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November 13, 2011

Can a notary witness a will or notarize one?

Can a notary act as a witness to a will — Can a notary notarize a will?
 
This is a very difficult topic to write about because notary law differs from state to state, and notary laws change over time as well in particular states.  As a general rule, a notary public is discouraged from notarizing signatures on any will.  If you are a New York Notary Public, you should probably avoid notarizing signatures on Wills under any circumstance since standards for what constitutes unauthorized practice of law in New York State for a New York Notary Public are more stringent than many other states.  I heard that notarizing a Will as a New York Notary might be considered practicing law. However, in many states, a notary can notarize signatures on a will — even though it would be meaningless.  Utah notaries are encouraged to notarize signatures on Wills if asked to since it is illegal to turn down any lawful request for a notarization. But, what about acting as a witness?
 
A notary can act as a witness, but in their capacity as an individual.
Unless your state prohibits a notary from being a witness (  have never heard of such a restriction, but it could exist), a notary can be a witness.  A Delaware Notary Public can act as a witness as an official Delaware notary act and charge a prescribed maximum notary fee.  However, in other states, a notary public may act as a witness, but in their capacity as an individual — or at least it would not be done as an official notary act recognized by their state.  On the other hand, the notary acting as a witness can also indicate that they are a commissioned notary in their state which adds credibility.  Notaries are screened before being commissioned in their respective state which makes them perhaps more credible than an average citizen (you would think).
 
Unauthorized practice of law — what does this mean?
I am not an attorney, and can not give any meaningful tutorials on what unauthorized practice of law constitutes.  As a non-attorney notary, you should avoid giving any type of advice about what type of notarization to get, what type of legal paperwork to get, or how to fill it out.  You should not draft legal documents in any state (documents to be used in court or submitted to a judge or used in conjunction with any court case).  You might be able to assist in drafting non-legal documents in many states that are to be notarized such as simple affidavits, etc.  A Florida notary public is strongly advised against helping drafting any type of documents since laws in their state are more strict about what type of advice a notary may give.  In short, each state has a different idea of what “UPL” means.  To play it safe, please read up on what your state notary laws are, and don’t draft legal documents, and don’t give advice on legal matters.
 
How many witnesses do you need for a Will?
It is standard in California, New York, Ohio, Arizona,  and  most other states for a Will to require two witness signatures. I read on findlaw.com that Vermont requires three witnesses to sign a Will.  Witnesses must be 18 years of age or older in any state.  A notary can be one of those witnesses.
 
How do you document witnesses?
It is not a crime for a notary public to notarize the signatures of witnesses on a will, although it is improper to notarize the signature of the principal. It is always helpful for the witnesses to print their name, give their address and a phone number as documentation. You never know when they might need to be contacted.  By having witnesses’ signatures notarized, the notary has a record of the identification of the witnesses, and a prudent notary would also record their adress and maybe even their contact information.
 
What is it like to act as a witness to a will?
I have done this many times.  It is a very boring, but traditional formal proceeding. It is common to have an attorney present, a few neighbors or friends, and perhaps even a bottle of wine (for after the signing).  Everyone commonly gathers around the dining room table. Once everyone is there, then the attorney might give a quick speech, and then the principal signer signs, and then the witnesses sign in their appointed places.  Afterwards, there is lots of chatting generally. Or, you might meet in the conference room of a law office and do it there (less fun).  Many people consider a notary to be a better quality witness since they deal with signing documents as a profession and they take signatures more seriously, so I got many gigs as a witness.  I took it very seriously and watched very intently every time a signer signed!
 
You might also like:
 
Information about Credible Witnesses
 
Can a notary be a witness?
 
New York Notary search results

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April 3, 2011

Blaming the government for the will of the people & Covid Karma

Filed under: General Stories — admin @ 9:01 am

Originally posted in September, 2020

I have been so upset with the government for allowing our constitutional rights to be betrayed for light and transient cause — a fake pandemic with fake death statistics where hospitals get paid extra if they say a death is Covid19 related.

But, the people want this, at least in California. In Georgia people want to go out with their guns and protect their church. In California people want to sit, do nothing and behave as if we are in grave danger from some fake emergency that requires the shutting down of most aspects of society and then lots of nagging and other unnecessary restrictions.

I still have not seen anyone even cough and only heard of one person who knows someone who I have met who died. One person dying is not a pandemic. If this were a real pandemic, you would see people dying in mass on the street, overflowing hospitals, and real panic.

But, what type of karma would a person have for wanting to put their neighbor out of a job? That could kill their neighbor. No work means no money. That can lead to evictions and starvation. If you encourage your governor to shut everything down, are you responsible if your neighbor dies?

The interesting thing is that most of the people out of work in California like the idea of being out of work and like the idea of saving themselves from the inescapable clutches of this mystery Covid19 that I had not seen a single soul have. So, can I say that they are “doing it to themselves?” Putting themselves out of work?

Some people are just so dumb. They don’t realize there is a problem until it hits them in the face. Do we have to wait until people are dying on the street because they were evicted in mass? Do we have to wait until people die of starvation in their apartments? The economy might bounce back in Republican states, but the air is so clean in Los Angeles that the economy cannot be functioning at more than 40% at best.

Let me sum it up for dummies.
Not working >> Not having money >> Getting evicted >> Starving in the street.

Now, if the government gives you a temporary hand out to tide you over, but your job doesn’t rematerialize magically when the government check dries out — the eviction and starvation is temporarily delayed by a few weeks.

It is kind of like staying at home doesn’t save you from Covid, it just delays how fast you are likely to get it by a few weeks. It doesn’t prevent you from getting it.

Vitamin D prevents Covid.
Having a job prevents evictions.
We would all be so much better off taking vitamin D pills, A, C, veggies and keeping going to work. But the damage is already done. We did it to ourselves. This is our karma.

All I can say is thank God I have a job. When my site went down for 7.5 days I began to see how hopeless it might be for the others who don’t have work. But, I cried not having work. People in my part of town don’t seem the slightest bit upset that most people aren’t working. Are they insane? Or do they just had bad karma.

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February 19, 2011

The lady and the handwritten will

Filed under: Carmen Towles — Tags: , , , — admin @ 10:35 am

I got a call to go to a neighbors home. She said we just live a few blocks from you. She stated, my mother needs to sign a Will. She is not well so we will need to get this done ASAP. I tell her I understand. I ask her, does your mother have current ID and is she mentally coherent? She tells me yes on all counts. I tell her great, but I caution her that although we as California notaries are not prohibited from notarizing a Will. We need to make you aware that without proper wording (which only an attorney would know or an line service like Legal Zoom could prepare) you could ultimately do your family members more harm and dis-service than good. Bottom line — a judge could throw it out if the words are not up to snuff. She says that it was reviewed by an attorney and she said the he had given it the okay! I said, ‘ok, well great’. I then ask her, when, where and what time would you like me there? We set it for the following day.

I arrived at our scheduled time and good god the house is an utter mess, and the smell of impending death was clinging in the air. It was horrible. But, they needed me and it is after all what we do. I followed the daughter to the kitchen area where the mother (our signer) was seated. She was alert and coherent. I was offered a seat and sat down. That’s where the problems began.

I ask for her ID and the daughter hands it to me and you guessed it — it is expired. I tell the mother we have a little problem I need current ID. The daughter speaks up and says “oh, I thought it was current” I’m thinking “Yeah right, sure you did”, I ask the mother did she have any other government ID such as a passport, etc.? She says no. So, now I tell them that we can use 2 credible witness but they cannot be a party to the transaction or stand to gain any financial interest in this particular transaction . So the daughter gets on the phone and begins calling. I ask to see the document (the Will) and the daughter hands it to me. And I cant believe what I am looking at! It is a handwritten Will on a single yellow sheet of legal paper written or (I should say scrawled) with different colored inks and cross outs. It was a MESS! A hot mess!

I looked at the daughter in bewilderment and I am at this point a little cross to say the least. I ask her did she remember our conversation the previous day? She said yes, and I go on to re-cap our conversation. She tells me that she is sorry but she thought her mother had current ID and that their attorney HAD actually looked at her Will. I couldn’t help myself at this point and exclaimed…”Are you serious and attorney signed off on this?”. She said, “yes” and I let it go. Because what was the point in arguing with her. She was having it with the mother being ill, now the ID problems and obtaining witnesses at this late date. So I told her that once she got everything in order I would happily come back.

Surprisingly, the mothered offered me my fee, but I kindly refused. It was more than obvious that they were struggling and after all they were my neighbors!

They never called me back….and I never expected that they would!

Until the next adventure…be safe!

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January 27, 2011

Mobile Office: Will it void your warranty?

Filed under: Business Tips,Popular on Twitter 2011 — admin @ 10:30 am

An important upgrade to make to your mobile notary service is having a mobile office, an office in your car. This means, at the very least, having a laser printer wired into the car; for some, it can mean a laptop and a scanner as well. It is expensive to keep going home to get documents printed, and our most successful notaries these days have a mobile office. You can write it off as a business expense (IRS Publication 463), and it will help you save time and make a great impression on the borrowers. We had a forum discussion about having a mobile office in 2010 http://www.123notary.com/forum/topic.asp?TOPIC_ID=2770 and in 2011:

Blog posts about mobile offices
http://blog.123notary.com/?tag=mobile-offices

But, here is some more information to consider.

Recently, GM dealers told a mobile notary that to wire a laser printer into the car will void the warranty. It might cause a power train failure. Wiring in a laptop or a printer could void the power train warranty by altering the engine, and a mobile office is certainly a drain on the power of the vehicle. I assume that is why one of the notaries we spoke to in 2011 described the need for an extra-powerful alternator and battery, and why he puts the laptop on battery only while printing documents.

HOWEVER, another mobile notary who has a Dodge and an extensive mobile office just told us that to avoid the warranty issue, you have to install a second battery and a second alternator– which should actually not cost you more than $150, and does not void the warranty. Get information from a shop that installs car stereos, for example, says the notary who owns a Dodge. You can also google “How to install a mobile office in your car.”

Toyota, however, has said nothing official about such installations voiding the car’s warranty– and another mobile notary just went ahead and installed a printer and laptop through a friend who works on cars. The difference is–his Toyota is out of warranty anyway.

So if your vehicle is still under warranty and you plan on installing a mobile office–check with your dealership or with corporate for the company that makes your vehicle.

Or, you could just get a custom vehicle. Just ogle these new vehicles– made for anyone who wants the ultimate mobile office: http://www.automotto.com/entry/10-cars-that-bring-your-office-to-wheels/

Tweets:
(1) Having a mobile office in your vehicle could cause a power train failure
(2) You need a 2nd battery in your car to handle a mobile office w/o warranty issues

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January 11, 2011

Will & Grace — the mini notary seal

Filed under: Sit-Coms — Tags: , — admin @ 8:03 am

JACK: Will, can I ask you something?

WILL: What’s that?

JACK: Have you ever wanted to be a Notary?

WILL: Are there cute guys in that industry?

JACK: What does that have to do with anything. Get your mind out of the gutter. It doesn’t matter whose in the industry. You don’t hang around with other Notaries unless you go to those private Facebook groups. You meet clients and they might be cute.

WILL: How cute are we talking?

JACK: If I become a Notary, I’ll bring one of them to one of our favorite gay bars and you can find out.

WILL: What if they aren’t gay?

JACK: I don’t have to tell them it’s a gay bar.

GRACE: I think they’ll know…. duh. Remember you brought me to one of those places?

JACK: Yeah, but you said you wanted to go to a place where no man would give you any unwanted attention. You got what you asked for.

GRACE: What? (looking disgusted). That was NOT what I had in mind! I wanted to go to a lesbian bar. Oh well, next time.

JACK: If I were a Notary, I would want one of those tiny little seals and have a little tiny doggie to match… with an outfit.

WILL: An outfit for the dog or the seal?

JACK: Oh, now you’ve got me thinking. I could get a little seal cover designed just for my little seal.

GRACE: That’s so cute. You should become a Notary just for the little seal bag made out of yarn.

JACK: Yarn? I wasn’t thinking yarn. I was thinking leather!

WILL: Stick to yarn. It’s more cute. Plus you don’t want your customers to think you are into leather notarizations. That sort of thing has a stigma to it.

JACK: Good point. But, I don’t want people to think I’m grandma either.

WILL: Okay, I’m an Attorney, so I can give you an Oath.

JACK: Okay. Count me in.

WILL: Raise your right hand.

JACK: Okay (holding his hand parallel in a very gay way.)

WILL: Do you solemnly swear that you will uphold the laws for Notary Public for the state of New York and defend the constitution against all enemies foreign and domestic, so help you God?

JACK: What about imports, or is that what you meant by foreign, because I don’t drive, but if I did, I would only drive a Ford personally.

WILL: You’ll make a terrible Notary. If you want my advice. Don’t quit your day job.

JACK: Oh, you mean acting. Usually that’s what you say to people who won’t make it acting.

WILL: You’ll make it acting, you just won’t make it acting like a Notary.

JACK: Gee thanks. You’re so insensitive.

GRACE: I think he knows what he is talking about in the legal profession. That’s why I married him. My mother wanted me to marry an Attorney.

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November 15, 2024

How to Properly Notarize Multi-Page Documents

Filed under: Notary Public 101 — Tags: — Tom Wilkins @ 12:00 am

Dealing with multi-page documents can be daunting for homeowners and business owners, especially when notarization is required. Knowing how to properly notarize multi-page documents for legal compliance can save you time, prevent delays, and protect you from legal issues. This guide will walk you through the essential steps to ensure accurate and legally compliant notarization every time.

Why Proper Notarization Matters?

Notarizing multi-page documents is more than just applying a stamp. It involves verifying signatures, ensuring completeness, and confirming the legal authenticity of the entire document. Mistakes, such as missing pages or incorrect certificates, can lead to rejected documents, wasted time, and potential legal disputes. Understanding how to properly notarize multi-page documents for legal compliance is essential for avoiding these problems.

Step 1: Review the Entire Document Thoroughly

Before you begin notarizing, review the entire document to ensure it is complete.

Check for Missing Pages

Ensure that all pages are present and in the correct order. Missing or misplaced pages can ensure the document is valid. Pay close attention to any missing sections that could be filled in later without your oversight.

Look for Blank Spaces

Verify that the document is free of blank spaces. Blank spaces could be altered after notarization, potentially leading to fraud or disputes. Ask the signer to fill in any blank fields or cross them out if they are intentionally left blank.

Step 2: Use Notary Certificates Properly

Usually, the notary certificate is on the last page of a multi-page document. However, this isn’t always the case; additional steps may be needed.

Attach a Loose Certificate When Necessary

If the document doesn’t have a built-in notary certificate, attach a loose certificate. Based on the requirements, choose the appropriate type, such as an acknowledgment or a jurat. Complete the certificate, including your signature and seal, and reference the document.

Number the Pages

Add page numbers to the entire document manually or with a page-numbering stamp. Noting “Page X of Y” helps verify the document’s completion and prevents pages from being altered or removed later.

Step 3: Verify the Signer’s Identity and Signatures

One of the most crucial steps in properly notarizing multi-page documents for legal compliance is confirming the signer’s identity. This process is essential for maintaining the integrity of the notarization.

Check Identification

Examine the signer’s government-issued ID to verify their identity. Make sure the name on the ID matches the name on the document. If there are multiple signers, repeat this process for each person.

Ask the Signer to Initial Each Page

Have the signer initial every page of the document. This practice helps confirm that each page is part of the original document. Initialing reduces the risk of tampering or page substitution.

Step 4: Apply Your Notary Seal Correctly

The notary seal is critical to the notarization process, especially for multi-page documents. An improperly applied seal can invalidate the notarization.

Placement of the Notary Seal

Place the seal near your signature on the notary certificate. Make sure it is clear and legible. If space is tight, use an embosser seal instead to avoid covering important text.

Double-Check Seal Details

Ensure the seal includes your name, commission number, and expiration date. For the notarization to be valid, all details must be visible. Double-check the seal’s clarity before completing the process.

Final Review and Completion

After applying the seal, conduct a final review of the entire document. Check again for missing initials, blank spaces, or incorrect details. This final step can save you from having to redo the notarization.

Ensure Legal Compliance with Every Step

Properly notarizing multi-page documents is vital for maintaining their legal integrity. By following the steps to properly notarize multi-page documents for legal compliance, you can avoid common errors and provide a reliable service to your clients. From reviewing each page thoroughly to applying the notary seal correctly, your attention to detail ensures the document’s authenticity. For more expert advice on enhancing your notary practice, please look at our social media tips for notaries.

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November 8, 2024

Notarizing Documents with Multiple Signatures

Filed under: Best Practices — Tags: — Tom Wilkins @ 12:00 am

Notarizing documents with multiple signatures requires careful handling to ensure accuracy and compliance. Whether you’re a homeowner managing real estate paperwork or a business owner overseeing contracts, notarizing documents correctly is essential to avoid legal issues. This article covers the best practices for notarizing documents with multiple signatures correctly, helping you achieve a smooth, error-free process for all parties involved.

Know Your Document and Its Requirements

  1. Confirm Each Signer’s Intent

Each signer should understand the document’s purpose and agree to sign willingly. In documents with multiple signatures, notaries must confirm each individual’s intent to sign, ensuring there are no misunderstandings. This verification step safeguards against future disputes, establishing that all parties know their role in the agreement.

  1. Verify Identification for Each Signer

Proper identification is vital for each signer. As a best practice for notarizing documents with multiple signatures correctly, each signer’s identity should be verified with a valid, government-issued ID, such as a driver’s license or passport. Recording this information in your notarial journal provides an additional layer of security and documentation.

Organize the Signing Process

  1. Schedule a Group Signing, if Possible

If all signers can attend the appointment together, the process is often smoother, and any questions can be addressed directly. However, if this is not feasible, each signer must appear individually before the notary, with each signing logged as a separate entry.

  1. Ensure Documents Are Complete

Before signatures are added, review the document to make sure there are no blank spaces where information could be added later. Signers should initial any changes during the session to prevent alterations after notarization, ensuring the document remains accurate and reliable.

Document Each Signature Separately

  1. Maintain a Detailed Notary Journal

A well-kept notary journal is essential for multi-signature documents. Each signature should be documented separately with details like the signer’s name, the type of document, the date, and any identification details. This practice provides a comprehensive record, offering protection in case of disputes and showcasing high professionalism.

  1. Optional: Keep Copies of Signed Pages

Though optional, making copies of signed pages before returning the document can be beneficial for record-keeping, mainly if questions arise later. Always request permission before making copies, as some documents contain sensitive information.

Address Special Situations

  1. Multiple Notarizations for Different Sections

Some multi-signature documents, such as affidavits in real estate agreements, may require separate notarizations for different sections. Confirm the document’s notarization requirements in advance to ensure all necessary sections are handled appropriately.

  1. Remote and International Signers

If any signers are out-of-state or international, understand your jurisdiction’s guidelines for remote notarization or any special requirements for foreign signers. Verifying these steps prevents delays and ensures compliance with all necessary protocols.

Prioritize Accuracy in Multi-Signature Notarizations

Handling documents with multiple signatures requires a structured approach. By verifying each signer, managing the signing process efficiently, and keeping thorough records, notaries can follow best practices for notarizing documents with multiple signatures correctly, ensuring a reliable and legally compliant result. For more professional tips, check out our article on the notary dress code to make a great impression at every appointment.

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October 25, 2024

Notary Verbiage and Wording Tips

Filed under: Notary Public 101 — Tags: — Tom Wilkins @ 12:00 am

Have you ever wondered if the wording in your notarized documents could lead to costly mistakes? Homeowners and business owners must have clear and precise notary vocabulary to ensure their legal documents are correctly prepared and executed. Whether you’re managing real estate transactions, business agreements, or loan documents, using the correct language helps prevent errors, delays, and legal disputes. This guide will explore critical notary verbiage and wording tips for clear documentation to streamline your process and protect your interests.

The Importance of Clear Notary Verbiage

Clear and correct notary verbiage ensures your documents are legally binding and properly executed. Correct wording can significantly affect real estate transactions, business contracts, or loan agreements. Follow these tips to keep your documents in order and avoid complications.

Tip 1: Keep the Language Simple and Clear

One of the most essential notary verbiage and wording tips for clear documentation is to use simple, understandable language. Avoid unnecessary legal jargon that could confuse the signer and lead to errors. This helps ensure that all parties understand the document and the responsibilities involved.

  1. Avoid terms like “heretofore” or “hereinafter.”
  2. Use simple alternatives like “from this point” or “from now on.”

Tip 2: Be Specific in Names, Dates, and Phrases

Precision is crucial in notarized documents. Vague or unclear wording can cause confusion or disputes. All parties must understand the terms and conditions outlined in the document. Be as specific as possible when referring to individuals or dates.

  1. Use full legal names instead of nicknames or initials
  2. Use specific dates like “on July 15, 2024, at 10:00 AM” rather than “around this date.”
  3. Avoid phrases like “as soon as possible” or “at your earliest convenience.”

Tip 3: Review Notary Certificate Wording

The wording on notary certificates must comply with state regulations, which can vary based on the type of notarization. Double-check that your certificate includes the correct legal language for your state. If uncertain, consult your state’s notary handbook or seek legal advice to ensure compliance.

  1. For acknowledgments, ensure phrases like “personally appeared before me” are included
  2. For jurats, confirm the certificate states that the signer swore or affirmed the document in front of the notary

Tip 4: Include All Necessary Information

It’s important to ensure all essential information is on your notarized document. Failing to include the required details can result in rejection or delay. Ensure that each document requiring notarization has the correct information to avoid confusion or legal issues.

  1. Full names of all signers
  2. Notary commission number
  3. Date of notarization
  4. A complete signature block for each signer with consistent wording, such as “signed and sworn to before me on [date].”

Tip 5: Maintain Professional Language

Always use formal, professional language in your notary verbiage. Casual wording can undermine the seriousness of legal documents. Keep the tone appropriate for the legal setting. This will help maintain the integrity and importance of the document.

  1. Instead of saying “showed up,” use “personally appeared.”
  2. Avoid conversational phrases; use formal terms like “executed before me” or “acknowledged before me.”

Tip 6: Know Your State’s Notary Regulations

Since notary laws differ between states, staying updated on local regulations is essential. Some states require specific wording for particular types of documents, especially in real estate transactions. Homeowners and business owners can benefit from consulting legal experts or a trusted notary to ensure their documents meet legal standards.

  1. Review your state’s notary laws regularly to ensure compliance
  2. Use the latest required verbiage to avoid the document being invalidated

Accurate Verbiage Matters

Precise and clear notary verbiage ensures your documents are correctly executed and legally binding. By following these notary verbiage and wording tips for clear documentation, you can avoid common mistakes and ensure your documents meet all legal requirements. Staying specific, using simple language, and adhering to state regulations will help you confidently create notarized documents.

For additional tips, check out our blog on mobile notary safety tips for beginners to further enhance your notary knowledge.

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October 18, 2024

Common Notary Mistakes That Can Hurt Your Practice

Filed under: Notary Public 101 — Tags: — Tom Wilkins @ 12:00 am

As a mobile notary, your success depends on accuracy, attention to detail, and adherence to legal standards. Even small mistakes can have serious consequences, including legal issues or damage to your reputation. Awareness of the common errors notaries make and how to avoid them will help protect your business and ensure you maintain high professionalism. Below are some of the most common mistakes notaries make and how to avoid them in practice.

Failure to Properly Identify Signers

One of the most important tasks for notaries is verifying the identity of the signer. Accepting expired or invalid IDs or relying on personal knowledge can result in fraudulent activity and legal disputes.

How to Avoid:

Always ensure the signer presents a valid, government-issued photo ID. If the ID is expired or inadequate, proceed once proper identification is provided. Even when you know the person, following identification rules to protect your practice is essential.

Poor Record-Keeping

Maintaining a thorough notary journal is essential, even if it’s not required in your state. Failing to document notarizations properly can expose you to legal challenges.

How to Avoid:

Record every notarization in a journal, noting the date, document type, signer’s information, and any additional details. This documentation protects you if a notarized document is ever questioned, ensuring you have an official record to back you up.

Overstepping Notary Authority

Notaries sometimes offer legal advice or explanations that are beyond their legal authority. This can lead to legal repercussions and harm your reputation.

How to Avoid:

Stay within your role of confirming the identity of signers and witnessing signatures. If a client has questions about the legal content of a document, refer them to an attorney. Never interpret documents or provide legal guidance.

Incorrect Notarial Certificates

Using the wrong notarial certificate or failing to complete it correctly can invalidate the notarization. This is one of the most common mistakes notaries make, and learning to avoid it in practice is essential for ensuring your notarizations are legally binding.

How to Avoid:

Before notarizing, ensure you’re using the correct certificate (acknowledgment, jurat, etc.) and fill out all the necessary fields, including the date, signer’s name, and notary seal. Taking time to double-check your work will prevent unnecessary mistakes.

Failure to Keep Up with State Laws

Notary laws vary by state, and they frequently change. Not staying current with these regulations can lead to compliance issues, potentially resulting in legal trouble or loss of commission.

How to Avoid:

Attend training sessions or subscribe to notary newsletters to stay informed about your state’s laws. Regularly update your knowledge to ensure compliance with current regulations.

Lack of Insurance and Bonds

Having the right insurance or bonds can protect you from financial risks. Even a minor error can lead to claims that could harm your business.

How to Avoid:

Invest in errors and omissions (E&O) insurance, even if it’s not mandatory in your state. This coverage protects you from financial claims in the event of a mistake. Additionally, ensure that you meet any bond requirements in your state.

Notarizing Incomplete Documents

Notarizing documents with blank spaces or incomplete information can lead to legal complications and potential fraud. This is a common mistake that can have serious consequences.

How to Avoid:

Only notarize a document that contains blank spaces or is complete. Review the document thoroughly before notarizing, and ask the signer to fill out any missing information. If you’re unsure, pause the notarization and seek clarification.

Safeguarding Your Practice

Avoiding these common mistakes notaries make and how to avoid them in practice is essential for protecting your business and maintaining a good reputation. Correctly identifying signers, keeping accurate records, staying updated on laws, and following best practices can ensure your mobile notary business runs smoothly without unnecessary risk. For more helpful suggestions, check out these marketing tips for mobile notary services.

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October 4, 2024

Rules for Notarizing Documents for Bedridden Persons

Filed under: (2) Technical and Legal — Tags: — Tom Wilkins @ 4:38 pm

Notarizing important documents when individuals are bedridden can present unique challenges. Mobile notaries must be familiar with the legal requirements and rules for notarizing documents for bedridden persons to ensure the process is smooth and compliant. This guide will outline key regulations to provide a stress-free, legally valid notarization experience.

Understanding the Situation

Before starting the notarization process, mobile notaries must assess the bedridden individual’s condition. Bedridden signers may have difficulties with mobility, communication, or even physical signing, requiring the notary to approach the situation with sensitivity while adhering to legal standards.

Rule 1: Verify the Individual’s Identity

  1. Importance of Proper Identification

Verifying the signer’s identity is essential. Bedridden individuals must provide valid government-issued photo identification, like a driver’s license or passport. If such identification is unavailable, alternative verification methods like credible witnesses can be used.

  1. Using Credible Witnesses

Credible witnesses are an alternative if bedridden individuals lack current identification. Most states allow two witnesses who know the signer but are uninvolved in the transaction to verify identity. This rule is beneficial for bedridden individuals who may not have updated IDs.

Rule 2: Confirm the Signer’s Willingness and Awareness

  1. Ensuring Mental Competence

The notary must confirm that the bedridden individual is fully aware of the document they are signing and is willing to do so. It’s crucial to ask questions to verify the signer understands the document’s nature and isn’t under pressure.

  1. Avoiding Coercion

Notaries should be alert for signs of coercion and halt the process if the bedridden person seems pressured to sign. Ensuring the signer is free from external influence is a key responsibility of the notary.

Rule 3: Accommodating Physical Limitations

  1. Signature by Mark or Direction

Bedridden individuals who cannot physically sign can use a “signature by mark,” such as an X, or direct another person to sign for them. The notary must witness this, and the process should be documented according to state regulations.

  1. Use of Assistive Devices

If bedridden individuals use assistive devices to sign, the notary must confirm they are doing so independently. Witnessing this act is necessary to ensure the validity of the notarization.

Rule 4: Comply with State Laws on Remote and In-Person Notarizations

  1. Remote Online Notarization (RON)

Some states allow Remote Online Notarization (RON), which lets notaries conduct video notifications. This can be an accessible option for bedridden individuals, but mobile notaries must ensure they follow local laws regarding RON.

  1. In-Person Notarization Requirements

In states that require in-person notarization, notaries must travel to the bedridden individual’s location. Mobile notaries should be prepared for this, ensuring all necessary supplies are available for an on-site notarization.

Adhering to Proper Notarization Procedures

Notarizing documents for bedridden individuals involves extra care, but following the legal requirements and rules for notarizing documents for bedridden persons ensures a smooth, valid process. Notaries must verify identity, confirm awareness, accommodate physical limitations, and comply with state laws. For business owners and homeowners, staying organized and keeping track of business expenses ensures smoother transactions.

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