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February 4, 2020

Cleaning up common mistakes in your profile’s notes section

Filed under: Your Notes Section — admin @ 10:56 pm

When I look over notes sections of our higher level members, I like to make suggestions that can help them appear in a more positive light to the users. There are a bunch of common mistakes people make. I want to go over those mistakes.

1. Real Estate Experience
It is common for those with Real Estate experience to claim that they have real estate experience the therefor they understand the documents. In real life, people who I quiz with Real Estate experience do not know their documents that well. If you want to prove knowledge, then please pass our certification test which is really hard. Another mistake people make is to put lots of information about their Real Estate career in the top of their notes section. This is a Notary directory, so please put notary achievements at the top of your listing and mention your Real Estate experience in the middle or bottom of your notes section as an additional point.

2. Mortgage Experience
Many of our members have some type of Mortgage experience. If you are a current Mortgage Broker, you might be seen as competition and people might not want to hire you. However, the mistake many Notaries name is to claim that they have “x” amount of years in the “Mortgage Industry.” They often do not disclose what job titles they had in the industry or what their tasks were. People who use our site reward those who give specifics and give you a clear idea of who you are, what you have done, and what you know how to do. Additionally, using the “x” number of years is a bad idea, because you might have a listing with us for ten or twenty years and you have to keep updating your # of years every year. It is easier to say, “Notary since 1986.” or “Mortgage Appraiser since 2009.” You could say, “I was a Mortgage Broker from 2004 to 2015.” which clears up when you did it, how long, and that you no longer do it which might com as a relief.

3. Business Experience
Many Notaries have run a business before. They put, “Former business owner.” In their notes. This is horrible. It doesn’t say what type of business you ran, what position you had, what your responsibilities were, or what time period you did it. Be specific and understand that the reader doesn’t know if you had a business collecting hub caps or if you ran a fortune 500 company. You need to specify!

4. Types of Loans
It is common for Notaries to say, “I know how to sign every type of loan.” This is bad, because there are so many types of financial packages that few notaries have signed them all. Just make a detailed list of the loans you have signed, i.e.: I have signed purchases, sales, refinances, FHA, VA, conventional, unconventional, conforming, modification, reverse mortgages, and debt consolidations. I suggest having another list of common documents that you have signed. If the user has one of the types of loans on your list, he is more likely to hire you than some other character who makes vague claims or no claims about their loan experience.

5. Number of Loans
Some Notaries who are smart keep their number of loans signed statistics up to date regularly. Others say that they have signed two hundred plus loans. Two hundred plus is not a number by the way. Two hundred is a number. Since the information is not date stamped, (hmm, perhaps I should add that as a feature to my directory) there is no way to know how accurate the information still is. Number of loans signed is a good indication of how much experience you have, and is much more helpful than how many years of experience you have. You might have one month of experience and have signed 200 loans, or you might have twenty years of experience only having signed one loan per year which would be 20 loans. Think about it.

6. Omitting to read through our thorough guides
123notary has published many point by point tutorials on how to write a good notes section, what buzzwords to add, which to omit, what to say and how to say it. By not spending at least two hours reading our comprehensive guides, taking notes, and writing a well organized and thorough notes section – you are losing business. We will even clean up your notes for free upon request, but we get very few requests.

7. Unique catchy phrases
It is hard to teach someone how to write a catchy phrase. I created some articles with the best phrases I could find. It takes time and thought to create a one liner. However, readers are so bored reading through notes sections that if you can write something spicy, they might like it, and they might call you first. So, put some time into thinking up something catchy to say, and see how people react. You might need to modify what you put at a later date.

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June 1, 2019

LA COUNTY – Traffic ideas

Filed under: General Stories — admin @ 9:54 am

Dear County / City of Los Angeles,
My name is Jeremy Belmont. i have lived in this county for 20 years. I love it here, but you have some serious logistical problems. In this article, I will show that there are several principals that can be applied to traffic retrofitting that are easy, low in cost, and effective. Additionally, there are other techniques which might be more invasive and costly that also could prove optimal in certain specific situations. I will divide this article into sections and categories to make it easier to digest.

Categories.
1. Earthquake preparedness
2. Bicycle & Scooter issues
3. Quick retrofitting for roads & intersections
4. Non-invasive large scale solutions
5. Invasive and costly solutions to serious traffic snags.
6. Downtown considerations

Category 1. Earthquake preparedness.
We live in a city that is prone to earthquakes. Yet since I have been here, we have not had anything more than a tremor. In the event of an unexpected earthquake (such as if mother nature forgets to send a memo), Los Angeles traffic could be crippled not for days, but for years. Highway bridges and overpasses on the 405 and other highways are the most vulnerable crux in our traffic system. Should there be a bad earthquake, and these bridges fall, it could take years to get them all fixed.

My solution is to start fixing the problem long before there is a problem. The worst issue is traffic going over the hill into the valley. East-West traffic from Los Angeles to Santa Monica is another huge issue. Having wide routes that go through the hills that are surface streets makes sense because those will be stable in an earthquake. Such an idea will be unpopular with the local residents as it will tear up their hills, however, for the general good of society it is necessary and it is also necessary to start the project as soon as possible as that may be our online lifeline to the valley. Without it it could take six hours on a good day to make it from Hollywood to Studio City — I kid you not!

Retrofitting bridges and overpasses is another idea. Having detailed plans and available resources and building materials to rebuild destroyed bridges is something to think about now and NOT after there is a problem.

Category 2. Bicycle & Scooter issues
Bicycles and scooters are very environmentally friendly modes of transportation. There are various problem associated with these modes of transportation.

1. Bicycles & Scooters are not subjected to laws regarding REAR LIGHTS.
I believe that all vehicles on any divided road (with divider or double yellow lines) should be required to obey the same laws of the road that a motorized vehicle does. The laws state that bicycles must obey the laws of the road, but these laws are not enforced much.

2. Bicycles & Scooters are not subjected to laws regarding FRONT LIGHTS
Front lights SHOULD NOT BE FLASHING as this is very disturbing. Yes it gets them noticed, but that is the only thing you notice which means that your attention is distracted which could cause death or bodily injury not to mention annoyance.

3. Bicycles & Scooters should NOT be allowed to be used on a sidewalk unless they are on a designated bike path. Bodily injury happens regularly when bikes & scooters use the sidewalk. It is also very disturbing to walk out of a building only to have a near miss with a scooter. There seems to be no law enforcement for these vehicles and this needs to change.

4. Bike Routes.
The city spends lots of money creating poorly thought out bike routes. The result is that the width of the road available for motor vehicles is restricted to allow for an occasional bike. I was on Figueroa and cars could not move. Yet there was a bike path and bikes coming on schedule every two minutes. This is an inefficient use of space. If you got a fixed fee per vehicle your aggregate revenue would go down as a result of this mis-allocation of resources.

Principals of Bike Routes
(a) Bike routes should be built in places where they will be heavily used. Usage could vary over time depending on how thoughtful the route is. A user-friendly route might experience regular increase in traffic while a dangerous and poorly thought out route might not get used much at all.

(b) Bike routes should NOT be built in places with heavy motor vehicle traffic as those roads are already congested enough. Bike routes can weave around the city and should ideally use roads that typically have light traffic. Or, if car traffic can be re-routed (which is not easy) then bikes might be more suited for streets like Figueroa.

(c) Bike highways are something that exists in Europe and might not be cost effective in America. However, bike riders who I spoke to said that a completely separated route would be attractive to them for safety reasons. A bike highway could be elevated, and only built in places with heavy bike traffic. Kiosks could be built for items that bicyclists might like. Locked parking areas for bikes would be good too.

(d) Share a bike system. These days, more and more cities are having shared vehicle systems. You can rent a scooter by the minute. You can rent a bike in Beverly Hills. These systems use apps and credit cards. It is popular, but not safe as it is not run by the city. My idea is to have the city run a simple system where you can rent a segway, bike or scooter, and use it on a separated road. You can pay a machine with cash, smart card, use an app, or use your iPhone to do the transaction. Payment flexibility is something I like. The system would be designed where you cannot run your vehicle off the established route and cannot steal the vehicles as it might be physically impossible to move them off the route (somehow… that is an engineering question… above my paygrade.)

(e) The slow vehicle route. Imagine a system where you see bikes, segways, scooters, and golf carts. These vehicles do not differ drastically in weight compared to bikes vs. cars or trucks. They go similar speeds as well. If they had their own routes that would be safe. But, to make sure you get enough traffic in the routes, having more options for payment, and vehicle choices would increase traffic. If you could pay a dollar and jump on a golf card with some other people to go two or three miles down the road, how convenient is that?

(f) If the idea of separate bike routes happens, buildings could be constructed near the bike paths where users of the system could live.

The below points are for bike routes integrated with regular roads.
(g) Cars need to turn right, but when they do, they might smash into a bicyclist.

(h) Going through intersections is dangerous as someone running a red light might hit you. For roads with bike routes that the city would like people to actually use, you need a safe way for bikes to go through intersections.

(i) Having fewer intersections on bike routes makes sense. Less intersections = less danger.

(j) Having a bike route temporarily go in the middle of the street separated by curbs would be good so that at intersections cars could be in the lane to the right and not pose a danger to the bikes. To get into that middle lane, bikes might need to cross a cross walk, or cross through heavy traffic which once again is dangerous. Streets that intersect with one way streets would pose less issues for bike traffic as bikes could travel on the left on intersections with right turn possibilities and then cross over and be on the right when the left turn avails. This way bikes would not have a conflict of interest with cars at the point of intersections. I would need to draw a diagram to clearly show this point.

The other way to do this is to have a bike route that is always in a middle lane, but have stop lights for the bikes so that the cars can turn into the right lane so that they can prepare for a turn. Using this approach the bikes would stop while the cars are going and vice versa which would cause a lot of delays. On long streets, having cross-overs only every two to three blocks would reduce time lost.

(k) Having bike fly-overs at major intersections would be safe. However, this is expensive. But, by sharing the cross over with pedestrians, scooters, etc., it might be more efficient or cost effective overall.

(l) Allowing bikes to swerve in and out of traffic, from roads to sidewalks and all over is very dangerous and a problem. Bikes need to follow rules and behave orderly.

(m) Bikes should ideally be registered and operators should need a license to operate on a divided road (i.e. with double yellow lines). This will increase the level of safety and education about the rules of the road. Right now we have anarchy which is annoying and dangerous.

Category 3. Quick Retrofitting for Roads to increase traffic.
Roads in Los Angeles are typically overused, and clogged most of the day, particularly during rush hour. There are various causes for this situation. Not having enough road space, clogged intersections, parking on major streets, valets, etc. I have a list of solutions to this type of problem.

1. Building more roads is a solution to the issue of road space. This involves knocking down large swaths of territory and destroying many homes. In the long run it would really help the city, but there would be many complaints in the short run.

2. Having multi-purpose roads is the main reason why traffic is so bad. Roads are used for driving, parking, bus stops, bikes, turning on short distance trips, and other purposes. By having certain roads focus on certain purposes, that might allow traffic to flow. If certain roads are optimized for driving straight for three or more miles, those roads would really move quickly, especially if the traffic lights were optimized. To achieve this goal, parking would need to happen on side streets or alleys and those who want to do lots of left turns should probably not use a long distance optimized road.

3. Unclogging intersections is an interesting problem. There are various ways to do this. Here are some ideas. Some of these ideas I learned about by reading about logistics and city planning on the internet.

(a) Move bus stops away from major intersections. They clog lanes so that only middle lanes can flow. Moving a bus stop a block and a quarter down the street will allow cars to get in and out of the bigger intersections and bus takers will only have to walk an extra block. I think they need the exercise, what do you think?

(b) Don’t allow parking within a block of a major intersection. Having side streets accommodate more parking is a good idea. It is common to have difficult parking restrictions on side streets to please the residents. The consequences is that that main arteries get clogged with parking and that causes traffic congestion, and causes heart attacks in humans if your arteries get blocked by plaque.

(c) Don’t allow parking on major streets in general. Traffic is safer and faster without parking.

(d) Having modified roads that can accommodate a smooth passage for utilizing the “three rights = a left” idea might be good.

(e) Additionally, right turns could be done by entering onto a ramp a block before a major intersection. You would have to knock down a few buildings for this, but it would eliminate the normal congestion at intersections caused by too many turns.

(f) Pedestrians typically cross while people are trying to turn right. this is dangerous and annoying. Having the pedestrians cross 200 feet down the road means more walking, but that reduces the amount of activity at the intersection itself which is good for safety.

(g) Pedestrians could also wait longer to cross, but then have crossing in all directions including diagonally. This would reduce the danger of cars hitting you or startling you by coming too close. This is by far the easiest of all of my suggestions.

(h) There are more complicated logistics solutions. If cards turning left turn left a block or two before the intersection onto a side street at an intersection where there is a lot less going on, and then make a right and then another left onto their main street, that is one way of reducing traffic at major intersections.

(i) Right/Left crossover sections of streets are a new method of traffic reduction that are growing in popularity. If right and left are reversed at an intersection on a cross street, then making a left turn becomes easy. Making a right turn would be more effectively done by turning off to the right a block early, going a block or two, and then making a left and then another right onto the main street which at that point would have reverted back to traffic on the right.

(j) Having rotaries at intersections or rotaries after intersections for those who want to turn around and then go a direction which would otherwise have involved a left turn… This is a way to achieve such a goal without a left turn signal, or a bridge.

(k) Having underground routes for people going through an intersection would free up road space for those doing a right or left turn.

Category 4. Non-invasive large scale solutions.
Going from downtown to Santa Monica during traffic can take forever. Just going two blocks downtown can be a nightmare due to the fact that traffic gets stuck and pedestrians are always blocking your turns which is an issue I addressed above. Building more highways is costly and there is no space. So, what is the solution? Having roads that are designed to move quickly, with optimized traffic lights makes sense. If certain roads are designed to go East quickly and other roads are designed to go West quickly, the city can move. South of the 10 freeway, there is less congestion on those roads.

My idea is to have certain streets downtown be optimized to just get cars out of the city as fast as possible with lights that keep turning green. Those roads could feed into streets South of the 10 such as Adams, etc., that could be optimized to go fast in a particular directions, again with lights that keep turning green. Whether those roads become one way or remain two way, they could focus on people going East on certain roads and West on others. Such a system would reduce load on the 10 freeway and get people where they are going in minutes instead of hours. It might also be an ideal way to get to Culver City or Torrance.

Category 5. Invasive and costly traffic solutions.
Building rotaries is expensive. Large rotaries that are bigger than what is conventional might be a real boon for fast moving traffic. This would involve tearing things down. But, would allow for a fast moving city.

One idea I had would be a rotary that is two miles in diameter with a completely rebuilt city in the middle, or the same old city in the middle. A controversial idea to be sure, but very interesting to think about.

Silver Lake near the 101 is such a place where a rotary or underground road would reduce the huge snags. There are too many intersections and roads going diagonal. The entire are is a mess that could be cleaned up with some expense. Regardless of the solution, the area’s logistics need to be simplified somehow. And there is more than one way to build a rotary. There are convoluted multi-rotaries that are connected to each other with different types of turnaround techniques too.

Hollywood & Highland and crossing over to Burbank have horrible traffic. Creating some underground routes and solutions to traffic snags that would make traffic move smoothly to Burbank would be wonderful. It would probably be possible to achieve this goal without any more bridges going over the 101

Tearing down huge swaths of buildings and creating routes that go straight through the city is controversial but would solve a lot of congestion. Bike routes could be built on these routes and maybe parking solutions as well. The city needs roads that are designed to get people across the city fast without too many intersections. Rebuilding allows for this. Additionally for bikes, long passages with no interruptions are safer and more convenient. This route could go underground near intersections as well. The problem comes when an uncongested new route interfaces with a highway that is badly congested. The uncongested route will become congested trying to take ramps onto the highway. So, what is the solution? Perhaps not connecting to the highways makes more sense. There is no sense in spending billions to create yet another traffic jam.

As a general rule, my strategy for invasive solutions would be to make a list of the city’s worst traffic snags and then to itemize them in order of how critical they are. Those areas should be worked on one by one finding the most sensible and cost effective solution on an individual basis. Cities across the United States are not known for their logistical skills, so it might be necessary to call in professionals from other areas to help with decision making skills.

Category 6. Downtown considerations.
There is too much going on downtown. Too many pedestrians clogging intersections. Too many buses, and too many cards. To simplify, if particular streets would cater to bikes, pedestrians and buses, and other streets would cater to cars, traffic might actually move. If certain streets allow pedestrians to cross without waiting long then pedestrians could move through the city with ease. You only need a few streets to be optimized for pedestrians, so they would not monopolize the whole city center. On streets optimized for cars. you might have pedestrian bridges, but pedestrians would have to wait a lot longer. This way cars could get in and out of the city.

I also like the idea of an elevated pedestrian and bike route. This way you could walk through the city without cars trying to run you down. Expensive, and the bike traffic does not merit this expense, but when you combine pedestrians which come by the thousand, it suddenly becomes a worthwhile investment.

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May 30, 2019

What defines what a signature is?

Filed under: Technical & Legal — Tags: — admin @ 10:44 am

I never stopped to think about this until today. What defines a signature? A signature is a type of a mark that is systemically used by a particular individual to identify themselves by name on a document. It is normally a cursive version of their name (do they still teach cursive to the youngins these days?) Some people might print their name in a unique way. Some disabled people might do a signature by x with some subscribing witness. Someone signed using Chinese characters with me as their Notary. And then there are the doctor scribble type signatures too. All of these are acceptable as signatures.

But, how do you know this is their genuine mark? Just check their drivers license and make sure the signature matches up. Sometimes signatures evolve as a person gets older. But the basic stroke style should be about the same. If it doesn’t match up, then you might be at risk notarizing that signature. The signature in Chinese characters I was a little apprehensive or as the Chinese say, “Zhao-ji” about, but I checked the ID and it matched.

In the old days in America, the upper class used to seal deals actually using seals, which is where the expression seems to have come from. They used candle was and a stamp of some sort to seal their business deals on pieces of paper. I saw that in a movie when someone sold a slave.

And in China some people use a square and very intricate seal with four characters on it sometimes written in their antiquated form. They are very beautiful and you can look them up online under the term, “traditional Chinese seal” and then look up images. They could be made from marble or wood, or many types of materials I guess.

But, once I notarized a movie producer from Israel. His signature was some sort of a line with a hook and a dot. He claims he signed million dollar deals with that signature. The only thing I had to say to him was, “You call that a signature?”

You might also like:

Can you notarize a signature in Chinese characters?
http://blog.123notary.com/?p=18784

The signature name affidavit — what is its purpose?
http://blog.123notary.com/?p=22541

Bikers on boats — Notaries heisting signatures
http://blog.123notary.com/?p=21160

What if the signature or notarization is in the middle of the document?
http://blog.123notary.com/?p=20525

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March 12, 2019

Tips for people in Native American reservations to prosper

Filed under: General Stories — Tags: — admin @ 9:21 am

Whenever I visit Native American reservations, I notice that things are kind of slow. I am uneducated about the legal restrictions of doing business on the rez, so maybe things are harder than I think. But, here are my ideas. Basically, it is hard to make money when you are physically distant from wealth and far from a bustling economy. The reservations are normally very far from the rest of society.

Philosophy of land is cultural
BTW, one of the issues with reservations is that — since it is “free” land with no taxes or purchasing fees associated with it, the land tends to be devoid of any value. In modern society it is better to purchase land in small amounts that you intend to milk for all its worth rather than having endless hectares of worthless abandoned land. On the one hand it is not fair how our government helped itself to tribal people’s land. On the other hand it is not fair that I have to pay land tax as a person of European origin while native people get free land that is tax free. On the third hand the free land is not useful land anyway, so they are not getting much.

Traditional native people have a philosophy of land where land is something they just intrinsically own simply because they were there for a long time, while it is not a piece of property they wish to develop in any particular way. They like to let the land sit and breathe. Western people traditionally have had to pay for land or inherit it and realize that it is a commodity in short supply to be optimized as much as possible. The roots of the native philosophy evolved from the fact that land traditionally was so plentiful since the population was so sparse — and the population was sparse due to constant war, starvation, disease, etc.

So, how can Native Americans prosper while being in the middle of nowhere? The answer is easy. If you don’t know how to solve a problem, look to nature. In nature, certain species of trees, plants or animals thrive in particular environments or at particular heights or conditions. Being in the middle of nowhere puts you far from markets, but close to vast quantities of land. Since land is so prohibitively expensive in cities, having endless expanses of land is helpful for many industries. But, what are these industries?

Here are some ideas for industries that would work well for Native Americans.

1. Buffalo Farming
This is already being done by many people and is a growing trade. Many tribes, particularly in the mid-west made their living from eating buffalo meat for thousands of years, using the skin to make tee pees, etc., They used every part of the buffalo as a matter of practice and religious belief as a general rule. The issue is that traditional Native Americans hunted wild buffaloes and rarely engaged in domesticated farming which is where the cultural adjustment happens. Hopis and Navajos (the exception to the generalization) are more domesticated in their culture even though Navajos had a long nomadic history migrating down from Alaska over the last 2000 years. Incidentally, the Navajo language and culture are still similar to many Alaskan ones. These two tribes typically grow corn and have goats, sheep, and other animals that they own as opposed to letting them run wild like many other tribes. But, I digress.

Buffalo meat is one of the most lean and healthy meats you can eat. Free range or wild meat is more healthy as a rule and has better qi energy (Chinese medicine) because it wanders around more as opposed to being trapped in concentration camp conditions like other animals. Since it is a traditional animal for many tribes, they might take pride in domesticating it. Additionally, there is a growing market for this meat and big money to be made. All people have to do is learn this trade, and own some land with grass on it. Pollution from fracking, mining and oil drilling can contaminate conditions easily, and this is a huge barrier to success in this business. Knowing what to feed these beasts, how to kill them, butcher them, find buyers, and transport the proceeds are some of the skills involved. Knowing how to make a killer buffalo burger is also a good supplemental skill.

2. Farming & water resources in general
Farming is good when you have infinite land. However, land does not always have good soil or water. Mastery of water harvesting is essential to survival and this is an issue of global concern as much of the world has a water shortage. The ability to collect water and use it efficiently is wealth in the future. There are ways to collect rain water and store it. Desalination is another valuable and expensive high tech skill to have. Those who can control water will survive while others will die in decades to come. The world will also fight wars over rivers and water supplies according to my spiritual guru. You can always get good soil trucked in for a fee. Even the driest parts of Arizona get about 12 inches of rain per year. The skill is figuring out how to get the water and store it in tanks. These are skills that are attuned to living in harmony with nature which is a typical concern of traditional Native Americans which is why I recommend this skill. Farming is hard work and takes a lot of getting used to. I know nothing about it. But, maybe you will master it.

3. Solar panel manufacturing and installation
China leads the world in making solar panels. But, since this is a craft that can save the environment, it should be popular with tribal folks. Many tribes are getting very involved in solar technology such as the Lakota, and I hope this trend continues. Manufacturing involves having buildings where you can do work. It also involves a knowledge of ever changing technology and cost optimization strategy. You need to know how to sell your crafts and transport them as well. Solar manufacturing takes up lots of space, so being far away from cities works in your favor as you have tons of open space.

On a side note — I think people should lobby the government not to shut down oil pipelines (because that won’t happen for a long time) but to have more restrictions for oil pipelines such as safety measures. If there can be alarm systems when pipes are leaking or redundancy in the walls of pipes. If there could be legislation for how pipes can cross rivers that would be very critical as well. Personally, I feel that if you put a river through a pipe for half a mile where the oil pipe is going over it — if there is a leak, the leak will not go into the water. This is a great way to preserve water — our most valuable resource.

4. Marketing crafts worldwide
Native Americans are famous for having some of the best jewelry around. But, let’s expand on this skill set. First, you can sell jewelry outside of your local area to people in other states or countries. Perhaps someone in the Gui Lin region of China needs a new kachina — you’ll never know if you don’t try to tap into that market. Additionally, there are many other things people can make besides traditional jewelry. People could make sofas with traditional native designs. People could make mousepads. Incidentally, I saw Native American mousepads for $36 at a store. Not many people will pay $36, but if you can get the price down to $8, you might be able to sell some. Clothing manufacturing is another craft to consider. Furniture manufacturing is yet another good craft.

5. Modular home manufacturing.
It is much cheaper to buy a home in pieces and just put it on a foundation than to build on site. But, the pieces have to be made somewhere. Modular home manufacturing involves having lots of space and reservations typically have this. Lots of skill is involved, so try to hire good teachers so the whole tribe can benefit.

6. Plumbing, Roofing, Flooring.
Many homes in reservations are falling apart while high unemployment rates abound. If those unemployed people could get some training and learn to fix broken buildings, that would solve two problems at the same time. There might not be money to pay for the services or even the parts involved. However, as tribal people, the whole basis of a tribe is all for one, and one for all. You should be willing to help you tribal brothers and sisters without being paid much, or anything at least to some extent even in modern times. Remember — native culture is based on giving, secular modern culture is based on taking. Native culture is supposed to be communal, so don’t think about yourself. Help others, give, and make sure people get training too.

Mold is another issue, particularly in Lakota areas. A new specialty trade needs to be developed — namely mold removal specialists. Mold is dangerous and can damage your health and specifically your lungs as it is a living organism.

7. Food packaging and processing.
The diet of modern day Native Americans is not healthy. Fry bread is not indigenous to tribal people, but was brought by the Spanish. Native people treat it as their native dish, but it is very damaging to your liver and should not be consumed. Asian Indians have flat bread too, but theirs is cooked in a frying pan with a tablespoon of oil rather than a quart. The manufacturing of healthy food products could save the health of millions and provide a valuable export for many tribal communities. Here are a few ideas:

Soups – creating healthy soups with lots of vegetables, buffalo and other ingredients is a great idea.
Meat Sticks – one tribe sells meat sticks with buffalo and berries in it. Tastes great but a little expensive.
TV Dinners — healthy ones with lots of veggies and lean meats would be preferable. And don’t use microwaves as that is very bad for your health.
Chips – not the healthiest, but baked is better than fried and it is a labor intensive industry that can erase unemployment fast. Potato chips, veggie chips, tortilla chips are all options.
Jams – with all the berries that grow up north, making jams is a great and healthy idea.

8. Hospitality
Native Americans have not exploited this opportunity yet, but they should. Americans are often very interested in America’s past, and what better way to learn about it than on a resort on or near a reservation. There could be great food, story telling, dancing, art, and nature walks. But, nobody will hang around at a resort unless the food is good and unless they have clean rooms and lots of fun, so mastering the art of being great at hospitality in all ways is a trade to master.

9. Restaurants
Native Americans need to reinvent their cuisine. The American South recreated their traditional cuisine after the civil war. Everything they owned had been destroyed so they had to start all over again. Two hundred years ago native people at all types of things, but that culture has mostly been lost. In New Mexico, native food is typically lamb, fry bread, beans, and green chile. This is some of my favorite food, but you can’t just hand someone a plate of cooked ingredients — it needs to be gourmet. Mastering the art of creating and improvising on dishes and making them works of art is a skill. You might consider hiring some outside help for this. If I were creating a menu, I would have:

Zuni kabobs — meat on a stick with some green chili rubbed into it.
Hopi hummous – a popular middle eastern dish with some Southwester touches and a catchy name.
Lamb tacos – using fry bread, but hopefully cooked in less oil and a mini fry bread instead of the huge ones.
Vegetable and rabbit stew – sounds great, but add some herbs for God’s sake.

10. Rabbit farming.
The easiest animal to grow is rabbits. You will get more meat for each pound you feed them than any other species. And what more, they multiply like rabbits. This is a great farming idea. Additionally, rabbit meat might be healthy as rabbits jump around a lot. You get that jumping energy in you which according to four out of five shamans surveyed, might be a good energy to have if you are feeling sluggish.

11. Outsourcing medicine man knowledge
The traditional medicine of native people was from medicine men. This dying art is quite valuable. Western medicine preoccupies itself with drugs which are toxic and have side effects. Chinese medicine is better with acupuncture and herbs. But, what about using your mind force and tapping into shamanic energies to heal the sick. This has been in use for tens of thousands of years and I was a master of this in many past existences. Many people of European ancestry might benefit from this dying art. It is imperative that you teach your newer generation this art and share it with the whites. You might have a new source of income and get brownie points with God for all the people you help.

There is a huge growing interest in shamanism in the west. This is probably because those that used shamanism in tribal societies died and got reborn as white people (a logical but unproven conclusion.)

The other benefit of shamanism is that there are some very capable spirits in places like New Mexico who you could do healing work in conjunction with. Those spirits are happy to help, but need someone to communicate with the living. Sorry to freak you out, but I know these spirits and they are great. They cured my sciatic pain over the years and helped with other health problems. They prefer to work on me while I am driving in remote areas.

12. Summer camp
Instead of being ashamed of your heritage and trying to act all white (and many of you don’t have to try as it comes naturally) you can export your culture to children in the form of summer camp. You can teach stories, archery, make tee pees (or igloos) and have fun activities.

13. Call Center
People outsource call centers to Manila and Bombay, but there are plenty of unemployed people who speak excellent English in the five hundred or so indigenous communities who would be super call center employees. There is big business in call centers and endless work. You have to keep the prices low and the burn out rate is high, but it is a real solution to unemployment. If even a few people in your tribe can learn the trade well and can manage the others, you could get a cheap building and start your own call center. You do need to know how to market your business, and that is an art in itself. But, many companies will subcontract to you and freelancing is also popular.

14. Unrelated…
IDEA FOR A COMFORTABLE COMMUNAL LIVING SITUATION
Below is my idea for a healthy living environment for tribes.
My vision includes having a large piece of land perhaps several miles wide. The land could have buffaloes roaming around, and even wolves or other zoo animals in some areas. It is my assertion that humans are happier and healthier when they stay connected to their power animal. Some of us descend spiritually from cats, dogs, buffalo, snakes, or apes, etc. Having your living environment chock full of animals makes it a tourist attraction as well as a pleasant place to live.

There could be call centers with large windows overlooking grazing buffaloes which might be emotionally satisfying (and reduce turnover no pun intended). There could also be manufacturing going on in certain buildings of soups, solar panels, and other things. There could be very heat efficient living quarters in other areas. Most of all, transportation needs to be efficient and having everything walking distance and keeping cars on the outside of the compound seems like a wonderful idea. Although having a few slow moving electric carts or Segways seems okay.

For those in a northern climate, having independent houses seems to not make sense. You lose too much heat through the walls. It makes more sense to have buildings that are multistory and cubical and can accommodate dozens of families. That way there are less outer walls and less opportunities for heat to get out.

The most salient feature of this type of compound is to have walking tracks that go through the buffalo fields. I would call it a buffalo walk. This is a great way to stay healthy as a matter of group activity in a way where you connect to your spirit animal which for many Lakotas is the buffalo. Of course, my animal is the Bengal Tiger and they would probably eat you if you let them run around freely. But, if you had enough land you could keep a few around for good luck. Just feed them plenty of raw meat.

The ending joke of the compound idea is the father and son team that export hippie t-shirts throughout the world for obscene profits who start the day by saying, “Today is a good day to dye!”

If this industrious communal living situation proved profitable, tribes and clans would be able to buy large expanses of land and let buffalos go free just like in the 1700’s. It is possible to recreate your tribal past, but it can only happen if you can master the art of modern economics and pay tax on your land.

On a final note, whatever you do in your reservation — don’t become a mobile notary otherwise you will spend the rest of your life complaining about fax backs and not getting paid on time. And one more thing — never look a Bengal Tiger in the eye, unless it is your power animal and wants some milk.

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January 15, 2019

Notary Etiquette 104 — Confirming the Signing & At the Signing

CONFIRMING THE SIGNING & AT THE SIGNING
Return to Table of Contents for – Notary Etiquette 104

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1. Call to confirm the signing.
First introduce yourself on the confirmation call. Then go over all pertinent points. Make sure the ID proves the name on the documents and that all the signers will be there. You should also verify that there is a clean table to sign on. You should go over how long the signing should take, if there is anything going back to the document custodian and if they have used morphine or Jack Daniels within several hours of the signing. Nothing beats a sober signer or a well-organized Notary Public.

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2. Introduce yourself at the door.
It is good to mention that you are Joe the signing agent and that it is your job to facilitate the signing. Mention that they can address all of your questions to you, but that you cannot answer specific questions about their loan, but only general questions about loan documents and Notary procedure.

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3. Small talk is good.
People like a friendly Notary who can talk about small talk. But, avoid any topics that could be controversial such as gender issues, sex, guns, and how born-again Christians should have a second birth certificate for when they were born the second time.

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4. Don’t discuss guns and religion.
Unless you are notarizing the Obamas, don’t bring up Joe the plumber, or religion. But, if you are notarizing the head of the NRA then you might reconsider guns. If you ask him to shoot you an email, don’t be surprised if he asks what you want him to shoot it with! Yee-haw!!!

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5. Don’t park in the driveway.
The driveway is for the residents to park in, not you. You are their humble servant who parks on the street (sorry).

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6. Call if you’re going to be late.
If you are going to be late, call and let them know ahead of time rather than keeping people hanging.

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7. Don’t rush the borrowers.
On the other hand, if you have another appointment to go to, let them know when you have to depart. If you are under a time crunch, you can discuss their right to rescind if applicable and remind them that they have borrower copies.

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8. No drinks on the table
Drinks can spill, so unless you want your Deed of Trust drenched, keep the drinks on a chair or a separate table — no exceptions.

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9. Know when to call the Lender.
If the borrower asks questions, you need to know in advance which questions you can answer and which questions to refer to the Lender. You should have the phone numbers for Title, the lender, and any other relevant party. You can answer questions about what information is where in the documents as well as Notary questions. You should not answer questions specific to their loan.

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10. Middle initials
If the signer doesn’t want to sign with their middle initial, politely tell them that they need to sign the way their name reads on title otherwise their loan might not fund.

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11. How long to wait for return calls
If you try to reach one of the contact people for the loan such as Title, Loan Officer, Lender, etc., and they do not answer, try to give them a reasonable amount of time to respond. Twenty minutes to an hour seems reasonable.

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12. Dress for success.
People get very put off if you do not dress like a business professional. Business casual or business formal is fine. Avoid jeans and definitely don’t wear flip flops, shorts, bathing suits, heavy makeup, short skirts, or night club apparel. Signers get in trouble all the time for not dressing for success.

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13. Don’t bring your kids.
Believe it or not, some Notaries will bring their family to the signing. This is very intrusive and rude. Either keep your family at home, or in the car, but don’t bring them to the signing.

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14. Don’t complain.
Don’t tell the customers how bad certain signing companies are or who didn’t pay you. Keep your personal business personal. It makes a terrible impression if you talk about this stuff.

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15. Don’t give opinions about the loan.
The worst thing a Notary can do is to give an opinion, especially a negative opinion about a loan. You can get fired, blacklisted or even sued because of this. Some borrowers might cancel their loan because you told them they were getting ripped off.

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16. Following instructions
If you were asked to sign in blue, then sign in blue. If you were asked to start at page four, just do it, don’t explain or make excuses, just follow instructions. If you are asked to fax back page 1 to 28, don’t complain, just do it.

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17. If you make a mistake
If you make a mistake as a Notary, you might have to go back out there and fix the mistake. So, don’t keep people waiting. Go back out there and clean up after yourself.

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18. The grace period
As a Notary, you might be asked to answer emails after a job is done. There might be a problem, error, or just an inquiry. If you don’t answer your email or phone because you are on vacation or just don’t feel like it, that can cause a big problem.

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December 7, 2018

Stormy Daniels accuses Notary of having intercourse with her

Filed under: Humorous Posts — admin @ 5:18 am

After the whole Trump fiasco, now Stormy Daniels is accusing a California Notary by the name of John Q. Public of giving her hush money not to talk about the secret affair they had twenty years earlier.

STORMY: You know I’m gonna let society know what you did, you little rascal.

JOHN: Have I been a very very bad boy?

STORMY: I have a little dirt on you that I’m going to hold against you.

JOHN: Just like you held me against you?

STORMY: Not exactly the same way. But, you forgot to put a state in your venue, and that is an omission.

JOHN: Are you saying that I didn’t have any ink in my seal, are you saying that I’m shooting blanks? Because I assure you that I’m fully loaded.

STORMY: Well that’s the problem. You were so loaded you couldn’t do your notarization correctly without drifting off in the middle. You also forgot to administer an Oath on my Jurat. That’s fraud baby, and I’m going to report you.

JOHN: How much more hush money do you want? Actually, my commission’s over, so it doesn’t matter anymore.

STORMY: It does on a felony conviction.

JOHN: That was twenty years ago, so the statute of limitations is over. Actually, I need to see my Attorney to verify. I owe her hush money too, so I’ll multi-task.

ATTORNEY: Hey Stormy, you should be embarrassed to have done it with a Notary. You should be paying him hush money.

STORMY: Hmm, I never thought of it that way. Especially since I was thinking about running for office. Maybe you’re right. Let’s just call it even, and make a toast with my brother Jack.

ATTORNEY: Deal. But, calling it even, there are still Attorney fees. Okay. Two bottles of Jack will do it.

STORMY: That’s money down the storm drain — pity, but makes a great pun on my name.

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August 3, 2018

Notarization for an exorcism

Filed under: Virtual Comedy Themes — admin @ 8:31 am

A Notary was called in to notarize an exorcism. He was asked if he had experience notarizing exorcisms and he said he did not, but asked, “Will I be notarizing the spirit, the person who was possessed, or the priest?” The priest who was hiring the notary said that he would have to swear under Oath to a statement. The Notary agreed to come. Meanwhile the Notary was going through a mid-life crisis. He was trying to find that happy medium between work and play, because working all day made Jack the Notary a dull semi-balding middle-aged boy.

The lady who was possessed was named Chelle. She exhibited signs of dual personality disorder (which is better than my last girlfriend who suffered from no personality disorder). One minute she would be Chelle and would be very nice and accommodating. The next minute Gertrude would take over and do mean things to people. It was so out of character.

On June 5th, the Notary showed up.

PRIEST: We are gathered here to witness this unholy union of inhabiting spirit and human to be broken. Do you solemnly take this uninvited spirit to no longer be your lawfully wedded possessor?

CHELLE: I do.

PRIEST: Do you, spirit, take this lady to be your lawfully unwedded possessee and agree to get out of her immediately? Notice to quit with a three second grace period.

SPIRIT: Do I have a choice?

PRIEST: Not really. If you don’t come out, I’ll summon in the angels and then you’ll really have had it.

NOTARY: Oh, you know how to talk to spirits!!!

PRIEST: (sarcastically) Only the bad ones!

CHELLE: So, what do I do now?

PRIEST: Just wait there. Now, what is that damn spirit doing hovering up there?

SPIRIT: Me, I’m just coming out of my Chelle (pronounced shell).

PRIEST: I’ve heard it all now. Now, Notary. Please administer an Oath on this verbal statement that says, “I hereby declare that Chelle has been ridden of spirit possession, so help me God.”

NOTARY: Okay, raise your right hand.

PRIEST: My right hand is raised.

NOTARY: Do you solemnly swear that the statement you are about to make is true and correct?

PRIEST: I do.

NOTARY: I pronounce you notarized.

PRIEST: But, I didn’t make the statement yet under Oath. I told you the statement I was going to make but did not make it when we had our hands raised.

NOTARY: Sorry, I don’t do Oaths, I only do Refinances.

PRIEST: Every refinance I’ve ever seen had at least three Oaths. The signature affidavit, occupancy affidavit and identity affidavit. Don’t you do oaths on these?

NOTARY: Nobody checks.

PRIEST: Do you want to get reported to the Secretary of State for refusal to administer acts that Notaries are legally responsible for administering to the public?

NOTARY: Oh, are you theatening me? You’re being rude.

PRIEST: (ring ring…) Hi, Secretary of State? A Notary named Jack Tripper… he refused to correctly administer an Oath to me for a verbal statement. Can you decommission him?

SOS: Could you send us an email with his name, commission # and expiration date?

PRIEST: I will.

SOS: Do you swear?

PRIEST: I not only swear but affirm.

NOTARY: Well, I may not know how to administer Oaths correctly, but I found my happy medium — you. You are happy and can talk to spirits. That makes you a happy medium.

PRIEST: No – I’m an angry medium because you messed up my exorcism by not doing your fricking job — idiot!!!! I have no formal record of what happened unless you follow proper procedure.

NOTARY: Take it easy man… wow this guy is uptight!

(a few days later, the NOTARY goes to the secretary of state’s office.)

NOTARY: I am here to turn myself in.

SOS: For what?

NOTARY: Wait a second, how did I get here, what am I doing here?

SOS: Excuse me?

NOTARY: My name is Gertrude. I am a spirit possessing this body. I witnessed Jack (the dull boy) doing an improper Notarization and I wish to report him, or me, well actually him, but I am temporarily in his body until we get this issue resolved. My uncle Binkelthorp died because a Notary filled out a medical power of attorney wrong and I want revenge on all bad Notaries.

SOS: So, let me get this straight. You want to report yourself for committing Notarial malpractice?

NOTARY: No, not myself. I have only been in this body for 24 hours. The regular soul’s name is Jack, and although physically he looks exactly like how I look in front of you, his soul is the rightful custodian of this body and his soul is the one who committed Notarial malpractice. Just quiz him on Oath procedure and I’ll jump out of his body while he does it.

SOS: This sounds crazy but here goes. Please administer an Oath to me for a document that says, I committed Notarial fraud.

NOTARY: Um… I don’t understand the question.

SOS: Do you not know how to administer an Oath? That is one of your powers as a state commissioned Notary Public and you will lose your license if you don’t know how to do it.. How many years have you been a Notary?

NOTARY: Duh…

SOS: Okay, I am having your commission suspended, revoked, and terminated, and contacting the priest to get a statement about how you refused a member of the public for service — which is a crime. As a Notary Public, you are required to perform any legal request for a Notary act for any member of the public who has identified themselves properly and is in front of you. Otherwise you would be a Notary Private if you select the customer or which jobs you are willing to do.

NOTARY: I can’t believe this is happening. But, I’ve been a Notary for 20 years, and therefore must know what I’m doing.

SOS: You have clearly demonstrated that you have no idea what you are doing. You must have been sleeping for 20 years. If you were a brand new Notary, I might have you attend a class, but you have demonstrated a complete lack of respect for lawfulness. Let me get the priest on the phone who you disserved.

PRIEST: Hello, priest service. Jim speaking.

SOS: Hi, this is Frank at the Secretary of State’s office. We have a Notary named Gertrude who is also Jack. One of his personalities reported him to us for Notarial malpractice on you while you were doing some sort of an exorcism. Is that correct?

PRIEST: Correct.

SOS: It looks like you might have committed malpractice on the exorcism by allowing this spirit to inhabit this poor excuse of a Notary.

PRIEST: I neither allowed it nor discouraged it. Wandering spirits like to inhabit the bodies of the weak-willed. People who don’t take care of their health, mind, spirit, or in this case, their obedience towards proper Notary procedure.

SOS: Good point. In any case, did this Notary refuse to administer an Oath to you after you had appeared before him… or her.. and produced acceptable identification?

PRIEST: He most certainly did, and he was a he when I saw him… before Gertrude entered the picture… or the body… or exited one body and came into the other body.

SOS: We could use someone like Gertrude to clean up the Notary industry.

PRIEST: Umm, I’m not so sure that is a good idea. Gertrude can be very vindictive. She is considered to be bad news.

SOS: Yes, but that means she will help us convict bad Notaries because she suffered a horrible loss due to a bad Notary two decades ago and she wants revenge.

PRIEST: Oh… well, in that case, two wrongs make a right I guess. As a man of the cloth, I will have to stay out of this. We don’t like to be involved in anything punitive or vindictive — we leave that up to the holy father — he can be very punitive at times. That’s why I carry a lightening rod wherever I go — I keep it in the trunk. You never know when you’ll need it.

SOS: I’ve heard it all now. Hey Jack… We are sending you to Notary jail, fining you $1500 and revoking your commission. What do you think about that?

NOTARY: Ummm. But, I’ve been a Notary for 20 years and never had a problem.

SOS: You had plenty of problems, but the people you were working for didn’t know the difference — that is how you got away with it so long.

PRIEST: Looks like someone needs an exorcism by the way, not that I am using this misfortune as a way to get a new client.

GERTRUDE: I’ll go on my own. I have some other Notaries to possess.

PRIEST: And by the way… Here’s my card. I also do weddings and Bar Mitzvahs.

SOS: Bar Mitzvahs??? Aren’t you a priest?

PRIEST: In my neighborhood, its the only way to keep busy… Besides, what they don’t know won’t kill them.

SOS: Hold on, let me call 411. Hey, what’s the number for the Secretary of State Rabbi Division? I think I need to report someone.

THE END

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April 10, 2018

Document dates, signature dates, rescission dates and transaction dates

As a Notary, you will undoubtedly be confronted with a variety of dates that all need to be clearly defined in conversation so as not to confuse yourself or the other party. Let me sum these up.

Document Dates
The document date is NOT necessarily the date the document is notarized. It is merely an arbitrary date normally created by the document drafter that might reflect the date the document was drafted, supposed to be signed, supposed to be notarized, or some other arbitrary date. There is no rule for when a document date can be.

Signature Dates
The signature date of a document is the date it was signed. If you have two signers signing on different dates, you might have what 123notary calls “a double date.” There are multiple questions involved in a double date. One is how do you date the rescission document if the date you signed a document is more than one date. The other far more important question is — who pays?

Rescission Dates
The rescission date is based on a date that comes CALENDAR three days after the transaction (= signature date) not including Sundays or Federal holidays. If you have two signature dates, you might have two rescission dates, one per person. But, if there is only one rescission date, it probably is based on the last signature (complicated.)

Transaction Dates
This is more of a glossary type term or test term. The transaction date is the date when the transaction happened which is based on the date of the signature. I ask people what the synonym is for a signature date to see how much they read.

Medjool Dates
If you go to a signing for health conscious people or Saudi’s, after the signing, you might get yet another type of a date — a Medjool date. These dates are typically grown in the Middle East, but also in parts of Arizona near Yuma

Hot Dates Q&A
If you steal a document, would the date on the document be correctly defined as being a “hot date” since it was technically stolen?

Dates and Journal Entries
A good Notary does more than his/her state’s minimum requirements for journal entries. There is a field in your journal for the name and/or description of the document. A good journal also has an optional field for the document date. I suggest you pay attention and write in the document date as it helps to identify a particular document and distinguish it from a different document with the same name signed by the same person. Sometimes the document date is the only way to tell them apart.

Dates and Notary Appointments
I once went to a Notary appointment with a date. I left the date in the car and came out $30 richer. She complained that I left her in the car too long, which is good, because that date would expire at midnight.

Please also read our previous article on the same topic. Read more…

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April 2, 2018

Cross out and initial, or use a fresh form?

Filed under: Technical & Legal — admin @ 6:41 pm

Most Notaries like to cross-out and initial changes in certificates. Keep in mind that these are legal documents affecting million dollar properties. Cross-outs look like tampering. It is CLEANER to take a fresh acknowledgment form from your Notary bag, fill it out thoroughly including the additional information section with the name of the document, number of pages, etc., And then staple it on to the document. On the other hand, using a new form could change the recording fees for the loan which would affect the truthfulness of the information on the Closing Statement.

If there is a cross-out for a name on a certificate that is a quite serious legal issue. It could lead to complications should you ever go to court. It is your right to decide to use a fresh acknowledgment form and staple it on the document even if the Lender doesn’t want it that way. Lenders sometimes prefer to use the original form because it is inscribed within the document. But, also because a new form will be charged extra money from the county recorder. Lenders sometimes lose loose acknowledgment forms which is yet another reason many Lenders prefer to fix the original.

As a Notary, you may be faced with the unpleasant reality that the Lender may have already filled out your Acknowledgment form, and with wrong information. If the form says you are in Orange County when you are in Seminole, you cannot notarize that form as is. So, what do you do and what are the consequences?

I cannot tell you what your state laws allow or require, I can only tell you how to handle forms in a prudent way.

Fix the Existing Form
If you are going to fix the existing Acknowledgment, just cross-out the wrong information with a single line, write in the correct county, and the Notary initials. The borrowers can initial changes to documents, but should not initial changes to certificates unless your state says so in writing. Fixing the existing form has the advantage that there will not be any changes to the recording fee for the loan. If you start adding additional pieces of paper, that will change the information on the HUD or CD and open a can of worms which some Lenders don’t like. On the other hand it is cleaner to replace the form rather than to fix it as fixing it looks like potential tampering.

Replace the Form
To replace an Acknowledgment, just staple on a new Acknowledgment, fill it out, sign and seal. Please also fill out what is called the optional and additional information which is normally about the document such as number of pages, document date, etc.

Communication Errors
When I ask Notaries how to fix a wrong county on an acknowledgment, some of them tell me how to replace it. Fix and replace are not the same word, so please do not answer a different question from what I asked. Please also be aware of the benefits and costs of replacing the form rather than fixing it.

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March 16, 2018

Notary Marketing 102 — The Bottom of your Notes Section

Filed under: Loan Signing 101 — admin @ 7:43 am

Return to Notary Marketing 102 Notes Tutorial

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This article continues the discussion of what goes in your notes section on your 123notary profile. The following content covers what goes in the lower-middle or bottom of your notes:

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4. Coverage Areas and Special Terms
The lower middle of your notes can talk about what counties or cities you serve. I do not like lists of zip codes, but if you insist you can include them. Listing a radius is fine, but back it up with mention of specific counties or parts of counties so the public will have a clear idea of where you go. Clear information wins the game and vague self-descriptions looks sloppy. If you take credit cards, Square or Paypal, mention that too. Here is an itemization of what to put here:

Areas Covered — A radius in miles and the names of counties or parts of counties are most effective. You might list specific city names too. Keep county lists as county lists and it is confusing to mix cities and counties together. Format is important, so if you ramble on and on about how you sometimes go to Northeast Butler County, but only if it is not raining and not after 8pm except if it is during the summer, that is too complicated.

Credit Cards — If you take square, paypal, or credit cards, mention that here.

Online Booking — If you have some fancy technological system or do online booking, mention that here.

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5. Closing Phrases
Finish off your notes with a catchy closing phrase. Call today! Satisfaction Guaranteed. I look forward to working with you.

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6. Other
Please make sure the general fields in your listing are all filled out. 123notary has many fields to fill out and it is common for Notaries to swear to me that they filled everything out when most fields were left blank. Fill in your number of signings, hours, specialties, etc. The additional information area has room for a lot more information about hospital signings, immigration documents, and more.

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LINK: Excerpts from great notes sections
http://blog.123notary.com/?p=13613

LINK: Your jumbled or too short notes section is costing you 50% of your business!
http://blog.123notary.com/?p=16572

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