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July 20, 2014

The Seinfeld Episode About a Notary

George’s parents (of all people, parents who constantly bicker with one another) are renewing their vows. George wants a notary to witness their vows in writing…

The Seinfeld Episode About a Notary aka Sign-Feld

GEORGE: Get this. My parents are renewing their vows.

JERRY: Frank and Estelle? (off George’s nod) The vows to argue with each other till death do they part?

GEORGE: What makes you think death’ll stop them? You think the Grim Reaper’s grim now?
Wait’ll he meets the “ungrateful dead”.

JERRY: Renewing their vows. It’s kinda sweet actually.

GEORGE: Remember that notary Kramer hired to authenticate the picture of Jesus on a piece of toast?

JERRY: The guy who swore it was Johnny Depp.

GEORGE: I still say it was Colin Farrell. I need Kramer to throw me his name. I may hire him.

JERRY: Looked more like Uncle Sam to me.

GEORGE: No way was that Uncle Sam.

JERRY: So why are you hiring a guy who worships Johnny Depp? Wouldn’t it make more sense if you were Johnny Depp?

GEORGE: I want him to authenticate the vows. If he can corroborate…

JERRY: Attest?

GEORGE: That’s right. If he can affirm the vows to be genuine, maybe then the loony birds will have to live by them for a change!

JERRY: Unless their vows are to continue not living by them.

Kramer enters.

KRAMER: Guess who’s the new errors and insurance salesman? You’re lookin’ at him!

JERRY: What makes you an errors and insurance expert? Although I admit your expertise when it comes to ensuring you make errors is second to none.

KRAMER: Remember that notary I hired?

JERRY: The one who saw Johnny Depp in a piece of toast?

KRAMER: It was Jesus, Jerry! Anybody with half a brain could tell you that!

JERRY: You’re right, you just did.

GEORGE: What was his name, Kramer? I need to hire a notary.

JERRY: Why do you want to hire a notary who doesn’t know Jesus from Johnny Depp?

GEORGE: Or Colin Farrell! He got it wrong. Maybe he’s cheaper.

KRAMER: (offering) Here’s his business card. Come on, George. Don’t you think Colin Farrell has better things to do than pop up on a piece of toast?

GEORGE: Jesus doesn’t??

KRAMER: Jesus works in mysterious ways.

GEORGE: Do does Farrell. He doesn’t even do talk shows.

KRAMER: Jesus doesn’t even do Charlie Rose!

JERRY: Will you two knock it off?

KRAMER: I’m suing the guy for affirming it was Depp over Jesus. And now I can also sell him an errors and insurance policy that’ll absorb his liabilities for an honest mistake.

JERRY: If it was an honest mistake, isn’t suing him a little dishonest?

KRAMER: I’m Cosmos, not Jesus.

GEORGE: What kind of liabilities?

KRAMER: The difference between the cost of a certifiable Johnny Depp piece of toast on eBay versus a certifiable Jesus piece of toast on eBay. You do the math!

Elaine enters, munching on a piece of toast.

ELAINE: That’s it. I am done. He’s gettin’ a Dear John text.

JERRY: Who?

ELAINE: The teeth picker.

JERRY: Can’t you at least give him some floss first?

ELAINE: Floss. Toothpicks. Sucking between my teeth. The guy can’t take a hint.

GEORGE: Are you officially breaking up with the teeth picker?

ELAINE: The man is (displaying the last of what she’s munching on) toast.

KRAMER: (Eyeing toast) Is that who I think it is?

JERRY: Here we go.

GEORGE: If he’s so bad at picking up on hints and you want him to get the message you’re dumping him, don’t text him. Write him a Dear John letter on paper that a notary witnesses. So he can corroborate it.

ELAINE: Attest?

GEORGE: Yes! Affirm to be correct, true or genuine.

ELAINE: Since when are you the notary expert?

GEORGE: When I was a kid, I had a dream about being a notary. Other kids were dreaming about naked women. I was dreaming about squeezing embossers. Your own seal. Administering oaths. It’s a very respectable line of work when you think about it.

JERRY: So why didn’t you ever take it up?

GEORGE: Since when am I respectable?

TO BE CONTINUED…

.

You might also like:

Seinfeld: George’s parents get a vow renewal
http://blog.123notary.com/?tag=seinfeld

Modern Family: An Affidavit of Citizenship & Affidavit of Domicile Notarized.
http://blog.123notary.com/?tag=modernfamily

Friends: Phoebe’s boyfriend won’t take No-tary for an answer
http://blog.123notary.com/?tag=friends

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May 12, 2014

Do you have to be a CSS to get work these days?

CSS = Certified Signing Specialist

Notaries are complaining that there isn’t enough work. Early 2014 has been brutal and late 2013 was horrible. Things just died around September 2013. But, the new laws are making it worse. I don’t know if the laws about this topic are being enforced, but I heard that signing companies would be required b law to use a CSS unless they couldn’t find one.

A CSS is someone who passed a yearly background check, and passed a new much harder signing agent exam that is up to government standards. The NNA administers this type of education and 123notary does not. 123notary has its own certification exam for signers which is very basic and proves basic competency to think under time pressure. 123notary’s certification exam gets signers a lot more work on 123notary and is good for the life of your listing, but is not recognized on other sites.

Notaries are asking me if they absolutely have to spend the several hundred dollars each year to get this new designation. My thoughts are that only a few hundred notaries will spend the money and take the time to get this advanced, but necessary designation. The others simply don’t make enough income from notary work, or don’t have the skills or motivation to do it. The result of this across-the-board stubbornness is that non-CSS Notaries will still be necessary simply because there will be so few CSS Notaries around. Signing companies will not have a choice when things get busy and will have to hire those who didn’t go through the CSS program.

BUT,

Those who do go through the program and spend the $300+ will get a larger market share. Whenever you have a designation that others don’t have — whether necessary or not, you get more work. 123notary’s certification has never been officially recognized by anyone, yet those who have it get more than double the work than those who don’t on our site in comparable positions on the search results. Those who have the CSS which in contrast to our informal certification IS necessary will get a much bigger market share. In a dead market, a bigger market share might not look that great. But, things change. Notaries tend to base their decisions on today and tomorrow. If you get an important designation and renew it regularly, you will have it three years later when the market picks up and you will be the one raking in the bucks while others are trying out new recipes for Ramen noodles (the one with the slow-cooked pork belly is actually not that bad.)

Are you in good hands?

.

You might also like:

Background Screening for Notaries?
http://blog.123notary.com/?p=2418

Is having an NNA background check necessary to get work?
http://blog.123notary.com/?p=10385

Notary Marketing 102 – discussing certifications & background screening in your advertising profile’s notes section.
http://blog.123notary.com/?p=19746

Elite certification will benefit you for the rest of your life
http://blog.123notary.com/?p=20770

Tweets:
(1) Notaries are complaining that there isn’t enough work. But, w/o your CSS you might not get any!
(2) I heard that signing co’s would be required to use a CSS unless they couldn’t find one!
(3) So many OTHER notaries are too stubborn to get the CSS designation, so you might survive w/o it.
(4) Do you really need that annual background check? You might get a better market share if you do.
(5) For those who don’t think they need the new CSS designation, we have some good Ramen recipes for you.

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February 24, 2014

A social media site for Notaries — Affiant

For centuries, notaries have been complaining that they were bored, and had trouble meeting friends. They frequently said that they had no friends because there was nowhere to meet people. Then, during the 60’s, there were the be ins, and the love ins and the sign ins. During that decade, the notary public community didn’t complain as much because they were too high to know the difference. But, then in the 10’s (I’m the first person to call this decade the 10’s), notaries once again felt very lonely. If only there were a solution. If only there were a social media site for notaries. Of course the real reason notaries are lonely is because they complain all the time and nobody wants to hang around with them as a result. The second reason nobody hangs around with notaries, is that most notaries don’t answer their phone (at least when we call). But, one guy came up with the solution!

Affiant — a social media site for notaries

Meet new friends on Affiant. Affiant is so good, you will SWEAR BY IT. Members on this site are called Affiants. You can not be a member unless you love the site so much that you swear by it. After all, one who is sworn in to do an Oath, be definition is an Affiant!

Notaries around the country, and even in foreign countries flocked to this new and fascinating site. There were forums, events, lectures, guest speakers and more that all coordinated on Affiant.

How do you become a member of Affiant? The sign-up procedure is easy. You need to be sworn in with a notarized Oath. The Oath verbiage reads:

“I solemnly swear that I swear by Affiant. I think Affiant is so wonderful and great, that it is the best thing that ever happened to the notary — besides 123notary — and nobody paid me to mention the 123notary part either!”

Join Affiant today!

You might also like:

7 ways to use Facebook to market your notary services.
http://blog.123notary.com/?p=5396

Best Notary virtual comedy compilation updated to 2018.
Includes Apps for the new iPhone 7
Honey, you can kiss my app
Disney Notary World, and a lot more
http://blog.123notary.com/?p=17693

How Notary work is similar to online dating
http://blog.123notary.com/?p=15763

Yes, it’s the Notary dating show
http://blog.123notary.com/?p=15312

Tweets:
(1) For centuries, notaries have been complaining that they are bored & have trouble meeting friends.
(2) During the 60’s there were the be ins, love ins and sign ins (for hippy notaries)
(3) Notaries complain they’re bored & have trouble making friends
Now there’s “Affiant,” a social media site 4notaries!
(4) Meet new friends on Affiant – a social media site for notaries. Affiant is so good, you’ll SWEAR BY IT.

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February 1, 2014

We require notaries to be registered on our approved list

We require notaries to be registered on our approved list

An interesting dialogue on our Twitter:

==============

We require notaries to be registered on our approved list because fraud is so rampant in Southern California.

What approved list?

Fidelity National Title is the parent company for Chicago Title, Fidelity Title Ticor Title, Lawyers Title, and Alamo Title. You will need a sponsor in your area to apply to be on our list.

Thanks for the info

============

Many companies use 123notary to find notaries to add to their list. But, these picky companies won’t hire you right off. They browse through the profiles to see if there is someone good who they didn’t see before. If you look promising, they might talk to you, and ask you a few test questions. After that, they might consider going to the next step in their process. But, high class picky companies will not just call random notaries and start trying to qualify them. They are too smart for that. They only pick the best of the best. They don’t need thousands of notaries. They only need a few hundred top notch ones.

Tweets:
(1) We require notaries to be registered on our approved list because fraud is so rampant in California.
(2) Many companies use 123notary, but they won’t use you right off. They pick and choose the best
(3) High class co’s pick the best of the best notaries. If you’re on 123notary.com, you’ve already cleared an important hurdle.

You might also like:

A great attitude gets the most jobs
http://blog.123notary.com/?p=6493

Companies that will hire NEW signers!
http://blog.123notary.com/?p=7059

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November 4, 2013

Notary Journals from A to Z

Not all states require a notary public to keep a notary journal. However, we recommend keeping one for all notary acts simply because it is your only evidence if subpoenaed to court or investigated. The purpose of a notary public is to identify signers and deter fraud. If you don’t keep proper records of notary transactions, several years after the fact, you will have no way to investigate whether the transaction was fraudulent or not. A prudent notary keeps a bound and sequential notary journal and keeps all transactions logged in chronological order.

Information recorded in a journal entry:
Date & Time — i.e. 12:04pm
Type of Notarization — i.e. Acknowledgment, Jurat, Oath, etc.
Document Date
Name & Address of the Signer
Identification of the Signer — i.e. type of identification or credible witnesses
Additional Notes
Signature of the Signer
Notary Fees
Thumbprint of the Signer

Q&A
Q. If I am doing a notarization near midnight, what date do I put on the transaction?
A. Date the transaction based on when the signer signed the journal which happens at a point in time rather than a range of twenty minutes which is how long a notary transaction could take in its entirety.

Q. What do I put in the additional notes section?
A. If you are pulled into court several years after the fact, good notes in your journal might help to remind you about the notarization. You could describe the building, or unusual features of the signers or their behavior.

Q. If I’m doing a loan signing for a fixed fee, how do I document the notary fees?
A. Most notary jobs involve one or two notarized documents and there is a fee per document. If doing a package deal, try to divide the fee for each notary done, or just indicate the total fee for the signing. The important thing is to keep accurate documentation.

Q. Is it important to take journal thumbprints?
A. Yes. Identification documents can be falsified, but you cannot falsify a thumbprint before a notary. You should ideally take a flat impression from the signer’s right thumb for your journal thumbprint. Additionally, I have never heard of a falsified thumbprint ever being used. A thumbprint can keep you out of court as it proves the identity of the signer. I was once investigated and the investigation ended two seconds after I mentioned that I had a journal thumbprint of the signer.

Q. How do I store my journal?
A. You current journal should be kept under lock and key when not in use. Some states require this by law, but it is recommended for all states. Keep fully used journals in a safe storage spot somewhere.

Q. How long do I keep my journal?
Keep your journal until the end of your notary commission. Some states want you to submit your journals to the secretary of state’s office or county recorder when your term is done if you don’t renew. Each state has their own rules, so please ask your state’s notary division.

You might also like:

Everything you need to know about journals
http://blog.123notary.com/?p=70

Index of posts about Notary journals
http://blog.123notary.com/?p=20272

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November 3, 2013

Notary Seal Information from A to Z

Filed under: Become a Notary,Comprehensive Guides — admin @ 1:43 am

Notary Seal Information

Some states require a commissioned notary public to have a notary seal / notary stamp while other states do not. Each state has rigid requirements for the exact dimensions of the seal, the color of ink, the border of the seal, as well as what wording is on the seal.

The notary name on the seal
Typically, the name of the notary as it appears on their notary commission should be identical to the name on the seal. Some notaries have nicknames or name variations. Female notaries often get married and change their names as well. This is a source of confusion. If you change your name, you might be required to get a new notary commission and seal in many states. Please contact your state’s notary division if you are planning on changing your name.

Information on the seal
Most states require the notary’s name, the words Notary Public, the words State of ____, the Notary commission number, and the commission expiration date.

Embosser or regular seal?
Some states allow the use of an embosser which looks like a metal clamp. Some embossers are used without ink as a secondary seal (allowed in many states — ask your notary division for details)

Storage of your notary seal
Rules vary from state to state, but it is required in some states that your current journal and notary seal be kept under lock and key.

Types of seal borders
Seals might have a serrated or milled edge border. Some states might allow a rectangle made of four straight lines to be the border.

Seal Maintenance
Be careful with your notary seal as they can be damaged from misuse. Keep replacement ink in stock just in case your seal needs to be re-inked. It is common for an active notary to add replacement ink to their seal once a year or so. Many states require the destruction of a notary seal at the end of a notary’s term so that it will not be used fraudulently.

Seal Impressions
The notary public should take care to leave a clear seal impression when doing notary work. If the seal is too light, smudgy, or has missing corners, the notarization could be rejected by a county recorder, bank, lender, or other agency.

Do all notary acts require a seal?
Most notary acts do, such as Acknowledgments and Jurats. But, sometimes you will need to do an Oath with no accompanying paperwork. Make a note in your journal that you are administering an Oath. Have the Affiant (Oath-Taker) sign your journal, and administer the Oath. There is no seal required for an Oath by itsself. However, if the Oath is part of some other notary procedure such as a Jurat, or swearing in credible witnesses, then the notary paperwork being used would need to be stamped.

States that require a notary seal
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Maryland, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

States that do not require a notary seal
Kentucky, Louisiana, Maine, Massachusetts, Michigan., New Jersey, New York, Rhode Island, Vermont These states have specific requirements if you choose to use a seal anyway.

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November 2, 2013

5 or 6 reviews doubles your business?

5 or 6 reviews doubles your business?

OMG! Can that really be true? But, this is not a secret. We tell everyone. Statistically, if you get five or six reviews on your listing, you would get double the calls that you would get if you had no reviews. This is an average, and is not true in all cases. The main thing you have to realize is that people who use 123notary are looking at various things. They are looking to see if you are certified by 123notary (not by NNA). They are looking at your notes section — is yours informative or does it sound like everyone else’s? And most important, they are looking to see if you have reviews.

The top notary didn’t have a review…
Imagine that you are looking at a list of 20 notaries in Wahacha County, State-achusetts. Let’s say that the top notary on the list has no reviews, but someone down the list has fifteen reviews. You might be tempted to call that guy down the list first, and then as a backup, you might call that top notary who has no reviews. Placement on 123notary matters, but so do reviews!

It is a competition!
The most important thing to understand is that notaries who have more reviews than any other notary in their area tend to get more calls. If the notary with the most reviews in your area has three reviews, and you also have three, you are okay. You need to be mindful that someone could get a few new ones while you are not paying attention. But, what if you have six reviews, the next best notary in town has five reviews, and then you slack off. The next thing you know, someone new and enthusiastic might get ten reviews right away, and your phone might stop ringing. This is a competition. Take it seriously. Your income depends on it!

How to ask and who to ask?
You get reviews by asking satisfied clients to write a review for you. Email them a link to your review page as well. Signing & Title companies are the least likely to write a review for you. But, individuals and borrowers who you did a nice job for might be very happy to write a review. Ask everyone, but expect less of those big companies. Every other notary in town is also asking them for a review and they are buried with requests. You might even consider taking on more “regular” notary jobs for individuals, just so it might be easier to accumulate reviews.

Keep reviews fresh!
Freshness of reviews matters too. If all of your reviews are from 2009, people who read the reviews will remember that Janet Jackson song — What have you done for me lately? How come no recent reviews? Think about it.

If you have any questions about getting reviews, ask us!

Please read more about reviews
http://blog.123notary.com/?cat=287

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October 24, 2013

He made $35,000 a month his first year in business?

He what? He made how much? Am I dreaming? Who is this guy?

I just got off the phone with him. I will not disclose his location or name for his privacy. I just talked with a particular gentleman who has multiple listings on 123notary.com. He says these listings bring him so much business that the phone is ringing off the hook and he is reeling in the business. But, $35,000 a month? He says this is his first year in business as a mobile notary. He hires people on salary to drive around and do signings. He pays for the car and other expenses himself and pays them an hourly salary (not big bucks, so don’t get your hopes up). The sheer volume of business this guy is getting is amazing.

Honestly, from talking to him, he sounds like a very cool guy, and very motivated. He fits the profile of a winner in my book. But, still, this type of success is unprecedented in someone’s first year. I understand that the market is picking up for notaries, but still. We have another gentleman who is running a very similar type of operation and very successfully. He has notaries in four or five states and pays them on salary. He gets business right and left and has a huge staff in the office and in the field.

So, if your business is not all it can be, think about what the personality traits of a success story are. There are many successes on 123notary, and you can be one of them. Be an up beat person who gets the job done and doesn’t create obstacles for others. If others create obstacles for you, then create systematic policies for dealing with these problems instead of complaining. Remember — winners find solutions. My idea is to try to adopt the mind-set of someone whose business is off the hook, and that will help you be one of the notaries who is on your way to a huge success!

Tweets:
(1) He bought 8 listings on 123notary.com, hired people to do signings for him & made $35000/month!
(2) If your business could be better, think about what the personality traits of a success story are.
(3) Be an upbeat person who gets the job done and doesn’t create obstacles for others.
(4) If others create obstacles for you, then create policies for dealing with these problems instead of complaining. Winners find solutions.

You might also like:

$10,000 a month on a bad month
http://blog.123notary.com/?p=3891

The Notary, The Mafia & The FedEx Drop Box
http://blog.123notary.com/?p=3891

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October 19, 2013

Notarized Document Expired Identification

Filed under: Identification For Being Notarized — admin @ 8:18 am

Using expired identification cards

As a notary public, you will be bombarded with various types of identification — some will be current, some expired, some foreign, and some forged.

Expired ID? Check the issue date!
Some states allow an ID to be used for a particular number of years after the issue date. Many identification cards will document the issue date somewhere on the ID even if they don’t say what that date is. You can kind of guess what that date represents because it is not their birth date or expiration date. Using expired identification cards might be legal in particular states. California and Tennessee allow a notary to use an ID within five years of its origination date / date of issue.

Check your state’s notary handbook to find out the current laws in your state regarding what types of identification are legitimate in your state! Using expired ID cards just might be okay just as long as they are not “too old”.

If you cannot get identification that is acceptable in your state, many states allow the use of credible witnesses that can swear to the identity of the signer. Those witnesses are normally friends, relatives, hall mates, or neighbors of the signer.

You might also like:

What’s your sign? A technique for spotting false ID.
http://blog.123notary.com/?p=19638

Credible Witnesses – the ins and outs
http://blog.123notary.com/?p=19634

Notary Public 101 – Identification
http://blog.123notary.com/?p=19507

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September 21, 2013

$10,000 per month on a bad month

I just got off the phone with a notary who is doing really well who advertises on our site. Business has been better for most notaries recently, but not as good as for this husband and wife team. I will not mention their names or locations to protect their identity.

I talked to them about their renewal. Since our prices can go up or down for a particular position at any point in time, some notaries complain about their new price. If the price goes up, they argue and try to reason with me about how it was less last year. If the price goes down, then they think I was cheating them last year. Either way they get upset and criticize me.

This husband and wife team had a different approach. He said something to the tune of — You doubled my rate, but that is okay! Your site is amazing. We get almost all of our business from your site. I don’t know how you do it. We are making more than $10,000 a month in our notary business.

I was flabbergasted. I had heard the story of the new notary company making $35,000 per month which was an amazing story. But, now another notary making six digits. Unbelievable! So, my faith is renewed in a mobile notary public’s ability to make the type of living that makes other people drool.

Please take this blog entry as an opportunity to take a leap in faith that YOU can make six digits in your notary business. Yes, you have to do everything right, but you can do a bang up job, right?

You might also like:

A detailed look at the Ninja Course
http://blog.123notary.com/?p=4621

An easy way to make $4000 more per year
http://blog.123notary.com/?p=14162

From 3 jobs per week to 3 jobs per day!
http://blog.123notary.com/?p=3940

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