Cross out and initial
What if you are in the notary business and you just made a mistake, or someone else made a mistake in a document. Simple, just cross out and initial, right? Maybe not. Putting aside the question of the legitimacy of a document with cross-outs, the future document custodian might not like cross-outs.
Picture yourself as a lender (I know it’s hard). You are having a loan signed, so you can sell the loan to yet another bank. That other bank doesn’t like it when people cross out and initial. It looks sloppy and unprofessional to them. So, as a notary, what do you do when there is a problem with a document? You ask your contact person what they want to do.
They can either redraw the document at great expense, coerce the borrower to sign the document “as is”, or have you cross out and initial. Let your contact person make the decision so they get in trouble — not you!
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Cross-out happy; Not a good idea
Industry standards in the notary business (covers cross outs, initialing, and more)