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April 10, 2021

123notary – are doing well because the other half aren’t functioning?

Filed under: General Stories — admin @ 5:02 am

Many Notaries in August, 2020 were doing really well in business. Calls are up, people are purchasing, refinancing, and more. The market is booming partly due to lower interest rates. Another reason things are booming is that businesses aren’t borrowing much and the lenders have to lend to someone. Perhaps they have lightened their post 2008 restrictions on who can borrow and with what credit score.

The other reason things are booming is that half of the Notaries are older and afraid of Covid19. They are hiding in their basements while the working half are cleaning up. Such a great opportunity.

Personally, I feel that we should let nature take its course and not do anything to disrupt the flow of nature no matter how gruesome it is, even if the numbers weren’t completely faked and paid for by the bribes of pharmaceutical companies. We can’t all be imposter Bidens and hide in our basement with a facemask dangling from our right ear.

I go for long walks in Los Angeles daily and have not seen one person coughing up blood, or turning blue walking down the street. I have not even seen anyone sneeze since 2019. It has been the healthiest I have ever seen America.

So, how long will things boom? It is hard to say. With business devastated, they might continue to be devastated for years to come and we might all become rich. We’ll find out. On the other hand, if there is a housing crash, nobody will have any equity to draw on which is another take on the issue. We’ll have to wait and find out. I’m tempted to say that I’m optimistic (for once), but I’m really more perplexed than anything else.

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March 1, 2021

The devil caused the shutdowns, but it makes no sense what he did

Filed under: General Stories — admin @ 3:20 am

I am a firm believer that the angelic forces are cleaning up the evil in this world. To do so, they had to let the evil come to the surface, or elected to do that. In any case, since about Oct 2019 until now, and according to angelic sources until early April 2021, a lot of evil forces are lingering around causing a lot of trouble.

What they do:
1. Influence politicians to do evil things that make no sense like allowing people to walk on wet sand but not on dry sand, closing businesses, or limiting how many people can come in a building. This is oppression, and the demons love it. It is not for your safety. If they cared about your safety the demons would recommend you take Vitamin D. D for Demon. But, they prefer to see you suffer so they can do their evil laugh. Hmm hmmm hmmm hmmm hmmmmmmmmmmmm.

2. Cause people to go insane or have what I call CovidMania. A mental disease where you can only think about Covid or only be concerned about Covid. No other concerns matter. In real life 20 year olds have almost no chance of dying from Covid yet they run around like maniacs terrified that they will get Covid. They are not afraid of cancer. starvation, persecution, war or other likely causes of death — but, only Covid, Covid, and nothing but the Covid. I know so many people everywhere I go that have subscribed to this demon-induced insanity.

3. Cause depression that leads to suicide, drug use, and lethargic behavior.

4. Cause people to act aggressively towards others, often due to unnecessary or overly oppressive covid restrictions. This happens a lot at supermarkets.

QUESTIONS
The devil allows marijuana and liquor stores to be open, but not bars or comedy clubs. I thought the devil likes inappropriate and immoral jokes. Perhaps bars cause too much happiness and that is the problem.

The devil allows supermarkets to be open, but with limited quantities of humans allowed. But, why don’t the markets just extend their hours so that there will be less lines and less congestion or have their stores partially outside? It once again makes no sense. I think the devil is not so bright.

ANALYSIS
If you don’t believe in God, you are much more prone to fall to paranoia, depression, drugs, and aggressive behavior. I believe in God. I am frustrated with the situation, and am moderately depressed. But, I am not engaged in substance abuse, insane paranoia, or aggressive behavior except when I defend myself from other people’s offensive control tactics and harassment. Without God on your side, you leave yourself wide open. And belief is not enough, there needs to be faith of caste iron. I don’t see that in too many people.

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February 4, 2021

The roofing tool and the shutdown

Filed under: General Stories — admin @ 1:35 pm

A bunch of roofers were fixing roofs on two neighboring houses. They had a particular tool which was needed at house 1, and another tool necessary at house 2. The solution was to move house #2 to where house #1 is, and move house #1 to where house #2 is. They did this to “save lives.”

Shutting down an entire economy because we are short of a few ICU rooms is insane. The damage to the economy, the increase in suicides, drug overdoses, traffic deaths from empty roads where people drive too fast on seems not to be worth it.

Building a few thousand extra ICU rooms and training a few extra nurses would make sense. We have known about Covid since December 2019, and yet we have not built a single ICU room to my knowledge. Even the military ships sent from the Navy to Los Angeles and NYC departed as they did not get enough business.

Shutting down the economy is a scam and the fact that the public buys into this insanity is the really astounding part.

A parting note
Remember back in the old days when a bully threatened little Johnny and Johnny wanted to stay home from school? His money said, “That won’t work. You can’t stay home forever, so you might as well face your fears and go to school. You cannot stay home.” I guess our Mayor Garcetti didn’t have that kind of mom. Not sure I want to know what type of mom he had.

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November 18, 2020

What do successful Notaries do that you don’t?

Filed under: Business Tips — admin @ 6:00 am

Originally published in 2019

We all want to be successful and we all think that we are experts at our job. But, are we really? Here are some things successful Notaries do that the others don’t do.

1. Keep your profile managed regularly.
What does this mean? You have to login, make sure your hours, counties, notes, and reviews are as current and thorough as they can be.

2. Keep your knowledge up and keep reading.
Serious Notaries read the various blogs and forums. They also take courses and get certified by more than one agency. Instead of claiming to be so great, they get a reputed third party such as the NNA, 123notary, Notary Rotary, etc., who has an impartial test, passes the test and then has credibility. Serious Notaries keep reading and have a never ending thirst for knowledge.

3. Knowing who to extend credit to
This is one of the hardest aspects of being a Notary. The tendency is to get as many jobs as possible. But, smart Notaries say no to bad jobs, jobs from companies that have payment issues, or jobs that pay too little. As a Notary it behooves you to have standards, but try to keep the standards reasonable as well, especially if you are new or if business is slow.. Don’t let companies rack up a huge bill. If they owe you more than $300, then ask them to pay up before you do more jobs, or Paypal you for future jobs.

4. Setting terms and having contracts
This is for the very advanced Notaries but some people do have a contract for others to sign. This is taking the upper hand and others might not be willing to sign your contract unless you are a top notch Notary — after all, why should they if you are a slouch?

5. Scheduling
Successful Notaries know how to schedule their day and get rid of packages fast so that they are not late.

6. Equipment
Good Notaries have top notch equipment and fix it fast if it breaks. They know how to download anything, anytime and anywhere and don’t make excuses. A good dual tray laser printer is a good place to start although you need good scanning and faxing equipment as well

7. Watching your email
Jobs can be dispatched through apps, email and by phone. So, a good Notary keeps a constant watch of all of these mediums.

8. Other sources of income.
Relying on Notary work when times are slow doesn’t make sense. Smart Notaries realize they need to diversify. We have a handful of full-timers who make a full living at this job. But, the majority cannot, so try to be realistic and have multiple streams of income.

You might also like:

How to become a successful mobile notary from scratch
http://blog.123notary.com/?p=13340

Beginner’s Notary 103 Reading List (Resources)
http://blog.123notary.com/?p=21120

How to write a notes section if you are a beginner
http://blog.123notary.com/?p=16698

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November 17, 2020

“Oh, just shut up and do you job!”

Filed under: Carmen Towles — admin @ 8:37 am

Originally published in 2019

As a notary public myself, I can not tell you how many times I have heard, “Just shut up and do your job”. Other notaries over the years have expressed hearing the same. Usually, this will come form an uninformed loan officer or realtor. Or just someone that wants you to break the rules for them with little regard of the consequences for the notary. But what is more disheartening is when one notary says it to another.

I recently got a call from a notary friend who had such an experience. This notary was asked by a lender to notarize a document in a spousal state that the other spouse was instructed by the lender that they didn’t need to sign. My notary friend knew this was not legal and since she was aware of the law she refused to complete the assignment. The notary then reached out to one of her other notary friends, who told her to just ‘shut up’ and notarize the documents and also added for good measure; “Who do you think you are?”, ‘“You are just a notary?”. This upset my friend greatly, hence the call to me. I let her know immediately IMHO as far as I am concerned she had done the right thing.

Listen, we are government officials and IMHO, if we know something to be illegal (or unethical) you cannot in good conscience continue with the process of notarizing. We are supposed to be protecting the public. Not aiding and abedding folks trying to pull a fast one. And sadly, we eventually all come to realize, the mortgage industry is riddled with deceit and fraud. So, my rule of thumb is to think about how would I answer and defend my actions, if I were ever called to court and had to get on the stand and a judge asked me, if i knew something to be illegal, or unethical, how would I defend my actions?

And for another notary to insult another because they did what she/he thought or felt was right IMO was not fair. We are all responsible for our own actions. We all have to do what we feel is right and must be able to defend our actions if comes down to that. And for me the bottom line will be if I can live with what I have done and can I sleep at night.

I would love to hear with some of the rest of you feel about this.

You might also like:

Carmen’s guide to the Signature Name Affidavit
http://blog.123notary.com/?p=22541

Show me the money
http://blog.123notary.com/?p=22537

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November 15, 2020

Why Notaries don’t like Snapdocs and why companies do

Filed under: Signing Company Gossip — admin @ 8:37 pm

Originally posted in 2019

Let me go point by point about how Snapdocs is designed for those who hire, and not for the convenience of those who are Notaries.

1. Cattle Calls
Cattle call style mass texts make life easy for those hiring Notaries. They just input a few lines of text, click a link and a desperate Notary will come crawling to them. One minute of work for the signing company, but dozens of Notaries will have their life interrupted only to find that the job has been given to someone else.

2. Thumbs up or thumbs down?
The Notaries cannot see what the comments are about them. But, companies can get an idea of what other companies think about the Notaries. These comments do not compare to 123notary’s skill analytics. But, this game is no longer about skill, but price and not making any major blunders or leaving people high and dry. I tested many of the best Notaries on Snapdocs and the vast majority did not know how to follow instructions nor did they understand Notary Procedure well at all.

3. Downloading & Uploading
The process of downloading documents or uploading documents is easy for signing companies. It is also easy for Notaries, but designed more with the intent of convenience for those paying to use the system.

4. Record Keeping & Data
Snapdocs stores lots of data about who your connections are who you do signings with as well as job information. This is very convenient for those using the system except that your information about your secret clients will become known to Snapdocs for better or for worse. That was an issue for several companies I am acquainted with.

Personally, I prefer a system where you can get to know the notary in person over the phone before you use them. But, for the millennials out there, Snapdocs fits their cultural model. It relieves people of the necessity and burden of actually having to talk to others. Where has humanity gone? I have to post my latest selfie on Instagram.

You might also like:

What notaries don’t like about snapdocs
http://blog.123notary.com/?p=21246

Snapdocs – when the texts stop
http://blog.123notary.com/?p=21163

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November 14, 2020

Snapdocs: When the texts stop

Filed under: Signing Company Gossip — Tags: — admin @ 8:02 am

Originally posted in 2019

Notaries are always complaining about low-balling, cattle calls and a shortage of work. But, in the last few months, business has been so bad that many have reported that on Snapdocs, the texts stopped all together.

I have lived through different economic cycles from inflation in the 70’s to a recession in the 80’s to the dot com bust in 1999 and the 2008 financial crash. However, I have never seen an industry crash quite like now. I am amazed that 123notary is surviving so well in this difficult time.

So, what do you do when the texts stop? Do you get another job? Do you sit and wait? Do you cry?

When business is bad, I tend to work even harder. That means we get less sign ups so I have to scour the internet to sign people up myself, screen many out, and repeat the process. What about you? When business is bad do you try harder or get more apathetic? The winners in this industry try very hard. I suggest doing exactly that.

.

You might also like:

Compilation of posts about Snapdocs
http://blog.123notary.com/?p=21531

See our string of posts about Snapdocs
http://blog.123notary.com/?tag=snapdocs

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October 24, 2020

Ways to get arrested as a Notary Public

Filed under: Humorous Posts — admin @ 5:48 am

Originally posted in 2019

Many people think that being a Notary is a fun and easy way to make a few extra dollars. But, it can be dangerous and dramatic as well. Notaries do get arrested — not that often, but it happens.

1. Commit fraud involving real property
You will probably be looking at jail time if you commit fraud or falsify a notary certificate that has to do with a deed affecting real property.

2. Get in a physical altercation with a borrower
If the borrower yells at you and you punch them out, you might get arrested.

3. Get in an altercation with a family member or your daughter’s boyfriend
One Notary did this, the police were called, and this person had their commission revoked due to a felony conviction. It all happened so suddenly too.

4. Notarize someone who used a false ID and falsified thumbprints by using crazy glue on his thumb.
You will probably end up in court and might be investigated for conspiracy to commit fraud.

5. Drive too fast to a notary appointment.
Were you going 90 in a 30 mile an hour district because you were late to a signing because your printer got stuck on page three? You might get locked up for that.

6. Fail to keep journal entries or fail to keep them correctly.
Okay, you might not get arrested for this, but you might get your commission cancelled, revoked, or end up investigated in court where you will have no evidence. As a Notary, your journal is your only evidence in court because how can you honestly remember what you did three years ago when you probably had thousands of appointments that year?

7. Sell someone’s personal information
You might learn a whole lot about someone based on their information on the 1003. But, don’t share that with others otherwise you might get in trouble. Remember — that information is confidential.

8. Get caught snooping around someone’s house if you arrive before they get back from work.
Yes, the neighbors might call the police and you might get in trouble. On the other hand, if you did not engage in breaking and entering, you are probably okay.

9. Run over the borrower in the driveway
You might get arrested for that. It could be considered a hate crime if you hate your job. On the other hand, you could explain that you hate signing companies, not signers and the judge would probably understand.

10. Steal oxy-codene from the borrowers.
One Notary had to go to the bathroom. They did more than just urinate there. They walked out of that house with a lot of prescription medicine which doesn’t come cheap. It is hard to prove if you stole it, but that is one crime that 123notary is aware of.

11. Arrive drunk at a signing
Some signers arrive drunk or high at a signing. That is a way to get locked up as well as get fired. You could also dress like you are going to a club or going to the beach and you might get fired, but probably wouldn’t get locked up.

You might also like:

Notary arrested for stealing spices from borrowers
http://blog.123notary.com/?p=20799

A forged notary seal ends someone up with a prison sentence
http://blog.123notary.com/?p=21355

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October 18, 2020

Snapdocs losing business to zigsig, and signingorder.com

Filed under: Signing Company Gossip — admin @ 9:20 am

When Snapdocs got popular back in 2015, I thought that was bad news for us. However, there are other businesses copying Snapdocs’ style which is bad news for Snapdocs. Fortunately for me, 123notary’s style of running our directory is less high-tech, and more based on me having knowledge of the business. Someone can buy into a notary business or directory, but they cannot buy the knowledge of notary work or directory analytics that I have. Or so I think…

Copying Snapdocs’ style sounds expensive, but if you have the programming budget and the technical knowledge you can do it. It looks like multiple agencies are doing their own version of Snapdocs.

So far, nobody has created anything at all similar to 123notary, at least based on the behind the scenes working of our directory. Maybe the angels are protecting me.

I personally do not know anything about those competing with Snapdocs. I only know what their affect on our business has been. Queries for lower paying jobs are down on 123notary as a result of Snapdocs. I don’t know how long they will last, but with the new competition it will be a lot harder for them. High placed listing sales are also down, but that is more due to the depressed market of 2014 to mid-2019. Now things are picking up a bit in late 2019. Perhaps it will stay busy. The mortgage rate predictions of the experts suggest so.

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April 26, 2020

She made her money back in one week advertising on 123notary

Filed under: Advertising — admin @ 9:29 am

In the old days many years ago when business was better, we got all kinds of great feedback about our directory. People made their advertising money back in a day, three days, a week or two weeks in so many cases. But, recently business has been bad. 2018 and 2019 were very slow years. 2020 is looking a little better. Since our business does well when the rest of the economy does not as that lowers interest rates — it is looking like good times might come to the notary business with all of these economic problems, trade wars, pandemics, and more.

But, we got an email from a lady in Washington State who claimed that she made her advertising money with 123notary back in a week. That was refreshing. She got a high placed listing and got a few jobs right away.

Personally, I believe that there are karmic energies involved in work, business, and success. If you are in it to win it, then business will attract to you. If you are old and tired, perhaps not. So, keep in a good state of mind and keep the mentality of growth of your business alive in your mind.

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