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June 22, 2019

She lost a great account because she didn’t want to backdate

Filed under: Marketing Articles — admin @ 12:20 pm

This type of story is not something we hear about much. Companies will not typically ask you to backdate. They only ask when there is some huge financial loss that they will incur if they don’t. What these companies don’t seem to understand is that the consequences of getting caught are far worse than the small commission or few thousand you lose if you have to redraw the loan or lose the loan entirely.

This particular Notary had a nice client for years. She did many jobs for them month after month. Then one day they were in a jam and asked her to backdate for them. The Notary said no, and the company never used her again. Hmmm. With friends like them who needs enemies!

I have never heard a story exactly like this before. The moral of the story is that people who hire Notaries are typically people lacking any sort of scruples, so don’t expect anything from them. And if they ask for illegal things, don’t do it. And if you get fired as a result, just make sure you have a large compilation of other clients because you’ll be needing them.

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A lady got a request for backdating — hear her brilliant solutions
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Backdating from A to Z
http://blog.123notary.com/?p=2424

What is a document date?
http://blog.123notary.com/?p=21431

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February 16, 2019

What is a document date?

Filed under: Technical & Legal — Tags: , , — admin @ 10:42 am

What is a document date on a document? Is the document date an important fact for Notaries to know? There is a great bit of confusion about this topic.

A document date is an arbitrary date that the document drafter adds or inscribes within the document. Although the document date is arbitrary, certain customs apply.

The document date is usually based on the date the document is either written, becomes effective, or is intended to be signed.

In real life, sometimes signings are postponed by a day or two because something came up. The main point to remember here is that there is no hard and fast rule as to what a document date is, can be or should be. To further research this point, I read through the first several dozen posts on Google about this topic and none of them address is clearly.

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Document dates, signature dates, and rescission dates
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Backdating from A to Z
http://blog.123notary.com/?p=2424

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April 10, 2018

Document dates, signature dates, rescission dates and transaction dates

As a Notary, you will undoubtedly be confronted with a variety of dates that all need to be clearly defined in conversation so as not to confuse yourself or the other party. Let me sum these up.

Document Dates
The document date is NOT necessarily the date the document is notarized. It is merely an arbitrary date normally created by the document drafter that might reflect the date the document was drafted, supposed to be signed, supposed to be notarized, or some other arbitrary date. There is no rule for when a document date can be.

Signature Dates
The signature date of a document is the date it was signed. If you have two signers signing on different dates, you might have what 123notary calls “a double date.” There are multiple questions involved in a double date. One is how do you date the rescission document if the date you signed a document is more than one date. The other far more important question is — who pays?

Rescission Dates
The rescission date is based on a date that comes CALENDAR three days after the transaction (= signature date) not including Sundays or Federal holidays. If you have two signature dates, you might have two rescission dates, one per person. But, if there is only one rescission date, it probably is based on the last signature (complicated.)

Transaction Dates
This is more of a glossary type term or test term. The transaction date is the date when the transaction happened which is based on the date of the signature. I ask people what the synonym is for a signature date to see how much they read.

Medjool Dates
If you go to a signing for health conscious people or Saudi’s, after the signing, you might get yet another type of a date — a Medjool date. These dates are typically grown in the Middle East, but also in parts of Arizona near Yuma

Hot Dates Q&A
If you steal a document, would the date on the document be correctly defined as being a “hot date” since it was technically stolen?

Dates and Journal Entries
A good Notary does more than his/her state’s minimum requirements for journal entries. There is a field in your journal for the name and/or description of the document. A good journal also has an optional field for the document date. I suggest you pay attention and write in the document date as it helps to identify a particular document and distinguish it from a different document with the same name signed by the same person. Sometimes the document date is the only way to tell them apart.

Dates and Notary Appointments
I once went to a Notary appointment with a date. I left the date in the car and came out $30 richer. She complained that I left her in the car too long, which is good, because that date would expire at midnight.

Please also read our previous article on the same topic. Read more…

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Notary Public 101 Certificates!
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Backdating from A to Z
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5 books every notary should own and read
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October 17, 2017

Notary Public 101 — POA, DOR, Dates, X

Return to the table of contents for Notary Public 101.

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ADDITIONAL TOPICS

These are really more loan signing topics, but I will include them in this basic Notary course since these are Notarized documents.

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POWER OF ATTORNEY

Notaries need to know the terms for the people involved in a Power of Attorney signing. The principal is the main person who signs the document who is the Grantor. This is the person who gives power of attorney to someone else to do tasks for him/her while he/she is incapacitated or out of the country. The Grantee is the same person as the Attorney in Fact or otherwise known as Agent. It is important to know these words and yes, we do test on them. However, at loan signings, people will do what is called a Power of Attorney signing. This happens when there is a completed Power of Attorney document and the Attorney in Fact will sign a loan on behalf of the principal. In these signings, they get rejected half the time for technicalities, so pay attention.

There are various ways for an Attorney in Fact to sign in their capacity.

John Smith as Attorney in Fact for Mary Smith
Mary Smith by John Smith, her Attorney in Fact.
John Smith POA for Mary Smith

There are more variations, but those are some common ones. The key thing to understand her is that:

The Lender decides the verbiage when you do a POA loan signing. The Notary might know the “correct” verbiage. However, legal information sites cite at least eight ways an AIF could sign in a POA signing that are all not BAD. The signing will be rejected if you do not sign exactly how the lender wants it. So, if there are no written instructions, ask the Lender.

How can I get a Power of Attorney Notarized?

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DEED OF RECONVEYANCE

The Deed of Reconveyance (DOR, not DOA by the way) is often signed by the Trustee and often has the term Trustee inscribed in the signature area instead of someone’s actual name which is very confusing and leads to trouble on a regular basis. Many Notaries have the borrower sign where it says trustee. Usually the trustee is a Lender, or might be the borrower in one of his capacities. If you are not sure who the Trustee is, then ask before you have someone sign there. It is safer to leave this form unsigned than guessing, otherwise you might cause a delay to the Lender and get fired. So, if you are not sure what to do, don’t have anyone sign where it says Trustee.

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DOCUMENT DATES

In the Notary world there are four types of dates. Transaction dates, rescission dates, document dates, and signature dates. The day you sign is the signature date and generally the transaction date. The rescission date is the last day to rescind. But, the document date is arbitrary and is created by the document drafter. It is normally either the day the document was drafted, the date it is intended to be signed, or an arbitrary date. There is no rule for what that date can be.

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SIGNATURE by X

If a signer is partially incapacitated and cannot sign their full name, many states will allow a Signature by X procedure. The procedure can vary state by state, but the way I was trained is as follows. The principal signs an X on the document and in your journal. There should be TWO SUBSCRIBING WITNESSES who witness the person sign. Witness #1 signs the person’s first name to the left of the X and witness #2 signs the person’s middle and last name to the right of the X. Do the same in the journal. Add a note to the document to let the readers and custodian know what happened as they might not be familiar with this procedure. Keep the phone numbers and ID info of the witnesses in your journal just in case.

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May 10, 2017

Notary for a USA President Candidate

Filed under: Ken Edelstein,Popular on Facebook (some),Popular Overall — admin @ 8:40 am

The call comes in for an urgent notarization. We need to file some important paperwork within the next 2 hours; can you positively guarantee arrival within that timeframe? Knowing the 5 star hotel was only a mile away I replied “sure”. Oddly, for an “individual” request; the caller stressed that the notarization had to be “absolutely perfect” and withstand close scrutiny. I assure the caller that my work would stand up to any examination; and that I required “Govt. issued photo ID” and acceptance of the standard oath given by Notaries. “A by the book Notary is exactly what we require”; please be sure to be on time.

The caller had identified as an aide to the affiant, but assured me that the affiant had a driver license that was current. May I speak to the person signing, I asked. Sorry, no; however we will prepay on your web site your fee; and I can assure you there will be no problems. Moments later the familiar “ding” comes from my phone – the sound of a PayPal payment. Figuring “movie star”, I depart for that rather expensive hotel. Traffic was kind and I arrived within an hour.

Manhattan has many celebrities, and a tiny fraction of them have called upon my services. But I was unprepared for the scene upon my arrival. There were barricades around the hotel entrance and a large police presence. Not the usual police, these had the big guns and riot gear. Groan, how would I ever get into the hotel? I never suspected they were there to protect my client! I did not even know the client’s name – yet. The one thing I did have was the room number.

Stopped at the security perimeter, I was asked my business at the hotel. I explained that I was a Notary Public with an appointment to go to room xxx to notarize a document. Someone in plain clothes is called over by the uniformed officer. That person talks into a device, and a moment later I am cleared past the outer barrier. The polite person follows me into the lobby. “I will need to inspect your bag” – fine, it’s just notary supplies. A very detailed search is made. “To go to room xxx I will need to search your person”, “it will be a very complete search of your body, do I have your permission to search you?” – “do you have any weapons?” – I have no weapons, go ahead. I am taken to a small room off the lobby. The agent proceeds to very thoroughly search me, hat to shoes; making sure there is nothing anywhere on my person that is a weapon.

After the search I am escorted to the door of room xxx. Behind the door is a bank of computers and a full staff busy at work. I am taken to a desk and told to wait. A few minutes later the aide who initially called me hands me my fee (again) – this time in cash. I reply that my fee has already been paid. This is extra for the delays in granting your clearance. We also ask that you do not disclose to anyone who you will be notarizing or the nature of the document. I agree, and am asked to sign a non-disclosure document; I read it and sign it.

A few minutes later in walks a person wanting to become President of the United States. That person gives me a warm greeting and actually asks if I would like some coffee! I decline citing that it’s bad procedure to have liquids on the same table as documents. A warm smile and a chuckle – followed by “of course, that’s a good policy”. The notarization proceeds in a routine manner with ID, signing, oath and notarization (with embossing). Afterward, the aide hands me a paper cup of coffee and walks me out past the security screen. That’s all I can say.

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State of the Notary Industry Union Address
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October 16, 2016

Best Virtual Notary Comedy Compilation Updated to 2018

Back in 2015, I created a list of the most popular virual notary comedy blog entries written so far. I decided to create an updated list with some of the more popular older entries and a few newer entries that were in the top 20% of popularity in their category. Enjoy!
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ALPHABETICAL BY THEME OR POST NAME
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Animals – 20 posts about animals at signings
http://blog.123notary.com/?p=3074

Apps – New Notary Apps for the iPhone 7 you’ve never dreamed of!
http://blog.123notary.com/?p=10977

Apps – Honey you can kiss my app
http://blog.123notary.com/?p=14902

Bartender Notary — a reverse mortgage on the rocks
http://blog.123notary.com/?p=4080

Black Notaries vs. White Notaries Comedy String (popular)
Disclaimer: many of you are not able to discern between satire and racism and this is light-hearted satire and not demeaning to anyone. Please keep your comments polite or we will take action against you for slander.
http://blog.123notary.com/?tag=black-notaries-versus-white-notaries

Children – Can I bring my 12 year old to a signing?

Can I bring my 12 year old to a signing?

Coffee — Notaries in cars getting coffee (popular)
http://blog.123notary.com/?p=18945

Court – Noternity Court

Noternity Court

Dating – How Notary work is similar to online dating!
http://blog.123notary.com/?p=15763

Dating – Notary Dating & romance from A to Z (compilation)
http://blog.123notary.com/?p=17451

Debate – The 2016 Notary Public Debate
http://blog.123notary.com/?p=16006

Disney Notary World (popular)
http://blog.123notary.com/?p=18880

Driving – Notary Ed similar to Driver’s Education
http://blog.123notary.com/?p=19132

Flashpoint – Notary job for a hostage with a multimillion dollar contract

Flashpoint — Notary job for a hostage with a multimillion dollar contract

George Lopez Notary Episodes
http://blog.123notary.com/?s=george+lopez

Heaven & Hell Index of Posts
http://blog.123notary.com/?p=16640

Health – Barack’s Notary-Care, are you covered?
http://blog.123notary.com/?p=16055

Hell – Notary Hell — Yeah, but it’s a dry heat!
http://blog.123notary.com/?p=13196

Hotel – The Sleezy Notary Motel
http://blog.123notary.com/?p=16118

Hotel – Welcome to the Notary Hotel (popular)
http://blog.123notary.com/?p=8822

Identification – When someone does not have ID. new approaches!

What to do when someone doesn’t have their ID – new approaches

Jane the Virgin Notary (popular)
http://blog.123notary.com/?p=14899

Lifestyles of the Rich and Infamous Signing Companies
http://blog.123notary.com/?p=16715

Mafia – Compilation of Mafia Related Notary Posts
http://blog.123notary.com/?p=20352

Mafia – Tony Soprano Gets Notarized
http://blog.123notary.com/?p=14897

Mafia – The Notary, The Mafia & The Fedex Drop Box
http://blog.123notary.com/?p=6867

Medical – Pulling the plug; A Notary story
http://blog.123notary.com/?p=13722

Notary Aptitude Test
http://blog.123notary.com/?p=15853

Notary – Are you a Yes-tery or a No-tary?
http://blog.123notary.com/?p=16626

Notary – How Notary work is similar to online dating
http://blog.123notary.com/?p=15763

Notary – The Noterator
http://blog.123notary.com/?p=19116

Notary – You know you’re a notary when…
http://blog.123notary.com/?p=16038

Politics – A Compilation of posts about politics relating to Notaries. Posts about Trump, Hillary, Jeff Sessions, Alt-Right, Bernie, Immigration, and Guest Speakers who get harrased by college students.
http://blog.123notary.com/?p=20357

Politics – How Carmen dealt with some Alt-Right customers (popular)
http://blog.123notary.com/?p=19092

Psychic – Psych Notary Episodes
http://blog.123notary.com/?s=psych

Psychic – Notary Psychic Tarot Card Reading
http://blog.123notary.com/?p=19126

Shark Tank — Self Driving Notary and other posts (popular string)
http://blog.123notary.com/?tag=shark-tank

Sleep – Can you sign in your sleep? What would that be like?
http://blog.123notary.com/?p=18874

Social Media — Affiant: a social media site for Notaries
http://blog.123notary.com/?p=6410

Space – Notary Space Station: In space, nobody can hear you sign!
http://blog.123notary.com/?p=18920

Suicide – Notary Suicide Hotline (popular)
http://blog.123notary.com/?p=6995

The Towles Booth
http://blog.123notary.com/?p=9456

Tourettes – Notary with Tourettes Syndrome (popular)
http://blog.123notary.com/?p=18999

Train – The Notary Train
http://blog.123notary.com/?p=18928

Transgender – A new acknowledgment form for transgender people

The new acknowledgment form for transgender people

Trump — Making American Notaries Great Again
http://blog.123notary.com/?p=17023

Vampire Notaries – 24 hour service!
http://blog.123notary.com/?p=4094

Vietnam – Notarization in The Trang
http://blog.123notary.com/?p=19652

Zoo – Welcome to the Notary Zoo (popular)
http://blog.123notary.com/?p=15994

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Best Virtual notary Comedy Compilation 2015
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Compilation of best Notary sit-com episodes
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March 23, 2012

Notarization Dates, Document Dates & Signature Dates!

We had this question as a Facebook competition question. It was fun, but we got too many wrong answers which is a little bit disconcerting.  There are different dates you have to be aware of as a notary. Some are more important than others, and each date has its own function.
 
Signature Dates
The date the signer signs the document is the signature date of the particular signature.  There are cases when a husband and wife will sign the same document, but on different dates.  People are busy, and two notaries could handle the same paperwork on two separate days with two separate signers.  Those split signings are tricky, and are more likely to have to be redrawn.  But, just as long as you get paid, don’t stress!
 
Notarization Dates
The date you notarize someone’s signature is the notarization date.  The date corresponds to the signature, not the document.  A document could be signed by more than one party on different dates.  Or an addendum could be added and signed on another date as well.  Its complicated.
 
Document Dates
This is the question that 90% of the notaries got wrong.  I had very few choices of contestants to put in the drawing to win Starbucks!  The document date is NOT necessarily the date the document was drawn up, although it usually is.  It generally should not be dated after the signing to avoid confusion.  It is often dated the day the signing is intended to happen on, and is often dated the day it was drawn, or sometime in between.  There is no rule governing when the document date can be.  The function of this date is to be an identifying mark on the document to distinguish it from other documents.  Of course, if you have ten documents all entitled, “Affidavit“, to be signed by the same two parties, and all having the same document date, it really doesn’t narrow it down.
 
Your Journal
If you live in a state that doesn’t require journals, please don’t read this paragraph.  Actually, do read it, and get a journal anyway.  Your journal of official notarial acts is your record of all notary acts that you have done in your commission. It is evidence if you ever have to go to court, or if you are ever questioned about a particular act. It adds to the integrity of the notarization and safeguards against fraud, especially when you take thumbprints for all documents (optional, but recommended).   If a fraudulent notarization takes place with someone impostering you, without your journal, you will never have proof that you didn’t notarize that person. Journals keep records in sequential order, so you can go back to July 3rd, 2003, and see that you indeed never notarized Shelly Deeds and her Deed.
 
Backdating
In your career, you will most likely eventually be asked to put a fraudulent date on your notarial certificate which is refered to as backdating. This is illegal, and you can lose your commission as a result, if you get caught.  A lender might need you to date the certificate for the 27th, when its the 28th, so that the borrowers can keep their lock. Its their problem, don’t get involved.  Lose the client and keep out of jail! Please see our blog article entitled “Backdating from A to Z

You might also like:

A lady lost a great account because she wouldn’t backdate!
http://blog.123notary.com/?p=22229

Leave a few spaces open in your journal

The transaction date = the signature date: Feb 2013 Phoninar
http://blog.123notary.com/?p=4054

How do I fill out a journal entry?
http://blog.123notary.com/?p=1725

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February 27, 2011

My date with Jeremy

He was striking and utterly took my breath away–like a traffic accident. I couldn’t take my eyes off of him. He had deep, penetrating gray eyes that seemed to notice everything. His shirt was the color of numbers.

We got out of the car at the restaurant. He took the ticket stub the valet handed him and scrutinized the numbers. “These add up to 33, an excellent number for business,” Jeremy noted. “I hope my good fortune extends to this restaurant as well. Let’s go in and see what’s on the menu.”

The sign above the entrance said Le Jurat.

“How did you pick this restaurant?” I asked.

“I have an algorithm for restaurants,” Jeremy said, opening the door for me.

“How chivalrous!” I replied. I was in awe of him, and I didn’t know what else to say.

“I assess the restaurant according to reviews, how they answer the phone, and zip code… and then I try the food,” he explained. “I test the food before bringing a friend here. Sometimes the reviews don’t match the quality of the service provider. In my opinion, good reviews don’t necessarily translate to good service–but I don’t know if you subscribe to that opinion, Sealia.”

As we were being taken to our table, a woman with frizzed red hair like the bride of Frankenstein ran up to Jeremy, tapped him on the shoulder, and demanded–“My password! I need my password! I can’t get in to update my page!”

Jeremy looked her in the eye and said sternly, “I’m having dinner. I emailed you your password three times in the last few months. You need to request it by email. Not now.”

I wondered exactly what the woman was talking about…and whether this man ever had any time to himself.

The decor of Le Jurat was elegant, parchment beige with traces of pink and gold, and there was no waiting line, yet the restaurant was full–an amazing combination for a Saturday night in Los Angeles. On all the tables, a little sign next to the placemats read, “Customers who subscribe to our newsletter have sworn by us…” The music playing in the background was “I Swear” by John Michael Montgomery…

“When I was choosing restaurants,” Jeremy said slyly, “it was a choice between this place and a Christian Korean place called the Hyung Moon Temple where the signature dish was Stained Glass Noodles.”

I laughed. “So tell me about this business of yours,” I asked. “What exactly do you do for notaries?”

“I provide advertising, education, and entertainment for notaries–visit us on Facebook! I also use algorithms to assess the notaries’ performance and knowledge.”

“I didn’t know Al Gore had rhythm,” I smiled and nodded.

“I didn’t know he had rhythm, either.” His phone rang. “123notary, this is Jeremy” he stated automatically.

“It’s Vicki from Hyung Moon,” he said aloud; “Sorry, Vicki, I have to cancel…I will not be able to make it this evening. I wish to rescind.”

He hung up quietly and said, “I kind of double booked…”

He was just about to smile again when the phone rang–again.

“Hullo,” screeched a voice.

“123notary, this is Jeremy.”

“Are you a notorizor?”

“I used to be a notary but I’m not anymore. Please look on 123notary. I’m the site administrator. Please call a notary on the site. Have a nice night. Goodbye.”

Again the phone rang,
but this time, he glanced at the number and said, “I’m not going to answer now because I’m with you, but I’ll have to call them back in exactly one hour and 56 minutes. That will be the best time to speak with this person who wants to take a phone test. I remember their number and the exact time they said would be optimal to call. That gives us enough time to have our meal and a dessert…before we go to FedEx to finalize the date,” he said, focusing on a tiny spot on the tablecloth.

“FedEx?” I said. “Why FedEx?”

“That’s where my dates always end–at a FedEx drop box.”

We tried to catch the waiter’s attention. “Hey–the waiter didn’t even acknowledge us!” Jeremy quipped. “Do you think our waiter will personally appear before us? I would like to order the Soup du Jurat…and a Certified Angus Burger…I like this restaurant because it’s 24 hours…although they don’t answer the phone after 11…if you want late-night service you have to call before 11… ”

I decided on the Rack of Lamb. “Is that a dual rack or a single?” I asked the waiter, who had finally appeared.

“Well, technically it’s a single rack….but we put in a separator program…so the legal size chops can go on a legal-sized plate.”

“If I don’t like the entree, do I have the right to cancel?” Jeremy demanded.

Finally the waiter delivered the food–and not a minute too soon.

“This lamb is delicious!” I said.

Jeremy ate his certified burger. “This stuff is as good as Kobe beef!” he replied.

“So what is it really like running 123notary?” I asked.

“It’s like dealing with a series of situations that never end,” he said.

“So it’s like marriage,” I said.

“That’s a good analogy. Trying to get people to do what they’re supposed to is like separating ribs. I need people to answer their phone, or write their Notes. They don’t all do it.”

“So it’s like a cross between babysitting and marriage…”

“Another good analogy! We’re really on the same page here. Would you like to have dessert at Le Venue down the street?”

“I’d love to!”

“Waiter, would you bring our settlement statement? Was my appetizer amortized over the life of the dinner?”

The waiter brought the check.

“When is my first payment due?” asked Jeremy.

“In five minutes,” the waiter answered. “The term of your loan is 45 minutes–with no accrued interest. The final payment is due tonight as well.”

“Is my APR different from my rate?”

“They are the same–due to the fact that we are not adding finance charges to your transaction,” the waiter explained.

“I see your point.”

“There are no points– because points would be considered finance charges–and no origination fee,” concluded the waiter.

“This conversation is completely irrelevant, considering there is no security instrument,” said Jeremy.

The waiter returned with the credit card statement.

“What color ink would you like me to sign with, black or blue?”

“Either. Just as long as you are personally appearing before me, I can accept your signature…but I could give you an oath…because I saw you were raising your right hand as you were trying to hail me,” the waiter replied.

“Shall we leave?” I asked Jeremy.

“Let’s go,” he said.

We walked down the street to Le Venue, a Restaurant for Notaries, for dessert.

“What county are we in?” Jeremy asked the hostess.

“Why do you need to know?”

“You always need to know what county you’re in when you fill out a venue. You’re not a notary, are you?” Jeremy told the hostess.

“Is everyone here a notary?” he asked the waiter.

“Pretty much…except the hostess,” the waiter replied.

I noticed the placemats read, “State of California…”

We looked at the menu anyway, even though we were only there for dessert…and saw “Roast Seal with Ink.”

Jeremy considered the mousse for dessert…

“What county is the mousse from?” Jeremy asked.

“It’s not from a county, it’s from a province, sir” the waiter replied.

“Can we get an Alaskan mousse?” …

“How about this dessert made with oreo cookies– what a great raised seal they have!” I suggested.

“Does the seal on the embossed cookie have an expiration date?” Jeremy asked.

“It doesn’t expire until 2015,” the waiter attested.

“How about the analytics dessert? It’s a graph… It’s in the form of a pie graph…”

“Oh, I can’t eat a whole pie…” I said.

“Well, most of the pieces are missing…the anayltics weren’t very good…” Jeremy pointed out.

Jeremy got the mousse, and I asked for the Locus Sigilli Sundae.

“Today is Friday. Do you serve the sundae today–or only on Sundays and federal holidays?”

“We serve this sundae with the oreos every day, sir,” the waiter replied.

The food was perfect.

“I can’t finish my dessert,” I said. Can you finish it for me?” I asked.

“I think we have to get a power of attorney for me to finish your dessert,” Jeremy replied.

On the way out, he went up to the hostess and asked, “Can you validate us?”

“You’re a very nice person,” she told him, smiling.

“No, I mean stamp our parking receipt…Can I stamp it myself? I’m a notary; that’s my thing. Can I backdate it? We’ve been here quite a while…”

“No, sorry sir, we don’t allow that…”

“I enjoyed eating the date stamped on my oreos…” I said, wondering what to expect next.

“I enjoyed eating my mousse…but I would have enjoyed it more if the antlers hadn’t been crushed by the car that hit it in the dark, ” Jeremy laughed. “Can I take you home?” Jeremy asked softly.

“No….just drop me off at the FedEx drop box.”

Tweets:
(1) “Waiter, would you bring our settlement statement? Was my appetizer amortized over the life of the dinner?”
(2) The waiter brought the check. “When is my first payment due?” asked Jeremy.
(3) “Does the seal on the embossed oreo cookie have an expiration date?” Jeremy asked.
(4) The notary asked, “Can I get an Alaskan moose with Russian dressing. They’re our next door neighbors!”
(5) Running 123notary is more like babysitting than you think,
“Did you update your listing? Did you update your notes? Did you renew yet?”
(6) “FedEx?” I said. “Why FedEx?” “That’s where my dates always end–at a FedEx drop box.”
(7) Running 123notary is like a cross between babysitting & a marriage. A bunch of situations that never end!

You might also like:

My 2nd date with Jeremy
http://blog.123notary.com/?p=7074

What are Jeremy’s favorite blog entries?
http://blog.123notary.com/?p=18837

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January 28, 2011

Don’t be intimidated

Filed under: Technical & Legal — Tags: — admin @ 9:18 am

HOW MANY TIMES HAVE YOU AS NOTARIES HEARD THE FOLLOWING?
Don’t be intimidated. Know the laws and stand your ground. Be an empowered Notary!

1. My lawyer said that you don’t need to attach anything. Just sign it and I will get out of your hair.
2. The other Notary I went to did not attach anything to the same document. Why are you?
3. Look, I used to be a Notary. Don’t give me a hard time.
4. I am a Lawyer…I do this for a living. Please don’t question me.
5. Look, if you don’t do it there are a hundred other notaries who will be happy to have my business.

At the end of the day, you need to be confident in the Notary Laws. Take the 123 Notary exam and be listed as an Elite Certified Notary. At the beginning of every year print out the Notary handbook with any new law and us e it as your bible and source of reference when you are questioned. It will add to your credibility and boost your own confidence when you interact with the public especially an attorney who thinks he is the repository of all knowledge and just miraculously knows more than you a licensed Notary.

I have had encounters of the worst kind with Lawyers, Doctors, Real Estate professionals and even other Notaries who have repeatedly challenged me and when they did not like what I had to say took to the internet and unfairly left me and my company bad reviews spewing the most vituperative and vile stuff. I responded in a cool and calm manner on why the reviews were without basis and let the readers decide for themselves.

Here are a few examples of things you are asked to do that you should not do under any circumstances if you want to be a trusted Notary and keep being an advocate of best notary practices.:

1. A Doctor wants you to put your seal on the photo when the Notary Laws prohibit you from doing so.
2. The name on the document does not match the name on the ID
3. An Attorney does not want you to even glance through the document to check if it is complete complaining that it is an invasion of his client’s privacy.

You are licensed and knowledgeable. Don’t let people push you around. Enjoy what you do and help people in the process.

.

You might also like:

Cross out and initial, or use a fresh form?
http://blog.123notary.com/?p=19933

The ID says John Smith
http://blog.123notary.com/?p=19953

The one Notary that used the embosser was the one Notary that…
http://blog.123notary.com/?p=19650

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January 1, 2011

A 2nd Date With jeremy

A 2nd date with Jeremy

Sealia and Jeremy hit it off, so much on their first date, it was time for a sequel. In fact, they had gotten to know each other so well, that if they were notarizing each other, they would say “Personally known” instad of using satisfactory evidence to identify the signer.

Sealia: “We know each other so well, we can complete each other’s Jurat verbiage”
Jeremy: “I know!”

So, this dynamic duo decides to see the movie, “A Case of Mistaken Identity”. It is a movie about someone who was notarized using a stolen ID card. The police were informed, and then arrested the wrong person. In any case, Jeremy asked
what type of rating the movie had, such as “G”, “PG”, “R”, 2 thumbs up, etc. Sealia replied that the movie got four stars on Notary Rotary.

The couple drove to the theater and parked. Jeremy wanted to use a credit card to purchase tickets.
The ticket lady said, “May I see some ID please?”
Jeremy misheard her and thought she asked the name of the movie he wanted to see.
Jeremy said, “A case of mistaken identity”
Ticket Lady, “No, there’s nothing wrong with your identity, the picture on this ID looks just like you, and your eyes really are blue — hold on, let me take a closer look — yup…”
Jeremy: “No, not the ID, the movie”
Ticket Lady, “Oh, so you mistook the identity of the movie!”
Jeremy: “No, I mistook what you said when you asked for my ID”
Ticket Lady, “Never mind, your credit card and ID are fine… what movie would you like to see?”
Jeremy: “Two tickets for A case of mistaken identity”
Ticket Lady, “Here you go! Enjoy the show!”

Then, the couple go to the consession stand. They see all of the popcorn and other treats, and ask if they have any good consessions. The attendant said, “We actually have notary consessions — we have a voucher that states that if the notary makes a mistake, that the return trip to correct the mistake is free as a consession.” Then, Jeremy asks, “Does that consession voucher come with a complimentary bucket of popcorn?” Then, the attendent responsded, “Yeah, for another $6.25, I’ll make that consession.”

Then, our conceded (but, not conceited) couple proceeded to get seated. Then, the lights were dimmed, and the movie began.
Jeremy: “Oh no, what if the ticket lady gave me back the WRONG ID? I better check my wallet!”
Sealia: “You are paranoid, I saw that she gave you back the correct ID, and your Credit Card!”
Jeremy: “Next time, I’m paying for the movie using paypal up front, like Ken gets paid for his signings — It’s much easier.”

Then the movie starts. They get to the point of the movie where the very best scene happens — well, the best scene according to Jeremy. The scene where they show the sworn Oath. Then a big fat guy tries to walk across the row in front of them to his seat. Jeremy is livid that fatso would prevent him from seeing the Oath. So, Jeremy gets out of his seat, and sticks his head to the left of Fat Albert, and then when Albert moves to the left, Jeremy stuck his head to the right.

Movie seer: “Hey, do you mind?”
Jeremy: “He’s blocking my favorite scene!”
Movie seer: “Well, I want to see the Oath too, buddy”
Jeremy: “You want an Oath? I’ll give you an Oath… I SWEAR I will if you don’t shut up!”

They finished the movie. The police arrested the wrong guy, but after they fingerprinted him, they realized that the real criminal was still on the

loose. So, they let the falsely arrested guy go. Then, our duo walks down past Mann’s Chinese theater in Hollywood and see handprints and signatures. But, there are no Acknowledgments for the signatures! If we see some wet cement, we need to put a mold for an Acknowledgment form in the cement! We’ll put it with an imprint of my embosser next to Roy Rogers signature, that will trigger a reaction!

Next it was time for a hike in Griffith Park. We went to hike to the Hollywood sign.
Sealia: “This would be a great place to notarize — you sign next to the Hollywood sign!”
Jeremy: “Why not notarize the Hollywood sign itself?”
Sealia: “Wow, you think big. You can do that?”
Jeremy: “No”

ring-ring
Jeremy: “123notary, this is Jeremy”
Caller: “Yeah, you have my named spelled wrong on my listing!”
Jeremy: “You are interrupting my date to tell me this? Couldn’t you just send me an email? I’m not next to a computer right now”
Caller: “Never mind, I’ll call Carmen”
Jeremy: “Carmen cannot solve that problem either. Just send me an email”
Caller: “In that case I’ll call Sally”
Jeremy: “This conversation is over!”

Meanwhile, the NNA hiking group was walking up the hill, getting a guided tour of the Hollywood sign area. They gave a speech where they named the Notary of the Year. They called Jeremy to stand in front of the sign and said, “We appoint you, Brad Mulligan as Notary of the Year!”

Jeremy said, “I”m sorry, but I am not Brad. I think we have a case of mistaken identity!”

Tweets:
(1) Sealia & Jeremy got to know each other so well, that if they were notarizing each other, they would say “Personally Known.”
(2) (at the movies during the Oath scene) You want an Oath? I’ll give you an Oath. I swear I will if you don’t shut up!
(3) “We know each other so well, we can complete each other’s Jurat verbiage”

You might also like:

My date with Jeremy
http://blog.123notary.com/?p=4473

123notary behind the scenes
http://blog.123notary.com/?p=2499

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