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May 3, 2013

Find a Notary — one who provides late night 24 hour service

I was thinking about this today. Everybody needs to sleep. In our search results for 24 hour notaries, we should document when their black hours are. Everybody sleeps sometime — even if it is during odd hours. If they are sleeping, then maybe another 24 hour notary would be a better candidate for a particular job. Some people go to sleep at 4am and wake at 8am, and they would be perfect for a 2am job. Don’t you think?

But, 123notary has tons of 24 hour notaries in our search results. Use the Find a Notary Public Search page to find these people. Roughy 25% of all of our 7000 notaries on the site provide 24 hour service (or claim to). This can be a real life saver.

The tricky part is that not all of these notaries are “real” 24 hour notaries. Some don’t answer the phone after hours, or even during business hours. So, how do you know which of our 24 hour notaries are real ones? Surprisingly, I have called many of these notaries myself and the MAJORITY do answer the phone late at night, even after midnight. Keep calling until you find one who can accommodate your job.

24 hour notaries are often used for last minute travel documents, hospital signings, airport signings, and loan signings for people who work unusual shifts. I did a loan signing at 2am for someone who got out of work at midnight. A bit unusual, but there was no traffic, and my client was very nice. It worked well.

Find a 24 hour notary public on 123notary.com on our Find a Notary page. Good luck!

You might also like:

Ideas for names for 24 hour Notary businesses
http://blog.123notary.com/?p=19062

Hospital notarization issues (string)
http://blog.123notary.com/?s=hospital

Names for Notary businesses that can get you in trouble.
http://blog.123notary.com/?p=19064

The 24 hour icon and what it means
http://blog.123notary.com/?p=19455

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April 10, 2013

Grandma’s notary service & Paralysis notary service

Here are some more notary services that you probably wouldn’t want to hire!

Grandma’s notary service
No signing is complete without home made milk and cookies. And I have the experience to get the job done. I’ve been a notary for 60 years, sonny. I’ve been a notary since before many of you whippersnappers were even born! I know my community well, as I have been living here since 1924. My family has owned the house here since the early 1800’s you know!

Cleanup notary service
Half of our new jobs start out as repair work. A less experienced notary would originally be hired, they would screw up the paperwork, and I would be called after the fact to clean up the mess. And that is one reason we are called Cleanup notary service. You will know the other reason when you see the kind of obscene profits that we make!

Comfort notary service
We always make the borrowers feel comfortable. But, please make us comfortable too by paying us on time!

Roxanne’s Naughty or nice notary service
If you have been nice, you will get a present this Christmas. But, if you have been naughty, then call us!

Paralysis notary service
Specializing in hospital signings. We are very familiar with the Signature by X procedure with signing or subscribing witnesses. We use this procedure almost daily — or so it seems. We can also notarize the signatures of dead drunks. Call us for late night bar notarization services. We will notarize what is left of your signature and give you a ride home too!

ARM & LEG Notary
Specializing in Adjustable Rate Mortgages. Give us an ARM, and we will charge you and arm and a leg. How much of an arm and leg? An adjustable arm and an adjustable leg! Just call Armen Kachaturian or email us at armen@arm&legnotary.com.

The Notary Nazi
When you call me, don’t tell me your life story — I don’t want to hear it. You must communicate with me exactly as follows:
(1) Tell me your name
(2) Tell me the name of the document you need notarized
(3) Tell me what type of notarization you required. Don’t ask me to make recommendations. I don’t give consultations — Notariations ONLY! — NO EXCEPTIONS!
(4) Tell me what time you need my service
Signings are $40 travel fee and $10 per signature — No Exceptions
Any failure to abide by my clearly laid out instructions will result in suspension of notary services.
No Notarizations For You — 2 months! You are banned from using my service!

I got in this business because Elaine from Seinfeld divulged my soup recipes to everyone. These soup recipes have been in my family for generations. How could she! So, after that I refused to make soup for anyone ever again. I used to be known as The Soup Nazi. Now, I am The Notary Nazi.

Want a notarization — follow the rules — or else NO NOTARIZATION FOR YOU.

Excon Notarizations
Have your notary work done by an ex-con! And my prices are rock bottom, so it will be very exconomical! But, don’t try to fool me, you can’t fool a con! I know all the tricks. I can spot a fake ID from a mile away too. Excon Notarizations — put a little shadiness into your signings!

Shelly’s Bad Notary Service
Why should you hire us if we are bad? We are not bad. We are the notary service you call if YOU have been bad. Shelly’s Bad Notary Service — so good… it’s bad!

You might also like:

Comedic suggestions for slogans for particular names of Notaries on our site
http://blog.123notary.com/?p=20410

The Starbucks notary wises up
http://blog.123notary.com/?p=4207

7 famous quotes from our blogs
http://blog.123notary.com/?p=3663

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January 21, 2012

Rules for notarizing a bedridden person

Rules for notarizing a bedridden person
 
I have written a lot on this topic, and posts relating to this topic are in the hospital category on the right.  There are no special notary laws for notarizing a bedridden signer. However, there are a few important things to know that are common when notarizing hospitalized or bedridden or elderly signers.
 
The identification must be current
A few states allow an ID to have been issued five years before the date of the notarization, when the ID technically expires four years after it was issued.  However, elderly signers will commonly have an ID that was used between Christopher Columbus’ time and the French Revolution.  If you do a signing for an elderly person (or anyone else), make sure their identification is current before you drive to that location (if you are a mobile notary). 
 
The patient / bedridden person must be coherent and sober
It is common for nurses to drug a patient right before the notary arrives.  Unfortunately, it is not legal to notarize someone who is so out of it that they can’t think or function.  So, if you want that notarization to happen, put the morphine on hold for now! Keep the valium in it’s syringe for now!  Additionally, if the signer can not move their arm to sign, you have a problem. If the signer can not talk enough to acknowledge that they understand the document, you are in trouble too. 
 
Elderly people get scammed regularly – notaries beware!

Elderly people fall prey to all types of scams, and the “nice” people who you assume are the signer’s children could be scam artists who are conning the drugged patient into signing their assets away.  The notary will (could) end up in court if someone gets scammed, so beware, and make sure the signer knows what is going on — or you (the notary) will be very sorry when the justice system hijacks you for two weeks without pay a few months or years down the road. It is not worth it!

You might also like:

Power of Attorney at a nursing home
http://blog.123notary.com/?p=2305

What is Signature by X or Signature by Mark?
http://blog.123notary.com/?p=2278

A tale of four Notaries at hospitals
http://blog.123notary.com/?p=463

30 Point course – hospital signings
http://blog.123notary.com/?p=14492

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January 13, 2011

Notary Ambulance

There was a Notary in New York who wanted to be important. He was always overlooked. The only think people wanted was a $2 notarization. How are you supposed to survive in New York on $2 even if you do a few dozen Notary acts per day? He did loan signings and got the usual fee, but wanted something more. He thought for days about this perplexing problem and then came up with something. If he could get to his appointments earlier, then he could do more work every day, and maybe even get respect.

So, the Notary drove around and thought. The more he drove the more he thought and the more he thought the more he drove until it came to him. An ambulance was behind him and in a huge hurry. He saw through his rear view mirror the words Ambulance. Hmmm. The Notary had an idea. He would write the word NOTARY on a sign on his roof in mirror image writing so when someone saw it in their rear view mirror, they would know to get out of his way. There was only one thing he was lacking — a siren. This Notary didn’t want to get locked up. If you use a siren, that might be considered impersonating an emergency vehicle which might mean jail time. So, this Notary practiced doing verbal sirens.

Finally the day came when his Notary sign was complete, and he had perfected his siren impression which he learned to do by attending a comedy workshop. Yes, the same comedy workshop that sponsered the hit series, Notary Suicide Hotline. He was ready to go out into the world. So, he drove down the streets of New York, he did his siren. Everybody ignored him. The only people who paid attention were ones who laughed and made wise cracks about his funny looking sign and funny looking old car. Oh well. This Notary tried, and failed. But, at least he used his creativity!

But, then one day, he was driving along, and someone saw his sign in his rear view mirror. That person pulled up next to him and said, “Hey, I need a Notary… what do you charge?” He said he had a $50 minimum for traveling gigs. Well, this customer wanted to only pay $2 per signature, but had 1000 signatures, and would pay $100 each fifty signatures, and would pay in cash in advance. The Notary had struck it rich. The Notary went to the job, got paid cash, and laughed his way to the bank.

So, the moral of the story is, if you try different creative approaches to solving business problems, you never know what will happen!

.

You might also like:

Ken’s guide to hospital signings
http://blog.123notary.com/?p=3764

A tale of four notaries in hospitals
http://blog.123notary.com/?p=463

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January 10, 2011

Notary Cheers Part 2: Sammy gets a name change notarized

Filed under: Sit-Coms — Tags: , — admin @ 7:12 am

Please read the part 1 of this blog entry so you are aware of the context. Sam has to run to the county clerk to get his name change form, so that he can check into a hotel room anonymously with his girlfriend without a paper trail leading back to him. Diane needs to have an Oath for Carla stating that she will stay out of Carla’s hair in exchange for a shift switch.

DIANE: Sam, where are you going?

SAM: I’m running late. I need to get to the County Clerk’s office and get back here for my next shift.

DIANE: Just eat something and run over there. It’s only a fifteen minute walk. And it’s sunny today.

CARLA: Yeah, it’s sunny now. But, it’ll be a lot sunnier if certain people swear they’ll stay out of my hair, and get that Oath notarized.

CLIFF: (snickering under his breath) Who wouldn’t want to stay out of that Brillo Pad?

CARLA: (yanking on Cliff’s hair, causing him to wince) At least my hair isn’t about to be yanked out!

DIANE: Can’t you two save your antics for the playground?

CARLA: Relax. I’m not about to let your hair fall out. The bleach you’re overusing beat me to it.

DIANE: It’s not bleach. It’s the sun! Sam, I will get the Oath notarized at 8pm tonight. Scout’s honor! (raising her right hand)

SAM: Better not swear to the Notary it’s the sun. (Gang, except for Diane, chuckles) Gotta go.

Sam walks down to the County Clerk. The line isn’t that bad. Finally, it’s his turn.

CLERK: Purpose of ya’ visit sir?

SAM: I’m gonna need a name change form.

CLERK: Are ya’ sure you wanna change ya’ name? “Sam” sounds pretty good to me. Why ah’ you doin’ this?

SAM: I need to check into a hotel with my new girlfriend, but she’s married, and… I don’t want a paper trail leading back to me. It’s a long story.

CLERK: This never came from me — and I’m not recommendin’ it neitha’, but the easiest way to sneak around isn’t to change your name. It’s to get a fake ID.

SAM: A fake ID?

CLERK: Shhhh. I’m supposed to have ethics, so I can’t recommend doin’ that, but if you change ya’ name, there ah’ strings attached. A fake ID might get you in a little trouble, but you ahn’t hurting anyone, so the cops will go easy on you.

SAM: Can I change my name back if the relationship doesn’t work out?

CLERK: I’m known in town as the most helpful guy eva’ to work in a gova’ment office. I’ll tell ya’ one thing. You can do name variations too. Fa’ loan documents, they have a signature affidavit and AKA statement where you list all the names you’ve been known by in the past. You could get a name variation, and have an ID that represents one of ya’ names.

SAM: Wow. And I thought counting the notches on my bedpost was complicated. But I think I’m catching on. I like this. So, um, how do I do a variation?

CLERK: Here’s a form. By havin’ this form, you can get a second state issued ID, not a driver’s license but a state ID. It’s all legal ya’ see. That document is all ya’ need. For an alias, address, legally, you will need to open a post office box. But, the box would be traceable to your current name. Get the form notarized, then get the mail box, and then get ya’ ID — in that order, otha’wise you’ll screw the whole thing up!

SAM: I like that. Thanks a bunch. You saved my life and my relationship.

CLERK: What number notch will that be?

SAM: I can’t count that high.

Back at Cheers…

DIANE: I’m done typing up my official Oath. I, Diane Chambers of sound mind and body, residing at 54 Beacon Street, Boston, MA 02108, solemnly swear that I will not get in Carla’s proverbial hair. I will not bother her, harass her, nor will I nag her for any light and transient reasons, or even serious reasons for that matter. I included room for a signature, a date, and notarial verbiage.

CLIFF: I think there’s one thing you forgot, there Diane. You’re swearing never to bother her again for the rest of your life. That’s kind of a long time. After all, you’re still kind of a spring chicken.

DIANE: Thank you, Cliff. I think.

CARLA: Since when do spring chickens have barely visible breasts?

SAM: I’m back and I’m about to fill out the name variation document. Oh, and Carla, Diane happens to be very sensitive about her age — so mum’s the word.

WOODY: Mum’s the word, Sam? That’s what I call my mom, and she’s way older than Miss Chambers.

DIANE: You heard Woody, Sam. Pick another word.

SAM: How’s about “ageless”?

DIANE: No, Sam! That’s how they refer to people who already are old!

SAM: Okay, I’ll stick with “annoying.”

EVERYBODY: Norm!!!

WOODY: How’s it hangin’, Mr. Peterson?

NORM: According to Vera, it’s “barely.” Hey, Sammy, did you get that paperwork?

SAM: It’s all complete! And soon to be notarized!

NOTARY: I’m going to need a beer. Sorry I’m late. I kept looking for the bar where everybody knows my name.

DIANE: And we’re always glad you came.

CARLA: Please, don’t start singing.

DIANE: Here is my Oath verbiage — verbatum!

NOTARY: There’s nothing I love more than a prepared customer except for two things.

SAM: That high I can count. What?

NOTARY: A beautiful woman, and a cold one, but not necessarily in that order.

CARLA: (slamming Diane) Don’t you mean one thing?

CLIFF: Isn’t it, uh, illegal to notarize under the influence? It’s a little known fact that in ‘62 a notary who had a taste of the sauce mistakenly notarized JFK’s letter to Marilyn Manson instead of Marilyn Monroe.

NOTARY: It’s only illegal if your signer is intoxicated. You can be drunk, although it is highly discouraged in the Notary community. There is no law against it. The signer has to be of sound mind to be notarized, otherwise they might sign all their money away to a con-man, or worse.

CARLA: What could be worse than that?

NOTARY: They might sign their money over to their greedy family. It happened to me once notarizing an elderly lady who was in a hospital. They drugged her right before the signing. I had to go to court on that one and testify that she looked a bit out of it although I hadn’t been informed that she’d been medicated. I could’ve gotten in a lot of trouble on that one.

NORM: Good thing you didn’t. But isn’t it true that if you didn’t know the signer was medicated, you’re off the hook even if they seemed like they might have been medicated but didn’t make it too obvious?

NOTARY: (To Woody) One Sam Adams please. In these hospital signings, you can never be too careful. Even if you’re off the hook, that day you spend in court is enough to frazzle even the most diligent of notaries!

WOODY: See, that’s where you and I are different. I can be too careful. Like when I was too careful about not stepping on a crack that could break my mum’s back.

CLIFF: What happened, Woody?

WOODY: I accidentally stepped on her toe instead.

SAM: If I were a Notary, I’d look them over from head to toe. Make sure they seem “sound” to me.

CLIFF: That’s what he does with every female under 35 who waltzes in here. He’s good at that.

NOTARY: Okay, I feel ready. I’ll finish the other half of my beer after Diane’s docs. I’ll put the beer to the right — no breathing on it, and your docs to the left. Let’s see if the table is nice and dry?

DIANE: Oh, I brought a clip-board for that. I don’t want my documents touching that petri dish of a bar.

NOTARY: Can I see your ID ma’am?

DIANE: Oh, here it is.

NOTARY: Hmmm. (loudly) 1947, what? You don’t look a day over 35. How could this be….

CLIFF: The secret’s out! The cat’s out of the bag!

CARLA: So the stick is old enough to run for President! I knew that makeup was covering up your “gravitas.”

DIANE: Hear me now, Carla! And hear me, everyone! I am far too young to be President!

CLIFF: You can run for leader of the free world if you’re 35, Diane.

NORM: Wow, Sammy. Who knew you liked older women?

They all laugh.

DIANE: (to Notary) Some things are supposed to be private! One’s age… hair color…

NOTARY: I’m so sorry.

DIANE: Oh well. (sniffle) At least, we can get this form notarized.

NOTARY: Do you solemnly swear that you agree to the terms in this document, and that you will not get in Carla’s hair?

DIANE: As things happen to currently stand, very “solemnly.” (raising her right hand and looking dismally at the floor) Yes, I do (sniffle)

NORM: I now pronounce you Notary, and wife!

CLIFF: I’ll drink to that!

SAM: What about my form?

NOTARY: Let me have the other half of my beer.

NORM: Now that she said I do, your other half is right there!

DIANE: You know I’m still with Frasier, Norman.

NORM: Don’t worry. We won’t tell him you’re robbing the cradle.

DIANE: In answer to “how’s it hangin’,” “it” is about to be your neck!

NOTARY: Okay, I’m ready for Sam. Bring it over. No spilling drinks on the documents people! I mean that!

SAM: Here it is.

NOTARY: Okay, now for this signature, you sign your name as Sam, but on this next signature, you sign as John Doe. Do you think you can do that?

SAM: I’m not great at remembering names. But, sure, I think I can handle it…

NOTARY: Your notarization is complete Mr. Doe.

SAM: Sweet!!! I’ll tell Veronica!

CLIFF: Just don’t tell her husband your old name. Or your new name’ll be “mud.”

NORM: So, what do we owe you?

DIANE: No, you don’t have to do that.

NORM: It’s the least we can do after the humiliation and grief we’ve caused you.

NOTARY: I’ll tell you what. Another beer, and $30. We’ll call it even.

SAM: I’ve never said this to anyone, but, you’re my kind of Notary.

NOTARY: Do you really mean that?

SAM: I do.

NORM: Now, it’s a threesome! Sammy said, “I do” too!

You might also like:

Part 1 of Notary Cheers: Sammy gets a name change notarized!
http://blog.123notary.com/?p=10016

Seinfeld Episode about a Notary
http://blog.123notary.com/?p=6616

Two and a half notaries: Detering notary fraud
http://blog.123notary.com/?p=10452

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January 8, 2011

Credible Witnesses from A to Z

Credible Witnesses from A to Z
 
What is a credible witness?
A credible witness, “CW”, or credible identifying witness is someone who can identify a signer at a notary signing.  The credible witness must know the signer and must know the signer’s name.  The witness should know the signer by having met many times in the past through different individuals.  Some states require that the credible witness always knows the notary as well, to create a chain of relationships, while others only require that the credible witness knows the notary if only one credible witness is used.  The credible witness should be an impartial party who does not have beneficial interest in the document
 
Which states allow the use of credible witnesses?
Many states allow credible witnesses, and we documented these states on a forum post
http://www.123notary.com/forum/topic.asp?TOPIC_ID=4047.  To summarize: Virginia is a state that does not allow credible witnesses.  Most other states that we have information about do allow credible witnesses.
 
States that allow 1 Credible Witness
How many credible witnesses do you need to use in various states? What are the credible witness rules?
Arizona, Ohio, Pennsylvania and several other states allow the use of one CW that must be known to the notary, and must know the signer. 
 
States that allow 1 or 2 Credible Witnesses
California, Florida, and Georgia, among other states, allow the use of one CW if the witness is known to the notary and knows the signer; or two CW’s if the notary doesn’t know either of the witnesses.  These states are unique in that they offer a choice of using one or two credible witnesses.
 
States that allow 2 Credible Witnesses
Tennessee and Missouri allow the use of two credible witnesses to identify a signer.
 
Procedure
Credible Witness Rules can vary from state to state, but as a general rule, you should not use a credible witness unless there is no identification available.  In many cases, the identification available will have a different name variation on it, making it unacceptable to be used when signing documents that have a longer, or different name variation. Whether or not its legal to use credible witnesses in this type of situation is something to look up in your state’s notary manual.
 
The credible witness must SIGN the notary’s journal in California. Rules vary from state to state, so be knowledgeable about your particular state’s rules. The CW must raise their right hand and swear to the identity of the signer.  The CW must also have acceptable identification.  It is wise for the notary to record the CW’s address, ID#, and phone number in their journal. 
 
Common Uses
If a notary is doing a jail signing, inmates never have acceptable ID on them unless a visitor brings it.  When doing a jail signing, an attorney, relative, or friend of the inmate will normally meet you. Make sure they are going to bring the inmate’s ID and that the ID is current and state issued.
 
Hospital signings involve signers who are too elderly to drive in many instances.  These folks often don’t have current identification making the use of CW’s necessary.
 
If you notarize someone who lost their ID, or doesn’t have one becase they don’t drive, you might need credible witnesses. 
 
If the name variation on the document is slightly different from the name on the ID, you might check your state notary manual to see if using a credible witness in this situation is allowed.
 
Issues
A few notaries on our Facebook network have pointed out that many loan signings should not be done using credible witnesses.  One notary in Pennsylvania stated that for loans that require USA Patriot Act ID verification, credible witnesses should not be used.  Another notary in Florida points out that the CW is swearing to the fact that the signer does not have the acceptable identification documents and that it is difficult or impossible to find such documents.

Credible Witness Notary
There is no such thing as a credible witness notary, however you can be a notary that uses credible witnesses.  Just make sure you know how many credible witnesses to use.
 
Summary
After being a notary public in California for eight years, I found that 15% of my signings would not have been possible without the use of credible witnesses, among other “Plan B” type procedures.  Many notaries try to get through their career learning as little as possible about what they need to know to get the job done.  You will be letting future clients down if you are not an expert at credible witness procedures for your particular state.  You could be letting countless clients go high and dry if you don’t know this procedure. Please consult your state’s notary manual to learn exactly what all of the CW requirements (credible witness notary rules) are for your state.

You might also like:

Credible Witnesses – the process explained
http://blog.123notary.com/?p=16695

Credible Witness Scenarios
http://blog.123notary.com/?p=18911

Credible Witnesses – the ins and outs
http://blog.123notary.com/?p=19634

Forum string: Credible Witnesses – the basics

Can a notary be a witness?

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August 8, 2021

Memorial of Carmen Towles, former salesperson for 123notary

Filed under: General Stories — admin @ 6:42 am

CARMEN’S DEATH
Carmen Towles passed away in July of 2020. I found out on July 25th from a client. I believe she passed away on the 24th, but I see other conflicting reports on Notary Rotary saying it happened two weeks before that. The last time I talked to Carmen was on June 29th when she was released from the hospital. She was able to talk but wasn’t making logical sense. She couldn’t remember if she had a gall stone or a kidney stone. I think you would remember that.

Carmen died of Pancreatic cancer, but had a gall bladder infection too. She never told me about the cancer, perhaps because she didn’t want me to worry. I think it would have been better if she had told me so I could plan ahead.

OUR HISTORY TOGETHER
In any case, Carmen and I worked together for 17 years since 2003. I remember the first time I met her at the entrance to our complex. I was selling her a course book. She was very talkative, inquisitive, and sharp. She kept calling me to ask questions and became very knowledgeable as a signing agent. Carmen claimed she took the NNA course, but that it did not make her feel confident enough to go out and do real signing work. After she mastered our 123notary course, she felt she got a practical road map of what to do and how to handle situations. As time went on, I begged her to work for me. She initially didn’t want to. It took a few years to get her to work full time. After she got used to it, signings slowed down, and she became hooked on 123. She did the new sales and renewals and was very possessive about the work.

CARMEN AS A MENTOR
Carmen was an excellent mentor to many of our Notaries. She taught them the twists and turns of what can happen at signings and with the various companies who hire Notaries. She kept many out of trouble and inspired all. She had real charisma, pizzazz, combined with a deep and pragmatic knowledge of Notary law and signing competency. Nobody else combined her flamboyance and knowledge. None of the other Notary companies have anyone even half as good as she was.

CARMEN’S INPUT
Carmen helped me put together a new over the phone test content as well as a new course which is on the blog and free — Notary Public 101. We wanted to emphasize what gets Notaries in trouble, so they can stay out of trouble. The other courses taught information which was about loan documents which is fine, but you don’t normally get in trouble for not understanding the documents, you get in trouble for notary mistakes or mishandling situations.

OUR LOSS
The Notaries are very sad that Carmen is gone. There will never be another Carmen. I am sad that I never got to say goodbye. I didn’t think she would pass away so fast. I thought she had another year where she would function at half speed. But, I can communicate easily with spirits, so I have had a few simple dialogues with Carmen.

JEREMY: How are things in the brighter world?
CARMEN: I’m getting a lot of rest.

JEREMY: What will I do without you?
CARMEN: Oh, don’t worry about it.

JEREMY: Do you have to wear face masks up there?
CARMEN: Ha ha…. no!!!

LIFE WITHOUT CARMEN
So, now I have to do all of Carmen’s work. I call all of the renewal people. It wouldn’t take that long except that the higher level people like to chat. Many of our higher level people have been with us for years, in some cases up to 20 years, and they have stories from long back. The bigger issue is not having to do her work. I am missing the new calls because I am not prepared to answer the phone all the time. I am not sure how I will hire someone new who will be acceptable and who will last.

And third, I miss Carmen because she is like a family member to me. She understood me well, and had very sensible advice for me about all of my issues. I didn’t necessarily agree with all of her advice, but most of it was good. I am very sad, lonely and don’t know what to expect of the future. The future doesn’t look very bright now, but you never know. I am going to try out several new ladies who seem promising.

With all of the bad vibes in the atmosphere due to the Covid19 issue, riots, and political upheaval, it seemed like the devil made his rounds to disrupt many cities, many lives, many political issues, etc. First there were Covid19 shutdowns which took away our rights. 80% of what I could do outside of the house was shut down or disappeared. Then the devil came to my neighborhood with the riots. A month later my site went down for a week. Actually that was done by angels for my protection, but felt like the devil was somehow involved. And then my site went back up, Carmen became incapacitated and then died shortly after. So much grief in just five months. No wonder I feel more depressed than I have felt in years.

Carmen was always there, usually answered the phone, only went on one quick vacation that I knew about which was a cruise in Mexico. But, she kept her phone with her so she was accessible. She even did phone duty while she was on Jury Duty. She was always there, and now she will never be there again.

I will have my psychic contact Carmen in the brighter world to see if she has anything she wants to tell the Notaries. My ability for spirit communication is okay for very quick questions and answers but not good enough for conversations. So, we will leave this up to Walter who is an expert.

Incoming phone communication to 123notary is basically almost impossible now. I answer some of my incoming calls. but, I really can’t get more than 10%. If you want to reach me fast, just use the email form on 123epayment.com. I am very slow by info@123notary.com, so if you are in a hurry, 123epayment.com is a little faster.

So for now, that is all I can say.

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April 28, 2021

Tips for getting more assignments as a new Notary

Filed under: Advertising — admin @ 9:50 am

Here are a few tips for the new folks to get more business.

1. Take jobs that others won’t.
Most Notaries are picky. They want the best jobs for the highest price from the nicest companies. If you are trying to develop a reputation and get signings under your belt, do the opposite! Take signings that are far away, pay little, involve a lot of fax backs, or sound difficult. You have to get your foot in the door.

2. Advertise on all the major portals and directories
Snapdocs, 123notary, Notary Rotary, Notary Cafe, and others

3. Advertise in more counties on 123notary
We don’t even charge for this. Once you are listed you can have up to 12 counties, and sometimes we can accommodate for more. If the database cannot accommodate them on one listing, we can create additional listings which generally is not free, but for an affordable cost if you want a larger net.

4. Call all signing companies in the nation that are doing a lot of business. Talk to all title companies within 90 minutes of you as well. If they need pick up and delivery, you might be their person.

5. Having mobile equipment helps
Mobile printing, scanning, faxing really helps. But, if your equipment is at home, make sure to have a dual tray printer, a reliable scanner, fax, and whatever else your clients say they need.

6. Network
Get listed with your local chamber of commerce, let local hospitals, Attorneys, nursing homes, airports, jails, bail bonds people and Real Estate brokers know you are in business. Often they have their own Notaries, but people get sick, quit, or won’t notarize due to conflict of interest.

7. 25K E&O Insurance
This is the minimum, but some people get up to a million to let people know they are serious. An absolute beginner should probably stick to 25 or 100K. But, you an upgrade if you start getting title work because the title companies want more.

8. Let everyone know you are a Notary
People often need a Notary and it is handy if one lives nearby who people know. Mention you are a Notary on your Facebook page, Twitter, at networking events, to your neighbors, the local stores, and anyone else you can think of.

9. One certification is good, but…
It is good to be “certified”, but having three or four certifications lets people know you are three or four times as serious as the others.

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April 3, 2021

The people who are supposed to be keeping you healthy

Filed under: Uncategorized — admin @ 5:05 am

I forget if I wrote about this before. But, the people who are supposed to keep your healthy and not healthy themselves.

It is common knowledge that to be healthy you should:

Get enough sleep
Not work too much
Have a balanced diet
Get natural sunlight
Be happy and have a normal social and recreational life.
Not live under too much stress or distress
Believe in God (false Gods are equally good for health purposes) and have some sort of worship.

People who do the opposite are a lot more likely to get cancer, strokes, heart attacks, or die young based on what I have read and seen in real life with people I know!

However, the people who take care of your health
1. Had to go through a grueling experience going through medical school, going without sleep day after day, year after year, and cramming excessively under severe distress.
2. Before medical school, they study like crazy so they can get into medical school.
3. To survive medical school, they sacrifice their friends and family because their time is all zapped up.
4. Natural sunlight? Not unless it happens indoors while cramming.
5. Balanced diet? Does the “Mac N Cheez” they serve at the hospital lunchroom count as a balanced diet? I’m sure it must — otherwise why would they serve it at a hospital unless their goal is to keep us sick (or unless they are clueless or don’t care?)
6. Medical professionals work themselves to death doing long 12 or 36 hour shifts under miserable and grueling conditions.

If these people choose to devote their entire lives to living under inhuman, unhealthy and grueling conditions, should you be hiring them to keep you healthy?

I use holistic doctors and the doctor at the clinic who works 40 hours a week and doesn’t over do it. I hire medical staff who look healthy and kept me healthy. But, what about the rest of you?

We just ad a Surgeon join 123notary. His body just couldn’t handle the punishment of the 80 hour workweeks at his age. But, he loves driving around doing signings and he lives in an area with amazing scenery which makes the driving heaven. I talked to him about this issue of doctors being the least healthy people and he agreed with me. That is why he quit being a doctor. I think we need to redesign the way the world works.

SUMMARY
We should all live happy and well balanced lives and believe in God or Gods. According to Christianity and Judaism if you worship the wrong Gods you go to hell. But, according to long life research you can worship false Gods all day long and the more you do it, the longer you live. So, we’ve finally proven religious fuddy duddies wrong about something. However, there is no proof that after your happy long life of worshipping false Gods that you will have a positive after-life. The long life specialists don’t seem to discuss the afterlife other than the fact that some people believe or don’t believe in it. Hmmm.

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November 4, 2020

10 risks to being a Mobile Notary Public.

Filed under: Notary Mistakes,Popular on Facebook (some) — admin @ 12:59 am

Originally posted Oct 19, 2017.

Notarize at your own risk. Being a Notary is NOT safe!

Many of you think that being a Notary is an easy way to make a few extra bucks. Stamp a piece of paper, get $10, easy, right? Then you deal with nitpicky signing companies who make you fax things back and you get mad, right? That is an annoyance, but not the bigger problem. Being a Notary is dangerous, particular when you don’t do your job correctly. Most Notaries feel that you look at an ID and if it is close enough and the photo looks like the guy, that you are doing your job, right? Sort of. Here are some itemized risks to being a Notary Public.

1. Hoarders
If you go to someone’s house and they have things stacked to the ceiling, you might be in danger in their house. The signer doesn’t want to hurt you. It is just that they cannot control their psychological disease that causes them to engage in hoarding. My housemate is like this and she has stuff stacked to the ceiling which is dangerous and a fire hazard. Something could fall on you or you could get trapped in a fire.

2. Bio-hazards
Some homes that are not cleaned properly are dangerous. One house Carmen almost went into had some bacterial infection that would have gone straight to her lungs and caused her to go to the hospital. If a house smells funny, maybe you are not safe in there. If it is not ventillated properly, perhaps you should stay away. Poor hygene can be deadly, so be advised.

3. Dogs
Some neighborhoods have unsafe dogs around. Notaries could be harrassed or bitten by dogs. Carrying pepper spray or mace is not a bad idea.

4. Slummy neighbors
You might go to a signing in a bad area and people nearby might be hanging out who look unsavory. I am not sure if this is dangerous, but some people get upset.

5. Angry borrowers.
One Notary got pushed off a flight of stairs and broke her wrist. The borrower didn’t like his APR and I guess the Notary didn’t educate themself on how to give a professional explanation of the APR either. The borrower ended up in jail very quickly and the Notary healed in two months.

6. FBI and lawsuits
Roughly 2% of full-time Notaries will end up in court or with an FBI investigation for being involved with identity theft. If you do not keep a thorough journal with thumbprints and the right amount of journal entries, you are much more likely to be held in court as a witness, suspect, or cause yourself extended grief. Without a thumbprint, the investigators are often helpless to catch really really bad people. So, help them out and keep thumbprints. Do your part to safeguard mankind.

7. Getting sued by a borrower
One borrower got mad and sued the Lender, Title company and the Notary when the Notary had done nothing wrong. The Notary tried to use their E&O insurance, but the company wouldn’t pay out because the Notary had not made any error or omission. Of all the bad luck. So, the Notary lost $30,000 in legal fees. Talk about bad karma.

8. Getting sued by the bar association
If you life in an Attorney state and do loan signings without a law license, the bar association might come after you. Good grief.

9. Jeremy might phone quiz you.
Many Notaries who thought they had it together got a phone call from the infamous Jeremy (that’s me) and failed an over the phone quiz. They rationalized, “I’ve been doing this 30 years and therefore I know what I’m doing.” My rationalization is, “Not if you got 18% on my quiz which consists of very easy and every day notary questions.” You might not lose any money, but you could lose your dignity if you score less than 70%. So, study up!

10. Your seal could be stolen
It happened to me. I had to write to the Secretary of State. My car was broken into and I lost my seal, embosser and journal. What a tragedy. It took me two and a half weeks to be back in business. Think of all the money I lost not to mention the trauma of being robbed of my most prized possession — my inkless embosser that I used as a secondary seal to deter fraud! Boo-hoo.

There is also the risk of traffic accidents and having one of those talking GPS systems that talks back to you when you get in the wrong lane, but I won’t include details of those problems as they are common to all humans who drive and not just to Notaries. The end!

.

You might also like:

13 ways to get sued as a Notary
http://blog.123notary.com/?p=19614

Notary loses $4000 in legal fees because a fraud adds a name to a Notary Acknowledgment.
http://blog.123notary.com/?p=19477

Compilation of posts about Notary fraud
http://blog.123notary.com/?p=21527

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