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November 1, 2021

Notary Public Day — every Nov 7th

Filed under: General Stories — admin @ 7:53 am

Since 1975, every November 7th has been celebrated as Notary Public Day. I have never heard of this day before. I don’t think very many Notaries celebrate it. I’m not sure how you should celebrate it. Perhaps getting a rectangular cake that looks like a frosty Notary seal would be the best way. And you could sing Notary songs about declining backdating requests, 15 year whisky and a 30 year loan, I’m running out of song ideas.

To me that is one more excuse to party. But, would Notaries get together with other Notaries (competition) and celebrate, or get together with friends and describe their profession and listen to all of their lame questions? Hmm. Food for thought.

The date of November 7 was chosen as Notary Public Day in recognition of the date that America’s first notary, Thomas Fugill, was commissioned. Fugill’s appointment by the Colony of New Haven happened on October 25, 1639 (Julian calendar), November 7 on the Gregorian calendar now in use. So, Fugill’s Notary commission was not in Fugility nor was it in futility!

I’ll contact my local cake makers. We really need to make a thing out of this. We should contact calendar makers to get them to put it in the calendar as it trumps some of their other inconsequential holidays like Canadian Thanksgiving (observed.)

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October 30, 2021

Notary Halloween Tips

Filed under: Humorous Posts — admin @ 8:00 am

How can you enjoy Halloween to the fullest this year as a Notary?

1. Scare people by not wearing a mask.

2. Scare people like me by telling me that you don’t take vitamin D — to me that’s even worse than sneezing during a pandemic.

3. Dress up like a Covid virus with the little spikes, etc.

4. Dress up like Fauci. I am more afraid of him than anyone at this point. I start screaming when I see him.

5. Scare people by telling them what their oil bill will be this winter due to Bidenomics, hyperinflation, and his ban on many types of domestic drilling. Trump had a big mouth but we never had trouble like this under his leadership.

6. Tell people that you are not the real Notary, but that you stole someone’s seal and notarized their document with it. (you might get arrested for that one)

7. Tell people that if they are bad, they will be reincarnated into a Notary Signing Agent — oh no, anything but that!

8. Go trick or treating and tell them that you will be hanging around there for a while because your doordash pizza delivery was booked using THEIR address.

9. You could use the new environmentally friendly shaving cream cans to vandalize someone’s property. Once again, you might be arrested for that, and for good reason. On the other hand, if they just ran out of shaving cream, they might appreciate that.

10. Knock on someone’s door with a really scary costume. Then say, “You think this is scary? Not as scary as Kamala’s performance managing the border. Speaking of which, I might be a cartel member who sneaked in, or a Taliban member. They can just waltz on in now.” Then they will say, “Not with that lack of an accent, you don’t scare me.”

11. Knock on someone’s door with a broken border wall, and some kids dressed up like Osama Bin Ladin who jump through the hole in the fence. That will make a statement regardless of which side of the political fence you are on.

12. Dress up like a Notary seal. Make the costume yourself. Just make sure you don’t leak ink, unless that is part of the gag.

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June 16, 2021

A satirical discussion of RON (remote online notary)

Filed under: Humorous Posts — admin @ 12:57 pm

JERRY: Hey, how’d you like to become a remote online notary?

GEORGE: I’m not even remotely interested.

JERRY: Hmm, sounds like you’re not a good candidate.

GEORGE: Well what’s involved.

JERRY: Well for one, I’m going out on a limb here, but I would assume that you would need to be remote.

GEORGE: You mean I would have to go to Wyoming? I’ve always dreamed of going to Yellowstone, but living there?

JERRY: AND, you’d probably have to be online.

GEORGE: Oh, no, I’m right here — nothing virtual about me. I’m the real deal. You can touch my arm… No really.

JERRY: I think I’ll pass. But, if you got in trouble as an ONLINE NOTARY, your career would really be ON THE LINE.

GEORGE: I like that. That was a classy line.Or maybe if you got in trouble, you would be OFF THE LINE, kind of like laundry that’s in trouble. Offline. Right?

JERRY: Maybe. And the third qualification is that you have to be a Notary.

GEORGE: What is a Notary. I don’t think I’ve ever met one.

JERRY: Oh you’ve met one.. more than one. Elaine used to be a Notary. She never talked about it much.

GEORGE: GET OUT!!! (pushes Jerry) You know, let me get a sense of how this notary thing works. I’m going to look it up on my iPhone… huh… ohhh…. Online Notary and more… This is going to be good. I’ll call them right now.

SALLY: Online Notary and more, this is Sally. What are you wearing?

GEORGE: What do you mean what am I wearing. This is an online Notary service, right?

SALLY: I’m wearing something really short with black nylons. I’m sliding my online seal slowly up my leg.

GEORGE: Just out of curiosity is that a physical leg or a virtual leg?

SALLY: Oh, it’s real baby. Now, I’m slowly sliding off my left nylon.

GEORGE: Your left or my right.

SALLY: It’s mine, not yours. Okay, let’s get to business. How do you want it?

GEORGE: I want an online notarization.

SALLY: You will need an online ID and an online document. Do you have both of these?

GEORGE: Umm. (pause) No.

SALLY: You’ll need online payment too.

JERRY: I think you’re unprepared. Better see what is going on by visiting one of those online Notary portals. Maybe they will explain the process. Let me have the phone. Sally, it was nice. George isn’t ready for this yet.

SALLY: Maybe when he’s a little older, at least in cyber maturity.

GEORGE: Once again, thanks for the vote of confidence. But, I learned something today. I am an in person type of guy. Yup. That’s what I am . I know what I am and I’m proud of it!

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June 8, 2021

Julius Caesar Notary Public

Filed under: Humorous Posts — admin @ 11:27 am

I don’t think that Julius Caesar was a Notary, but they had Notaries in Rome, and Rome is one of the ancestors of American civilization along with Greece, Israel, Sumeria, France, and England. It is interesting to know that our culture derives originally from Iraq. I wonder what Saddam would have to say about that. They invented the clock with 12 hours and 60 minutes, etc. This silly story is about the American version of Julius Caesar and I got the story as close to the real story as it can possibly be in modern America if you over look the fact that Americans normally drink champagne in hot tubs and not sangria… details.

Julius started his career in escrow in Missouri. Things were good until he went on vacation to the Caribbean and got kidnapped by pirates. He escaped by the grace of God after having a seizure, and then bought a slave who was an expert in Greek philosophy to teach his beloved daughter. He brought the slave back to Rome, Missouri where he lived in this fictional blog article. Think of this as a modern day Julius… you know… with the straight cut bangs… not really my style, but it works for him.

He continued his career while his slave educated his daughter in the classics, and then a terrible tragedy happened. His wife died, and he was devastated.

Disclaimer to the Black Lives Matter movement… The slave was a white guy who looked Greek and thought Greek. So, that makes it okay… I guess…

Meanwhile in Julius’ home town of Rome, Missouri, the mayor made some law changes that allowed him to kill anyone who he claimed was a threat to him. Since Julius was honest and said he would kill the mayor on a whim, the mayor let him live. Then the mayor made his collegue Pompey kill someone else otherwise he would have someone kill Pompey. The citizens of the town had had it, and Pompey poisoned the mayor, and the mayor died in a hot tub. What a scandal. But, on a brighter note, there were no prostitutes involved, so that makes it less bad.

Julius was so stressed out by the situation, he had a seizure. Maybe we should call him Julius Seizure since he had seizures, not Caesars. On the other hand, the Caesar salad works for many people, so perhaps we should leave the name as is.

After that, Julius decided to become a Notary and do some conquering. He conquered the business from all Escrow companies in towns with French names in the midwest. Since that area used to belong to France, there were plenty. He spent eight years conquering what he called France or Gaul, and developed a business so huge, he had to hire many to help him. He spent most of his time away from home wooing more new clients and rarely returned home.

Finally after conquering the Gauls in the French named towns, Julius returned to his home town only to find that Pompey and his colleagues wanted to kill him due to a disagreement about some local political decision they were lobbying local government about. Julius hired a bodyguard, and later learned that Pompey had been killed at an Egyptian restaurant several hours Southeast of their town — that was famous for lamb kabobs and belly dancing. Julius went to the Egyptian restaurant and inspected the severed head of his rival that the Pharaoh kept for him in a basket. He then returned to his hometown.

His new wife had a terrible dream that the windows came open, lots of wind came in, and that she found his body covered in blood in the bed. Julius disregarded the dream. Then a wise elder said, “Beware of the Ides of March.” Julius went to town hall to take part in a political discussion. The friends of the late Pompey were there and stabbed him to death.

After the stabbing, someone mentioned to the old man, “The Ides of March have already come.” The old man said, “Yes, but they haven’t left yet.”

So, this is the Notary version of the story of Julius Caesar. My parting words are —

“He who lives by the seal, dies by the seal.” and
“All roads lead to Rome, MO” (yes, it exists, but few roads actually lead there)
“When in Roam (on your cell phone coverage) do as the Roamers do!”
“A great Notary business isn’t built in a day, but if you work on your notes section, at least you are giving yourself a chance.”

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May 12, 2021

The Notary Banquet

Filed under: Humorous Posts — admin @ 12:17 pm

Welcome to the Notary banquet where diets are vanquished and appetites are satisfied every time. They have dishes named after types of loan signings. Let’s see what they have to offer.

Squid Ink Pasta
If you like the 1sts enough, you can have a 2nd, or a piggy back (combination loan) by combining the 1st and 2nd together and adding prosciutto. And yes, the ink comes out of a pretend notary seal.

Seal Kabob
I guess these are endangered species and they say, “ar ar ar” quite well, but for blogging purposes they taste great with light mediteranean seasoning. I wonder what seal tastes like. I bet it tastes like eel and rhymes with eel too. Maybe they should make sushi out of it.

Hybrid Plates
Surf and turf, steak and shrimp, this is what we call a hybrid.

eSigning dish
You eat a small plate but have to order with a signature pad. It’s one of those things millennials like that the rest of us might not like.

sHELoCs
Instead of HELoC, there is sHELoCs with angel hair pasta that looks like her locks.

Conventional
Tired of unconventional fusion cuisine? Try something conventional like chicken fried steak or apple pie.

FHA
Fries, Hamburger and Acorn Squash. This delicacy will entice your taste buds.

Reverse
I’m not sure how this would work. Would your server approach you walking backwards, or would we do a film shot of this scene and then play it backwards. Perhaps you would eat it backwards — hold that thought, no, bad idea.

Purchases
Just pay after you’re done eating.

Construction
The cake is built in pieces kind of like a prefab. So they construct it before you. If you don’t like it then get a demolition loan for your cake or a remodeling loan.

Time Shares
How often do you do time shares? When I have time. You can share food, but can you share time while eating food? I guess you could let the person next to you eat off your plate for 30 seconds if you know them well and trust them. This is a weird blog article even for me.

1031 Exchange
Yet another bizarre dessert idea of cake carved into the shape of the numbers 1031. Anthony Fauci would like it because he is all about “the numbers” and “the science.”

The Covid Cake
You have to stay six feet away from it and eat it taking your mask off in between bites. Of course, then you get germs on your mask which you can’t do either. So you are stuck.

I-9
The staff made a mistake and brought a K-9 (they were off by two letters) who went around sniffing everything and eating food that fell on the floor. So, he served his purpose. Then he found marijuana on one of the guest and drama ensued.

RON
Using this technology for dining, a person in Dubai can enjoy the banquet you are having right here in the Westchester district of Los Angeles. I’m not sure how that is possible. I don’t think you need to ID them virtually to eat a meal though.

Foreclosures
If you didn’t finish all of your courses, I guess the staff would have to foreclose on you and take everything away after a period of time.

Thank you for enduring my off sense of humor. I haven’t wr

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May 2, 2021

What to do if your seal’s impression was not good

Filed under: Technical & Legal — admin @ 10:18 am

There are various ways and reasons why a seal’s impression might not be perfect. Please note that county recorders are sometimes very picky about a seal being perfect with no missing corners and not too light or dark, or God forbid smudgy.

If you over-ink your stamp it could get smudgy easily. And if you are running low on ink, your stamp might be too dry. So, find that happy medium inking your seal.

There are several ways to remedy a smudgy or bad seal impression.

1. Get a fresh certificate form and start over.
This is the cleanest. But, if your client wants the original document notarized on original paperwork and no stapled certificates, you can always… (see next option)

2. Re-affix your seal below or near the original seal. Make sure the seals do not overlap. I mentioned this to the seals basking at La Jolla Beach in San Diego — they were lounging on top of each other. I told them that is against Notary law. They said, “We’re not that kind of seals — ar ar ar…”

3. DO NOT try to fix or repair the original seal impression. It will look tampered with and that would constitute tampering. It would look very suspicious and odd.

4. Do a practice exercise on a spare piece of paper and shred it once you are done. That way you can make sure your seal is not too runny, and that your wrist has the right technique.

5. Print out a new document, shred the original, resign and re-stamp. That is yet another option.

So, now you know how to solve one of the earliest problems known to mankind. If you know which came first — the chicken or the egg, and how to fix a botched stamp, then grasshopper, you are ready to go out into the world.

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March 13, 2021

Virginia Notary Acknowledgment Certificate Wording

Virginia Notary Acknowledgment Wording
Virginia Notary Acknowledgment Verbiage
Virginia Notary Acknowledgment Form
Virginia Notary Acknowledgment Certificate
Virginia Acknowledgment Wording
Virginia Acknowledgment Verbiage
Virginia Acknowledgment Form
Virginia Acknowledgment Certificate
VA Notary Wording

Commonwealth of Virginia
County of ___________

The foregoing instrument was acknowledged before me ________this ________(date) by (name of person acknowledged).

Seal

___________________________
(Signature of Person Taking Acknowledgment) (Title or Rank) (Serial Number, if any) Notary’s

Registration Number:___________

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February 20, 2021

How dangerous is it to be a mobile notary?

Filed under: Business Tips — admin @ 4:14 am

How dangerous is it to be a mobile notary? We have written other blog articles on the topic. The answer is — not very dangerous. But, there are some dangers and the trick is to know how to safeguard yourself.

1. Neighborhoods
If you go to a bad area at night, that is mildly dangerous. You are more likely to get hit by a truck than have a problem in a bad neighborhood, but you know how people feel. Speaking of which, I actually got bumped by an 18 wheeler. No damage was done because the angels were protecting me — thanks angels! It was on a highway in stop and go traffic. I was stopped, but he took his foot off the brakes as he was daydreaming and bumped me at half a mile per hour.

2. Crazy people
The only serious issue we had with a notary was the one who was pushed down a short flight of stairs because the borrower didn’t like his APR. That was one Notary out of 65,000 we have listed in our history. So, the risk level is low, unless… someone doesn’t like their APR. Go over the stats by phone before you get to the signing. Also, if at a signing, make sure you either know your escape route, or make sure you are bigger than the other people there — or both.

3. Animals
You are more in danger from animals. Humans who can’t behave are already generally in prison. But, someone could have a crazy pet who bites you or chews on your clothing, or pees on your leg. It it happened to you, it would not be the first time. There was another story about a pit bull running wild in a neighborhood and a borrower came out of his house with his gun drawn when the notary came. He had to explain what happened to the notary who was going to protect himself by brandishing his embossing seal.

4. Accidents
Accidents are a fact of life, flat tires, breakdowns. People can die in accidents. We haven’t had any notaries die of accidents or anything other than cancer or old age, but it could happen.

5. Court Cases
Notaries don’t discuss this much on forums, but 1 in 7 long term notaries who is active has had to appear before a judge because of a notarization they did. There were two notaries in Oklahoma who lost their commission because they failed to administer an obligatory Oath to their clients for an Affidavit they notarized. They are lucky they didn’t get locked up. One notary in Sacramento committed identity fraud and got locked up. In total we have had two criminal Notaries who engaged in purposeful fraud and got locked up. Two out of 65,000 is not that bad, not to mention another who allegedly stole OxyCodene from a signer and was not arrested.

6. Covid19
No Notary has died of Covid19, or even gotten sick on the job as far as we know. They went overboard taking ridiculously over-kill type precautions that ruin the fun of notarizing. Many notarized outside or wearing suffocation inducing N-95 masks to be “safe.” How safe are you being if you can’t breathe? Others sat 10 feet away from the others or did notarizations on their trunk or in their car. Such insanity is just plain insane, but nobody got sick to our knowledge. In fact, only a handful of Notaries reported having been sick with Covid19 to us and they got better after a few weeks and didn’t have any serious symptoms other than losing their sense of taste. In those interior states, the food is so bland that losing your sense of taste won’t affect you that much.

7. Notaritus
I just made up this disease, it is not as bad as “Stamp Elbow” but is the next worst thing. It is an infectious disease that only Notaries get. I’m not sure what the symptoms are as this is an imaginary disease. I’ll think about it.

8. Getting sued for using someone’s business name
This almost happened to a client. But, the person who trademarked the name came after my server company which created a huge headache. I have no problem removing a business name from our site, but do you have to call in the national guard over such a small issue?

SUMMARY
So, what is the most dangerous of all the things that can happen to a Notary? I would say that the legal risks are a huge risk. Although if you are very cautious about how you do your work and avoid hospital signings you will lower your risk. Crazy people would be next as we have a serious injury recorded. I would then say that animals are the next most dangerous although they normally don’t kill you. Many Notaries feel “safe” because they are wearing an N-95 mask, but that only protects you 50% from a disease that hasn’t killed any Notaries known to us so far. But, it will not make you safe from court cases, animals, or crazy humans. So, let’s focus on real dangers and not ones that you have been brainwashed into believing are the only threats to your existence.

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November 30, 2020

What do people like about being a mobile notary?

Filed under: General Articles — admin @ 5:59 am

There are many reasons why someone would become a mobile notary. There are also other reasons why a person might continue to be a mobile notary. Here are a few.

1. Work your own hours
Are you tired of the 9-5 hussle and hassle? Working your own hours is great. You can also do other gigs between notary jobs, or take other gigs when there normally aren’t any notary jobs. You can also work a part time or full time job and keep doing signings.

2. Drive
Some people were born to be on the road (again). If you love to drive, being a mobile notary will keep you busy. You can work on the road, eat on the road, and just remember not to sleep on the road as that might be dangerous.

3. Meet new people and then notarize them
It is like being in the armed forces. Go to foreign countries, meet new people and then kill them. Instead of killing them, you notarize them — it’s the next best thing — trust me. You will meet people from all walks of life. You will know every end of the spectrum of middle class (boring) as well. Just like a snobby British upper class lady once said, “A marriage made in middle-class — how pedantic.” And then the sarcastic New Yorker said, “She could have done worse.” So take your pick. You can also meet criminals, kidnappers, arsonists, frauds, strippers, porn actresses and more. But, for the most part you will meet very “pedestrian” middle-class Americans who are so boring that you should have a cup of Joe before the signing to ensure you don’t fall asleep. On the other hand if boring is your thing — you will meet the right demographic. On a brighter note, if you live near a fun town like Santa Monica or Hollywood, you might meet more fun people.

4. Deter fraud
It brings meaning to my life to be part of reducing the amount of fraud in this world. Fraud creates uncertainty and suffering and the angels would prefer that we keep our world clean and orderly and that is why I believe they chose me to run this directory as I try to keep things ship shape. Notaries who are thorough make it very hard for frauds to get away with anything. Using that raised seal embosser on every page of every document you notarize, checking ID’s carefully and thumb printing makes it hard to do anything suspicious.

5. Reading our blog
Some Notaries like being a notary just so they have a legitimate excuse to read our zany blog. Yes, the comedy articles on the blog make the whole nightmare of being a mobile notary all worth it in the end. Laugh your way to success.

6. Money
Believe it or not, some people make good money in this profession, or at least used to. And others make a good supplement to their income too. If you are efficient allocating your time, you can make good money at least on an hourly basis. You should see what Carmen rakes in for very quick jobs taking less than an hour from door to door.

7. Retirement
Being a mobile notary is a great way to spend your retirement. It is hard to work full-time as an elderly person, but as a notary you can work as much as you feel up to it.

8. A good job after you have been in Mortgage
If you were in Mortgage for years, being a mobile notary is a natural continuation as your knowledge will carry over to a particular extent as a notary.

9. Stamping
Some people find it theraputic to stamp things, and as a notary, that is what you do every day. It might make you feel official.

10. Reading up on legal aspects
Being a Notary means you have to read up on the legal aspect of being a Notary Public. You need to know all of the identification procedures and all of the various notary acts. There is a lot to know and many people enjoy learning the legal distinctions. And then there are others who are so afraid to commit UPL that they fail to learn Notary law themselves and end up committing crimes out of ignorance on a daily basis. You might like giving Oaths too — I swear! Hmmm.

So that concludes my little article on why you might like being a mobile notary. I hope that you all now see the positives in your career and don’t regret being in this profession.

You might also like:

Certain things you don’t learn from experience
http://blog.123notary.com/?p=22572

Is prioritizing a skill a notary should have?
http://blog.123notary.com/?p=22291

13 ways to get sued as a notary
http://blog.123notary.com/?p=19614

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November 16, 2020

Notary fined $385 for botching a Notarization

Filed under: General Articles — Tags: — admin @ 10:49 am

Originally posted in 2018

Many of the Notaries on our site are so incompetent about communication and Notary practices that I shutter to list them. The fact is that I am not always informed when Notaries get in trouble. I would like to hear more stories of Notaries who goof and get in trouble because I want to learn how to prevent the problems from happening in the future.

The fact is that a Notary in Louisiana (I don’t remember clearly the name of the state but think it is Louisiana) did a Notary job for a loan signing. The Notary was new and had no idea what she was doing. There were numerous mistakes on dates, signatures, notarizations, etc. In fact there were so many mistakes that the Lender make the Notary pay for the redraw of documents. The bill came out to $385. Ouch. What a nasty surprise for this enthusiastic but clueless Notary.

The moral of the story is that you cannot just get a Notary seal and start working without knowing what you are doing. The states don’t prepare you at all for Notary work. Even California gives very little hands on training. NNA certified notaries have been trained in some basic aspects of loan signing, but that course does not teach basic Notary knowledge. So, if you think you “know what you are doing” because you are NNA certified, try taking NNA’s Notary Essentials course first. It is better to know how to be a Notary than a loan signer, because most of the mistakes notaries make are either rudeness, leaving people high and dry, not following directions, or you guessed it — Notary mistakes. Notaries very rarely get in trouble for not knowing their loan documents and rarely get in trouble for dating an RTC wrong although it could happen.

So, become an expert at being a Notary. You can get into trouble with me if you don’t and trouble with the law, lenders and customers as well. Knowledge is power and ignorance comes at a high expense.

.

You might also like:

Notary loses $4000 in legal fees because a fraud added a name to the certificate
http://blog.123notary.com/?p=19477

If you’re named as an identity theft conspirator, it could cost you $20,000 in legal fees.
http://blog.123notary.com/?p=19481

Do you keep a journal to please your state, a judge, the FBI or 123notary?
http://blog.123notary.com/?p=19483

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