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November 21, 2019

Should you meet a Notary at a coffee place?

Filed under: Business Tips — admin @ 5:51 am

Coffee places are a nice place to meet for a variety of reasons. You can meet friends, have a first date, a last date, or just hang out by yourself and browse your iPad while drinking frappachinos. Here are some reasons why coffee places are nice:

1. They are easy to find compared to finding the address of a residence in the dark.
2. They have easy parking normally
3. It is a comfortable atmosphere to talk to people or even sign papers.
4. They have really good espresso although I have mixed opinions about the biscottis.

Coffee places also offer neutrality. No, not gender neutrality (I think I’ve beaten that horse to death.) But, you can feel safe there as opposed to going to someone’s house at night. After all, what if they are in a bad neighborhood, or what if you are some paranoid woman who is afraid to go to someone’s house?

Also, if you have to wait for the other person to show up, a coffee house is a nice place to wait around. After all, you can have a latte while you waitte. I think I spelled wait wrong — but… what.. ever…. In theory, you could arrange appointments all day long and just hang out at that spot. It might get boring, but you would be on a first name basis with the various barristas.

So, go meet a Notary at a coffee spot and have a caffeinated notarization. Your signature might be a bit jittery, but that adds character to the signing.

You might also like:

Notary Starbucks – charging for waiting time while sipping Sumatra
http://blog.123notary.com/?p=18926

Have you ever been tempted not to go into a borrower’s house?
http://blog.123notary.com/?p=15369

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October 12, 2019

Millennial male Notaries resent Jeremy’s advice to “man-up”

Filed under: Humorous Posts — admin @ 11:25 pm

Yes, it is a problem with millennials nationwide. They are a generation in which the males don’t want to have manly attributes and the females antagonize males for being toxic when it is really females who are more actively toxic with all of their anti-male feminist bantor.

Feminism is really masculinism in disguise — an ideology that women are inferior, and the only way to compensate is to be as similar (or better) to men as possible. Traditionalism is where females have dignity doing their feminine duties such as procreation, managing the family, social networks, cooking, extended family, etc.

JEREMY: Men, it’s time to “man-up” and be more assertive in your business.

JAIME: Like, why is that so important. Can’t we just be ourselves?

JEREMY: How old are we now, three?

JAIME: More like 26. And I’m a snowflake by the way.

JEREMY: How did I guess. You are more like a snowflake without the snow, but I digress. You need to call or contact 200 signing companies so that you know that you exist.

JAIME: Oh, that is like sexual harassment. Yeah, I heard that if you talk to a girl on your own initiative, you could end up in jail.

JEREMY: What? I think if you make unwanted sexual remarks repeatedly you might have a problem. If you are just being friendly, people can make all the false accusations they want, but there is no evidence of wrongdoing. Do you want to work or not?

JAIME: Like, can’t there be some app that will do this for me so that I don’t have to act assertionly or whatever you said?

JEREMY: Do you want $40 per jobs on a snappy app which is our competitor, or $100 with a little education, promotion and a few legit reviews. And that is “assertively”, not assertionly by the way. You should probably read more with a dictionary to master English.

JAIME: Well, I self-identify as a successful Notary.

JEREMY: How many jobs have you completed to date?

JAIME: None yet. You’re hurting my inner child.

JEREMY: Is your entire generation like this? I don’t see a future in America. You guys don’t even breed.

JAIME: Well that might be difficult as breeding is sexist.

JEREMY: I think we are completely lost here. Without both genders doing what God designed them to do, there won’t be any future human race, you know that right?

JAIME: I see no proof that God exists.

JEREMY: Humans didn’t evolve out of a vacuum and neither did our souls. There is a spiritual component behind our evolution. Never mind. We are getting nowhere here. I’m not going to say “man-up” anymore, because it is pointless. Have fun paying rent with your attitude. Oh, let me guess, rent is also sexist — I’m sure you’ll find a rationalization how it is.

JAIME: No, rent is mean. Because what if someone is having a hard time finding work and a mean landlord makes that person pay rent. Boo hoo hoo.

JEREMY: At this point, I will thank my parents for kicking me out of the house when I was 18 except for summer vacations from school. I learned to survive in the real world. It took me ten years to figure out how to be self-sufficient, but I did it. And I thought I was a block head. Brother!

You might also like:

Millennials notaries and gender rules
http://blog.123notary.com/?p=22535

A Millennial self-identifies as being a notary public
http://blog.123notary.com/?p=22269

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August 30, 2019

The notary apologizing game

Filed under: Humorous Posts — admin @ 10:54 pm

A Notary notarized a couple in Venice, CA. The husband was signing an Affidavit and the wife was signing a Power of Attorney. The Power of Attorney notarization required a thumbprint by law, but the wife (who was a politically correct person) mistook this for sexism.

WIFE: Ah-ha! You want a thumbprint from me, but don’t require it from my husband because he is a man!

NOTARY: With that attitude it is a wonder that you can even attract or keep a man. You regard yourself as our enemy!

WIFE: I resent that. I am on the enemy of sexist, misogynist, guys who are the enemies of womankind.

NOTARY: You mean guys who don’t let you walk all over them?

WIFE: Exactly… Hey No. You tricked me into saying that. In any case. I demand an apology for being a sexist Notary.

HUSBAND: According to the state of California…

WIFE: Stay out of this.

HUSBAND: (shrugs shoulders) okay.

NOTARY: Typical beta-male. You just love those submissive males who are just so happy to have a woman they’ll say anything.

WIFE: That’s the way men should be. They should know who the superior gender is.

NOTARY: Ah-ha! I demand an apology. You just said something sexist towards male Notaries. Okay, it was not notary-specific, but towards males.

HUSBAND: He kind of has a point.

WIFE: Stay out of this — once again…

NOTARY: Okay husband who doesn’t wear the pants in the family….

HUSBAND: Ouch… you kind of have a point here though.

NOTARY: Do you solemnly swear or affirm that the contents of this document are true and correct?

HUSBAND: I demand an apology. You asked me to swear when I don’t believe in swearing.

NOTARY: Oh boy, another one of those.

WIFE: He’s just kidding. He doesn’t stand for any ideology except for cow-towing to my every request which is exactly how it should be.

NOTARY: Well it looks like we live in an ideal world, so how come you are so angry now that you have everything your way?

WIFE: Everything? You call this everything? I still didn’t get my apology.

NOTARY: I apologize for not explaining notary law to you before the signing. Everything I am doing is consistent with Notary law.

WIFE: Well then notary law is sexist and part of the patriarchy since it involves swearing to God.

NOTARY: That is an issue for the secretary of state’s office.

HUSBAND: Do you know any good men’s rights organizations?

NOTARY: After today I will definitely Google a few. And if I don’t find any, then I will owe you an apology.

You might also like:

Affirmations – pleasing the politically correct while offending the traditionalists
http://blog.123notary.com/?p=19606

A New category in the notary census
http://blog.123notary.com/?p=22197

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July 2, 2019

A millennial self-identifies as being a Notary Public.

Filed under: Humorous Posts — admin @ 2:27 am

TEACHER: Now, class, as we all know, we are all little snowflakes now aren’t we?

CLASS: Yes teacher

TEACHER: And we don’t have to be responsible about anything in life because the world owes us a living. Anyone who criticizes us is bad because they might offend or hurt our feelings which is the worst thing of all. Now class, we must all be sensitive to how people identify. Let’s go around the class.

SHELLIE: I self-identify as being a male police man.

TODD: I just came back from a trip to India, and my nuts were sore from the car bouncing on the bumpy roads in the mountains. Such unbelievable pain. I bet you have had similar problems being a man, right?

SHELLIE: Excuse me?

TODD: You mean your nuts have never hurt?

SHELLIE: I don’t have those yet. I’m transitioning dummie.

FRANK: I self-identify with being a Notary Public.

TODD: Oh good, how much is it to get an Affidavit of copy of transcript notarized?

FRANK: What’s an Affidavit?

TODD: It is a document you notarize… That’s what Notaries do you know. Do you have a stamp and a Notary commission?

FRANK: I think we have to stand up to this type of harassment. My feelings are hurt!

TODD: Have you filed your Oath and Bond with the county clerk?

FRANK: What’s a bond?

SHIMON: I self-identify as being a sephardic cantor.

TODD: Can you sing me some lines from what you sing in shul?

SHIMON: Oh yeah… (sings very Moroccan sounding Hebrew prayers and sways from side to side.)

TODD: Just out of curiousity, did you start out as a Sephardic cantor, or did you transition into it?

SHIMON: I had to go to school to learn to become a cantor. You can’t “cant” unless you study.

TODD: Did you have to study to become Sephardic?

SHIMON: You kind of have to be born into that, but it’s complicated. To be of a tribe, your affiation is based on the father, but your religion based on the mother.

SHELLIE: What about your sexual identity — is that based on your mother’s lineage or your father’s?

SHIMON: I’ll have to think about that. Have a nice evening and Shalom!

You might also like:

Millennial Notaries and gender roles
http://blog.123notary.com/?p=22535

The ADD culture and marketing your notary listing
http://blog.123notary.com/?p=22309

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January 15, 2019

Notary Etiquette 104 — Confirming the Signing & At the Signing

CONFIRMING THE SIGNING & AT THE SIGNING
Return to Table of Contents for – Notary Etiquette 104

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1. Call to confirm the signing.
First introduce yourself on the confirmation call. Then go over all pertinent points. Make sure the ID proves the name on the documents and that all the signers will be there. You should also verify that there is a clean table to sign on. You should go over how long the signing should take, if there is anything going back to the document custodian and if they have used morphine or Jack Daniels within several hours of the signing. Nothing beats a sober signer or a well-organized Notary Public.

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2. Introduce yourself at the door.
It is good to mention that you are Joe the signing agent and that it is your job to facilitate the signing. Mention that they can address all of your questions to you, but that you cannot answer specific questions about their loan, but only general questions about loan documents and Notary procedure.

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3. Small talk is good.
People like a friendly Notary who can talk about small talk. But, avoid any topics that could be controversial such as gender issues, sex, guns, and how born-again Christians should have a second birth certificate for when they were born the second time.

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4. Don’t discuss guns and religion.
Unless you are notarizing the Obamas, don’t bring up Joe the plumber, or religion. But, if you are notarizing the head of the NRA then you might reconsider guns. If you ask him to shoot you an email, don’t be surprised if he asks what you want him to shoot it with! Yee-haw!!!

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5. Don’t park in the driveway.
The driveway is for the residents to park in, not you. You are their humble servant who parks on the street (sorry).

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6. Call if you’re going to be late.
If you are going to be late, call and let them know ahead of time rather than keeping people hanging.

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7. Don’t rush the borrowers.
On the other hand, if you have another appointment to go to, let them know when you have to depart. If you are under a time crunch, you can discuss their right to rescind if applicable and remind them that they have borrower copies.

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8. No drinks on the table
Drinks can spill, so unless you want your Deed of Trust drenched, keep the drinks on a chair or a separate table — no exceptions.

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9. Know when to call the Lender.
If the borrower asks questions, you need to know in advance which questions you can answer and which questions to refer to the Lender. You should have the phone numbers for Title, the lender, and any other relevant party. You can answer questions about what information is where in the documents as well as Notary questions. You should not answer questions specific to their loan.

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10. Middle initials
If the signer doesn’t want to sign with their middle initial, politely tell them that they need to sign the way their name reads on title otherwise their loan might not fund.

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11. How long to wait for return calls
If you try to reach one of the contact people for the loan such as Title, Loan Officer, Lender, etc., and they do not answer, try to give them a reasonable amount of time to respond. Twenty minutes to an hour seems reasonable.

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12. Dress for success.
People get very put off if you do not dress like a business professional. Business casual or business formal is fine. Avoid jeans and definitely don’t wear flip flops, shorts, bathing suits, heavy makeup, short skirts, or night club apparel. Signers get in trouble all the time for not dressing for success.

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13. Don’t bring your kids.
Believe it or not, some Notaries will bring their family to the signing. This is very intrusive and rude. Either keep your family at home, or in the car, but don’t bring them to the signing.

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14. Don’t complain.
Don’t tell the customers how bad certain signing companies are or who didn’t pay you. Keep your personal business personal. It makes a terrible impression if you talk about this stuff.

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15. Don’t give opinions about the loan.
The worst thing a Notary can do is to give an opinion, especially a negative opinion about a loan. You can get fired, blacklisted or even sued because of this. Some borrowers might cancel their loan because you told them they were getting ripped off.

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16. Following instructions
If you were asked to sign in blue, then sign in blue. If you were asked to start at page four, just do it, don’t explain or make excuses, just follow instructions. If you are asked to fax back page 1 to 28, don’t complain, just do it.

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17. If you make a mistake
If you make a mistake as a Notary, you might have to go back out there and fix the mistake. So, don’t keep people waiting. Go back out there and clean up after yourself.

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18. The grace period
As a Notary, you might be asked to answer emails after a job is done. There might be a problem, error, or just an inquiry. If you don’t answer your email or phone because you are on vacation or just don’t feel like it, that can cause a big problem.

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October 21, 2018

Index of best comedy posts from 2015 to present.

Filed under: Best Humorous Posts — admin @ 11:49 pm

THESE POSTS ARE IN ORDER OF QUALITY AND POPULARITY

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COMPILATION

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Best Virtual Notary Comedy Compliation!
http://blog.123notary.com/?p=15957

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NEW

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George Lopez Notary Public
http://blog.123notary.com/?p=19889

Psych Notary Episode
http://blog.123notary.com/?p=19397

Vietnam War Notaries — A POA for a POW.
http://blog.123notary.com/?p=19445

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POPULAR

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Notaries in cars getting coffee
http://blog.123notary.com/?p=18945

Disney Notary World
http://blog.123notary.com/?p=18880

Jane the Virgin Notary
http://blog.123notary.com/?p=14899

Trump – Making American Notaries Great Again
http://blog.123notary.com/?p=17023

Black Notaries vs. White Notaries: The Notary Manual (link a string)
http://blog.123notary.com/?p=19322

How Carmen dealt with some Alt-Right customers
http://blog.123notary.com/?p=19092

Notary with Tourettes Syndrome
http://blog.123notary.com/?p=18999

The Noterator
http://blog.123notary.com/?p=19116

Sharktank — self driving Notary
http://blog.123notary.com/?p=19104

Notary Hell — yeah, but it’s a dry heat
http://blog.123notary.com/?p=13196

Notary aptitude test 2
http://blog.123notary.com/?p=17065

A Notary from Florida travels to India
http://blog.123notary.com/?p=19636

Shark Tank — 123notary wants to sell 10% of its shares
http://blog.123notary.com/?p=16021

Are you a Yes-tary or a No-tary?
http://blog.123notary.com/?p=16626

Shark Tank — Notary Escrow Pal
http://blog.123notary.com/?p=16009

Can I bring my 12 year old to a signing?
http://blog.123notary.com/?p=15885

How Notary work is similar to online dating!
http://blog.123notary.com/?p=15763

Welcome to the Notary Zoo!
http://blog.123notary.com/?p=15994

You know you’re a Notary when…
http://blog.123notary.com/?p=16038

Notary Ed similar to Driver’s Education
http://blog.123notary.com/?p=19132

Notary Psychic Tarot Card Reading
http://blog.123notary.com/?p=19126

Flashpoint — Notary job for a hostage with a multimillion dollar contract
http://blog.123notary.com/?p=18798

Noternity Court
http://blog.123notary.com/?p=14091

Notary space station — in space, nobody can hear you sign!
http://blog.123notary.com/?p=18920

The Notary Train
http://blog.123notary.com/?p=18928

Honey, you can kiss my app!
http://blog.123notary.com/?p=14902

Can you sign in your sleep? What would that be like?
http://blog.123notary.com/?p=18874

A new acknowledgment form for transgender people
http://blog.123notary.com/?p=19658

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September 24, 2018

Who does what in an Acknowledgment?

Notary Acknowledgments

What baffles me is that virtually none of our Notaries on our site can adequately describe any Notary act without Carmen or myself teaching them one by one. I cannot teach everyone by hand and I do not get paid for that either. So, here is my dissertation on how Acknowledgment procedure is typically misinterpreted by Notaries which can lead to legal issues.

QUESTION — What is an Acknowledgment?

WRONG ANSWERS
1. The signer verifies that the document is correct
2. The Notary verifies that the document is correct
3. The Notary must witness the document being signed (only a few states require this)
4. The Notary acknowledges that the signer signed
5. “You” acknowledge the signature — who is “you?” Is it the Notary or the signer? Ambiguous and therefore not correct.
6. The signer must swear to the truthfulness of th document. (you must be thinking of a Jurat.

NOTE
Some states such as Massachusetts have laws regarding signing under duress and require the signer to state, claim or swear (not sure which) that they signed a notarized document on their own free will. I do not know state Notary laws and you have to be responsible for knowing the laws of the state(s) you are commissioned in. Please do not confuse swearing that you signed a document on your own free will with swearing to the truthfulness of the document, because one of those two Oaths does not constitute or substitute the other as they are two separate and unique practices.

RIGHT ANSWER
An Acknowledgment is a Notary act where a signer appears before a Notary Public, and acknowledges (sometimes nonverbally which is convoluted but true) that they signed a particular instrument (document) by virtue of the fact that they say, “please notarize this.” The Notary then identifies the signer normally by virtue of a current government photo ID, credible witnesses, or sometimes personal knowledge. The Notary does NOT verify if the document is correct. The Notary checks to make sure the signature on the document matches the signature in the ID and Notary journal. All three should match. The Notary then certifies that the signer appear before him/her, was positively identified, and that the signer Acknowledged signing the document. The Notary does not acknowledge or verify anything other than the fact that the signature matches their ID and the Notary journal (common misconception). The verb for the action of the Notary could be construed as “certifying” by virtue of the fact that the Notary’s job is to fill out an Acknowledgment “certificate” form for the Notary act.

1. The signer APPEARS before the Notary.
2. The signer ACKNOWLEDGES having signed a document (past tense, does not have to sign before the Notary.)
3. The Notary checks the signer’s IDENTIFICATION, or uses credible witnesses, or personal knowledge depending on state laws where you are.
4. The Notary has the signer sign a JOURNAL ENTRY. Not all states require a journal but you should keep on for legal reasons.
5. The Notary COMPARES the signature on the document, journal and ID for consistency.
6. The Notary fills out an Acknowledgment Certificate certifying that:
(a) The signer personally appeared
(b) Was proven to be the person named in the document
(c) The signer acknowledged having signed the document.

Once again, the signer does not verify the document is true. The signer does not verify signing the document, they ACKNOWLEDGE having signed the document. The document (in most states) can be signed prior to appearing before the Notary. The Notary does not verify the document is true.

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You might also like:

The new acknowledgment form for transgender people
http://blog.123notary.com/?p=19658

Notary Acknowledgment Wording
http://blog.123notary.com/?p=18858

Notary Public 101’s guide to Notary Acts
http://blog.123notary.com/?p=19500

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July 27, 2018

Black Notaries vs. White Notaries. The Notary Dance

Filed under: Humorous Posts,Popular on Twitter — Tags: — admin @ 11:33 am

Our last Black vs. White was really more about Asian parents vs. White parents and how white parents don’t make their kids study enough. That made white people very upset. Don’t be upset — just have your kids study harder. But, all the offensive comments… are they really necessary? The reason I write this type of blogs is that they get a lot of clicks. This is what people want to read about. It excites them. You know what they say — get your clicks on route 66. If you don’t want me writing about this type of subject matter, then click on something educational like our Notary Public 101 course or other tutorials.

WEEZY: George, I really think that Florence should become a Notary.

GEORGE JEFFERSON: Flo? She doesn’t know nothing about paperwork, or any kind of work for that matter.

WEEZY: I think it would be good if she knew some other types of ways to expand her horizons. But, I’m worried. What if she makes a mistake and costs a business owner thousands?

GEORGE JEFFERSON: Mistake? That ain’t nothing to worry about. How can you make a mistake if you don’t do anything?

TERRENCE: Personally, I think the Notary industry is racist.

WEEZY: How’s that?

TERRENCE: Have you ever noticed that you always sign a white document with black ink? There’s a whole lot more white than there is black.

SEINFELD: I never thought of that before. Why not have a black document signed with white ink?

KRAMER: Why not invisible ink, that you can only see with a special light! (rubbing his hands together)

FLO: I think that Notaries should have their own special Notarial dance.

SEINFELD: I like the idea, but how would I make a joke about that… let me think…

GEORGE JEFFERSON: Most Notaries that I’ve seen are white. The idea of a white person doing any type of a dance is a joke in itself.

SEINFELD: (nodding head) yeah, that’s right. Unless it is some sort of a Jewish dance. Our people excel at dancing, but only if it is in a circle. The minute we have to dance standing still or in a line, the whole thing just falls apart.

GEORGE JEFFERSON: The only reason your people know how to dance, is that they got plenty of practice while living in Africa and even more practice while running away from the Pharoah.

SEINFELD: I disagree. Running away from Pharoah was running in a particular direction — East. Our people just like to go in circles. Circular dances, circular reasoning, circuitous logic, etc. It gets you absolutely nowhere, but it’s so much fun if you don’t get dizzy.

FLO: I get dizzy just looking at reruns of my big fat Jewish Wedding. The whole thing where they lift the guy up in a chair into the air singing Le Chaim. I can get Le Chaim on sale downt he street every Thursday. I don’t see what the big deal is.

SITTING CROW: I like Jewish Pow Wow plenty good. But, they need better drum.

(The next day, Tom the white guy on the Jeffersons married to a black lady talks about his dream)

TOM WILLIS: I had this terrible dream last night.

FLO: What was it about?

TOM WILLIS: It was about Notaries.

GEORGE JEFFERSON: Was it about white men and black women doing a whole lot more than just holding hands and singing cumbaya?

TOM WILLIS: No, that came BEFORE the dream before I went to sleep. I’ll spare you the details.

FLO: I bet it was about white Notaries TRYING to dance.

TOM WILLIS: Actually, that was exactly what it was about. How did you know?

FLO: Oh, just a hunch.

TOM WILLIS: It all started out with a lot of suspense, just like the suspense that Helen and I had not knowing what gender our baby would be…

GEORGE JEFFERSON: And not knowing what color he would be!

TOM WILLIS: Well what happened was that 123notary created a video about a Notary dance that went viral on youtube… well that’s something that hasn’t been invented yet, but will be soon according to my psychic that Helen doesn’t know about and who’s rates are very reasonable by the way… please don’t tell Helen. In any case after the video came out, Notaries throughout the USA started doing the Notary dance. The dance was created to make Notaries feel happier, but it divided Notaries along racial lines because the black Notaries thought that the white Notaries weren’t doing the dance well enough. In fact, People started hiring Notaries based on their dancing skills and white Notaries got mad because they were disporportionally left out. They started an online riot and burned down half of Linked In. I’m not sure how this works because it all happens in the distant future.

SEINFELD: Why would anyone want to hire a Notary who danced? It doesn’t make sense. I can see the pen doing a dance, but the Notary? Most Notaries are crotchety people in their fifties and sixties. This whole dancing thing just doesn’t gel with me.

SITTING CROW: Our people have a Notary dance. But, we only do it wearing a wolf outfit which is made out of a wolf head and skin that we killed many years ago.

TOM WILLIS: It’s such a shame that people become divided so easily over race. It just divides society in half.

GEORGE JEFFERSON: And it might divide certain marriages in half as well!

WEEZY: I just can’t figure out why Notaries start an online riot, whatever that means, when somebody says something that bothers them. Can’t they just talk things over in a civil way like George and I… okay, bad example.

SEINFELD: And last time Jeremy posted his Black vs. White article on facebook about the Notary manual, people had an online riot and posted hundreds of angry and hateful comments about it when the article was not disrespectful at all. What gives? They could have a polite way of voicing their opinions instead of having a riot all throughout Facebook, Linked In, and whatever online networks will be created in a decade or two.

FLO: Or three. It’s the seventees where we are — at least for now. We’ll have to work our way into the 2000’s.

GEORGE JEFFERSON: Yeah, that’s the key word…. work! If it requires work, you’ll never get there!

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You might also like:

Black Notaries vs. White Notaries – Comedy Edition
http://blog.123notary.com/?p=17455

Notary Psychic Tarot Card Reading
http://blog.123notary.com/?p=19126

Notary Jail
http://blog.123notary.com/?p=19666

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April 9, 2018

When do I need to use a California All-Purpose Acknowledgment?

Filed under: California_Notary,Other Guest Bloggers — Tags: — admin @ 10:42 am

When do I need to use a California All-Purpose Acknowledgment?
A Notary Public in California only needs to use the notarial language found in an All Purpose Acknowledgment if the document is being filed in California.

California Civil Code Sec 1189 ( c ) allows a Notary to use the preprinted acknowledgment language from another state as long as the Notary is not required to determine or certify in which capacity the signer is signing the document. Certifications are prohibited for Notaries to perform by California law. Notaries are not required to even include the disclaimer at the top of the notarization which essentially states that the Notary Public completing the notarization is only verifying the identity of the signer and not the “truthfulness, accuracy or validity of the document”.

A document that many Notaries see and something that I see brought to my office often at A1 Live Scan Fingerprinting and Notary Services in downtown Los Angeles is Form TSP-70 which is the Thrift and Savings plan Financial Hardship In-Service Withdrawal Request form. This form has preprinted Notarial Language for Acknowledgment and has specific instructions for the Notary that reads in relevant part, “Notary:……No other acknowledgement is acceptable (see instructions)”.

When you see forms such as TSP-70 that is being sent or filed in another state or jurisdiction, use the preprinted form as long as you are not being asked to certify the capacity in which the signer is signing the document.

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Who does what in an Acknowledgment?
http://blog.123notary.com/?p=20108

Notary Public 101’s guide to Acknowledgments & other Notary Acts
http://blog.123notary.com/?p=19500

The new acknowledgment form for transgender people
http://blog.123notary.com/?p=19658

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March 31, 2018

The John & Sally Question Revisited

Filed under: Loan Signing 101 — admin @ 10:28 pm

This is a simple question that throws Notaries off that I like to teach. John and Sally’s names are inscribed in an Acknowledgment for a Deed that the Lender pre-filled out. Sally cannot make it to the signing because she works the night shift. What do you do?

Wrong Answer
Notarize the form as is. Commentary — unfortunately, that is illegal, because you cannot perform an Acknowledgment for someone who does not personally appear before the Notary Public.

Another Wrong Answer
Just cross out Sally’s name and proceed. Commentary — unfortunately, forms have wording in the boiler plate section with he/she/they, capacity(ies), signature(s), etc. If you do not make sure the standardized wording and cross outs are consistent with how many people are there and of what genders, you have created falsified information in a certificate which is a crime.

A Messy but Acceptable Answer
You can cross out Sally’s name, check the wording below and make sure it is consistent with single man and a single signature if indeed there is only one signature on the document (better check to verify.) However, this is messy. Fraud could be suspected after the fact. If you cross out a county, that does not affect the transaction in any way because the loan would still be legal (I’m guessing & assuming) if you signed it in another county of the same state. However, if there is a debate as to whether Sally was there or not, or someone used the initial to add a third name fraudulently, you the Notary are in trouble. By having initials on legal documents and forms, you are opening up a can of worms and will have only your journal as evidence of what actually happened.

A Clean and Correct Answer
The best way to rectify the John and Sally issue is to either drive to the hospital where Sally works and get her to sign before midnight. That is not always possible. But, the forms could be stamped after she signs.

Or, use a fresh Acknowledgment form and just put John’s name on it, and notarize John’s signature as is. Another Notary can deal with Sally and do what James Bond calls — Notarize another day.
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You might also like:

Cross out and initial, or use a fresh form?
http://blog.123notary.com/?p=19933

Filling in your journal before the appointment?
http://blog.123notary.com/?p=15354

The ID says John Smith.
http://blog.123notary.com/?p=19953

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