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October 11, 2016

Do you have to send a copy of your ID to companies?

Filed under: Technical & Legal — Tags: , — admin @ 10:44 pm

Is this a security risk? Sending your identification or drivers license photocopy to companies? Personally, I think it is okay, and a necessary part of getting a job. But, does it bother you?

We live in a world where bank accounts get broken into, credit card numbers stolen, and a lot more identity theft. It is scary to give your information to anyone these days. However, the critical information is more your mother’s maiden name, social security number and other personal information. Your Drivers License has more public information. But, on the other hand, your birthdate is used for security information and access as well.

I have personally been a victim of identity theft many times. Once was horrible involving my bank account which was connected to Paypal. I had to create new accounts and negotiate with Paypal. We got the money back, but $9000 is a lot. This is why I don’t recommend online banking if you have more than a few thousand in an account. The reps always say, “Oh, but this is for your convenience.” How convenient is it if you have heart attack because someone stole $20,000 from you leaving you penniless. Do the reps ever think of that or are they complete self-centered idiots? Then, my credit cards get routinely compromised. Every 18 months it happens. When I get that call from the credit card company I say, “Don’t tell me, I already know…” I stopped using my cards at gas station pumps as a result as that is the easier place for them to get compromised.

So, be careful with your personal information. But, an ID card copy doesn’t seem to risky to me. What do you think?

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June 24, 2016

The Steve Jobs Notary Smart-Seal

If Steve Jobs created a hi-tech Notary Seal, what would it be like?
I can imagine several scenarios. There could be a seal that looks like a regular Notary seal, but with a touch screen. The seal could tell you when your last ink fill up was and when the next time you will need to fill the ink would be. Or the seal could affix itself to make sure the seal’s impression was perfect every time. The real genious of Steve Jobs is that he made his inventions easy to use, cool, and personalized. His creations became an inseperable part of our lives. If only his spirit could guide some living people on creating that ideal Notary seal…

Additionally, the seal could have a smart feature that could sort through your emails and identify any emails pertaining to recent or current jobs, and even interface with your GPS to make sure that you get to your next job on time.

But, what about a more futuristic Notary Seal?
In my blog about UFO Notarizations, their notarizations were done with microchips that were inserted within the fibers of documents, or watermarks with identifying traits. I was picturing a business card shaped notary seal that could insert coding into the document using laser beams. But, also scan the name, date and other features of the document and keep an electronic record of the notarization. The device could be touch sensitive so that anyone who “borrowed” the seal from the Notary wouldn’t be able to use it. To use this futuristic seal, you would just lie it down in the seal area, press a button, and it would do it’s affixing itself.

Additionally, the Notary Seal could be used to scan ID’s and check them against records from the DMV, Dept of State, or even foreign governments. In the future, we might all be connected. Thumbprints could also be used with this tiny device. Best of all, if you lost your seal, you could call it with your cell phone and it would start beeping. With even better technology, the device would be able to identify signers purely based on their thumbprints or even have voice recognition.

Taking it a step forward, what if the Notary Seal device could have a Siri type character that would answer Notary questions.

NOTARY#1 “Siri, can I use a Military ID as identification?”

NOTARY #2 “Siri, if a California ID is expired, but it has not been five years since its issue date, can I still use it?

SIRI: Can’t you see I’m having lunch? Ask me later after I’m fully recharged… Humans!!!!

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May 9, 2013

Show me your ID

Show me your ID & you need to reimburse me for my lost time!

This is something a Notary typically asks a signer of documents. This time, the signer asked me, the Notary to show him my ID. Puzzled, I asked why. “These days, you never know who you are dealing with”, he said. I reminded him that the Title Company with whom he was working already informed him that I would be coming to notarize the loan documents. Because he seemed persistent and my goal was to complete the notarization & get paid (after spending the better part of an hour the night before printing everything in duplicate – 302 pages — and marking which docs needed to be faxed back), I showed him my Driver License and my business card which had the words, Notary Public next to my name.

The signer then had the temerity to tell me that someone form the Title Company had to reimburse him for the time that he lost waiting to sign the docs. To add insult to injury, he then nonchalantly tells me that because I was the Notary, the reimbursement should come out of my fees. Engaging the signer in this irrational argument with distorted logic would have been tantamount to banging my head against the wall. So, I listened attentively and ignored everything he said about reimbursement. I completed all of the notarizations and signings in 45 minutes and told him to contact the Title Company directly if he had any concerns. On the way out, he playfully asked to see my ID again. I politely said NO but gave him a couple of my business cards to give it to any of his friends who needed Notary services.

Lesson Learned: Don’t argue or engage in heated conversations with the signer who is angry over something you did not cause, contribute to or have any control over. Do your work correctly (you don’t want to go back a second time to correct your mistakes and this time the signer is even angrier because you made the error and what is worse you will not get paid the second time), get out, get paid and move on…

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