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February 20, 2021

How dangerous is it to be a mobile notary?

Filed under: Business Tips — admin @ 4:14 am

How dangerous is it to be a mobile notary? We have written other blog articles on the topic. The answer is — not very dangerous. But, there are some dangers and the trick is to know how to safeguard yourself.

1. Neighborhoods
If you go to a bad area at night, that is mildly dangerous. You are more likely to get hit by a truck than have a problem in a bad neighborhood, but you know how people feel. Speaking of which, I actually got bumped by an 18 wheeler. No damage was done because the angels were protecting me — thanks angels! It was on a highway in stop and go traffic. I was stopped, but he took his foot off the brakes as he was daydreaming and bumped me at half a mile per hour.

2. Crazy people
The only serious issue we had with a notary was the one who was pushed down a short flight of stairs because the borrower didn’t like his APR. That was one Notary out of 65,000 we have listed in our history. So, the risk level is low, unless… someone doesn’t like their APR. Go over the stats by phone before you get to the signing. Also, if at a signing, make sure you either know your escape route, or make sure you are bigger than the other people there — or both.

3. Animals
You are more in danger from animals. Humans who can’t behave are already generally in prison. But, someone could have a crazy pet who bites you or chews on your clothing, or pees on your leg. It it happened to you, it would not be the first time. There was another story about a pit bull running wild in a neighborhood and a borrower came out of his house with his gun drawn when the notary came. He had to explain what happened to the notary who was going to protect himself by brandishing his embossing seal.

4. Accidents
Accidents are a fact of life, flat tires, breakdowns. People can die in accidents. We haven’t had any notaries die of accidents or anything other than cancer or old age, but it could happen.

5. Court Cases
Notaries don’t discuss this much on forums, but 1 in 7 long term notaries who is active has had to appear before a judge because of a notarization they did. There were two notaries in Oklahoma who lost their commission because they failed to administer an obligatory Oath to their clients for an Affidavit they notarized. They are lucky they didn’t get locked up. One notary in Sacramento committed identity fraud and got locked up. In total we have had two criminal Notaries who engaged in purposeful fraud and got locked up. Two out of 65,000 is not that bad, not to mention another who allegedly stole OxyCodene from a signer and was not arrested.

6. Covid19
No Notary has died of Covid19, or even gotten sick on the job as far as we know. They went overboard taking ridiculously over-kill type precautions that ruin the fun of notarizing. Many notarized outside or wearing suffocation inducing N-95 masks to be “safe.” How safe are you being if you can’t breathe? Others sat 10 feet away from the others or did notarizations on their trunk or in their car. Such insanity is just plain insane, but nobody got sick to our knowledge. In fact, only a handful of Notaries reported having been sick with Covid19 to us and they got better after a few weeks and didn’t have any serious symptoms other than losing their sense of taste. In those interior states, the food is so bland that losing your sense of taste won’t affect you that much.

7. Notaritus
I just made up this disease, it is not as bad as “Stamp Elbow” but is the next worst thing. It is an infectious disease that only Notaries get. I’m not sure what the symptoms are as this is an imaginary disease. I’ll think about it.

8. Getting sued for using someone’s business name
This almost happened to a client. But, the person who trademarked the name came after my server company which created a huge headache. I have no problem removing a business name from our site, but do you have to call in the national guard over such a small issue?

SUMMARY
So, what is the most dangerous of all the things that can happen to a Notary? I would say that the legal risks are a huge risk. Although if you are very cautious about how you do your work and avoid hospital signings you will lower your risk. Crazy people would be next as we have a serious injury recorded. I would then say that animals are the next most dangerous although they normally don’t kill you. Many Notaries feel “safe” because they are wearing an N-95 mask, but that only protects you 50% from a disease that hasn’t killed any Notaries known to us so far. But, it will not make you safe from court cases, animals, or crazy humans. So, let’s focus on real dangers and not ones that you have been brainwashed into believing are the only threats to your existence.

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February 18, 2021

Notarizing Fauci

Filed under: General Stories — admin @ 4:09 am

A Notary went to notarize Dr. Fauci. Fauci said that the only way he could be notarized would be by looking at the numbers.

The notary said he wanted $15 per signature and if there were two signatures then $30. The notary assured Fauci that the rising quantity of signatures do not translate directly into an increase in hospitalizations.

But, Fauci said he could not consent to being notarized until the numbers went down and that he bases his decision on “the numbers” and “the science.”

So, the Notary said, “Okay, I’ll lower my price to $14 for the first signature or $23 for two.” Fauci said, “Deal.”

Then the Notary asked if he would have to wear a facemask or if Fauci would, or both of them — or would it depend on “the numbers?” Fauci said that both of them would and that they would have to sterilize the pen, stamp, and documents as well.

A bystander stated — the human immune system is strengthened by getting sunshine, happiness and by being exposed to viruses so it can build up its strength and genetic knowledge of viruses to be able to effectively fight future new viruses. By locking yourself in your house, depriving yourself of sunshine, social interaction that leads to happiness, and virus exposure which strengthen the immune system — you are leaving yourself in a vulnerable state for when you finally come out of hiding and will be a lot more susceptible to future viruses.

Then the Notary said, “Yes, but you can’t say that because that isn’t consistent with the narrative.” The bystander said, “Good point — carry on.”

The Notary went so far as to get a plexiglass divider between himself and Fauci that he hauled in his car to the site of the signing just to add to the insanity and inhumanity of the situation.

My question is — why is it that everywhere I go I see paranoia, plexiglass, facemasks and insanity, when only 1 in 1 million people is dying per day of Covid19 in California and those numbers are vastly inflated to meet a BS narrative.

Ending comments
Covid Covid Covid. Covid, oh my God Covid. What if I get Covid? Covid Covid Covid. Nothing else in the universe matters except for the dozen or so unarmed blacks who get killed by cops every year and Covid. The million who die per year of cancer and other who die of obesity, heart attacks, and suicide don’t matter even though their lives are also preventable because cancer isn’t contagious. The only thing that matters is – Covid, oh my god Covid. Covid Covid Covid. What if I get Covid? This is what a typical 20 year old in Los Angeles thinks who has a 1 in 10 million chance of dying from Covid, but a much higher chance of getting hit by a truck, but they never think about that because they are Covidiots. If you are elderly and have serious health problems then you have a legitimate right to worry about Covid. Every one else — does not! Why are educated humans so stupid that they voluntarily line up to get brainwashed by absolutely see through fake BS? I’m glad the universities are shut because they don’t learn anything except about neo-Marxism and they don’t even learn that correctly.

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February 16, 2021

1 Million E&O vs. 25,000. How does that affect your popularity?

Filed under: Business Tips — admin @ 4:08 am

I analyzed click averages of many listings and found that if you have a lot of Errors and Omissions insurance, that will raise your click average. I only analyzed a few dozen listings, but found that those with 100K get about 5% more clicks than those with 25K E&O, and those with 1 Million get more, but there were too few to analyze and give a clear assessment of what the improvement was.

Some of the big title companies want a lot of insurance, but what they want is different from company to company and changes over time. It is kind of like me trying to explain to you what a cumulous cloud looks like in my area. By the time I describe it to you, it will have morphed again.

E&O is not really important, and is more of a fashion statement. I have never heard of anyone actually filing a claim on it. But, people hiring Notaries think you are more serious when you have more of it. So, if you are serious, or want to look serious, or at least act serious, or play someone serious on TV, then consider calling the NNA and upping your insurance.

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February 15, 2021

Jeremy watches the news

Filed under: General Stories — admin @ 3:18 am

I watch my news on youtube. I can check various news sources. It seems they are all controlled by the same entity. Fox news tends to chop down the other networks, but none of them tell you the real truth or so I claim.

JEREMY: Hmm, let’s see what’s on NBC news. What should I be scared about today? I think I should be scared about something. It’s either Covid, baseless claims of voter fraud (even though there are heaps of evidence it is still “baseless”, war, riots, or racism…

LESTER HOLT: (NBC news music . da. da. ta da da da …… da . da. ta da da da…. symbol crash… da da ta da da da…. symbol crash…) Be scared…. If you are not scared… you should be scared. this music we play is neurolinguistic programming to get you scared… Then when you hear our selectively scary news, you will be even more scared. There is a new strain of Covid that’s even more deadly than before… It makes you grow horns out of your head and it spreads 72.3% faster than the regular strain — be scared. And this strain is not only dangerous for adults — CHILDREN get it. Here is a 2 year old at Cedar’s hospital in Missouri who just turned blue. She will never be the same again and she might not make it. The solution? Stop having fun, socially distance, cancel Christmas, don’t go to church, and for God’s sake — don’t be happy or make a living, especially if you are a Notary Public or essential worker!

JEREMY: hmmm. I guess they pick that one 2 year old out of the 5 million 2 year olds in America that is having a problem, but don’t bother to mention that the other two year olds are almost completely resistant to Covid. Let’s look up to see how the Vaccine is going.

NEWSCASTER: Good news… Sally is the first one to get the vaccine and she is an African American woman. Finally, people from communities that were traditionally disadvantage can have access to cutting edge medicine.

JEREMY: That woman is about 33 and at no risk of Covid. Why are they going out of their way to show how they can give a vaccine to a black person who doesn’t need it at all at the expense of an elderly person who does — assuming it is a real vaccine which is a lot to assume with all the BS going on. Hmm. A black woman of child bearing age. What is their angle?

TUCKER CARLSON: In the news today… (Fox News)

JEREMY: Hmm. I bet Tucker is going to poke holes in hypocrisy today. He will chop down baseless claims that some Democrat made. Maybe Chuck Schumer, or Rashida Tlaib, or possibly AOC. Who will he criticize today, or should I say — which Democrat will he make a fool out of?

TUCKER: Lindsey Graham, a Republican from South Carolina wants to give funding to a gender equality program in Pakistan.

JEREMY: What??? Tucker is criticizing Republicans now? I have seen everything now. The end is near. I’ll start getting gifts for the Messiah ready should I live so long. Looks like Senator Graham is being too “Progressive.”

TUCKER: He wants to spend OUR tax dollars, or should I say our hard earned money in some foreign country telling them to rethink their gender roles. Isn’t that THEIR business how their society runs? Why should we butt into their business using money from unconsenting tax payers?

JEREMY: Hmmm. Looks like the Republicans have become leftists. Next thing you know, AOC will become anti-abortion.

HANNITY: (Fox News) In the news, AOC has reported that she has a new stance on a very critical social issue — she is no longer pro choice…. I repeat, she is no longer pro choice. She considers abortion wrong, not because it involves killing but because it leads to inequality.

JEREMY: I think I should stick to listening to music on youtube. All of this news is driving me crazy.

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February 14, 2021

Do you take the $75 signings or save time for the $200 signings?

Filed under: Notary Fees & Pricing — admin @ 3:54 am

In my many years of being in the Notary directory business I have encountered many types of Notaries. Some work for cheap and try to make money with volume. Others try to do a great job for their customers and just do one or two jobs per day for a large sum of money. Then there are people who are clueless who take $40 jobs that are two hours away and end up just complaining only to take more jobs just like that in the future.

Every time you take a job, you are using up your phone time, patience, wear and tear on your car, gas, toner or wear and tear on your printer, paper, and more. Every time you drive somewhere, you should calculate how many minutes it took, how many miles, and whether they were highway or surface road miles. Highway miles put less wear on your car unless it is stop and go by the way. If you do a job for $40, and your total expenses are $15, and you put three hours into the job including phone calls, driving, signing, and dropping the package, you just made less than $12 per hour for your labor.

On the other hand, newer Notaries might have trouble attracting the higher paying jobs. So, if you turn down all of the lower paying work, you might not get any work, or might not have any work on particular days.

So, what do I recommend? You need a complicated pricing strategy. If people book in advance, you might offer them a lower price. That way you can keep your schedule medium booked. For same day orders, you can charge according to how your schedule looks.

Or, you could have a minimum price for signings. You could set your minimum at $90 and then charge extra for printing, long drives, and signings that are 150 pages or longer. For me, I charge based on my time.

Or you could book your first job of the day at a lower price, and then charge more for subsequent jobs. That way you will make money every day, and still have a shot at the big bucks.

Experienced Notaries often reject most jobs and stick to a much higher minimum like $125 or $150. They have the client base to be able to get away with that. If you have signed less than 5000 loans, you probably cannot command such high rates all of the time. You might get high pay on a third or a half of your signings, but not on all.

But, whatever you do, calculate the costs and time invested in each job, and try to figure out what your hourly rate would be for particular jobs before you accept a quote. And if you have signed less than 1000 loans, don’t be too picky because you need to pay your dues and get more experience so that you can become more valuable.

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February 13, 2021

Fighting tyranny my way

Filed under: General Stories — admin @ 3:14 am

In order to fight the Marxismization of the USA, and tyranny, we must understand the power structure and how to apply pressure at the various levels of the chain of command.

TOP: Deep State & State Supreme Court Judges

MIDDLE: Governors

LOWER: Police & Sheriff & County Health Departments

LOWER(ER) Businesses subjected to unfair restrictions

LOWEST: We the people!!! (low, but dignified)

CHECK & BALANCE: Federal courts sometimes can help resolve local issues. I am not an Attorney and don’t know how that works. but, our checks and balances have been infiltrated by Marxists who oppose freedom of religion because it would be “suicide” according to a Federal circuit court in regards to a California case about freedom of assembly within religious buildings.

HOW I SEE IT

The deep state appears to be bribing judges and governors in many if not all states. Nobody quite knows who they are or how to stop them… for now. China might possibly be involved too. My psychic senses tell me the deep state is a bunch of rich board members who mostly live in Idaho who want power (but live off the grid so they have to generate their own power.) Unless you are a very good spy, it will be hard to figure out who the deep state is, but I think Trump is working on it.

The Supreme Court can shut down the power of a Governor to make executive orders, but they very rarely do, and when they do, they take forever. In California it took eight months for them to stop Newsom from making executive orders that contradict existing legislature. However, he still has orders that contradict with laws about discrimination against people with breathing disabilities via his face mask order.

The police in Los Angeles DO NOT enforce Covid related laws. They also do not protect us from discrimination as they see that as an issue for Attorneys.

The health department can shut down restaurants for disobeying orders that are arbitrary, tyrannical and unconstitutional that did not go through a system of checks and balances.

We the people in California sit and watch our rights being stripped from us by autocrats and oligarchies that do not function in an American system of checks and balances made by arbitrary orders that are not even laws and are far from constitutional as they normally violate our liberty and our freedom to assemble.

THE SOLUTION
California’s solution is to recall the governor, and we have gotten almost a million signatures. But, recalling takes time, and there is no guarantee that the next idiot in charge will be any better than the original as they are controlled by the same deep state and are not subjected to a system of checks and balances as the court system is limp and mainly dysfunctional.

I suggest a system of concerned citizens putting pressure on all levels of the system.

We should put daily pressure on the police and sheriffs to protect houses of worship from tyrannical shutdowns and allow businesses to function normally with full rights.

We the people should put pressure on the health department to not enforce covid-19 restrictions. The penalty for non-compliance with citizen demands would be severe harassment, protests and mass civil disobedience.

Restaurants, stores, churches, and other entities should stay open and defy oppressive attempts from authoritative organizations to suppress them. Fines for noncompliance should not be paid out of principle no matter what the consequence — even if it is jail time.

The supreme court judges or justices should be tried on charges of treason for failing in their duty to provide checks and balances and stop unconstitutional orders from being originated.

SUMMARY
The basic problem of the disaster of California is seen as a problem with a single human being — namely Gavin Newsom. He is a big problem, but I believe he is only responsible for less than 1% of California’s problems with unfair executive orders. The remaining percent of the problems are due to the fact that the courts allow him to do anything, law and health enforcement don’t stop him, and we the people sit and do nothing.

Covid-19 restrictions are not something temporary that will just go away. They are part of a larger undermining of American freedom and government that will strip us of our rights, money, freedom, government, culture, and anything that means anything to us. We will be completely destroyed if we don’t fight back. You cannot rely on Donald Trump alone to save you because he hasn’t saved anyone. Biden will sell us down the river. It is up to we the people to save America. Start putting pressure on the various levels of authority now!

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February 12, 2021

Vitamin D could protect you more than a mask

Filed under: General Stories — admin @ 12:24 am

Many people fall into the false sense of security that their mask will protect them or others. The truth about masks is that they protect others from your droplets, but you still exhale, and the air comes out from the sides of the mask. Your germs still go in the room or in the atmosphere. If everyone wore a mask, there would be a slowdown in people getting Covid-19. But, a slowdown just means that the same quantity of people will get sick, but they will get sick over a longer period of time.

Vitamin D is critical for surviving Covid19. A, C, and D strengthen your immunity along with cruciferous vegetables. Since over the course of the next year, you run a 50/50 chance of being infected, your immunity will help you defeat the virus fast and not get sick. Infected doesn’t equal getting sick. The vast majority of infections are asymptomatic and the people don’t even know they have anything.

In short, protecting yourself from the inside is a more reliable plan, because that doesn’t spread the problem out over a longer period of time — it can solve the problem.

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February 11, 2021

Kentucky Notary Acknowledgment Certificate Wording

Kentucky Acknowledgment Form
Kentucky Notary Acknowledgment Form
Kentucky Acknowledgment Verbiage
Kentucky Acknowledgment Wording
Kentucky Acknowledgment Certificate
Kentucky Notary Acknowledgment Wording

State of ____________
County of __________

The foregoing instrument was acknowledged before me this ______ day of _________, (year), by __________________ (name of person acknowledged.)

______________
______
(Signature of person taking acknowledgment) (Title or rank) (Serial number, if any)

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February 10, 2021

Covid-19 vs. ID: which is more important to ask about?

Filed under: Business Tips — admin @ 12:19 am

When you confirm a signing, assuming that you actually take the time to do so, you can ask all types of questions. My suggestion is to have a standardized list of things you need to ask about. However, you might want to arrange your list in order of what is the most critical to ask about.

I asked one lady if she thought it was more important to ask about the signer’s ID or Covid. She though Covid-19 as she had had four clients in the last 300 signings who previously had Covid a few weeks ago although they tested negative. So, 1.25% of her clients were an ambiguous risk of Covid19 yet she did not consider how many people were a risk of having unacceptable ID.

In my experience, roughly 5% of people have an ID that doesn’t prove their name on the document. And if you go to a signing where you can’t identify the signer, you either get a credible witness if your state allows this, or the signing might be over. It represents a potential deal breaking situation.

So, which is more serious, the Covid-19 issue or the ID issue? Covid-19 affects people more emotionally. People get all paranoid because of the media brainwashing. I sat with someone who had had Covid a month early. I was a bit apprehensive to share a meal with him and my other friends, but I did it, and everything was fine, and I lived to tell about it several months later. Someone who used to have Covid might strike some emotional buttons, but if they are testing negative NOW, they don’t pose much of a risk.

So, which is more important to ask about? Covid Covid, Oh my God Covid, or ID, ID, oh my God, ID? In my opinion objectively ID is more important, but if you are a vulnerable person, you probably should not be around other people whether they think they have Covid19, had it but got rid of it, or are asymptomatic and untested. If you are healthy enough to go to a signing, the way the name reads on the ID is the most important thing to ask about from my point of view which is based on science…. Okay, it’s not based on the science, but based on “the logic.”

On the other hand, it is impossible to judge the risk of someone who had Covid but is over it. If that is a deal breaker for you, then perhaps it is more important than an ID in your case. My question is so subjective. Perhaps the question is more about whether you can maintain objectivity in the event of a pandemic of emotional imbalance.

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February 9, 2021

Best quotes about fighting tyranny

Filed under: General Stories — admin @ 3:15 am

The tree of liberty must be refreshed from time to time with the blood of patriots and tyrants — Thomas Jefferson

When once a Republic is corrupted, there is no possibility of remedying any of the growing evils but by removing the corruption and restoring its lost principles; every other correction is either useless or a new evil — Thomas Jefferson

Democracy is four wolves and a lamb voting on what to have for lunch. — Ambrose Pierce

If tyranny and oppression come to this land, it will be in the guise of fighting a foreign enemy. — James Madison

If tyranny and oppression or (CovRanny and CoronaPression) come to this land, it will be in the guise of fighting a foreign disease. — Jeremy Belmont

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