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January 13, 2022

A notary gets sued, but E&O won’t help out!

This was originally published many years ago.

We had a notary public whose name will remain anonymous. I will not disclose her location either. But, she is being sued because a lender pulled a fast one on a borrower. The borrower is suing everyone connected to the loan. But, the borrower should know that the notary public has nothing to do with the loan, doesn’t know the lender, and doesn’t benefit from the loan other than to collect their small fee.

The story gets worse though. This notary’s E&O insurance policy wouldn’t help out with any of the legal expenses, or potential damages simply because they claim that the notary never made a clerical error which is true.

The notary public went to get legal counsel, and a neighbor / friend of the notary public offered to help at a discounted rate. But, the discounted estimate for the entire case was $30,000. It doesn’t make sense to me why a notary should pay $30,000 to defend themself from a false accusation.

In any case, we should pray for this notary public, so that she can get off the hook of being falsely accused. She did nothing wrong and shouldn’t suffer like this.

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January 1, 2022

Who is the authority at a Notary Loan Signing?

Originally published several years ago.

Notary Public Authority

We often ask questions about authority to signing agents, and the results are horrifying. Most Notaries do not know who is in charge of what. So, this article will sum it up clearly.

Notary Public
A Notary Public is a state appointed state official who is paid by customers, but whose “boss” or authority is the state Notary division. Many Notaries Public seem to be confused as to who their boss is, the one paying them or the one commissioning them. The problem is further complicated by the fact that the ones paying them often pay them for more than just Notary services as travel, pick up, drop off, and supervision of non-notarized signatures and packages seem to be part of the deal if you are a Signing Agent.

The Notary is the sole authority regarding what goes in a Notary certificate such as an Acknowledgment, Jurat, etc., what goes in the journal, what is allowed or not allowed, and how a notarization should be done.

It is common that Notaries have questions during a loan signing and direct those questions to the Lender or Title representative. This is okay for Title or Lending questions, but not for Notary questions where the Notary may only turn for help to their state Notary division, official Notary handbook, or perhaps the NNA hotline.

Notaries should NOT ask the Lender for Notary advice because:
1. The Lender is probably not a Notary
2. If the Lender is a Notary they might be in a different state
3. If the Lender is a Notary and in the same state they might not be knowledgeable.
4. If the Lender is a Notary, in the same state, and knowledgeable, they might (are likely to) give you advice that would make the job go more smoothly for them, yet have tremendous liability for you.
5. You are the one appointed to the job, so even if the person you are asking for advice is a Notary, they are not the one whose commission number gets put on the certificate, and you are the one going to jail if something goes wrong. Therefor, you have to know your laws and what you can and cannot do, etc.

Who can initial and where?
Any initials on a Notary certificate are done exclusively by the Notary Public. It looks like tampering if the borrower or anyone else makes marks on a Notary certificate. The borrower may initial documents, but not the Notary certificate or Notary section in or attached to a notarized document

The Lender
The Lender is the “boss” of what happens with loan documents. If the Lender authorizes a change, initialing, cross outs, etc., on an actual loan document that is NOT in the notary section, that is up to them and they are the authority on that matter, not the Notary. The minute the issue becomes with a Notary certificate, then the authority swings over to the Notary (even if the Notary doesn’t have a clue what to do.)

The Title Officer
The appointed Title company might be a good source of information about how to handle any issues that might come up with Title documents or recorded documents. You can ask them if you have questions, but don’t let them answer Notary questions.

Issues of Preference can be asked to the Lender
Sometimes there is more than one legal way to handle a situation. If there is an error on a preprinted Acknowledgment, and your state allows a choice of crossing out & initialing vs. using a fresh Acknowledgment form, you have a choice. The Notary has the right to make that choice on his/her own and choose the option that he/she feels is more prudent or ask the Lender. However, this is a situation where the Notary can ask the Lender not for advice, but for preference. If the Lender would prefer a loose Acknowledgment stapled on to the document rather than crossing out & initialing the original form, the Notary can proceed accordingly.

The Borrower
The borrower has the right to sign, not sign, tell you where to park and more. Their preferences matter as well.

Your State
Your state Notary division decides what the laws are in your state, how they are explained or document in your official Notary handbook, etc. They are your boss, so you do whatever they say. Additionally, if you are weak on your Notary knowledge, that can lead to ending up in court as a witness, having your commission revoked, suspended or terminated. Additionally, it is possible to be convicted of a crime if you are thought to be involved in property related fraud, or if you filled out a form stating that an Oath was taken when in fact it was never taken which is a daily fraud that most Notaries engage in that is unacceptable.
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You might also like:

Does 123notary have the authority to quiz people?
http://blog.123notary.com/?p=19469

Notary Public 101 Quiz Questions
http://blog.123notary.com/?p=19520

Do you keep a journal to please your state, a judge, the FBI or 123notary?
http://blog.123notary.com/?p=19483

13 ways to get sued as a Notary
http://blog.123notary.com/?p=19614

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November 12, 2021

High placed listings on 123notary — the current climate

Filed under: Marketing Articles — admin @ 8:34 am

123notary has always specialized in selling high placed listings. We are the most popular directory with Title and Escrow and they like the top rolling Notaries as a general rule. However the landscape has changed. Certain places used to be popular, but those spots are not as popular anymore.

In the old days, Miami, Broward, Palm Beach, Tampa area, Jacksonville, Southern California Bay Area, Phoenix Chicago, Seattle, Dallas, and Houston were booked solid in terms of top spots. New York was also somewhat busy but not as much as these other areas.

Now, the Florida and Texas areas are still popular. But, California has almost fallen off the map in terms of top listings. We have so many availabilities. Did people pack up and leave the state or did they just get depressed and stop trying? Chicago lost of a lot of steam as well. Seattle area lost some steam too. We had a top spot for a while and still might. Note — that both the Democrat areas lost steam while the Republican areas held their ground. I am a Libertarian so I don’t like either party, but at least the Republicans function which is a lot more than I can say for their competitors.

But, now Idaho has its top listings booked up in many areas. That never used to be the case. So, the Californians moved to Idaho and the New Yorkers to Florida.

But, for some reason, the top spots in New York City are still taken despite that New York is a disaster area. So, NY is the only democrat state to hold its ground in the Notary industry on our site. Hmm. I’ll have to reflect on that one. New York has always been an odd ball as far as Notary marketing is concerned.

SUMMARY
To sum it up:

Which areas are doing worse:
CA, IL, WA

Which areas held their ground:
AZ, FL, NY, TX

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August 8, 2021

Memorial of Carmen Towles, former salesperson for 123notary

Filed under: General Stories — admin @ 6:42 am

CARMEN’S DEATH
Carmen Towles passed away in July of 2020. I found out on July 25th from a client. I believe she passed away on the 24th, but I see other conflicting reports on Notary Rotary saying it happened two weeks before that. The last time I talked to Carmen was on June 29th when she was released from the hospital. She was able to talk but wasn’t making logical sense. She couldn’t remember if she had a gall stone or a kidney stone. I think you would remember that.

Carmen died of Pancreatic cancer, but had a gall bladder infection too. She never told me about the cancer, perhaps because she didn’t want me to worry. I think it would have been better if she had told me so I could plan ahead.

OUR HISTORY TOGETHER
In any case, Carmen and I worked together for 17 years since 2003. I remember the first time I met her at the entrance to our complex. I was selling her a course book. She was very talkative, inquisitive, and sharp. She kept calling me to ask questions and became very knowledgeable as a signing agent. Carmen claimed she took the NNA course, but that it did not make her feel confident enough to go out and do real signing work. After she mastered our 123notary course, she felt she got a practical road map of what to do and how to handle situations. As time went on, I begged her to work for me. She initially didn’t want to. It took a few years to get her to work full time. After she got used to it, signings slowed down, and she became hooked on 123. She did the new sales and renewals and was very possessive about the work.

CARMEN AS A MENTOR
Carmen was an excellent mentor to many of our Notaries. She taught them the twists and turns of what can happen at signings and with the various companies who hire Notaries. She kept many out of trouble and inspired all. She had real charisma, pizzazz, combined with a deep and pragmatic knowledge of Notary law and signing competency. Nobody else combined her flamboyance and knowledge. None of the other Notary companies have anyone even half as good as she was.

CARMEN’S INPUT
Carmen helped me put together a new over the phone test content as well as a new course which is on the blog and free — Notary Public 101. We wanted to emphasize what gets Notaries in trouble, so they can stay out of trouble. The other courses taught information which was about loan documents which is fine, but you don’t normally get in trouble for not understanding the documents, you get in trouble for notary mistakes or mishandling situations.

OUR LOSS
The Notaries are very sad that Carmen is gone. There will never be another Carmen. I am sad that I never got to say goodbye. I didn’t think she would pass away so fast. I thought she had another year where she would function at half speed. But, I can communicate easily with spirits, so I have had a few simple dialogues with Carmen.

JEREMY: How are things in the brighter world?
CARMEN: I’m getting a lot of rest.

JEREMY: What will I do without you?
CARMEN: Oh, don’t worry about it.

JEREMY: Do you have to wear face masks up there?
CARMEN: Ha ha…. no!!!

LIFE WITHOUT CARMEN
So, now I have to do all of Carmen’s work. I call all of the renewal people. It wouldn’t take that long except that the higher level people like to chat. Many of our higher level people have been with us for years, in some cases up to 20 years, and they have stories from long back. The bigger issue is not having to do her work. I am missing the new calls because I am not prepared to answer the phone all the time. I am not sure how I will hire someone new who will be acceptable and who will last.

And third, I miss Carmen because she is like a family member to me. She understood me well, and had very sensible advice for me about all of my issues. I didn’t necessarily agree with all of her advice, but most of it was good. I am very sad, lonely and don’t know what to expect of the future. The future doesn’t look very bright now, but you never know. I am going to try out several new ladies who seem promising.

With all of the bad vibes in the atmosphere due to the Covid19 issue, riots, and political upheaval, it seemed like the devil made his rounds to disrupt many cities, many lives, many political issues, etc. First there were Covid19 shutdowns which took away our rights. 80% of what I could do outside of the house was shut down or disappeared. Then the devil came to my neighborhood with the riots. A month later my site went down for a week. Actually that was done by angels for my protection, but felt like the devil was somehow involved. And then my site went back up, Carmen became incapacitated and then died shortly after. So much grief in just five months. No wonder I feel more depressed than I have felt in years.

Carmen was always there, usually answered the phone, only went on one quick vacation that I knew about which was a cruise in Mexico. But, she kept her phone with her so she was accessible. She even did phone duty while she was on Jury Duty. She was always there, and now she will never be there again.

I will have my psychic contact Carmen in the brighter world to see if she has anything she wants to tell the Notaries. My ability for spirit communication is okay for very quick questions and answers but not good enough for conversations. So, we will leave this up to Walter who is an expert.

Incoming phone communication to 123notary is basically almost impossible now. I answer some of my incoming calls. but, I really can’t get more than 10%. If you want to reach me fast, just use the email form on 123epayment.com. I am very slow by info@123notary.com, so if you are in a hurry, 123epayment.com is a little faster.

So for now, that is all I can say.

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July 28, 2021

A Rabbi explains Notary Oaths & Affirmations

Filed under: General Stories — Tags: , , , — admin @ 5:24 am

Oaths and Affirmations have many religious overtones. The fact that God is mentioned in one and not the other is one aspect. The other gets into rules that resemble some of the rules for getting in an elevator during a kosher shabbat. Remember — some elevators are more kosher than others.

SUSIE: Rabbi, I heard that you can discuss how to do kosher notarizations. Can you elaborate in the case of Oaths?

RABBI NOTARIVICH: Yes. You see, (pauses, while pulling gently on his long and flowing beard) there are two types of solemn statements that could be made under the penalty of perjury to a Notary Public. One is an Oath, and the other is an Affirmation. The affirmation cannot be kosher because it doesn’t mention God. But, on the other hand the Oath is also perhaps not kosher because it makes you swear under Oath to God as a special act. This insinuates that under normal situations you would not necessarily tell the truth, but because you are engaged in a solemn ceremony with the Notary Public under the penalty of perjury that you will tell the truth. So, therefore neither solemn statement is kosher from that point of view.

On the other hand, for legal purposes we need such acts, otherwise, supposedly nothing could get done in the business world. And since we need to have sworn statements, it would be good if we did so under God, not solely for the purpose of swearing under God, but because those who engage in Affirmations seem to ignore God, disacknowledge God, dislike God, or dislike those who believe in him. So, Oaths would be more kosher than Affirmations relatively speaking although there is no formal standard, and technically a Notary act can neither be kosher, nor non-kosher.

However, on the third hand…

SUSIE: Rabbi, do you have three hands?

RABBI: Figuratively, I have infinite hands, it is a manner of speech. Anyway… So, on the third hand, there is another legal aspect which parallels with some of the ideology behind kosher elevators.

SUSIE: Does that mean you have to do a blessing on the elevator, or do a blessing while you are in the elevator, or the elevator needs to be milchik?

RABBI: If you ate meat, you definitely shouldn’t cook in a milchik elevator, but not so many people cook in an elevator unless they are really behind schedule. But, when a Notary is confronted with a client, the Notary may not choose the Notary act. They can explain the Notary acts and compare and contrast them but not choose them. The notary can ask if the client wants an Oath or Affirmation. Now, the case may arise where the Affiant is not the client. One party is paying for the notarization while another is being Notarized. This is common. So, which one chooses the Notary act. The answer is the one paying even if he chooses the wrong act for the situation. The document custodian if there is one might be wise to voice a preference as to what type of Notary act they will accept, as they can ultimately reject the notarization.

SUSIE: So, this is complicated, you have an affiant, a client, a custodian, a notary, AND a rabbi? What would happen if all of these entities went into a bar together? Or had to screw in a light bulb? What would happen?

RABBI: Easy. If the Rabbi was asked how to screw in the light bulb, he would want to spend at least 100 hours referencing sources in the scriptures and the midrashim to find suitable precedents for how to handle the situation. However, he would get nowhere because he wouldn’t be able to see without a functional lightbulb, so he would sit there in frustration and ultimately shrug his shoulders, say, “Oy gevalt”, and then leave. The document custodian would not be there so he could do nothing. The affiant would be a guest and would therefore do nothing. The client would be remote as well and would do nothing. The Notary would leave. However, the building custodian — a sixth entity would probably be the one to change the lightbulb, or the building manager, or whomever owns or manages the property.

SUSIE: That was complicated but makes sense. What if they went into a bar?

RABBI: The Rabbi would order a Manhattan, but would spent 20 minutes bothering the bartender as to whether or not the glass it was to be served in had even touched anything with dairy over the life of its existence and the bar tender would get annoyed and help someone else. The Notary would order a Santa Barbara Cabernet Sauvignon called, “Notary Public Red Blend”… yes, it actually exists, or something with the name Notary Public because the vineyard was owned by someone who used to be a Notary. The client would order a beer, and the affiant, would not want to swear under the influence so he would say, “I will have Ginger Ale”.

SUSIE: An interesting take on an old joke.

RABBI: So anyway, the client or the affiant if he is also the client chooses the type of notarization. We can compare choosing the notarization to pressing a button on an elevator or online menu. After all, with online notarizations, you would have to click a button to choose your notary act. On Shabbat which is from Friday sundown to Saturday sundown a person who is shomer shabbat (who follows the rules of kosher) cannot press an elevator button or turn on a light unless it is an emergency. However, a kosher elevator, stops on every floor, so you don’t have to press a button to call it nor do you have to press a button to choose what floor.

SUSIE: I feel sorry for kosher people who used to go to the world trade center, that used to have 200 floors. That would take four hours to get to the top if it stopped at every floor and by then shabbat would be half over.

RABBI: A good point.

ANSWERING QUICK QUESTIONS BY PHONE ON THE SABBATH

LAURA: Rabbi, I called a Notary on Shabbat to ask if she did Debt Consolidations. She responded that she could not answer business questions on Shabbat because that would be working. So, I asked, why did you answer the phone then?

RABBI: On the one hand.

SUSIE: Here we go with the hands again. I’m expecting at least four hands.

RABBI: One the one hand, and just for the sake of argument, let’s say it is the left hand, it is forbidden to work on the sabbath which is shabbat in Hebrew. The Torah also forbids walking more than 2000 cubits out of your respective town on shabbat, perhaps because that would also be laborious even though that is not work. 2000 cubits is roughly 1KM just for the sake of reference. And it might take 15 minutes to walk that far.

So, this kosher Notary is willing to burden herself with a phone call on shabbat not knowing if it is a personal call or a business call. Since the Torah prohibits, working, but also prohibits recreational activities such as unnecessary or excessive walking that could prove laborious after a few minutes…. hmmm… there is no formal point of view on this matter.

It seems that since the notary took the trouble to answer the call which she knew had nothing to do with shabbat, that she could also answer a quick question about business just as long as answering that question was not excessively laborious like walking a kilometer. After all, at Synagogue, people discuss what business they are in and what is going on at their companies. That is talking about work, but it is very different than actually working. The point of not being laborious in any way on Shabbat is to save your energy and focus for prayer, relaxing, and socializing. If you waste your time on endless phone calls you lose that focus. It would be better that she would not answer the phone unless it was family or related to shabbat. But, answering a quick question would be okay in my book. I’m sure others will disagree as this is a controversial topic.

It would probably be better not to answer any phone calls on shabbat unless it is an emergency or related to who is coming to dinner.

NOTARY REVIEWS: SLANDER & GOSSIP ACCORDING TO THE SCRIPTURES

VICKI: Rabbi, if a Notary did a bad job, would it be considered unkosher gossip or “Leshon Hara” to write a bad review on his listing?

RABBI: Many will agree that committing leshon hara could be worse than murder. But, on the other hand, if you don’t say anything, that notary might harm others endlessly. If you write a bad review, you might be harming that Notary’s reputation which could cause terrible spiritual consequences in this life and the next. On the other hand, if you don’t write the review, that Notary might harm others. So, should you choose the lesser of the evils? Should you only write the review if that Notary did something very bad and showed no sign of remorse? It is hard to answer a question like this as it is a judgement call.

THE NOTARY AND THE BACON BURGER

SAM: I just did a meditation where I visited Notary Hell. There was a guy there who wrote a bad review about someone who ruined a hospital notarization. The only crime the inmate at hell had done in his life was to write a bad review. The Notary’s reputation was permanently ruined as his prime clients saw the review, and the Notary later starved to death as a result. And it was all because of that guy who wrote the bad review.

RABBI: Did he mention anything about how the social life is in hell? Word on the street is, “Go to hell for the social life, but heaven for the weather.”

SAM: Next time I’ll have to ask. I’m going to the underworld tonight, but I’m sure I’ll have time to visit hell sometime on Wednesday. Oh wait. I have an Apostille signing on Wednesday, maybe Wednesday night.

RABBI: One of my friends accidentally ate a piece of bacon and he was sure he would end up in hell. Could you… umm… you know, check up on him and see if he actually made it to hell?

SAM: Was his name Saul? And did he always wear red suspenders?

RABBI: Yes.

SAM: Never heard of him.. Just kidding. Saul is in purgatory. His Teshuva (repentance) is to think less about nonsensical trivialities. Until he masters this, the angels won’t let him into heaven.

RABBI: The irony of it all. Well I guess that wraps it up. We have answered all of our rabbinical Notary questions. Tune in next week to Ask the Rabbi!

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July 14, 2021

How valuable are the various types of notary knowledge?

Filed under: Uncategorized — admin @ 3:19 am

Notaries these days who invest in Notary education study all types of topics. Some study Notary basics, others study TRID, Reverse Mortgages, Helocs, situational knowledge, elite knowledge, or just plain signing agent knowledge. Marketing skills are also taught by many agencies. So, which skills are the most valuable?

As a signing agent, companies typically babysit you unless you are very advanced and work purely for title companies. If you make mistakes, that is very unprofessional, but they generally catch you before it is too late due to the scan backs and fax backs. Notaries do not get complaints about errors on our site these days. When they do get complaints it is because they are rude or don’t show up, don’t return phone calls, or don’t get documents back on time.

So, let me make a pecking order of Notary skills in an order that makes logical sense to me.

Notary knowledge
If you don’t know how to be a solid Notary, you are endangering the public as well as yourself and leaving yourself open to legal liability. A mistake identifying someone, or filling out your journal can lead to a lawsuit, or lack of evidence in a legal proceeding. That is very serious and can ruin not only you, but all who are involved in a transaction with you. Failing to properly administer an Oath (when required) can lead to the termination of your commission if you ever get caught and is considered Perjury which is a Federal crime! If you don’t fill out forms properly or follow Notary law and procedure, you can ruin your life. So, Notary knowledge is the highest priority as a Notary Signing Agent and THAT is why we teach the finer points at no cost in Notary Public 101 on the blog.

Signing Agent knowledge
Knowing how to initial, date a right to cancel, and understanding the basic documents in a home-owner Refinances are skills that you will need to use a lot. You can ruin a signing if you miss signatures or initials, or put wrong dates on documents. Signing Agent skills seems to be a definite #2 in the pecking order of what you should study.

Marketing
If you know your basics, but don’t know how to attract work, you might get a few jobs here and there, but won’t have a side career of any scope. Learning Notary marketing is easy because there are good teachers everywhere. 123notary and LSS do a nice job teaching notary marketing. Some of the knowledge is available in our loan signing course and a lot more is on the blog in the marketing category on the right.

Specialty Skills
It is always good to learn more. Being TRID trained, or trained in reverse signings is great. But, that is the last step in my opinion. It impresses clients when you go above and beyond in your training. It shows motivation and effort and makes them more likely to hire you. But, learn the other stuff first as that is a lot more critical for basic survival.

How many certifications should I get?
The more the merrier. If you advertise with us, you should consider ours. If you are a paid member, we sometimes offer to test you by phone at no cost if you study from Notary Public 101, but we get very few takers. Our test is the hardest in the industry and our teaching materials are the most practical — and NOT the most expensive. We have the least expensive certification compared to the big players!

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July 10, 2021

The Notary Chip

Filed under: General Stories — admin @ 3:13 am

This is not the type of chip you eat with salsa. It is a chip that you implant in your brain. It will automatically connect you with what we call, “Universal Notary Consciousness” and it is for your benefit, and for your safety. You will be required by law to have this chip implanted by a doctor, otherwise you would be too risky to have a Notary commission.

This chip will have several functions, all of which are critical to our industry.

1. It will track whether you really meant it when you swore to support and defend the constitution. If you meant it, that is a problem because the constitution defends liberty and was specifically crafted to fight tyranny. If you believe in the constitution or America, you are a potential trouble maker.

California Notary Oath of Office Verbiage
Do you solemnly swear that you will support the Constitution of the United States and the Constitution of this State, and that you will discharge the duties of the office of Notary Public in and for said County to the best of your ability? When are you required by law to do Oaths?

2. It will track if you are thinking for yourself, as it can read thoughts. If you are, it will shut your thoughts down.

3. If you need thinking help from UNC or Universal Notary Consciousness, it will help you. That way, if you are in a difficult notarization, that involves giving someone a vaccine, the consciousness will tell you how to handle differences in opinion and help you find the “correct” ideology to promote. The main thing is to assure the signer that the vaccine is good for them and will make them stronger and better. It will help them think in new ways, and make new friends. And it is for the benefit of society to keep others safe from them. And that they would be a risk to society if they didn’t take the vaccine.

You might be thinking, what does being a Notary have to do with vaccinating people? The masks, social distancing, shutdowns, endless rules, vaccines, and social control are all about the same thing — controlling you, demeaning you, and eventually reducing the world population.

But, it will be very hard for people to succeed in their agenda if even 1% of the population stands up for themselves. People are so passive these days. Boys are taught not to be toxic and given drugs if they are. This all leads to a population of sheep who never stand for anything and can be sterilized, put out of work, or murdered through covert means.

The sad news is that Notary chip is already in you. It is called lamestream media and it tells you how to think, and most of the words that come out of your month about meaningful issues are verbatum from fake news — or from Fox news which preaches the opposite. But, few of us have our own thoughts.

So, if you think this article is “scary”, the article is not what you should be afraid about. Go outside your house, looking around, and tell me what you see — tell me what you see is not scary. Not a single person is coughing, not a single person is sick, yet 90% of society thinks we are in a pandemic. Is that not brainwashing? The Notary chip is already in you. Wake up!

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June 14, 2021

If you get spam calls from 123notary, why bother me with that?

Filed under: General Stories — admin @ 3:19 am

Many people think that if they report spam calls that found them on 123notary, that I have a magic button to stop this behavior. There are scam calls too and many people get them. I don’t know who the bad guys are any more than you do. The fact they found you on my directory doesn’t make me any more guilty than you or some random stranger on the street.

I can’t do anything about this. Here is what you can do.

1. Block anyone who is a spammer or scammer calling you for any reason from any source of information.

2. Unlist yourself from public directories in general. It might be hard to get business that way, but it is at least an option.

3. Report the spammers to the FBI. But, don’t report us as guilty because we have no connection to these maniacs. Most of them are not even on American soil.

SUMMARY
In short, there is nothing you can do that will lead to any positive conclusion with spammers other than to block them and avoid talking to them. If you reward them by talking to them they will just bother more people. If you reject them right off the bat and don’t give them a chance, then they will stop bothering others.

HOWEVER
Some people get bothered by one or two spammers, and then get a legitimate call from me or a client — and they treat me like a spammer just because the last call was a spammer. You need to distinguish what is the difference between a regular call and a spam call.

REGULAR CALL vs. SPAM CALL
1. A regular call will call for a purpose, speak grammatical English, not be agitated, or muffled in their tone.

2. A regular call will have administrative access to your account either directly, or will be able to get to me for access to passwords. A spam call will not have that access.

3. A regular call will not ask for money from a complete stranger unless we never talked before when your renewal is due. But, I normally send renewal emails a month or two before calling to make it easier.

DON’T BE RUDE TO JEREMY
If you are rude to me when I call, you will get written up. So, don’t assume someone is a spammer just because the last one was. This problem happens to me once a month and I don’t like false accusations, and I write people up. The reason I write people up for this is because if you treat me poorly, you will treat legitimate clients poorly who call from our directory and that is bad for the overall reputation of my directory with end users.

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April 2, 2021

Washington State Notary Acknowledgment Certificate Wording

State of ____________
County of ____________
This record was acknowledged before me on (date) by (name(s) of individuals).

______________________ (Signature of notary public)

(Stamp) ______________________ (Title of office)
My commission expires: . . . . (date)

Washington State Notary Acknowledgment Wording
Washington State Notary Acknowledgment Verbiage
Washington State Notary Acknowledgment Form
Washington State Notary Acknowledgment Certificate
Washington State Notary Wording
Washington State Notary Verbiage
Washington State Notary Form
Washington State Notary Certificate
WA Notary Acknowledgment Wording
WA Notary Acknowledgment Verbiage
WA Notary Acknowledgment Form
WA Notary Acknowledgment Certificate

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March 14, 2021

A review from a client that the Notary thought was low-brow

Filed under: Reviews — admin @ 4:42 am

A very educated Notary got a review from a client that said, “Patty rocks.” She wanted the review removed. I told her that the review was good. It was written in the language of a real person. Not all of us are university professors who use the queen’s English. Some of us use high-brow English, and others are more informal. The point is that the review was enthusiastic and real. And in real life, some of our clients might have an education not in excess of a Harvard Professor — or perhaps more than some.

So, accept the language they use, even a few spelling mistakes. The point is that the public needs to know that people like you and trust you. A Notary with no reviews has very little credibility.

In my opinion, your certifications mean more than reviews, but for the clients, the reviews mean more than the certifications. Certifications are given by impartial agencies who judge you based on your knowledge. Clients judge you based on if they like you and had a good experience. They are both important. But, some people fake reviews. It is not so easy to fake a certification. But, in any case, popularity trumps — so show the world that you have some!

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