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March 30, 2016

30 minute Islamic prayer break at a signing & other stories.

Filed under: General Stories — Tags: , — admin @ 11:56 am

30 minute Islamic prayer break
I also had a signing that was very unusual. I arrived at the home of a Muslim man who had asked me to take my shoes off before entering the house. I told him that I honestly was not comfortable with that, so he brought a small table and we placed it just outside the entrance so that we could do the signing there. He sat just inside the house, and I sat just outside the door. Then suddenly in the middle of the signing, he excused himself and got up and left to do his prayers for a half hour, and then returned back to the table to me to do the closing. It was the first time I had ever experienced anything like that. The signing took longer but we got it done in unusual circumstances.

Running to the bank to get a cashier’s check
I had a signing to do a someone’s house and when I arrived, the man realized that he didn’t have the money that was due on the HUD and had to run to the bank to get a cashier’s check. He actually asked me to watch his 3 kids while I ran to do that. I declined immediately as I didn’t know him or his kids, and felt that he was being presumptuous about asking me to watch his children. We rescheduled the signing.

The drunken wife
I had an assignment in Princeton, NJ once involving a couple who was in the process of divorcing. The wife arrived at the signing completely drunk and uncooperative. I think she did this on purpose to both embarrass the husband and to prevent things from moving forward. She definitely had succeeded in producing the desired effect on her spouse. Her husband was mortified and kept apologizing over and over for her behavior. He was so embarrassed. She was completely non-compliant. She didn’t want to do it at all and in the end she succeeded. We didn’t go through with the signing and had to reschedule.

The foul-mouthed tipsy man
I had a mortgage signing with the most foul-mouthed man I had ever met. He was tipsy, but not drunk. He asked so many questions about the mortgage loan and was swearing like a sailor. He was clearly under the influence and I could smell the alcohol on his breath. It was not in any way, shape, or form, a pleasant experience. I couldn’t wait to get out of there and get some fresh air! I almost left the closing but managed to get through it. It was the most unpleasant experience I had ever had.

Half naked in the hospital
I had a most, er, interesting and rather inappropriate signing. I had to do a power of attorney at a home and when I arrived, a younger man, the patient’s son, met me at the door and explained that his father was hot. However, he did not explain to me as I entered the room that his father lying on a hospital bed was naked from the waist down. I was trying really hard to not look down and keep a straight face which was rather hard. He was really sick and it was all I could do to just focus on the task and ignore the inappropriateness of the situation in front of me. The man himself was not fully coherent, and the son made no moves to cover him up for my sake which I found shocking. At that moment, his sister came out of the kitchen and immediately started attacking me with questions. ” Who are you?” and “What are you doing here?” and “You don’t need to be here.” She told her father not to sign and then picked up her phone. Then another woman came out fromt he kitchen – the one who had hired me. She simply looked at me, handed me the docs, and went back into the kitchen without saying a word. So I just stood there for a moment taking the entire situation in. A minute later, she came back out and and asked, ” Do you want him covered?” Of course, I’m thinking, don’t you think so? But I said yes and thankfully she did cover him with a light blanket. Meanwhile the sister was going off, saying to her father, ” Dad, don’t sign! They’re up to no good!” He was only semi-conscious but was replying back to her saying, ” I know what I want!” I felt bad for everyone in the entire situation. The woman who had hired me had lied about him being fully coherent so I just left without doing the signing. I was just shocked and appalled and sad for the entire family. What a mess. Thankfully they never called me back to reschedule after that.

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2 Comments »

  1. To the notary that did the signing where the borrower was under the influence. You are not supposed to notarize any documents for someone that has taken any mind altering drugs Alcohol is a mind altering drug.

    Comment by Margaret Quednau — April 28, 2016 @ 5:28 pm

  2. If the man in the hospital bed was not coherent, you should not have notarized anything for him. If the family waits too long they have to take it to court.

    Comment by Margaret Quednau — April 28, 2016 @ 5:33 pm

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