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February 9, 2024

Notary Efficiency 101: Organizational Tips for Success

Filed under: General Articles — Tags: — Tom Wilkins @ 5:12 pm

In our modern world, efficiency is crucial, particularly for notaries who have an essential role in verifying documents for individuals and businesses. Having a tidy workspace can significantly improve your accuracy and productivity when dealing with legal documents, real estate transactions, or business contracts. In this article, we will discuss effective organization tips for notary to declutter your workspace and notarize with unparalleled efficiency.

Declutter Your Workspace

A cluttered workspace can lead to mistakes, lost documents, and unnecessary stress. Begin by minimizing physical clutter. Keep only the essentials on your desk: your notary seal, stamp, journal, and current documents. Utilize filing systems for completed and pending documents to avoid mix-ups and ensure easy access. Digital clutter can be just as problematic, so organize your digital files with clear naming conventions and back them up regularly to prevent data loss.

Streamline Your Processes

To achieve efficiency in notarization, it is essential to have streamlined processes. One of the key organization tips for a notary is to create a checklist for each type of notarization service you offer. This ensures that no step is overlooked and can speed up the process for you and your clients. In addition to this, it would be helpful to consider using scheduling software to manage appointments. This reduces the risk of double bookings and helps allocate your time effectively.

Invest in the Right Tools

The right tools can make a world of difference in your notary practice. A high-quality scanner and printer are indispensable for creating clear copies of documents. Digital tools like electronic notary platforms can also streamline the notarization process, allowing for remote notarizations, which can expand your client base. Furthermore, ensure your mobile devices are equipped with secure, encrypted apps for managing emails and documents on the go.

Stay Informed and Educated

Staying up-to-date with the latest notary laws and best practices is crucial for efficient service. Regularly attend workshops, webinars, and training sessions. This enhances your knowledge and ensures compliance with state laws and regulations. Moreover, joining notary associations can provide valuable resources and a network of peers for advice and support.

Prioritize Security

Security is of utmost importance in notary work. Use special software to keep digital files safe and lock paper documents in a secure cabinet. When sending papers, it’s crucial to ensure their safety. Many people inquire about the safety of FedEx drop boxes, and it’s always advisable to use trusted ways to send important documents. To get useful tips on sending documents safely, you can read about whether FedEx drop boxes are safe.

Communication is Key

Effective communication with your clients can greatly enhance your efficiency. Set clear expectations regarding the notarization process, required documents, and fees. This reduces confusion and last-minute scrambles. Furthermore, be responsive to calls and emails, as timely communication can prevent delays and foster trust with your clients.

Unlocking Notary Efficiency

Adopting these organization tips for notary practices can significantly declutter your workspace and streamline your notarization processes. From decluttering and investing in the right tools to prioritizing security and maintaining effective communication, each strategy is pivotal in enhancing your efficiency and reliability as a notary. Remember, an organized notary is a successful notary, ensuring smooth transactions for homeowners and business owners alike. Embrace these tips, and watch your notary practice thrive in productivity and professionalism.

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February 2, 2024

Common Notary Mistakes and How to Avoid Them

Filed under: Notary Mistakes — Tags: — Tom Wilkins @ 12:00 am

In the realm of legal transactions, the role of a notary is paramount. Whether you’re a homeowner finalizing the purchase of your dream home or a business owner executing critical contracts, the presence of a notary ensures the legality and integrity of these important moments. However, notaries are human and, like anyone, can make mistakes. Recognizing and avoiding common notary mistakes is key to ensuring that your transactions proceed without a hitch. Let’s dive into some of these pitfalls and how to avoid them.

1. Failing to Identify Signatories Properly

One of the most critical roles of a notary is to verify the parties’ identity in a transaction. Common mistakes include not checking identification thoroughly or accepting expired IDs. To avoid this, always insist on current, government-issued identification with a photo, signature, and physical description.

2. Neglecting to Record Entries in the Notary Journal

A notary’s journal is an official record of notarial acts and protects the notary and the signatories. Skipping entries or not detailing the transaction accurately is a mistake that can lead to legal complications. Ensure every act is recorded promptly and in detail.

3. Improper Use of Notary Seals

The misuse or improper storage of notary seals can lead to unauthorized use and fraud. Notaries must secure their seals and only use them when performing an official act. Remember, your seal is your responsibility.

4. Overstepping Notarial Boundaries

Notaries are not legal advisors. Offering legal advice or explaining the contents of a document oversteps the boundaries of the notary’s role and can lead to legal repercussions. If asked for advice, the best practice is to direct the individual to seek legal counsel.

5. Incomplete or Incorrect Notarization

Missing information, such as the date, location of notarization, or signatory details, can invalidate a document. Likewise, using the wrong notarial certificate or wording can lead to a document being challenged. Always double-check your work for completeness and accuracy.

6. Not Understanding State-Specific Laws

Notary laws vary from state to state, and not being up-to-date with your state’s requirements can lead to mistakes. Continuous education and reference to state notary manuals are essential to stay compliant.

7. Ignoring the Signer’s Willingness and Awareness

A notary must ensure that signers are willing and aware of what they are signing, free from coercion or impairment. Ignoring signs of reluctance or confusion can question the validity of the notarization.

How to Avoid These Mistakes

Avoiding these common notary mistakes starts with education and diligence. Stay informed about your state’s notary laws, attend refresher courses, and always adhere to the best practices of your profession. Furthermore, utilize resources like the FedEx drop-off service for secure document handling, ensuring that your notarial acts are completed with legal integrity and efficiency.

Ensuring Legal Integrity in Every Transaction

Elevating your notarial expertise involves being vigilant about common notary mistakes and taking proactive steps to avoid them. By thoroughly verifying identities, meticulously maintaining your notary journal, correctly using your notary seal, staying within your legal boundaries, ensuring the completeness and accuracy of every notarization, understanding state-specific laws, and respecting the signer’s willingness and awareness, you safeguard the legal integrity of every transaction. Homeowners and business owners alike depend on this diligence for the seamless execution of their most critical documents. Remember, knowledge and attentiveness are your best tools for avoiding these pitfalls and upholding the trust placed in you as a notary.

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January 5, 2024

9 Ways to Create More Demand for a Notary Business

Filed under: (6) Marketing — Tags: — Tom Wilkins @ 12:00 am

In today’s competitive business landscape, finding effective strategies to stand out and generate more demand for your notary business is essential. Whether you’re a seasoned notary public or just starting, increasing demand for your services is key to building a successful notary business. In this blog post, we’ll explore some proven strategies to help you create more demand for your notary business.

1. Enhance Your Online Visibility with Local SEO

Establishing a robust online presence in this digital era is indispensable for any business. Given that potential clients frequently resort to the internet to seek notary services, it’s imperative that your website is impeccably designed, rich in information, and user-friendly. Local SEO (Search Engine Optimization) is a potent tool in your arsenal. Local SEO focuses on optimizing your online presence to attract customers in your vicinity. By employing local SEO strategies, you can boost your website’s visibility on search engines when people in your area search for notary services. Incorporate keywords like “notary services” and “mobile notary services” strategically throughout your website content to enhance your search engine rankings, making it easier for local clients to discover your services.

2. Leverage Social Media

Social media platforms are powerful tools for expanding your reach and connecting with potential clients. Create profiles on popular platforms like Facebook, Twitter, and LinkedIn, and regularly post engaging content related to notary services. Share informative articles, success stories, and tips on how your services can benefit clients. Engage with your audience by responding to comments and messages promptly.

3. Build Strong Relationships

Networking is a cornerstone of any successful business, including a notary business. Develop relationships with local attorneys, real estate agents, mortgage brokers, and other professionals who may require notary services regularly. Attend industry events and join local business associations to expand your network. Building strong relationships can lead to referrals and repeat business, increasing the demand for your services.

4. Offer a Variety of Services

Consider offering a broader range of services beyond traditional notarizations to create more demand for your notary business. Specialize in areas such as loan signings, estate planning, or mobile notary services. Diversifying your offerings can attract a wider client base and make your business more appealing to those seeking specialized services.

5. Provide Exceptional Customer Service

Exceptional customer service can set your notary business apart from the competition. Be responsive to inquiries, arrive on time for appointments, and maintain a professional and friendly demeanor. Going the extra mile to accommodate your client’s needs can lead to positive reviews and word-of-mouth referrals, boosting your business’s demand.

6. Invest in Marketing

Allocate a portion of your budget to marketing efforts. This may include online advertising, email marketing campaigns, or even traditional marketing materials like flyers and business cards. Ensure your marketing materials prominently display your contact information and emphasize the value you provide as a notary public.

7. Seek Online Reviews

Ask satisfied clients to leave an online review on your Google Business Profile, Facebook, and Yelp. Positive reviews will build trust with potential clients and boost your online reputation. Equally important, be sure to respond to reviews in a timely manner, whether they are positive or negative, to show that you value client feedback and are committed to continuous improvement.

8. Offer Competitive Pricing

While providing quality service is essential, competitive pricing can also attract more clients. Research the pricing structures of other notary services in your area and ensure that your rates are reasonable and competitive. You may even consider offering package deals or discounts for bulk notarizations to incentivize repeat business.

9. Stay Informed and Adapt

The notary industry, like any other, evolves over time. Stay informed about changes in laws, regulations, and best practices within your field. By adapting to industry trends and continuously improving your services, you can position your notary business as a reliable and forward-thinking choice for clients.

Create More Demand and Grow Your Notary Business Today!

Creating more demand for your notary business requires a combination of online and offline strategies, excellent customer service, and a commitment to continuous improvement. By optimizing your online presence, networking, offering diverse services, and providing outstanding customer experiences, you can position your notary business for success and growth. Remember to monitor the effectiveness of your strategies and adjust them as needed to stay competitive in the ever-changing business landscape.

If you’re looking for more ways to get more notary clients, here is a list of businesses that need notaries. With dedication and the right approach, you can indeed create more demand for your notary business.

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September 15, 2023

Unlocking Success: Why Continuous Learning Matters for Notaries

Filed under: Topics of Interest — Tags: — Tom Wilkins @ 12:00 am

Professionals in various fields must stay ahead of the curve in a constantly evolving world that adapts to new technologies and methodologies. The same holds true for notaries, who play a crucial role in legal and financial transactions. Continuous learning, especially in continuing education for mobile notary services, is vital to unlocking success in this profession.

The Importance of Continuous Learning for Notaries

Notaries serve as impartial witnesses to the signing of important documents, verifying the identity of signatories, and ensuring the legality of transactions. As the nature of business and legal processes evolves, so does the role of notaries. Keeping up with the latest regulations, industry standards, and best practices is vital to providing high-quality services in this field.

Adapting to Changing Regulations

One of the most compelling reasons continuous learning is essential for notaries is the ever-changing landscape of legal and financial regulations. Laws governing notarial acts vary by jurisdiction and can change frequently. Staying informed about these changes is crucial to ensure that notaries are compliant and can provide accurate and legally binding services.

Continuing education for mobile notary services offers a structured way for notaries to stay updated on legal requirements specific to their region. Notaries can gain valuable insights into new legislation by participating in such programs and ensuring their practices align with the law.

Enhancing Professional Skills

Beyond keeping up with legal changes, continuous learning also enhances notaries’ professional skills. Notarization involves more than stamping a document; it requires excellent communication, organization, and attention to detail.

Continuing education programs often cover customer service, record-keeping, and fraud prevention. These skills are essential for notaries to excel in their roles and provide clients with a seamless experience. Investing in their professional development can make notaries more effective and efficient in their daily tasks.

Staying Competitive

In any profession, staying competitive is a fundamental goal. For notaries, this means being aware of legal changes and understanding the broader landscape of the notary business. This includes familiarizing with the latest tools and technologies to streamline their work and improve customer satisfaction.

By participating in continuing education for mobile notary services, notaries can gain insights into industry trends and emerging technologies. They can learn about the pros and cons of adopting new tools, helping them make informed decisions that give them a competitive edge in the market.

Building Trust with Clients

Trust is paramount in the notary business. Clients rely on notaries to verify their documents’ authenticity and ensure their transactions’ legality. Continuous learning helps notaries build and maintain that trust.

Clients who see that a notary is committed to ongoing education and professional development are likelier to have confidence in their services. This trust can lead to repeat business and referrals, helping notaries grow their client base and reputation.

Continuous Learning Unlocks Notary Success

Continuing education for mobile notary services is not a luxury but a necessity. Staying current with legal regulations, enhancing professional skills, staying competitive, and building trust with clients are all critical aspects of success in this field.

To succeed as a notary, it’s essential to recognize that the learning journey never truly ends. By embracing continuous learning, notaries can unlock the door to sustained career success, serving their clients with the highest expertise and professionalism.

For more information on the notary business, including the pros and cons of this profession, check out this article on notary business pros and cons.

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September 8, 2023

What is a Notary Mentor and Why Do You Need One?

Filed under: General Articles — Tags: — Tom Wilkins @ 12:01 am

Diving into the world of notary services isn’t just about mastering legal protocols or understanding documentation nuances. There’s a subtle art to this profession, an expertise that often blossoms from experience and, more importantly, guidance. This brings us to an essential question: “What is a notary mentor?”

What is a Notary Mentor?

A notary mentor is an experienced notary public dedicated to offering guidance, advice, and unwavering support to newcomers in the field. These seasoned professionals have treaded the intricate paths of the notary world, accumulating a treasure trove of knowledge, insights, and best practices. They primarily share this wealth by guiding newer notaries in navigating challenges, ensuring they grow and flourish in their roles.

The Vital Role of a Notary Mentor

  1. Sharing Experiences: Every notary mentor has their own set of unique encounters and scenarios. Sharing these real-world examples aids mentees in understanding how to address unprecedented situations, offering a practical spin to theoretical knowledge.
  2. Skill Development: Whether mastering the art of stamping, understanding diverse documents, or building essential soft skills like effective communication, a mentor provides hands-on training.
  3. Networking: It’s often said – it’s not just about what you know but who you know. A seasoned notary mentor’s vast network can be a golden key for a newcomer.
  4. Ethical Guidance: With strict ethical codes governing the world of notarization, navigating these can be daunting. A mentor ensures the mentee understands and adheres to these pivotal standards.
  5. Building a Business: For those venturing as mobile notaries or establishing their services, business insights from someone experienced are invaluable.

The Impact of Having a Notary Mentor

  1. Faster Growth: Under the right guidance, new notaries can sidestep typical beginner errors, paving a robust career foundation. This makes one wonder again, “What is a notary mentor if not a catalyst for accelerated growth?”
  2. Confidence Boost: Armed with the knowledge that they have a mentor to consult, mentees often find their confidence levels soaring. This newfound confidence fuels better decision-making and a proactive work approach.
  3. Increased Opportunities: As highlighted earlier, mentors can open doors to their extensive networks, leading to many notary services evolving job opportunities or client introductions.

Discovering Your Notary Mentor

  1. Notary Associations: Many local or national notary associations offer mentorship programs or connections with potential mentors.
  2. Networking Events: Events focused on notaries or legal aspects are great. They provide a platform for professionals and beginners to interact.
  3. Online Forums and Groups: Several online platforms cater to notaries. Engage actively, and you might find a mentor willing to guide you.
  4. Direct Outreach: If there’s a seasoned notary you look up to, don’t hesitate to reach out. Share your admiration and your keenness to learn.

In wrapping up, “What is a notary mentor?” transcends a mere query. A notary mentor is a guiding light, a reservoir of wisdom, and a propellant for growth. As notary services evolve, having a mentor becomes even more pivotal.

Curious about niching down your services? Discover how can mobile notaries find a niche in our detailed guide.

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August 11, 2023

Value-Based Selling: Unlocking Success

Filed under: General Stories — Tags: — Tom Wilkins @ 12:00 am

Traditional sales techniques are quickly becoming outdated in today’s ever-changing business world. Instead, businesses are turning to customer-centric approaches like value-based selling. This strategic method focuses on building lasting client partnerships, moving beyond the traditional pitch-and-close mentality. In this blog, we will explore the true meaning of value-based selling, its advantages, and how it can help you grow your mobile notary business.

What is Value-Based Selling?

Value-based selling revolves around understanding the customer’s unique needs and pain points. It’s about shifting the conversation from merely exchanging goods or services to a comprehensive solution tailored to the client’s specific challenges. Unlike traditional sales pitches emphasizing features and price, value-based selling seeks to create a deep connection between the seller’s offering and the customer’s desired outcomes.

In value-based selling, every interaction is an opportunity to listen, empathize, and collaborate. It involves meticulous research into the prospect’s industry, challenges, and goals. With this knowledge, mobile notaries can position their offerings as solutions that meet clients’ needs.

Benefits of Value-Based Selling

Stronger Customer Relationships: Value-based selling builds trust and credibility by genuinely understanding a customer’s pain points and offering tailored solutions. Clients are more likely to return to a business that consistently provides value beyond just the sale.

Higher Conversion Rates: When customers see how a product or service can directly address their challenges and contribute to their success, they’re more inclined to purchase. Value-based selling focuses on communicating this value proposition effectively.

Reduced Price Sensitivity: Value-based selling shifts the focus away from price alone. Clients who see a solution’s significant impact on their business are often more willing to invest in it, even if it comes at a slightly higher cost.

Enhanced Differentiation: In competitive markets, differentiation is key. Value-based selling helps a business stand out by demonstrating a deep understanding of the customer’s needs and aligning its offerings accordingly.

Long-Term Partnerships: Traditional sales might result in one-off transactions. Value-based selling, on the other hand, nurtures ongoing relationships. This can lead to repeat business and referrals.

Implementing Value-Based Selling

  1. Research and Listen – Understand your customer’s industry, challenges, and aspirations. Listen actively during conversations to uncover insights that can guide your approach.
  2. Customization – Tailor your offerings to the specific needs of the customer. Showcase how your service will directly help them.
  3. Demonstrate ROI – Quantify the value your offering brings. Whether it’s cost savings, increased efficiency, or revenue growth, provide tangible numbers to back up your claims.
  4. Education – Be a valuable resource to your customers. Educate them about industry trends, best practices, and innovative solutions, positioning yourself as a trusted advisor.
  5. Feedback Loop – Continuously gather feedback from your customers. This helps refine your offerings and shows that you’re invested in their success.

The Power and Promise of Value-Based Selling

Adopting a value-based selling approach can be a true game-changer for mobile notaries. The shift from product features to customer outcomes enhances relationships and fuels higher conversions and enduring loyalty. Remember, value-based selling goes beyond mere strategy – it’s a mindset rooted in empathy, understanding, and collaboration. If you’re looking for more ways to improve your work-life balance, these time management tips should do the trick.

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June 16, 2023

Conquering Challenges Encountered by Notaries

Filed under: Notary Public 101 — Tags: — Tom Wilkins @ 12:00 am

As a notary, do you feel overwhelmed with the sheer number of challenges and obstacles that stand in your way? Do you ever get discouraged when it seems like every day brings new problems to solve? It’s hard for business owners to keep up with the demands of making things run smoothly. Still, luckily there are several top issues affecting notaries that can be proactively addressed. In this blog post, we’ll discuss the key steps you should take to get past the most frequent problems notaries see and create solutions that will benefit you personally and professionally.

Lack of Training

One of the biggest challenges facing notaries is the need for proper training. Many become notaries without fully comprehending the job prerequisites, which may result in mishandling particular situations or unintentional errors that could lead to legal issues. To resolve this, notaries must enroll in top-notch training programs encompassing all the job’s crucial aspects. These programs will assist notaries in comprehending their duties and how to navigate complex scenarios. Additionally, keeping up-to-date with any changes to laws or regulations that could impact the job is critical for notaries.

Document Fraud

As a notary, it is crucial to be aware of document fraud as it is a significant issue affecting the work. Fraudsters can manipulate documents or forge signatures for their advantage. To ensure the authenticity of the document being notarized and the identity of the signer at hand, we must be diligent in confirming their credentials and examining the document in detail. This includes asking for government-issued photo identification and carefully scrutinizing the document for any signs of tampering. Notaries must refuse to notarize the document and report it to the proper authorities if suspicions arise.

Quality of the Notaries

This profession is highly concerned about maintaining quality standards for notaries. Sadly, not all notaries adequately fulfill their responsibilities or follow established protocols. This, in turn, can lead to errors and legal complications, potentially damaging both the notary and their clientele. To address these shortcomings, it is vital that the industry demand heightened requirements and underscore the significance of the role. Notaries must ensure they maintain their professionalism and uprightness at all times. Additionally, joining professional organizations can furnish valuable backing and materials to support notaries’ work and encourage best practices.

Lack of Time

Notaries frequently encounter time limitations when notarizing documents, which can cause stress and mistakes for both the notary and the signer. To address this issue, notaries should prioritize scheduling appointments in advance to allow ample time to complete their work without feeling rushed. Additionally, notaries must have all essential materials and paperwork readily available to promote efficient work. Overcoming time constraints ensures the accuracy and professionalism needed in this critical role.

State-Specific Laws

Keeping track of state-specific laws and regulations is essential for notaries, as each state has its own set of rules. But staying up-to-date can be challenging, especially with ever-evolving changes. To overcome this daunting task, notaries can boost their knowledge by constantly being aware of the laws and regulations in their state. Joining a professional organization on the subject can also offer valuable resources and support.

Take Action, Shape A Future Where Notaries Thrive With Unwavering Integrity

Overcoming any challenge a notary may encounter can be daunting but achievable. It starts with having the right mindset and knowledge to tackle the issues head-on. Identifying the top issues affecting notaries is essential to prepare for all scenarios thoroughly. Fortunately, success and excellence in notarization are obtainable through dedication and resilience. Improving the quality of the notaries should always remain the top priority. Take the time and effort to read up on industry regulations, laws, and information consistently to ensure one’s capability as an E-Notary public remains current and up-to-date with ever-changing practices today.

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January 16, 2022

Quiz: You know you’re a good Notary when you…

What type of Notary are you? A good one or a bad one? I’m not sure who created the questions for, “You know you’re a redneck if you…”
So, I’ll create my own version of this satirical banter, and come up with my own version for Notaries that will have some technical merit.

You know you’re a bad Notary when you…

(1) Do you fail to call the borrower to confirm the appointment that signing company set, and just show up?
If you don’t call and make sure that all parties involved (watch out for spousal signatures) will be there and on time, with a current ID with matching names — you might be in for some wasted time. If you don’t get the documents signed, you might not get paid. You might waste two hours for nothing because you don’t think you “need” to call the borrowers, or because you were asked not to. It is your appointment and your responsibility!

(2) Do you send loose certificates in the mail?
Lenders and Title companies are notorious for asking notaries to break the law and send loose certiifcates. In some states it is a Misdemeanor if you ask a Notary to do something illegal. Report all illegal requests to your State Notary Division immediately. No second chances!

(3) Do you fail to get certified by all agencies that you purchase “effective” advertising from? Or do you say, I don’t “need” your certification because I’m already “certified” without even disclosing the name of the organization who certified you? There is no such thing as just being “certified” as notary certification is not regulated by any government.

(4) Do you say, “I have my Notary” when you really mean you have your Notary Commission?

(5) Do you fail to use a Notary Journal or Seal simply because your state doesn’t require it? What happens if an investigator asks about a potentially fraudulent transaction you were involved in and you have no evidence for the court? The court case might be really long and you might get in really big trouble.

(6) Do you fail to keep thumbprints of signers in your journal because your state doesn’t require it?
Guess what? You might end up in court if you don’t take thumbprints, especially on transactions affecting high dollar figures such as properties.

(7) Do you fail to administer Oaths to credible witnesses or for Jurats because you are not well enough trained to know how, or even to know that you are required? Or, perhaps you don’t even know what a credible witness even is. Better look this up in your state Notary handbook.

You know you’re a good Notary when…

(1) The hair on your neck stand up straight when you see someone try to sign with a middle initial that doesn’t exist on their identification.

(2) You use an inked seal and an embosser with a raised non-inked seal to make it detectable if pages are swapped or photocopied.

(3) You take copious notes in your journal about the signers, what went on in the signing, and the building / neighborhood where the signing took place to job your memory should you ever be summoned into court.

(4) You sell your car, and buy a few top spots on 123notary.com!

There are many other technical points and best practices that we could address, but for this hopefully entertaining blog entry — that’s all folks!

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You know you’re a Notary Public when… (36 examples)
http://blog.123notary.com/?p=16038

Honey, you can kiss my app!
http://blog.123notary.com/?p=14902

Notary aptitude test
http://blog.123notary.com/?p=15853

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November 5, 2020

Spousal States List

Which states are spousal states for Notary Loan Signing?
Alabama
Alaska
Arkansas
Colorado
Florida
Illinois
Iowa
Kansas
Kentucky
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
New Hampshire
New Jersey
North Carolina
North Dakota
Ohio
Oklahoma
South Dakota
Tennessee
Vermont
West Virginia
Wyoming

Note
If you are a married homeowner in a Spousal State, your spouse is required to sign certain documents to attest that he or she is aware of the new loan.

Typically, the spouse will need to sign the Deed of Trust, the Right to Cancel, the Truth-In-Lending (TIL), and a few other title and settlement documents.

Your spouse is not financially responsible for the mortgage transaction by signing these documents as long as they are not on the note (the note is the legal-binding document that defines the terms of the loan and who is responsible). They are just acknowledging that a new mortgage is being taken out against the property.

It’s also important to mention that anyone on the deed to your home must also sign the spousal documents, whether you live in a spousal state or not. All owners of the home must acknowledge that you are borrowing against the home.

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Spousal States List on the Forum
http://www.123notary.com/forum/topic.asp?TOPIC_ID=4329

The 30 point course – a free loan signing course on our blog
http://blog.123notary.com/?p=14233

Signing Agent Best Practices
http://blog.123notary.com/?p=4315

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December 19, 2018

Beginner Notaries 103 — Additional Reading List

Filed under: General Articles — admin @ 12:52 pm

Beginner Notaries 103: Additional Reading List
Return to Table of Contents – Beginner Notaries 103

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Are you starting out as a mobile notary and don’t know which direction to turn? We know where you should turn and what you should read. So, indulge yourself in this reading list.

How to write a great notes section if you are a beginner
http://blog.123notary.com/?p=16698

Notary information for beginners — best posts
http://blog.123notary.com/?p=10472

Why you should consider getting 123notary Elite Certified
http://blog.123notary.com/?p=20094

Real Life Notary Scenarios
http://blog.123notary.com/?p=19681

The 123notary 30 point course
http://blog.123notary.com/?p=14233

Signing Companies that hire new Notaries
http://blog.123notary.com/?p=7059

How to become a successful mobile notary from scratch
http://blog.123notary.com/?p=13340

Is having an NNA background check necessary for work?
http://blog.123notary.com/?p=10385

How to write a notes section if you have no experience
http://blog.123notary.com/?p=4173

5 or 6 reviews doubles your business
http://blog.123notary.com/?p=8484

A comprehensive guide to Notary pricing
http://blog.123notary.com/?p=16504

10 ways female notaries can protect themselves
http://blog.123notary.com/?p=19196

Signing Agent Best Practices
http://blog.123notary.com/?p=4315

Basic technical information for new Notaries
http://blog.123notary.com/?p=10472

Cattle Call Notary Offers
http://blog.123notary.com/?p=9841

$30 loan signings — is it worth it?
http://blog.123notary.com/?p=10456

2014 excerpts from great notes sections
http://blog.123notary.com/?p=13613

Wannabe #1 on 123notary? Consider this first
http://blog.123notary.com/?p=9332

What’s your monthly marketing plan?
http://blog.123notary.com/?p=9683

Names for Notary businesses with commentary
http://blog.123notary.com/?p=20765

Tips for avoiding liability with the elderly
http://blog.123notary.com/?p=20040

How much E&O do I need?
http://blog.123notary.com/?p=20183

Who is the authority at a signing?
http://blog.123notary.com/?p=20175

What’s your sign? A guide to spotting fake ID
http://blog.123notary.com/?p=19638

Winging it as a Notary
http://blog.123notary.com/?p=19644

If you are named as an identity theft conspirator, you could pay $20,000 in legal fees
http://blog.123notary.com/?p=19481

13 ways to get sued as a Notary
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10 risks of being a mobile notary public
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Airplane meals vs. Oaths and Affirmations
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Ken’s list of things Notaries might goof on
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Most of what Jeremy and Carmen at 123notary offer all day is free!
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When to refuse a notarization – a comprehensive guide
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