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September 27, 2016

The Nose Best Notary

OK, I’ll admit it – I cheated. Of course the title should use the word “knows”. But, there seems to be a problem in the notary community. A disproportionate percentage of notaries feel they are a “cut above” the rest of the field. Not a tiny cut, but by a wide margin – knowledge wise. Many of us seem to consider ourselves the best – not “one of the best” but “the ultimate notary”, why?

I’ll venture a guess. It’s that the vast majority work for themselves. They answer to no one. Thus, they do their own “self evaluations” and, surprise – bask with pride at their reflected image. Wake up; you have a lot to learn. The world, security wise, is changing rapidly. The old TIL and HUD have been usurped by a CD. Are you hoping I will define that – sorry – I will not – you are supposed to know what a CD is. OK, you aced it – but how aware are you of its components?

The problem is manifested in more than knowledge of esoteric loan package forms. It goes to the heart of being a responsible public official. The county sheriff would not be in office long if they could not recognize one of the 10 Most Wanted if they passed them on the street. Similarly, you need to keep up on changing components that affect your working environment. A good start would be to review the Current Edition of your governing regulations. Things have changed since you took your notary exam. You swore to uphold those rules, and must maintain your knowledge.

Take participation in the http://123notary.com forum. Many are the posts that offer their own opinion – believing that theirs is the only right path. Few are the posts that acknowledge that someone with a superior understanding offered the right approach to the situation. It’s an interesting exercise to explore the web sites of those self proclaimed luminaries. I have done precisely that. What I found was gushing self praise and absurd proclamations. We can be at your location in 10 minutes. We know every doorman in the city. Our notarizations are much better than any other. Blah, blah, blah.

How do you throttle back your ego? One good method is to submit to standardized testing. This site offers a few varieties, as to some others. Of course there is your state notary manual, do you understand every word. Not each sentence by rote – but each concept by its essence. Did you ever call upon your licensing authority to explain a “fuzzy” concept? Or, did you just assume “I don’t need to know that. Here in NY State notaries must view “Adequate Proof”. The term is not further defined in the Notary manual. I spoke at length to them to derive their intended meaning.

Nobody is the knows best notary. Some think they are. The ones that come close are open minded and willing to learn. The foundation is, of course, your governing laws. But, it is in the application of those parameters that we exhibit our judgment; and our “wisdom”. For your business to be viable, you need to meet your clients’ needs and desires. Sometimes creative approaches, based entirely on what is completely proper are required. Given a complex situation there are those who will claim the request illegal; usually a safe choice. But, others with a greater breadth of knowledge can derive a totally legal and possible innovative solution. It is those whose clients feel that their notary “is the best notary”.

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December 7, 2011

Has anyone failed the notary exam?

Has anyone failed the notary exam? 

Each different state has a different notary application and different standards for who can become a notary. Generally you need to be a legal resident of the state in question, or at least working in that state.  You need to be 18 years of age or older as well, and not be a felon.  But, testing standards vary state to state. But, you might ask, “What do I do if I fail the notary exam?”
 
Louisiana notary exam
Louisiana has a tough test, and weird commission standards. You are commissioned for life there, but you can only work in one Parish, unless you have a special commission that allows you to work in several reciprocal Parishes (how complicated).  Most states allow statewide jurisdiction.
 
California notary exam… 

The California test used to be reasonably passable, but in recent years, it has become tougher and tougher and the result is that fewer people are becoming notaries.  There is a proctored examination and it is timed as well. Good luck and make sure to take the six hour required course from a state approved vendor
 
New York notary exam..
New York
also has a notary exam.  I have heard that it is not as hard as California’s, but you should study hard in any case.
 
Failing the test?
If you fail your state’s notary exam, each state has different rules for when you can take it again.  BTW, many states don’t have a notary exam to begin with, but they should, because there is a lot to know about this line of work, and the states should make sure that people know what they are doing.  Even people who pass the test still don’t have a clue how to deal with many daily and practical situations.  Most states will allow you to take the exam again.  The main point is to study hard and review a lot before attempting the test.  Also, take a seminar, even if you have to take it twice.  You will absorb what you were taught there, and need that knowledge for the life of your commission. 
 
Is there a fee for taking the exam again?
Most if not all states will want to charge you and make you fill out more paperwork to take the notary exam another time.  So, find out how they want you to make your check out, and where to go.

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Why notaries don’t last
http://blog.123notary.com/?p=4087

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