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February 16, 2021

1 Million E&O vs. 25,000. How does that affect your popularity?

Filed under: Business Tips — admin @ 4:08 am

I analyzed click averages of many listings and found that if you have a lot of Errors and Omissions insurance, that will raise your click average. I only analyzed a few dozen listings, but found that those with 100K get about 5% more clicks than those with 25K E&O, and those with 1 Million get more, but there were too few to analyze and give a clear assessment of what the improvement was.

Some of the big title companies want a lot of insurance, but what they want is different from company to company and changes over time. It is kind of like me trying to explain to you what a cumulous cloud looks like in my area. By the time I describe it to you, it will have morphed again.

E&O is not really important, and is more of a fashion statement. I have never heard of anyone actually filing a claim on it. But, people hiring Notaries think you are more serious when you have more of it. So, if you are serious, or want to look serious, or at least act serious, or play someone serious on TV, then consider calling the NNA and upping your insurance.



  1. Interesting article, I can believe 100K insurance is a fashion statement, and it may not be all that important to many of the people hiring notaries. This should really make notaries think bout why they are purchasing 100K insurance if they feel it would get them more clients. I think learning your craft first is the best way, them increase if you choose to, being good at what you do makes the statement and shows how SERIOUS you are about your craft.

    Comment by Sandra Harris — March 22, 2021 @ 6:02 pm

  2. I claimed on my E&O when a Will I notarized was challenged by a disgruntled heiress to a large fortune who inherited less than she felt she deserved. Her attorneys attempted to discredit the will claiming one witness wasn’t there and the signer was an imposter. The E&O attorneys were able to assist and prevented me from having to attend numerous depositions and court.

    Comment by Kyle Russell — March 23, 2021 @ 10:31 am

  3. Trust signings are up in my area and I never thought of blowback from thwarted heirs. Good to know.

    Comment by Keaton Notary — November 13, 2021 @ 3:13 pm

  4. You can put yourself on the safe side by refusing dodgy assignments like a signer who is not aware of what he/she is doing. Scrupulous recording of ID documents is a must and triple checking your work. The first time is when you get the documents, review them prior to printing in case there are any certificates you don’t understand. Review them again at the table while signing and once again after signing. It takes time but is worth the peace of mind and sharply reduces any error rate. Most tricky is signers who only put partial years in the date, if you are rapidly scanning you will see the two digits but miss that it was only the 20 and not 21. That last error on a document that had nearly 300 signatures cost me my perfect score last month.

    Comment by Keaton Notary — November 13, 2021 @ 3:18 pm

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