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September 25, 2019

Will 123notary certification get you more work and is it worth it?

Filed under: Certification & Communication Skills — admin @ 10:34 pm

People think about the financial cost of getting 123notary certified. It is only $67.95 currently. That is not a big investment. Word on the street is that get more work and about $8 more per job if you have our certification. As of 2019, I estimate that you would get about 30% more work by having our certification, and $8 more per signing according to a poll I took.

So, if you were paying a few hundred a year for a top listing, you would get 30% more out of it which might add up to about $100 extra value for advertising each year. The other way to look at it is that you might get several thousand dollars more business each year which you would have no other way to obtain. So are you gaining $100 worth of advertising or thousands in revenue? How should you look at it?

The fact is that the big investment in our certification is not the cost which would pay for itself in days in terms of the extra work you are expected to get. The big investment is time, because in addition to our cert course, we expect you to master Notary Public 101 on our blog which is a long and comprehensive guide to basic Notary procedure. We think you should already know that stuff, but nobody does regardless of what state you are in.

So, the bottom line is that you might need 20 hours of study time, but the $30,000 extra you might make over the next decade is definitely worth your time and makes your time worth $1500 per hour. What else are you doing with your time that is worth $1500 per hour unless you are an assassin. And if my math is wrong, you tell me what the correct math is. After all I am only doing an educated estimate.

You might also have an easier time rising up to a higher spot when one comes available if you have our certification. So there are multiple reasons for getting it but only one for not — laziness and a self defeating attitude. Keep positive — and get our certification today. It is good for life but you do have to pass a phone audit as well as the online test.

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August 8, 2019

123notary certification gets you more clicks

Filed under: Certification & Communication Skills — admin @ 9:14 pm

Now that I have done a thorough job of raising the bar, getting people to study more, and retesting people, our certification means more. People who use our site are telling me with their clicks that they are using certified people more than they did two years ago before the clean up.

We had about 1600 people who were 123notary certified. Now the number is down to 100 because we couldn’t get people to study. Certified members are now getting about 25% more clicks than those who are not which translates into realistically about 40% more jobs. Yet our certified members are not paying 40% more.

123notary certified members also average about $8 more per signing. So you get more signings and more money per signing. You win twice, but you only have to study once. The information in the course Notary Public 101 in our blog is valuable and is now based on a lot of practical situations that can get you in trouble. So, study from us, stay out of trouble and impress your clients.

So, if you want more clicks, more calls, more choices, better pay and more work, consider visiting Notary Public 101 on our blog and passing our certification test. Email us for instructions.

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August 5, 2019

Notary High School (80’s Style)

Filed under: Humorous Posts — admin @ 8:56 am

Back in the day, they used to teach notary classes in high school just in case some of the students would one day become Notaries. They taught it in the same room they taught typing incidentally which is interesting as both types of work are clerical in nature.

TEACHER: Now class, please turn to page forty. The duties of the Notary Public are to Acknowledge signatures, take Oaths, execute Jurats, and my psychic says that in the future there will be this thing called an Affirmation.

SAM (a 15 y/o student): Hey teacher, you’re a lot hotter than the last teacher we had. Taking your class is going to be a dream come true.

TEACHER: Thank you Sam for your vote of confidence. I truly am glad to know that I indeed am hot, at least in your eyes, and thank you for making your astute observation using correct grammar.

SAM: No problem teach! Any time!

TEACHER: Oh, let’s see. There appears to be a love note on my desk. Well, thank God this class isn’t like the last class. My students hated me.

BRUCE: You’re not going to have that problem here, baby… I mean… teach!

TEACHER: That’s Mrs. Bates to you, but once again, I appreciate your vote of confidence. Let’s see what the letter says. “My love for you has no bounds, I feel like howling like the hounds, my feelings towards you I wish not to belittle or smalledge, but to thee, my love, I sincerely wish to Acknowledge.” Wow! This is not poorly written at all. I would like to instill upon you the notion that I am married, and although your feelings are appreciated, they unfortunately cannot go anywhere.

SAM: Hey, may the better man win. Your husband must have something we don’t have.

TEACHER: Yes, its something called a job… and also maturity, but that’s a completely different matter. Now, moving right along. An Acknowledgment is a notary act where the signer acknowledges having signed a document. They make this formal declaration in the physical presence of the Notary.

CHRIS: Let’s get physical… physical. Is it kind of like that song. You know the Olivia Newton song?

TEACHER: Very much so, but with no dancing. Any questions?

SAM: Yeah… Do you like younger guys?

TEACHER: I like younger people just fine. However, I cannot entertain the idea of the type of relationship you are most likely thinking about.

BRUCE: Do you attest to that? And also… What are you doing after class?

TEACHER: Grading papers. How romantic. See you tomorrow.

(The next day)

TEACHER: Hello class. Many teachers might be cross with you or stern after getting an inappropriate love note.

SAM: What was inappropriate about it? I thought it was well written and didn’t contain any bad words. That’s as appropriate as we get over in this school.

TEACHER: Yes, I see what you mean. But, you see that it is not appropriate to make romantic suggestions to your teacher. It violates teacher-student ethics.

BRUCE: What are ethics? Do Guns and Roses use ethics.

TEACHER: Well, you see, some people think it is morally wrong for teachers and students to have romantic interludes, but if it weren’t wrong, I assure you, that some of you handsome young people here, might be in business. Oh my God, I can’t believe I said that. Father, forgive me. But, my husband found out about the note and guess how he feels?

CHRIS: Uh oh, do I need to change my name and move to a different town and assume a new identity so I don’t get killed or mamed?

TEACHER: Actually, he feels flattered, and he feels more sexy than I have ever seen him feel in his life. He is all excited that his wife is a hot chick that is in demand.

SAM: Woah, I’m glad we could make your family feel all good Ms. Bates. I totally dig that. But, what I want to know now is, “Where do we go, where do we go now, where do we go… sweet child of mine….”

TEACHER: Let me guess, these are lyrics to that new group Titanium… Oh, maybe they are called Platinum. Do they wear really tight pants, look like women from an asylum and scream when they sing?

BRUCE: No, you must be thinking of Motley Crew. This group is called Guns & Roses. The ironic thing is that they don’t own any guns. But, the lead guitar guy wears this really cool hats from the 1800’s which I totally respect because if there is one subject that I like more than biology, it’s history.

TEACHER: I’m glad to know you are learning something Bruce. Anyway, a Jurat is a notarization where you swear to the truthfulness of a document and sign it in the presence of a Notary.

SAM: Is that also a physical presence? Because I noticed that your verbiage was adulterated oh so slightly.

BRUCE: I like your choice of semantics there — adulterated. Someone might feel adulterated really soon because they are in some particular person’s physical presence.

TEACHER: I understand what you mean Bruce, but it doesn’t mean exactly that. You have to be more than in a physical presence to commit adultry.

CHRIS: Can children commit adultery, or only adults?

SAM: Yeah, wouldn’t it be childery if we committed it?

BRUCE: Hey wait a second, if a child committed adultery with an adult, wouldn’t that be childery as well as adultery, or would that depend on which party in the transaction you were a part of.

TEACHER: Children, this is a very interesting discussion. There is no such thing as childery, and for your information, adultery involves inappropriate sexual behavior between a married person and someone else who is not part of that holy union.

SAM: Holy union… I mean holy cow… By jove, I think I’ve got it now.

CHRIS: Well in any case compadres, we made teach’s husband feel like a complete stud. I say our mission was a success and we can all go home now… providing that we finished our written assignment writing a paragraph about each notary act.

TEACHER: I couldn’t have said it better myself. Glad we could learn about notary work as well as adultery all in one short class, not to mention making my husband feel better than he has felt in over a decade. But, I have to go soon as well.

SAM: Why, are you going to grade more papers?

TEACHER: No, I have an appointment at Victoria’s Secret. I haven’t been there in 15 years, but now there seems to be a reason to go — thanks to certain young people with inquisitive minds, and when I say inquisitive, you know what I mean!

BRUCE: Right, like in the Spanish inquisition — they were the most inquisitive people I ever read about in history.

TEACHER: That means something completely different. But, have a wonderful day boys! Ta ta!

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July 27, 2019

Texas suspends notary who handle Stormy’s hush money

Filed under: Notary Mistakes — admin @ 2:11 am

Stormy Daniels signed a document regarding being paid $130,000 in hush money before the 2016 election. A Texas Notary named Erica Jackson notarized that non-disclosure agreement document concerning the money. But, the State of Texas terminated her Notary commission as a result. The Notary claims she did nothing wrong, yet got canned anyway?

However, the plot thickens. After I watched a video about what had happened, there was a stamp on the signature page, but no notarial certificate verbiage and no notary signature. The notary claimed that the Acknowledgment page which was the third page (that was no longer attached) that stated who was being notarized, etc., was omitted.

Additionally, there was an accusation that the Notary notarized without a signature of the Notary, but the Notary claims that she signed on other pages which were attached.

There was also journal record for the corresponding document, and the journal seemed to have been filled out correctly.

Jeremy’s Comments
If you are a Notary Public, it is quite likely that you could end up on the 6pm national news. So please take your job a little more seriously and get rid of this “I already know it all” attitude, as it is that attitude which prevents you from learning.

This Notary did several things wrong.
1. She stamped the signature page with her Notary seal but omitted Acknowledgment and/or Jurat certificate verbiage. She also omitted a Notary signature to accompany her notary seal which is illegal and she should be terminated if that was the case. It is hard to see what actually happened when you have an inconclusive video.

2. She attached a certificate that was to constitute page three, but that page three ended up missing. Your stamp can not be on page two when the certificate wording is on page three. Those legally have to be on the same page. If the stamp had been on page three where it was supposed to be, she wouldn’t be in a world of trouble.

3. I originally thought (because I prejudged the situation) that the Notary was in trouble because of her association with some dirty business. That was how her improper notarization was discovered, but not why she got in trouble. Interesting in any case.

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July 1, 2019

Will the next election help our Notary industry?

Filed under: General Articles — admin @ 2:27 am

Disclaimer — this blog was written for entertainment purposes only and we by no means think that Marco Rubio wants to increase red tape in any way shape or form. Those types of statements were made in jest only as it relates to our Notary industry.

Is there a future for the notary industry? It is so slow I ask myself this regularly. I’ve seen ups, and I’ve seen downs. But, this down seems like something that ain’t never gonna end! But, maybe Marco Rubio will help. Maybe he will be our next president. He’s smart, and people tend to like him.

Campaign speech addressing (fictional)
Hi, My name is Marco Rubio, and I am running for the office of President of the United States of America. If I am elected, I will do everything in my power (and perhaps a few things not in my power as well) to ensure that there will be more refinances, reverse mortgages, HELOC, and debt consolidations. Additionally, I will raise requirements on various type of transactions requiring more types of legal documents to be notarized before they can be accepted by their respected custodian. This means more jobs for Notaries Public. The American Notary Public has been suffering financially for years, and I intend to create lots of extra red tape and paperwork for them to benefit from in the form of notary appointments. Remember my fellow Notaries — red tape is a dirty word to some, but to American Notaries, it should be a word of liberation, because your whole career is based on processing of documents that constitute red tape. And to all the audience members out there, I brought you a token of my appreciate of the American Notary Public. I bestow all of thee with… a complimentary mini-roll of red tape with the inscription — Marco Rubio for President. Something for you to remember me by.

In any case, having a new president or an election could create a stir in our waning industry. I wonder what will actually happen. Can I get into a time machine, consult my psychic, or should I just wait and find out?

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June 24, 2019

A lot of info I knew but forgot about says one 123notary client

Filed under: Marketing Articles — admin @ 12:18 pm

One Notary was reading one of my instructional tutorials on 123notary. He claimed that there was a lot of information that he used to know but had forgotten about. He was very happy that I had published Notary Public 101 as that was a great opportunity for him to review his Notary knowledge. Personally, my brain is not good at acquiring new information. I have to read over information again and again and again, and then review it periodically over time for the information to solidify and sink in. I very rarely forget Notary information that I have learned unless it is very technical, and California notary law can get very technical.

But, other people are not like this. Other people learn their stuff and then forget most of what they have learned slowly over time. This is why I think it is critical to maintain your knowledge and keep studying and reviewing your technical knowledge. So, the minute you think you know it all, that’s the same minute you need to review!

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May 16, 2019

Notary Quiz of the day

Filed under: Humorous Posts — admin @ 11:30 am

Notaries hate being tested, but love reading Notary tests on blog entries for some reason. I’ll have to ask my psychic why that is. Maybe it is because they are not on the spot with this. Here is a fun quiz of the day.

1. Notaries notarize
(a) Documents
(b) People
(c) Signatures
(d) Signatures on Documents
(e) People’s signatures on documents.

2. Initials. If you initial a change on a loan document, where should the initial go?
(a) To the right of the crossed out text
(b) To the left of the crossed out test
(c) Above the crossed out text
(d) Anywhere around the crossed out text
(e) Below the crossed out text to the right.

The processor I used to work for did not want me to cross out the text, but initial below the text and below the right end of the text. The processing dept. would do the rest according to good old Emily. I wonder how she is.

3. What is the difference between a conflict of interest, interest, financial interest, and beneficial interest? This reminds me of the joke about the Mortgage Broker who left the industry in 2008 because he lost interest.

4. A Notary was asked to notarize a document with no signature line. What should the notary do?
(a) Ask the borrower to write in a signature line.
(b) Tell the borrower that he cannot notarize the document without a signature and signature line.
(c) Write in the signature line himself.
(d) Refuse to notarize the document.
(e) Call Carmen at 123notary and ask for help.

5. A Notary does a job for an old lady at a hospital notarizing a document. The notary asked the lady if she understood the document and she said yes. Two months later all parties were in court because the lady did not understand what she had signed. What should the notary have done?
(a) Ask the lady to paraphrase the document.
(b) Tell the lady how he went to the white house to visit President Johnson and see how she reacts.
(c) Stick to jail signings — they might be criminals, but at least they are in their right mind (whatever that means.)
(d) Start a conversation about current events to do a “reality test.”

6. A Notary was asked to notarize at the peace process. The Palestinians said you can’t have peace without a process. The Israelis said you can’t have peace without security. The Notary said you can’t have a notarization without a signature. After a long discussion, the Palestinians wanted to be acknowledged twice for one signature, Since the Israelis wouldn’t acknowledge the existence of their people, at least a Notary could acknowledge their signature twice to compensate. What is wrong with this picture?

(a) The Palestinians wanted to trade one Israeli signatures they had captive for two hundred Palestinian signatures as a peace initiative.
(b) The signer is the only one who can acknowledge a signature, not a Notary.
(c) An Israeli Notary will not acknowledge a Palestinian signature until they acknowledge the State of Israel’s signature.
(d) Yes, a single signature can be acknowledged multiple times, but it is the signer who does the acknowledging.

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March 24, 2019

Feast or famine in the Notary industry

Filed under: Marketing Articles — Tags: , — admin @ 10:26 am

For Notaries out there it is feast or famine.

Notary Cafe is a prime example of this. They publish stats on who is getting jobs and how many how recently. It is normally about 7% of the notaries give or take who are completely monopolizing the business while the others are going hungry. I guess people want to hire the good Notaries and forget the rest.

Our Facebook posts are the same. Certain posts get all the publicity while others get ignored.

On 123notary, the Notaries who are doing everything right get tons of business. But, how do we convince the newer Notaries how to get reviews, brush up their notes, and get certified? Few people listen, but those who do often prosper.

I just wonder what would happen if the industry picked up. Would companies have higher standards for Notaries and also pay more? Would the work be more equally spread out? Unfortunately, the way this business works, 1% of the notaries are experts, another 2% are not bad, 10% are somewhat reasonable, and the rest get a D or F. These are bad odds and create a type of pyramid where only the top of the pyramid gets lots of work and everybody else complains that they are not getting what they deserve. But, if you are a D or F, how much can you possibly deserve. Getting work at all is amazing if you don’t have solid industry related knowledge.

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March 9, 2019

Why You Shouldn’t Use an Online Notary

Here we cover six important reasons for NOT using an online notary public.

We’re living in an era driven by technological advancements. Today, people are willing to use YouTube as a babysitter and tablets as their kids’ companions. Be it engaging games, interactive tools for education or workflow productivity, technology always lends a helping hand but this gives rise to a few questions: Does technology really help us? Does technology need to disrupt everything? How deep into our personal affairs should we let technology creep?

Here we cover six important reasons for NOT using an online notary public:

Far Less Secure than In-Person
Lack of personal appearance defeats the purpose of notarization. Period. How can a notary properly identify someone in the world of AI when they appear on a computer screen? Audio/Video can be made from anywhere through any means. As I write this article, I did a simple Google search for “video overlay app” and about 152 Million results popped up with detailed instructions.

Huge Potential for Fraud
Here’s the dirty secret that online notaries don’t want you to know. Online notary companies require you to upload a copy of your documents so that they can place their seal on them, you then download your “notarized” documents and print them out. But guess what? A copy of your most important legal documents are now somewhere on the online notary’s datacenter just waiting for a hacker to harvest them. And we all hear the same news story almost weekly, “XYC Company has had their data breached and millions of users data was compromised.” What if you were named the beneficiary in your late relatives estate documents that were notarized by an online notary, but all of a sudden, someone else shows up in court with a copy of those same documents but with their name on them as the beneficiary?!?!

Huge Potential for Identity Theft
Internet security is another big one. If you don’t have huge secure data servers processing the data you’re uploading to the online notary, your personal information (ie. your ID credentials and documents) are being thrown out onto the World Wide Web without recourse. Once that data is internet bound, there is no coming back from a potential cyber attack.

It Costs More
In the State of California, notaries may charge a fee of $15 per signature notarized. Online notaries charge almost twice that at $25 per signature notarized. If you have multiple documents with multiple signers, you’re going to spend a whole lot more with an online notary than with a local notary whom you actually get to meet in person and shake hands with. “Shop Local” also applies to notaries.

You Might Need a Do-Over
The receiving party may not accept an out of state notary seal. A little known fact is that it’s up to the receiving party to decide if they will accept the notarization or not. Online notaries only exist in VA, TX and NV at the moment and the receiving party doesn’t have to accept an out of state seal, particularly if the receiving party is a state government agency. You’ll then need to spend more money getting your document re-notarized by a local notary in your home state.

Unemployment
How are local notaries supposed to make a living? Currently there are approximately 164,000 notaries in California. Now, we have a huge corporate company coming into CA (with the infrastructure already in place) and swallowing up notary jobs leaving thousands out of work. Imagine how hard it will be to find a notary if notaries have been replaced by an app but you can’t get an internet connection!

Conclusion
Technology has brought radical changes to our lives. But, we will end up having more disadvantages than advantages if our society overuses technology. What’s your take on this? We would love to hear your thoughts in the comments section.

Author: Matt G Miller
Contributing Writer: Kyle Eisenberg
I was given permission to publish this article by Matt Miller although it looks like it had already been published on his personal blog.

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March 3, 2019

How many years is a notary term of office good for?

Filed under: (5) State specific — Tags: — admin @ 9:26 am

How many years is a notary commission valid for?

Here is some state specific information for how long a notary commission is good for. To get a notary commission, you must apply to your state. You generally must be a resident of the state you are applying for. But, in many cases, you can apply if you work in a particular state or are from a neighboring state. Many states allow for what we call “dual commissioning.” Ask your state in question if you can apply to be a notary public in their respective state.

The majority of states have a four year term, but a few states have a two, three, five, six year or longer term. Louisiana appoints Notaries for life without teaching them the ins and outs of the profession. Instead they learn about legal support work like estate planning. It just doesn’t add up.

Alabama – 4 years
Alaska – 4 years
Arizona – 4 years
Arkansas – 10 years
California – 4 years
Colorado – 4 years
Connecticut – 5 years
Delaware – 2 years
Washington DC – 5 years
Florida – 4 years
Georgia – 4 years
Hawaii – 4 years
Idaho – 6 years
Illinois – 4 years
Indiana – 8 years
Iowa – 3 years
Kansas – 4 years
Kentucky – 4 years
Louisiana – life sentence
Maine – 7 year term
Maryland – 4 years
Massachusetts – 7 years
Michigan – between 6 & 7 years ending on the Notary’s birthday.
Minnesota – 5 years
Mississippi – 4 years
Missouri – 4 years
Montana – 4 year term
Nebraska – 4 years
Nevada – 4 years
New Hampshire – 5 years
New Jersey – 5 years
New Mexico – 4 years
New York – 4 years
North Carolina – 5 years
North Dakota – 6 years
Ohio – 5 years
Oklahoma – 4 years
Oregon – 4 years
Pennsylvania – 4 years
Rhode Island – 4 years
South Carolina – 10 years
South Dakota – 6 years
Tennessee – 4 years
Texas – 4 years
Utah – 4 years
Vermont – 4 years
Virginia – 4 years
Washington – 4 years
West Virginia – 5 years
Wisconsin – 4 year term
Wyoming – 4 year term

.

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4 years

How many years is a Nebraska notary commission good for?
How many years is a Nebraska notary term of office?
4 years

How many years is a Nevada notary commission good for?
How many years is a Nevada notary term of office?
4 years

How many years is a New Hampshire notary commission good for?
How many years is a New Hampshire notary term of office?
5 years

How many years is a New Jersey notary commission good for?
How many years is a New Jersey notary term of office?
5 years

How many years is a New Mexico notary commission good for?
How many years is a New Mexico notary term of office?
4 years

How many years is a New York notary commission good for?
How many years is a New York notary term of office?
4 years

How many years is a North Carolina notary commission good for?
How many years is a North Carolina notary term of office?
5 years

How many years is a North Dakota notary commission good for?
How many years is a North Dakota notary term of office?
6 years

How many years is an Ohio notary commission good for?
How many years is an Ohio notary term of office?
5 years

How many years is an Oklahoma notary commission good for?
How many years is an Oklahoma notary term of office?
4 years

How many years is an Oregon notary commission good for?
How many years is an Oregon notary term of office?
4 years

How many years is a Pennsylvania notary commission good for?
How many years is an Pennsylvania notary term of office?
4 years

How many years is a Rhode Island notary commission good for?
How many years is a Rhode Island notary term of office?
4 years

How many years is a South Carolina notary commission good for?
How many years is a South Carolina notary term of office?
10 years

How many years is a South Dakota notary commission good for?
How many years is a South Dakota notary term of office?
6 years

How many years is an Tennessee notary commission good for?
How many years is a Tennessee notary term of office?
4 years

How many years is a Texas notary commission good for?
How many years is a Texas notary term of office?
4 years

How many years is a Utah notary commission good for?
How many years is a Utah notary term of office?
4 years

How many years is a Vermont notary commission good for?
How many years is a Vermont notary term of office?
4 years

How many years is a Virginia notary commission good for?
How many years is a Virginia notary term of office?
4 years

How many years is a Washington notary commission good for?
How many years is a Washington notary term of office?
4 years

How many years is a West Virginia notary commission good for?
How many years is a West Virginia notary term of office?
5 years

How many years is a Wisconsin notary commission good for?
How many years is a Wisconsin notary term of office?
4 years

How many years is a Wyoming notary commission good for?
How many years is a Wyoming notary term of office?
4 years

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