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January 4, 2021

Many Notaries avoid Reverse & Debt Signings.

Filed under: Marketing Articles — admin @ 1:08 pm

I have to call thousands of Notaries to get their notes sections filled out. The newer Notaries typically have less experience doing Reverse Mortgages, Debt Consolidations, and Debt Settlements. Half of the people who are experienced at these types of signing say they don’t want to do them or list them.

It is true that Reverse Signings and Debt Signings take longer, and that dealing with older folks can be a trying experience getting through 200 pages when they can barely see anything. If you are not patient, you might not last. Some Notaries think that Debt Resolutions or Debt Settlements are corrupt and a rip off. That is NOT for you to decide. Personally, I feel that debt in general spins our economy into extreme imbalances and can lead to financial slavery, ruined economies, etc. Perhaps that is why Jesus forbade it. Usury, gambling, sorcery — these things all lead to disastrous results. But, let he who has not sinned (or in our business — rescinded) throw the first stone.

BTW, I believe that medical marijuana and prescription drugs qualify as sorcery and look — all of America is addicted and controlled by big pharma as a result. Read the old testament and see what they say about sorcery. It is forbidden. So don’t take that aspirin. Natural herbs only. Marijuana by the way is no longer natural — it has been doctored and genetically modified at a lab — hence the term sorcery.

I feel that if you are a mobile Notary, charge for your time, work, and grief. If a particular type of signing or company is hard to deal with, charge accordingly. If you charge $80 for a regular Refinances, but think Reverse Mortgages are a pain, charge $150 or $200. You might not get it, but you might and that change will look good in your pocket. Many will pay because the other Notaries typically either don’t want to do this type of signing or also charge more. So, be practical and realistic and rake it in. Business is good now, so don’t take that for granted because it might slow down eventually, but probably not soon.

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December 16, 2020

Yet some more interesting summaries about bad reviews about Notaries

Filed under: Reviews — admin @ 12:31 pm

This Notary wrote up a Trust, but used the wrong apartment number, the wrong banking information and didn’t return calls.

Another Notary disappeared from communication and used the excuse that her power went out.

A Notary was assigned a job. 10 minutes before the appointment she texted to say she would be “a little late.” Two hours later she showed up. That is more than a little late. The Notary replied that she apologizes, but unfortunately some personal matters prevented her from showing up.

A Notary with low placement — didn’t provide scanbacks, only shipped back half the package and then threatened the clients with emails and threats because she didn’t get paid…. COMMENTARY — good God!

The error. A Notary made a small mistake and promised to fix it but didn’t after handling two refinances. Then she shipped the package to the wrong mortgage company. Then, she became unresponsive. The other Mortgage company was fast getting the documents back so all was not lost.

A notary rushed the borrowers through the signing and then admitted that he was double booked. Then the notary responded saying that he has no response for racist people. COMMENTARY – I’ve heard of playing the race card, but the Notarial race card? That’s new even for me.

A Notary forgot to scan a package and the docs got back after four days. The responses was, “Sorry, my dad got sick.”

One Notary committed fraud by forgina seller’s signature on a document. COMMENTARY – I should make a test question out of this one.

Q. Should you commit fraud by forging a seller’s signature on a document?
(a) Yes
(b) No
(c) Hell no, that’s illegal

A Notary canceled a signing at the last minute. Her husband texted the company to tell them it was because the price was too low. COMMENTARY – you are not required by law to accept, but once you accept you can’t back out unless they change the terms on you (which happens.)

The Notary was to notarize Jane only on page 1. The notary notarized both Jane and Fred, and on the wrong page, not page 1 which nullified the documents. COMMENTARY – if you get weird instructions in writing, follow them. You can call to confirm the weird instructions, but it is in writing so no misundrestandings should happen.

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December 14, 2020

Best positive reviews about our Notaries

Filed under: Reviews — admin @ 12:30 pm

I wrote another few posts about bad reviews and excuses that Notaries made. Now here are some of the best recent good reviews!

Melissa is absolutely amazing and very professional. She saved my closing from falling apart. She picked up on the first ring and took a closing 2 hours before signing. I highly recommend her and will working with her every chance I can! Thank you again Melissa!

I met Laurel and my client in Las Vegas to sign some very important financial documents. She was most professional, on time, great communication and made me look good in front of my important client. I would highly recommend Laurel and will be utilizing her services again in the near future. Thank you very much Laurel. You are the best!

Barbara was courteous prompt and extremely knowledgeable on our settlement!! I had further questions a few weeks later and I called Barbara. She not only answered my questions but went above & beyond to find me the phone numbers I needed!

Christine was amazing! We needed some medical paperwork notarized for my father and she was able to provide witnesses and notarize documents within a couple of hours. She was kind, considerate, and compassionate about my father, yet efficient and professional. I would highly recommend.

Brian is a very kind person. Also easy and fast to work with. He wore his mask and gloves at all times he even let me put Lysol under his shoes before he came in the house. He is such an amazing notary very good to work with!

I just wanted to advocate for Elizabeth because she really shined when we needed a notary last minute, she gladly stepped in made time for us despite her full schedule. She was professional, very COVID conscious and her warm disposition makes her a pleasure to work with. We met our deadline despite our poor planning thanks to her and will be our first choice in the future, thanks again!

Barbara did an incredible job for me! I live in CA and my 91 year old aunt lives in FL. I called Barbara at 9pm her time and she drove an hour and a half each way the next morning to get a Power of Attorney notarized. Her follow-up was impeccable for a couple of additional calls. I highly recommend her as a professional, can-do person! Thank you, Barbara!

Elizabeth contacted me before our signing time and advised me that the documents had not yet been received. She assured me, however, that as soon as she got them she would be in route to my house. She arrived in a timely manner after getting the docs. I understood it wasn’t her fault she was running a few minutes behind. She looked and acted very professional, had a great smile, and was very nice. We got the documents signed in a matter of no time and she was on to her next signing. I recommend Elizabeth for all of your signing needs. Thanks again ma’am.

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December 9, 2020

Best posts on the forum

Filed under: Social Media — admin @ 9:30 am

Our forum is a little bit quiet, so let me post what is going on. Let us know if you need help registering. I am sometimes able to modify passwords, so let me know if you need help with your forum registration which is DIFFERENT from your listing login credentials.

eSignatures, eNotarizations, RON, vs. iClose
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7737

Thanks for keeping it real 123notary
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7727

Which eNotary platform do you recommend or use?
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7723

LSS or Notary2Pro, which is better?
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7718

A list of types of signings. Did I forget any that are worth listing?
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7716

How long will business be booming?
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7712

Carmen taught me more than any of my classes
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7696

She became a RON but didn’t like it
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7699

Do you feel safe going to someone’s house in a pandemic?
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7689

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December 5, 2020

NNA’s Facebook page has been off the hook since November

Filed under: Social Media — admin @ 8:41 am

For a long time, perhaps years, Facebook pages for Notaries have been dead other than the private discussion forums which seem to be where the buzz is these days. But, I was just on NNA’s Facebook and they are having questions for the visitors to answer and getting a lot of interaction. The interaction is not just on one or two posts, but on many. So, this is a good sign that the industry is finally turning around!

I have someone really good managing our Facebook page. We have many members, but the Buzz has declined although it is picking up a little.

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December 2, 2020

Everything you need to know about writing a great notes section

Originally posted Feb 1, 2016.

Most Notaries underestimate how critical it is to have an amazing notes section on your listing on 123notary.com. They just write how they are background screened and have E&O insurance. They stop there. Yes, this is important information and it can be a deal breaker if you don’t have the right background screening from the right agency, etc. However, the Notaries who get lots of work from 123notary tend to have 123notary certifications, reviews from satisfied clients and a very thorough notes section. So, what is the secret? The secret is to be specific, unique and well organized in what you write about yourself.

(1) Selling Features
The top of your notes section should stress selling features. What can you say about yourself that others might not be able to say that would make someone want to hire you. “I’m reliable.” Everyone claims to be reliable, and then they show up late making a mockery out of their claim. Try something that you can put your finger on. But, I really am reliable? Yes, but your notes section can’t prove it — so skip it. Instead, let’s think about what types of loans you know how to sign. Don’t just say, “all types.” List them one by one. Do you have some unusual qualifications? Were you Notary of the year? Do you do jail or hospital signings? Are you fluent in Uzbekistani hill dialects? These are things that help you stand out. Were you a CEO of a Mortgage company? That helps too. If you have Escrow, Title, Underwriting, Processing, Settlement, or general Mortgage experience, that is a huge plus on your notes section. Make sure to indicate that high in your notes. Remember — the first 200 characters of your notes show up on the search results for your area, so digress to impress! (actually don’t digress, but use that space to squeeze in as many selling features as possible)

(2) Specialties
One of the most valuable pieces of information you can include in your notes are your specialties. Instead of bragging about how you are error-free or dependable (which nobody wants to read,) instead list the types of loans you know how to sign, types of major documents or procedures you are familiar with. Do you go to airports, offices, or jails? Do you do Weddings or Apostilles? People are very impressed when you have highly specialized skills, so mention them.

(3) # of loans signed
Most Notaries up date the # of loans signed once in four years. When I mention that their profile says they signed 200 loans, they say, “Oh, that was five years ago. I must have forgotten to login — I’ll go in there.” You need to “go in there” and update your info every few months or you will have information that is collecting cyber-dust.

(4) What is hot and what is not?
Radiuses are hot. If you have a wide radius, tell the world. 100 mile radius shows you are serious (or crazy.) Last minute signings are a good thing to mention. Do you accept faxes or are willing to do fax backs? That narrows it down. Are you background screened? Is it by NNA or Sterling or someone else — if you’re screened by the wrong agency, you don’t get the job! Do you know how to do eSignings? That will make you stand out!

(5) Professional memberships and certifications
Are you NNA Certified, Notary2Pro certified, 123notary certified, or trained by some other agency. It is impressive especially if you have four or five certifications. Mention these as well as your memberships. But, please don’t say you are an NNA member in good standing. The only way to be in bad standing with any agency is by not paying your bills or perhaps being convicted of a felony.

(6) What is unique about your service?
Is there something unique about the way you do your work? Or do you have a catchy unique phrase about yourself? It is very hard for most people to think of anything unique about themselves. But, if you really put some thought into it over an extended period of time you might come up with something good. We have two blog articles below with some of the best unique information we’ve ever seen.

(7) Avoid vagueness
Did you work for 10 years in the legal industry? What does this mean? Were you the company president or did you mop the floor for an Attorney. State your job title or what you did very clearly. If you were a legal secretary of Paralegal, that is good to know. Not a selling feature. Additionally, try to be specific about your claims. Rather than saying how good you are with people, give a concrete example of how you are good with people, or what experience you have that proves you are good with people.

Also read:
General (vague) vs. specific information in your notes section
http://blog.123notary.com/?p=4602

(8) Avoid restating information
Many Notaries restate their company name, their company mission, phone and email in your notes. Your notes is to give additional information about your service, and not to restate what the reader already knows. Remember, those top 200 characters go in the search results, and if you say, “We are here to serve” nobody will click on you.

(9) Counties served
There are 12 boxes where you can indicate your counties served. If you wish to restate this info in your notes, put it near the bottom as this is not a selling feature. If you want to indicate which parts of which counties you serve, the notes section is the only place to go into such detail. Others choose to mention specific towns or cities served. Please avoid stating which zip codes you go to as that is too nit-picky.

(10) Writing about your mentor
New Notaries always want to bend my ear about how they don’t have experience, but their mentor has signed 10,000 loans and they have been to many signings with their mentor. After hearing ten minutes about their mentor I say, “I’ll hire him — I’m convinced — But, I wouldn’t hire you in a million years because you don’t stand on your two feet!” Don’t talk about your mentor. Talk about what training programs you have passed.

(11) Writing about your Real Estate background
Notaries regularly write, “I am a Realtor and therefor am familiar with the documents.” But, when I quiz them on the documents they fail almost every time. Also, many Notaries will write three paragraphs about their Real Estate business or Process Serving, etc. People are coming to 123notary to find a great Notary, not a Real Estate agent. If you want to quickly mention in the middle of your notes that you are a Realtor, that is fine, but don’t make it the central point of your notes.

(12) Educational background
If you want to write about your degrees or former professional experience, unless it is Mortgage related, it should go in the middle or lower middle part of the notes as it is not critical information in the eyes of the reader.

(13) Equipment
Yes, you can write about your equipment. Sometimes we recommend using bullet points for quick points such as E&O, certifications, and equipment. You can mention what type of printer, scanner, fax, or mobile office you have. Just don’t put this up top. It belongs in the middle or lower middle of your notes.

(14) Closing statements
Some Notaries choose to have a closing statement while others don’t. We like it when Notaries do. You can say, “Thanks for visiting my listing.” Or say something a little more unique.

(15) Don’t jumble everything in one paragraph
A good notes section is divided into several logical sections. We normally like to see an intro with selling features, an about you paragraph, some bullet points, and a closing statement. There are many formats for winning notes section and you can decide what is best for you.

(16) Ask for help
123notary gives free notes makeovers. However, we cannot write the content for you. We can filter and reorganize it though. When we redo people’s notes sections they average an increase of 55% more clicks per day to their listing. So, ask! And get some reviews on your listing while you’re at it!

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Other Great Notes Articles

How to write a notes section if you have no experience
http://blog.123notary.com/?p=4173

10 quick changes to your notes that can double your calls
http://blog.123notary.com/?p=4499

What goes where in your notes?
http://blog.123notary.com/?p=1076

2014 excerpts from great notes sections
http://blog.123notary.com/?p=13613

Unique phrases from people’s notes sections
http://blog.123notary.com/?p=14690

Stating the obvious in your notes section
http://blog.123notary.com/?p=14146

A Notary included a copy of her testimonial in her notes
http://blog.123notary.com/?p=4680

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November 28, 2020

$300 in 13 minutes. How Carmen cleans up in the Notary business

Originally posted in 2017

Carmen has always realized, or at least since 2005, that you can’t just do Notary work only. There are not enough high paying jobs to keep you busy. Those who try to be full-time Notaries end up taking a lot of low paying work just to stay busy. Carmen has always believed that you should combine signing agent work with another profession that is flexible, so that you can take an hour or so off during the day to do a signing.

Carmen normally makes about $150 or $175 per signing, and since she only accepts close jobs, she is often back home within 40 minutes. She preps her borrowers over the phone so she can get in and out without any delay.

But, a few weeks ago she got a job. The lady was a repeat customer and asked what Carmen wanted to charge. Carmen said $200. But, the lady was feeling generous, and wanted to be in good hands next time around, so she offered Carmen $300. Talk about being popular or having good signing karma.

Carmen printed the documents, went to the job, and was in and out in 13 minutes. The signers knew what they were doing. It was a construction loan or investment loan for seasoned investors who were fast at signing documents and had their lawyer prep them on what it all meant BEFORE the signing rather than detaining the Notary for two hours while they read every word of every page. So, Carmen got everything signed and notarized in minutes and was out the door. The signers were impressed and happy that it was such a painless experience.

Had they hired some other Notary, it might have been sluggish, incompetent, and the Notary might have shown up late, or dropped the package in a drop box rather than a staffed Fedex station. There is a reason why people pay extra to hire seasoned pros. But, you don’t find too many seasoned folks at SnapDocs. For the best Notaries in the biz, you need to visit 123notary.com!

$300 jobs don’t come every day. However, if you sell yourself short, you will never get any. If you can afford to do so, charge more, and take only jobs from people who value you. Otherwise you will be calculating your gas expenses and how much a ream of paper costs for the rest of your life — should you live so long!

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You might also like:

Winging it as a Notary
http://blog.123notary.com/?p=19644

How long should you wait to get paid?
http://blog.123notary.com/?p=19347

123notary elite Certification Study guide
http://blog.123notary.com/?p=20118

Here is an easy way to make $4000 more per year
http://blog.123notary.com/?p=14162

Do you take control at a signing?
http://blog.123notary.com/?p=21104

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November 26, 2020

Five things a Notary can do worth $1000 per minute

Originally posted in 2018

Asking for reviews
Each minute you spend asking for a review can come back to you in the form of gold. It only takes a minute to ask, and if you ask enough people, you will get a handful of reviews which will double your incoming calls from 123notary. The next thing you know you will have repeat clients from those initial calls which you earned based on your reviews and you will be making lots more money.

Studying for certification
It takes a few hours to study for certification. But, the results can last a lifetime. Each minute of studying might be worth $1000 in the long term. So, whatever else you are doing. is it worth $1000 per minute? And what if I’m wrong and your study time is only worth $50 per minute. That is still more than a neurosurgeon makes. Speaking of neurology, my sciatic nerve hurts.

Call your old contacts
If you haven’t heard from someone, you could revive a long term client. That could be worth thousands.

Fix up your notes section
If I spent three minutes fixing up someone’s notes section, they get 55% more clicks. But, you can put more content in your notes and read up on what we recommend. We have a vast section all about how to fix up your notes. It takes very little effort, but could change your career.

Summary
There are many things a Notary can do to better themselves. The problem is, that Notaries have established habits, and don’t see the value of doing what 123notary says they should do. Those who listen to us often prosper in a huge way. What is the harm in going through a check list and just doing what makes sense? Getting more reviews could get you an additional hundred clients per year which could translate into thousands of jobs. What is that worth? And how much time did it take to get those extra clients? Two hours of asking for reviews, and you get $100,000 in extra income? That translates into about $1000 per minute. If you do the math, you will be kicking yourself for not focusing your time on priorities.

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You might also like:

If you are named as an identity theft conspirator it could cost you $20,000 in legal fees.
http://blog.123notary.com/?p=19481

$300 in 13 minutes. How Carmen cleans up in the Notary business
http://blog.123notary.com/?p=19284

How long should you wait to get paid?
http://blog.123notary.com/?p=19347

123notary elite Certification Study guide
http://blog.123notary.com/?p=20118

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November 20, 2020

When a Title company lies to you

Originally posted July 31 2017

In real life, people lie. It is unethical, and should be avoided. After all, your actions determine the type of world you live in. Every time you perform an action, you should ask yourself, if everybody did what I am going to do, would that be the type of world I want to live in?

But, what types of lies do Title companies tell you? You would be surprised.

One Notary had an incident where she was told she forgot to put a stamp on a particular acknowledgment for a document. After checking her records for that particular loan, it turned out there was no document by that name in the package — she had been lied to! (gasp)

Another Notary was told that they did not need to have the borrowers sign the 1003 Universal Loan Application. There are multiple places to sign. After the fact that Notary got in trouble for not having it signed. If you get unusual instructions that don’t seem right, better get them in writing, or perhaps just rely on your instincts (if you have instincts — what am I a cat?)

One Notary keeps a copy of all the documents in a package on a flash drive to prove if a document wasn’t really in a particular package.

Once an Escrow officer with bubbly handwriting forged my signature and made a photocopy of my seal. I explained to the investigating officer that I don’t make bubbles to dot my i’s, and that it must have been done by a 19 year old girl in his office who goofed on something and had to get something notarized fast!

I heard that once a Title company claimed that a copy of the ID was not included in the package. Keep in mind that multiple hands touch loan documents at title companies, and it is possible for one of those hands to misplace a document in the shuffle.

Lost cashier’s checks? I always attach these to a piece of paper and put it in the front of the package so they won’t get lost. But, title companies still lose $10,000 checks. You just can’t just Mortgage professionals. Half of them are a bunch of dummies! And they normally fail my test too after they convince me how smart they are!

The truth is that you might be asked to go out free of charge to redo the document that you “missed.” What a corrupt way to con a Notary. I missed two seals in 4000 signings in my signing career. So, I might not believe them if they claimed I missed something. I triple checked my work. Only when there was a confusion on a day I was tired and running around like a chicken with its head cut off — that is the only time I might have made a mistake of some sort.

And by the way — it is illegal to send a loose Acknowledgment in the mail if it is stamped. It needs to be stapled to the document it is associated with.

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You might also like:

The way you treat Jeremy might be the same way you treat title
http://blog.123notary.com/?p=19590

WFG National Title Insurance Company
http://blog.123notary.com/?p=19211

Protecting yourself with a contract
http://blog.123notary.com/?p=2593

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November 12, 2020

123notary trained her and now she is getting jobs off the hook

Filed under: Marketing Articles — admin @ 5:29 am

It all started when someone signed up for a listing many months ago. I talked to her on the phone and the phone call lasted for seven hours she was so interesting. I gave her lots of tips, and she read my blog tutorials on Notary work. When she took my new and more difficult quiz, she got 84% while the others averaged about 35-40%. My new quiz
has many following directions, handling situations and tough notary questions which most people just cannot handle.

The last time I called this lady, she said, “I can’t talk, I’m at a signing. The listing is really working out well.” Then we talked later on that evening and she said she had been getting a lot of work. Something like eighty signings in the last two months which is amazing for someone brand new with no experience.

So, this is an example of someone who listens to our advice, studies hard, and puts attention into their listing. The result is success and happiness!

You might also like:

He took Jeremy’s advice and got new title companies
http://blog.123notary.com/?p=22277

What is the secret to Carmen’s success?
http://blog.123notary.com/?p=20059

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