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May 21, 2019

A lady Notary gets a request for backdating. Hear this brilliant solution

Filed under: Technical & Legal — admin @ 11:05 am

This is a tip from one of our most seasoned Notaries that we’ve ever had. What season? Hmmm. Autumn! She got a request for backdating. She says it is hard to get the request in writing.

If it were me I would tell them — just put the job specifications in writing and I will deal with it accordingly.

That way I am not incriminating myself, but I sure as hell will report their (&*#) to the Sec of State once I get that instruction sheet telling me what date to put in my journal and on the documents. That is fraud central.

So, yet another great tip from one of our great Notaries relayed to you by me… the messenger!

You might also like:

Backdating from A to Z
http://blog.123notary.com/?p=2424

She lost an account because she didn’t want to backdate
http://blog.123notary.com/?p=22229

123notary index of popular notary articles
http://blog.123notary.com/?p=20282

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January 12, 2012

Backdating from A to Z

Backdating from A to Z for Notaries 

Backdating is the act of putting a fraudulent date on a notarial certificate such as an Acknowledgment Certificate or Jurat Certificate, etc. Backdating is illegal and you can lose your commission, and perhaps face fines or even jail time if your crime is serious enough.
 
It is common for Lenders, or people who work in Title offices to have to close a loan by a particular date, or they will lose their lock and lose the interest rate that was agreed upon.  If the loan MUST be signed by the 5th, but there was a delay in getting the paperwork ready, or the notary couldn’t come until the 6th, then the notary might be asked to backdate!  Gulp!  You will feel pressured to do it to keep the client happy. You will/might lose your pay, and the client if you don’t do what they want — but, if you comply, you could get into legal trouble which could ruin your career or life, and perhaps your afterlife as well.  So, what are your priorities?  Do you want to oben the law and lose a client, or risk it all for a bunch of nitwits who don’t have their act together?
 
If a loan is signed on the 6th, and the journal entries for the signatures on notarized documents are on the 6th, then the date that goes in the journal and the 6th, and the date that goes on the notary certificate wording is also the 6th.  If the signing is close to midnight of the 6th, then you might be able to legally date it the 7th if part of the notary procedures went past midnight.  

Please keep in mind that the document date might be the date of the signing or earlier. The document date can be whatever the document drafter chooses, and it serves little purpose other than to identify the document and distinguish it from other similar documents.

You might also like:

Notarization Dates, Document Dates & Signature Dates!
http://blog.123notary.com/?p=2421

Seal Forgery — it happened to me!
http://blog.123notary.com/?p=724

She lost a great account because she didn’t want to backdate
http://blog.123notary.com/?p=22229

What is a document date?
http://blog.123notary.com/?p=21431

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April 28, 2020

A notary dies and sees his whole life flash before him

Filed under: General Articles — admin @ 9:33 am

We don’t always think about dying. I think about it when I am on a plane because I get paranoid during turbulence. Other people get paranoid during notarizations — what if I die while affixing my seal? But, this story is about a notary who dies.

Joe the Notary was on his last day. He drove to his notary job, drove home, had dinner and then started dying. His life flashed before him like it does in a movie, but without the special effects.

Joe was dying. Not from indigestion, although the burrito was a little to spicy. He was just dying. Angels appeared before him. He saw all of the bad deeds he had done which included quit claim deeds. He saw all the times he backdated and learned that he would be judged in heaven for those wrongful things. He also saw that he has not been paid for a handful of signing companies and that they too would be penalized on the other side. He saw his wedding, his wives, kids, mistresses and concubines. Yes, Joe had been a bad boy. Nobody knew except for the folks in the brighter world who keep tabs on these things. He saw his birth, salient childhood memories, the day he learned to tie his shoes, the day he learned to wipe in the bathroom and the day he joined the football team.

Yes, Joe had lived a good life. But, now he would be judged for backdating. Why is like so cruel… or should I say, afterlife? Afterlife’s a bitch!

So, he was sent to backdate purgatory. It was not hell, not horrible, but not heaven either. It was a particular karmic realm where people who fudged dates were sent. He was scheduled to be sent there on the 10th, but delivered on the 9th while the paperwork said the 10th. Joe asked what was going on — the clerk said, “karmic retribution sir.” He was scheduled to have dinner at 6pm but it was served at 9pm but on the form it said 6pm. Joe would be punished for three years in this realm. It really wasn’t that bad, but the dates and times were routinely fudged. Hmmm.

So, if you are thinking about committing notary

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April 19, 2020

Santa Becomes a Notary

Filed under: General Stories — admin @ 9:18 am

Santa became a Notary Public because quite frankly, business was slow at the North Pole most of the year. When the present business was fast in December, signings were slow, and when signings were fast, Christmas business was slow – so it all worked out.

Santa had to become a California resident to get his notary commission here. But, he liked the weather. Plus he could come to Los Angeles and work at the Grove in the little Santa house in the middle of the outdoor mall. While Santa was at the mall, he spent a lot of his time off at the Apple store and learned about higher tech ways to keep track of who was good, and who had been bad. He created a very sophisticated algorithm to keep track of this and changed the algorithm without notice on a regular basis — he learned that trick from his tour of Google in Northern California. Needless to say, the signing companies who didn’t pay on time wouldn’t get any nice presents.

One day when Santa was on duty at the Grove (mall) a little kid sat on his lap and said, “Santa — I want a notary seal for Christmas.” Instead of telling the kid he was too young or giving the kid a simple “no”, he handed the kid a long form and then another form for a request for background screening and then started to fingerprint the poor kid. Santa said, “Fill in all of these forms, send this one to the FBI, and then get back to me when you hear from them.” The little kid never followed through, but to his surprise, the kid got a pretend notary seal that Christmas.

And then there were the Notaries who said no to any illegal requests for backdating. If they went easy on the eggnog, Santa would reward them generously.

Santa played a joke on a Notary in Orange county. Santa brought some ornaments for their tree. When the Notary and his wife woke up, they found their tree completely adorned with Notary seal ornaments.

A Notary in San Bernardino County left Santa some cookies which was a welcomed surprise because Santa was mistaken for a burglar and had to run for his life. That kind of running makes fat people very hungry.

A Mexican family in San Francisco had a terrible Christmas Eve. Their children were scheduled to go to Oaxaca with their uncle the next day, but, their travel documents had still not been notarized and they didn’t know what to do. They were so worried they couldn’t sleep. So, they were awake when Santa came. To their surprise Santa was able to notarize their travel document and all was well after that. The words, “Thanks Santa” echoed through the neighborhood — even the little squirrels knew that something magical had happened.

So, that is the story of Santa the Notary. A good night to all, And to all — a good night.

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February 9, 2020

2012 complication of best posts

Filed under: Compilations — admin @ 9:50 am

Here are some of our best posts from 2012.

TECHNICAL

What is signature by X?
http://blog.123notary.com/?p=2278

Information about various notary procedures
http://blog.123notary.com/?p=2268

Rules for notarizing a bedridden person
http://blog.123notary.com/?p=2243

Backdating from A to Z
http://blog.123notary.com/?p=2424

All you need to know about notary work
http://blog.123notary.com/?p=2354

Can a notary notarize a birth certificate?
http://blog.123notary.com/?p=2300

Fraud and forgery in the notary profession
http://blog.123notary.com/?p=2294

Do I notarize every page of the document?
http://blog.123notary.com/?p=2280

Notary boiler plate wording
http://blog.123notary.com/?p=2432

Notarization dates, Document dates & Signature dates!
http://blog.123notary.com/?p=2421

Sending loose certificates is illegal
http://blog.123notary.com/?p=2470

Can a notary sign on a different day?
http://blog.123notary.com/?p=2457

Don’t drop the Fedex in the drop box!
http://blog.123notary.com/?p=2831

Protecting yourself with a contract
http://blog.123notary.com/?p=2593

Tips for Notaries
http://blog.123notary.com/?p=3360

STORIES

Borrowers and their filthy homes
http://blog.123notary.com/?p=2214

Power of Attorney at a nursing home
http://blog.123notary.com/?p=2305

123notary behind the scenes
http://blog.123notary.com/?p=2499

20 stories about animals at signings
http://blog.123notary.com/?p=3074

5 books every notary should own (and read)
http://blog.123notary.com/?p=3668

3 notaries walk into a bar
http://blog.123notary.com/?p=3660

I make mistakes too
http://blog.123notary.com/?p=3639

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August 20, 2019

A bar only for “cool” notaries

Filed under: Virtual Comedy Themes — admin @ 11:48 pm

I had a dream that I bought a bar and wanted to make it the coolest place only, and for Notaries primarily. So, what I did was to create this apparatus called a “coolometer”. It is a little like how they strap you to a laughometer at comedy places where they charge by the laugh. The coolometer measures how cool you are, so the bouncer can decide whether or not to let you in on a busy night.

In any case, the machine has a rating from one to ten to test how cool you are. On a regular night you need to score at least four so we know you are not a complete dweeb. But, on the weekends you need to score at least six. Day time we did not have too many restrictions just as long as you weren’t scaring people away.

So, the bar did well. Many Notaries came and swapped stories about backdating, who paid, who didn’t, and more. Some Notaries decided to become pick up artists and come up with pick up lines (which usually didn’t work.

Do you sign her often?
What’s your sign?

LINE: Do your parents know that you hang out in dangerous neighborhoods after dark?
RESPONSE: This neighborhood isn’t dangerous.
LINE: It is when I’m here baby!

In any case, everyone had a good time and the bouncer had the necessary tools to pick them. Thank God he didn’t decide to screen people based on Notary knowledge otherwise the bar would have been empty. But, then, I decided to visit my own bar. The bouncer strapped me to my coolometer and said that I only scored a three and couldn’t come in. I said, “But, I invented this machine — not fair… plus I am the owner. What gives?” Then he said, “Just kidding.” I was so riled after that I had to have a home made ginger beer spiked with rum. Good God. And remember — Don’t drink and sign!

You might also like:

Bartender Notary – a reverse mortgage on the rocks
http://blog.123notary.com/?p=4080

An American Notary dates a Chinese Notary using an app
http://blog.123notary.com/?p=20809

Best virtual Notary comedy compilation up to 2018
http://blog.123notary.com/?p=17693

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August 16, 2019

Confessions of a Notary

Filed under: Other Guest Bloggers — admin @ 11:35 pm

Notary, Jean, walks into a confessional booth, shuts the door and sits down. The PRIEST
begins with the sign of the cross.

JEAN: Forgive me Father for I have sinned. It has been about 3 years since my last confession. Ooph, where do I begin?
(Silence.) Okay… I have lied, a lot, for my job.

PRIEST: How so?

JEAN: Well, I backdated a document for a client–big no-no. I often don’t check ID’s in meetings with clients. Oh, I tried to help this poor girl with a document. Her mom was so sick that she couldn’t make it to the appointment, so I didn’t witness her signature–but though I know that’s wrong, I think Jesus would be on board with that one because I was helping someone in need. Granted, it was her mother’s will…Oh SHIT! I don’t think her mom signed that…FUCK!

PRIEST: Excuse me?

JEAN: Oh, and I cussed during confession…Sorry.

PRIEST: You must be a notary.

JEAN: Yeah. I am.

PRIEST: I absolve you of your sins. You may go.

JEAN: goes to leave.
If I could offer some advice?

JEAN: Yes.

PRIEST: Maybe follow the law, and you know, not commit fraud for people.

JEAN: Right. Thank you, Father.

JEAN leaves. Another PERSON enters.

PRIEST: Before we begin, what is your profession?

PERSON: Notary?

PRIEST: Oh gosh. Let’s begin in the name of–
End.

You might also like:

Notary Jokes
http://blog.123notary.com/?p=8471

Backdating from A to Z
http://blog.123notary.com/?p=2424

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June 22, 2019

She lost a great account because she didn’t want to backdate

Filed under: Marketing Articles — admin @ 12:20 pm

This type of story is not something we hear about much. Companies will not typically ask you to backdate. They only ask when there is some huge financial loss that they will incur if they don’t. What these companies don’t seem to understand is that the consequences of getting caught are far worse than the small commission or few thousand you lose if you have to redraw the loan or lose the loan entirely.

This particular Notary had a nice client for years. She did many jobs for them month after month. Then one day they were in a jam and asked her to backdate for them. The Notary said no, and the company never used her again. Hmmm. With friends like them who needs enemies!

I have never heard a story exactly like this before. The moral of the story is that people who hire Notaries are typically people lacking any sort of scruples, so don’t expect anything from them. And if they ask for illegal things, don’t do it. And if you get fired as a result, just make sure you have a large compilation of other clients because you’ll be needing them.

You might also like:

A lady got a request for backdating — hear her brilliant solutions
http://blog.123notary.com/?p=22183

Backdating from A to Z
http://blog.123notary.com/?p=2424

What is a document date?
http://blog.123notary.com/?p=21431

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February 16, 2019

What is a document date?

Filed under: Technical & Legal — Tags: , , — admin @ 10:42 am

What is a document date on a document? Is the document date an important fact for Notaries to know? There is a great bit of confusion about this topic.

A document date is an arbitrary date that the document drafter adds or inscribes within the document. Although the document date is arbitrary, certain customs apply.

The document date is usually based on the date the document is either written, becomes effective, or is intended to be signed.

In real life, sometimes signings are postponed by a day or two because something came up. The main point to remember here is that there is no hard and fast rule as to what a document date is, can be or should be. To further research this point, I read through the first several dozen posts on Google about this topic and none of them address is clearly.

You might also like:

Document dates, signature dates, and rescission dates
http://blog.123notary.com/?p=20189

Backdating from A to Z
http://blog.123notary.com/?p=2424

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November 20, 2018

123notary’s Index of Popular Notary Articles

I am not sure how this is going to go, because there are more than a thousand articles on our site. So, wish me luck and I hope this post is valuable.

COURSES
http://blog.123notary.com/?p=20276
Beginner Notaries 103 Course – http://blog.123notary.com/?p=21112
Notary Etiquette 104 – http://blog.123notary.com/?p=21132

TECHNICAL POSTS
Journals — http://blog.123notary.com/?p=20272
Certificates — http://blog.123notary.com/?p=20268
Notary Acts — http://blog.123notary.com/?p=20280
General Notary Information — http://blog.123notary.com/?p=20264
Documents — http://blog.123notary.com/?p=20258
Law Suits & Legal Risks – http://blog.123notary.com/?p=20478
Credible Witnesses – http://blog.123notary.com/?p=20414
Index of posts about Power of Attorney – http://blog.123notary.com/?p=20255

MARKETING
Notary Marketing 102 Course – http://blog.123notary.com/?p=19774
Index of Marketing Posts – http://blog.123notary.com/?p=20284
Snapdocs Compilation – http://blog.123notary.com/?p=21531
Phone Etiquette – http://blog.123notary.com/?p=20505
Compilation of certification posts – http://blog.123notary.com/?p=16264
10 rules for negotiating fees – http://blog.123notary.com/?p=19620
How to write a notes section if you are a beginner – http://blog.123notary.com/?p=16698

PUBLIC INTEREST
Find a Notary – http://blog.123notary.com/?tag=find-a-notary
Posts about fraud – http://blog.123notary.com/?p=21527

GUEST BLOGGERS
String of guest blogs – http://blog.123notary.com/?cat=230
Compilation of guest blogs – http://blog.123notary.com/?p=22472

HUMOROUS & DRAMA POSTS
Best comedy articles 2010 to 2014 – http://blog.123notary.com/?p=20288
Stories on the blog – http://blog.123notary.com/?p=21898
Posts about Notary & Politics – http://blog.123notary.com/?p=20357
Compilation of mafia related posts – http://blog.123notary.com/?p=20352
Best Virtual Comedy Posts to 2018 – http://blog.123notary.com/?p=17693
Notary Restaurant Post Compilation – http://blog.123notary.com/?p=17442
Notary Dating & Romance – http://blog.123notary.com/?p=17451
Compilation of Notary Sit-Com Episodes – http://blog.123notary.com/?p=15949

GENERAL
Best blog posts since 2010 – http://blog.123notary.com/?p=21650
Posts about 123notary – http://blog.123notary.com/?p=20648

COMPREHENSIVE GUIDES
12 questions to ask for hospital notarizations – http://blog.123notary.com/?p=20519
How to make more as a signing agent – http://blog.123notary.com/?p=20418
Notary Public general info – http://blog.123notary.com/?p=20075
How to negotiate signing fees like a pro! – http://blog.123notary.com/?p=19198
When to refuse a notarization – a comprehensive guide – http://blog.123notary.com/?p=18974
10 things a notary can do to screw up a notarization – http://blog.123notary.com/?p=18864
A comprehensive guide to notary organizations – http://blog.123notary.com/?p=17088
A comprehensive guide to notary pricing – http://blog.123notary.com/?p=16504
123notary’s comprehensive guide to getting reviews – http://blog.123notary.com/?p=16290
Everything you need to know about writing a great notes section – http://blog.123notary.com/?p=16074
10 tight points on loose certificates – http://blog.123notary.com/?p=15449
Notary journals from A to Z – http://blog.123notary.com/?p=8348
Notary Seal information from A to Z – http://blog.123notary.com/?p=8337
Signing Agent best practice 63 points – http://blog.123notary.com/?p=4315
Borrower Etiquette from A to Z – http://blog.123notary.com/?p=2995
Backdating from A to Z – http://blog.123notary.com/?p=2424
Mobile Offices from A to Z – http://blog.123notary.com/?p=535

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