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July 14, 2021

How valuable are the various types of notary knowledge?

Filed under: Uncategorized — admin @ 3:19 am

Notaries these days who invest in Notary education study all types of topics. Some study Notary basics, others study TRID, Reverse Mortgages, Helocs, situational knowledge, elite knowledge, or just plain signing agent knowledge. Marketing skills are also taught by many agencies. So, which skills are the most valuable?

As a signing agent, companies typically babysit you unless you are very advanced and work purely for title companies. If you make mistakes, that is very unprofessional, but they generally catch you before it is too late due to the scan backs and fax backs. Notaries do not get complaints about errors on our site these days. When they do get complaints it is because they are rude or don’t show up, don’t return phone calls, or don’t get documents back on time.

So, let me make a pecking order of Notary skills in an order that makes logical sense to me.

Notary knowledge
If you don’t know how to be a solid Notary, you are endangering the public as well as yourself and leaving yourself open to legal liability. A mistake identifying someone, or filling out your journal can lead to a lawsuit, or lack of evidence in a legal proceeding. That is very serious and can ruin not only you, but all who are involved in a transaction with you. Failing to properly administer an Oath (when required) can lead to the termination of your commission if you ever get caught and is considered Perjury which is a Federal crime! If you don’t fill out forms properly or follow Notary law and procedure, you can ruin your life. So, Notary knowledge is the highest priority as a Notary Signing Agent and THAT is why we teach the finer points at no cost in Notary Public 101 on the blog.

Signing Agent knowledge
Knowing how to initial, date a right to cancel, and understanding the basic documents in a home-owner Refinances are skills that you will need to use a lot. You can ruin a signing if you miss signatures or initials, or put wrong dates on documents. Signing Agent skills seems to be a definite #2 in the pecking order of what you should study.

Marketing
If you know your basics, but don’t know how to attract work, you might get a few jobs here and there, but won’t have a side career of any scope. Learning Notary marketing is easy because there are good teachers everywhere. 123notary and LSS do a nice job teaching notary marketing. Some of the knowledge is available in our loan signing course and a lot more is on the blog in the marketing category on the right.

Specialty Skills
It is always good to learn more. Being TRID trained, or trained in reverse signings is great. But, that is the last step in my opinion. It impresses clients when you go above and beyond in your training. It shows motivation and effort and makes them more likely to hire you. But, learn the other stuff first as that is a lot more critical for basic survival.

How many certifications should I get?
The more the merrier. If you advertise with us, you should consider ours. If you are a paid member, we sometimes offer to test you by phone at no cost if you study from Notary Public 101, but we get very few takers. Our test is the hardest in the industry and our teaching materials are the most practical — and NOT the most expensive. We have the least expensive certification compared to the big players!

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July 10, 2021

The Notary Chip

Filed under: General Stories — admin @ 3:13 am

This is not the type of chip you eat with salsa. It is a chip that you implant in your brain. It will automatically connect you with what we call, “Universal Notary Consciousness” and it is for your benefit, and for your safety. You will be required by law to have this chip implanted by a doctor, otherwise you would be too risky to have a Notary commission.

This chip will have several functions, all of which are critical to our industry.

1. It will track whether you really meant it when you swore to support and defend the constitution. If you meant it, that is a problem because the constitution defends liberty and was specifically crafted to fight tyranny. If you believe in the constitution or America, you are a potential trouble maker.

California Notary Oath of Office Verbiage
Do you solemnly swear that you will support the Constitution of the United States and the Constitution of this State, and that you will discharge the duties of the office of Notary Public in and for said County to the best of your ability? When are you required by law to do Oaths?

2. It will track if you are thinking for yourself, as it can read thoughts. If you are, it will shut your thoughts down.

3. If you need thinking help from UNC or Universal Notary Consciousness, it will help you. That way, if you are in a difficult notarization, that involves giving someone a vaccine, the consciousness will tell you how to handle differences in opinion and help you find the “correct” ideology to promote. The main thing is to assure the signer that the vaccine is good for them and will make them stronger and better. It will help them think in new ways, and make new friends. And it is for the benefit of society to keep others safe from them. And that they would be a risk to society if they didn’t take the vaccine.

You might be thinking, what does being a Notary have to do with vaccinating people? The masks, social distancing, shutdowns, endless rules, vaccines, and social control are all about the same thing — controlling you, demeaning you, and eventually reducing the world population.

But, it will be very hard for people to succeed in their agenda if even 1% of the population stands up for themselves. People are so passive these days. Boys are taught not to be toxic and given drugs if they are. This all leads to a population of sheep who never stand for anything and can be sterilized, put out of work, or murdered through covert means.

The sad news is that Notary chip is already in you. It is called lamestream media and it tells you how to think, and most of the words that come out of your month about meaningful issues are verbatum from fake news — or from Fox news which preaches the opposite. But, few of us have our own thoughts.

So, if you think this article is “scary”, the article is not what you should be afraid about. Go outside your house, looking around, and tell me what you see — tell me what you see is not scary. Not a single person is coughing, not a single person is sick, yet 90% of society thinks we are in a pandemic. Is that not brainwashing? The Notary chip is already in you. Wake up!

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July 6, 2021

Notary kidnapped by borrowers

Filed under: General Stories — admin @ 3:09 am

I know, I know, I know. The borrowers like the Notary so much, they wouldn’t let him leave. That’s not what happened.

A guy goes to a signing like he always does. He sits down at the table, and has people sign the documents. The family was rude and used profanity when asking him who he was and what this was about. But, they signed the documents. Then, there was an issue about title, and with a foreclosure issue. The Notary told them that the Note was enough without having a Grant Deed, or QuitClaim to foreclose on the house. He attempted to leave the house, but the husband blocked the door, and the wife jumped on him from behind.

The Notary forced his way out the door. Basically, the family did NOT want him leaving with those documents. He explained that the documents were the property of the title company and not the borrower’s documents and that is why he needed to take them. I’m not sure it was worth it.

After the Notary was out the door and on his way to the car, the son of the couple came out of the house with a baseball bat. This family just isn’t kidding around. The Notary warned the kid that he had a gun and that the gun would be a lot more effective than a baseball bat.

The Notary drove away, and reported the issue to the Sheriff. The Sheriff asked if he wanted them to press charges and he said he just wanted law enforcement to give them a stern lecture since nobody was hurt.

So, when people ask, “Is the mobile notary profession a safe one?” The answer is, if there is a serious issue with the rate, APR, or with a foreclosure, it might not be. This is the second incident of violence against a Notary that I have heard of after serving 65,000 Notaries. It pays to confirm the signing by phone to see if the people are complete nutcases. That extra minute spent could save you some grief down the line.

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June 8, 2021

Julius Caesar Notary Public

Filed under: Humorous Posts — admin @ 11:27 am

I don’t think that Julius Caesar was a Notary, but they had Notaries in Rome, and Rome is one of the ancestors of American civilization along with Greece, Israel, Sumeria, France, and England. It is interesting to know that our culture derives originally from Iraq. I wonder what Saddam would have to say about that. They invented the clock with 12 hours and 60 minutes, etc. This silly story is about the American version of Julius Caesar and I got the story as close to the real story as it can possibly be in modern America if you over look the fact that Americans normally drink champagne in hot tubs and not sangria… details.

Julius started his career in escrow in Missouri. Things were good until he went on vacation to the Caribbean and got kidnapped by pirates. He escaped by the grace of God after having a seizure, and then bought a slave who was an expert in Greek philosophy to teach his beloved daughter. He brought the slave back to Rome, Missouri where he lived in this fictional blog article. Think of this as a modern day Julius… you know… with the straight cut bangs… not really my style, but it works for him.

He continued his career while his slave educated his daughter in the classics, and then a terrible tragedy happened. His wife died, and he was devastated.

Disclaimer to the Black Lives Matter movement… The slave was a white guy who looked Greek and thought Greek. So, that makes it okay… I guess…

Meanwhile in Julius’ home town of Rome, Missouri, the mayor made some law changes that allowed him to kill anyone who he claimed was a threat to him. Since Julius was honest and said he would kill the mayor on a whim, the mayor let him live. Then the mayor made his collegue Pompey kill someone else otherwise he would have someone kill Pompey. The citizens of the town had had it, and Pompey poisoned the mayor, and the mayor died in a hot tub. What a scandal. But, on a brighter note, there were no prostitutes involved, so that makes it less bad.

Julius was so stressed out by the situation, he had a seizure. Maybe we should call him Julius Seizure since he had seizures, not Caesars. On the other hand, the Caesar salad works for many people, so perhaps we should leave the name as is.

After that, Julius decided to become a Notary and do some conquering. He conquered the business from all Escrow companies in towns with French names in the midwest. Since that area used to belong to France, there were plenty. He spent eight years conquering what he called France or Gaul, and developed a business so huge, he had to hire many to help him. He spent most of his time away from home wooing more new clients and rarely returned home.

Finally after conquering the Gauls in the French named towns, Julius returned to his home town only to find that Pompey and his colleagues wanted to kill him due to a disagreement about some local political decision they were lobbying local government about. Julius hired a bodyguard, and later learned that Pompey had been killed at an Egyptian restaurant several hours Southeast of their town — that was famous for lamb kabobs and belly dancing. Julius went to the Egyptian restaurant and inspected the severed head of his rival that the Pharaoh kept for him in a basket. He then returned to his hometown.

His new wife had a terrible dream that the windows came open, lots of wind came in, and that she found his body covered in blood in the bed. Julius disregarded the dream. Then a wise elder said, “Beware of the Ides of March.” Julius went to town hall to take part in a political discussion. The friends of the late Pompey were there and stabbed him to death.

After the stabbing, someone mentioned to the old man, “The Ides of March have already come.” The old man said, “Yes, but they haven’t left yet.”

So, this is the Notary version of the story of Julius Caesar. My parting words are —

“He who lives by the seal, dies by the seal.” and
“All roads lead to Rome, MO” (yes, it exists, but few roads actually lead there)
“When in Roam (on your cell phone coverage) do as the Roamers do!”
“A great Notary business isn’t built in a day, but if you work on your notes section, at least you are giving yourself a chance.”

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April 8, 2021

Reminders for those of you who are listed on 123notary

Filed under: General Articles — admin @ 5:44 am

Dear Notaries,
If you are listed on 123notary, please consider the following. To do well with your listing you need:

1. Login and confirm your listing every 120 days or sooner. We sometimes temporarily remove listings who show signs of being dormant.

2. Respond to emails from 123notary. Sometimes we ask about information that was omitted from your listing. Other times we send quiz emails which are fast and quick so we can assess your skill level. We take that very seriously and hope you do too.

3. Keep your notes section constantly evolving. It is hard for beginners to write a good notes section. But, as you get more experience, little by little you can add to it. Also, please read our content about writing a good notes section. Nobody in the industry has written more on this topic than myself.

4. Consider studying to be certified by 123notary. Many newbies are NNA and LSS certified with a few certified by Notary2Pro. The latter two have good testing standards. However, to do well on 123notary, it pays to be certified by us. So, if you plan on sticking around on our directory, please think about passing our test.

5. You might consider getting a business name. Think it over carefully and read our articles on the topic.

6. Keep refreshed on what is going on on forums, and refresh yourself on your local state notary laws too. Stay informed.

That’s all for today’s reminders. Staying on top of things takes time, but makes you a far superior force to be reckoned with in the market place.

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March 10, 2021

A Notary in Lake Tahoe is cleaning up

Filed under: Marketing Articles — admin @ 4:35 am

The Notary business has been picking up. But, the hot new destination is Lake Tahoe. People are fleeing from lawless San Francisco headed by London Breed and flocking towards Tahoe. I guess this is what happens when San Francisco is run by London — It’s like colonization all over again.

People are selling homes and getting multiple offers within hours of posting their MLS online. It is a seller’s market and houses are selling for much more than normal. Perhaps if San Francisco ever goes back to normal people will stop evacuating.

Meanwhile in Florida, business is booming with the New Yorkers seeking refuge. It seems that most New Yorkers with salaries above $100K have left the city — perhaps for good. Some have 2nd homes in Connecticut, Jersey, Vermont, but Florida is one of the most popular destinations.

Cuomo was on TV saying, “Come back come back come back — we’ll have drinks, it’s on me… come back.” But, in NY they are having plain clothed policemen at the train stations taking people’s information coming into the city to enforce unconstitutional quarantines. If you want people to come back, why do you make it like a prison sentence to do so? I will never visit New York again, at least not for the next ten years. What a nightmare.

So, if you are a Notary in a destination city, you can make bank right now. It is nice to see Notaries doing well finally.

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December 30, 2020

Stand Out From the Notary Crowd

Filed under: Ken Edelstein — admin @ 12:52 pm

Landing New Clients
Surprise, you have a lot of competition. Some of them are willing to accept lowball offers that actually cost money to process – what are they thinking (possibly unable to do math?). So, to “break thru” you need to be noticed. Many of the most basic items are covered already; your business name, a well written profile (with an “eye catcher” first line), BBB accreditation, and some positive reviews from past clients. But, there is so much more that you can do to stand out.

Do you stand on the shore and mumble “here fish, fish, fish; come to me”? Of course not, to catch a fish you have to go where they are and have proper gear and great bait. Well, your prospective clients are not fish, nor to you plan to “bait & catch” them. But, you certainly want those soon to be clients to call. Go to them; give them a look see of you, and a business card. Of course you cannot visit the world, so Advertise. Being high up on directories is a great start, with some well written bio information (not self praise). Write as if you were talking to a friend, not to a want to be employer. It doesn’t hurt to add as “bait” an uncommon offer. “I process a duplicate copy of your document at no additional charge because that gives you backup in case the one you ship never arrives”. Or, “On my first visit you will receive a 25% off coupon valid for my next two visits”. Feeling brave? “If I am over 15 minutes late the fee is half of agreement”.

Your Interaction with Prospective and Prior Clients
Read the articles on proper phone answering! Stop saying “Hello”. Better is “Good Morning, your name, how can I help you? Then, listen, really listen. If you know something relevant, that the caller is unlikely to know – offer that information – even if it causes you, on this call; to lose the assignment. It’s (in the long run) a better strategy to be helpful rather than deceitful. They will remember you for honesty and being a source of accurate and relevant information. Be sure to get the what, when and where information prior to any fee discussion. Don’t waste much time if a minnow is calling offering a low ball.

You have a great chance to make a positive impression with the written word. Do you include a .vcf file so they can add you to their electronic database? One of my “secrets” is to often include an appropriate image with emails. Not something extolling me – rather something with a bit of humor or informative. I have a large collection of graphics. A few lawyer cartoons, a rose, an elaborate thank you graphic; build up a collection. Humor is always an appreciated break from the routine. Many are the replies: “Thank You, I need a laugh”. Unsaid: “I will remember you”.

Keep the Clients you have Happy
Be real. Don’t be afraid to actually ask a favor. Perhaps 2PM would be a tight schedule; “can we make that 3PM – so I can be sure to be on time”? Giving someone a dollar on departure, as a gift would certainly be insulting. However, a little research will find many useful items that, in bulk, cost about a dollar. Buy some, and “on your way out” present a “thank you” item. I present tiny, add to keychain flashlights; some admit to calling me back just to get an additional one!

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November 30, 2020

What do people like about being a mobile notary?

Filed under: General Articles — admin @ 5:59 am

There are many reasons why someone would become a mobile notary. There are also other reasons why a person might continue to be a mobile notary. Here are a few.

1. Work your own hours
Are you tired of the 9-5 hussle and hassle? Working your own hours is great. You can also do other gigs between notary jobs, or take other gigs when there normally aren’t any notary jobs. You can also work a part time or full time job and keep doing signings.

2. Drive
Some people were born to be on the road (again). If you love to drive, being a mobile notary will keep you busy. You can work on the road, eat on the road, and just remember not to sleep on the road as that might be dangerous.

3. Meet new people and then notarize them
It is like being in the armed forces. Go to foreign countries, meet new people and then kill them. Instead of killing them, you notarize them — it’s the next best thing — trust me. You will meet people from all walks of life. You will know every end of the spectrum of middle class (boring) as well. Just like a snobby British upper class lady once said, “A marriage made in middle-class — how pedantic.” And then the sarcastic New Yorker said, “She could have done worse.” So take your pick. You can also meet criminals, kidnappers, arsonists, frauds, strippers, porn actresses and more. But, for the most part you will meet very “pedestrian” middle-class Americans who are so boring that you should have a cup of Joe before the signing to ensure you don’t fall asleep. On the other hand if boring is your thing — you will meet the right demographic. On a brighter note, if you live near a fun town like Santa Monica or Hollywood, you might meet more fun people.

4. Deter fraud
It brings meaning to my life to be part of reducing the amount of fraud in this world. Fraud creates uncertainty and suffering and the angels would prefer that we keep our world clean and orderly and that is why I believe they chose me to run this directory as I try to keep things ship shape. Notaries who are thorough make it very hard for frauds to get away with anything. Using that raised seal embosser on every page of every document you notarize, checking ID’s carefully and thumb printing makes it hard to do anything suspicious.

5. Reading our blog
Some Notaries like being a notary just so they have a legitimate excuse to read our zany blog. Yes, the comedy articles on the blog make the whole nightmare of being a mobile notary all worth it in the end. Laugh your way to success.

6. Money
Believe it or not, some people make good money in this profession, or at least used to. And others make a good supplement to their income too. If you are efficient allocating your time, you can make good money at least on an hourly basis. You should see what Carmen rakes in for very quick jobs taking less than an hour from door to door.

7. Retirement
Being a mobile notary is a great way to spend your retirement. It is hard to work full-time as an elderly person, but as a notary you can work as much as you feel up to it.

8. A good job after you have been in Mortgage
If you were in Mortgage for years, being a mobile notary is a natural continuation as your knowledge will carry over to a particular extent as a notary.

9. Stamping
Some people find it theraputic to stamp things, and as a notary, that is what you do every day. It might make you feel official.

10. Reading up on legal aspects
Being a Notary means you have to read up on the legal aspect of being a Notary Public. You need to know all of the identification procedures and all of the various notary acts. There is a lot to know and many people enjoy learning the legal distinctions. And then there are others who are so afraid to commit UPL that they fail to learn Notary law themselves and end up committing crimes out of ignorance on a daily basis. You might like giving Oaths too — I swear! Hmmm.

So that concludes my little article on why you might like being a mobile notary. I hope that you all now see the positives in your career and don’t regret being in this profession.

You might also like:

Certain things you don’t learn from experience
http://blog.123notary.com/?p=22572

Is prioritizing a skill a notary should have?
http://blog.123notary.com/?p=22291

13 ways to get sued as a notary
http://blog.123notary.com/?p=19614

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November 28, 2020

$300 in 13 minutes. How Carmen cleans up in the Notary business

Originally posted in 2017

Carmen has always realized, or at least since 2005, that you can’t just do Notary work only. There are not enough high paying jobs to keep you busy. Those who try to be full-time Notaries end up taking a lot of low paying work just to stay busy. Carmen has always believed that you should combine signing agent work with another profession that is flexible, so that you can take an hour or so off during the day to do a signing.

Carmen normally makes about $150 or $175 per signing, and since she only accepts close jobs, she is often back home within 40 minutes. She preps her borrowers over the phone so she can get in and out without any delay.

But, a few weeks ago she got a job. The lady was a repeat customer and asked what Carmen wanted to charge. Carmen said $200. But, the lady was feeling generous, and wanted to be in good hands next time around, so she offered Carmen $300. Talk about being popular or having good signing karma.

Carmen printed the documents, went to the job, and was in and out in 13 minutes. The signers knew what they were doing. It was a construction loan or investment loan for seasoned investors who were fast at signing documents and had their lawyer prep them on what it all meant BEFORE the signing rather than detaining the Notary for two hours while they read every word of every page. So, Carmen got everything signed and notarized in minutes and was out the door. The signers were impressed and happy that it was such a painless experience.

Had they hired some other Notary, it might have been sluggish, incompetent, and the Notary might have shown up late, or dropped the package in a drop box rather than a staffed Fedex station. There is a reason why people pay extra to hire seasoned pros. But, you don’t find too many seasoned folks at SnapDocs. For the best Notaries in the biz, you need to visit 123notary.com!

$300 jobs don’t come every day. However, if you sell yourself short, you will never get any. If you can afford to do so, charge more, and take only jobs from people who value you. Otherwise you will be calculating your gas expenses and how much a ream of paper costs for the rest of your life — should you live so long!

.

You might also like:

Winging it as a Notary
http://blog.123notary.com/?p=19644

How long should you wait to get paid?
http://blog.123notary.com/?p=19347

123notary elite Certification Study guide
http://blog.123notary.com/?p=20118

Here is an easy way to make $4000 more per year
http://blog.123notary.com/?p=14162

Do you take control at a signing?
http://blog.123notary.com/?p=21104

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November 16, 2020

Notary fined $385 for botching a Notarization

Filed under: General Articles — Tags: — admin @ 10:49 am

Originally posted in 2018

Many of the Notaries on our site are so incompetent about communication and Notary practices that I shutter to list them. The fact is that I am not always informed when Notaries get in trouble. I would like to hear more stories of Notaries who goof and get in trouble because I want to learn how to prevent the problems from happening in the future.

The fact is that a Notary in Louisiana (I don’t remember clearly the name of the state but think it is Louisiana) did a Notary job for a loan signing. The Notary was new and had no idea what she was doing. There were numerous mistakes on dates, signatures, notarizations, etc. In fact there were so many mistakes that the Lender make the Notary pay for the redraw of documents. The bill came out to $385. Ouch. What a nasty surprise for this enthusiastic but clueless Notary.

The moral of the story is that you cannot just get a Notary seal and start working without knowing what you are doing. The states don’t prepare you at all for Notary work. Even California gives very little hands on training. NNA certified notaries have been trained in some basic aspects of loan signing, but that course does not teach basic Notary knowledge. So, if you think you “know what you are doing” because you are NNA certified, try taking NNA’s Notary Essentials course first. It is better to know how to be a Notary than a loan signer, because most of the mistakes notaries make are either rudeness, leaving people high and dry, not following directions, or you guessed it — Notary mistakes. Notaries very rarely get in trouble for not knowing their loan documents and rarely get in trouble for dating an RTC wrong although it could happen.

So, become an expert at being a Notary. You can get into trouble with me if you don’t and trouble with the law, lenders and customers as well. Knowledge is power and ignorance comes at a high expense.

.

You might also like:

Notary loses $4000 in legal fees because a fraud added a name to the certificate
http://blog.123notary.com/?p=19477

If you’re named as an identity theft conspirator, it could cost you $20,000 in legal fees.
http://blog.123notary.com/?p=19481

Do you keep a journal to please your state, a judge, the FBI or 123notary?
http://blog.123notary.com/?p=19483

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