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January 25, 2011

Notary Hyatt Regency

Filed under: Virtual Comedy Themes — Tags: , — admin @ 7:16 am

Have you heard of the Notary Hotel or Notary Motel? If you have been working for high paying title companies, you can now afford the Notary Hyatt, but the breakfast isn’t included unless you have a special arrangement.

CHECK IN

NOTARY: Hi, I’m here to check in. I have a reservation for tonight.

CLERK: Ah yes, Mr. Public We’ve been awaiting your arrival.

NOTARY: Do I sign your journal based on the date I made the reservation or the date I check in?

CLERK: The date you check in — of course. Sign right here. And I will need a thumbprint.

NOTARY: Well I’m all thumbs — and besides, I’m too nice to give you the finger. Is it one journal entry per person per room, or one entry per person regardless of how many rooms?

CLERK: Just one journal entry, unless it is a corporate sale.

NOTARY: Do I get one key or two? And how about a pool wristband?

CLERK: The wristband has your inmate number on it, but can no longer be used for notarization per the new civil code 4583.45.

NOTARY: Oh, that’s too bad, but I don’t see myself being notarized in the hot tub. This is the first time I’ve heard “notarized” and “hot” in the same sentence.

CLERK: We certify that it gets up to 125. Don’t scald yourself. But you can get notarized underwater in the pool using our new underwater eNotary technology.

NOTARY: Great. If they drown, I can notarize their Death Certificate. Is the underwater eNotary technology hands free? My mother told me never to use electric appliances in the bath tub.

CLERK: No you just use your finger like you would paying your bill at a restaurant on one of those eSignatures. You can even buy a wet noodle underwater using our system.

NOTARY: That’s great, because I want to visit your Chinese spot next door. Can I get a Chinese continental breakfast with Shao Bing You Tiao tomorrow?

CLERK: Sorry — wrong continent. But, I will give you a complimentary breakfast ticket. Use it from 6am to 10am downstairs — don’t lose this. And here is your room key. It looks like a notary seal, just affix it to the rectangular pad on your door to get in.

MAID SERVICE: You will love our soaps in your room. We have one soap that is made with squid ink — especially for Notaries. An ancient Chinese saying says it helps you notarize better.

NOTARY: Hmm, never knew Confucius ever needed a Notary.

MAID SERVICE: Oh all the time. During the analects, he had to see a Notary several times in fact. And one more thing. There is a password to get into your room. We do this to keep the fake Notaries out. The computer embedded in the door will ask you to give Oath verbiage just to make sure you are upholding the law as a Notary Public. If you fail to give an applicable Oath, you might have to come down for a tutoring session before you get to sample our soaps.

NOTARY: I heard the remote for the TV was shaped like a Notary seal.

MAID SERVICE: That it is. But it is not one of those PhD remotes. It is really simple. Here, let me emboss your breakfast card so you can get a free omelette.

NOTARY: Cool, I mean hot.

(meanwhile the notary goes to his room.)

NOTARY: Wow, this joint is plush city… I wonder what’s on television. Oh, the Notary Channel. Who would have thought. Oh, another Notary channel for adults — Lucy embosses the seven sailors. Very naughty. I wonder how I can see a movie. Oh, I need to be notarized to see a movie to make sure I did not hit the buy key by mistake. My remote does a print out, I sign it, and then maid service notarizes it? Hmm. Let me ring.

MAID SERVICE: Hola — lociento pero no Ingles senor.. Just kidding!!!! You rang? Need something notarized? I love this concept. I am notarizing a Notary. Isn’t that like marrying your sister?

NOTARY: Not exactly. Here is the printout. I am ordering the movie Nancy breaks down the acknowledgment process. Something nerdy to fall asleep to.

MAID SERVICE: Oh, that is a good film. Nancy gets arrested in part three because she does something illegal by mistake because she skimmed through the tutorial instead of mastering the materials.

NOTARY: Finally a notary so bad, even Nicholas Cage won’t star in it. I gotta see this. Okay, here is my ticket. Please notarize it.

MAID SERVICE: This is a form is the same as a credit card receipt. There is no room for my notary seal!!! Just kidding, we use a small one for these forms. We have a customized seal for it in fact that we use just for movies. It is cleared with the Secretary of State too.

NOTARY: Super. How much do I owe you?

MAID SERVICE: Just a review on Yelp please. That is worth more than gold — providing it is a good review.

NOTARY: Well I’m going to say how you ruined the movie by telling me what happens in part 3.

MAID SERVICE: But, I didn’t tell you how it ends… So there will still be mucho suspense!

NOTARY : Good point.

(At breakfast)

Wow, I just love these eight large bronze circular containers with lids. This is a high-class breakfast. Or should I say Hyatt class. Hmm, the breakfast skillet looks good with the sausage, potatoes, onions, and peppers, I’ve never seen this before except at Denny’s, well, the pictures in the menu at Denny’s. Oh, certified Costa Rican coffee. That looks good. I love this place. (20 minutes later) Time to go back upstairs.

(At door to room)

DOOR: Please administer an Oath to me for a document that says, “I want to take a shower.”

NOTARY: I don’t understand the question.

DOOR: Entry denied.

NOTARY: Hey, I paid a lot to stay here!!!

DOOR: But, this hotel is for Notaries only. If you don’t know how to administer an Oath, you are not a real Notary. You are fraud. Fraud alert buz buzz buzz. Fraud alert.

NOTARY: Okay okay okay. Do you solemly Affirm that whatever… that I want to take a shower.”

DOOR: BUZZZ wrong!!! You are having ME swear that I want to take a shower, not that YOU want to take a shower. And in an Oath, you swear not affirm. Don’t they teach you anything in Notary school?

NOTARY: In my state we don’t have Notary school.

DOOR: You can say that again. Please go downstairs for your tutorial and we will need to re-zap your key.

NOTARY: Is that the correct verb, to zap my key for another 24 hours of entry?

DOOR: Some people say “re-key” or configure your key.

(meanwhile downstairs)

TEACHER: Hello student. Do you know the difference between an Oath and an Affirmation?

NOTARY: Ummm.. Aren’t they the same?

TEACHER: They can be used interchangeably, but if the customer requests one, you cannot give them the other, that would be choosing the notary act for them and these are distinctly different, yet interchangeable notary acts.

NOTARY: Umm, but what if the signer doesn’t want to talk about God?

TEACHER: You can recommend an Affirmation if they don’t like God — their maker. But you cannot choose for them.

NOTARY: What if they object to the absence of God?

TEACHER: Not in this century. This is the no God century. I’ll be surprised if the entire earth doesn’t fry. Hell, fire and brimstone!!! Just say to the door, “Do you solemnly swear that you want to take a shower?” Then, wait for the door to say yes. Then, you will have to figure out how to get the door in the shower, and how it will have privacy where there is no door in the doorway.

NOTARY: Hmmm, very good point. But, wouldn’t it be the computer in the door that wants a shower? Perhaps we could give it a waterproof shower using new technology. Unless the door is just testing me.

(back upstairs)

NOTARY: I’m ready. I’m putting my key in, or my notary seal against the stamp pad. Open sesame.

DOOR: I have signed this paper and want an Acknowledged signature. Would that be okay?

NOTARY: Well I don’t feel comfortable notarizing something that you already signed. Can you sign it again?

DOOR: How badly do you want your shower with the soap with squid ink in it — in minute quantities of course.

NOTARY: Okay I’ll do it. Will I end up in jail like Nancy?

DOOR: If you read (not skimmed) but read your handbook, you would know. Access granted.

NOTARY: What a relief. Just as a disclaimer, the real Hyatt does not do stuff like this. They just let you into your room with your key with no notary questions. This blog is about the Notary Hyatt — completely different place. But, you know something. I like this place so much, I’d like to stay here for the rest of my commission until my expiration date. I wonder if they can make me a key that works for that long. In any case, I have appointments today, so I have to check out. Let’s see how that procedure works.

FRONT DESK: Please destroy your notary seal key and bring it to the Secretary of State County Clerk office on the main floor.

NOTARY: Where is that?

FRONT DESK: The next desk over. You will need to take your Oath of non-office there too now that you are checking out. It’s like a Notary Oath of office in reverse.

NOTARY: Got it. I’m filled with energy from the waffles, so I think I can handle it. See you next time.

.

You might also like:

The sleezy Notary motel
http://blog.123notary.com/?p=16118

Welcome to the Notary Hotel
http://blog.123notary.com/?p=8822

Notary Hotel 2 — The Sequel
http://blog.123notary.com/?p=9887

Discounts for early booking a Notary appointment? Hotels do this.
http://blog.123notary.com/?p=19072

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January 23, 2011

Notary Hell – “Yeah, but it’s a dry heat”

Welcome to Notary Hell

Notaries who have done bad deeds (or signed bad Deeds) in their personal or professional life are often committed to Notary Purgatory, or Notary Hell. Many Buddhist Notaries commented that there are seven heavens and seven hells, birth, death, and rebirth. In Notary Hell, the Power of the Devil, supersedes the Power of Attorney (even if it is Authenticated by the Secretary of State.)

In Notary Hell, misdeeds, negligence, and malfeasance are considered good things, although they prefer active acts of treachery.

Common Experiences
Notaries who are condemned to Notary Hell are subjected to all types of cruel, but not unusual tortures. Some notaries have all of their documents burned in the eternal fires of hell. Others have to do a daily signing for a “reader” who reads every letter of every page, and then claims not to be sure if they want to sign. These “readers” can take up to three hundred hours to complete a signing in 130 degree heat. The devils in Notary Hell are very despotic, they like to emboss the notaries around. One devil came around with a giant red hot steel embosser and embossed a notary’s hand. Other notaries are branded on their left shoulder with a red hot iron notary seal, so that it will be obvious which part of Notary Hell they are confined to.

One notary had a near death experience that he shared with us. His soul actually left his body. Unfortunately, because of all of the misdeeds he had committed (including backdating) that he went to hell. At first he was concerned that he was in hell. But, then after a few minutes he realized that he recognized half the people there since they were his Mortgage Broker clients.

Another notary commented that when he was in Notary Hell, everything he notarized was in invisible ink, so all of his work was virtually erased.

The Warning Signs
For those who are weak in terms of their conscious, a not so subtle warning sign is often sent to the notary from the higher world. The notary will be sent to Notary Hell for a few minutes in a dream, to scare the hell out of them. If the notary does not repent, the next time the notary commits a serious error or omission, the gates of Notary Hell will open up, and the Notary Devil himself will come for a personal visit to the notary’s official address based on their records with the Secretary of State.

Entry Procedures
All notaries are required to register with the Secretary of Hell, or as the locals call it, “The Demon Vee” within 30 days of arrival. You must have an identification document that was issued in the last ten years, but hasn’t been burned (or melted) yet. Notaries are required to take their Oath of Office. There is no prerequisite residency requirement for entry. Applicants must be 18 years or older and have committed a Felony or multiple acts of Mural Turpitude. There is no proctored exam necessary as an entry requirement for Notary Hell. References from scummy people are appreciated although not required.

There are many mansions in my father’s kingdom
But, you only get a cramped spot in the basement of the mansion next to the boiler room. Although Notary Hell is horribly unpleasant, due to funding cuts in the Secretary of Hell, most of the torturous punishments have been put on hold — at least for now.

DEVIL: Welcome to Notary Hell

NOTARY: But, all I did was backdate a few times

DEVIL: You don’t know how that affected other people’s lives, do you?

NOTARY: Are you preaching to me?

DEVIL: Well, I’m not exactly the most credible of witnesses, but let’s just say, that I’m aware of the severity of your mal-actions.

NOTARY: So, what now?

DEVIL: It’s time to get you registered. Right this way.

CLERK: ID Please?

NOTARY: Here it is. By the way, it’s hot in here!

DEVIL: Yeah, but it’s a dry heat.

CLERK: Have you visited Notary Hell before?

NOTARY: The time when my client wouldn’t turn down his TV came pretty close.

CLERK: Birth and death date

NOTARY: What’s the point, I’m dead aren’t I?

CLERK: Well, we like to keep track of these things. We like to keep accurate journal entries, just like good notaries are supposed to do — hint, hint.

NOTARY: Journal Schmournal. So, I kept a journal. People signed it. Big deal.

CLERK: We take these things very seriously in the brighter world. If it had been a lesser infraction, we would have sent you to Notary Heck.

NOTARY: Okay, okay, okay. I got it.

CLERK: If every notary were as negligent as you, the entire profession would be compromised. Ha! More business for me!

NOTARY: Okay, so what now?

CLERK: Now, we take you to your accommodations. Follow the demon dressed in red, and take a left at the pitchfork in the road.

NOTARY: Got it.

DEMON: Welcome to Notary Hell.

(walking to the notary’s accommodations)

NOTARY: Oh, look to the left. I didn’t know Saddam Hussein was a Notary.

DEMON: Little mix-up. We sent him to the wrong hell.

NOTARY: Oh look at those cauldrons, notaries are being boiled in oil.

DEMON: The one good thing about having Saddam around is that we never run out of oil.

NOTARY: Just out of curiosity, is there wifi here?

DEMON: No, but we have cable. We have the Kardashian channel playing 24/7.

NOTARY: Is this my cell?

DEMON: Here’s your palatial estate.

NOTARY: And you call this notary hell?

DEMON: Yeah, but now all your dead relatives know you have a palatial estate and they’ll be visiting you in one hour. And by the way, the thermostat is on the mantle. You can turn it down to 130 during daylight hours — if you like.

NOTARY: That’s quite thoughtful of you.

DEMON: Shhhh. don’t let that get out!

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You might also like:

Notary comedy articles about heaven & hell
http://blog.123notary.com/?p=16640

Witnessing intake forms for Notary Heaven
http://blog.123notary.com/?p=8832

Commission Impossible
http://blog.123notary.com/?p=16067

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January 17, 2011

A Massachusetts Notary Speaks Out. A coerced signature.

Filed under: Technical & Legal — Tags: — admin @ 12:02 am

A few days ago I spoke to a Massachusetts Notary Public on our list. She told me that there are some strange laws out there that almost got her in trouble. She had to appear before a judge due to a Notarization gone wrong. The wife was forced to sign by the husband and she didn’t really want to. I think they were from a foreign country where men boss people around because American men know what will happen to them if they boss people around.

Unbeknownst to me, there is an unusual law in Massachusetts where for some or all Notarial acts, the Notary must ask the signer (or ask the signer to swear — forgot which) if they are signing on their own free will.

I have never heard of a signer being coerced to sign in America. In India it happens a lot when people want to steal your property.

The judge made the Notary promise to always make the signer claim that they are signing under their own free will otherwise their commission would be revoked. Yikes. But, that is not a bad law.

I wonder why we don’t have that law in California. We have all types of other nonsensical laws. Hmmm.

Acknowledged signature
Witnessed signature
Forged signature
UnCoerced signature

So, now we have a new notary act — an uncoerced signature. That should be its own act not to be confused with an acknowledged signature.

The moral of the story is, if you notarize strange foreigners where the men think that men can still act like men and get away with it, beware, they might be forcing the females to sign.

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January 14, 2011

Seinfeld — George Needs a Notary

George is visiting his folks.

ESTELLE: Georgie, your father and I have a surprise for you.

GEORGE: Oh God.

FRANK: Your mother and I are gonna renew our vows.

GEORGE: Renew your vows? The vows you recited at your wedding? I’ve got news for you. Whatever they were, they didn’t take.

ESTELLE: Don’t get smart with us, Georgie! Your father and I want to renew the love we have for each other! And you’re giving me away.

George reacts.

Then at the coffee shop with Jerry:

JERRY: Giving her away? You should be thrilled. Just as long as you don’t have to take her back.

GEORGE: They’re throwing a ceremony. The whole kit and caboodle.

JERRY: Notice it’s never half a kit and caboodle?

GEORGE: (annoyed) Yeah. I’ve noticed. Oh and get this – Kramer’s my father’s Best Man.

JERRY: He’s never been the best anything.

GEORGE: My folks are renewing their vows. And Ellen, who is again dumping me, keeps renewing her vow never to see me again.

Kramer enters and joins them.

GEORGE: How come you’re the Best Man?

KRAMER: I think that goes without saying.

GEORGE: This whole thing’s a joke. They’ve been at each other’s throats for forty years. How can renewing their vows change anything?

KRAMER: I’ll tell you what you should do. Bring a notary to the ceremony and have him certify the vows. That way, they’ll have to abide by them or they can be locked up for perjury.

GEORGE: (a beat) Kramer, that’s a brilliant idea.

JERRY: Careful. You could be locked up for perjury.

GEORGE: No, don’t you see? Either they’ll have to love and obey each other, and stop their incessant yelling, or they’ll be thrown in jail. Either way – I win!

Later at the renewal ceremony…

KRAMER: (to Estelle) Just look at you. You’re the picture of relative youth!

ESTELLE: Relative?

KRAMER: No, I’m just the best man, but I feel like family.

GEORGE: Where’s the notary? This has disaster written all over it, I just know it.

JERRY: Relax. You’re not losing a mother, you’re losing your mind.

NOTARY: Sorry I’m late. Half-way here, I remembered I forgot my seal.

GEORGE: You remembered you forgot your seal?

JERRY: He remembered. And he forgot. He’s Even-Steven.

NOTARY: (to Frank) Before you recite your vows, I’ll need you to sign them.

FRANK: What are you talking about? Who the hell are you?

NOTARY: Your vows. I’m the notary.

Justice of the Peace hands vows to notary.

FRANK: I didn’t order any notary.

GEORGE: I did. It’s my little gift to you. To make sure that this time… they’re official.

FRANK: What are you talking about?

GEORGE: Your vows! The love you two express for each other has to be given… the gravitas and respect it deserves. If you abide by your vows… everything will be hunky-dory.

FRANK: And what if I don’t?

GEORGE: … I’m sure they’ll let you two have conjugal visits.

FRANK: Here, give me the damn paper.

Frank signs it.

GEORGE: (to Jerry) Now I know how Carter felt when he pulled off that peace treaty.

ELAINE: Can we get this show on the road? I need to get back to de-linting sweaters for Mr. Pitt.

JERRY: He’s got you de-linting sweaters now?

ELAINE: Hey, it’s a step up from un-salting his pretzels.

JUSTICE OF THE PEACE: We’re gathered here today to witness the re-joining of Frank and Estelle Costanza. May I have the vows please?

Notary hands him the freshly sealed and document to refer to.

JUSTICE OF THE PEACE: (reading) “I, Frank Costanza, take again as my wife, Estelle Costanza…”

KRAMER: (teary-eyed) This part always gets me.

JUSTICE OF THE PEACE: “ … as a continual thorn in my backside…”

GEORGE: Continual thorn? Stop! Let me see that. (Grabs vows, starts reading) “…to aggravate me for the rest of my life. I, Estelle Costanza, take again as my husband, Frank Costanza, the cheapest man who doesn’t clip his ear hair I’ve ever known…” Are you nuts? You can’t recite these vows!

FRANK: Why not? They come from our hearts.

ESTELLE: Your father’s right. For a change.

NOTARY: Their new vows are on an affidavit on which they’ve already affirmed under penalty of perjury that the information is the truth. Your father signed it in my presence. Notice my seal.

GEORGE: I see your seal! Well that’s just great. Now they’re legally obligated to drive each other bonkers, along with me!

JERRY: (to notary) Question: The next time my friend here gets a Dear John letter, if your seal isn’t on it, does that mean he didn’t officially get dumped?

NOTARY: No, he’d still be dumped.

JERRY: (to George) Hey, I tried.

.

You might also like:

Seinfeld: George’s parents get a vow renewal
http://blog.123notary.com/?p=15132

The Seinfeld episode about a Notary
http://blog.123notary.com/?p=10208

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January 13, 2011

Notary Ambulance

There was a Notary in New York who wanted to be important. He was always overlooked. The only think people wanted was a $2 notarization. How are you supposed to survive in New York on $2 even if you do a few dozen Notary acts per day? He did loan signings and got the usual fee, but wanted something more. He thought for days about this perplexing problem and then came up with something. If he could get to his appointments earlier, then he could do more work every day, and maybe even get respect.

So, the Notary drove around and thought. The more he drove the more he thought and the more he thought the more he drove until it came to him. An ambulance was behind him and in a huge hurry. He saw through his rear view mirror the words Ambulance. Hmmm. The Notary had an idea. He would write the word NOTARY on a sign on his roof in mirror image writing so when someone saw it in their rear view mirror, they would know to get out of his way. There was only one thing he was lacking — a siren. This Notary didn’t want to get locked up. If you use a siren, that might be considered impersonating an emergency vehicle which might mean jail time. So, this Notary practiced doing verbal sirens.

Finally the day came when his Notary sign was complete, and he had perfected his siren impression which he learned to do by attending a comedy workshop. Yes, the same comedy workshop that sponsered the hit series, Notary Suicide Hotline. He was ready to go out into the world. So, he drove down the streets of New York, he did his siren. Everybody ignored him. The only people who paid attention were ones who laughed and made wise cracks about his funny looking sign and funny looking old car. Oh well. This Notary tried, and failed. But, at least he used his creativity!

But, then one day, he was driving along, and someone saw his sign in his rear view mirror. That person pulled up next to him and said, “Hey, I need a Notary… what do you charge?” He said he had a $50 minimum for traveling gigs. Well, this customer wanted to only pay $2 per signature, but had 1000 signatures, and would pay $100 each fifty signatures, and would pay in cash in advance. The Notary had struck it rich. The Notary went to the job, got paid cash, and laughed his way to the bank.

So, the moral of the story is, if you try different creative approaches to solving business problems, you never know what will happen!

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You might also like:

Ken’s guide to hospital signings
http://blog.123notary.com/?p=3764

A tale of four notaries in hospitals
http://blog.123notary.com/?p=463

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January 12, 2011

Demographics in the Mobile Notary Business

There are about 30,000 mobile notaries in the United States. About a quarter of them are currently online on 123notary.com. The number is hard to track, but it is a mere fraction of the 4 million plus Notaries in the United States. But, who are these Notaries demographically? The facts to not match national trends for entrepreneurship.

US Statistics
Statistically in the United States, African Americans and Hispanics are less likely to own their own business than Whites or Asian-Americans. I previously felt that Asians were the most entrepreneurial race in the United States as so many North Indians and Koreans own small shops, gas stations, restaurants, and other types of businesses. After reading more statistics I was shocked to learn that whites have the highest rate of business ownership. I know very few whites who enjoy business. In fact, most of the whites I grew up to had an allergic reaction to even the thought of business as it was a dirty word.

African-American Notary Statistics
In the Notary world, the stats work the other way. African-Americans are statistically much more likely (per capita) to become a mobile notary. 12.6% of Americans are African-American, yet roughly 20% of mobile Notaries are African American. African-Americans are more likely to excel in jobs that require clerical skills in government jobs such as the IRS, County Offices, DMV, etc. However, African-Americans are about half as likely to start their own business. Since a mobile notary business requires clerical as well as entrepreneurial skills, it is an interesting case study as blacks are over-represented in clerical jobs and under-represented as entrepreneurs statistially. African Americans are roughly twice as likely to start a Mobile Notary business than whites are.

What about Asians and Hispanics
Since Mobile Notary work requires a lot of communication and reading skills, only very assimilated Asians and Hispanics succeed in this line of work as newer immigrants are often weak in reading comphrehension and verbal English skills. Asians and Hispanics make up roughly 21% of the American population, yet constitute only about 10% of Mobile Notaries.

Women in the Notary Biz
As Mobile Notaries are often Realtors, or former Mortgage Brokers, it is not surprising that there are many women in the business. Women constitute about 60% of Mobile Notaries which makes sense since women also represent more than half of all Realtors.

Summary
So, the group most likely (per-capita) to be a Mobile Notary would be African-American women, and then the next most likley group would be White women. However, these statistics are subject to change as it is becoming fashionable in the Tajikistani-American community to be Mobile Notaries. It is the “in thing” to do these days in their community along with having a kabob take-out restaurant.

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January 8, 2011

10 reasons why the State Notary divisions should be nationalized.

Filed under: Public Interest — admin @ 1:23 am

Normally I am in favor of state rights. But, as far as Notary Public issues are concerned, the states are not doing a good job except for California for whom I would give a C. Here are some compelling reasons why the notary divisions should be nationalized.

1. Education
Most states either do not have educational programs for Notaries, or don’t have very good educational programs. The state notary handbooks have a variety of laws and practices, but do not generally spell out exactly how to interpret or apply laws or what to do in particular situations that arise regularly that could cause confusion or danger. Some states have too many laws which make it hard to learn them all. While other states have too few laws. If we would have just the right amount of laws, and those laws would be nationalized, and well taught, there would be a higher percent of highly informed Notaries who do their job correctly at all times which is my goal.

2. Testing
Not all states have a Notary Test. Those that do have a Notary test normally have a multiple choice written test. Testing people on nitpicky legal issues is fine and dandy, but if a Notary cannot fill in a journal or forms correctly then what good are they? Hands on testing and testing people to see how they handle curve-balls such as legal requests that seem illegal or illegal requests that seem legal is absolutely necessary in my opinion.

3. Auditing
Notaries get away with all sorts of mischief in all states. Most Notaries not only omit legally required Oaths, but claim not to understand my instructions when I ask them to give me an Oath on a document. Many Notaries do not keep their journal correctly which is a danger to society. If there is identity theft, the journal is the only means to know what happened at a transaction and the journal thumbprint is the only way the FBI can catch the bad guys in many cases. Notaries nationwide need to be checked up upon once or twice a year to make sure they are not doing anything wrong. For the government to have time to check up on everyone, there needs to be fewer Notaries otherwise the job would take too long.

4. Standardization of Notary Acts
There are many variations on Notary Acts from state to state. It can be confusing for interstate transactions and for people who run nationwide Notary associations. It is easier if there are standardized acts nationwide and standardized laws.

5. Thumbprinting
Many Notaries on 123notary helped the FBI catch some awful criminals who did Ponzi schemes, identity theft and more. It was the thumbprint that was the critical piece of evidence that helped catch the bad guys. Most Notaries outside of CA feel they should not have to take thumbprints. Having national laws requiring thumbprints is the only way to safeguard society from cons.

6. Quality Standards
Before a prospective Notary takes a course, they should take a quick IQ test and personality test to see if they are well adjusted to be a Notary Public. Someone with an IQ of 100-120 who is anal, picky, has tremendous integrity, and follows the law to the letter and fills out forms correctly every time would be the ideal candidate to be a Notary. People who have screws loose are dangerous as Notaries because they will accept illegal requests becuase they can’t keep the law straight in their head. I find this out during testing as my over the phone test asks people which situations are acceptable to notarize and more than half of our Notaries decline legal requests while accepting illegal requests. Quality control is easier on a national level to make sure all Notaries know what they are doing to a T.

7. Notary Fees
Most states have ridiculously low Notary Fees. To attract good Notaries, Notary fees need to be at least $20 for the first Notary act and at least $40 for a travel fee for jobs more than 25 minutes away. Notaries in states that pay 50 cents for a Notary act tend not to be very good Notaries. Can you imagine why?

My recommendations

1. Four days of Notary education training that covers laws, processes, identifying people, administering Oaths, form filling, journals, and dealing with legal vs. illegal requests. One day of training is not enough to do a thorough job of covering all the bases here. Additionally, a refresher course for a few hours once or twice a year might help keep knowledge solidly in a Notary’s head as well.

2. A written and hands on test that could be one on one makes sense. What good is knowing the law if you don’t know how to fill in necessary forms?

3. Higher fees to become a Notary. To weed out applicants that are not serious, higher fees and more days of school will weed out people who don’t absolutely want to become a Notary Public.

4. The government should check up on Notaries at least once per year to make sure they are not skimping on responsibilities or accepting illegal requests. An undercover government worker could coerce the Notary to do something illegal to see if the Notary would comply and then fine the Notary if the Notary complied.

5. State websites (taken over by the Feds) should spell out all Notary situations and applications of laws. Identification standards should be the most emphasized as that is a huge area of contention. Names on ID’s do not always exactly match names on documents and formal standards for handling every type of mismatch should be documented on websites.

6. Most states do not make it clear that an Acknowledged signature can be signed (in 44 states) prior to appearing before the Notary Public. Most Notaries are falsely under the impression that they need to witness acknowledged signatures. What good are laws if the laws are not clearly explained? This is the most clear cut example of a law that is misinterpreted more than it is correctly interpreted. Thank God I went to a good Notary school when I became a Notary!

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January 6, 2011

The curse of the Notary mummy

Filed under: Humorous Posts — admin @ 10:28 am

A few years back, and Egyptologist went to Giza to do some research one some new findings. There were mummies buried in a chamber far deeper in the pyramid that had never been discovered before. The maps of the interior of the pyramid did not include this room and it was discovered using sound technology. The sound technology spotted (perhaps heard would be a better word since it is sound technology) a hollow area far within the ten thousand year old pyramid.

The historian was from America and was very logical. He didn’t believe in curses. After all, we all know that couldn’t possibly be real. So, he ignored the warnings from his Egyptian colleagues and went into the chamber — alone!!! He discovered all types of artifacts and encrypted messages written in hyroglyphics on the wall. It reminded him of his last trip to Hunan Garden where the bill was written in hyroglypics. There was a bird character, some people walking like Egyptians pointing their hands forward, a paper, and then a notary seal. Oh my God. Our historian had discovered an ancient Egyptian Notary Public.

Then he looked further. There were pictographs of the king asking him to administer an Oath. But the Notary said, “Sorry, my state doesn’t require Oaths.” Maybe that’s how the Notary died. He was so poorly trained, that the king or Pharoah had him put to death to teach a lesson to the other Notaries. The other Notaries said, “That’s so unfair—o!” In any case, the Notary must have either been high ranking in the dynasty he lived in or have been from a prominent family to be mummified. Enbalming don’t come cheap, and neither does space in a pyramid. I tried looking up rooms in pyramids on Craig’s list and the prices were astronomical.

In any case, this dumb Egyptologist took the liberty to open the casket and try to move the mummy. Immediately his lamp flickered, his electronic devices suddenly failed. He was all alone, in the dark and screamed — help!!!! Luckily, he was able to feel his way out of the room, down the hall and to his awaiting comrades who were down the hall. His colleagues warned him that terrible things would happen because of what he had done, but he didn’t believe them. After all, this was just a coincidence, right?

Nothing bad happened to that historian. However, many people working for signing companies who don’t pay Notaries reported having dreams of mummies coming unenbalmed following them around. Perhaps the mummy in question did not get paid by ancient Egyptian signing companies and wanted revenge on signing companies, but not on archeologists (hmm). One reported that it was hard to breath and felt something pressing on her chest. Another felt something touching her at night that wasn’t there. Finally the signing companies started to talk to each other. They decided they were being haunted by the spirit of the Notary mummy. Something had to be done. So, finally after a few years of discussions and talking to people in Cairo, they decided to have someone go back into that pyramid into the forbidding chamber and close that casket once and for all.

But, the person chosen to close the casket decided that the mummy would feel much happier if he put a Notary journal in the casket with him to take to the afterlife. They put the journal in, closed the casket, and moved it back to where it had originally been. Then the dreams continued. The mummy said, “My state doesn’t require journals!” People in five different signing companies had this dream.

Finally, they called a Shaman in to solve this for good. The Shaman had a clever plan. He had someone imposter the mummy’s Notary seal, and the mummy’s spirit was called into Notary Court in heaven. The judge asked for evidence of the transaction that the notary allegedly notarized. The Notary explained that his state didn’t require a journal. The judge sentenced him to 100 years in spirit jail. Kind of a harsh sentence, but the bad dreams stopped, and everyone was happy. The Shaman made out well as he got free notary service for life and after-life which was all fine and dandy until he asked for an Oath and the notary said, “Sorry, my state doesn’t require Oaths. Then the Shaman looked up their state handbook, found out that they do indeed do Oaths in the Notary’s state, reported the Notary to the Secretary of State, and the Notary got busted.

To be safe, the shaman decided to put some ancient egyptian money in the casket where the mummy with a note in hyroglyphics that said it was from that ancient Egyptian company that never paid him. The note said — payment plus 3000 years worth of interest.

And so ends the saga of the Notary mummy.
The moral of the story is — never trust a dead Notary who doesn’t keep a journal.

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January 3, 2011

A Notary Union — how would that work?

One Notary wanted a Notary Union. But, would a union help? What would happen? He wanted rates fixed at $150 per signing. It’s not legal to fix rates and $150 is too high.

Contracts
Signing companies would have to sign a contract with the union if they wanted to get some of the better veteran signing agents. Most or many veterans would join the union. The companies that hired union Notaries would only be able to hire union Notaries, and with a long term contract at ridiculous prices. Meanwhile the non-union signing companies would be able to hire anyone who wasn’t a union Notary. The problem here is that Title companies are only willing to pay so much. And if the union had a meeting where they were going to raise their rate to $160 per signing, they would virtually put the signing company out of business.

This is similar to what happened with car manufacturers and manufacturing in the Midwest which moved permanently to China leaving the union guys without a job at all. Unions helped certain Midwesterners and people in other parts of the country make extra money for about two or three decades by artificially controlling market conditions — and then the mother companies discovered a place called Asia and the party was over which led to mass unemployment.

Union Fees
Notaries would have to pay union fees, and go to union meetings. Very few Notaries make it to the NNA annual conference, so how will they make it to meetings? Notaries have so little money already, how will they pay fees? Most are not even full-time?

Corruption
Unions basically give privelege to a few of the workers, but do not help workers as a whole. In Boston in the 1980’s, certain more established classes of workers gained privelege to union jobs while Blacks and Puerto Ricans were generally left out until affirmative action became more prevelant. There is also a lot of power politics going in within unions for control. To me, unions are mafia-like power grabbing organizations which force companies to pay an elite group of workers above market level wages. This leaves those without social favor out of the picture and bankrupts companies in the long run. In the long run unions lead to unemployment, unfairness and misery.

The Solution
So, what is the solution to unfair wages? Markets! Fair and open markets solve all wage related problems. With open markets you get paid what you are worth. The problems the Notaries are facing these days is that there are lots of unskilled people who can do Notary work. They might not do a good job, but they can function with guidance. The skills of highly skilled Notaries are no longer valued like in the old days, and that is why the market hires too many unskilled Notaries and doesn’t pay the worthwhile Notaries enough — at least until signing companies come to their senses.

The Cause of the Problem
Part of the reason this is the case is because there are SO FEW highly skilled and reliable Notaries, that you can’t base your business model on only hiring the best. You might get a few “best” notaries, and the rest will be slouches! That is not a consistent business model. Most Notaries on 123notary just don’t know their documents, don’t know what information is where, and don’t know what to do if there is trouble. Most of our Notaries make a lot of claims of how good they are, but really only 250 Elite Certified Notaries on 123notary are hot stuff in my opinion. Those ultra-experienced and highly educated stampers are worth $150 per signing in most cases. The “regular” 123notary certified Notaries are worth about $100 per signing (in my opinion) and the un-123notary certified Notaries are worth $50. If you don’t know anything and have hardly any experience, why should you be paid much more than minimum wage?

My issue is NOT that Notaries are not paid a decent wage. My issue is that the 250 Elite Certified Notaries on our site who merit a better wage are not usually getting it. As for the uncertified majority, the fact that you get work at all is a miracle. I personally would not hire someone who couldn’t pass my test. My test doesn’t guarantee that you are a great Notary — however, it determines that you are at least worth trying and have potential and know your basics.

If it were up to me, anyone who didn’t pass our elite test wouldn’t be allowed to do any signing agent work. After all, this is a serious profession where you routinely handle half million dollar loans. Why hire someone who is any less than highly qualified for such critical work?

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You might also like:

The Notary Union raises it’s rates and alienates its notaries!
http://blog.123notary.com/?p=19648

Minimum wage for Notaries
http://blog.123notary.com/?p=16276

How much do you merit as a signing agent?
http://blog.123notary.com/?p=19188

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If you were hiring a Notary, what would you look for?

Most Notaries are missing the point. They know how good they are or how good they think they are. However, they do not understand the perspective of someone looking for a Notary. A skilled shopper has dealt with thousands of Notaries and can cut through the fluff in your profile faster than you can say backdate. The point is not how good you think you are, but creating the right impression so that pro Title companies think that you are the right type of Notary.

I heave dealt with 40,000 Notaries in my career. I see right through the fluff. The minute someone describes themself as professional or reliable, the only thought that goes through my head is that this person has nothing of value to say, so they substitute baseless adjectives for real information. A Notary who is “all that” would have something of substance to say about themselves. They would describe the types of loans they know how to sign and have something worthwhile about how they do their job.

What I hate most is how Notaries spend three paragraphs telling you how all client information will be held confidential and the integrity of the signing is of utmost importance. This tells me nothing except that you know how to waste space telling me a bunch of fluff. Obviously the information is confidential unless you are an identity thief. But, the identity thief is not going to advertise that they are going to sell your client’s information, are they? So, stick to useful facts.

If I can read three paragraphs of your writing and immediately tell that you are a person with experience and knowledge, I might just call you. The ones who write the fluff will not get called unless they have some certifications from agencies that I have faith in — like my own!

The people who browse 123notary are looking for:

1. Current reviews — not reviews from 2011

2. A well written notes section — not a notes section with lots of fluff and self-aggrandizing adjectives

3. General Facts. Facts about what you know how to do, where you go, who you are a member of, equipment, etc.

4. Well organized information. You might have all the facts, but if they are in a jumble, nobody wants to read that.

5. No mistakes — if you make spelling or grammar mistakes, that is proof to me that you will make mistakes on a signing — and don’t try to talk your way out of that. It is a proven fact!

6. Uniqueness — if you can say something interesting and classy about yourself that others cannot say, that counts for you. People are tired of reading what looks like copied and pasted notes sections that look generic. Most notes sections could be true of thousands of Notaries on any directory. So, by being refreshingly unique in a fun and cool way, you attract others.

7. 123notary.com certification — people who use our site want OUR certification, NOT NNA’s. It doesn’t hurt to have NNA”s, but everyone else has it, so it won’t make you stand out. Only the cream of the crop can pass our test, so it proves yourself.

8. High Placement — high placement isn’t free, and browsers know that. If you put your money where it counts, people will respect how serious and dedicated you are. So, spend some money and get a good spot on 123notary if you take your business seriously.

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You might also like:

Overseas companies hiring Notaries in America
http://blog.123notary.com/?s=hiring

Notary state of the union address
http://blog.123notary.com/?p=16244

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