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May 10, 2019

Lessons Learned from 10+ Years in Investment Banking and How I Used That to Start My Notary Services Business

Filed under: Other Guest Bloggers — admin @ 9:25 pm

Lessons Learned from 10+ Years in Investment Banking and How I Used That to Start My Notary Services Business.

Working at a prestigious investment bank in the mortgage sector seemed to be the role that I would continue with until retirement. That’s the way it was in that industry, each role was extremely competitive and once you finally received a full-time job at a well- known firm, it all seemed to be smooth sailing after that. We had used mobile notaries all of the time at my role with the bank and it never even crossed my mind that I’d end up running my own business in this space.

After 12 years with the bank, I felt that I had accomplished all that I had wanted to and that it was time for a new challenge. It wasn’t until I had my own bad experience with a mobile notary that I realized that I can definitely improve upon that and that no customer should feel that rushed/stressed out in an already difficult situation. After completing a refinance on my home, we had a notary come to help with the closing documents. The best ways to describe the experience would be disorganized, rushed, and overall just frustrating. That was when it clicked – I’ve seen this before time and time again from other mobile notaries.

I did the research and learned exactly what I would need to do to start my own business and obtain the proper licensing in the notary services field. It wasn’t easy to leave such a safe job and at such a prestigious firm, but I knew I could greatly add value to the customers I would work with and I would guarantee that none of my notary services clients would ever get that awful experience I had seen time and time again.

What are some of the main lessons that I took away and have helped me continue to grow my mobile notary firm here in the Phoenix, AZ area? First of all, I saw the stress and the anxiety that went into the moments that mobile notaries were needed. These major milestones should not be treated lightly. When done correctly and when treating clients with patience and the respect that they deserve, it’s an amazing experience to be a part of putting their minds at ease. To be a part of that excitement when someone purchases their first home and need to finalize all of the documents to the difficult times when someone needs to notarize a medical power of attorney for a loved one. It is our responsibility to be professional and caring. I see this as the most important principle, and this is what continues to lead my business to be able to help add value in more people’s lives.

Secondly, I saw the importance of being precise and timely in the notary services field.
The difference between a successful and unsuccessful house closing or refinancing can come down to issues with the paperwork at the last minute. It is a notary’s key role to be able to prevent fraud and other issues that may come up as an added layer of security for both parties involved in a transaction. In a world where scammers and fraud run rampant, adding in an unbiased third party can be a huge value add to the whole process of various legal documentation signings.

Finally, and this lesson learned applied to every job and role that I’ve had at various companies – go above and beyond for your clients or your colleagues and you will see that level of trust and respect pay off throughout your career. One of the main reasons why I run my business with the flexibility to work on weekends and other hours that the competition will not is that I know that unexpected issues always come up and it’s my duty to be there for my clients when they need me. It’s not uncommon to have to drop everything I’m working on and rush over to help a client out with their loan signing needs, as they’ve come to expect that level of service from my business.

Although it was intimidating at first and doubts came up, leaving the investment banking world behind was one of the best decisions that I’ve made in my life. Instead of being bound by processes and procedures, I now have the flexibility and freedom to run my business the way that I know offers the most value to my clients. Leveraging the 12+ years of experiencing in the mortgage field really helped me see the huge opportunity that there was in the notary services space and I’m excited to continue to grow my business and help those in the Phoenix area.

Shannon Winter is the Owner of Shannon’s Notary Services
(https://shannonsnotaryservices.comhttps://shannonsnotaryservices.comhttps://shannonsnotaryservices.com/) and helps clients in the Phoenix metro area with all of their loan signing needs.

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Forex investment tricks for Notaries
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December 10, 2018

Banking Power of Attorney Form

Filed under: Power of Attorney — Tags: , — admin @ 9:57 am

Please be advised that you should consult an Attorney and your bank before attempting to get a Banking Power of Attorney Form drafted or notarized. Many banks have their own form and require the use of their own form. If you do not comply with all of the regulations of your bank, you may find that your power of attorney is rendered powerless and is reduced to being just a piece of paper. Also be advised that the powers granted to the Attorney in Fact may be limited and may or may not include online banking or other privileges.

How do I get a banking power of attorney notarized?
Just find a Notary on 123notary, and they can come to your home, office, jail cell or hospital to get your power of attorney notarized. They will charge you a mobile fee as well. Please make sure the signer has a valid and current government issued photo identification card.

Where can I get a banking power of attorney notarized?
You can also go to your local bank to get your banking power of attorney notarized.

Can the Notary explain the banking power of attorney to me?
Notaries may not draft or explain legal documents unless they are specifically authorized to do so by also being an Attorney or perhaps in a legal profession that authorizes them to do so. Please ask an Attorney all your questions and just have the Notary notarize.

You might also like:

Bank of America Power of Attorney Form
http://blog.123notary.com/?p=21327

How do you get a Power of Attorney Document?
http://blog.123notary.com/?p=20785

Index of Posts about Power of Attorney
http://blog.123notary.com/?p=20255

The Power of Attorney was rejected by a bank
http://blog.123notary.com/?p=6368

Wells Fargo Power of Attorney Form
http://blog.123notary.com/?p=22125

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December 19, 2019

Do banks have a Notary?

Filed under: Public Interest — admin @ 8:39 am

Do Banks have a Notary Public?

Many banks do have Notaries Public. Whether they will notarize for you or not is another question. Some companies require that you are their customer or are there for bank business if a notarization is involved.

If your bank refuses to help you or does not have a Notary, it is generally a good idea to visit a UPS store as pack and ship places normally have a Notary. Call in advance to make sure the notary is not out sick or at lunch.

123notary is also a great place to find a notary if you want a mobile notary. Mobile notaries charge extra, but will come to your location.
Good luck!

Thanks

You might also like:

Banking Power of Attorney Form
http://blog.123notary.com/?p=21338

Notaries can get jobs at banks more easily
http://blog.123notary.com/?p=22161

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April 24, 2019

Notaries can get jobs in banks more easily

Filed under: Public Interest — admin @ 10:22 am

If you would like to have more options to work in a bank in any particular capacity, it is easier to get a job at a bank if you are a commissioned Notary Public. Being a Notary Public involves applying to your particular state, in many cases taking a course and passing a test. The rules for becoming a Notary are state specific and change over time so please ask your state or visit your state’s Notary Public information online which generally is on the Secretary of State’s website.

There are lots of documents that might get notarized at a bank. Sometimes banking power of attorney forms need to be notarized. Other times, contracts, affidavits, or other general documents might need to be signed and notarized. Loan documents might need to be signed at a bank and those include Deeds of Trust, Mortgages, Signature Affidavits and many others. It is good to be knowledgeable about the loan signing process if you get involved in loan signing.

It is likely that a bank might want to have multiple Notaries on staff. After all, people call in sick, quit, and take lunch breaks, but the Notary work still must get done.

So, consider becoming a Notary so you can get that bank job you have always dreamed of. And yes, I would like my withdrawal in ones please…

You might also like:

Bank of America Power of Attorney Form
http://blog.123notary.com/?p=21327

Banks need more notaries on staff
http://blog.123notary.com/?p=21153

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April 1, 2019

Why Is It Worthwhile to Notarize a Will?

Filed under: Other Guest Bloggers — Tags: — admin @ 8:16 am

Why Is It Worthwhile to Notarize a Will?
Notarization is also known as notarial acts. This is a three party process conducted by a notary public which includes record keeping, vetting and certifying. This is the official procedure taken to prevent fraud and also assure parties in the transaction that the document, in this case, the will being notarized is authentic. Not only the will but banking transactions documents should be notarized too.

By signing a will, one specifies how they want their property distributed after their death. This process is called probate. Whereas some states do not necessarily require notarization of wills, notarizing a will might speed up the probate speed. The question you and I might be having is, why is it worthwhile to notarize a will? Let us explore.

In most countries, a notary is carried out by a notary public who in this case acts as an eyewitness in discharging restrictive fraud activities connected to your will. There is also an act that governs such duties. He can direct oaths and witness swearing by deponents for affidavits. It is also believed that a notary can also act as an arbitrator.

Who Is Supposed To Notarize?
Notarization can be conducted by a practicing lawyer who has experience of at least 7 to 10 years. Also, an individual who has served as a judicial service member or has served under central or state government and whose position required specialized knowledge of the law is also qualified to become a notary.

Benefits of Notarizing a Will
Prevents future frauds and identity theft
George Sink urges that a notarized will help to verify that you are the one signing your will. This will help you, the owner from future frauds or identity theft in such a way that no one else can present or produce a forged will.

Notarizing your will prevents the owner from unpredictable fraud cases. This is because regardless of what the other party produces, your notarized will affirms you as the sole owner and that, can never be challenged.

Notarizing your will furthermore affirm to the fact that all the signatories are real and authentic. It also shows that genuine people signed them and that the will itself is not fabricated.

Helps Protect the rights of the will
A notarized will which has been fully certified by a notary public also aids in protecting the rights of the will. Furthermore, to avoid further and possible court proceedings, it is rather advisable for individuals to notarize their will.

Prevent court rejections
In some cases, notarizing a will is mandatory. Some lawyers argue that if you do not notarize your will, its validity in future might be questioned which might even lead to court rejections, in case there is a case and your will has to be produced. To avoid all this unfolding saga, it is advisable to notarize wills early enough.

The signatories do not necessarily have to testify in court
Another reason why notarizing your will is worthwhile is the fact that the signatories do not necessarily have to testify in court to authenticate their signatures. This saves a lot of money and time from both parties. Notarizing your will, therefore, serve as an enormous strategic advantage in the lawsuit.

Conclusion
We have discussed throughout the article what notarization is, who executes it and why is it a suitable procedure. All we can say is that notarizing your will is just a formality that should be implemented when signing your will. A notarized will assures the legal authenticity of an individual’s signature and identity whereas without doing so, a person cannot claim ownership of that particular will; therefore, notarization of a will is crucial.

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March 30, 2019

Jersey Shores Notary

Filed under: Sit-Coms — Tags: , — admin @ 10:27 am

A Notary was asked to notarize on camera in Jersey Shores. One of the girls decided to get a Notary Tattoo on her rear end, and wanted to have it notarized. So after a one hour drive in traffic, the Notary finally got to the set. The girl showed the Notary her tattoo of a Notary seal. The Notary said that he could not notarize a tattoo, but only a signature.

So, the girl had to call the tattoo artist and have a signature tattooed once again on her rear end. But, the Notary said, “Stop, you need the signature to be on a document.” So, the girl said, “No problem, I’ll have him create a document on my rear end.”

This girl’s rear end wasn’t big enough for much of a document. Perhaps one of those banking power of attorney documents because those are on card stock and smaller. But, not a full size document, and definitely not a legal document.

GIRL: Don’t worry, there’s nothing legal about my tush.

NOTARY: Alright already. Let’s get on with this. So, what am I doing?

GIRL: You’re going to notarize my tattoo.

NOTARY: I can notarize a statement about your tattoo, but not the tattoo.

GIRL: God, you’re just like all the other Notaries.

NOTARY: Yeah, that’s because we are governed by the same laws. Maybe you should find a notary who doesn’t follow the law.

GIRL: But, wouldn’t that be (pause) illegal?

NOTARY: Duh!!! But, since you have a notary seal on your tuchus, why not notarize something yourself using that seal.

GIRL: Now you’re talking!

So, another afternoon at Jersey Shores takes place. Luckily for the Notary, the girl was not the one responsible for paying him. He got cash from a director, and was off on his way.

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March 16, 2019

Wells Fargo Power of Attorney Form

Filed under: Power of Attorney — Tags: — admin @ 9:59 am

Please be informed that banking power of attorneys are complicated and have issues. For an accurate opinion or accurate guidance, you need to consult Wells Fargo as well as an Attorney.

Attorneys typically can draft up fancy Power of Attorney documents, often at great expense. Their guidance is irreplaceable. However, banks typically have their own Power of Attorney forms and require the use of their forms.

Additionally it is possible that Wells Fargo might have its own rules for who can be an agent in a Power of Attorney, and also might restrict the rights and privileges of the person who is the Attorney in Fact. I read online that you cannot use online banking if you are an Attorney in Fact for a Wells Fargo Power of Attorney Form. However, I cannot vouch for the truthfulness of that statement as it might be outdated or false.

Banks will want to see the Power of Attorney and identification before allowing the Attorney in Fact (grantee or agent) the right to access an individual’s account.

How do I get a Wells Fargo Power of Attorney Form?
Once again, please contact Wells Fargo customer service.

.

Other Links:

Legal Zoom Banking Power of Attorney Information
https://info.legalzoom.com/gain-access-bank-accounts-power-attorney-25538.html

Finding out your Power of Attorney is powerless — NY Times Article
https://www.nytimes.com/2016/05/10/health/finding-out-your-power-of-attorney-is-powerless.html

How do you get a Power of Attorney document?
http://blog.123notary.com/?p=20785
Power of Attorney (string of blog entries)
http://blog.123notary.com/?tag=power-of-attorney

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March 1, 2019

A Notary can get a job in a bank more easily

Filed under: Humorous Posts — admin @ 7:34 am

If you are a Notary Public and want to get a job, sometimes it is easier to get a job at a bank, insurance agency or Real Estate office. Or , if you already have experience working for these types of offices and want to apply for a new job and have an edge, it might be helpful to become a Notary.

It is far easier to get a job in a bank if you are a Notary Public. Of course you need to have other skills to make hiring you viable. To become a Notary, just contact your state notary division. Commissioning requirements are different in each state, but generally easy unless you live in California where you have to pass a difficult test.

As a Notary in a bank, you will be notarizing mainly for customers, occasionally for staff members, but you can also freelance off hours. If your boss wants to see your journal, he has the right to request seeing a particular journal entry, and he can see it in your presence. Don’t hand over your seal and journal to your boss for him to walk off with – that might be considered a crime!

Being a Notary makes it easier to get a job in general, and you can also use your commission to freelance during nights and weekends. Many Notaries make a comfortable supplement to their living doing loan signings at night.

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Does Real Estate experience help as a Notary?
http://blog.123notary.com/?p=4563

Banking power of attorney form
http://blog.123notary.com/?p=21338

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October 11, 2018

84% of Notaries are women? Oh, man…

Filed under: General Stories — admin @ 12:44 am

I am not sure if I believe this number, because women might be more likely to respond to a poll. However, according to poll documented in the NNA blog, 84% of Notaries responding to poll questions were women. Hmm.

https://www.nationalnotary.org/notary-bulletin/blog/2017/10/who-are-americas-notaries

This article also pegs the US Notary population at about 4.4 million which is an interesting figure especially when you account for the low birth rate of Notaries which could contribute to a shortage of Notaries in future generations.

Florida incidentally has roughly half a million Notaries, which is the highest of any state, and likely to be the highest per capita. However, these Florida Notaries typically do poorly on Jeremy’s over the phone quiz which leads me to believe that perhaps they should have fewer Notaries, but better Notaries.

The industries with the most Notaries include Real Estate, Legal , and Healthcare with banking, corporate and education as well.

It is interesting to see who are America’s Notaries. And based on this poll, I now see why the line for the men’s bathroom at Notary conventions is so short.

.

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Lady Notaries need to show caution
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September 2, 2018

Bank of America Power of Attorney Form

Please be informed that banking power of attorneys are complicated and have issues. For an accurate opinion or accurate guidance, you need to consult Bank of America as well as an Attorney.

Attorneys typically can draft up fancy Power of Attorney documents, often at great expense. Their guidance is irreplaceable. However, banks typically have their own Power of Attorney forms and require the use of their forms.

Additionally it is possible that Bank of America might have its own rules for who can be an agent in a Power of Attorney, and also might restrict the rights and privileges of the person who is the Attorney in Fact. I read online that you cannot use online banking if you are an Attorney in Fact for a Bank of America Power of Attorney Form. However, I cannot vouch for the truthfulness of that statement as it might be outdated or false.

Banks will want to see the Power of Attorney and identification before allowing the Attorney in Fact (grantee or agent) the right to access an individual’s account.

How do I get a Bank of America Power of Attorney Form?
Once again, please contact Bank of America customer service.

.

Other Links:

Legal Zoom Banking Power of Attorney Information
https://info.legalzoom.com/gain-access-bank-accounts-power-attorney-25538.html

Finding out your Power of Attorney is powerless NY Times
https://www.nytimes.com/2016/05/10/health/finding-out-your-power-of-attorney-is-powerless.html

How do you get a Power of Attorney document?
http://blog.123notary.com/?p=20785

Power of Attorney (string of blog entries)
http://blog.123notary.com/?tag=power-of-attorney

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