what is it really all about?
http://blog.123notary.com/?p=520
#notaryfee #notarizing #mortgage

(15) Sticky situations for notaries from A to Z
http://blog.123notary.com/?p=759
#notary #notarized

(16) Immigration documents for a large family
http://blog.123notary.com/?p=751
#notary #legal #notarization

(17) Low ball signing companies

Low Ball Signing Companies

#mortgage #realestate

(18) The check is in the mail?
Dealing with signing companies who pay late or not at all.
http://blog.123notary.com/?p=739
#payment

(19) Protect yourself from shoddy #notarizations
http://blog.123notary.com/?p=729
#notary

(20) Seal #forgery, it happened to me

Seal Forgery – it happened to me!

#notary #notarized

(21) Leave a few spaces open in your journal?

Leave a few spaces open in your journal?

#notary #fraud

(22) The story of 123notary.com
It was late on a Friday night in 1999….

The Story of 123notary.com

#notary #notarypublic

(23) A few testimonials about 123notary.com

A few testimonials on 123notary

#notary #mortgage

(24) Pricing for notary work: different strokes for different folks

Pricing for notary work: different strokes for different folks

#notaryfee #notaryprice

(25) Notarizing a kidnapper

Notarizing a kidnapper

#notarization #notary

(26) Notarizing a potential scam!
Fingerprints kept me out of court!
http://blog.123notary.com/?p=661
#notary #fraud

(27) Notarizing an arsonist who blew his fingers off!

Notarizing an arsonist who blew his fingers off

#notary #notarized #notarization #jail

(28) Kidnapping case #2, the convict refused to sign!
http://blog.123notary.com/?p=905
#notary #notarization

(29) Just say no #5
Were you asked to skip the thumbprint? Think again!
http://blog.123notary.com/?p=646
#notary #notarization

(30) Same document different day!
http://blog.123notary.com/?p=897

(31) NNA certified signers who failed our test
Many couldn’t answer simple questions without a long pause

NNA Certified Signers who failed our test!

(32) Notarizing with fluffy the cat!
http://blog.123notary.com/?p=884
#notarization #notary

(33) The notary and the asylum
http://blog.123notary.com/?p=877
#notarized #notarizing

(34) Notarizing two sex offenders
http://blog.123notary.com/?p=872
#notary #notaryjob

(35) Notary witness information
http://blog.123notary.com/?p=850
#notarizgion #witnessing

(36) Fax backs are a pain

Fax Backs are a Pain!

#mortgage #notary #notarization

(37) Get reviews or perish!
Being listed on 123notary isn’t enough, you need reviews!
http://blog.123notary.com/?p=811

(38) A doc-jacker who took a loan hostage!
http://blog.123notary.com/?p=785
#mortgage #signingagent #notary

(39) The signing from hell!

The signing from hell

#notary #notarization #mortgage

(40) Notary in Louisiana murdered in home invasion

Notary in Louisiana murdered in home invasion

#notarization #notarize

(41) Tantrums of a borrower
http://blog.123notary.com/?p=920
#mortgage #realestate #notary

(42) Phone etiquette examined
http://blog.123notary.com/?p=918
#notary #notaries #notarized

(43) Notarization on a movie set!
http://blog.123notary.com/?p=913
#notary #notarizing

(44) Call back etiquette examined!
Do you call people back and refused to announce yourself?
http://blog.123notary.com/?p=973

(45) Good companies gone bad!
http://blog.123notary.com/?p=968
#signingcompanies #notary #mortgage

(46) Answering machine etiquette
http://blog.123notary.com/?p=955
#mortgage #notary

(47) Threatening for payment!

Threatening for payment?

#notary #mortgage

(48) Two notaries assigned the same job?

Two notaries assigned the same job?

#mortgage #notary

(49) No shows, ways that notaries get into trouble!
http://blog.123notary.com/?p=1054
#notary #notarize #notarization

(50) Notarizing someone who did check fraud
http://blog.123notary.com/?p=1049
#notary #notarization

(51) Excerpts from great notes sections

Excerpts from Great Notes Sections

#notary #advertising

(52) e-signings: faster or shorter than paper signings?
http://blog.123notary.com/?p=1022
#esigning #enotarization

(53) How many reviews makes the difference?
http://blog.123notary.com/?p=1148
#notary #marketing

(54) It’s easier to get a review from an individual than a signing company!
http://blog.123notary.com/?p=1132
#notary #marketing

(55) Erica’s mobile office story

Erica’s Mobile Office Story

#notary #laserprinter #notarization

(56) Notary pushed off stairs by borrower!

Notary is pushed off stairs by borrower!

#notarization #mortgage

(57) Deceptive identities: companies that change their names!

Deceptive Identities – Companies that change their names

#fraud #notary

(58) Notarization in the ‘Hood
http://blog.123notary.com/?p=1085
#notary #notarization

(59) Notarizing celebrities
http://blog.123notary.com/?p=1081
#notary #notarization

(60) What goes where in your notes?

What goes WHERE in your notes?

#notary #advertising #marketing

(61) Problems with credible witnesses
http://blog.123notary.com/?p=1284
#notary #notarization

(62) Can a notary be a witness?

Can a notary be a witness?

#notarization #notarized

(63) My first loan signing
http://blog.123notary.com/?p=1255
#notary #notarize #notarized #notarization

(64) Fixing botched signings

Fixing Botched Signings

#mortgage #realestate #notary

(65) Best notary suppliers

Best Notary Supplies

#notarization #notarize

(66) Notary Acknowledgment Information
Everything you need to know about this notary act

Notary Acknowledgment Information

#notarization

(67) Going the extra mile
A guide to standing out as a mobile notary
http://blog.123notary.com/?p=1186
#notarization #notarized

(68) I was accused of price gouging!
http://blog.123notary.com/?p=1183
#notary #notarization #mortgage

(69) Can a notary perform a wedding or a marriage?

Can a notary perform a wedding or marriage?

#weddingofficiant #notarize

(70) How do I find a notary public?
http://blog.123notary.com/?p=1860
#notarization #mortgage #realestate

(71) General Notary Q&A Topics
http://blog.123notary.com/?p=1844
#notarization #notarized

(72) Notary certificates, Notary wording & Notary verbiage

Notary Certificates, Notary Wording & Notary Verbiage

#notarization #jurat #acknowledgment

(73) Payment terms set by the buyer or seller in notary signings?

Payment terms – set by the Buyer or Seller?

#notary #marketing

(74) How do I get an #Apostille or #Authentication?

How do I get an Apostille or Authentication?

#notary #secretaryofstate

(75) go straight to 123notary.com/s mobile search to look up signing companies
http://blog.123notary.com/?p=1780
#mortgage #notary

(76) Make your own notary certificate forms!

Make your own notary certificate forms!

#notarization #legal

(77) Can a notary get in trouble? By doing what?

Can a notary get in trouble?

#notarylaw #notarization #notarized

(78) Pitfalls in the notary loan signing process

The Notary Signing Agent Loan Signing Process & Pitfalls

#notary #mortgage

(79) How do I fill out a notary journal entry?

How do I fill out a Notary Journal Entry?

#notarylaw #notarization

(80) Uses for notaries (other than notarizing)
Process serving, witnessing, inspections, etc.
http://blog.123notary.com/?p=1719
#notary #notarypublic

(81) Notarizing multi-page documents

Notarizing multi-page documents

#notary #notarized

(82) Thumbprint taking – step by step

Thumbprint Taking – Step by Step

#fingerprinting #notary

(83) Everything a notary needs to know about Power of Attorney signings

Power of Attorney Signings

#legal #legaldocument

(84) Can a notary witness a will or notarize one?

Can a notary witness a will or notarize one?

#witnessing #notarize

(85) Notary journal thumbprints – they can save your neck!

Notary Journal Thumbprints – they can save your neck!

#legal #notarylaw #notarization

(86) Notary procedure for Affidavit of Support documents

Notary Procedure for Affidavit of Support Documents

#legaldocument #legal #notarized

(87) Guns and Pit Bulls at signings!
http://blog.123notary.com/?p=1311
#mortgage #realestate

(88) Beneficial interest and notary law
If you lose money if the document doesn’t get signed, you have beneficial interest.
http://blog.123notary.com/?p=2169

(89) Notary pushed off stairs by borrower part 2

Notary pushed off stairs PART 2

#mortgage #notarizing

(90) When is it permissible to use a Credible Witness?
http://blog.123notary.com/?p=2105
#notary #mortgage #realestate #notarizing

(91) Penalties for notary misdeeds & misconduct!

Penalties for notary misdeeds & misconduct!

#notarylaw #notarization

(92) Is a Living Will or Living Trust the same as a Will?
http://blog.123notary.com/?p=2056
#powerofattorney #notary #advancedhealthcaredirective

(93) Can a notary help draft documents?

Can a notary help draft documents?

#notarylaw #notarized #legal

(94) Notary’s name on the Settlement Statement?
http://blog.123notary.com/?p=2018
#loan #mortgage #notarization

(95) Can a notary assist in filling out an I-9?
http://blog.123notary.com/?p=2016
#notarization #notarize

(96) Scary results when a notary uses our letter from hell to collect from a deadbeat signing co.

Scary results when a notary uses our letter from hell

#collectionletter #mortgage #notarize

(97) Contact info for all notary divisions

Contact information for state notary divisions 2011 & 2012

#notarypublic #secretaryofstate

———————————————-
2012
———————————————-

(1) Can a notary serve bordering states?
http://blog.123notary.com/?p=2272
#notarylaw #notarypublic

(2) When can I use 2 credible witnesses?
http://blog.123notary.com/?p=2258
#notarylaw #notarypublic #notarized

(3) Rules for notarizing a bedridden person

Rules for notarizing a bedridden person

#notary #hospital #notarization

(4) Do I need to know English to get notarized?
http://blog.123notary.com/?p=2238
#notary #notarization #notarizing

(5) How to fix notary mistakes
Most mistakes would be in the journal or certificate area.

How to fix notary mistakes

(6) How to be a thorough mobile notary
http://blog.123notary.com/?p=2225
#notarization #notarized #notarizing

(7) A New Jersey Notary gets locked in someone’s house!
http://blog.123notary.com/?p=2574
#notarized #notarization

(8) The husband and the stolen license!
http://blog.123notary.com/?p=2217
#notary #notarized #mortgage

(9) Borrowers and their filthy homes. A notary gets sick from visiting a house with dangerous bacteria!

Borrowers and their filthy homes

#mortgage #notaries

(10) Backdating from A to Z

Backdating from A to Z

#notary #mortgage #realestate

(11) Here are some things that the rudest notaries on 123notary have done

Rude notaries?

#notary #notarizing

(12) Notary victim of hit and run accident!
http://blog.123notary.com/?p=2173
#notarization #notarize

(13) Does (name of) signing company pay their notaries?
How do I find out?
http://blog.123notary.com/?p=2364
#mortgage

(14) Rules for notarizing minors

Rules for Notarizing Minors

#notarylaw #notarypublic #notary

(15) Being ready to jump as a mobile notary public.
Deciding ahead of time when you are going to be available
http://blog.123notary.com/?p=2350

(16) A list of bad #identification for #notary jobs
http://blog.123notary.com/?p=2342
#passport #notarization

(17) Which gets the work? Skills or Certification?
http://blog.123notary.com/?p=2332
#mortgage #notary #notaries

(18) Immigration documents for gay lovers
http://blog.123notary.com/?p=2334
#affidavitofsupport #legal #notary

(19) What does it really mean to be “certified?”

Certified Signing Agent – what does it mean?

#mortgage #notary

(20) Power of Attorney at a nursing home

Power of Attorney at a nursing home

#hospital #notary

(21) Can a notary notarize a birth certificate?

Can a notary notarize a birth certificate?

#vitalrecord #notarization

(22) Background checking notaries and signing companies
http://blog.123notary.com/?p=2297
#backgroundscreening #notary

(23) Fraud & Forgery in the Notary Profession

Fraud & Forgery related to the notary profession

#notarize #notarization

(24) Do I notarize every page of a document?

Do I notarize every page of a document?

#notarylaw #legal #notary

(25) How much E&O is normal or practical?
http://blog.123notary.com/?p=2429
#insurance #notary #notaries

(26) Notarization Dates, Document Dates & Signature Dates!

Notarization Dates, Document Dates & Signature Dates!

#notarylaw #legal #documents #notary

(27) Electronic #Notary #Journal Information

Electronic Notary Journal Information

#enotary #esigning #notarization

(28) How to get low ballers to stop calling you!
http://blog.123notary.com/?p=2797
#mortgage #notary

(29) Death and the #Notary
I’ve heard that it is best to get some things done sooner than later…
http://blog.123notary.com/?p=2643
#notarization

(30) The signing from heaven

The Signing from Heaven

#mortgage #realestate

(31) Notary dragged into court!
http://blog.123notary.com/?p=2635
#legal #notarization

(32) Sending loose certificates is #illegal.
Yet this is a very common request!

Sending loose certificates is illegal

#notary

(33) Do #notary journals need to be kept under lock and key?

Do notary journals need to be kept under lock and key?

#notarylaw #notarypublic #notarization

(34) Can a notary sign on a different day?

Can a notary sign on a different day?

#notarylaw #legal #notarization

(35) Don’t put the Fedex in the drop box?
If there is a cashier’s check in the package – be careful!

Don’t put the Fedex in the drop box!

#notary

(36) Your purpose is NOT to notarize?
http://blog.123notary.com/?p=2763
#notary #notaries

(37) How much should a notary charge for swearing in a …

How much should a notary charge for swearing in a…

#notaryfee #notary

(38) Where do credible witnesses sign the notary journal book?

Where do credible witnesses sign the notary journal book

#crediblewitness #notarization

(39) 123notary behind the scenes!

123notary behind the scenes

#mortgage #notary #smallbiz

(40) Notarizing your foreign language document

Notarizing your foreign language document!

#notary #notarization

(41) There was a bear blocking us in the driveway!
http://blog.123notary.com/?p=2742
#mortgage #notary

(42) How many notaries does it take to screw in a lightbulb?
http://blog.123notary.com/?p=2961
#mortgage #notary

(43) Dr. Jeckle & Dr. Hyde
An emotionally charged signing with people who you thought you knew!
http://blog.123notary.com/?p=2958
#mortgage #realestate

(44) Which states allow e-notarizations?

Which states allow e-notarizations?

#enotary #enotarization #esigning

(45) 20 stories about animals at signings

20 stories about animals at signings

#mortgage #notary

(46) How many witnesses do you need when signing a Will?
http://blog.123notary.com/?p=2523
#notary #legal

(47) Got notes?
Tips for writing a great notes section in your 123notary profile!
http://blog.123notary.com/?p=2517
#mortgage #notary

(48) The technique — for getting notary reviews!
http://blog.123notary.com/?p=2625
#notary #advertising #marketing

(49) I would need a new notary journal every week!
http://blog.123notary.com/?p=2605
#notarylaw #legal #notarization

(50) The Attorney General is the place to report bad signing companies!
http://blog.123notary.com/?p=2602
#mortgage #notary

(51) I got beaten up by Spiderman at a closing!
http://blog.123notary.com/?p=3722
#mortgage #realestate

(52) Protecting yourself with a contract!
Companies use contracts, why shouldn’t notaries?

Protecting yourself with a contract

(53) Don’t call until the documents are ready?
http://blog.123notary.com/?p=2590
#mortgage #loan #notary #notarized

(54) An unreasonable client!
Some people just don’t understand how difficult parking can be in NYC!
http://blog.123notary.com/?p=3120

(55) Do criminals deserve to be notarized?
http://blog.123notary.com/?p=2586
#notary #notarization

(56) Who answers your phone?
http://blog.123notary.com/?p=2584
#notary #marketing

(57) The borrower and the fallen book shelf
http://blog.123notary.com/?p=3162
#mortgage #notary

(58) The chicken & egg: Birth certificate problem solved

The chicken & egg: Birth certificate problem solved

(59) The missing stamp
A story about a forgetful notary!
http://blog.123notary.com/?p=2686
#legal

(60) Notarizing documents for the elderly

Notarizing Documents for the Elderly

#notary #notarization

(61) Borrowers with guns
If the borrowers have them, maybe notaries should too
http://blog.123notary.com/?p=3329
#mortgage

(62) Ask, but don’t beg for a review?
http://blog.123notary.com/?p=3322
#notary #marketing

(63) Overseas companies hiring notaries in America
http://blog.123notary.com/?p=3295
#international #business #notary

(64) Stealing a business name!
A notary was accused of stealing a client’s biz name right before he registered it!

Stealing a Business Name

(65) What are your hours?
Do you have to think for a while to answer this question?
http://blog.123notary.com/?p=2656

(66) The signer had a dark & dirty energy about him.
http://blog.123notary.com/?p=3178
#mortgage #notary

(67) Power of Attorney and verifying capacity!

Power of Attorney and Verifying Capacity

#legaldocument #notary

(68) There was a person in the basement
http://blog.123notary.com/?p=3425
#mortgage #notary

(69) Two crazy situations that lead to non-payment
http://blog.123notary.com/?p=3315
#mortgage #notary

(70) Can you do the 3rd signing for free?
http://blog.123notary.com/?p=3305
#mortgage #notary

(71) The dog ate my journal
http://blog.123notary.com/?p=3368
#notarylaw #legal #notary

(72) Prison signings
Notarizing bank robbers & pornographers
http://blog.123notary.com/?p=3365

(73) Double booking notary appointments
http://blog.123notary.com/?p=2691
#notary #scheduling #smallbiz

(74) Attacked by an octogenarian lady with Dimentia!
http://blog.123notary.com/?p=2812

(75) Over my dead body: a signing that was one person’s last!
http://blog.123notary.com/?p=3727

(76) How to gain experience as a notary!
http://blog.123notary.com/?p=2920
#notarizing #mortgage #startup

(77) Hostage situation on the way to a signing!
http://blog.123notary.com/?p=2808
#notary #notarization

(78) Top 5 books every notary should own (and read)

Top 5 books every notary should own (and read)

(79) 3 notaries walk into a bar
The notaries wanted to ID the bartender.

3 Notaries walk into a bar

(80) The well, Chlorine, and diarrhea!
The pipes had broken and her well water was no longer pure!
http://blog.123notary.com/?p=2991

(81) “You will be all alone with me”
Attn. women signers: don’t sign for this guy!
http://blog.123notary.com/?p=3430

(82) Is it safe? Do I need an escort to this notary job?
http://blog.123notary.com/?p=3623
#notarization #mortgage

(83) What is that god awful smell?
http://blog.123notary.com/?p=2952
#mortgage #realestate #notary

(84) A notary steals oxicotton from a borrower’s house!
http://blog.123notary.com/?p=2955
#theft #notarization

(85) Are they crazy? $70 for e-docs with fax backs?
http://blog.123notary.com/?p=2949
#notary #mortgage #notarization #notarized

(86) They won’t pay me, so whose responsibility is it?
http://blog.123notary.com/?p=2946
#mortgage #notary

(87) Notary needed, but the signer is in a coma!
http://blog.123notary.com/?p=2943
#notarylaw #legal #notarization

(88) Borrower etiquette from A to Z

Borrower etiquette from A to Z

#mortgage #notary

(89) The reluctant husband
A story about a signing where the husband wanted to watch TV
http://blog.123notary.com/?p=3061

(90) When to dump a signing!
We all have to draw the line somewhere
http://blog.123notary.com/?p=3491

(91) OMG, there was alcohol on her breath
http://blog.123notary.com/?p=3633
#mortgage #loan #notary

(92) She brought her children to the signing and thought nothing of it!
http://blog.123notary.com/?p=3630
#mortgage #notary

———————————————–
2013
————————————————-

(1) I saw who, I saw when, I say where!
Signing companies that have too many demands
http://blog.123notary.com/?p=4030

(2) 12 tips for notaries
How do you get the job done!
http://blog.123notary.com/?p=3685
#notary #marketing

(3) Time management for notaries
http://blog.123notary.com/?p=3497
#notary #scheduling

(4) From 3 jobs per week to 3 jobs per day!

From 3 jobs per week to 3 jobs per day!

#notary #marketing

(5) No street lights
A story about a notary trying to find an address in the dark
http://blog.123notary.com/?p=3636

(6) Hold harmless: good idea or not?
http://blog.123notary.com/?p=3657
#notary #notarization #mortgage

(7) Moonshine and catfish at a signing
http://blog.123notary.com/?p=3417
#notary #notarization

(8) The 1099 was too high!
One notary got the shock of their life when they say their 1099
http://blog.123notary.com/?p=2993

(9) No place to sit
There was junk all over the place, but not a single chair
http://blog.123notary.com/?p=3535

(10) Two faced — duplexed
The notary got blamed for the mistake of the lender

Two-Faced… Duplexed

(11) Do you ramble? What do your clients think?
http://blog.123notary.com/?p=4122
#notary #communication

(12) 2013 analytics: which notaries are getting more business?

2013 analytics: which notaries are getting more business?

#notary #marketing

(13) Which tasks can you do which are worth $1000 per minute?

What tasks can you do which are worth $1000 per minute?

#notary #marketing

(14) Notarizing for an adoption

Notarizing for an adoption

#notary #notarization

(15) The notary called me back to tell me she couldn’t talk
http://blog.123notary.com/?p=4098
#notaries #communication

(16) Notarizing a child who was abducted
http://blog.123notary.com/?p=3239
#kidnapping #notary

(17) Identification requirements for being notarized

Identification requirements for being notarized

(18) Vampire notaries: 24 hour service
2 seemingly normal men were at the door…

Vampire Notaries: 24 hour service

(19) Why notaries don’t last

Why Notaries Don’t Last

#notary #notarizing

(20) Signing agent best practices: 63 points

Signing agent best practices: 63 points

#mortgage #realestate #notary

(21) The brothel notary
http://blog.123notary.com/?p=4091
#notarization #notarized

(22) Bartender notary: a reverse mortgage on the rocks!

Bartender Notary: A reverse mortgage on the rocks!

(23) Do signing reviews get companies to pay?
http://blog.123notary.com/?p=3227

(24) Feb 2013 Phoninar quick course

2013 Phoninar Quick Course

#mortgage #notary

(25) Why do they lie?
http://blog.123notary.com/?p=3168
#mortgage #notaries

(26) Top 12 things to do when you are on hold!

Top 12 things to do when you are on hold

#notary #marketing

(27) Sexagenarian’s revenge: Put that lender away!
http://blog.123notary.com/?p=3466

(28) Signing at a 14-room Victorian house
The notary didn’t have a ghost of a chance
http://blog.123notary.com/?p=3464

(29) Free printing service: hire a notary on 123notary.com
http://blog.123notary.com/?p=4198

(30) March Phoninar
When NOT to call the lender
http://blog.123notary.com/?p=4390

(31) How to write a notes section if you have ho experience

How to write a notes section if you have no experience

(32) The top 1% and the 99% on 123notary.com
Why do particular notaries get more work?
http://blog.123notary.com/?p=4168

(33) They always accepted this in the past
http://blog.123notary.com/?p=4162
#mortgage #notary

(34) Meao notary service!
No strings attached, otherwise I’d chase them!
http://blog.123notary.com/?p=4147

(35) Crayons and dog treats at a signing

Crayons and dog treats at the signing

#mortgage #notary #notarization

(36) Notes sections gone bad
http://blog.123notary.com/?p=4126
#notary #marketing

(37) Help, I’m being sued, and E&O won’t help!

Help, I’m being sued, and E&O won’t help

#insurance #notary #notarization

(38) When is it legal to notarize a document twice?

Best Practices: When it is legal to notarize a document twice?

#notarization #notary #attorney

(39) What about notaries who work at mail box places?
http://blog.123notary.com/?p=4419

(40) Are you too factual or too personal in your notary notes section?
http://blog.123notary.com/?p=4415
#notaries #marketing

(41) Mistakes notaries make with Title Companies that cost them!

Mistakes notaries make w/ Title Companies

#mortgage #notary #notarized

(42) Types of witnesses in the notary profession

Types of witnesses in the notary profession

#legal #mortgage #notarization

(43) A detailed look at the Ninja notary signing agent course!

A detailed look at the NINJA course

#notary #notarycourse

(44) Phone interaction tutorial
What to say and what not to say on the phone if you’re a notary!

Phone interaction tutorial

(45) Personality and expressing your uniqueness in your notes section
http://blog.123notary.com/?p=4352
#notary #marketing

(46) I now carry a weapon in my car!
http://blog.123notary.com/?p=3439
#notary #notarization

(47) Swat team notarization
I arrived at the notary job, and guess who was outside the house with guns?
http://blog.123notary.com/?p=4349

(48) How do I purchase a #notary #bond?
http://blog.123notary.com/?p=5322
#notarization #notarized

(49) Minimum competency guide to be a signing agent.
ID’s, when to call the LO, communication, more…

Minimum Competency Test Study Guide

(50) Late documents = more money?
http://blog.123notary.com/?p=4239
#notarypublic #mortgage #loan

(51) Getting what is due: a clever plan!
One notary finds an unusual way to collect!

Getting what is due! A clever plan!

(52) Does Elite Certification help on 123notary?
Is it worth it?
http://blog.123notary.com/?p=4229
#notary #signingagent

(53) A client tries to blackmail a very seasoned notary
http://blog.123notary.com/?p=4223
#mortgage #notaries

(54) I am dependable reliable and accurate, yeah right!
http://blog.123notary.com/?p=4218
#notary #marketing

(55) How to get something notarized that doesn’t have a signature

How to get something notarized that doesn’t have a signature

#legal #notarylaw #notary

(56) The Starbucks notary wises up after allowing a client to save on travel fee
by coming to him (& keeping him waiting forever)

The Starbucks notary wises up!

(57) How many years is a notary commission good for? (in your state)

How many years is a notary commission good for?

#notarylaw #legal #notarized

(58) Make them do the waiting if they do the driving
http://blog.123notary.com/?p=4203
#notaryfee #notary

(59) April Phoninar
The legals, Administering Oaths, The APR, Revoked Commissions
http://blog.123notary.com/?p=4382

(60) Our fees seem to go into other people’s pockets
http://blog.123notary.com/?p=3216

(61) My date with Jeremy
The date ends being dropped off at a Fedex drop box

My date with Jeremy

(62) What to explain and what not to explain at a loan signing
http://blog.123notary.com/?p=4366

(63) Is a p#20 really superior to a lower ranked notary?
http://blog.123notary.com/?p=4458
#notary #123notary

(64) How do you explain the APR to a non-borrowing spouse?

How do you explain the APR to a non-borrowing spouse?

#mortgage #mortgageterm #notary

(65) Why do I have to sign with my middle initial?

Why do I have to sign with my middle initial?

#mortgage #notary

(66) A 2am Signing
We all met for a transfer or a car title. But, the buyer had some words to say…
http://blog.123notary.com/?p=3566

(67) Cross out happy, not a good idea

Cross-out happy; Not a good idea

#mortgage #notary #notarized

(68) The carrot, the stick, the notary and the bag

The carrot, the stick, the notary, and the bag

#notarization

(69) What is a notary public?
Identification, journals, certificates & more explained!

What is a notary public?

(70) One person, many names, quite legal
http://blog.123notary.com/?p=3933
#notary #identification

(71) The prepayment penalty
Which document do you look for it first?
http://blog.123notary.com/?p=4429

(72) Which documents are recorded?
Maybe a few that you never heard of before
http://blog.123notary.com/?p=4426

(73) Notaries should be setting the fees, not the other way around

We should be setting the fees, not the other way around!

#notary #notaryfee #notariztion #mortgage

(74) The notary and the tragedy
The signer seemed nervous. A few weeks later the boyfriend shot himself.
http://blog.123notary.com/?p=4042

(75) Clarifying vague claims in your notes section
A step by step guide

Clarifying vague claims in your notes section

(76) Optional information on notary certificates
Why it’s important and how to fill it out

Optional info on Acknowledgment Certificate

(77) The lady and the handwritten will

The lady and the handwritten will

#notary #notarized #notarization

(78) The signer won’t sign the disclosure?
http://blog.123notary.com/?p=4484
#notary #mortgage #notarization

(79) She ran through the house like a mad woman
A story about a signing gone crazy!

She ran through the house like a mad woman…

(80) Industry standards in the notary business
Cross outs, initialing, unsigned docs, instructions, more.

Industry Standards in the Notary Business

(81) Getting respect as a notary part 2
http://blog.123notary.com/?p=3749
#notarization #mortgage

(82) A tough act to follow!
Administering a presidential oath of office!

A Tough Act to Follow

(83) Tomorrow’s notary publics
Kids dream of becoming firemen and superheros, but notary publics?

Tomorrow’s Notary Publics

(84) Health care power of attorney
Same as a living will?
http://blog.123notary.com/?p=6673

(85) Having Emmy’s for notaries!

The Notaries! Having Emmys for Notaries!

#notarized #notarization #notary

(86) Notarizing an ax-murderer in San Ysidro
http://blog.123notary.com/?p=6448
#notary #notarization

(87) Interview with Jennifer
A mobile notary who started out with a bang!
http://blog.123notary.com/?p=6442

(88) Interview with a Title company
Learn why those documents sometimes come late!

Interview with a Title Company

(89) Protecting ourselves and our notary commissions
http://blog.123notary.com/?p=3717

(90) 6 free things 123notary does for its clients

6 FREE things 123notary does for its clients

(91) The power of attorney was rejected by a bank!

The Power of Attorney was rejected by a bank

#legal #notarization

(92) How to get something notarized if you don’t have ID

How to get something notarized if you don’t have ID

#notary #notarization #notarize #identification

(93) A notary was accused of tricking the borrowers
http://blog.123notary.com/?p=6479

(94) The police wanted to know about e-notary documents
http://blog.123notary.com/?p=6397
#notary #notarypublic #notarization

(95) What is a Jurat?
When is it used and what does it entail?

What is a Jurat?

#notary #notarization

(96) Her magesty’s secret notary service
http://blog.123notary.com/?p=6781

(97) Do not resuscitate?
If you sign advanced health care directives, you might deal with this issue
http://blog.123notary.com/?p=6395

(98) Know-taries in Heaven and Hell
http://blog.123notary.com/?p=3775

(99) Notary fines & penalties
Find out what happens if you overcharge or worse!

Notary Fines & Notary Penalties (gulp)

(100) He took out his gun because he wanted you to stay!
http://blog.123notary.com/?p=3768
#notary #signing

(101) Types of powers of attorney

Power of Attorney: Types Often Created

#legaldocs #legaldocuments #notary

(102) A notary public cures lying

Notary Public Cures Lying!

#comedy #comedian #notaries

(103) Sign-Feld and the Notary Nazi
http://blog.123notary.com/?p=6854
#notaries #notarization

(104) Has the notary industry slowed down again?
http://blog.123notary.com/?p=6590

(105) The Notary, the Mafia, and the Fedex Drop Box.

The Notary, The Mafia & The Fedex Drop Box

#notaries #notarization

(106) The Alaska Notary wanted to get paid in Salmon!
http://blog.123notary.com/?p=6623

(107) The Anti-Notary
http://blog.123notary.com/?p=3756

(108) Get your will notarized, in a coma!
http://blog.123notary.com/?p=6770
#notary #notarization

(109) The Real Estate Agent and the evil girl scouts
http://blog.123notary.com/?p=6620

(110) How to get notarized
http://blog.123notary.com/?p=4699
#notary #notarypublic #notarization

(111) Notary license to kill
http://blog.123notary.com/?p=6775
#notaries #notarization

(112) Notary asked NOT to thumbprint?
http://blog.123notary.com/?p=6430
#legal #notarylaw #notaries

(113) Getting Acupuncture for notorial schlerosis
Repetetive use of your stamp can cause this rare but serious condition
http://blog.123notary.com/?p=7160

(114) Reasons why notaries won’t lower their fees
http://blog.123notary.com/?p=7140
#notary #marketing

(115) $10,000 a month on a bad month

$10,000 per month on a bad month

#notary #marketing

(116) Notary accidentally gets arrested for robbing a bank
http://blog.123notary.com/?p=6541
#notaries #notarization

(117) A great attitude gets the most jobs!

A great attitude gets the most jobs

#notary #notarized #marketing

(118) Companies that hire NEW signers!

Companies that will hire NEW signers!

#mortgage #realestate

(119) Don’t get volume sucker punched as a #notary
http://blog.123notary.com/?p=6544
#notarization #mortgage

(120) Marijuana at the table during a notary signing!
http://blog.123notary.com/?p=3809

(121) Notary fines relating to advertising and fraud
http://blog.123notary.com/?p=6909

(122) How to notarize a copy of a passport

How to Notarize a Copy of a Passport

#notary #notarization

(123) $35,000 a month his first year in business?

He made $35,000 a month his first year in business?

#notary #smallbiz #startup

(124) What makes a mobile notary a mobile notary?

What makes a mobile notary a mobile notary?

#notaries #notarization

(125) The notarization afterlife
http://blog.123notary.com/?p=6628
#notarized

(126) A Seinfeld episode about a notary!

A Seinfeld Episode about a Notary

#notaries #comedy #notarization

(127) Can a Resident Alien card or permanent resident card be used for notarization?

Can a resident alien card or permanent resident card be used for being notarized?

#notary #identification

(128) Using expired identification cards.
Is it legal?
http://blog.123notary.com/?p=8278
#notarypublic #notary #notarization

(129) Cross out and initial

Cross Out and Initial

#mortgage #notary #notarized

(130) Can you notarize someone’s initials?

Can you notarize someone’s initials?

#notarized #notarylaw #legal

(131) The Notary, the Realtor and the half bathroom
http://blog.123notary.com/?p=6609

(132) Using an automated notary machine at CVS
“Did you say representative?”
http://blog.123notary.com/?p=6456

(133) Fedex moved the drop box, but where are the contents?
http://blog.123notary.com/?p=6593
#mortgage

(134) Clever Florida Notary commended by the FBI
http://blog.123notary.com/?p=4000
#notaries

(135) Don’t hate the playa, hate the notary game
http://blog.123notary.com/?p=3997
#notaries

(136) Does Real Estate experience help as a notary?

Does Real Estate experience help as a notary?

#mortgage

(137) Sworn Oath information
http://blog.123notary.com/?p=6724
#notarypublic #notarylaw #notaryact

(138) Are you a point and sign notary?
http://blog.123notary.com/?p=4557
#mortgage #notarization #loandocs

(139) Ahoy mate, I have the docs!
http://blog.123notary.com/?p=6721
#mortgage #loansigning

(140) Interview with Timios Title

Interview with Timios title

#mortgage #notary

(141) 10 quick changes to your notes that could double your calls!

10 quick changes to your notes that double your calls!

#notary 3marketing

(142) Common mistakes with the 1003, RTC, TIL & APR

Common Mistakes with: 1003, Crossing out, RTC, TIL & APR

#mortgage #notary

(143) First number loses
Don’t bid first when negotiating prices for mobile notary work.
http://blog.123notary.com/?p=6689

(144) Affidavits, what you need to know!

Affidavits — What do you need to know?

#legaldocuments #jurat #notary

(145) Rich Man Poor Man: #Marketing your notary services to the wealthy

Rich man poor man: Market Yourself to the Wealthy

#notary #notaries

(146) How much can a California Notary charge?

How much can a California Notary Public Charge?

#notaryprice #notaryfee

(147) Notary journals from A to Z

Notary Journals from A to Z

#notarypublic #notaries

(148) Notary seal information from A to Z

Notary Seal Information from A to Z

#notaries #notarypublic

(149) Notarize This!
A satire on a movie about a mafia boss notary and a shrink!
http://blog.123notary.com/?p=6992

(150) How often do you update your # of signings?
http://blog.123notary.com/?p=4655

(151) Notary suicide hotline!

Notary Suicide Hotline

#comedy #notaries #notarization

(152) I get paid enough to get something on the value menu at McDonalds.
http://blog.123notary.com/?p=4625
#notaryfee #settlementstatement

(153) People shopping for notaries want to know the same things as guys looking for a date
http://blog.123notary.com/?p=4628
#notary

(154) Speed notarizing and speed dating
http://blog.123notary.com/?p=7007
#notary #notaries

(155) Many banks prefer to hire someone who is a notary
http://blog.123notary.com/?p=4616
#banknotary #notaries

(156) Jeremy loses at Notary Monopoly
http://blog.123notary.com/?p=6695
#notaries #humor #comedy

(157) A veteran notary interviewed gives advice to new notaries!

Advice to new notaries: Interview with a Veteran Notary

#notarization #notarized

(158) If your boss pays for your notary commission, it still belongs to you!
http://blog.123notary.com/?p=4613
#notarycommission

(159) General vs. specific information in notes sections
http://blog.123notary.com/?p=4602
#notary #marketing

(160) The man with the golden seal
http://blog.123notary.com/?p=6841
#notary #notaries #notarization

(161) How to get paid by out of business signing companies!

How to get paid by out of biz signing companies!

#notary #collection #mortgage

—————————————————–
2014: Jan to Sept 30th
—————————————————–

(1) If your name is everywhere then people will find you
http://blog.123notary.com/?p=6358
#notary #marketing

(2) When the phone does not ring.
There are marketing & maintenance tasks notaries can do!
http://blog.123notary.com/?p=7117
#notary

(3) No money callers
What to do with people who want to talk, but not pay!
http://blog.123notary.com/?p=7109
#notary

(4) Superman found out he needed a notarized affidavit at the last minute and didn’t know who to turn to.
http://blog.123notary.com/?p=6356

(5) Affidavit of Support and direct communication with the signer

Affidavit of Support and direct communication with the signer

#notarylaw #legal

(6) You could get sued if you don’t have a business license

You could get sued if you don’t have a business license

#legal #notary

(7) Honey I notarized the kids!
Don’t try this at home

Honey, I notarized the kids (don’t try this at home)

#comedy

(8) I go over the HUD first
Learn what pro loan signers do!

I go over the HUD-1 first

#notary

(9) 10 ways to find the perfect notary!
http://blog.123notary.com/?p=7019
#notaries #notarized

(10) Can I notarize a Will or a Living Will?

Can a Notary notarize a Will or Living Will?

#legal #notarylaws

(11) Fear of retaliation in the Notary business
Sherry was accused of misusing her notary commission!
http://blog.123notary.com/?p=7015

(12) Reverse Blackmail at a notary signing

Reverse Blackmail at a Notary Signing

#mortgage #notaries #notarization

(13) A social media site for notaries — affiant

A social media site for Notaries — Affiant

#comedy #notary #notarization

(14) A 2nd date with Jeremy
“We know each other so well, we complete each other’s Jurat verbiage”

A 2nd Date With jeremy

(15) The Notary Olympics
http://blog.123notary.com/?p=6407
#notaries #comedy #notarization

(16) Notary insults
The customer wanted a quantity discount and ignored the hour Ken spent in transit!
http://blog.123notary.com/?p=7135
#notaries

(17) Witnessing the Star’s signatures at Mann’s Chinese Theater
Notarizing VIP’s!
http://blog.123notary.com/?p=8754

(18) Ken’s list of bad things that notaries do
http://blog.123notary.com/?p=8735
#notary #notarypublic #notarization

(19) The notary who loved me.
1 notary kept calling to see if he needed anything!
http://blog.123notary.com/?p=6847

(20) Notarizing affidavits of support
http://blog.123notary.com/?p=7081
#legal #notarylaw #notary

(21) The homeless notary
http://blog.123notary.com/?p=6825
#notaries #notarization

(22) Get the job specifications
http://blog.123notary.com/?p=8729
#mortgage #notary

(23) Help, I’m getting married, my husband is in jail, and I need a #notary!
http://blog.123notary.com/?p=8417

(24) Playing the cancer card after you made a blunder
http://blog.123notary.com/?p=6403
#notary #mortgage

(25) She learned more from our blog than any course she ever took
http://blog.123notary.com/?p=7169
#mortgage #notary #notaries

(26) We require notaries to be registered on our approved list

We require notaries to be registered on our approved list

#notary #titlecompany

(27) Welcome to the Notary Hotel
It’s so comfortable, many notaries stay there their entire commission

Welcome to the Notary Hotel

(28) Double and Nothing
Offering to do double the work for the same price!
http://blog.123notary.com/?p=8415

(29) Notary reviews vs. movie reviews
“I didn’t like the ending of the signing — too predictable”

Notary Reviews vs. Movie Reviews

(30) What to write in your notes section

What to Write in Your Notes Section

#notary #marketing

(31) Many of the borrowers say, “That was painless!”
http://blog.123notary.com/?p=8801
#mortgage #notary

(32) Administering an #Oath to an athiest
http://blog.123notary.com/?p=8784
#legal #comedy #notary

(33) Who really needs who in the notary business.
Do notaries need signing companies or vice versa?

Who really needs who?

(34) The signing and the mistress
http://blog.123notary.com/?p=8377
#notary #comedy

(35) Notarymingle.com – a dating site for notaries!
http://blog.123notary.com/?p=8772
#socialmedia #notary

(36) Perhaps I should have titled this notary blog “A Recipe for Disaster”.
http://blog.123notary.com/?p=8618

(37) Most notaries would rather die than go back to the 9-5 routine.
http://blog.123notary.com/?p=8866

(38) Doing a signing with a gun sitting at the table
http://blog.123notary.com/?p=8863
#mortgage #notary

(39) The acunotary: an #acupuncturist becomes a #notary!
http://blog.123notary.com/?p=8850

(40) The flip side of your business card.
Ken’s guide to notary marketing
http://blog.123notary.com/?p=8602

(41) Notaries who make more than Attorneys
http://blog.123notary.com/?p=8836
#notary #smallbiz

(42) Witnessing intake forms for Notary Heaven

Witnessing the intake forms for Notary Heaven

#comedy #notaries

(43) A signing in the freezing rain
http://blog.123notary.com/?p=8431
#mortgage #notary

(44) Going to a signing with your girlfriend can put the pressure on the signer to get on with it and sign!
http://blog.123notary.com/?p=9256

(45) How my high school yearbook predicted I’d be a Notary Public
http://blog.123notary.com/?p=8678

(46) Notarizing a female accessory to murder!
http://blog.123notary.com/?p=8667
#notary #notarization

(47) If you are a VIP notary, read this!
http://blog.123notary.com/?p=9235
#notaries #notarization

(48) Dress British, Think Yiddish

Dress British, Think Yiddish

#notary #marketing

(49) Signs you’re a notary workaholic
http://blog.123notary.com/?p=8935
#notaries #notarization

(50) An easy collection remedy!
http://blog.123notary.com/?p=8920
#notary #collections

(51) Do you have to be a CSS to get work these days?

Do you have to be a CSS to get work these days?

(52) Elite signers
Who are these lucky notary customers?
http://blog.123notary.com/?p=8628

(53) Preparation, the key to notary success
http://blog.123notary.com/?p=8884
#notaries #notarized

(54) Thank you excuse me, I’m sorry.
A guide to Notarial manners.

Thank You – Excuse Me – I’m Sorry

(55) The 24 hour icon and those who need their sleep
Do you mind being called at 3am?
http://blog.123notary.com/?p=9336

(56) A Russian lady lists on 123notary and says, “It is terrible, I get called day and night. Make it stop!”
http://blog.123notary.com/?p=8727

(57) Why do I have to pay when I went to the Title Office?
http://blog.123notary.com/?p=9479

(58) Unprofitable requests.
How do you figure out which notary jobs are worth it?
http://blog.123notary.com/?p=9775

(59) Notary Cheers: Sammy gets a name change #notarized

Notary Cheers: Sammy gets a name change form notarized

(60) She was dying of cancer and needed to get #notarized
http://blog.123notary.com/?p=9462

(61) The Towles Booth — pronounced “Tolls”
Some come to pay a toll, others come for advice

The Towles Booth (pronounced “tolls”)

(62) Should 123notary accept other certifications?
http://blog.123notary.com/?p=9319

(63) Notarymatch.com — a dating site for #notaries!

NotaryMatch.com — a dating site for notaries!

#notary

(64) When you goof as a notary public
http://blog.123notary.com/?p=9291
#notaries #notarylaw

(65) The customers can tell if you don’t login to your profile on 123notary regularly
http://blog.123notary.com/?p=9286

(66) If a pizza can get there in 30 minutes, why not a notary?
http://blog.123notary.com/?p=8699

(67) Poo picking, getting the best notary jobs

Poo Picking – getting the best notary jobs

(68) Signing loans isn’t rocket science!
http://blog.123notary.com/?p=9265
#notary #notaries #mortgage

(69) Teens forced to get notarized parental consent for STD tests
http://blog.123notary.com/?p=10165

(70) Did you get chumped in a double booking?
http://blog.123notary.com/?p=9312

(71) The Seinfeld episode about a Notary

The Seinfeld Episode About a Notary

#notaries #comedy

(72) Two and a half Notaries
What’s the difference between a Notary and a Notary experience?

Two and a half notaries! A Notarization Experience

(73) She took all my business away!
A signing company gets listed on 123notary & gets a monopoly!
http://blog.123notary.com/?p=8969

(74) I didn’t notarize that!
http://blog.123notary.com/?p=9779
#notary #notarized #notarization

(75) 123notary can change your county or state in a snap. It’s easy!
http://blog.123notary.com/?p=9339

(76) An unhappy client pays again (family of Italians)
http://blog.123notary.com/?p=8740

(77) I’ll stay here all day until I get paid!
A notary went to a signing company and raised hell.
http://blog.123notary.com/?p=9471

(78) Put up or shut up!
A guide to dealing with Title companies!
http://blog.123notary.com/?p=9810

(79) New Notary apps that you really need!
Lookup signing co reviews, find cheap gas, road conditions…

New Notary Apps that you really need!

(80) A frustrating four hour signing!
http://blog.123notary.com/?p=9598

(81) Is this man a Notary?

Is this man a notary?

(82) Signing services take a portion of the notary fee

Signing Services take a portion of the notary fee

(83) Loan signing at a high school reunion
http://blog.123notary.com/?p=9591

(84) I-9 verification requests for $20?
http://blog.123notary.com/?p=10467

(85) A closing on my boat!
http://blog.123notary.com/?p=9975
#notary #notaries #mortgage

(86) Cattle Call Notary Offers
Ken’s rant on how offensive and demeaning this is to notaries

Cattle call Notary offers

(87) Welcome to Notary Jail — don’t drop the embosser!
http://blog.123notary.com/?p=9917

(88) How to become a successful mobile #notary from scratch!

How to become a successful mobile notary from scratch

#mortgage #notarization

(89) Wanted: Notary Punching Bags
http://blog.123notary.com/?p=9833

(90) New Notary apps for the iPhone7 that you’ve never dreamed of!

New Notary Apps for the iPhone 7 that you’ve never dreamed of!

(91) Notary Hotel 2:
Even the notepad comes with Jurat wording!

Notary Hotel 2 — the sequel

(92) Become a process server to make additional income!
http://blog.123notary.com/?p=10459

(93) Don’t die trying when your schedule is tight!
http://blog.123notary.com/?p=9819
#notary #scheduling

(94) Why can’t a notary host their own late night talk show?
http://blog.123notary.com/?p=9823
#comedy #notaries

(95) $30 loan signings. Is it even worth it under the best of circumstances?

$30 loan signings. Is it worth it even in the best of circumstances?

() More than half of notaries on 123notary.com are female. So much for the old boys club!
http://blog.123notary.com/?p=7128

Comments (0)

Recurring popular tweets

Filed under: Uncategorized — admin @ 11:43 am

(1) Iphone 7 Siri to be more advanced. Voice changes depending on quality of signing company calling you

New Notary Apps for the iPhone 7 that you’ve never dreamed of!

(2) Tight schedules are part of being a notary. But, don’t make it too tight or u’ll start feeling tightness in your chest!
http://blog.123notary.com/?p=9819

(3) How can you survive in any business if you don’t carry yourself like a pro?
http://blog.123notary.com/?p=9312

(4) You need to keep meticulous records to determine whose at fault if there’s a mistake!
http://blog.123notary.com/?p=9291

(5) Most of the notaries complaining that they can’t make money are notaries who didn’t do their homework.
http://blog.123notary.com/?p=9265

(6) To handle an Elite Signer you have to be an Elite Notary. Now you are going way beyond competent to reaching beyond perfection –
http://blog.123notary.com/?p=8628

(7) Notary Heaven Section 263: That’s where we put good notaries who didn’t make their child support payments.

Witnessing the intake forms for Notary Heaven

(8) At The Notary Hotel: they didn’t observe the don’t disturb sign while I was reading the Settlement Statement!

Welcome to the Notary Hotel

(9) Al: “If it weren’t for us signing services, notaries wouldn’t work!” Carmen thinking: “Is this guy serious?”

Who really needs who?

(10) Notary: “I’m not the mistress, I’m the notary!” Wife: “Then why were u driving late last night w/ur lights off?”
http://blog.123notary.com/?p=8377

(11) Mint… and Meant to be – when her passion for ice cream & a notary aligned.
http://blog.123notary.com/?p=7023

(12) The notary has this big clamp, and if you’re not good, he’ll clamp you with it, and it will hurt!

Honey, I notarized the kids (don’t try this at home)

(13) Real Estate Brokers need to get real! You don’t know ur loan docs as well as you think you do!

Does Real Estate experience help as a notary?

(14) Clearly stating how far you’ll travel is very good for your business

10 quick changes to your notes that double your calls!

(15) Most notaries on our site not certified by us have roughly half the loan signing knowledge.
http://blog.123notary.com/?p=8520

(16) If others create obstacles for you, then create policies for dealing with these problems instead of complaining. Winners find solutions.

He made $35,000 a month his first year in business?

(17) A great conversation on the phone often attracts jobs and good reviews, which attracts more jobs. Always answering the phone helps!

A great attitude gets the most jobs

(18) The TSA will be involved in notary signings. It will be illegal to bring sharp objects to signings.
http://blog.123notary.com/?p=6461

(19) The Notary takes $10 million in drug money to the Title company by accident.

The Notary, The Mafia & The Fedex Drop Box

(20) Kids play “cowboys and Indians.” No child on record has been caught playing “notary publics and document holders.”

Tomorrow’s Notary Publics

(21) Not getting paid on time? It’s because u didn’t look within to research these dead-beat companies.
http://blog.123notary.com/?p=4825

(22) The notary asked, “Can I get an Alaskan moose with Russian dressing. They’re our next door neighbors!”

My date with Jeremy

(23) If customers come 2u, let’em know if they don’t show up on time, they’ll only have 3 minutes grace period. –

The Starbucks notary wises up!

(24) A creaking noise; a sudden thump; This was a notary signing that would raise the dead. #victorianmansion
http://blog.123notary.com/?p=3464

(25) The rock climbing notary admitted that many of his friends were addicted to cracks.
http://blog.123notary.com/?p=4135

(26) Vampire Notary: “I like your ID picture. You have nice rosy cheeks, you must have good circulation, do you work out?”

Vampire Notaries: 24 hour service

(27) Notary topics: Hand-written docs, Blanks in docs, seal over wording, loose certificates, overseas docs.

Signing agent best practices: 63 points

(28) A man in prison was refinancing his home to get money to hire Attorneys. What was he in prison for?
http://blog.123notary.com/?p=3365

(29) 1 borrower felt she was being cheated, whipped out a rifle and said, “Oh no you don’t!”
http://blog.123notary.com/?p=3329

(30) The guy had a female mannequin in his living room. He said he had it there because he felt alone.
http://blog.123notary.com/?p=3178

(31) The Attorney General investigated the Lender & the 3 notaries involved & busted Susie for fraud.
http://blog.123notary.com/?p=2961

(32) A Notary accepted a job, then cancelled right before the signing when she learned the signing co. had a bad payment record.

California notaries with complaints

(33) Once I put a FedEx in the drop box that never got delivered. FedEx found it a week later still in the box!

Don’t put the Fedex in the drop box!

(34) When you call people back, don’t expect them to know who you are — announce your name right away!
http://blog.123notary.com/?p=973

(35) Everything you need to know about journals, but were afraid to ask.

Everything you need to know about journals

————————–
5+ tweets
————————–

(36) If a signing company calls with bad reviews, Siri’s tone of voice will sound suicidal using this new app.

New Notary Apps for the iPhone 7 that you’ve never dreamed of!

(37) Everyone makes mistakes, it’s how willing you are to make amends for them that determine your success w/clients.
http://blog.123notary.com/?p=9291

(38) iPhone 7 Notary to go app tells you if neighbors or kids are too close to your car

New Notary Apps for the iPhone 7 that you’ve never dreamed of!

(39) Hmm. It says here on your Akashic records that you were a good notary. You never backdated.

Witnessing the intake forms for Notary Heaven

(40) After being tested out on seven different signing agents, the iPhone 7 provides Siri with badly needed automated therapy.

New Notary Apps for the iPhone 7 that you’ve never dreamed of!

(41) The notary heaven clerk noted that his commission seal expired after he did.

Witnessing the intake forms for Notary Heaven

(42) At The Notary Hotel, Showtime & HBO are free, but the Signing Channel costs $40 (not including fax backs)

Welcome to the Notary Hotel

(43) Notary purgatory: For all of eternity, dead notaries get clients who sign differently on each page.

Witnessing the intake forms for Notary Heaven

(44) Check out the digital signature rooms at The Notary Hotel

Welcome to the Notary Hotel

(45) The only reason Title/Escrow use signing services is that it is “convenient” for them!

Who really needs who?

(46) Who really needs who? Do notaries need signing services? Do Title co’s need signing services?

Who really needs who?

(47) The wife had postponed the signing from 7:30 to 9:30pm so she would know where her husband was at that nightly hour.
http://blog.123notary.com/?p=8377

(48) I cut up an ink pad and made a cardboard box that read “notarized” backwards like a mirror image.

Honey, I notarized the kids (don’t try this at home)

(49) After we were done w/the “signing of silence,” I saw a car driving slow w/their lights turned off. #mistress
http://blog.123notary.com/?p=8377

(50) Frank: “Honey, I notarized the kids.” Molly: “What do you mean?” Frank: “I’ll explain later, don’t call the police!”

Honey, I notarized the kids (don’t try this at home)

(51) Wife: “Are you the notary or the mistress?” Notary: “I’m the notary, the mistress isn’t coming until later on (I guess)”
http://blog.123notary.com/?p=8377

(52) The number of years you’ve been in business isn’t as important as the number of loans.

10 quick changes to your notes that double your calls!

(53) Needless to say, it was the most awkward Wisconsin notary signing in the world.
http://blog.123notary.com/?p=8377

(54) 123notary certified notaries get 78% more clicks and 2.5x the business as 123notary uncertified notaries in similar positions!
http://blog.123notary.com/?p=8520

(55) Not getting Title co clients? See if your notes section conveys ur the type of notary they’re looking for.
http://blog.123notary.com/?p=4825

(56) Running 123notary is more like babysitting than you think, “Did you update your listing? Did you update your notes? Did you renew yet?”

My date with Jeremy

(57) After the signing w/Vampire Notary, the 4 of them enjoyed a sip of Sangria (the Italian word for BLOOD)

Vampire Notaries: 24 hour service

(58) “FedEx?” I said. “Why FedEx?” “That’s where my dates always end–at a FedEx drop box.”

My date with Jeremy

(59) The day after the signing w/the Vampire Notaries the wife asked: “Fred, what are those strange marks on your neck?”

Vampire Notaries: 24 hour service

(60) Running 123notary is like a cross between babysitting & a marriage. A bunch of situations that never end!

My date with Jeremy

(61) Don’t go to houses that smell bad #mobilenotary

Signing agent best practices: 63 points

(62) People who are so emotional & irrational aren’t always capable of using weapons responsibly, especially at a signing!
http://blog.123notary.com/?p=3329

(63) Notary contracts, fees at the door, background screening signing co’s, call Title if not paid on time.

Signing agent best practices: 63 points

Comments (0)

November 30, -0001

Point (5) HUD (6) Occupancy (7) Deeds; The Value Menu

Filed under: Loan Signing 101 — Tags: 30 point course — admin @ 12:00 am

I get paid enough to get something on the Value Menu

His name was Chester. He had been a Notary for years and he had seen it all. People liked hiring Chester, because he was on time, knowledgeable, and had quite a sense of humor. Unfortunately, a good sense of humor can be like a double edged sword. Not everyone will like your jokes. Chester was good at introducing the documents, and answering all questions.

CHESTER: Hi, my name is Chester. I’m going to be your Notary Signing Agent today. I am here to supervise the signing of these documents. If you have general questions about the documents, or what information is in which document, I am happy to answer. However, if you have specific questions pertaining to your loan, I will most likely refer those questions to your Lender.

ELLEN: Got it.

(ring-ring)

ELLEN: Hello? You want to speak to the man of the house? You must have the wrong number!

CHESTER: Let’s open the package here. Okay, this is the Deed of Trust. This document includes a property address, the amount of the loan, and ties your property as collateral for the loan. Additionally, it states the expiration date of the loan in 2045.

ELLEN: Right after the war of 2045. How convenient. I heard the war was going to end in June, and my loan expires right in July! Perfect! We’ll have two things to celibrate.

CHESTER: I didn’t know a war was scheduled.

ELLEN: Oh, that’s the new thing. Instead of going at it right away, people are so busy these days that they don’t have time for wars, unless they are scheduled at least twenty years in advance. I even have an app for that. It’s called — schedule my war. It has a D-day add-on too! Pretty cool. Looking forward to it.

CHESTER: And I thought that I was usually the funny one at signings. Now, this document is The Note. It has your payment amounts, if there is a prepayment penalty it will discuss that, and it has your Rate, and the amount of the loan.

ELLEN: My rate? My rate is by the word. Yeah. I charge by the word when I write material. But, my manager says that I should charge by the laugh. I get one rate for my initial time telling the jokes and then residuals. We do that at clubs too. Instead of a $30 cover charge, we have a laughometer strapped to each person. We charge them based on how many times they laughed and how hard they laughed. One guy had to Mortgage his house to pay his bill the last time I was on stage. Oh! Only 4.5% Cool! I won’t have to Mortgage my house to pay that. Did I say that? Oh — I AM Mortgaging my house and as a result will have to pay that. Got it!

Chester’s signing with Ellen went well. She would have appreciated his jokes if she hadn’t kept him laughing with her own jokes. But, Chester’s next signing didn’t work as well. The problem happened when he got to the HUD.

SAM: And who did you say you worked for again? You’re a subcontractor, right?

CHESTER: I subcontract for H&B Lending, over $40 billion served (lended)

SAM: I’m loving it! Don’t I deserve a break today?

CHESTER: Give ME a break, that ad is 40 years old! And this next document is the HUD. The HUD itemizes all of the expenses related to your loan.

SAM: Let me read that. Hmmm. On this line it says that the Notary fee is $250. How much of that do you get?

CHESTER: Oh, enough to get something on the value menu at McDonalds.

SAM: Okay, that’s not funny. Get out of my house! You damn Notary!

Point (5) The HUD Settlement Statement
This document is often faxed or emailed at the last minute as Lenders often do not have their act together and need to make last minute changes to documents. Without the HUD, the loan cannot close.

The Settlement Statement or HUD contains information about fees and payoffs. Here, you can check to see what the Notary fee is and compare that to what you are being paid. Do not discuss these numbers with the borrower because it is between them and the Lender, and they are both relying on you for confidentiality. If the borrower already paid an appraisal fee out of their pocket and they are being charged again, for example, have them talk it over with the Lender. Don’t try to answer whether or not they will be reimbursed for certain fees; just have them speak to the Lender. If the Lender is not available, let them know that they have several days to talk to the Lender while they have the right to rescission (the right to cancel). The above situation with appraisal fees happens frequently.

There are several other documents that are similar to the HUD such: as the “Estimated Closing Statement” and the “Good Faith Estimate”. These documents were often drafted earlier in the loan process and don’t always reflect final numbers.

Seasoned Notaries often know what piece of information is on each line of the HUD and have the structure of the document memorized.

Point (6) The Occupancy Affidavit

There are different variations to this document; sometimes it is called ‘Occupancy Affidavit and Financial Status’. The purpose of this document is for the borrower to state that they live in the subject property (which means the house they are borrowing money on). In addition, it asks the borrower to state that they haven’t had any sudden financial changes — for example, unemployment or bankruptcy. Keep your eyes open; if you don’t check which variation of the Occupancy Affidavit you are dealing with, you might make a fool of yourself (a fool and his money are soon parted.) This document is usually notarized.

Point (7) Grant & Quitclaim Deeds

There are four major reasons to have a Grant Deed.

(1) To transfer property in a sale of property

(2) To take someone’s name off of a deed so they won’t be liable for a loan when the other owners want to borrow money.

(3) To transfer the property to or from community property in a trust.

(4) To change someone’s name on the deed
The deed could transfer a property from “Jane F. Doe” to “Jane Doe”. This is very common for people with name variations because sometimes a loan can’t fund without the property being recorded as being owned by the owner with a particular name variation.

Quitclaim Deeds

Quitclaim Deeds are often used to take a person’s name off title. Here is some more information:

A Quitclaim Deed is a legal document which transfers a property to the buyer or owner, whatever interests in the property are held by the maker of the deed. A Quitclaim Deed does not guarantee that those interests are valid. By accepting such a deed, you accept the risk that someone may later appear with a valid claim to your property. A Grant Deed on the other hand guarantees from grantor to grantee that the title is clear. An example of a circumstance where a Quitclaim may be used is where one spouse is disclaiming any interest in property that the other spouse owns. Of the different types of deeds, the Quitclaim has the least assurance that the grantee receiving it will actually get any rights. A Quitclaim deed does not release the party quitting claim to real property from their obligations in any mortgage or other lien secured against the pertaining property.

A Quitclaim Deed is a common, but not standard document in a loan document package. Sometimes, ownership has to be transferred or someone needs to be taken off a Deed before a loan can officially go through. Quitclaim Deeds are always notarized using an Acknowledged signature and the signer must always be positively identified by the notary public for security purposes. Some states also require the notary to take fingerprints in their notary journal for Quitclaim and other deeds affecting real property.

Comments (0)

December 2, 2020

Everything you need to know about writing a great notes section

Filed under: Comprehensive Guides,Ninja Theme Articles,Popular on Facebook (some),Popular on Linked In,Popular Overall,Your Notes Section — admin @ 5:54 am

Originally posted Feb 1, 2016.

Most Notaries underestimate how critical it is to have an amazing notes section on your listing on 123notary.com. They just write how they are background screened and have E&O insurance. They stop there. Yes, this is important information and it can be a deal breaker if you don’t have the right background screening from the right agency, etc. However, the Notaries who get lots of work from 123notary tend to have 123notary certifications, reviews from satisfied clients and a very thorough notes section. So, what is the secret? The secret is to be specific, unique and well organized in what you write about yourself.

(1) Selling Features
The top of your notes section should stress selling features. What can you say about yourself that others might not be able to say that would make someone want to hire you. “I’m reliable.” Everyone claims to be reliable, and then they show up late making a mockery out of their claim. Try something that you can put your finger on. But, I really am reliable? Yes, but your notes section can’t prove it — so skip it. Instead, let’s think about what types of loans you know how to sign. Don’t just say, “all types.” List them one by one. Do you have some unusual qualifications? Were you Notary of the year? Do you do jail or hospital signings? Are you fluent in Uzbekistani hill dialects? These are things that help you stand out. Were you a CEO of a Mortgage company? That helps too. If you have Escrow, Title, Underwriting, Processing, Settlement, or general Mortgage experience, that is a huge plus on your notes section. Make sure to indicate that high in your notes. Remember — the first 200 characters of your notes show up on the search results for your area, so digress to impress! (actually don’t digress, but use that space to squeeze in as many selling features as possible)

(2) Specialties
One of the most valuable pieces of information you can include in your notes are your specialties. Instead of bragging about how you are error-free or dependable (which nobody wants to read,) instead list the types of loans you know how to sign, types of major documents or procedures you are familiar with. Do you go to airports, offices, or jails? Do you do Weddings or Apostilles? People are very impressed when you have highly specialized skills, so mention them.

(3) # of loans signed
Most Notaries up date the # of loans signed once in four years. When I mention that their profile says they signed 200 loans, they say, “Oh, that was five years ago. I must have forgotten to login — I’ll go in there.” You need to “go in there” and update your info every few months or you will have information that is collecting cyber-dust.

(4) What is hot and what is not?
Radiuses are hot. If you have a wide radius, tell the world. 100 mile radius shows you are serious (or crazy.) Last minute signings are a good thing to mention. Do you accept faxes or are willing to do fax backs? That narrows it down. Are you background screened? Is it by NNA or Sterling or someone else — if you’re screened by the wrong agency, you don’t get the job! Do you know how to do eSignings? That will make you stand out!

(5) Professional memberships and certifications
Are you NNA Certified, Notary2Pro certified, 123notary certified, or trained by some other agency. It is impressive especially if you have four or five certifications. Mention these as well as your memberships. But, please don’t say you are an NNA member in good standing. The only way to be in bad standing with any agency is by not paying your bills or perhaps being convicted of a felony.

(6) What is unique about your service?
Is there something unique about the way you do your work? Or do you have a catchy unique phrase about yourself? It is very hard for most people to think of anything unique about themselves. But, if you really put some thought into it over an extended period of time you might come up with something good. We have two blog articles below with some of the best unique information we’ve ever seen.

(7) Avoid vagueness
Did you work for 10 years in the legal industry? What does this mean? Were you the company president or did you mop the floor for an Attorney. State your job title or what you did very clearly. If you were a legal secretary of Paralegal, that is good to know. Not a selling feature. Additionally, try to be specific about your claims. Rather than saying how good you are with people, give a concrete example of how you are good with people, or what experience you have that proves you are good with people.

Also read:
General (vague) vs. specific information in your notes section
http://blog.123notary.com/?p=4602

(8) Avoid restating information
Many Notaries restate their company name, their company mission, phone and email in your notes. Your notes is to give additional information about your service, and not to restate what the reader already knows. Remember, those top 200 characters go in the search results, and if you say, “We are here to serve” nobody will click on you.

(9) Counties served
There are 12 boxes where you can indicate your counties served. If you wish to restate this info in your notes, put it near the bottom as this is not a selling feature. If you want to indicate which parts of which counties you serve, the notes section is the only place to go into such detail. Others choose to mention specific towns or cities served. Please avoid stating which zip codes you go to as that is too nit-picky.

(10) Writing about your mentor
New Notaries always want to bend my ear about how they don’t have experience, but their mentor has signed 10,000 loans and they have been to many signings with their mentor. After hearing ten minutes about their mentor I say, “I’ll hire him — I’m convinced — But, I wouldn’t hire you in a million years because you don’t stand on your two feet!” Don’t talk about your mentor. Talk about what training programs you have passed.

(11) Writing about your Real Estate background
Notaries regularly write, “I am a Realtor and therefor am familiar with the documents.” But, when I quiz them on the documents they fail almost every time. Also, many Notaries will write three paragraphs about their Real Estate business or Process Serving, etc. People are coming to 123notary to find a great Notary, not a Real Estate agent. If you want to quickly mention in the middle of your notes that you are a Realtor, that is fine, but don’t make it the central point of your notes.

(12) Educational background
If you want to write about your degrees or former professional experience, unless it is Mortgage related, it should go in the middle or lower middle part of the notes as it is not critical information in the eyes of the reader.

(13) Equipment
Yes, you can write about your equipment. Sometimes we recommend using bullet points for quick points such as E&O, certifications, and equipment. You can mention what type of printer, scanner, fax, or mobile office you have. Just don’t put this up top. It belongs in the middle or lower middle of your notes.

(14) Closing statements
Some Notaries choose to have a closing statement while others don’t. We like it when Notaries do. You can say, “Thanks for visiting my listing.” Or say something a little more unique.

(15) Don’t jumble everything in one paragraph
A good notes section is divided into several logical sections. We normally like to see an intro with selling features, an about you paragraph, some bullet points, and a closing statement. There are many formats for winning notes section and you can decide what is best for you.

(16) Ask for help
123notary gives free notes makeovers. However, we cannot write the content for you. We can filter and reorganize it though. When we redo people’s notes sections they average an increase of 55% more clicks per day to their listing. So, ask! And get some reviews on your listing while you’re at it!

Other Great Notes Articles

How to write a notes section if you have no experience
http://blog.123notary.com/?p=4173

10 quick changes to your notes that can double your calls
http://blog.123notary.com/?p=4499

What goes where in your notes?
http://blog.123notary.com/?p=1076

2014 excerpts from great notes sections
http://blog.123notary.com/?p=13613

Unique phrases from people’s notes sections
http://blog.123notary.com/?p=14690

Stating the obvious in your notes section
http://blog.123notary.com/?p=14146

A Notary included a copy of her testimonial in her notes
http://blog.123notary.com/?p=4680

Comments (0)

May 1, 2018

Letter to California Notary Division

Filed under: California_Notary,Popular on Facebook (very) — Tags: California notary public — admin @ 10:46 am

Dear California Notary Division,
I am someone who runs a Notary directory and is acutely aware of the deficiencies in Notary knowledge throughout the state and the nation. California Notaries are better than those in other states on average due to the excellent training, but the training does not cover practical aspects of the Notary profession. Additionally, there are issues with fees that need to be addressed.

PRETRAINING
As there are so many ethical violations out there among California Notaries, and misunderstanding of Notary law, it is clear that a longer and more comprehensive notary training is necessary. However, I also think that due to the incompetence out there, a few other pre-measures should be taken.

1. A IQ test should be administer to applicants. It can be a ten minute quiz. Notaries with low intelligence often bungle and misinterpret Notary laws which can lead to illegal activity and wrongful explanations to clients of what can and cannot be legally done.

2. A meticulousness test should be administered to Notaries to see if they can be orderly about conducting tasks which require multiple steps. Being a good Notary means filling out journals and forms correctly in their entirety, and a meticulous person is less likely to make errors. The majority of your Notaries are far from meticulous.

3. Following directions and ethics are some other problems that are common with California Notaries. How you test this is hard. You have to find a way to trick them into doing something right or wrong while they are being watched.

4. Preference to those with clerical, police, military, legal, mortgage, or settlement backgrounds might help attract better quality Notaries as those are professions that are normally high in terms of integrity, and clerical skills which are both critical in the Notary profession.

TRAINING
A single day course on Notary Public knowledge is not enough. California stresses theoretical knowledge and does not test on hands on aspects of being a Notary. When a Notary is out there in the field, they need to know how to handle various types if situations. Here are my detailed comments.

1. Oaths & Affirmations
Administer Oaths correctly and roughly half of Notaries in California do not administer Oaths at all, or not in a relevant and acceptable way. Here are some examples of irrelevant or wishy-washy Oaths.

(a) Many Notaries have the signer to swear to their personal identity rather than to the truthfulness of the document.
(b) Many Notaries make the signer swear they signed the document but not to the truthfulness of the document.
(c) It is common for Notaries use Affirm in an Oath when they should ideally use the verb swear.
(d) Many Notaries do not understand the term “administer” in the sentence “Administer an Oath to an Affiant.”
(e) Many Notaries use a court Oath for a witness asking if they swear to the truth, whole truth and nothing but the truth when the document does not necessarily reflect a whole truth.
(f) It is common for Notaries not to mention the document being sworn to when administering an Oath, hence administering an Oath that is regarding thin air.
(g) Most Notaries do not know the difference between a court Oath for a witness, a document Oath and an Oath for a statement that has not been made yet.
(h) Notaries need to be taught asking “Oath questions,” such as, “Do you solemnly swear this document is true and correct?” or “Do you solemnly swear that the statement you are about to make is true and correct?” Many Notaries will ask the Oath question about the statement, get a yes, and then not have the Affiant make the actual statement. This is why an IQ test should be mandatory and a result of 95 or higher should be required. Most of the problems I have with Notaries arises from low IQ’s and bad attitudes.

The handbook makes it clear that an Affiant must swear to the truthfulness of a document. However, there is no prescribed wording or guidelines. My solution is to have prescribed components of Oaths, but no official verbiage just to keep life flexible. At a minimum, in an Oath, the Affiant must use the word “I”, and then the word “swear”, mention the foregoing document, and make reference to the fact that they feel the document is authentic or correct. Using “affirm” was asked to administer an Oath means that the Notary has overided the client’s request to have an Oath which means that the Notary chose the notary act instead of letting the entity who is paying or swearing.

2. Fill out their journal correctly
Many Notaries are unclear as to how many journal entries should be filled out if there are multiple signers signing multiple documents. The 2018 handbook does not make it clear HOW MANY journal entries are necessary if there are multiple documents per signer all using the same Notary act. This should be clarified as it is an area of common misunderstanding. One journal entry per person per document is how I was trained. Additionally, the use of arrows for repetitive information in appointments with multiple documents per signer are discouraged now from what I have heard, but the handbook does not mention this. There needs to be a SINGLE SOURCE of notary law information and that source should be the handbook and not some bulletin or blog article or other supplemental sources (although those can help teach the materials in the handbook.)

3. Understand the components of notary forms including the “Additional information” section of an Acknowledgment which might not be legally required, but deters fraud by making it very detectable if someone swaps an Acknowledgment and puts it on a different document than what was intended.

4. Many Notaries do not understand how to handle requests that are illegal or seem illegal. Many Notaries will accept illegal requests while declining acceptable requests. This is due to poor training. So, training needs to focus on handling questionable requests. Many Notaries feel it is illegal to EXPLAIN the various notary acts to clients while it is not. It is illegal to choose for them, but not to explain them as far as I know.

5. Foreign language signers are an area of misunderstanding as many Notaries are not aware that they are NOT required to understand the content of the document but ARE required to have direct communication with the signer/affiant.

6. Many Notaries are unaware that the ID does not have to exactly match the name on the document but must PROVE the name on the document. Many Notaries take liberties and will Notarize a signature that says John W Smith with an ID that says John Smith, etc. It is common for Notaries to refer to the “more than but not less than rule” which is a rule created for Title companies and not a law which states that the signer can over sign their name to include more middle initials or names, etc. However, the Notaries who remember this law often do not care if it is legal to notarize a name that is over signed. It is not clear whether you can notarized John W Smith as John Smith if the ID says only John Smith. This is another common occurrence that needs to be clarified.

7. Credible Witness law is a little bit complicated and perhaps should be simplified. Most Notaries are unaware that the handbook states that the credible witness is the entity who has to swear to the fact that he/she believes that the signer cannot easily obtain an ID. Since the Notary has OFTEN seen an ID with the wrong name on it, how can the Notary ACCEPT an Oath from a credible witness that the Notary knows to be based on false information or made fraudulently regarding how the signer cannot find an ID? This law about CW is convoluted and a source of a lot of trouble. Close to NONE of your Notaries would be able to recite these laws by memory. Therefor, I suggest simplifying it because most notaries cannot learn it properly and the CW rules are convoluted and make no sense. Here is my idea of a better set of rules.

(a) A Notary can use the Oaths of two credible witnesses to identify a signer.
(b) The credible witnesses must either be immediate family members or know the signer intimately enough so they know his/her middle names without being reminded. (The law for how well you have to know the signer to be a CW is convoluted, wishy-washy, and useless currently.)
(c) The Oath for the credible witness should be, “I solemnly swear that the signer in front of me is legally named _____.”
(d) A CW can be used regardless of whether the signer has ID or not as names on ID do not always reflect the whole, complete or current name of a signer.
(e) A journal thumbprint must accompany all Notary acts done involving credible witnesses.
(f) The CW must not have any beneficial or financial interest in the document being signed.

8. Acknowledgment confusion.
(a) Box at top of page
Many Notaries get confused by the information in the box at the top of an Acknowledgment. Many Notaries feel that the signer does not have to verify the validity of the document where it says clearly that the Notary does not have to. It is better to clarify this point as many Notaries are lacking the gift of logical thinking which can cause a lot of confusion.
(b) Perjury clause in Acknowledgments
Many Notaries feel that the signer is signing under the penalty of perjury in an Acknowledgment where it is clear that it is the Notary who is filling out the form correctly under the penalty of perjury. This point is widely misunderstood and needs to be elaborated since there are so many who cannot think logically about this point.
(c) Notaries are often unclear about whether the signer has to sign in their presence. Since the signer must personally appear, Notaries misinterpret this to mean that the signer must sign while they personally appear which is not true in California. The signer can sign ten years ago, but cannot be notarized until they appear.
(d) Notaries are often unclear about who is acknowledging what in an acknowledgment. Many thing that the Notary is acknowledging that a signature is correct. This is not true. The signer needs to acknowledge that they signed a document in the presence of the Notary. This point needs to be clarified for your notaries because there is too much confusion and misinterpretation going on out there.
(e) The additional optional information on NNA forms should be REQUIRED by law on loose certificates as it deters the fraudulent switching of acknowledgments to other documents by virtue that it identifies the name of the document, number of pages, document date, signers, and more…

9. Chain of Authority.
Many Notaries work with Title companies regularly and think of the Title companies as their boss. Wrong! The state is not exactly their boss, but is the entity they have to refer to if there is a legal question. It is common for Notaries to ask Lenders and Title what they can and cannot do as a Notary. This is wrong. They will get either a wrong answer or an answer that benefits the Lender or Title both of whom have beneficial and financial interest in the documents being Notaries. This point needs to be drummed into the Notaries heads. The State of California should ideally have a Notary hotline because there are so many times when Notaries have questions about what they can and cannot do, and often late at night when help is not available. The point of a Notary is to ensure the integrity of transactions done involving signed documents. If the Notary cannot find out what the law says, then the notarization will not have any integrity. This is a very serious issue.

10. Hands On Training
Notaries take a written exam, but this is not really as important as practical matters. What is important is to have someone do hands on training and testing to see if the Notary can fill out forms, journals, administer Oaths, take thumbprints, use credible witnesses, and decipher between legal and illegal requests. A written test cannot do this.

SUMMARY

1. Notary training should be two, three or four days long for new Notaries with a refresher every year to keep everyone serious.

2. Notaries should be trained by hand to see if they can handle requests, explain terminology and fill out forms, etc.

3. Notaries need to be audited regularly. Not only journal auditing which you are already doing (super!!!) Auditing people by pretending to be customers and asking them to do Oaths, or asking them if such and such a notarization would be legal under particular circumstances will let you know which of your Notaries are acceptable and which are criminals. It takes work, but you are a prudent organization that values integrity and I believe you will do the work.

Thanks
Sincerely,
Jeremy Belmont
123notary manager

You might also like:

Letter to Florida Notary Division
http://blog.123notary.com/?p=19896

Logic errors can cost you as a notary
http://blog.123notary.com/?p=20110

Letter to Trump about the sad condition of American Notaries
http://blog.123notary.com/?p=19403

Comments (7)

January 1, 2016

Notary aptitude test

Filed under: Best Humorous Posts,Humorous Posts,Popular Overall — Tags: Aptitude Test, Data of Rescission, Notary, Notary Test — admin @ 12:42 pm

Have you ever had your aptitude tested as a Notary? Other than the various certification tests? Well, maybe it’s about time that you did! But, what types of questions would be asked? Maybe it would be like the NSAT. The Notary SAT’s.

(1) Stamp is to Fraud as Pen is to:
(a) omission (b) signature (c) backdating (d) ink

(2) Name on document is to Name on ID as Name on signature is to:
(a) Name on AKA statement (b) Name on occupancy statement (c) Fees on the HUD (d) Name on Notary Seal

(3) Date of Rescision is to Signature Date as New Year’s Eve is to:
(a) A really bad hangover (b) A party that was “rescinded” early (c) Midnight of the 4th (d) The 3rd (e) Confession where the borrower says, “Forgive me Father, for I have rescinded.”

(4) The Signature date is to the Rescission Date what Backdating is to:
(a) The Document Date (b) The Transaction Date (c) the day before the Signature Date (d) The eDocument Date

(5) Notary is to Signing Agent what Mortgage Broker is to:
(a) Escrow Agent (b) Title Agent (c) Settlement Agent (d) A really good Mortgage Broker who actually knows what he/she is doing

(6) A Notary who doesn’t cross out the he/she/they is to Mortgage Broker as a Mortgage broker who:
(a) Is always late (b) Rips off his borrowers (c) Doesn’t explain the terms of the loan or why the APR is so high to the borrowers (d) Multitasks as an Escrow agent.

Hope you enjoyed this little test. It was fun to write.

You might also like:

You know you’re a notary when
http://blog.123notary.com/?p=16038

30 point quiz: Jeopardy
http://blog.123notary.com/?p=14557

How good is your technical knowledge, should you learn more?
http://blog.123notary.com/?p=16683

Comments (12)

November 4, 2014

The Affidavit of Occupancy

Filed under: Affidavits,Ken Edelstein,Popular on Linked In — Tags: Affidavit, Affidavit of Occupancy, Notarized False Statement, Occupancy Affidavit — admin @ 9:01 pm

An affidavit of occupancy is a simple document (sometimes notarized), that offers the borrower generally three choices. The first option (generally by making initials) is to have the property as a Primary Residence. This option typically requires the borrower to occupy the property, usually within 60 days; for a minimum of one year. The second option is to acquire the property as a second home, while maintaining a primary residence elsewhere. The third major option is to declare the property as Investment Property, not to be occupied by the borrower; but to sell or rent for rental income. It is unlikely that the borrower cannot accurately choose the correct option.

Care should be taken by the borrower to initial the correct choice. The wrong choice can result in financial and even criminal penalties at a later date. If the borrower is buying to live in, there is really no issue. However, when the intent is speculation or rental; it’s accurate disclosure or risk problems. Lower Mortgage Rates are available for owner occupied. This is why the intent to rent or speculate must be disclosed.

Affidavits of occupancy are especially relevant for small-time or independent real estate investors. If a borrower were to select “investment property” then choose to move in permanently – there probably would be no problem. Of course they would be paying a higher mortgage rate, lenders are rarely annoyed by such activity. It is the reverse, claiming to move in; getting a lower mortgage rate, then renting it out that causes problems.

Since affidavits of occupancy are not heavily regulated or governed by formal, industry-wide guidelines, they’re often originated in-house by the mortgage lenders or other real estate professionals. Thus, unlike the standardized HUD, there really is no uniform structure to the Affidavit of Occupancy. Actually it might just as well be called an Occupancy Certification, or similar. The only aspect that seems to appear with regularity is the need for the borrower to specify how they intend to utilize the property. This is generally done by initialing a specific paragraph, but some variations may call for a complete signature.

This form is a redundancy to similar assurances that appear in the Mortgage, namely, how the borrower intends to utilize the property that secures the loan. The occupancy statement contains strong language, 30 years in prison, fine of a million dollars, etc., per Title 18 US code Sec. 1001, and others. They are a separate document that the borrower cannot ignore, often notarized; and help the lender to charge a higher rate for loans that have greater risk. Typically, rental or investment property has greater risk. The difference can be half a percent that will be several thousand dollars or more over the life of the agreement.

They serve as an extra layer of protection against mortgage fraud and provide lenders with a clear chain of evidence that can be used to expose and prosecute such fraud. Whereas a homeowner might be able to make a plausible if unconvincing argument that he or she misunderstood the intent of the “occupancy question” that’s often buried within the structure of a mortgage settlement document, he or she has little chance of avoiding penalties for breaking an affidavit of occupancy. The affiants who “break” these (often) sworn statements risk being charged with mortgage fraud. At the very least the lender can demand full payment of all money due.

In processing this document care should be taken to be sure that all borrowers initial/sign the section that specifies the intended use of the property. Some lenders might require a non-obligor to also sign/initial. It’s probably a safe bet to have any signatory to the document also initial/sign the selection section.

It is the real intent of this document to curb the activities of those who wish to obtain property at a low mortgage rate for speculation or to become “little” landlords. Sometimes it takes years for the housing authorities and the lender to discover the fraud. Those false statements can and do incur harsh civil and criminal penalties. In addition to the mortgage fraud; housing violations are common. The form is simple and easy to understand. There really is nothing for the notary to “explain”. A notarized false statement is exactly that; in addition to being a crime.

You might also like:

The Signature Name Affidavit
http://blog.123notary.com/?p=16298

Ken’s Guide to Deeds of all types
http://blog.123notary.com/?p=16285

The Compliance Agreement
http://blog.123notary.com/?p=15828

Comments (2)

« Newer Posts

Notary Blog – Signing Tips, Marketing Tips, General Notary Advice – 123notary.com Control Panel

February 1, 2011

January 23, 2011

July 18, 2010

March 25, 2010

November 30, -0001

December 2, 2020

May 1, 2018

January 1, 2016

November 4, 2014