December 2018 - Page 2 of 2 - Notary Blog - Signing Tips, Marketing Tips, General Notary Advice - 123notary.com
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December 16, 2018

Beginner Notaries 103 — Chapter 2: Gaining Knowledge as a signing agent

Filed under: Popular on Twitter,Technical & Legal — admin @ 12:46 pm

Gaining Knowledge as a Signing Agent
Return to Table of Contents – Beginner Notaries 103

As a new signing agent, there is actually a lot to know. First of all, a Notary Public is an individual who is commissioned by their state as a Notary Public. A Mobile Notary is one who is commissioned as a Notary Public who travels around. There is no official legal qualification to be a Mobile Notary or Signing Agent. It is just a specialization in the Notary field with an increased service offering.

To gain knowledge as a signing agent, 123notary has various courses out there. Some of the courses cost, while others are free. Here are the courses we recommend.

Notary Public 101
http://blog.123notary.com/?p=19493

Notary Marketing 102
http://blog.123notary.com/?p=19774

The 30 Point Course
http://blog.123notary.com/?p=14233

Signing Agent Best Practices 63 Points
http://blog.123notary.com/?p=4315

It is also not a bad idea to take courses from other venders such as Notary2Pro, Loan Signing System or NotaryClasses.com to learn from a different perspective. To be a good Notary, you need to be solid on Notary knowledge, loan documents, handling sticky situations, and marketing yourself. It is a lot to know, but we will teach you.

Additionally, it makes sense to try to earn our Elite Certification. Title companies who look for Notaries give our elite members a lot more work and somewhat higher pay. So, if you want to get ahead in this business, consider gaining some credentials from 123notary.com.

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Beginner Notaries 103 — What beginners need to know

Filed under: Popular on Twitter,Technical & Legal — admin @ 12:44 pm

Return to Table of Contents – Beginner Notaries 103

As a beginner Notary, there is a lot you need to know. Many things that experienced Notaries take for granted might take you a year or two to find out. Here are some quick pointers that might be valuable.

1. Your Listing’s Performance.
Listings on 123notary for new Notaries can give you miracle performance. However, no matter how much you pay for a listing on 123notary, the listing will not perform well unless you have a good notes section, reviews, and it helps a lot if you are 123notary certified (especially for newer Notaries.)

2. Your Profile’s Notes Section
Listings that lack a good notes section typically get ignored as that is the first piece of information that companies look for when they are hiring. If your notes are blank, short, or incomplete, your incoming phone log from companies will be equally blank. People want to get a sense of who you are, your professional background, and your skills before they invest in a phone call. Additionally, notes sections with spelling or grammar mistakes will be a huge issue for title companies who will bypass you if they have any cause for concern. 123notary’s blog has an entire section on how to write a great notes section with dozens of unique articles.

3. Notary Reviews
Reviews are your ticket to success. Never mind how great you say you are, talk is cheap if you are complimenting yourself. But, what your customers, especially title companies say about you really matters to those thinking of hiring you. 123notary has many articles about how to get reviews, so I suggest becoming an expert on the topic.

4. Reading Suggestions
Notaries should ideally read Notary blogs, forums, visit the NNA & 123notary Facebook groups (but not the private groups), newsletters, courses, handbooks, and anything else that could be considered helpful. Getting Notary advice from semi-unemployed Notaries who frequent Facebook is a very poor idea. Get your official Notary advice only from your state Notary division and no other source otherwise you might be very sorry.

Smart Notaries and dumb notaries alike realize that they need to spend time reading to keep up. Smart Notaries get courses from helpful companies and improve their skill sets. Smart Notaries also read what other Notaries say about various signing companies as some signing companies are not the best bet to work for. Dumb Notaries spend their time gossiping with other disgruntled Notaries on various private Facebook groups that generally engage in a lot of complaining and bashing. These dumb Notaries are also dumb enough to get Notary advice from Notaries on these groups who don’t know what they are doing. It is a perfect example of what Jesus said about the blind leading the blind. Get your notary advice from your state notary division. If you get any notary advice from any other source, cross check it with your state. We teach general notary concepts here at 123notary, but we cannot say with any certainty of our principles apply to your state.

5. Experience Counts
Signing and especially Title companies typically do not want to hire someone with less than two years of experience unless they are confident about that person’s knowledge. If you have an escrow background or are certified by 123notary, that will help compensate for your lack of experience. Knowing your documents inside out will help as well which would be a side effect of our certification.

6. Low-Ball Signing Companies
Companies that hire newer signing agents are generally not fun to work for. They require fax backs, micromanage, pay poorly and might nag you a lot. They have to, otherwise they would not be able to hire beginners and provide a high level of accuracy to their clients. So, expect to be treated like a child. Once you get some experience under your belt, you might be able to start accumulating title company clients little by little. On our blog we publish a list of companies that will hire beginners. You should talk to every company on that list.

7. Getting Title Company Work
Migrating from signing companies to working for title companies (who usually pay more, but how much more depends on how the industry is doing) is something people do as they gain experience, knowledge and skill. However, most Notaries cannot work purely for title companies after two years. It sometimes takes many more years before all of your clients are high paying wonderful clients who you love working for. So, there will be a lot of paying your dues.

8. Notary Etiquette
Most Notaries do not have good phone answering skills, nor do they have good communication skills. Having good Notary etiquette and good business skills can help you succeed. If your business skills are not completely up to par, it might be good to read our articles about etiquette and brush up. Answering the phone stating your name is a first. Answering questions the way they were asked without rambling on and on matters too. Accepting instruction from others and not engaging in bragging or whining matters a lot as well. Good etiquette will make you popular with all parties.

9. Notary Education
All Notaries need to study up and be experts at their state’s notary laws. But, knowing how to handle situations, and knowing your documents matters just as much. Reading blogs is a good way to keep informed, but there is no substitute for taking actual classes. For newer Notaries, passing our certification test is a great way to gain credibility as well.

10. Risks and Liability
It is risky being a Notary. 15% of our long term full-time Notaries have been to court at least once generally as a witness. A few Notaries even get sued or end up in legal trouble that can cost them big bucks. It behooves you to keep good records and follow Notary law to a T. Understanding Notary law is not enough. You need to know how to explain to clients what you can and cannot do as well as explain to a judge why you did what you did in a particular situation. One lady turned down a Notarization on correct grounds, got sued and lost because she could not communicate clearly to the judge what her reason was for declining the notarization. You also need to have direct communication with all signers and make sure people are aware of what they are signing, particularly if they are elderly. The Notary does not need to understand the documents, but the signers do, otherwise you might end up in court.

11. Your Attitude
Most Notaries have the attitude that they already know it all and there is nothing more that they need to know. Those who are NNA certified think of themselves as blessings to the industry. The fact is that those who have passed NNA’s test typically get very poor grades on our test. There is always more to learn in this business. It is best to stay open, assume that you do not know everything, and accept criticism from those in hiring capacities or those who run Notary agencies (like me.) You will be more popular with all parties involved if you are open to suggestion and take guidance from those who are a lot more experienced and knowledgeable than you are.

12. Advertising on 123notary.
Companies that pay well love 123notary. However, they typically only hire from the top of the list. If you are not in the top three or top five, you will probably only hear from companies that don’t pay that well. Top spots are not always available, so what should you do? Get the best spot you can, and then try to pass our certification, write a good notes section, and keep getting reviews. That way if a better spot opens up, I will be likely to give it to you rather than someone else. I give open spots to the most qualified member downline, so while you are waiting, try to work on your merit, so that you get the promotion!

13. Marketing Plan
Do you have a marketing plan? Many Notaries just wing it. That is not advisable. We suggest having a definitive, well thought out written plan. You can discuss that plan with others too for suggestions.

14. 123notary is here to help.
Smart Notaries come to us with questions, or ask for help with their notes section. We are here as a resource and much of our help is completely free. Dumb Notaries complain that we scrutinize them to maintain our standards, but smart Notaries take advantage of our free assistance. In the long run, which type of Notary do you think gets ahead?

15. Researching Signing Companies
Not all signing companies are good bets to work for. Read about them in the various forums to get more info. Additionally, Notary Rotary has something called Signing Central where you can look up ratings for the various signing companies. 123notary has a list of signing companies with reviews.

Good luck, and I hope you enjoy this short course.

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December 14, 2018

Notary arrested for stealing spices from borrowers

Filed under: Popular on Twitter,Virtual Comedy Themes — Tags: — admin @ 12:29 am

It is common for people to go to other people’s homes and steal Oxy-codene. However, this is a new one. There was a rash in what I call spice-jacking in the Orange County area of California. It turned out to be just one guy, and a notary. But, the authorities caught on and published some public awareness materials about the subject…

You may not know if you have been spice-jacked. Answer this questionaire, and if you said yes to five or more items on this list — contact the authorities immediately — you have been spice jacked…

Have you been notarized in the last six months?
Did the notary ask you to swear on your mother’s cooking instead of a bible? Or did he substitute the bible for a Julia Child’s encyclopedia of cooking?

Has your cumin come out?
Has your coriander meandered?
Has your rose-mary been annulled?
Is your mint no longer in mint condition?
Is your tarragon just gon?
Are you no longer on the same page with your sage? (or is it showing age?)
Has your card-amom been declined (or expired)?
Have your bay leave(s) become bay left(s)?
Has your garam masala (Indian spice mix) lost its kick?
Has your turmeric’s turm expired?
Has your oregano become ore-went-and-did-not-come-back?
Has your aleppo pepper been receiving funds from Putin?
Has your haba-near-o become haba-far-away-o?
Have your c-loves turned to c-hates?
Has your ginger disappeared and then reappeared on a deserted island with Gilligan?

If so, you may have been spice jacked. Please call 888-888-8888 for immediate assistance.

The notary who committed these crimes had a last minute call for an airport notarization. Someone needed one of those permission to travel forms to have their uncle take their kid to Zacatecas in Mexico. These forms typically need to be notarized if going to Mexico. So, the notary did the notarization, got paid cash, and then proceeded to the airport restaurant. At the next table over some TSA personel were having lunch. Then some other TSA people came over with their K-9. The K-9 started sniffing the Notary’s bag. The officer was sure that they would find drugs, but all they found were remains of… you guessed it… oregano and some exotic imported red pepper powder from Egypt. The authorities then had the Notary bring them to his car where they found a huge stash of stolen spices which the Notary had obtained from his various Notary appointments. He loved Notarizing Indians specifically for this reason. The authorities contacted Orange County police and the Notary got busted.

To be safe, from now on, keep your spices under lock and key just in case some other culinarily inspired Notaries get the wrong idea about your marjoram or herbs du provence.

You might also like:

A forged notary seal ends someone up with a prison sentence
http://blog.123notary.com/?p=21355

Best notary comedy articles 2010 to 2014
http://blog.123notary.com/?p=20288

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December 7, 2018

Stormy Daniels accuses Notary of having intercourse with her

Filed under: Humorous Posts — admin @ 5:18 am

After the whole Trump fiasco, now Stormy Daniels is accusing a California Notary by the name of John Q. Public of giving her hush money not to talk about the secret affair they had twenty years earlier.

STORMY: You know I’m gonna let society know what you did, you little rascal.

JOHN: Have I been a very very bad boy?

STORMY: I have a little dirt on you that I’m going to hold against you.

JOHN: Just like you held me against you?

STORMY: Not exactly the same way. But, you forgot to put a state in your venue, and that is an omission.

JOHN: Are you saying that I didn’t have any ink in my seal, are you saying that I’m shooting blanks? Because I assure you that I’m fully loaded.

STORMY: Well that’s the problem. You were so loaded you couldn’t do your notarization correctly without drifting off in the middle. You also forgot to administer an Oath on my Jurat. That’s fraud baby, and I’m going to report you.

JOHN: How much more hush money do you want? Actually, my commission’s over, so it doesn’t matter anymore.

STORMY: It does on a felony conviction.

JOHN: That was twenty years ago, so the statute of limitations is over. Actually, I need to see my Attorney to verify. I owe her hush money too, so I’ll multi-task.

ATTORNEY: Hey Stormy, you should be embarrassed to have done it with a Notary. You should be paying him hush money.

STORMY: Hmm, I never thought of it that way. Especially since I was thinking about running for office. Maybe you’re right. Let’s just call it even, and make a toast with my brother Jack.

ATTORNEY: Deal. But, calling it even, there are still Attorney fees. Okay. Two bottles of Jack will do it.

STORMY: That’s money down the storm drain — pity, but makes a great pun on my name.

You might also like:

Texas suspends Notary who handled Stormy’s hush money
http://blog.123notary.com/?p=22331

Perhaps Trump will take notary competency more seriously now that he is affected
http://blog.123notary.com/?p=22335

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December 6, 2018

Jurat – Definition

A Jurat is a Notary act where the signer or affiant must sign and swear (or affirm), both in the presence of the Notary Public. The signer gets to choose whether they wish to swear under God under Oath or affirm on their honor — both acts are done under the penalty of perjury.

Jurats are the second most common Notary act next to Acknowledgments.

There is no prescribed Oath verbiage, however, the word swear should be used, and there should be a reference to the truthfulness of the document. The Notary could have the affiant raise their right hand and ask, “Do you solemnly swear under God and under the penalty of perjury that this document is true and correct to the best of your knowledge?”

A Jurat also requires a Jurat certificate. And the certificate must confirm to state specific rules and have state specific verbiage. Verbiage differs from state to state, but the language, “Subscribed and sworn to before me by (name) on (date)” is common.

Related Links

Jurat wording step by step
http://blog.123notary.com/?p=7875

What is a Jurat?
http://blog.123notary.com/?p=6937

Notary verbiage for Jurats
http://blog.123notary.com/?p=2088

Notary Public Information
http://blog.123notary.com/?p=20075

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Keywords
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Can one jurat cover multiple documents?
Can a jurat be attached to a grant deed?
Do you need a thumbprint on a jurat?
Does signer need to sign a jurat?
Fixing error on a notary jurat
Example of jurat

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December 3, 2018

Compilation of posts about lawsuits & legal risks

Here are some posts about Notaries getting in legal trouble.

Notary loses $4000 in legal fees because fraud adds name to Acknolwedgment
http://blog.123notary.com/?p=19477

If you’re named as an identity theft conspirator, it could cost $20,000 in legal fees.
http://blog.123notary.com/?p=19481

13 ways to get sued as a Notary
http://blog.123notary.com/?p=19614

10 risks to being a Mobile Notary Public
http://blog.123notary.com/?p=19459

A Notary gets sued because of a scrambled ID
http://blog.123notary.com/?p=19443

You could get sued if you don’t have a business license
http://blog.123notary.com/?p=7100

Help, I’m being sued and E&O won’t help!
http://blog.123notary.com/?p=3570

The FBI is at your door and names you as a suspect!
http://blog.123notary.com/?p=20013

Do you keep a journal to please your state, a judge, the FBI or 123notary?
http://blog.123notary.com/?p=19483

What’s your sign? Tricks to uncover fake identification.
http://blog.123notary.com/?p=19638

Who is the authority at a notary signing?
http://blog.123notary.com/?p=20175

Don’t have unprotected notarizations!
http://blog.123notary.com/?p=19467

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December 2, 2018

Complete guide for beginner Notaries

Filed under: Business Tips — Tags: — admin @ 10:58 am

As a beginner Notary, you need a fast way to get the knowledge you need, get your name out there, get business, and not get in trouble. We make this possible at 123notary.com. There will be some study time required but you can do it. Here is what we recommend.

EDUCATION
Before you get started as a Mobile Notary, you really need to know the ropes. You need to know how to do Notary work, and then how to handle Mobile Notary and Loan Signing jobs. We have free and paid courses that can help you with this. Notary Public 101 on our blog teaches the basics of Notary work and our 30 Point Course goes over loan signing. See our Loan Signing Courses page on our site for more comprehensive paid signing agent courses. We recommend you pass our signing agent test by phone as well. Skimming over the materials isn’t good enough. You need to know your craft inside out because you can get into legal trouble if you make mistakes handling situations and requests! Additionally, you need to know your state laws and we do not teach state laws — only generally prudent practices.

Notary Public 101
http://blog.123notary.com/?p=19493

GETTING YOUR NAME OUT THERE
We have a list of loan signing companies that hire beginners. They pay less and micromanage a lot more, but that is how it is when you hire beginners. We also recommend talking to local title companies, real estate companies, Attorneys, Bail Bonds places, convalescent homes and giving them your card or contact information.

Signing Companies That Will Hire New Signers
http://blog.123notary.com/?p=7059

MORE ON MARKETING
Please read our comprehensive marketing guide Notary Marketing 102 for detailed marketing advice as well as our other articles.
http://blog.123notary.com/?cat=4624

ADVERTISING
123notary offers premium Notary advertising at a wide variety of prices. Talk to us at our 888 number and find out what is right for you.

YOUR NOTES SECTION
Please read — How to write a notes section as a beginner. http://blog.123notary.com/?p=16698

ADDITIONAL READING
Blog articles for New Signing Agents & Beginners
http://blog.123notary.com/?p=15891

Notary Information for Beginners — Best Posts
http://blog.123notary.com/?p=10472

Which Notary Directories get high paying signings?
http://blog.123notary.com/?p=19201

A Comprehensive Guide to Notary Pricing
http://blog.123notary.com/?p=16504

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December 1, 2018

Compilation of posts about 123notary

Here is an article with links all about 123notary, our history, our policies, practices, staff, and more.

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ADVERTISING INFORMATION

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How does pricing work for top placements on 123notary?
http://blog.123notary.com/?p=19355

Which directories get the high paying signings?
http://blog.123notary.com/?p=19201

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ABOUT US

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123notary behind the scenes
http://blog.123notary.com/?p=2499

All about 123notary
http://blog.123notary.com/?p=18897

I eat, breathe and sleep 123notary
http://blog.123notary.com/?p=18876

The History of 123notary from back in 1999.
http://blog.123notary.com/?p=17458

The story of 123notary.com
http://blog.123notary.com/?p=710

Subscribe to our newsletters
http://blog.123notary.com/?p=16717

Welcome to the 123notary.com Blog!
http://blog.123notary.com/?p=1

Who is involved with 123notary behind the scenes?
http://blog.123notary.com/?p=18888

Where does 123notary get ideas for blog articles?
http://blog.123notary.com/?p=9342

Notary Rotary’s Forum vs. 123notary’s
http://blog.123notary.com/?p=1251

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CERTIFICATION
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123notary 2018 Certification Standards
http://blog.123notary.com/?p=20120

Elite Certification Study guide
http://blog.123notary.com/?p=20118

A detailed look at the Ninja course
http://blog.123notary.com/?p=4621

Does 123notary have the authority to quiz people?
http://blog.123notary.com/?p=19469

123notary’s tutorials raise test scores by 30%
http://blog.123notary.com/?p=20092
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WHAT WE DO & HOW WE WORK
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6 free things 123notary does for its clients
http://blog.123notary.com/?p=6563

How does the 123notary points system work & why should you care?
http://blog.123notary.com/?p=19010

A few testimonials about 123notary
http://blog.123notary.com/?p=700

Notary Rotary vs. 123notary
http://www.123notary.com/forum/topic.asp?TOPIC_ID=23

Social Media, what we are doing
http://blog.123notary.com/?p=3

Do you compare yourself to others on the 123notary search results?
http://blog.123notary.com/?p=18882

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