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January 29, 2011

Notary Oscars

Filed under: Virtual Comedy Themes — Tags: , , , — admin @ 10:30 pm

Notary Oscars

Welcome to this year’s Notary Oscars. For best picture…

“Trumbo” – About the black list – where notaries get blacklisted after doing something wrong… like making a profit which the signing companies don’t want them to do, putting them in the black. Not to be confused with the actors at this year’s Oscars – the white list.

“The Big Short” – about getting shorted out of your pay.

“Bridge of Spies” – about signing companies who spy on notaries who say bad things about them on forums.

“Spotlight” – Uncovering the discovery about having non-consensual notarizations with underage signers.

“The Hateful Eight” – About the current Supreme Court complaining about the Notary who doesn’t know how to give an oath to the yet to be appointed new guy.

“Steve Jobs” – About Apple’s refusal to let the government crack the cell phone information of the notary who was about to notarize a terrorist.

“Joy” – About what a notary feels when actually getting paid on time.

“Room” – About what you don’t have if your last name is too long to fit on the signature page.

“The Danish Girl” – About the first male notary who became a female notary, formerly “Robin Schneider” on his commission stamp, now changed to “Robin Schneider”.

“Inside Out” – About a notary who knows his notary law inside out, and to stay consistent, notarizes a document that’s inside out while wearing his shirt inside out.

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Wheel of Fortune — Notary Edition
http://blog.123notary.com/?p=15314

Notaries Without Makeup
http://blog.123notary.com/?p=15405

A Notary Public Cures Lying
http://blog.123notary.com/?p=6872

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Attorney States in the Notary Profession

Filed under: Technical & Legal — Tags: — admin @ 11:57 am

What is an Attorney State? Is that a state where everyone who resides there is an Attorney? What would they do all day long besides wake up, have breakfast and sue everyone? Or does it mean for an Attorney to state a fact about something? Neither.

An Attorney State is a state in the USA where only Attorneys are supposed to be able to do loan signings. Anyone else who facilitates a loan signing could be convicted of the unauthorized practice of law — or so I’ve heard. However, in these states which currently are Massachusetts, South Carolina, and Georgia (possibly a few others too) we do have Notaries who do loan signings for a living. They often do signings for out of state properties and think that they can get away with it.

One Attorney in Georgia that I talked to told me that if your two feet are on the ground on Georgia soil (or perhaps a hardwood floor) that you cannot conduct loan signings unless you are an Attorney — regardless of where the property is. Hmmm. Looks like people are breaking the law.

One Notary listed on our site got fined $40,000 over ten years ago or almost got fined that amount. They had to hire an Attorney to defend them in court. What an ordeal. And this was for unauthorized practice of law because they were doing loan signings.

If in doubt, consult an Attorney to see what your rights are as a notary to do loan signing in your state and ask what constitutes UPL as the definitions are frequently very arbitrary and convoluted.

You might also like:

UPL — Unauthorized practice of law in the notary profession
http://blog.123notary.com/?p=21317

Penalties for Notary misconduct, fraud and failure of duty
http://blog.123notary.com/?p=21315

13 ways to get sued as a Notary
http://blog.123notary.com/?p=19614

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January 28, 2011

Notary Psychic Tarot Card Reading

Filed under: Humorous Posts — Tags: — admin @ 8:18 am

A Notary went to see a Notary Psychic to learn how to do his job better and see what was in store for him. Here is what happened…

NOTARY: Hello. I want to know my future.

CLARA: Spoiler alert: You die.

NOTARY: My nearer future!

CLARA: I predict you are willing to pay $50 cash for this information.

NOTARY: Umm…. I’ll have to pay in you ones because I was planning on going to a strip club and then changed my mind at the last minute.

CLARA: Don’t expect me to give you a lap dance. I’ll reciprocate by stripping off the veil to your future.

NOTARY: Actually I think it’s more like a burka, but that’s fine. So, will I get many Notary clients?

CLARA: Hold on, I am looking into crystal ball. Actually I do not need ball for this one. You must to spend a few hundred to get top spot on 123notary in your local area plus have amazing notes section and many reviews from satisfied clients who tipped you with one dollar bills.

NOTARY: Okay, writing this down… Can you tell me what will happen to me this week?

CLARA: Okay, I use Notary tarot cards… Hold on… I must meditate on this. Okay… this first card has an upside down Notary seal. It indicates that something dubious will happen. Keep eyes open for fake ID from client, especially if he’s teenager asking you to buy him booze. Or is Russian client and I have many of those. But, if you have Russian client refer them to me — they spend mint on psychics.

NOTARY: Interesting. How did you get your name?

CLARA: I am Clara because I am Clara-Voyant.

NOTARY: I should have known. Then again, I’m not clairvoyant.

CLARA: I knew that. Now I get Notary Gypsy card. Notary Gypsy sees future and past, but cannot make sense of the present. This means you will be confused at present-day Notary job, who you did good work for in the past, but will give the client great advice for their future.

NOTARY: I had a client like that last week. As for my clients in the present, too confusing. What about next month?

CLARA: Let’s see. Oh… I got the commission expiration card. That means something in your career will end, but something new will begin. Maybe you’ll stop using SnapDocs and pass the 123notary certification test that you have been procrastinating about for the last several months.

NOTARY: Oh yeah, I keep procrastinating about meaning to do that. Can you look in your ball too?

CLARA: Yes. I think Coca-Cola stock will go up 2 points next week, but it’s not like I have a crystal ball… ooops, actually I do have a crystal ball — forgot! Okay, I am seeing an ancestor of yours who was a Notary in Slovakia. He wishes to guide you in your career. Ooops, it’s actually someone else’s ancestor. Damn this cheap crystal. That’s the last time I bid for a used crystal on ebay! Okay, I use my old crystal from Russia, it’s cracked, but Gypsies use it for generations. Just never mind crack on left. Okay! You will sign a Power of Attorney.

NOTARY: Duh, you don’t have to be a psychic to know that!

CLARA: I predicted you’d say that. You were a Notary in a past life in Japan. It’s the last time someone bowed to you… Wait… Wait… I’m seeing something else. You worked for the court of the emperor and pleased him. He made you to very high position. It is your destiny to rise to high position in this life too as a result of past life karma.

NOTARY: Oh! What kind of high position will I get?

CLARA: Hold on… I am seeing Attorneys… Yes… Attorneys with lots of money… and lots of power.. Wait a second, isn’t that what I just said. Power of Attorney.

NOTARY: No, you said Power of Attorney, but now you are saying Powerful Attorneys.

CLARA: What is difference?

NOTARY: Let me use your tarot card deck. Oh, what a surprise. I got the Notary card with a seal stamping a document that says, “It’s time to learn English, honey!”

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You might also like:

Psych Notary Episode – did the body die of food poisoning or was it murdered?
http://blog.123notary.com/?tag=psych

The secret to happiness? It’s all in your mind!
http://blog.123notary.com/?p=19604

My bad karma from testing people by phone
http://blog.123notary.com/?p=19447

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January 27, 2011

You know you’re a notary when…

Filed under: Best Humorous Posts,Humorous Posts,Popular on Linked In — Tags: , , , , , — admin @ 10:52 am

You know you’re a Notary Public when…

(1) You go to a bar and ID the bartender before he has a chance to ID you.
(2) You ID every girl you date even when their high school yearbook is over 18
(3) You like Oreo cookies because they’re embossed.
(4) Your favorite ice cream is from Jen & Sherry’s, Rescinded Rum Raisin
(5) You background screen your golf buddies before going out into the course with them
(6) You have a bumper sticker that says “I’d rather be signing”
(7) You spend so much time with your GPS that you make Siri sign a prenup.
(8) You spend so much time with your GPS that you know all of its most intimate pieces of information such as favorite foods, birthdays, favorite roads, and mother’s maiden name.
(9) You become famous, people ask for your autograph and you’d rather have theirs
(10) Your mailbox and inbox are cluttered by twelve different notary organizations.
(11) Your Jewish son meets a nice Jewish girl and you ask, “Is she a notary?”
(12) Your favorite seafood is squid because it never needs an ink refill.
(13) When you get your parking validated, you rip the stamp out of the person’s hands so you can stamp it yourself.
(14) You comment, “Gee, your hairstyle doesn’t match your ID,” when you meet someone at a bar.
(15) You compliment people on their signatures — “Gee, that’s a lovely cursive.”
(16) You take pawprints of the animals in the neighborhood just in case they get lost.
(17) You spend your spare time last weekend writing a letter to the State of Nevada criticizing them for allowing drivers licenses to be valid for 20 years.
(18) When you go to court (for whatever reason) you correct the bailiff’s Oath wording.
(19) You wear a T-shirt saying, “I’m not your husband’s mistress, I’m the Notary!”
(20) You have an NNA towel that you take to the beach (if such a thing exists)
(21) All guests entering your house must personally appear before you and sign the journal, put a date and time, plus reason for entry.
(22) Your favorite California wine is the Notary Public Cabernet – You’d swear under oath it’s the best vino there is if you weren’t busy slurring your notary verbiage
(23) When your friend asked you, “Can I turn left here?” You respond, “I am not an Attorney and may not answer legal questions or perform loan signings in the state of Georgia. I am just a Notary.”
(24) When you go to cocktail parties and people ask what you do you respond, “Next question.”
(25) When you go to a bar, you always order their signature drinks.
(26) When someone asks how old your young children are, instead of measuring their age in weeks or months, you measure it in fractions of a commission. Oh this one? Judy? Yeah, we got her during my 2nd commission. But, Fred over here we’ve had since before I was commissioned at all. He must be getting old now.
(27) You ask your Jewish friends if they need their kid’s Bar-Mitzvahs Notarized.
(28) If your friend invites you to a party and then calls you to change the venue, you offer to initial the change.
(29) You have a bumper sticker saying — Warning, I brake for Mortgage Brokers.
(30) You have another bumper sticker saying — Notary on Board
(31) You have a happy hour menu with special prices for Jurats.
(32) Your favorite Chinese restaurant has fortune cookies that read — He who backdate live long life, but have short commission.
(33) You have a special credit card that gives double miles if you stay at The Notary Hotel
(34) When you see a girl with a nice tan, you comment that she must have used a lot of toner to get that look.
(35) When you go out for steak you only get certified Angus steak.
(36) When charitable organizations send you 500 labels with your home address on it, you throw them out as you prefer to use a customized stamp.
(36) Your favorite movie was — Honey, I Notarized the Kids.

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Notary Aptitude Test
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You know you’re a good Notary when you…
http://blog.123notary.com/?p=14912

30 point quiz: Jeopardy
http://blog.123notary.com/?p=14557

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January 26, 2011

5 Benefits Of Notarizing Your Business Documents

Filed under: Other Guest Bloggers — admin @ 4:25 am

The government does trust the notary public, so their signature or seal is a valid sign of document reliability. Below are a few reasons why you need to have a notary public present when you are signing your essential business documents:

Your contracts become ‘self-authenticating.’
Under the Federal Rules of Evidence, a contract with a notary public’s seal is considered to be self-authenticated; meaning that in the case of a case, the witnesses who signed the documents need not appear in court to verify their signatures. This saves plenty of time, money and acts as a huge convenience in the witnesses favor.

They ensure that your documents are signed under the right circumstances
Technically, the notary public notarizes your signature, not the documents themselves. They are reliable witnesses to the fact that the person whose signature is on the document in question is indeed the one who signed it. They also ensure that the person who signed it was of sound mind and not under any duress. Again, the notary public has to ensure that the witnesses who sign your documents are within the legal right to do so.

Notarization provides clarity
There are many legal documents now that stipulate the way people go about their lives. A Power of attorney is required by a grandchild to make significant, life-altering decisions for their ailing grandparent, or title deeds to transfer ownership of land. With a notary public’s signature, these documents’ validity can be ascertained to avoid grey areas that cause conflicts.

Notaries ensure that the documents in question are adequately executed
All legally binding documents hold the signer to a commitment, and one of the notary public’s duties is to ensure that the signer fully acknowledges the agreements and obligations. For instance, for a will to be valid, it needs to include the signature of the testator, and those of two witnesses, plus a QLD probate process to facilitate execution. Yet, some states will require that a will be notarized for it to be valid. Again, if disputes are litigated, it is crucial to have a notary present. A court considers sworn affidavits as valid if they are notarized.

Protects you from fraud, identity theft, and other kinds of crimes
Having a notary public present during the signing of your documents provides you with the safest possible fallback plan, if not a prevention plan in the case of forgery and other serious white collar crimes. In this age of technology and sophisticated forgery schemes, you cannot go wrong by having your documents notarized. Notarization is now a major risk management tool for all kinds of businesses.

Conclusion:
Many people avoid notarization services because they are an added expense and may take time. However, with e-notarization, you get quick and more convenient services to keep your business documents risk-free.

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January 24, 2011

A Notary from Florida travels to India

Filed under: Best Humorous Posts,Humorous Posts — Tags: , , — admin @ 10:53 am

A customer went to a Notary in Florida.

CUSTOMER: I need to be notarized. Can you notarize me?

FLORIDA NOTARY: Sure I can. I just need a document.

CUSTOMER: Here is the document.

FLORIDA NOTARY: You already signed it. I cannot notarize it.

CUSTOMER: That’s not what the law says. Notaries are required to know their state laws. And anyway, you can verify the signature when I sign your journal.

FLORIDA NOTARY: But my state doesn’t require me to keep a journal.

CUSTOMER: What if I give you a fake ID, steal a million dollars from Fred’s house, and then disappear. You are the one who will be the suspect in court because you have no evidence to defend yourself. You became a Notary to make a few extra bucks and now look what happened.

FLORIDA NOTARY: I don’t think I feel comfortable notarizing you.

CUSTOMER: I don’t think I feel comfortable being notarized BY you.

(one month later)

Mr. FIBBS: My house was compromised and I’m out a million dollars. You were the Notary who notarized the transaction. The FBI is investigating and we need to see your journal.

FLORIDA NOTARY: Oh, I don’t keep a journal because my state doesn’t require me to.

FBI: Mr. Florida Notary, please come with us. You are under arrest for identity fraud conspiracy.

FLORIDA NOTARY: But, I’m not in cahutz with anyone. I just notarized a document.

FBI: Yes, but without the journal and a journal thumbprint, you are covering up incriminating evidence which makes you look very suspicious which is why you are under arrest.

Mr. FIBBS: My life is ruined and all because of that damn Notary and the damn Florida Notary Division which doesn’t require the one thing that would have saved my finances — namely a journal with paw prints. Boo hoo hoo. I’ll be in a mess for at least a year and could end up homeless too.

(two days later after paying bail.)

FLORIDA NOTARY: Oh no, my son needs a new kidney and the only place I can get one is in India. I’ll book our flights today and hope I get back in time for my court appearance as a suspect in an identity fraud ring.

RAHUL: Yes, Ms. Frieda Florida Notary Public. We can have your kidney which you have been on a list for two years come in on Friday. It will be no problem. You will need to show up at that Rajeev Gandhi National Hospital in Bangalore on the 3rd. Will that be okay?

FLORIDA NOTARY: Yes, that will be fine.

TAXI DRIVER: Where are you going?

FLORIDA NOTARY: We are going to the Rajeev Gandhi Hospital in JP Nagar in Bangalore.

TAXI DRIVER: That will be 80 rupees. Meter broken.

(ten minutes later there was a terrible crash.)

FLORIDA NOTARY: Oh no, we’ve been in a deadly car crash since we were dodging that elephant to the right and that ox to the left. My son is dead. And this cab has no seatbelts. You Mr. Taxi Driver are responsible for my son’s death because there are no seatbelts in this vehicle.

TAXI DRIVER: Oh no, you see in India, we are not LEGALLY REQUIRED to have seatbelts. So, you see it is not my fault. Accidents happen, what can you do?

FLORIDA NOTARY: Now my life is ruined because of that damned taxi driver and the damned Indian government for not requiring thumbprints.

(coincidentally, the driver carrying the kidney was in the car that crashed into Florida Notary and was also killed because he too was not wearing a seatbelt, and the kidney went flying out the window and ended up on the back of an elephant.)

TAXI DRIVER: Yes, Mr. pharmacist, I need some holistic remedy to a bug infestation in my house. What do you recommend?

PHARMACIST: There is tea tree oil. It is not expensive and microscopic insects are often killed from it.

(the taxi driver uses the tea tree oil and has a horrible reaction to it that ends him up in the hospital for two days.)

TAXI DRIVER: Hey, that oil you sold me is toxic to humans and you did not warn me.

PHARMACIST: The government of India, and coincidentally America does not regulate this type of products. You buy at your own risk.

(meanwhile Mr. Fibbs and his wife move to India since they lost almost all of their money in the identity theft and get exactly the same taxi driver that the Florida Notary did.)

Mr. FIBBS: Taxi! We are going to the Himalayas to live. We lost almost all our money because of this damn Notary. Can you believe it?”

TAXI DRIVER: Was she about 5’10”, dark hair and really annoying, with a thick Florida accent?

Mr. FIBBS: Yes, that was her. Why. Do you know her?

TAXI DRIVER: Never seen her in my life. No just kidding. She was in our car when a bus came out of nowhere and I had to swerve to the left and there was a terrible accident. This type of thing happens a lot in India. Maybe I’m telling you too much.

Mr. FIBBS: Well that woman deserves to die.

TAXI DRIVER: Funny that you mention that. And by the way, what do you do for a living?

Mr. FIBBS: I give investment advice.

TAXI DRIVER: Oh, I know somebody who needs advice at the pharmacy.

PHARMACIST: Yes, Mr. Fibbs. I am wanting to know, which US stocks are you liking?

Mr. FIBBS: You could pick a good index fund, but my favorite is Cola Cola stock. They have a good business model and solid management. I would put most of my money in that stock if I only bought one stock.

PHARMACIST: You saved my life.

(two weeks later coca-cola stock crashes, Mr. Fibbs and his wife decide it is better to be paupers in America then live in India under any circumstances and our characters all meet again.)

PHARMACIST: Mr. Fibbs. You are back. But, I have lost all my money. Coca-Cola stock crashed. You have given me very bad advice. Very very bad advice. You are a very very bad man.

Mr. FIBBS: First of all, Coca-Cola is a very solid company. But, you can’t buy a stock and sell it on a whim under unfavorable circumstances or you could lose your money with any stock. And second, I am NOT LEGALLY REQUIRED to back my investment advice. It is just an opinion and not an intrinsic truth. I am not a psychic.

PSYCHIC: Did someone call? I can tell you your future. You will be broke and die in misery. 50 rupees please. I need a new turban. This one makes me look fat.

ALL WATCHING: Get lost!!!!

PHARMACIST: You ruined my life. You damned investment advisor and your damn American laws not requiring that you take responsibility for what you tell people.

TAXI DRIVER: Well you almost ended my life with that tea tree oil without a warning.

FLORIDA NOTARY: (who came out of nowhere) well you ended my son’s life because you didn’t bother having seatbelts. It wouldn’t kill you to invest a thousand rupees to save someone’s life.

Mr. FIBBS: Well you ruined my finances by not having a journal. It costs $15 to have a journal and another $16 to get a thumbprinter from the NNA. I know this because I was so upset with you that I decided to become a Notary. But instead of being a shoddy Notary, I decided to become the most thorough Notary in the world besides Jeremy at 123notary.com who by the way is an ex-Notary, but a very thorough ex-Notary.

TAXI DRIVER: I guess we all ruined each others lives. Perhaps it is our karma that we should meet under such unfortunate circumstances.

GURU: I have been observing this entire conversation and situation for the last month and it is in deed very karmically perplexing, complex and yet still deeply interesting. I have only one more thing to say.

TAXI DRIVER: What’s that?

GURU: Tag — you’re it!!!!!

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You might also like:

I was forced to forge my own signature in India
http://blog.123notary.com/?p=19306

Indian Notaries having an arranged marriage
http://blog.123notary.com/?p=19222

Notary Indian tandoori restaurant
http://blog.123notary.com/?p=16497

30 minute Islamic prayer break at a signing & other stories
http://blog.123notary.com/?p=16185

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January 23, 2011

How to choose a Lawyer for your legal needs

Filed under: Other Guest Bloggers — admin @ 8:41 am

Choosing a lawyer in this day and age is very tough as more people start to put up their portfolios and work experiences online. If you are looking for a lawyer to pursue a legal case, it is imperative that you go through a series of different checks before making your decision. Law is a very sensitive field and one that requires the attorney to have hands- on experience of handling a case. In this article, I will guide you through some important things you need to keep in mind when hiring a lawyer.

Ways to choose a lawyer:

1. Check his/her experience
Experience is the first requirement of this field. Don’t choose a minor to fight your case. Keep in mind that people who have hands-on experience of dealing cases in courts know it all. A newbie will not be able to navigate your case the way you would want it to. If you are hiring Bergman Legal lawyers, you can easily consult the company to check the experience of the attorney. Once you are satisfied with the working experience of the lawyer in the category you are looking for, make your decision.

2. Check social media profile
Most people have active social media profiles through which they contact their customers. In this day and age, with social media platforms such as Facebook, LinkedIn, Pinterest, YouTube; you can easily confirm the veracity of the services of a
prospective lawyer. Read customer reviews and precisely look for bad comments to check what went wrong. Some attorneys even have personalized websites dedicated to them through which you can register for their services conveniently.

3. Approachability is must
Don’t confirm an online deal without meeting your attorney. Keep in mind that the nature of some cases is so intense that frequent meetings need to be positioned between the
client and the lawyer. Don’t confirm the deal unless you haven’t met the attorney in person. Meeting him/her will also give you an idea about professionalism and work. Hire an attorney who lives close to your house or at least within the same city. If you hire a remotely located person, chances are very high that you both might engage in a verbal spat near future.

4. Ask for the fees payment mode
Everything that you discuss with the attorney must be written down. Nothing should be verbal. Especially the fees payment criteria should be written down so that there is absolute clarity between the two parties. Hire the person whose fees is in adherence to your budget. Hiring a highly paid attorney is going to get you in trouble if the money is
not paid on time. Also, confirm the payment mode in time. Ask the other person for installments if you can't pay the full fees in one go.

5. Conduct a background check
This is the most important thing that you need to do when choosing an attorney for your case. If you are hiring somebody through a registered firm, you will easily be able to get every detail of the person out on the paper. However, if you are randomly hiring a person online or after the first meeting, you will need to conduct a background check. This can be done easily. Just contact some of the previous clients who worked with the attorney.

Conclusion:
Lastly, when you are sure about a person’s ability to handle your case, just stick to our decision. Treat him/her well and speak your truth to that person.

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January 22, 2011

Definition of Oath

Filed under: Uncategorized — Tags: , , , , , , , — admin @ 10:22 am

This article deals with Oaths in general as well as how Oaths are significant in the Notary Profession.

What is an Oath?
An Oath is a solemn and formal statement of fact or promise that is worded in a sacred or official way. An Oath is a formalized vow normally taken before others in a formal situation.

Types of Oaths
It is common for people to take an Oath or swear under Oath when becoming a public official which would be called being sworn into office. People also take Oaths when they get married or when they are sworn into court as a defendant, plaintiff, Attorney, witness or juror. People take an Oath of citizenship when becoming a citizen. Those in the medical profession take a hippocratic Oath. But, zookeepers do not need to take a rhinocratic Oath contrary to popular belief.

Hand Gestures
It is common in the United States for people to raise their right hand with their palm facing forward at the beginning of an Oath proceeding. Different parts of the world might have different hand gestures or no hand gestures.

Some People Refuse Oaths
Some Christians refuse to swear under Oath as they always tell the truth (or claim to.) They seem to not understand that the purpose of the Oath is not to prove to themselves that they are telling the truth, but to impress upon others that they are — while the others might not have the same opinion as to the integrity of the affiant. The Notary profession now allows for Affirmations instead of Oaths for those religious people who don’t believe in oaths.

Affirmations
An Affirmation is a formal statement that currently carries the same and identical weight and meaning as an Oath. A Notary Public can swear someone in using an Affirmation instead of an Oath merely by substituting verbiage. Instead of saying, “Do you solemnly swear that this document is true and correct?” you could say, “Do you solemnly affirm that this document is true and correct?”

Affiant
An affiant is the person who swears under Oath typically in a written statement called an Affidavit.

Affidavit
An Affidavit is a written document, often a legal document where the Affiant swears before a Notary Public as to the truthfulness of the document.

Jurat
A Jurat is an official Notary act where the affiant swears under Oath to the truthfulness of a written statement or document. Some Jurats have handwritten statements written by the signer who is also the affiant. Others are drafted up by an Attorney, government or professional agency.

Notarial Oath
Jurats are not the only Notary act that can have an Oath. Notaries use Oaths in many aspects of their work. Notaries take an Oath of Office to get sworn into duty when their commission begins. Notaries routinely swear in Credible Witnesses who are used to identify a signer who doesn’t have identification. Notaries swear in Subscribing Witnesses as well who witness people signing a document. There are also just plain Oaths that Notaries administer. The Oath might not be written or recorded. If Notary administers an Oath, they should indicate in their journal that they gave an Oath regarding a particular subject and have the Oath taker (affiant) sign the journal in that corresponding entry.

Acknowledgments with Oaths
Acknowledged signatures normally do not have Oaths, but they could have an accompanying Oath. Acknowledgments allow the signer to sign before they see the Notary Public. However, the Oath would have to be taken in the presence of a Notary Public.

Oaths in Mortgage Loan Signings
Mortgage loan signings normally contain several affidavits such as the Signature Affidavit which requires a sworn Oath. So, if you perform Loan Signings, be prepared to be an expert at the art of Oath giving.

Question
If Physicians take a Hippocratic Oath, what type of profession would take a Rhinocratic Oath?

You might also like:

Subscribing witnesses explained
http://blog.123notary.com/?p=16707

How good is your technical knowledge? Should you learn more?
http://blog.123notary.com/?p=16683

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January 21, 2011

Big Bang Theory: Notarizing a discovery about string theory

Filed under: Sit-Coms — Tags: , — admin @ 11:06 am

RAJ: We have to get our latest discovery notarized.

SHELDON: How can you notarize a discovery?

LEONARD: Well, perhaps we should patent it at least. To be on the safe side.

RAJ: Yeah, there are people out there who steal inventions all the time.

SHELDON: Our’s hasn’t even been thoroughly tested. And it is so complicated that even we don’t understand it. So, how is a patent thief supposed to understand it?

RAJ: I was so paranoid I didn’t think that part over. But, our “lost electron syndrome” discovery is so critical, maybe to be safe.

PENNY: Oh, I’m sure your electron will show up somewhere. They always do.

SHELDON: Penny, I don’t know if you realize how important our discovery is. We’ve been reading for decades about how Newtonian Physics has been questioned, and how matter can really be created and destroyed. However, very few physicists have actually seen actual matter disappear, especially under the circumstances that we did. We added emotion to our physics experiment. We played happy music and started dancing around the room all joyfully. And an electron disappeared. I counted them — I know.

PENNY: You counted electrons? I should try that!

RAJ: Yeah, I think she should. It’s a good idea. I do that sometimes when I’m bored, or want to practice my powers of observation. I’m calling the Notary… (ring ring)

NOTARY: Arnie’s Notary, Arnie speaking, may I help you?

RAJ: Hello Arnie. You see, we have this discovery we need notarized. How do we exactly get this done?

NOTARY: You need a statement and an ID. The statement is up to you. It must be written up, and include the name of the signer in it if you require an Acknowledged signature. Or you can do a sworn Oath with a Jurat statement. It’s up to you.

RAJ: Either way. I’ll type one up now.

(10 minutes later)

RAJ: Hello Mr. Arnie. Yes, I typed up the document about the discovery. I would like us all to sign it, so I included all of our three names in the text of the document and also in the signature area. And, yes, we all have ID’s, although we seem to be missing an electron.

NOTARY: Oh, no wonder. The funniest thing happened to me yesterday. After a busy day of notarizing, I was watching TV, and you’d never believe what happened?

RAJ: So tell me?

NOTARY: An electron just showed up out of nowhere.

RAJ: Nowhere? An electron. Hold on. Let me get Sheldon. He says he was watching TV and an electron appeared out of nowhere.

SHELDON: Well, do you think it was our electron?

RAJ: How can you tell one electron from another?

NOTARY: Well, I asked the electron for identication just like I do with everyone else. But, it just whizzed around. To me they all look the same.

LEON: Fascinating. That might be our electron.

RAJ: Maybe we should put up a flyer in the halls saying, “Lost electron. Reward if found.”

NOTARY: Before you do that, I’ll be down at your lab to notarize your statement. $30 travel fee and $10 per signature. Cash only! Pay the travel fee up front just in case your ID’s are missing just like your marble.. I mean your electrons.

SHELDON: Oh, one more thing. We’ll have to put you in a bio-hazard suit before entering the lab.

NOTARY: My fee schedule specifically mentions that I charge $5 extra for each time I put on a bio-hazard outfit, but removal is at no cost as a courtesy to the client.

SHELDON: Deal.

PENNY: Oh, this is so exciting. Can I put on a bio-hazard suit too?

LEON: I don’t think they come in matching colors.

PENNY: Then never mind.

.

You might also like:

Big Bang Theory: Feeling in control Notarizing
http://blog.123notary.com/?p=15150

The Middle: Sue calls a Notary about an Occupancy Affidavit
http://blog.123notary.com/?tag=the-middle

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January 20, 2011

The debate over what goes at the top of your notes section.

Filed under: Your Notes Section — admin @ 8:56 am

We have so many different types of notes sections out there, it is hard to know what is best. Some people emphasize their certifications, title companies they are on the approved list for, or types of loans they know how to sign. All of this is good information, but how do you win the game as far as creating a winning notes section. I compared high placed listings and also compared stats for Notaries in the same geographical areas and learned something. So, we have some answers!

As a general rule, what I found to be true is that my semicolon system of punchy sales points is the best way to format the top of your notes section if you want to get clicked on. Just put your most salient features at the top like this:

“Fluent Spanish; 123notary & Notary2Pro Certified; Apostilles; Last Minute Okay; Experienced with REO, Reverse, Construction, Investment Loans, Buyer & Sellers, Debt Consolidations…”

Notice how concise my points were. They have to fit in a small space because the top of your notes shows up on the search results page, and a goot top of your notes section will entice lots of clicks! here are some other points about what info could go near the top of your notes.

Adjectives & Fluffy Information
Telling the world what a great person you are and making lists of adjectives such as reliable, responsible, experienced, professional doesn’t get you anywhere. That is NOT information — it is unverifiable fluff. Being friendly, or people oriented are better self-descriptions as not all people claim to be friendly. Having a background profession such as customer service or elder-care can help you verify how patient and caring and good with people you really are. Prove it — don’t claim it! Rambling in your notes section about how you go everywhere and do any type of signing once again is not information. Stick to specifics and helpful information.

Any Type of Signing
I compared a metro where there were many types of notes sections. The one that says they do “any type of signing” did the worst. Tell us a list of at least six types of financial packages you know how to sign, i.e. Refinances, Purchases, REO, Reverse Mortgages, Helocs, Construction, Time-Shares, etc.

Lists of types of loans
In one particular metro I compared the top eight notes sections. The one who had a long and specific list of types of loans signed got the most clicks. The one who mentioned how many years they were a signing agent and then listed specifics was the next best.

Unrelated Experience
We had a guy who was a fireman. He mentioned this at the top of his notes section. That is better than leaving it blank, but his click average was far down the list.

Taking Paypal and Credit Cards
Here is something unusual to add to your notes section. I like it. But, the stats found this listing to be average in terms of clicks.

Full-Time
In another area where we compared notes, a Notary claiming to be full-time did above average.

Radius
A Notary listing who mentioned his radius did much better in terms of clicks than other Notaries right above or below him on the list. Radius is a specific piece of information that people can put their finger on.

Approved List
If you are on a white glove list or approved list of a Title company, that is a very good piece of information to add. We compared a few approved Notaries who mentioned it at the top of their notes who did substantially better than the others in similar positions in the same area.

Guarantee
We have very few Notaries making guarantees. However, the one who I analyzed who does have a money-back guarantee does better than the others in his area.

Repeating your Name or Hours
People can see your name and your 24 hour icon already and don’t need to see it again in your notes. You are taking up space at the top of your notes section where you could write something else. Dont’ waste space. Put your selling spots up top.

Certifications & E&O
It is good to mention this in your notes section, but not at the top of your notes section unless you can make it concise.

Prompt & Courteous
These adjectives do not get you clicks. Anyone can claim to be prompt and courteous. Let your work prove it, but let your notes inform people about something more substantial.

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