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August 18, 2019

Here is why you should keep a journal…

Filed under: Carmen Towles — admin @ 11:40 pm

I was speaking with one of my notary colleagues and I don’t know how the topic of journals came up but it did. This notary lives and works in Florida and they are not required to keep a journal but he does. He says that he always has since day one. He says that it has saved him on more than one occasion.

He shared with me a couple of incidents that he felt have saved him from wasted time, lawsuits and lawyer fees. After a 5 year old notarization, he received a call from an attorney that wanted to know if he remembered notarizing for a Haitian woman whom he had met with. Typically he doesn’t remember them after a few years but he did remember her. The lawyer went on to tell him that the woman had since passed and the son was contesting the POA he had notarized, He said that his mother would not have signed such a document. It seems she had given one of the other sibling POA and this angered him. So, the notary found the journal entry, made a copy and sent to the attorney and that was the end of it. He never heard from him again.

On another occasion he actually received a subpoena and had to actually appear in court. It seems this was around the time of option arm loans and subprime. In any case, the signers of the loan were claiming fraud on the lenders part. Because no-one is required in Florida to keep a journal he was not asked for a journal entry. However, on the day of his court appearance he brought along his journal. Upon taking the stand to be questioned, he mentioned to the judge that not only did they appear before him and indeed sign the loan documents, he had journal entries along with thumbprints to prove it. The judge looked at the journal and in annoyance banged his gavel and said case dismissed. Pay your bills he directed to the borrower/signers.

Now think about this; what if in both these occasions he had not had a journal to prove that these people had met with him. Both these cases had the potential to drag on for weeks perhaps even months.

So moral of the story, PLEASE keep a journal for your own (and others) protection. For most states this is not a requirement. And, if your are precluded/prohibited form keeping one (Texas comes to mind) then by all means follow the rules/laws of your state. But for the rest of you that have no such restriction please keep a journal. It is so worth the extra effort. The benefits for out weigh the expense (buying journals) and the extra time required too fill them out. A journal could save your life…..

You might also like:

Do you keep a journal to please the notary division, judges, or the FBI?
http://blog.123notary.com/?p=19483

Notary Public 101 – Journals
http://blog.123notary.com/?p=19511

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June 3, 2019

I’m a high end Notary in a low ball world

Filed under: General Articles — admin @ 11:24 pm

Are you a highbrow Notary in a low-brow world, or a high-end Notary in a low-ball world? join the club. There are lots of Notaries out there with tons of experience who have a lot of trouble getting paid well or getting work at all. On the other hand, there is what I call the double bell curve effect in the Notary world. There are lots of new Notaries, lots of mega-experience Notaries, but not so many people in the middle.

The problem as I see it is that there are many Notaries who perceive themselves as being high-end simply because they have experience. They hide behind their years of experience to compensate for the fact that they cannot explain a single Notary act and don’t have a clue how to deal with many common Notary situations. Another problem is that in today’s economy there are too many Notaries and too few jobs. With Snapdocs, if you are not fast to respond to texts you will be put lower on the text order algorithm and might stop getting offers altogether. So, how can you win during these desperate times? The answer is that there are no guarantees. However, being high end in virtue instead of high end in claim will help you a whole lot more. What do I mean?

I recently emailed about 150 notaries regarding their certification. I wanted them to study and quiz again at no cost. Half of them emailed me back and the other half did not. The ones that emailed me back did not read the email carefully. They omitted to read the part that said they had to study a lot. So, I responded to people one by one reminding them (the same way you remind children) that you have to study. I only got four requests from people who had studied sufficiently, and most of those four passed. What about the other 150? Why are people so stubborn, lazy, ignorant and uncooperative? If you can’t pass our certification test (which is really hard these days) then you are NOT a high end Notary. You are only a poser and a chump.

Additionally, getting more reviews on your profile will attract browsers, and so will having a well written notes section. To sum it up, a lot of expertise goes into being a Notary, but less than 1% of the people on our site have that knowledge or have any interest in acquiring that knowledge. This whole industry has turned low-end on me and I’m getting really sick of it. Even if it gets you nowhere, there is a certain dignity and professionalism in knowing your stuff. So please do so.

You might also like:

Experienced signers are being weeded out of the industry
http://blog.123notary.com/?p=16747

Travel fees if nothing gets signed
http://blog.123notary.com/?p=22578

Why are the fees offered to us so low you ask?
http://blog.123notary.com/?p=22293

10 rules for negotiating notary fees
http://blog.123notary.com/?p=19620

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May 1, 2019

What Notaries don’t like about Snapdocs

Filed under: Signing Company Gossip — Tags: — admin @ 10:49 am

With so many people complaining about Snapdocs, how is it that they survive. Or perhaps with their heavy bills for programming and engineering services, they are not surviving. I heard a rumor that they wanted to sell out to the NNA. I also heard their offer was rejected by the NNA. Their sister site in Germany called DerSchnappenDokument seems to be a little more financially sound though. Here are some things people don’t like about Snapdocs.

1. Cattle Calls (moo)
Notaries complain relentlessly about cattle calls. If so many Notaries don’t like it, then why do they list on SnapDocs? But, it’s worse. Since few Notaries want to work for free, and few Notaries (other than how Kim Kardashian would be if she were a Notary checking her Twitter followers every two minutes) check their texts every minute, it is hard to get responses to cattle calls. After twenty minutes the calls are going out to people an hour away who definitely are not going to work for peanuts. So, a lot of Notaries are annoyed that most of their texts are for jobs that are too far away. What a poorly thought out system! Then, when you finally do answer a text, you find out that someone else cheaper already answered or that they don’t want you. I personally think that Notaries should wear a bell around their neck and have a diet consisting mainly of grass if they want to continue this nonsense.

2. Thin Margins
Snapdocs charges companies to use their platform. Prices change over time and change based on your arrangement with them. Last I heard it was between $5 to $14 per job depending on which features you used. If you used the billing and downloading software, you might pay more while sourcing a notary alone might be cheaper. I don’t know the details but this is what I have heard. The problem is that companies who use Snapdocs feel that they should deduct the SnapDocs fees from what they pay the Notary. So instead of $80, they might only pay $66 to cover their costs. What companies need to know is that SnapDocs offers technology, convenience, and time saving and that the company using it should pay for that as labor saving technology. You should pay the Notary what they are worth instead of trying to bargain them down to rock bottom.

3. Discrimination
SnapDocs is an impartial search and information platform. But, due to the prominent photos of Notaries on their site, those who use the site are more likely to discriminate. Other sites have photos too, but on signingagent.com, the photos are a lot smaller and not as clear, and on NotaryRotary you don’t see the photo until after you have clicked. Users would be tempted to select Notaries based on how they looked physically or racially more than what their skill level was or how they wrote about themselves. At 123notary, it is more about notes, reviews, and certifications — things of substance.

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You might also like:

Compilation of posts about Snapdocs
http://blog.123notary.com/?p=21531

See our string on Snapdocs posts
http://blog.123notary.com/?tag=snapdocs

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April 6, 2019

Testimonial from Suzanne Nolan

Filed under: General Stories — admin @ 10:04 am

Thanks Jeremy. No other notary signing companies provide information like you do to it’s group. 123Notary is far above the best! No one has or does what you do for your notaries. I just wanted to thank you!! Glad to be associated with you and on your list. It has provided me with a great extra income for a lot of years but now the sharks are out cutting fees to us to fill their pockets!!

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April 3, 2019

Do you invest in your notary business?

Filed under: Marketing Articles — admin @ 10:00 am

Some people who are Real Estate brokers invest heavily in licensing fees, insurance and other expenses to maintain their Real Estate career. But, how many Notaries invest heavily in their career? People who advertise with us often do, but not all of them.

E&O Insurance is not for free, but can make you look like a serious contender, especially if you get a lot of it. The irony is that when you try to collect, they might not pay if the situation is not a notary error. A signing agent error on a non-notarized document is not a notary error. Read the fine print.

High placed listings on 123notary get a lot more business than the rest. Smart people get it that they need one if they want their business to grow.

Asking for reviews is free, but an investment of a small effort on a regular basis. Smart Notaries understand that asking for reviews is investing in credibility and nothing beats credibility. If you have no credibility, then you are reduced to being one of those notaries who brags about how great they are when none of their customers think they are good enough to write a review for. Food for thought.

123notary certification gets more clicks and more title work. Most people think that knowledge is not important. But, the cost of screwing up a loan and losing a client is heavy. And the cost of not getting clients in the first place because you have no credibility is a problem too. Investing in knowledge pays off day after day for decades. So, why not invest in knowledge?

Writing more in your notes section takes very little time. It is an investment of minutes that can pay off for decades. Smart Notaries get it that they need a really comprehensive notes section. The others just write a one liner about how great they are. Do you think title companies are dumb enough to fall for that? Think again.

There are other ways to invest in your business. Websites, business names, education from other entities, and more. Those that take Notary work seriously typically do a lot better than those just winging it. Choose the path of solidity and you shall prosper.

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Nice things people said about 123notary in the blog comments
http://blog.123notary.com/?p=22401

How does pricing for top placements on 123notary work?
http://blog.123notary.com/?p=19355

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March 15, 2019

Dr. Phil moderates dispute: Notaries vs. Signing Companies

Dr. PHIL: You have asked me to moderate your ongoing dispute between Notaries and signing companies. I hope that we will have a fruitful session and resolve some of your issues.

FRANK: Thank you Dr. Phil. We Notaries have been complaining for years about low-ball fees. We are sick of it and want to get paid what we deserve.

SAMANTHA: Thank you Dr. Phil. We signing companies used to have better quality Notaries to work for us. In the last several years, the quality keeps going down and down. We feel we shouldn’t have to pay much money to these Notaries who in our opinion, should not be commissioned in the first place.

FRANK: If you want better quality Notaries you are not going to get them based on what you pay.

SAMANTHA: Well, if you want more money, you won’t get it with your communication and notary skills.

Dr. PHIL: Which came first, the chicken or the egg? This conversation isn’t going anywhere. Now, Frank, I don’t know what your level of competency is as a Notary Public. If you want to get paid good money, you have to be good at what you do.

FRANK: Oh, I’m good at what I do.

SAMANTHA: No he’s not. He claims to be good at what he does. We tested him and he got 30% on our test which is so easy, high-school student could pass. We only hire him because the other Notaries are either just as bad, or charge a lot more.

Dr. PHIL: Too bad you don’t get paid for deluding yourself, you’re good at that. Now, you think you are good at what you do, but Samantha here has given you a standardized test and you failed. How can you call yourself a great Notary when you failed a very basic sounding standardized test?

FRANK: Well that’s because I’m anything but a standard Notary. And by the way, you’re just as bad as she is.

Dr. PHIL: Well, what do you think your average standard person is going to think if they know you failed your test?

FRANK: They’ll think I’m an idiot.

Dr. PHIL: So, do you think someone functioning at the level of an idiot deserves high pay? Do you think they deserve to be hired at all? Would you hire someone who failed a professional exam?

FRANK: Oh, well now that you put it that way. Hmmm. Well I thought I was good at what I did. I don’t get complaints?

Dr. PHIL: You have a complaint sitting right next to you. Do you think you’re being honest with yourself?

FRANK: In all honesty, yes… wait, can I start being honest now? Well at least I thought I was being honest with my self.

Dr. PHIL: The fact remains that you are not honest with yourself about how you are severely lacking in your knowledge of notary and signing basics. Those that hire you are not happy about that fact. They will never pay you much as long as you don’t live up to their expectations.

FRANK: What about my expectations?

SAMANTHA: We put up with this type of attitude to save $50 per signing. If we didn’t do that, we would not be able to turn a profit.

Dr. PHIL: Well you get what you pay for. Frank here is not living in reality and exhibits no willingness to learn his profession to the point where he seems hireable. Now, let me ask you a few questions Samantha. How often do the Notaries you hire make mistakes and what are the potential damages to your finances when they do make mistakes? Try to give me as many realistic scenarios as possible.

SAMANTHA: When we hire new Notaries, we screen them out first to get rid of the ones that sound really bad on the phone. The ones we hire, we encounter a 3% error rate, at least with the new hires.

Dr. PHIL: And what are the damages?

SAMANTHA: It’s really hard to say. Sometimes we have to resign. Other times we have to redraw documents. Once , a client lost his lock. But, in one isolated incident, an identity thief was notarized with a fake ID that a good Notary would have spotted. That cost us $20,000 and time in court.

Dr. PHIL: So, that sounds dangerous to me. What is the average cost of a notary mistake, all factors considered?

SAMANTHA: After doing the math, it looks like the average mistake might cost $400. Since mistakes only happen 3% of the time the cost per average job hiring questionable notaries might be $12. We are saving a lot more than $12 to hire cheaper Notaries so it seems worth it to me.

Dr. PHIL: What about the cost to your reputation and the risk of losing clients because you hire less than perfect Notaries?

SAMANTHA: That is always an issue, but since we clean up problems quickly, we haven’t lost more than a few clients. But, that does seem to be a bigger issue. How many Title Company clients have we lost due to the quality of the Notaries we have hired, and how many more would we retain or attract if we used better Notaries. It might be worth $30 extra to hire a better Notary.

FRANK: Now, I’m out of business for sure.

SAMANTHA: Unless you study. It wouldn’t kill you to crack a book.

FRANK: It might.

Dr. PHIL: It looks like we have had a good discussion here. I have learned something, and I think you, Samantha have learned more about the various factors in this complicated equation of who you hire, how much you pay them, and why. Now, Frank, have you also learned that you need to study more to be able to pass standardized tests to make a good impression on people who hire you?

FRANK: 123notary is the only entity who has quizzed me recently, and they are a directory. They don’t even hire people. I don’t think anyone else cares if I know anything, so why should I care?

Dr. PHIL: If you want to get more work at higher prices, you should care. I read an article that says that 123notary certified signers make $8 more per signing and get a heck of a lot more work.

You might also like:

Marriage Therapy for Notaries
http://blog.123notary.com/?p=21220

Bikers on Boats; Notaries heisting signatures
http://blog.123notary.com/?p=21160

Notarization on the Steve Harvey Show
http://blog.123notary.com/?p=13704

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March 12, 2019

Tips for people in Native American reservations to prosper

Filed under: General Stories — Tags: — admin @ 9:21 am

Whenever I visit Native American reservations, I notice that things are kind of slow. I am uneducated about the legal restrictions of doing business on the rez, so maybe things are harder than I think. But, here are my ideas. Basically, it is hard to make money when you are physically distant from wealth and far from a bustling economy. The reservations are normally very far from the rest of society.

Philosophy of land is cultural
BTW, one of the issues with reservations is that — since it is “free” land with no taxes or purchasing fees associated with it, the land tends to be devoid of any value. In modern society it is better to purchase land in small amounts that you intend to milk for all its worth rather than having endless hectares of worthless abandoned land. On the one hand it is not fair how our government helped itself to tribal people’s land. On the other hand it is not fair that I have to pay land tax as a person of European origin while native people get free land that is tax free. On the third hand the free land is not useful land anyway, so they are not getting much.

Traditional native people have a philosophy of land where land is something they just intrinsically own simply because they were there for a long time, while it is not a piece of property they wish to develop in any particular way. They like to let the land sit and breathe. Western people traditionally have had to pay for land or inherit it and realize that it is a commodity in short supply to be optimized as much as possible. The roots of the native philosophy evolved from the fact that land traditionally was so plentiful since the population was so sparse — and the population was sparse due to constant war, starvation, disease, etc.

So, how can Native Americans prosper while being in the middle of nowhere? The answer is easy. If you don’t know how to solve a problem, look to nature. In nature, certain species of trees, plants or animals thrive in particular environments or at particular heights or conditions. Being in the middle of nowhere puts you far from markets, but close to vast quantities of land. Since land is so prohibitively expensive in cities, having endless expanses of land is helpful for many industries. But, what are these industries?

Here are some ideas for industries that would work well for Native Americans.

1. Buffalo Farming
This is already being done by many people and is a growing trade. Many tribes, particularly in the mid-west made their living from eating buffalo meat for thousands of years, using the skin to make tee pees, etc., They used every part of the buffalo as a matter of practice and religious belief as a general rule. The issue is that traditional Native Americans hunted wild buffaloes and rarely engaged in domesticated farming which is where the cultural adjustment happens. Hopis and Navajos (the exception to the generalization) are more domesticated in their culture even though Navajos had a long nomadic history migrating down from Alaska over the last 2000 years. Incidentally, the Navajo language and culture are still similar to many Alaskan ones. These two tribes typically grow corn and have goats, sheep, and other animals that they own as opposed to letting them run wild like many other tribes. But, I digress.

Buffalo meat is one of the most lean and healthy meats you can eat. Free range or wild meat is more healthy as a rule and has better qi energy (Chinese medicine) because it wanders around more as opposed to being trapped in concentration camp conditions like other animals. Since it is a traditional animal for many tribes, they might take pride in domesticating it. Additionally, there is a growing market for this meat and big money to be made. All people have to do is learn this trade, and own some land with grass on it. Pollution from fracking, mining and oil drilling can contaminate conditions easily, and this is a huge barrier to success in this business. Knowing what to feed these beasts, how to kill them, butcher them, find buyers, and transport the proceeds are some of the skills involved. Knowing how to make a killer buffalo burger is also a good supplemental skill.

2. Farming & water resources in general
Farming is good when you have infinite land. However, land does not always have good soil or water. Mastery of water harvesting is essential to survival and this is an issue of global concern as much of the world has a water shortage. The ability to collect water and use it efficiently is wealth in the future. There are ways to collect rain water and store it. Desalination is another valuable and expensive high tech skill to have. Those who can control water will survive while others will die in decades to come. The world will also fight wars over rivers and water supplies according to my spiritual guru. You can always get good soil trucked in for a fee. Even the driest parts of Arizona get about 12 inches of rain per year. The skill is figuring out how to get the water and store it in tanks. These are skills that are attuned to living in harmony with nature which is a typical concern of traditional Native Americans which is why I recommend this skill. Farming is hard work and takes a lot of getting used to. I know nothing about it. But, maybe you will master it.

3. Solar panel manufacturing and installation
China leads the world in making solar panels. But, since this is a craft that can save the environment, it should be popular with tribal folks. Many tribes are getting very involved in solar technology such as the Lakota, and I hope this trend continues. Manufacturing involves having buildings where you can do work. It also involves a knowledge of ever changing technology and cost optimization strategy. You need to know how to sell your crafts and transport them as well. Solar manufacturing takes up lots of space, so being far away from cities works in your favor as you have tons of open space.

On a side note — I think people should lobby the government not to shut down oil pipelines (because that won’t happen for a long time) but to have more restrictions for oil pipelines such as safety measures. If there can be alarm systems when pipes are leaking or redundancy in the walls of pipes. If there could be legislation for how pipes can cross rivers that would be very critical as well. Personally, I feel that if you put a river through a pipe for half a mile where the oil pipe is going over it — if there is a leak, the leak will not go into the water. This is a great way to preserve water — our most valuable resource.

4. Marketing crafts worldwide
Native Americans are famous for having some of the best jewelry around. But, let’s expand on this skill set. First, you can sell jewelry outside of your local area to people in other states or countries. Perhaps someone in the Gui Lin region of China needs a new kachina — you’ll never know if you don’t try to tap into that market. Additionally, there are many other things people can make besides traditional jewelry. People could make sofas with traditional native designs. People could make mousepads. Incidentally, I saw Native American mousepads for $36 at a store. Not many people will pay $36, but if you can get the price down to $8, you might be able to sell some. Clothing manufacturing is another craft to consider. Furniture manufacturing is yet another good craft.

5. Modular home manufacturing.
It is much cheaper to buy a home in pieces and just put it on a foundation than to build on site. But, the pieces have to be made somewhere. Modular home manufacturing involves having lots of space and reservations typically have this. Lots of skill is involved, so try to hire good teachers so the whole tribe can benefit.

6. Plumbing, Roofing, Flooring.
Many homes in reservations are falling apart while high unemployment rates abound. If those unemployed people could get some training and learn to fix broken buildings, that would solve two problems at the same time. There might not be money to pay for the services or even the parts involved. However, as tribal people, the whole basis of a tribe is all for one, and one for all. You should be willing to help you tribal brothers and sisters without being paid much, or anything at least to some extent even in modern times. Remember — native culture is based on giving, secular modern culture is based on taking. Native culture is supposed to be communal, so don’t think about yourself. Help others, give, and make sure people get training too.

Mold is another issue, particularly in Lakota areas. A new specialty trade needs to be developed — namely mold removal specialists. Mold is dangerous and can damage your health and specifically your lungs as it is a living organism.

7. Food packaging and processing.
The diet of modern day Native Americans is not healthy. Fry bread is not indigenous to tribal people, but was brought by the Spanish. Native people treat it as their native dish, but it is very damaging to your liver and should not be consumed. Asian Indians have flat bread too, but theirs is cooked in a frying pan with a tablespoon of oil rather than a quart. The manufacturing of healthy food products could save the health of millions and provide a valuable export for many tribal communities. Here are a few ideas:

Soups – creating healthy soups with lots of vegetables, buffalo and other ingredients is a great idea.
Meat Sticks – one tribe sells meat sticks with buffalo and berries in it. Tastes great but a little expensive.
TV Dinners — healthy ones with lots of veggies and lean meats would be preferable. And don’t use microwaves as that is very bad for your health.
Chips – not the healthiest, but baked is better than fried and it is a labor intensive industry that can erase unemployment fast. Potato chips, veggie chips, tortilla chips are all options.
Jams – with all the berries that grow up north, making jams is a great and healthy idea.

8. Hospitality
Native Americans have not exploited this opportunity yet, but they should. Americans are often very interested in America’s past, and what better way to learn about it than on a resort on or near a reservation. There could be great food, story telling, dancing, art, and nature walks. But, nobody will hang around at a resort unless the food is good and unless they have clean rooms and lots of fun, so mastering the art of being great at hospitality in all ways is a trade to master.

9. Restaurants
Native Americans need to reinvent their cuisine. The American South recreated their traditional cuisine after the civil war. Everything they owned had been destroyed so they had to start all over again. Two hundred years ago native people at all types of things, but that culture has mostly been lost. In New Mexico, native food is typically lamb, fry bread, beans, and green chile. This is some of my favorite food, but you can’t just hand someone a plate of cooked ingredients — it needs to be gourmet. Mastering the art of creating and improvising on dishes and making them works of art is a skill. You might consider hiring some outside help for this. If I were creating a menu, I would have:

Zuni kabobs — meat on a stick with some green chili rubbed into it.
Hopi hummous – a popular middle eastern dish with some Southwester touches and a catchy name.
Lamb tacos – using fry bread, but hopefully cooked in less oil and a mini fry bread instead of the huge ones.
Vegetable and rabbit stew – sounds great, but add some herbs for God’s sake.

10. Rabbit farming.
The easiest animal to grow is rabbits. You will get more meat for each pound you feed them than any other species. And what more, they multiply like rabbits. This is a great farming idea. Additionally, rabbit meat might be healthy as rabbits jump around a lot. You get that jumping energy in you which according to four out of five shamans surveyed, might be a good energy to have if you are feeling sluggish.

11. Outsourcing medicine man knowledge
The traditional medicine of native people was from medicine men. This dying art is quite valuable. Western medicine preoccupies itself with drugs which are toxic and have side effects. Chinese medicine is better with acupuncture and herbs. But, what about using your mind force and tapping into shamanic energies to heal the sick. This has been in use for tens of thousands of years and I was a master of this in many past existences. Many people of European ancestry might benefit from this dying art. It is imperative that you teach your newer generation this art and share it with the whites. You might have a new source of income and get brownie points with God for all the people you help.

There is a huge growing interest in shamanism in the west. This is probably because those that used shamanism in tribal societies died and got reborn as white people (a logical but unproven conclusion.)

The other benefit of shamanism is that there are some very capable spirits in places like New Mexico who you could do healing work in conjunction with. Those spirits are happy to help, but need someone to communicate with the living. Sorry to freak you out, but I know these spirits and they are great. They cured my sciatic pain over the years and helped with other health problems. They prefer to work on me while I am driving in remote areas.

12. Summer camp
Instead of being ashamed of your heritage and trying to act all white (and many of you don’t have to try as it comes naturally) you can export your culture to children in the form of summer camp. You can teach stories, archery, make tee pees (or igloos) and have fun activities.

13. Call Center
People outsource call centers to Manila and Bombay, but there are plenty of unemployed people who speak excellent English in the five hundred or so indigenous communities who would be super call center employees. There is big business in call centers and endless work. You have to keep the prices low and the burn out rate is high, but it is a real solution to unemployment. If even a few people in your tribe can learn the trade well and can manage the others, you could get a cheap building and start your own call center. You do need to know how to market your business, and that is an art in itself. But, many companies will subcontract to you and freelancing is also popular.

14. Unrelated…
IDEA FOR A COMFORTABLE COMMUNAL LIVING SITUATION
Below is my idea for a healthy living environment for tribes.
My vision includes having a large piece of land perhaps several miles wide. The land could have buffaloes roaming around, and even wolves or other zoo animals in some areas. It is my assertion that humans are happier and healthier when they stay connected to their power animal. Some of us descend spiritually from cats, dogs, buffalo, snakes, or apes, etc. Having your living environment chock full of animals makes it a tourist attraction as well as a pleasant place to live.

There could be call centers with large windows overlooking grazing buffaloes which might be emotionally satisfying (and reduce turnover no pun intended). There could also be manufacturing going on in certain buildings of soups, solar panels, and other things. There could be very heat efficient living quarters in other areas. Most of all, transportation needs to be efficient and having everything walking distance and keeping cars on the outside of the compound seems like a wonderful idea. Although having a few slow moving electric carts or Segways seems okay.

For those in a northern climate, having independent houses seems to not make sense. You lose too much heat through the walls. It makes more sense to have buildings that are multistory and cubical and can accommodate dozens of families. That way there are less outer walls and less opportunities for heat to get out.

The most salient feature of this type of compound is to have walking tracks that go through the buffalo fields. I would call it a buffalo walk. This is a great way to stay healthy as a matter of group activity in a way where you connect to your spirit animal which for many Lakotas is the buffalo. Of course, my animal is the Bengal Tiger and they would probably eat you if you let them run around freely. But, if you had enough land you could keep a few around for good luck. Just feed them plenty of raw meat.

The ending joke of the compound idea is the father and son team that export hippie t-shirts throughout the world for obscene profits who start the day by saying, “Today is a good day to dye!”

If this industrious communal living situation proved profitable, tribes and clans would be able to buy large expanses of land and let buffalos go free just like in the 1700’s. It is possible to recreate your tribal past, but it can only happen if you can master the art of modern economics and pay tax on your land.

On a final note, whatever you do in your reservation — don’t become a mobile notary otherwise you will spend the rest of your life complaining about fax backs and not getting paid on time. And one more thing — never look a Bengal Tiger in the eye, unless it is your power animal and wants some milk.

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February 15, 2019

Notaries who fail the California Notary exam

Failing the California Notary Exam
Did you fail your California Notary Exam? I passed it many years ago. I studied about 30 hours to make sure I passed the first time. I was nervous and so afraid that I would forget something. We were instructed to bring a see through plastic bag and put particular objects in that bag such as a pencil and a few other things.

The California notary exam is a a lot harder now than in 1997 and 2001 when I took it. The questions are harder, and the multiple choice questions are close variations of each other making it hard to spot the correct answer unless you know your stuff intimately. So study hard. You need to study from the California Notary Handbook but also there are updates on the newsletter from the California Notary Division.

The state carefully hides their questions so you won’t know what is coming unless you know someone who wants to share answers with you. You need to know your notary acts, fees, procedures and application process inside out or you will fail. I believe they allow seven wrong out of thirty, but the questions are so hard that is still not easy.

There are a lot of notaries failing the test and there are fewer Notaries in the state of California as a result. On a more pleasant note, the quality of Notaries in California is far superior to all other states. I know because I test people by phone on notary procedure since I run a notary directory.

You might also like:

Has anyone failed the notary exam?
http://blog.123notary.com/?p=1999

NNA certified signers who failed our test
http://blog.123notary.com/?p=892

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December 19, 2018

Beginner Notaries 103 — Additional Reading List

Filed under: General Articles — admin @ 12:52 pm

Beginner Notaries 103: Additional Reading List
Return to Table of Contents – Beginner Notaries 103

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Are you starting out as a mobile notary and don’t know which direction to turn? We know where you should turn and what you should read. So, indulge yourself in this reading list.

How to write a great notes section if you are a beginner
http://blog.123notary.com/?p=16698

Notary information for beginners — best posts
http://blog.123notary.com/?p=10472

Why you should consider getting 123notary Elite Certified
http://blog.123notary.com/?p=20094

Real Life Notary Scenarios
http://blog.123notary.com/?p=19681

The 123notary 30 point course
http://blog.123notary.com/?p=14233

Signing Companies that hire new Notaries
http://blog.123notary.com/?p=7059

How to become a successful mobile notary from scratch
http://blog.123notary.com/?p=13340

Is having an NNA background check necessary for work?
http://blog.123notary.com/?p=10385

How to write a notes section if you have no experience
http://blog.123notary.com/?p=4173

5 or 6 reviews doubles your business
http://blog.123notary.com/?p=8484

A comprehensive guide to Notary pricing
http://blog.123notary.com/?p=16504

10 ways female notaries can protect themselves
http://blog.123notary.com/?p=19196

Signing Agent Best Practices
http://blog.123notary.com/?p=4315

Basic technical information for new Notaries
http://blog.123notary.com/?p=10472

Cattle Call Notary Offers
http://blog.123notary.com/?p=9841

$30 loan signings — is it worth it?
http://blog.123notary.com/?p=10456

2014 excerpts from great notes sections
http://blog.123notary.com/?p=13613

Wannabe #1 on 123notary? Consider this first
http://blog.123notary.com/?p=9332

What’s your monthly marketing plan?
http://blog.123notary.com/?p=9683

Names for Notary businesses with commentary
http://blog.123notary.com/?p=20765

Tips for avoiding liability with the elderly
http://blog.123notary.com/?p=20040

How much E&O do I need?
http://blog.123notary.com/?p=20183

Who is the authority at a signing?
http://blog.123notary.com/?p=20175

What’s your sign? A guide to spotting fake ID
http://blog.123notary.com/?p=19638

Winging it as a Notary
http://blog.123notary.com/?p=19644

If you are named as an identity theft conspirator, you could pay $20,000 in legal fees
http://blog.123notary.com/?p=19481

13 ways to get sued as a Notary
http://blog.123notary.com/?p=19614

10 risks of being a mobile notary public
http://blog.123notary.com/?p=19459

Airplane meals vs. Oaths and Affirmations
http://blog.123notary.com/?p=19549

Ken’s list of things Notaries might goof on
http://blog.123notary.com/?p=19427

Most of what Jeremy and Carmen at 123notary offer all day is free!
http://blog.123notary.com/?p=19359

When to refuse a notarization – a comprehensive guide
http://blog.123notary.com/?p=18974

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December 7, 2018

Stormy Daniels accuses Notary of having intercourse with her

Filed under: Humorous Posts — admin @ 5:18 am

After the whole Trump fiasco, now Stormy Daniels is accusing a California Notary by the name of John Q. Public of giving her hush money not to talk about the secret affair they had twenty years earlier.

STORMY: You know I’m gonna let society know what you did, you little rascal.

JOHN: Have I been a very very bad boy?

STORMY: I have a little dirt on you that I’m going to hold against you.

JOHN: Just like you held me against you?

STORMY: Not exactly the same way. But, you forgot to put a state in your venue, and that is an omission.

JOHN: Are you saying that I didn’t have any ink in my seal, are you saying that I’m shooting blanks? Because I assure you that I’m fully loaded.

STORMY: Well that’s the problem. You were so loaded you couldn’t do your notarization correctly without drifting off in the middle. You also forgot to administer an Oath on my Jurat. That’s fraud baby, and I’m going to report you.

JOHN: How much more hush money do you want? Actually, my commission’s over, so it doesn’t matter anymore.

STORMY: It does on a felony conviction.

JOHN: That was twenty years ago, so the statute of limitations is over. Actually, I need to see my Attorney to verify. I owe her hush money too, so I’ll multi-task.

ATTORNEY: Hey Stormy, you should be embarrassed to have done it with a Notary. You should be paying him hush money.

STORMY: Hmm, I never thought of it that way. Especially since I was thinking about running for office. Maybe you’re right. Let’s just call it even, and make a toast with my brother Jack.

ATTORNEY: Deal. But, calling it even, there are still Attorney fees. Okay. Two bottles of Jack will do it.

STORMY: That’s money down the storm drain — pity, but makes a great pun on my name.

You might also like:

Texas suspends Notary who handled Stormy’s hush money
http://blog.123notary.com/?p=22331

Perhaps Trump will take notary competency more seriously now that he is affected
http://blog.123notary.com/?p=22335

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