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May 1, 2021

Precautions as a notary are like wearing your seat belt

Filed under: Best Practices — admin @ 6:28 am

One out of seven seasoned Notaries I talked to has ended up in court at least once. Generally this happens because of something outside of the Notary’s control. Fraud, theft, or someone taking advantage of a confused elder are the main reasons for court cases.

Notaries who have never been to court think it will never happen to them. It is like car accidents. Bad ones do not happen much, but when they do, if you are not wearing a seatbelt and/or don’t have good airbags, you might be in big trouble. Just because it hasn’t happened yet, doesn’t mean it won’t happen tomorrow, or in twenty years. So, take precautions. Think of these as wearing a facemask if that makes it more relatable.

If a signer is senile, elderly, in a hospital or nursing home, make sure you can identify they correctly and that they can explain to you what they are signing. Don’t ask yes or no questions as they will say yes to anything and are probably on morphine and not all there. If they go over the document point by point, then they know what they are signing today. They might not remember a year from now though, and that is dangerous for you if it goes to court.

Your journal is your only evidence, so if you say, “My state doesn’t require a journal” you are a fool. The state might not require it, but a judge or investigator needs the journal as that is your only evidence of what actually happened.

PRECAUTIONS
1. Make sure the name on the ID proves the name on the document. Don’t use the “you can have more but not less” rule, because notaries always forget which document you can have more on – the ID or the document. So, remember my rule. “The name on the ID must prove the name on the document.” The ID name can be matching but longer, or matching and identical to prove the name.

2. Take a thumbprint unless your state forbids it. I personally might take a thumbprint anyway in Texas because the state forbids selling or distributing that information and not taking it — and that is your only hard evidence of the identity of the signer. Fake ID’s abound, but fake thumbprints do not.

3. In the “Additional Notes” section of your journal write down about the situation, the mental state of the signer, who else is there, and that the signer explained the document to you. This could save your rear if you go to court three years later because you will not remember what happened off the top of your head. Write down anything else noteworthy about the situation to job your memory when investigated.

4. Decline jobs that are too sketchy or if you are unsure that the signer knows what is going on.

5. Have the signer verify who the other people are with them if they are elderly. Sometimes they are not related and sometimes they are scamming the signer.

6. Make sure you know how to give Oaths correctly. You could lose your commission if a judge finds out otherwise.

SUMMARY
I was investigated 3 times, but had my paperwork and thumbprints in order. It took me minutes to query jobs done a year or so ago since I had a stack of journals all in chronological order. I always identified people correctly and took notes in my journal for credible witnesses and other pertinent facts. Be sure to do the same, or even more. If you do everything correctly, you still might end up in court, but it will be a shorter case as you have more compelling evidence as to what happened — especially the thumbprint which is your only hardcoded proof of identity.

Comments (0)

February 10, 2021

Covid-19 vs. ID: which is more important to ask about?

Filed under: Business Tips — admin @ 12:19 am

When you confirm a signing, assuming that you actually take the time to do so, you can ask all types of questions. My suggestion is to have a standardized list of things you need to ask about. However, you might want to arrange your list in order of what is the most critical to ask about.

I asked one lady if she thought it was more important to ask about the signer’s ID or Covid. She though Covid-19 as she had had four clients in the last 300 signings who previously had Covid a few weeks ago although they tested negative. So, 1.25% of her clients were an ambiguous risk of Covid19 yet she did not consider how many people were a risk of having unacceptable ID.

In my experience, roughly 5% of people have an ID that doesn’t prove their name on the document. And if you go to a signing where you can’t identify the signer, you either get a credible witness if your state allows this, or the signing might be over. It represents a potential deal breaking situation.

So, which is more serious, the Covid-19 issue or the ID issue? Covid-19 affects people more emotionally. People get all paranoid because of the media brainwashing. I sat with someone who had had Covid a month early. I was a bit apprehensive to share a meal with him and my other friends, but I did it, and everything was fine, and I lived to tell about it several months later. Someone who used to have Covid might strike some emotional buttons, but if they are testing negative NOW, they don’t pose much of a risk.

So, which is more important to ask about? Covid Covid, Oh my God Covid, or ID, ID, oh my God, ID? In my opinion objectively ID is more important, but if you are a vulnerable person, you probably should not be around other people whether they think they have Covid19, had it but got rid of it, or are asymptomatic and untested. If you are healthy enough to go to a signing, the way the name reads on the ID is the most important thing to ask about from my point of view which is based on science…. Okay, it’s not based on the science, but based on “the logic.”

On the other hand, it is impossible to judge the risk of someone who had Covid but is over it. If that is a deal breaker for you, then perhaps it is more important than an ID in your case. My question is so subjective. Perhaps the question is more about whether you can maintain objectivity in the event of a pandemic of emotional imbalance.

Comments (3)

November 13, 2020

Penalties for Notary misconduct, fraud, and failure of duty

Originally posted in 2018

Notaries by and large do not willfully engage in any type of illegal activity or illegal notarizations. The normal types of crimes Notaries commit are due to complete ignorance of Notary procedure, Oaths, and certificates. The only serious and purposeful crime I have ever heard of a Notary associated with us committing was one that assisted someone in fraud concerning real property — and the Notary ended up in jail. Please keep in mind that Notary law is different in every state and changes all the time as well. Penalties and fines for Notary misconduct are different in each state, California being the most stringent.

Negligent vs. Willful Misconduct

In California, the penalties are much more severe for Notaries who have engaged in willful misconduct rather than just making a careless mistake or omission.

Failure to keep your seal & journal under lock and key.
In California this is very serious and is a crime. You can keep your Notary equipment in a bag with a small lock that locks the zippers together. If you are the only one with access to your car, then the trunk of your car could work as well.

Unauthorized Practice of Law
The definition of UPL differs from state to state. However, offering opinions on legal matters or offering to draft legal documents might constitute UPL. For a professional opinion — ask an Attorney!

Asking a notary to do an improper notarization.
This is a misdemeanor in California. If it involves real property, then it is much more serious. Clients might ask you to notarize their signature using a different name variation that is not documented on their identification, or put a false date. This is illegal. They would guilty for asking you to do this, and you would be guilty if you give in to their pressure. If you have driven forty minutes to a signing job, in a sense you have a beneficial interest in notarizing their document unless you have gotten your travel fee up front when you walk in the door. So, to be prudent and avoid this issue, you MUST get your travel fee BEFORE you see the document, or are informed who the signers are, or see their ID, because a conflict of interest can easily happen. If someone asks you to do something illegal, you can threaten to report them to the Secretary of State’s office. This is a serious crime and you should treat it as such.

Issuing a false certificate
A notary who signs and seals false certificates, and this could include backdated certificates would be guilty of a misdemeanor. A false Acknowledgment certificate constitutes FORGERY. Additionally, the notary public could have their commission revoked if found guilty of this crime, with an additional fine of $1500 per incident in California (fines change over time so look this up in the statues).

Failure to Identify a Credible Witness
A fine of $10,000 per incident could occur if a notary fails to check a credible witness’s identification documents and see that they have acceptable identification.

Failure to get a thumbprint!!!
This is my favorite. Thumbprints are critical for identifying a signer if fraud is suspected. Powers of Attorney and Deeds require a journal thumbprint in California. A fine of up to $2500 per incident would be the penalty. Most other states do not require thumbprints, and Texas and Florida actually recommend against thumbprinting as those states do not trust Notaries with biometric data which is the only foolproof way to identify a signer. How ironic!

Failure to administer an Oath
A fine of $750 per incident could be incurred, not to mention revocation, or suspension of a notary commission, or refusal to grant a commission. I heard that some Notaries in Oklahoma had to go to court for a loan document signing in question. The Judge found out that the Notaries had not administered Oaths on the Affidavits in the loan package. I heard that the Judge overturned the loan and had the Notaries commissions permanently revoked by their state.

Felony Convictions
If you have a felony conviction or have been convicted of a crime involving dishonesty or moral turpitude, you will most likely not be allowed to get a notary commission in the first place. If you already had a notary commission, it would be suspended or revoked the minute your state’s ntoary division finds out about it!

Professional Misconduct
This refers to dishonesty in your professional activities. The penalty would once again be suspension, revocation, or refusal to grant a notary commission.

Failure of Duty
This means that you refuse to serve a member of the public who has a legitimate request for a notarization. However, if the signer doesn’t have proper identification, or doesn’t have a properly filled out document, or seems very questionable, you have the right to refuse service to such a client. The penalty would be refusal to grant a notary commission, suspension, or revocation of a notary commission. Additionally a fine of $750 could be imposed on the California notary public.

Falsely Acting as a Notary
This is a misdemeanor. Borrowing someone’s Notary seal and doing Notary work is a serious crime. If you are a Notary, keep your seal and journal locked up.

Making false statements to a notary
Anyone who induces a notary to make an improper notarization with regards to real property can be found guilty of a FELONY. This is the most serious type of fraud possible in the notary profession.

False or misleading notary advertising
Making false statements in notary advertising is illegal, and the penalty for a California Notary is $1500 per incident. Additionally, such a notary’s commission could be suspended, revoked, terminated, or there could be a refusal to issue a commission. Claiming to be an immigration expert, or be able to give legal advice could be a serious example of false advertising and perhaps unauthorized practice of law.

Selling personal information
It is illegal for the notary sells or misuses personal information of those he/she has notarized. Remember to keep your journals locked up, so that nobody can have access to that information. When making copies of journal entries, make sure that the neighboring journal entries are covered, so that their information is not shared with the public. Once again, your application could be denied, or your commission could be revoked or suspended for this type of crime.

Misstatements on a notary application (Application misstatement)
Your notary commission could be suspended, revoked, or refused if you are guilty of this misconduct

Here are some other crimes… I will just list them here, but may or may not describe the penalties.

Failure to deliver a journal to the county clerk at the end of your commission. – misdemeanor
Failure to safeguard seal and journal – revoke/suspend/refuse
Failure to report a lost or damaged seal – $1500 fine
Nonpayment of judgement / Refusal to pay child support – refusal to issue a commission
Failure to keep a journal – such notaries will be prosecuted

There are a few others laws that I am not going to mention, but these were the interesting ones…

January 14, 2020

Where do you get your Notary information from?

Filed under: Best Practices — admin @ 9:29 am

Carmen tells me regularly how Notaries get information from random sources on the internet or from other Notaries who don’t know what they are doing. This is dangerous. You are legally responsible for the notary work you do. If you do your work wrong, you can get in trouble with your notary division or in trouble with the law. Therefore, it makes sense that you get your information from reliable sources.

NNA and 123notary publish a lot of notary information online. We are generally well informed and well intentioned. But, there are instances when our information is out of date, unclear, misinterpreted, or just plain wrong.

Getting information from Facebook groups, or other Notaries is a horrible idea because I test Notaries, and most of them score about 30% on Notary knowledge. If you are getting your information from others who would probably score 30%, how reliable do you believe their information would be?

Get your information from your State Notary Division. They are legally responsible for publishing information regarding your state’s notary laws, procedures, forms, etc. Even getting information by phone from the notary division is risky, because they could tell you anything. Look for what is in writing for the safest results.

And remember, even the best Notary teachers out there are wrong about one or two things. I know this because I test them and they are not always right on certain hard to understand or nit-picky things (such as credible witnesses for example.) I am sometimes wrong about notary issues as well, although my track record is quite good overall.

So, get your information from the source itself because you could get yourself and others in trouble if you don’t. Additionally, many states have horrible handbooks with very incomplete information about certain topics. In that case, you can refer to other more reliable sources like well established notary organizations which might do a good job explaining some of the less understood notary acts such as Oaths!

Comments (7)

December 13, 2019

Notary Circus

Filed under: Virtual Comedy Themes — Tags: Notary circus, Notary three ring circus — admin @ 8:37 pm

Welcome to the Notary Circus!

In ring 1 we have John Quincy, Notary Public. He will be doing a juggling act with not two, not three, but five Notary seals, and embossers. Oh wait, he is throwing two of the seals to his partner Vicky who is not standing on her head while juggling.

Meanwhile in ring 2, we have ten clowns getting into a small car presumably to go to a signing. Oh no, they can’t fit in. The signing will have to be delayed. I hope the borrower will not lose their loan. What a bunch of clowns.’

But, wait, an elephant is entering the scene with smiling Notary riding on top. But, where will this elephant end up? Oh, it is going to the signing and leaving the clowns behind. Personally, I don’t think clowns should do this type of legal support work — it is just too critical. Wait — a little house is being wheeled in with borrowers inside. The elephant is stopping, the notary is dismounting the elephant and is notarizing with a huge oversized notary seal.

The notary finishes the signing, takes a bow. Wait — now, a clown is approaching him with something behind his back — what could it be? Oh! The clown has a pie and throws the pie into the Notary’s face. I bet that clown works for a non-paying signing company, or at least desires to have the same effect on the Notary.

Now, in the back, a notary and signer are walking the tight rope. The notary will do the signing suspended in mid-air. Wish him luck. Fortunately there is a net to save him. We call the net E&O insurance for circus Notaries.

What about the notary freak show? Oh, not a Notary — a signer who doesn’t look at all like his oversized ID. It doesn’t even look like the same person. Here is another notary freak who goes to the signing drunk in shoes that are triple the size they are supposed to be. Oh look, a 9 food tall bearded lady incredible credible witness. I have seen it all folks. That’s all for today.

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November 23, 2019

Trump Rallies the Notary-publicans

Filed under: Andy Cowan — admin @ 5:53 am

Trump Rallies the Notary-publicans

President Trump took his reelection campaign to the heart of notary country today to try to rally his base.

DJT: Look at this crowd of notaries! This is an even bigger crowd than the crowd who showed up for my Inaugural. There must be dozens and dozens of you. Whoever booked me for this time waster, as in my old job… “You’re fired.”

I’ve gotten more done for notaries in my first two and a half years than Presidents Obama and Bush put together. The numbers of jobs for notaries witnessing the signings of executive orders putting immigrant kids in cages is through the roof, am I right? And it’s a beautiful, fantastic roof. Almost as beautiful as the wall I’m pretending to build I pretended Mexico would pay for.

I see a lot of credible witnesses in the crowd. I’m talking about a third person who personally knows the document signer and verifies the signer’s identity. And look, there’s the anything but credible witness, Don Junior. Chin up, Don. Oh, it’s already up? I couldn’t see it – it’s a very weak chin. Takes after one of my ex-wives, not me. Except for the “anything but credible” part. There he’s a chip off the old block.

We’re gonna have fantastic Errors and Omissions insurance for all you notaries. That’s because I want to protect a notary from any mistake that causes a financial loss to a client, so you won’t be sued for recovery, okay? I know all about being sued. You know who needs Errors and Omissions insurance? The fake news. I see you out there. CNN. MSNBC. They omit things all the time. Like how unbelievable fantastic I am. They make errors all the time. Like that footage of me walking up to Air Force One with toilet paper stuck on my shoe. It wasn’t toilet paper!

It was the Constitution. By the time I got done trampling over it, it looked like toilet paper, okay? And there was no collusion. No obstruction. That last one was a lie but I throw you so many, who can keep up?

And the Dems want to impeach me, because they’re bad, bad, disgusting, horrible people. And I’ll never resign. Whereas if you notaries resign your commission, you have to notify the Secretary of State’s office within 30 days. And not Secretary of State Crooked Hillary. That’s right…“Lock her up!” “Lock her up!” Wait, you’re not chanting it right. It’s “her,” not “him.” Stop chanting “Lock him up!” I’m not rooming with that mouth breather Michael Cohen! Forget it. Or Manafort. Do you know he dyes his hair?

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November 10, 2019

The 2019 Democratic Notary Debates!

Filed under: Humorous Posts — admin @ 5:24 am

MODERATOR: Welcome to the first 2020 Democratic Notary Debate – a “perfect vision” of the future. On tonight’s stage are the top five candidates with the highest polls. We have former Vice President Joe Biden, Bernie Sanders, Elizabeth Warren, Kamala Harris, and Pete Buttigieg debating with each other tonight. The first opening statement starts with Joe Biden.

JOE BIDEN: Well I want to thank our proud Notary Public for holding this debate. You know, I was talking to my good buddy Barrack the other day. Obama. The last great president, my good friend.

BERNIE SANDERS: Enough already, we know you know the guy.

JOE BIDEN: Everybody is angry these days. When I started out as a Notary we weren’t enemies. The only times we swore was when we were under Oath. I want to bring back that type of civility so we can get signings done.

BERNIE SANDERS: It is unfair that people should have to pay to be notarized. My idea of a stamping device is one that stamps out the millionaires and billionaires from breaking the backs of the 99% who deserve free notary signings. Additionally, I believe it should be free to become a Notary, and free training to know how to become a Notary, and while you’re at it — free chicken soup for everybody.

JOE BIDEN: I could use some of that soup, because you’re making me sick right now.

ELIZABETH WARREN: I’ve got a plan for that. We don’t need free chicken soup in this country. We need to impeach the chicken who’s in The White House who made up a bone spur excuse for getting out of serving his country. At the very least, the excuse could be notarized.

KAMALA HARRIS: When I was a prosecutor, I was putting away crooks left and right. The point being, I know a crook when I see one. This president is the opposite of a credible witness. There is nothing credible about any line that comes out of his mouth. I also believe that bad Notaries who don’t follow proper procedure should be prosecuted. The Notary Profession is a legal support profession, and letting it run haywire is not acceptable.

PETE BUTTIGIEG: As the youngest candidate here, I see a vision for the 2050’s when I’ll as old as the current occupant of The White House.

JOE BIDEN: Stop with the ageism you young whipper snapper.

BERNIE SANDERS: Joe, I hate to tell you, but the fact you used the word whipper snapper makes you sound older, older than me!

PETE BUTTIGIEG: I believe that Notaries should be allowed, or even required to use a rainbow colored Notary seal.

BERNIE SANDERS: Rainbow Shmainbow — when it comes to colors, believe me, I’m color blind. Did you hear that Kamala?

KAMALA HARRIS: You may be color blind, but I’m not color deaf — and yes I did hear that.

JOE BIDEN: Bernie, it sounds to me from that last remark that you are pandering to the black vote. I don’t think my half of my good buddy Barrack Obama would appreciate that — the black half.

BERNIE SANDERS: Well which half is black?

JOE BIDEN: His paternal lineage. His father is Kenyan, remember? Well of course, by being Barrack’s former vice president, I’m very well aware of that.

BERNIE SANDERS: Now, who’s pandering.

PETE BUTTIGIEG: Well, I’m the youngest one here and even I don’t have the energy for this.

ELIZABETH WARREN: I’ve got a plan for that. We’ll get a notarized copy of your birth certificate to see if you even are old enough to run for president.

BERNIE SANDERS: Vital records cannot be notarized, so you might have a problem with that. But, if they could I would make it free!

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November 5, 2019

How do I find a Hindi speaking Notary?

Filed under: Public Interest — Tags: Hindi speaking notary — admin @ 8:38 pm

Where can I find a Notary who speaks Hindi?
Look no further. 123notary.com has many Hindi speaking Notaries on board. Just look up a Notary by zip code and then use the language filter at the top right of the site. You can enter in the name of any language such as Spanish, Japanese, Vietnamese, American Sign Language, or more! In fact, we have Hindi speaking Notaries in almost all states and metros by the dozen! Additionally, we have a search filter directly above the search results where you can check the Hindi box and find only Hindi speaking Notary service providers.

How good is their Hindi language proficiency?
On 123notary.com, we have many Notaries who speak Hindi. The degree of fluency varies from Notary to Notary as some are conversational while others are native speakers. A handful are from Hindi speaking families who grew up in America and might be excellent at conversation but not as proficient at business oriented communication. So, test your Hindi speaking Notary out over the phone to make sure they are up to your standards before hiring them!

Notary Hindi — Attorneys vs. Non-Attorneys
Please be advised that Notaries in the United States are seldom Attorneys and non-Attorney Notaries may not give legal advice. Most Notaries are also not authorized to draft legal documents. There are affordable legal support centers where they can help you draft documents. Please make sure that your document is completely drafted before contacting a Notary Public from 123notary.com.

Immigration Advice
Notaries cannot give advice about immigration matters unless they are specifically licensed to do so. For immigration questions, please contact the proper authorities.

Notarizing in Hindi?
Notaries may Notarize a document that is in Hindi, however the Notary wording would be in English for the notarization. Some states require the Notary to be able to understand the document. Other states require the Notary to be able to communicate directly with the borrower in any language they both can communicate with. Please learn the laws of your state and how they apply to notarizing foreign language documents. The actual Notary wording must be in English if it is to be notarized in any of the 50 states in the USA. Each state has their own official Acknowledgment and Jurat Notarial wording which the Notary is responsible for knowing. The Notary wording can be included at the end of the document. However, the Notary can also staple a loose certificate form to the document and affix their seal to that certificate after it has been completely filled out. Signers will be required to sign the Notary journal in states where Notary journals are used (which includes most states.)

Oaths in Hindi?
Some Notary acts such as Jurats, Oaths, or other acts that include Oaths such as swearing in credible witnesses require the Notary to administer an Oath. An Oath for an English language document or Hindi language document can be performed in the language of your choice. If the signer or affiant feels more comfortable in Hindi and the Notary knows Hindi, you can conduct your Oath in Hindi.

How can I get a Hindi language document notarized?
As stated above, some states require the Notary to understand the language of the document while others don’t. However, the language of the notarization itself would be in English. You can find a notary on 123notary who speaks Hindi to assist you in this matter. Just visit our Advanced Search page and look up a Hindi Speaking Notary by zip code!

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October 26, 2019

How to find a Russian Speaking Notary

Filed under: Public Interest — admin @ 11:47 pm

Where can I find a Notary who speaks Russian?
Look no further. 123notary.com has many Russian speaking Notaries on board. Just look up a Notary by zip code and then use the language filter at the top right of the site. You can enter in the name of any language such as Spanish, Japanese, Vietnamese, American Sign Language, or more! In fact, we have Russian speaking Notaries in almost all states and metros! Additionally, we have a search filter directly above the search results where you can check the Russian box and find only Russian speaking Notary service providers.

How good is their Russian language proficiency?
On 123notary.com, we have many Notaries who speak Russian. The degree of fluency varies from Notary to Notary as some are conversational while others are native speakers. A handful are from Russian speaking families who grew up in America and might be excellent at conversation but not as proficient at business oriented communication. So, test your Russian speaking Notary out over the phone to make sure they are up to your standards before hiring them!

Notary Russian — Attorneys vs. Non-Attorneys
Please be advised that Notaries in the United States are seldom Attorneys and non-Attorney Notaries may not give legal advice. Most Notaries are also not authorized to draft legal documents. There are affordable legal support centers where they can help you draft documents. Please make sure that your document is completely drafted before contacting a Notary Public from 123notary.com.

Immigration Advice
Notaries cannot give advice about immigration matters unless they are specifically licensed to do so. For immigration questions, please contact the proper authorities.

Notarizing in Russian?
Notaries may Notarize a document that is in Russian, however the Notary wording would be in English for the notarization. Some states require the Notary to be able to understand the document. Other states require the Notary to be able to communicate directly with the borrower in any language they both can communicate with. Please learn the laws of your state and how they apply to notarizing foreign language documents. The actual Notary wording must be in English if it is to be notarized in any of the 50 states in the USA. Each state has their own official Acknowledgment and Jurat Notarial wording which the Notary is responsible for knowing. The Notary wording can be included at the end of the document. However, the Notary can also staple a loose certificate form to the document and affix their seal to that certificate after it has been completely filled out. Signers will be required to sign the Notary journal in states where Notary journals are used (which includes most states.)

Oaths in Russian?
Some Notary acts such as Jurats, Oaths, or other acts that include Oaths such as swearing in credible witnesses require the Notary to administer an Oath. An Oath for an English language document or Russian language document can be performed in the language of your choice. If the signer or affiant feels more comfortable in Russian and the Notary knows Russian, you can conduct your Oath in Russian.

How can I get a Russian language document notarized?
As stated above, some states require the Notary to understand the language of the document while others don’t. However, the language of the notarization itself would be in English. You can find a notary on 123notary who speaks Russian to assist you in this matter. Just visit our Advanced Search page and look up a Russian Speaking Notary by zip code!

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October 6, 2019

How do I sleep at night saying they are not as good?

Filed under: Certification & Communication Skills — admin @ 11:21 pm

A Notary posts — how do I sleep at night saying that the Notaries on some other site are not as good as the Notaries on my site. And then he states that I am not even a Notary.

Rebuttal:

I am not even a Notary
I used to be a Notary for eight years. I test Notaries on Notary procedure and they normally score an average of 35%. Is 35% good enough to practice Notary work? I score close to 100% on Notary questions and got very few wrong on the very hard California exam many years ago. Of course the content has change in California, but that is immaterial. I am not perfect, but I know Notary procedure better than most Notaries on my site — the exceptions are those that work for the NNA hotline or for state notary divisions as they normally know more than I do — although I caught a lady working for the California SOS make a logical mistake understanding credible witness procedure. The law is complicated and perhaps too convoluted.

How do I sleep at night saying that the Notaries on other sites are not as good?
I sleep fine, but sleep better if I take Advil and kefir (cultured milk). What can I say, the milk calms me down, and no, it doesn’t need to be warm milk like people in India insist. Since I tested almost all the Notaries on 123notary, and also test Notaries I find from particular other sources like Snapdocs, etc., I am aware of the quality of these notaries in terms of test results. Notaries on SnapDocs very rarely score higher than a D on my test. And the notaries that are the top ranking people in their state on SnapDocs do not normally do better than a C. Higher ranking Notaries on 123notary are not always good, but at least we have a good quantity of people who are masters of their craft and also have a depth of experience.

So, I am comparing apples to apples with fair scales. I have a right to assess the quality of Notaries because I represent them. I feel responsible to offer the world good Notaries if I can. I can only do my best. Who are you in your ignorance of this profession to criticize me — I have been running a directory for 20 years and have been a Notary for 8 and done very well on multiple tests not to mention created hundreds of test variations and stimulating quiz questions myself.

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