Erica’s Mobile Office Story
Erica has been a full time mobile notary for 17 years in California’s central coast. She enjoyed driving her BMW to signings, and the gas mileage was not that bad. But going all the way up to Northern San Luis Obispo county and all the way down to Santa Barbara Couny, and then all the way up and down and up and down for e-document signings got to be ridiculous. She said to herself, “I’ve been doing this business for a long time, and there must be a better way to do this”.
A few years ago she decided that a mobile office was the way to do business. That would eliminate all of the traveling back home each time she needed to print documents. She could print on the road while driving and multi-task which would make her time work even more efficiently. There was a particular vehicle that she had had her eye on for a long time — the Chevy HHR. It was a cross between a SUV and a Hatchback. But, its main feature was that it’s battery was in the BACK, making it easy to add an inverter and power strip. This would allow her to have printers, computers and other equipment in the back receiving enough power to all function at once!!!
Long distance travel
Although her BMW got better gas mileage than her new “truck”, she didn’t have to go all the way back home each time she printed docs using the truck! Erica’s range was 120 miles up and down the coast, and many times she would have to go up and down multiple times per day when business was faster (in the old days).
The inverter
Initially, she wanted to get a generator, but thought it would be too loud for night signings. But, then after she bought her more powerful vehicle, the generator was no longer necessary. She started out getting an inverter on ebay for $79, but it didn’t have enough Hertz. Then, she got serious and made a pilgimmage to Oxnard, California to get a heavy duty 2000 watt inverter for $129 which did the trick. This inverter had enough power for all of her equipment.
Her equipment
Erica’s arsenal of equipment includes: (1) a netbook, (2) a three-in-one scanner, printer, and fax (3) HP Laserjet 2430dtn printer that prints a whopping 35 pages per minute! Wow! That’s the fastest I’ve ever heard about. She has SIX of these and gets them for pennies on ebay, but they might cost up to $1000 in a store. She get’s her toner for $20 on ebay which costs over $100 in stores. The other things she stocks in her “truck” include extra legal paper, letter paper, toners for each weapon, staplers, tape, rubber bands, shipping supplies, post-it notes, and dozens of pens. She also keeps an extra journal in her car just in case!
The warranty
Erica is a seasoned electronics customer and gets a square trade warranty whenever she buys something online. Personally, I would go with the triangular one (to keep things simple), but the square one seems to be the industry standard.
More work capacity
The bottom line of this story is how Erica refined her operation to have maximum efficiency. She can now accept last minute assignments. And, by eliminating the back and forth, she can now do nine signings per day, when the maximum she was able to do in the old days was five.
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Bounced Checks, Collection Agencies, FBI reports: Learn which companies are involved!
Bounced Checks, Collection Agencies, FBI reports…
For some of you, this is old information that you have already been following. However, many notaries do not have time to read everything that goes on on the forum, and this news about signing companies will be of interest and a convenience to them! It is hard for me to keep up with what is going on on the forums on a daily basis, but I have noticed that a lot of bad things happened in September 2011. There were a few loan signing companies that had a reasonable reputation that suddenly stopped paying notaries. One or more companies was reported to be out of business. I am going to summarize the more important events of the last month or two here. I will only mention the more noteworthy signing companies here.
All Service Notary & Signings
Sept 16 – A notary gives up on trying to collect their bill and hands it over to a collection agency. Additionally, this notary reports the signing company to a credit bureau! Another notary reports trouble getting paid from this company. A third notary says, that after a long time, they finally received their check — but, that was in early August. The situation looks like it has deteriorated since then.
CRES Closers
One notary says that they are the BEST to work for! Another says they met his fee and that they were great to work for. A third notary claims that they sent payment super fast! Wow, it is nice to hear good things about a signing company these days!
Equifax Settlement Services
One notary got paid, but says the company says that they will take THREE MONTHS to pay for jobs in the future because they have to wait until the loans fund. Another notary discusses the letter they sent to the BBB about this company. A third notary discusses the difference in what this company offers different notaries for the same work. One gets $85, while another is offered $125!
FASS – First American Signature Services
Notaries are complaining, but not about payment issues. One notary was taken off the list because FASS found a less expensive notary. Back in 2010, FASS took over service for a big Title company and dropped the notary who had been servicing the signings for that Title company. Another notary feels that they were treated rudely after some sort of argument about “quality issues”. Although there is a lot of complaining going on here, I don’t see any wrongdoing on the part of FASS. They are just shopping around to find the best notaries for them — and trying to get high quality service as well. America is a free country and nobody is obligated to keep the same notary for life.
Final Link
Three notaries have complained that this company doesn’t do a good job of getting back to people. Not returning calls, etc.
First Preference Signing
Four notaries all claim in unison that this is the best company that they have ever worked for.
Harvard Abstract
Three notaries are claiming that this company is easy to work for and that they pay quickly.
HVR Notaries
Two notaries claim that this is a good company to work for. One says, “They met my fee”, which is a very good sign these days with all the low balling.
Insured Closings
Notaries claim that there have been several reports of BOUNCED CHECKS from this company. Watch out!
National Loan Closers
This company is reported to be asking for $25 to keep notaries on their list. This is causing a lot of disturbance in the notary world. Notaries feel that companies should be paying them, and not vice versa.
Nations Direct
We have gotten many complaints about low-balling and micromanagement. One notary’s signing was interrupted by a phone call, where she was asked if she was using a blue pen. On the other hand, it is prudent for a signing company who uses many newer notaries to call and check up on people. Obviously, many of the notaries they hired screwed up and ruined many loans which is the reason for all of the babysitting. Please try to look at things from the signing company’s perspective. They are trying to get the job done. Also see: Nations Direct has been around for more than a decade!
Nowclosings.com
Many notaries are claiming that this is one of the BEST signing companies they have ever worked for.
N3 Notary
A few notaries are complaining that company has badgered them too much during their signings.
Pacific Document Services
Checks that they sent out have allegedly gotten LOST in the mail. One notary has filed an official complaint with the FBI to try to get this company shut down. Another notary received a check that BOUNCED. This is one of the most serious cases I have seen all year! The opinions expressed here are the opinions of particular notaries and not of 123notary.com.
Safir Signing Agents
Multiple notaries are complaining about no-pay and SLOW-PAY.
Service Link
This company has lowered their fees, and we have had many complaints from notaries about LOW-BALLING from this company.
Superior Closings
The people that run this company have been functioning under four different business names over the course of time. They are reported to be out of business now.
The Notary Biz
Many notaries are discussing whether or not this company is still in business. One notary had a discussion with the owner who claimed that they were no longer in business.
The R&R Group
Several notaries are complaining about non-payment, and one is owed $375 by this company
Trans State Services
Many notaries are really happy with this company. Good working conditions and timely pay!
Vital Signings
This company has a good payment record, but many notaries are complaining that there are too many steps involved in the signing process and a lot of babysitting.
Tweets:
(1) Here is a list of companies that bounced checks, had FBI reports, or were notorious late payers to notaries!